Court Opinions
State Laws
|
California Insurance Code
Legal Research Home >
California Laws > Insurance Code > California Insurance Code
- California Insurance Code Section 1
This act shall be known as the Insurance Code.
- California Insurance Code Section 2
The provisions of this code in so far as they are substantially the same as existing statutory provisions relating to the same subject matter shall...
- California Insurance Code Section 3
All persons who, at the time this code goes into effect, hold office under any of the acts repealed by this code, which offices are...
- California Insurance Code Section 4
No action or proceeding commenced before this code takes effect, and no right accrued, is affected by the provisions of this code, but all procedure...
- California Insurance Code Section 5
Unless the context otherwise requires, the general provisions hereinafter set forth shall govern the construction of this code.
- California Insurance Code Section 6
Division, part, chapter, article, and section headings contained herein shall not be deemed to govern, limit, modify or in any manner affect the scope, meaning,...
- California Insurance Code Section 7
Whenever, by the provisions of this code, a power is granted to a public officer or a duty imposed upon such an officer, the power...
- California Insurance Code Section 8
Writing includes any form of recorded message capable of comprehension by ordinary visual means. Whenever any notice, report, statement or record is required or authorized...
- California Insurance Code Section 9
Whenever any reference is made to any portion of this code or of any other law of this State, such reference shall apply to all...
- California Insurance Code Section 10
"Section" means a section of this code unless some other statute is specifically mentioned and "subdivision" or "subsection" means a subdivision or subsection of the...
- California Insurance Code Section 11
The present tense includes the past and future tenses; and the future, the present.
- California Insurance Code Section 12
The masculine gender includes the feminine and neuter.
- California Insurance Code Section 13
The singular number includes the plural, and the plural the singular.
- California Insurance Code Section 14
"County" includes "city and county."
- California Insurance Code Section 15
"City" includes "city and county."
- California Insurance Code Section 16
As used in this code the word "shall" is mandatory and the word "may" is permissive, unless otherwise apparent from the context.
- California Insurance Code Section 17
"Oath" includes affirmation.
- California Insurance Code Section 18
"Signature" or "subscription" includes mark when the signer or subscriber can not write, such signer's or subscriber's name being written near the mark by a...
- California Insurance Code Section 19
"Person" means any person, association, organization, partnership, business trust, limited liability company, or corporation.
- California Insurance Code Section 20
"Commissioner" means the Insurance Commissioner of this State.
- California Insurance Code Section 20.5
Whenever in this code the terms "State Industrial Accident Commission" or "Industrial Accident Commission" or "commission," relating to the said "State Industrial Accident Commission" or...
- California Insurance Code Section 21
"Division," and "department," in reference to the government of this state, mean the Department of Insurance of this state.
- California Insurance Code Section 21.5
(a) "Administrative law bureau" or "administrative hearing bureau" means the unit within the Department of Insurance that provides administrative hearings. (b) An administrative law judge...
- California Insurance Code Section 22
Insurance is a contract whereby one undertakes to indemnify another against loss, damage, or liability arising from a contingent or unknown event.
- California Insurance Code Section 23
The person who undertakes to indemnify another by insurance is the insurer, and the person indemnified is the insured.
- California Insurance Code Section 24
"Admitted," in relation to a person, means entitled to transact insurance business in this state, having complied with the laws imposing conditions precedent to transaction...
- California Insurance Code Section 25
"Nonadmitted," in relation to a person, means not entitled to transact insurance business in this State, whether by reason of failure to comply with conditions...
- California Insurance Code Section 26
"Domestic" means organized under the laws of this State, whether or not admitted.
- California Insurance Code Section 27
"Foreign" means not organized under the laws of this State, whether or not admitted.
- California Insurance Code Section 28
"State" means the State of California, unless applied to the different parts of the United States. In the latter case, it includes the District of...
- California Insurance Code Section 29
"Mortgage" includes a trust deed, "mortgagor" includes a trustor under such trust deed, "mortgagee" includes a beneficiary under such trust deed, or a trustee exercising...
- California Insurance Code Section 30
"Resident" means residing in this State, "nonresident" means not residing in this State.
- California Insurance Code Section 31
"Insurance agent" means a person authorized, by and on behalf of an insurer, to transact all classes of insurance other than life, disability, or health...
- California Insurance Code Section 32
(a) A life licensee is a person authorized to act as a life agent on behalf of a life insurer or a disability insurer to...
- California Insurance Code Section 32.5
"Life and disability insurance analyst" means a person who, for a fee or compensation of any kind, paid by or derived from any person or...
- California Insurance Code Section 33
"Insurance broker" means a person who, for compensation and on behalf of another person, transacts insurance other than life, disability, or health with, but not...
- California Insurance Code Section 33.5
(a) "Casualty broker-agent" means a person licensed pursuant to Section 1625. (b) "Property broker-agent" means a person licensed pursuant to Section 1625.
- California Insurance Code Section 34
"Insurance solicitor" means a natural person employed to aid a property and casualty broker-agent acting as an insurance agent or insurance broker in transacting insurance...
- California Insurance Code Section 35
"Transact" as applied to insurance includes any of the following: (a) Solicitation. (b) Negotiations preliminary to execution. (c) Execution of a contract of insurance. (d)...
- California Insurance Code Section 36
"Paid-in capital" or "capital paid-in" means: (a) In the case of a foreign mutual insurer not issuing or having outstanding capital stock, the value of...
- California Insurance Code Section 37
Provisions of this code relating to a particular class of insurance or a particular type of insurer prevail over provisions relating to insurance in general...
- California Insurance Code Section 38
Unless expressly otherwise provided, any notice required to be given to any person by any provision of this code may be given by mailing notice,...
- California Insurance Code Section 38.5
Any written notice required to be given or mailed to any person by an insurer relating to any insurance on risks or on operations in...
- California Insurance Code Section 38.8
Insurers shall maintain a system for electronically confirming a policyholder's decision to opt in to an agreement to conduct transactions electronically and a system that...
- California Insurance Code Section 39
If any provision of this code, or the application thereof to any person or circumstance, is held invalid, the remainder of the code, or the...
- California Insurance Code Section 40
The existence of insurers formed prior to the date this code takes effect shall not be affected by the enactment of this code nor by...
- California Insurance Code Section 41
All insurance in this State is governed by the provisions of this code.
- California Insurance Code Section 42
The designation of insurance coverage as "group" in any code or law of this State other than this code does not authorize its representation as...
- California Insurance Code Section 44
Any person who willfully and knowingly makes, circulates, or transmits to another any false written or printed statement for the purpose of damaging the financial...
- California Insurance Code Section 45
(a) "Electronic funds transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, that is initiated through...
- California Insurance Code Section 46
The Legislature hereby declares its intent that the term "workmen's compensation" shall hereafter also be known as "workers' compensation." In furtherance of this policy it...
- California Insurance Code Section 47
"Surplus line broker" means a person licensed under Section 1765 and authorized to do business under Chapter 6 (commencing with Section 1760) of Part 2...
- California Insurance Code Section 48
A "surplus line broker certificate" means a certificate issued by a surplus line broker to an insurance purchaser as evidence of the placement of insurance...
- California Insurance Code Section 100
Insurance in this state is divided into the following classes: (1) Life. (2) Fire. (3) Marine. (4) Title. (5) Surety. (6) Disability. (7) Plate glass....
- California Insurance Code Section 101
Life insurance includes insurance upon the lives of persons or appertaining thereto, and the granting, purchasing, or disposing of annuities.
- California Insurance Code Section 102
Fire insurance includes: (a) Insurance against loss by fire, lightning, windstorm, tornado, or earthquake. (b) Insurance against loss of, or destruction of, or damage to,...
- California Insurance Code Section 103
Marine insurance includes insurance against any and all kinds of loss of or damage to: (a) Vessels, craft, aircraft, cars, automobiles and vehicles of every...
- California Insurance Code Section 104
Title insurance means insuring, guaranteeing or indemnifying owners of real or personal property or the holders of liens or encumbrances thereon or others interested therein...
- California Insurance Code Section 105
Surety insurance includes: (a) The guaranteeing of behavior of persons and the guaranteeing of performance of contracts (including executing or guaranteeing bonds and undertakings required...
- California Insurance Code Section 106
(a) Disability insurance includes insurance appertaining to injury, disablement or death resulting to the insured from accidents, and appertaining to disablements resulting to the insured...
- California Insurance Code Section 107
Plate glass insurance includes insurance against breakage of glass.
- California Insurance Code Section 108
Liability insurance includes: (a) Insurance against loss resulting from liability for injury, fatal or nonfatal, suffered by any natural person, or resulting from liability for...
- California Insurance Code Section 108.1
Insurers admitted to transact liability insurance are also deemed to be admitted to transact workers' compensation insurance for the purpose of covering those persons defined...
- California Insurance Code Section 109
Workmen's compensation insurance includes insurance against loss from liability imposed by law upon employers to compensate employees and their dependents for injury sustained by the...
- California Insurance Code Section 110
Common carrier liability insurance includes insurance against loss resulting from liability of a common carrier for accident or injury, fatal or nonfatal, to any person...
- California Insurance Code Section 111
Boiler and machinery insurance includes insurance against loss of property and liability for damage to persons or property from explosion of, or accident to, boilers,...
- California Insurance Code Section 112
Burglary insurance includes: (a) Insurance against loss by burglary or theft or both. (b) Insurance against loss of, or destruction of, or damage to, any...
- California Insurance Code Section 113
Credit insurance includes insurance of persons engaged in business against loss by reason of extending credit to those dealing with them, and insurance against loss...
- California Insurance Code Section 114
Sprinkler insurance includes insurance against loss through damage by water to goods or premises arising from the breakage or leakage of sprinklers, pumps, or other...
- California Insurance Code Section 115
Team and vehicle insurance includes insurance against loss through damage or legal liability for damage, to property caused by the use of teams or vehicles...
- California Insurance Code Section 116
(a) Automobile insurance includes insurance of automobile owners, users, dealers, or others having insurable interests therein, against hazards incident to ownership, maintenance, operation, and use...
- California Insurance Code Section 116.5
An express warranty warranting a motor vehicle lubricant, treatment, fluid, or additive that covers incidental or consequential damage resulting from a failure of the lubricant,...
- California Insurance Code Section 116.6
(a) Notwithstanding Section 116, a warranty issued by the warrantor of a vehicle protection product shall constitute an express warranty, as defined in Section 1791.2...
- California Insurance Code Section 118
Aircraft insurance includes insurance of aircraft owners, users, dealers or others having insurable interests therein, against loss through hazards incident to ownership, maintenance, operation and...
- California Insurance Code Section 119
Mortgage guaranty insurance includes insurance against financial loss by reason of the nonpayment of principal, interest and other sums agreed to be paid under the...
- California Insurance Code Section 119.5
Insolvency insurance includes insurance against loss arising from the failure of an insolvent insurer to discharge its obligations under its insurance policies.
- California Insurance Code Section 119.6
Legal insurance includes the assumption of a contractual obligation to reimburse the insured against all or a portion of his fees, costs, and expenses related...
- California Insurance Code Section 120
Miscellaneous insurance includes insurance against loss from damage done, directly or indirectly by lightning, windstorm, tornado, earthquake or insurance under an open policy indemnifying the...
- California Insurance Code Section 121
Except as otherwise stated, the enumeration in this chapter of the kinds of insurance in a particular class does not limit any such kind to...
- California Insurance Code Section 122
(a) An insurer admitted for all the classes of insurance defined in Sections 102, 107, 108, 112 and 120 is authorized, in addition to the...
- California Insurance Code Section 123
An insurer admitted to transact liability insurance may extend such insurance on noncommercial or farm risks to include insurance of the legal liability of the...
- California Insurance Code Section 124
"Financial guaranty insurance" means that insurance as defined by Section 12100.
- California Insurance Code Section 124.5
"Homeowners' insurance" means insurance covering the risks described in subdivision (a) of Section 675.
- California Insurance Code Section 125
This chapter shall be known and may be cited as the California Risk Retention Act of 1991.
- California Insurance Code Section 126
The Legislature finds and declares that the provisions of this chapter are for the purpose of providing a means for a bona fide for-profit or...
- California Insurance Code Section 127
Unless the context otherwise requires, the general provisions hereinafter set forth shall govern the application of this chapter and supersede any other provisions of law...
- California Insurance Code Section 128
The purposes of this chapter are as follows: (a) To regulate the formation and operation of risk retention groups and purchasing groups in this state...
- California Insurance Code Section 130
The following definitions govern this chapter: (a) "Commissioner" means the Insurance Commissioner of this state or the commissioner, director, or superintendent of insurance of any...
- California Insurance Code Section 131
(a) An entity seeking to be licensed in this state as a risk retention group shall be organized under the laws of this state and...
- California Insurance Code Section 132
Risk retention groups chartered, incorporated, or licensed in states other than this state and seeking to do business as a risk retention group in this...
- California Insurance Code Section 133
(a) No risk retention group shall be required or permitted to join or contribute financially to any insurance insolvency guaranty fund, or similar mechanism, in...
- California Insurance Code Section 134
(a) A purchasing group that intends to do business in this state shall, prior to doing business, furnish to the commissioner notice, which shall do...
- California Insurance Code Section 135
(a) No purchasing group may offer insurance policy coverage prohibited by Section 533.5 or declared invalid by the Supreme Court of California. (b) A purchasing...
- California Insurance Code Section 136
The powers authorized by this chapter shall only be exercised to the extent these powers are not preempted by the Product Liability Risk Retention Act...
- California Insurance Code Section 137
(a) No person, firm, association, or corporation shall act or aid in any manner in soliciting, negotiating, or procuring liability insurance in this state from...
- California Insurance Code Section 138
There shall be no civil liability on the part of any agent or broker who places liability insurance coverage on behalf of any risk retention...
- California Insurance Code Section 140
The commissioner may order a purchasing group or risk retention group to cease and desist from the solicitation or sale of insurance by, or the...
- California Insurance Code Section 150
Any person capable of making a contract may be an insurer, subject to the restrictions imposed by this code.
- California Insurance Code Section 151
Any person except a public enemy may be insured.
- California Insurance Code Section 170
Unless the policy otherwise provides, if a mortgagor of property effects insurance in his own name providing that the loss shall be payable to the...
- California Insurance Code Section 171
In case of such a provision or assignment, any act of the mortgagor, prior to the loss and which would otherwise avoid the insurance, will...
- California Insurance Code Section 172
If an insurer assents to the transfer of insurance from a mortgagor to a mortgagee, and, at the time of the assent, imposes further obligations...
- California Insurance Code Section 250
Except as provided in this article, any contingent or unknown event, whether past or future, which may damnify a person having an insurable interest, or...
- California Insurance Code Section 251
A lottery or its outcome shall not be insured against.
- California Insurance Code Section 252
A policy executed by way of gaming or wagering, is void.
- California Insurance Code Section 253
On and after January 1, 1986, no insurer shall issue or amend contracts of insurance in this state to provide coverage for the payment of...
- California Insurance Code Section 280
If the insured has no insurable interest, the contract is void.
- California Insurance Code Section 281
Every interest in property, or any relation thereto, or liability in respect thereof, of such a nature that a contemplated peril might directly damnify the...
- California Insurance Code Section 282
An insurable interest in property may consist in: 1. An existing interest; 2. An inchoate interest founded on an existing interest; or, 3. An expectancy,...
- California Insurance Code Section 283
A mere contingent or expectant interest in anything, not founded on an actual right to the thing, nor upon any valid contract for it, is...
- California Insurance Code Section 284
Except in the case of a property held by the insured as a carrier or depositary, the measure of an insurable interest in property is...
- California Insurance Code Section 285
A carrier or depositary of any kind has an insurable interest in a thing held by him as such, to the extent of its value.
- California Insurance Code Section 286
An interest in property insured must exist when the insurance takes effect, and when the loss occurs, but need not exist in the meantime; and...
- California Insurance Code Section 287
Every stipulation in a policy of insurance for the payment of loss whether the person insured has or has not any interest in the property...
- California Insurance Code Section 300
Except in the cases specified in the next four sections, and in the cases of life and disability insurance, a change of interest in any...
- California Insurance Code Section 301
A change of interest in a subject insured, after the occurrence of an injury which results in a loss, does not affect the right of...
- California Insurance Code Section 302
A change of interest in one or more of several distinct subjects, separately insured by one policy, does not avoid the insurance as to the
- California Insurance Code Section 303
A change of interest by will or succession, on the death of the insured, does not avoid insurance; and his interest in the insurance passes...
- California Insurance Code Section 304
In the case of partners, joint owners, or owners in common, who are jointly insured, a transfer of interest by one to another thereof does...
- California Insurance Code Section 305
The mere transfer of subject matter insured does not transfer the insurance, but suspends it until the same person becomes the owner of both the...
- California Insurance Code Section 330
Neglect to communicate that which a party knows, and ought to communicate, is concealment.
- California Insurance Code Section 331
Concealment, whether intentional or unintentional, entitles the injured party to rescind insurance.
- California Insurance Code Section 332
Each party to a contract of insurance shall communicate to the other, in good faith, all facts within his knowledge which are or which he...
- California Insurance Code Section 333
Neither party to a contract of insurance is bound to communicate information of the matters following, except in answer to the inquiries of the other:...
- California Insurance Code Section 334
Materiality is to be determined not by the event, but solely by the probable and reasonable influence of the facts upon the party to whom...
- California Insurance Code Section 335
Each party to a contract of insurance is bound to know: (a) All the general causes which are open to his inquiry equally with that...
- California Insurance Code Section 336
The right to information of material facts may be waived, either (a) by the terms of insurance or (b) by neglect to make inquiries as...
- California Insurance Code Section 337
Information of the nature or amount of the interest of one insured need not be communicated unless in answer to an inquiry, except as prescribed...
- California Insurance Code Section 338
An intentional and fraudulent omission, on the part of one insured, to communicate information of matters proving or tending to prove the falsity of a...
- California Insurance Code Section 339
Neither party to a contract of insurance is bound to communicate, even upon inquiry, information of his own judgment upon the matters in question.
- California Insurance Code Section 350
A representation may be oral or written.
- California Insurance Code Section 351
A representation may be made at the time of, or before, issuance of the policy.
- California Insurance Code Section 352
The language of a representation is to be interpreted by the same rules as contracts in general.
- California Insurance Code Section 353
A representation as to the future is a promise, unless it is merely a statement of a belief or an expectation.
- California Insurance Code Section 354
A representation cannot qualify an express provision in a contract of insurance; but it may qualify an implied warranty.
- California Insurance Code Section 355
A representation may be altered or withdrawn before the insurance is effected, but not afterwards.
- California Insurance Code Section 356
The completion of the contract of insurance is the time to which a representation must be presumed to refer.
- California Insurance Code Section 357
When an insured has no personal knowledge of a fact, he may nevertheless repeat information which he has upon the subject, and which he believes...
- California Insurance Code Section 358
A representation is false when the facts fail to correspond with its assertions or stipulations.
- California Insurance Code Section 359
If a representation is false in a material point, whether affirmative or promissory, the injured party is entitled to rescind the contract from the time...
- California Insurance Code Section 360
The materiality of a representation is determined by the same rule as the materiality of a concealment.
- California Insurance Code Section 361
The provisions of this chapter apply as well to a modification of a contract of insurance as to its original formation.
- California Insurance Code Section 380
The written instrument, in which a contract of insurance is set forth, is the policy.
- California Insurance Code Section 381
A policy shall specify: (a) The parties between whom the contract is made. (b) The property or life insured. (c) The interest of the insured...
- California Insurance Code Section 381.1
(a) The information described in subdivision (b) shall be provided to the policyholder at the time of application for, or issuance of, a policy of...
- California Insurance Code Section 381.2
When a policy includes coverage for loss or damage to a specific item of personal property of the insured, which item is separately listed and...
- California Insurance Code Section 381.5
(a) Every policy issued, amended, delivered, or renewed in this state shall provide coverage for the registered domestic partner of an insured or policyholder that...
- California Insurance Code Section 382
Covering notes may be issued to bind insurance temporarily pending the issuance of the policy. Within 90 days after issue of a covering note a...
- California Insurance Code Section 382.5
A binder which is issued in accordance with this section shall be deemed an insurance policy for the purpose of proving that the insured has...
- California Insurance Code Section 383
It is a misdemeanor: (a) For any insurer, or any agent of any insurer, to issue a policy in violation of the requirements of subdivision...
- California Insurance Code Section 383.5
"Document," as used in this section, means a policy or a certificate evidencing insurance under a master policy. The policy or certificate shall conform to...
- California Insurance Code Section 383.6
The phrase "motor vehicle" or "motor vehicles" as used in Section 383.5 includes, but is not limited to: (a) Trailers, house trailers, mobilehomes, campers and...
- California Insurance Code Section 384
(a) A certificate of insurance or verification of insurance provided as evidence of insurance in lieu of an actual copy of the insurance policy shall...
- California Insurance Code Section 386
All policies issued by incorporated insurers shall be subscribed by the president or vice president, or chairman, or chief executive officer, or, in case of...
- California Insurance Code Section 387
When the name of the person intended to be insured is specified in a policy, it can be applied only to his own interest.
- California Insurance Code Section 388
When an insurance contract is executed with an agent or trustee as the insured, the fact that his principal or beneficiary is the real party...
- California Insurance Code Section 389
To render an insurance effected by one partner or part-owner applicable to the interest of his copartners, or of other part-owners, it is necessary that...
- California Insurance Code Section 390
When the description of the insured in a policy is so general that it may comprehend any person or any class of persons, only he...
- California Insurance Code Section 391
A policy may be so framed that it will inure to the benefit of whomsoever, during the continuance of the risk, becomes the owner of...
- California Insurance Code Section 392
Any exception from the risk generally covered by a policy of insurance which insures property for the period of time when such property is under...
- California Insurance Code Section 394
(a) The commissioner may approve insurance policies and associated materials in languages other than English if the following conditions are met: (1) The policyholder is...
- California Insurance Code Section 395
After a covered loss, an insurer shall provide, free of charge, a complete copy of the insured's current insurance policy or certificate within 30 calendar...
- California Insurance Code Section 410
A policy is either open or valued.
- California Insurance Code Section 411
An open policy is one in which the value of the subject matter is not agreed upon, but is left to be ascertained in case...
- California Insurance Code Section 412
A valued policy is one which expresses on its face an agreement that the thing insured shall be valued at a specified sum.
- California Insurance Code Section 413
A running policy is one which contemplates successive insurances, and which provides that the object of the policy may be from time to time defined,...
- California Insurance Code Section 430
The policies issued by every insurer shall be entitled by its own name or a name approved by the commissioner under Section 881 or 882,...
- California Insurance Code Section 440
A warranty is either express or implied.
- California Insurance Code Section 441
A statement in a policy of a matter relating to the person or thing insured, or to the risk, as a fact, is an express...
- California Insurance Code Section 442
A particular form of words is not necessary to create a warranty.
- California Insurance Code Section 443
Every express warranty made at or before the execution of a policy shall be contained in the policy itself, or in another instrument signed by...
- California Insurance Code Section 444
A warranty may relate to the past, the present, the future, or to any or all of these.
- California Insurance Code Section 445
A statement in a policy, which imports that there is an intention to do or not to do a thing which materially affects the risk,...
- California Insurance Code Section 446
When, before the time arrives for the performance of a warranty relating to the future, a loss insured against happens, or performance becomes unlawful at...
- California Insurance Code Section 447
The violation of a material warranty or other material provision of a policy, on the part of either party thereto, entitles the other to rescind.
- California Insurance Code Section 448
Unless the policy declares that a violation of specified provisions thereof shall avoid it, the breach of an immaterial provision does not avoid the policy.
- California Insurance Code Section 449
A breach of warranty without fraud merely exonerates an insurer from the time that it occurs, or where the warranty is broken in its inception,...
- California Insurance Code Section 460
On and after January 1, 1972, every printed form of an insurance contract, including every policy, endorsement, rider, or any amendment thereof issued in this...
- California Insurance Code Section 480
An insurer is entitled to payment of the premium as soon as the subject matter insured is exposed to the peril insured against.
- California Insurance Code Section 481
(a) Unless the insurance contract otherwise provides, a person insured is entitled to a return of his or her premium if the policy is canceled,...
- California Insurance Code Section 481.1
(a) In the event any conditional receipt, binder, or other evidence of temporary or implied insurance, except ocean marine insurance as defined in Section 481...
- California Insurance Code Section 481.5
(a) Whenever a policy of personal lines insurance terminates for any reason, or there is a reduction in coverage, the insurer shall tender the gross...
- California Insurance Code Section 482
Except as provided by section 481, or by the insurance contract, if a peril insured against has existed, and the insurer has been liable for...
- California Insurance Code Section 483
A person insured is entitled to a return of the premium: (a) When the contract is voidable, on account of the fraud or misrepresentation of...
- California Insurance Code Section 484
An acknowledgment in a policy of the receipt of premium is conclusive evidence of its payment, so far as to make the policy binding. Notwithstanding...
- California Insurance Code Section 485
In case of an overinsurance by several insurers, the insured is entitled to a ratable return of the premium, proportioned to the amount by which...
- California Insurance Code Section 486
When an overinsurance is effected by simultaneous policies, the insurers contribute to the premium to be returned in proportion to the amount insured by their...
- California Insurance Code Section 487
When an overinsurance is effected by successive policies, those only contribute to a return of the premium who are exonerated by prior insurance from the...
- California Insurance Code Section 488
No insurer shall, in issuing or renewing a private passenger automobile insurance policy, increase the premium on that policy for the reason that the insured...
- California Insurance Code Section 488.5
(a) An insurer shall not, in issuing or renewing a private automobile insurance policy to a peace officer, member of the Department of the California...
- California Insurance Code Section 489
(a) Upon issuance of a policy of insurance described in Section 660, the insurer or its agent shall deliver to the named insured a notice...
- California Insurance Code Section 491
The rating plan of a motor vehicle liability insurer shall not provide for an increase in the premium if based upon an accident in which...
- California Insurance Code Section 500
Whenever any insurer has, as a regular course of conduct, sent renewal premium notices to an insured, and intends to discontinue that practice, it shall...
- California Insurance Code Section 510
Whenever a policy of insurance specified in Section 660 or 675, a policy of life insurance as defined in Section 101, a policy of disability...
- California Insurance Code Section 515
(a) (1) Notwithstanding any other law, an insurer issuing policies of automobile liability insurance or motor vehicle liability insurance shall, upon request of either the...
- California Insurance Code Section 520
An agreement not to transfer the claim of the insured against the insurer after a loss has happened, is void if made before the loss...
- California Insurance Code Section 530
An insurer is liable for a loss of which a peril insured against was the proximate cause, although a peril not contemplated by the contract...
- California Insurance Code Section 531
An insurer is liable: (a) Where the thing insured is rescued from a peril insured against, and which would otherwise have caused a loss, if,...
- California Insurance Code Section 532
If a peril is specially excepted in a contract of insurance and there is a loss which would not have occurred but for such peril,...
- California Insurance Code Section 533
An insurer is not liable for a loss caused by the wilful act of the insured; but he is not exonerated by the negligence of...
- California Insurance Code Section 533.5
(a) No policy of insurance shall provide, or be construed to provide, any coverage or indemnity for the payment of any fine, penalty, or restitution...
- California Insurance Code Section 533.7
Notwithstanding any other law, an insurer may defend a duly licensed physician or surgeon against any cause of action involving the performance of any act...
- California Insurance Code Section 550
In case of loss upon an insurance against fire, an insurer is exonerated if notice thereof is not given to him without unnecessary delay by...
- California Insurance Code Section 551
Except in the case of life, marine, or fire insurance, notice of an accident, injury, or death may be given at any time within twenty...
- California Insurance Code Section 552
When preliminary proof of loss is required by a policy, the insured is not bound to give such proof as would be necessary in a...
- California Insurance Code Section 553
All defects in a notice of loss, or in preliminary proof thereof, which the insured might remedy, and which the insurer omits to specify to...
- California Insurance Code Section 554
Delay in the presentation to an insurer of notice or proof of loss is waived, if caused by an act of his, or if he...
- California Insurance Code Section 555
If a policy requires, by way of preliminary proof of loss, the certificate or testimony of a person other than the insured or beneficiary, there...
- California Insurance Code Section 557
It is a misdemeanor for any person alone or in concert to prepare or make any bid or other writing which falsely purports to be...
- California Insurance Code Section 557.5
(a) A peace officer, member of the Department of the California Highway Patrol, or firefighter shall not be required to report, nor shall any employer...
- California Insurance Code Section 560
Every insurer issuing an automobile collision policy, as defined in subdivision (d) of Section 660, or a policy for comprehensive coverage for a motor vehicle,...
- California Insurance Code Section 570
Except in the event that the insurer has previously obtained a release on a loss, each insurer which issues, amends, or renews, on or after...
- California Insurance Code Section 571
Where the insurer has authorized the work and its liability is not in dispute, the direct payment provided for by Section 570 shall be made...
- California Insurance Code Section 572
As used in this article, the term "loss payee" shall include, but not be limited to, any mortgagee of the insured real property.
- California Insurance Code Section 580
Every insurer required to make payment for a loss, may, with the consent of the insured, make payment by an electronic funds transfer. An insurer...
- California Insurance Code Section 590
A double insurance exists where the same person is insured by several insurers separately in respect to the same subject and interest.
- California Insurance Code Section 591
In case of double insurance, the several insurers are liable to pay losses thereon as follows: (a) In fire insurance, each insurer shall contribute ratably,...
- California Insurance Code Section 620
A contract of reinsurance is one by which an insurer procures a third person to insure him against loss or liability by reason of such...
- California Insurance Code Section 621
A reinsurance is presumed to be a contract of indemnity against liability, and not merely against damage.
- California Insurance Code Section 622
Where an insurer obtains reinsurance, he must communicate all the representations of the original insured, and also all the knowledge and information he possesses, whether...
- California Insurance Code Section 623
The original insured has no interest in a contract of reinsurance.
- California Insurance Code Section 650
Whenever a right to rescind a contract of insurance is given to the insurer by any provision of this part such right may be exercised...
- California Insurance Code Section 651
Whenever an insurer gives notice of rescission of an automobile liability policy, upon request of the driver, the insurer, within 15 days of receipt of...
- California Insurance Code Section 655
Every insurer issuing policies of motor vehicle liability insurance within the meaning of Section 16450 of the Vehicle Code, automobile liability insurance within the meaning...
- California Insurance Code Section 657
(a) Where any admitted insurer, licensed to issue motor vehicle liability policies as defined in Section 16450 of the Vehicle Code, or any licensed insurance...
- California Insurance Code Section 658
Where any admitted insurer, licensed to issue motor vehicle liability policies as defined in Section 16450 of the Vehicle Code, refuses to accept an applicant...
- California Insurance Code Section 660
As used in this chapter: (a) "Policy" means an automobile liability, automobile physical damage, or automobile collision policy, or any combination thereof, delivered or issued...
- California Insurance Code Section 661
(a) A notice of cancellation of a policy shall be effective only if it is based on one or more of the following reasons: (1)...
- California Insurance Code Section 662
(a) No notice of cancellation of a policy to which Section 661 applies shall be effective unless mailed or delivered by the insurer to the...
- California Insurance Code Section 662.1
Proof of mailing or delivery of a notice of cancellation to a lienholder or an additional interest on a policy to which this chapter applies...
- California Insurance Code Section 663
(a) Before policy expiration, an insurer shall deliver to or mail to the named insured, at the address shown on the policy, one of the...
- California Insurance Code Section 663.5
(a) No insurer shall fail to renew a policy solely on the basis of the age of the insured. (b) On and after January 1,...
- California Insurance Code Section 664
Proof of mailing of notice of cancellation, or of intention not to renew or of reasons for cancellation, to the named insured at the address...
- California Insurance Code Section 664.5
Any insurer who requires periodic physical examinations of an insured as a condition of renewal of a policy shall pay the cost of such physical...
- California Insurance Code Section 665
When a policy of automobile liability insurance is canceled, other than for nonpayment of premium, or in the event of failure to renew a policy...
- California Insurance Code Section 666
Where the reason for cancellation does not accompany or is not included in the notice of cancellation, the insurer shall upon written request of the...
- California Insurance Code Section 667
There shall be no liability on the part of, and no cause of action of any nature shall arise against, the Insurance Commissioner or against...
- California Insurance Code Section 667.5
Unless a policy specifically provides otherwise, the cancellation of a policy, or any change in the policy, executed by an insurer, at the request of...
- California Insurance Code Section 668
Section 663 shall not apply to policies of liability insurance issued pursuant to assigned risk plans.
- California Insurance Code Section 668.5
No cancellation of a policy or coverage of insurance subject to this chapter but not subject to Section 661 or 662 (because it has been...
- California Insurance Code Section 669
Any insurer willfully violating any provisions of Section 663 is guilty of a misdemeanor and is punishable by a fine of not exceeding one thousand...
- California Insurance Code Section 669.5
No insurer shall fail to renew any private automobile insurance policy of a peace officer, member of the California Highway Patrol, or firefighter, with respect...
- California Insurance Code Section 669.7
Notwithstanding Section 660, an insurer may deliver or issue an automobile liability, automobile physical damage, or automobile collision policy in this state insuring a single...
- California Insurance Code Section 670
(a) No admitted insurer licensed to issue motor vehicle liability policies, as defined in Section 16450 of the Vehicle Code, shall cancel, or refuse to...
- California Insurance Code Section 671
No insurer issuing an automobile collision policy, as defined in Section 660, or a policy for comprehensive coverage for an automobile, as defined in Section...
- California Insurance Code Section 672
(a) Every admitted insurer or insurer group licensed to sell automobile insurance shall provide consumers of personal automobile insurance, as described in Section 660, with...
- California Insurance Code Section 673
(a) As used in this section, "exercise the right to cancel" means the act of formally electing to use the right of the insured to...
- California Insurance Code Section 674
A policy of liability insurance issued to a local public entity or state agency as a named insured shall not be canceled or renewal of...
- California Insurance Code Section 674.5
(a) No insurer shall cease to offer any particular class of commercial liability insurance without prior notification to the commissioner. (b) The department shall adopt...
- California Insurance Code Section 674.6
(a) No insurer issuing policies of insurance subject to Section 674.5 or 675 shall cease to offer any particular line of coverage without prior notification...
- California Insurance Code Section 674.9
(a) Notwithstanding subdivision (b) of Section 674.6, an insurer issuing policies of liability insurance to long-term health care facilities, residential care facilities for the elderly,...
- California Insurance Code Section 675
(a) Except as provided in Sections 676.8 and 679.6, this chapter shall apply to policies of insurance, other than automobile insurance and workers' compensation insurance,...
- California Insurance Code Section 675.1
In the case of a total loss to the primary insured structure under a residential policy subject to Section 675, the following provisions apply: (a)...
- California Insurance Code Section 675.5
(a) In addition to any policy of insurance specified in Section 675, this chapter shall apply to policies of commercial insurance issued or issued for...
- California Insurance Code Section 676
After a policy specified in Section 675 has been in effect for 60 days, or, if the policy is a renewal, effective immediately, no notice...
- California Insurance Code Section 676.1
(a) The arbitrary cancellation of a policy of homeowners' insurance solely on the basis that the policyholder has a license to operate a family day...
- California Insurance Code Section 676.2
(a) This section applies only to policies of commercial insurance that are subject to Section 675.5. (b) After a policy has been in effect for...
- California Insurance Code Section 676.3
Nothing in Section 676.2 shall preclude the imposition of remedial underwriting action upon coverage insuring dentists or physicians and surgeons against legal liability arising from...
- California Insurance Code Section 676.4
Nothing in Section 676.2 shall preclude, while the policies are in force, changes in the rate upon which the premium is based or the conditions...
- California Insurance Code Section 676.5
(a) This section applies only to policies of commercial insurance which are subject to Section 675.5. (b) Except as provided in subdivision (c), for purposes...
- California Insurance Code Section 676.6
(a) This section applies to commercial umbrella liability insurance policies, commercial excess liability insurance policies, and commercial excess property insurance policies. (b) As used in...
- California Insurance Code Section 676.7
(a) No admitted insurer, licensed to issue and issuing homeowner's or tenant's policies, as described in Section 122, shall (1) fail or refuse to accept...
- California Insurance Code Section 676.75
(a) No admitted insurer, licensed to issue and issuing homeowner's or tenant's policies, as described in Section 122, shall (1) fail or refuse to accept...
- California Insurance Code Section 676.8
(a) This section applies only to policies of workers' compensation insurance. (b) After a policy is in effect, no notice of cancellation shall be effective...
- California Insurance Code Section 676.9
(a) This section applies to policies covered by Sections 675 and 675.5. (b) No insurer issuing policies subject to this section shall deny or refuse...
- California Insurance Code Section 676.10
(a) This section applies to policies covered by Section 675, 675.5, or 676.5 if the insured is a religious organization described in clause (i) of...
- California Insurance Code Section 677
(a) All notices of cancellation shall be in writing, mailed to the named insured at the address shown in the policy, or to his or...
- California Insurance Code Section 677.2
(a) This section applies only to policies covered by Section 675.5. (b) A notice of cancellation shall be in writing and shall be delivered or...
- California Insurance Code Section 677.4
A notice of cancellation with respect to a policy covered under Section 675 shall be delivered at least 20 calendar days prior to the effective...
- California Insurance Code Section 678
(a) At least 45 days prior to policy expiration, an insurer shall deliver to the named insured or mail to the named insured at the...
- California Insurance Code Section 678.1
(a) This section applies only to policies of insurance of commercial insurance that are subject to Sections 675.5 and 676.6. (b) A notice of nonrenewal...
- California Insurance Code Section 678.2
The provisions of subdivisions (c) and (e) of Section 678.1 which prohibit notice of nonrenewal earlier than 120 days in advance of the end of...
- California Insurance Code Section 678.3
(a) There shall be no liability on the part of, and no cause of action of any nature shall arise against, any insurer that issues...
- California Insurance Code Section 678.5
No policy specified in Section 675 that is issued, amended, or renewed on or after January 1, 1990, may be canceled, and an insurer may...
- California Insurance Code Section 679
There shall be no liability on the part of, and no cause of action of any nature shall arise against, any insurer or its authorized...
- California Insurance Code Section 679.5
Proof of mailing of a notice of cancellation and the reasons therefor or of intention not to renew to the named insured at the address...
- California Insurance Code Section 679.6
The commissioner may, after hearing, exempt from the provisions of this chapter insurance in respect to any risk or class of risk that is eligible...
- California Insurance Code Section 679.7
(a) Upon receiving a written request from an insured or the agent or broker of record where authorized by the insured, an insurer shall provide...
- California Insurance Code Section 679.9
If an insurer changes the annual premium under a policy specified in Section 675, it shall, within 15 business days of a request by the...
- California Insurance Code Section 679.70
This chapter shall apply to policies of insurance, other than automobile insurance and workmen's compensation insurance, on risks located or resident in this state which...
- California Insurance Code Section 679.71
No admitted insurer that is licensed to issue any policy of insurance covered by this chapter shall fail or refuse to accept an application for,...
- California Insurance Code Section 679.72
No application for insurance specified in this chapter or insurance investigation report furnished by an insurer to its agents or employees for use in determining...
- California Insurance Code Section 679.73
Nothing in this chapter shall prohibit use in an application for insurance specified in this chapter of a question asking for the birthplace of an...
- California Insurance Code Section 680
An insurer shall not transact any class of insurance which is not authorized by its charter.
- California Insurance Code Section 685
(a) When by or pursuant to the laws of any other state or foreign country any taxes, licenses and other fees, in the aggregate, and...
- California Insurance Code Section 685.1
This article shall not apply as to personal income taxes, nor as to ad valorem taxes on real or personal property nor as to special...
- California Insurance Code Section 685.2
For the purposes of this article the domicile of an alien insurer, other than insurers formed under the laws of Canada, shall be that state...
- California Insurance Code Section 685.3
To the extent permitted by the California Constitution there is hereby imposed upon the commissioner the duty to enforce Section 685. It shall be the...
- California Insurance Code Section 685.4
The provisions of this article shall also be applicable to reciprocals or interinsurance exchanges and fraternal benefit societies.
- California Insurance Code Section 688
The Legislature declares that it is desirable for the general welfare and in particular for the welfare of insurance beneficiaries, policyholders, injured claimants and others...
- California Insurance Code Section 688.1
The board of directors of any domestic insurer may at any time adopt emergency bylaws, subject to repeal or change by action of those having...
- California Insurance Code Section 688.2
In the event that the board of directors of a domestic insurer has not adopted emergency bylaws, the following provisions shall become effective upon the...
- California Insurance Code Section 688.3
At any time the board of directors of a domestic insurer may, by resolution, provide that in the event of such a national emergency and...
- California Insurance Code Section 688.4
At any time the board of directors of a domestic insurer may, by resolution, provide that in the event of such a national emergency the...
- California Insurance Code Section 688.5
"Insurer" as used in this article includes insurance corporations and insurer organizations of every type and reciprocal or interinsurance exchanges and the incorporated attorney in...
- California Insurance Code Section 690
If any paid in capital of an insurer is, or is to be, represented by shares of stock, such insurer shall not be organized in...
- California Insurance Code Section 699
Except as specifically permitted by this code, a certificate of authority shall not be issued to an unincorporated insurer. This section shall not be applicable...
- California Insurance Code Section 699.1
The Public Employees' Retirement System is exempt from the provisions of this code with respect to the group life insurance program established pursuant to Article...
- California Insurance Code Section 699.5
(a) The ownership or financial control, in part, direct or indirect, of any domestic, foreign, or alien insurer, by any state of the United States...
- California Insurance Code Section 700
(a) A person shall not transact any class of insurance business in this state without first being admitted for that class. Except for the State...
- California Insurance Code Section 700.01
In addition to any or all of the classes of insurance which it is permitted to transact by all other applicable provisions of this code,...
- California Insurance Code Section 700.02
No insurer shall be issued a certificate of authority other than a renewal certificate of authority for any of the classes set forth in Section...
- California Insurance Code Section 700.025
An insurer, including a reciprocal or interinsurance exchange, admitted on January 1, 1970, to transact automobile liability insurance under class 8 and automobile insurance under...
- California Insurance Code Section 700.03
Notwithstanding the requirements of Sections 700.01 and 10511 until June 30, 1955, the minimum paid-in capital required for renewal, for the same classes of insurance,...
- California Insurance Code Section 700.04
Paid-in capital for life insurers is governed by Section 10510 of this code, for title insurers by Section 12359, and for mortgage guaranty insurers by...
- California Insurance Code Section 700.05
(a) In determining the minimum amount of paid-in capital and surplus required by the applicable provisions of this code for admission of an insurer, there...
- California Insurance Code Section 701
Subject to the annual fee provisions of Section 705, every certificate of authority shall be for an indefinite term and shall expire with the expiration...
- California Insurance Code Section 702
(a) An insurer that maintains a certificate of authority to transact insurance in this state, advertises insurance on the Internet, and transacts insurance in this...
- California Insurance Code Section 703
Except when performed by a surplus line broker, the following acts are misdemeanors when done in this state: (a) Acting as agent for a nonadmitted...
- California Insurance Code Section 703.1
(a) Any nonadmitted insurer that is an eligible surplus line insurer pursuant to Section 1765.1 may advertise in all media, provided that all of the...
- California Insurance Code Section 703.5
Any person, including, but not limited to, persons licensed or certificated under this code or exempted from regulation under this code, who as a part...
- California Insurance Code Section 704
The commissioner may suspend the certificate of authority of an insurer for not exceeding one year whenever he finds, after proper hearing following notice, that...
- California Insurance Code Section 704.5
The commissioner may decline to grant or may suspend or revoke a certificate of authority of any holder of such certificate authorized to be certificated...
- California Insurance Code Section 704.7
The commissioner, in any proceeding under Section 704 for any of the violations specified in that section, may, by an alternative order, permit the holder...
- California Insurance Code Section 705
The commissioner shall require the payment of fifty-eight dollars ($58) in lawful money of the United States, in advance as a fee for filing an...
- California Insurance Code Section 705.1
The commissioner shall require the payment of one thousand seven hundred seventy dollars ($1,770) in lawful money of the United States in advance as a...
- California Insurance Code Section 706
Prior to admission each insurer shall file with the commissioner a certified copy of its last annual statement or a verified financial statement exhibiting its...
- California Insurance Code Section 706.5
The commissioner, in addition to any other proper ground for denying a certificate of authority to a nonadmitted insurer, may deny such certificate whenever, in...
- California Insurance Code Section 706.7
As used in this section, the term "reciprocal state" means a state the laws of which prohibit an insurer domiciled therein from insuring the lives...
- California Insurance Code Section 707
A domestic insurer shall, prior to admission, file with the commissioner a copy of its articles of incorporation and certificate of any increase or diminution...
- California Insurance Code Section 708
A foreign insurer shall, prior to admission, file with the commissioner the following: (a) If organized in a jurisdiction which requires articles to be filed,...
- California Insurance Code Section 709
If the insurer is organized in any other State, it shall, prior to admission, file with the commissioner a certificate setting forth: (a) The nature...
- California Insurance Code Section 709.5
(a) Any insurer that is organized under the laws of any other state and is admitted to do business in this state for the purpose...
- California Insurance Code Section 710
If there are any written articles of agreement or association, a copy thereof shall accompany such certificates.
- California Insurance Code Section 711
An insurer organized out of the United States shall also file such certificate and articles, but the certificate need not contain the names of any...
- California Insurance Code Section 713
(b) Upon request, a foreign or alien insurer shall file any change proved by certificates of custodian of the original, or by affidavit.
- California Insurance Code Section 714
The commissioner shall require the payment of twenty-nine dollars ($29) in lawful money of the United States, in advance, as a fee for filing papers...
- California Insurance Code Section 715
The commissioner shall have no authority to issue a certificate of authority, other than a renewal certificate of authority, to any domestic insurer, whether organized...
- California Insurance Code Section 716
No certificate of authority shall be granted to a foreign or alien applicant that has not actively transacted for three years the classes of insurance...
- California Insurance Code Section 717
Before granting a certificate of authority or amended certificate of authority to any applicant, the commissioner shall consider the qualifications of said applicant in respect...
- California Insurance Code Section 717.1
Where the applicant is a wholly owned domestic subsidiary of an admitted domestic insurer the commissioner shall issue a certificate of authority to such applicant...
- California Insurance Code Section 717.2
(a) On and after January 1, 2007, for purposes of Section 717, the commissioner shall consider, with respect to any application for a certificate of...
- California Insurance Code Section 717.5
(a) For purposes of Sections 700 and 717, the commissioner may determine that an insurer admitted and domiciled in this state, or an insurer applying...
- California Insurance Code Section 718
If upon due investigation the commissioner shall find that any applicant for a certificate of authority, or amended certificate of authority, will not conduct its...
- California Insurance Code Section 720
The commissioner may after notice and hearing promulgate such reasonable rules and regulations, and amendments and additions thereto, as are necessary or convenient to carry...
- California Insurance Code Section 721
As used in Sections 704.5, 716, 717 and 718, the term "applicant" includes the attorney-in-fact of a reciprocal or interinsurance exchange. Wherever reference therein is...
- California Insurance Code Section 725
Any person otherwise qualified may be a director of two or more insurers, but no such interlocking directorate shall be used as a means of...
- California Insurance Code Section 726
The commissioner shall notify the Secretary of State of any refusal to issue a certificate of authority to transact insurance to an applicant therefor.
- California Insurance Code Section 728
(a) For the purposes of this section, the following definitions are applicable: (1) "Subject person" means any director, officer, or employee or other natural person...
- California Insurance Code Section 729
As used in this article, the following terms have the following meanings: (a) "Company" means any person engaging in, or proposing or attempting to engage...
- California Insurance Code Section 730
(a) The commissioner, whenever he or she deems necessary or whenever he or she is requested by verified petition, signed by 25 persons interested as...
- California Insurance Code Section 731
Whenever any foreign insurer applies for admission the commissioner may make, or cause to be made by the insurance authority of the State where the...
- California Insurance Code Section 732
An insurer organized or existing under the laws of any country outside of the United States shall be deemed to be organized, within the meaning...
- California Insurance Code Section 733
In making such examination the commissioner: (a) Shall have free access to all the books and papers of the company. (b) Shall thoroughly inspect and...
- California Insurance Code Section 734
Every company or person from whom information is sought, and its officers, directors, employees, and agents, shall provide to the examiners appointed pursuant to this...
- California Insurance Code Section 734.1
(a) No later than 60 days following completion of the examination, the examiner in charge shall file with the department a verified written report of...
- California Insurance Code Section 735
The hereinafter designated officer of each domestic insurer shall inform the members present at the next meeting of its governing body of the receipt from...
- California Insurance Code Section 735.5
(a) Nothing contained in this article shall be construed to limit the commissioner's authority to use and, if appropriate, to make public, any final or...
- California Insurance Code Section 736
All examinations and analyses performed pursuant to Section 730 shall be at the expense of the insurer, organization, or person examined, except that special examinations...
- California Insurance Code Section 736.5
The provisions of Section 736 notwithstanding, the revenue raised from the examination of insurers and other persons under this article in the 1996-97 fiscal year...
- California Insurance Code Section 737
(a) No cause of action shall arise nor shall any liability be imposed against the commissioner, the commissioner's authorized representatives, or any examiner appointed by...
- California Insurance Code Section 738
The commissioner shall have the same powers and authority to examine the State Compensation Insurance Fund as are conferred upon him by law relative to...
- California Insurance Code Section 739
As used in this article, these terms shall have the following meanings: (a) "Adjusted RBC Report" means a Risk-Based Capital (RBC) report that has been...
- California Insurance Code Section 739.2
(a) Every domestic insurer shall, on or prior to each March 15 (the "filing date"), prepare and submit to the commissioner a report of its...
- California Insurance Code Section 739.3
(a) "Company Action Level Event" means any of the following events: (1) The filing of an RBC Report by an insurer that indicates any of...
- California Insurance Code Section 739.4
(a) "Regulatory Action Level Event" means, with respect to any insurer, any of the following events: (1) The filing of an RBC Report by the...
- California Insurance Code Section 739.5
(a) "Authorized Control Level Event" means any of the following events: (1) The filing of an RBC Report by the insurer that indicates that the...
- California Insurance Code Section 739.6
(a) "Mandatory Control Level Event" means any of the following events: (1) The filing of an RBC Report that indicates that the insurer's Total Adjusted...
- California Insurance Code Section 739.7
Upon any of the events described in subdivision (a), (b), (c), or (d), the insurer shall have the right to a departmental hearing, on the...
- California Insurance Code Section 739.8
(a) All RBC Reports, to the extent the information within those reports is not required to be set forth in a publicly available annual statement...
- California Insurance Code Section 739.9
(a) The provisions of this article are supplemental to any other provisions of the laws of this state, and shall not preclude or limit any...
- California Insurance Code Section 739.10
(a) Any foreign insurer shall, upon the written request of the commissioner, submit to the commissioner an RBC Report as of the end of the...
- California Insurance Code Section 739.11
If any provision of this article, or the application thereof to any person or circumstance, is held invalid, such determination shall not affect the provisions...
- California Insurance Code Section 739.12
(a) All notices by the commissioner to an insurer that may result in regulatory action hereunder shall be effective upon dispatch if transmitted by registered...
- California Insurance Code Section 740
(a) Notwithstanding any other provision of law, and except as provided herein, any person or other entity that provides coverage in this state for medical,...
- California Insurance Code Section 742
(a) Any person or other entity that provides coverage in this state for medical, surgical, chiropractic, physical therapy, speech pathology, audiology, professional mental health, dental,...
- California Insurance Code Section 742.1
(a) Any person or other entity or arrangement in this state that is organized for the purpose of offering or providing coverage in this state,...
- California Insurance Code Section 742.20
The Legislature finds and declares the following: (a) An alternative to insurance programs, health care maintenance organizations, and panel provider organizations was established by Congress...
- California Insurance Code Section 742.21
"Multiple employer welfare arrangement" as used in this article has the same meaning as that contained in Section 1002(40)(A) of Title 29 of the United...
- California Insurance Code Section 742.215
As used in this article, "self-funded" means a multiple employer welfare arrangement that undertook at all times and for a continuous period of five years...
- California Insurance Code Section 742.22
It is the intent of the Legislature in enacting this article to allow a self-funded or partially self-funded multiple employer welfare arrangement to meet the...
- California Insurance Code Section 742.23
(a) After December 31, 1995, a self-funded or partially self-funded multiple employer welfare arrangement shall not provide any benefits for any resident of this state...
- California Insurance Code Section 742.24
To be eligible for a certificate of compliance, a self-funded or partially self-funded multiple employer welfare arrangement shall meet all of the following requirements: (a)...
- California Insurance Code Section 742.245
(a) A self-funded or partially self-funded multiple employer welfare arrangement shall maintain at least 25 percent of the surplus required by subdivision (n) of Section...
- California Insurance Code Section 742.25
In determining the qualification of a multiple employer welfare arrangement, the commissioner will consider, among other things: (a) The history of the multiple employer welfare...
- California Insurance Code Section 742.26
The multiple employer welfare arrangement shall issue to each covered employee a certificate evidencing coverage and a summary plan description of benefits and coverages provided....
- California Insurance Code Section 742.27
The department shall have the authority to revoke a certificate of compliance to any self-funded or partially self-funded multiple employer welfare arrangement if the department...
- California Insurance Code Section 742.28
A self-funded or partially self-funded multiple employer welfare arrangement authorized by this article shall be limited to providing the following benefits: (a) Medical, dental, optical,...
- California Insurance Code Section 742.29
An association seeking to establish an employee welfare benefit plan by the use of a self-funded or partially self-funded multiple employer welfare arrangement shall apply...
- California Insurance Code Section 742.30
The commissioner shall not issue a certificate of compliance to a self-funded or partially self-funded multiple employer welfare arrangement unless the employers participating in the...
- California Insurance Code Section 742.31
Each self-funded or partially self-funded multiple employer welfare arrangement transacting business in the state shall file all of the following with the commissioner: (a) No...
- California Insurance Code Section 742.32
The commissioner or any persons designated by the commissioner shall have the power to examine the affairs of any self-funded or partially self-funded multiple employer...
- California Insurance Code Section 742.33
Books, records, and documents pertaining to the business of the multiple employer welfare arrangement shall be maintained by the administrator for a period of five...
- California Insurance Code Section 742.34
(a) The following notice shall be provided to employers and employees who obtain coverage from a multiple employer welfare arrangement: NOTICE (A) THE MULTIPLE EMPLOYER...
- California Insurance Code Section 742.35
The department may conduct an examination of the financial condition of a self-funded or partially self-funded multiple employer welfare arrangement, and if it determines that...
- California Insurance Code Section 742.36
Subject to the annual fee provisions of Section 742.39, every certificate of compliance shall be for an indefinite term and shall expire with the expiration...
- California Insurance Code Section 742.37
(a) The commissioner may suspend the certificate of compliance of a holder thereof for not exceeding one year whenever he or she finds, after proper...
- California Insurance Code Section 742.38
The commissioner, in any proceeding under Section 742.37 for any of the violations specified in that section, may by alternative order permit the holder of...
- California Insurance Code Section 742.39
The commissioner shall require the payment of three thousand five hundred dollars ($3,500) in advance as a fee for filing an application for each certificate...
- California Insurance Code Section 742.40
(a) A multiple employer welfare arrangement shall offer health care coverage benefits to any new eligible person and his or her dependents under terms and...
- California Insurance Code Section 742.405
(a) No multiple employer welfare arrangement shall refuse to enroll any person or accept any person as a subscriber or renew any person as a...
- California Insurance Code Section 742.407
(a) This section shall apply to the disclosure of genetic test results contained in an applicant or enrollee's medical records by a multiple employer welfare...
- California Insurance Code Section 742.41
All employer groups who have health care coverage benefits provided by a multiple employer welfare arrangement for their employees and their dependents, regardless of individual...
- California Insurance Code Section 742.42
The provisions of this code governing domestic incorporated insurers, their business, and their contracts shall, so far as applicable and not inconsistent, govern multiple employer...
- California Insurance Code Section 742.425
The provisions of this article shall not apply to multiple employer welfare arrangements as defined in Section 1144(b)(6)(D) of Title 29 of the United States
- California Insurance Code Section 742.43
The commissioner may adopt reasonable rules and regulations for the implementation and administration of this article.
- California Insurance Code Section 750
(a) Except as provided in Section 750.5, any person acting individually or through his or her employees or agents, who engages in the practice of...
- California Insurance Code Section 750.4
Section 750 of the Insurance Code, Sections 3215 and 3219 of the Labor Code, and Section 549 of the Penal Code shall not apply to...
- California Insurance Code Section 750.5
Nothing in Section 750 of the Insurance Code, Section 549 of the Penal Code, or Section 3215 of the Labor Code shall be construed to...
- California Insurance Code Section 753
(a) It is unlawful for any insurance agent or broker, or any insurance solicitor employed thereby, to receive any financial benefit from an automobile repair...
- California Insurance Code Section 754
(a) It is unlawful for any person to solicit, receive, offer, or pay any referral fee for the referral of an individual for the furnishing...
- California Insurance Code Section 755
If at the time of the solicitation and issuance of a policy of life or disability insurance, or of a surety bond which by its...
- California Insurance Code Section 756
When the premium on a policy insuring an employer is based upon the amount or segregation of the employer's payroll, and the employer, personally or...
- California Insurance Code Section 757
When a statement of the amount or segregation of a payroll is materially false, and an insurer, through a person employed by it in a...
- California Insurance Code Section 758
(a) It is unlawful for an insurer to require an auto body repair shop registered pursuant to Sections 9884 and 9889.52 of the Business and...
- California Insurance Code Section 758.5
(a) No insurer shall require that an automobile be repaired at a specific automotive repair dealer, as defined in Section 9880.1 of the Business and...
- California Insurance Code Section 758.6
Insurers shall not engage in capping. For the purposes of this section, "capping" means offering or paying an amount that is unrelated to a methodology...
- California Insurance Code Section 758.7
An insurer, upon receiving notice from an insured, shall reimburse any fees and extra premium charged to an insured due to a late premium payment...
- California Insurance Code Section 759
This article establishes consumer protections in connection with retail sales practices, solicitations, advertising, or offers of any insurance product or annuity to a consumer by...
- California Insurance Code Section 760
As used in this article, the following terms have the following meanings: (a) "Affiliate" has the same meaning as defined in Section 1215. (b) "Depository...
- California Insurance Code Section 761
(a) A covered person shall not engage in any practice that would lead a consumer to believe that an extension of credit, in violation of...
- California Insurance Code Section 762
(a) In connection with the initial purchase of an insurance product or annuity by a consumer from a covered person, a covered person shall disclose...
- California Insurance Code Section 763
(a) A depository institution shall, to the extent practicable, keep the area where the depository institution conducts transactions involving insurance products or annuities physically segregated...
- California Insurance Code Section 764
A depository institution may not permit any person to sell or offer for sale any insurance product or annuity in any part of its office...
- California Insurance Code Section 765
The commissioner may adopt reasonable regulations necessary to administer this article.
- California Insurance Code Section 769
(a) After a written agency or written brokerage contract, where the broker-agent represents the insurer, has been in effect for at least one year, it...
- California Insurance Code Section 769.2
(a) In determining the amount of an insurer's rollback obligation pursuant to Section 1861.01 or any regulations promulgated to implement this section, each insurer shall...
- California Insurance Code Section 769.55
(a) Notwithstanding any other provision of this code, for the purposes of Chapter 6 (commencing with Section 520) through Chapter 11 (commencing with Section 675),...
- California Insurance Code Section 769.80
This act shall be known and may be cited as the Managing General Agents Act.
- California Insurance Code Section 769.81
As used in this article: (a) "Actuary" means a person who is a member in good standing of the American Academy of Actuaries, the Casualty...
- California Insurance Code Section 769.82
(a) No producer shall act in the capacity of an MGA with respect to risks located in this state for an insurer that holds a...
- California Insurance Code Section 769.83
No producer acting in the capacity of an MGA shall place business with an insurer unless there is in force a written contract between the...
- California Insurance Code Section 769.84
(a) The insurer shall have on file an independent financial examination, in a form acceptable to the commissioner, of each MGA with which it has...
- California Insurance Code Section 769.85
The acts of the MGA are considered to be the acts of the insurer on whose behalf it is acting. An MGA may be examined...
- California Insurance Code Section 769.86
(a) If the commissioner finds after hearing that any person has violated any provision of this article he or she may order any of the...
- California Insurance Code Section 769.87
The commissioner may adopt reasonable rules and regulations for the implementation and administration of this article.
- California Insurance Code Section 770
No person engaged in the business of financing the purchase of real or personal property or of lending money on the security of real or...
- California Insurance Code Section 770.1
No person making a loan of money on the security of real property shall use or make available to any person information contained in a...
- California Insurance Code Section 770.3
No state department or agency shall negotiate any life or disability insurance or require the placing of that insurance through particular agents, brokers, or companies,...
- California Insurance Code Section 771
Sections 770 and 770.1 shall not prevent: (a) The exercise by any person engaged in such business of his right to approve or disapprove, for...
- California Insurance Code Section 771.01
No person making a loan of money on the security of residential real property shall reject or refuse to accept a policy of fire and...
- California Insurance Code Section 771.02
(a) When a lender or purchaser of a mortgage on real property has required and obtained a copy of the insurance policy covering that real...
- California Insurance Code Section 771.1
Nothing in this article shall prevent any person licensed pursuant to Part 1 (commencing with Section 10000) of Division 4 of the Business and Professions...
- California Insurance Code Section 772
In any trial, hearing or proceeding to determine a violation of this article a written statement signed by the person for whom any purchase is...
- California Insurance Code Section 773
The commissioner may suspend or revoke any license held by any person who violates Section 770, pursuant to Article 13 of Chapter 5 of this
- California Insurance Code Section 774
The commissioner, after hearing upon notice, may issue a cease and desist order to any person if he finds that such person has, in more...
- California Insurance Code Section 775
The commissioner may investigate any person, whether licensed or not, for the purpose of determining if there has been any violation of this article, however,...
- California Insurance Code Section 776
No person who sells real property shall require, as a condition precedent to the sale of such real property, that the person buying the real...
- California Insurance Code Section 777.1
No insurer shall participate in any plan to offer or effect any kind or kinds of insurance or annuities in this state as an inducement...
- California Insurance Code Section 777.2
If any insurer, agent, broker or solicitor wilfully violates the provisions of this article, the Insurance Commissioner may suspend or revoke his certificate or license...
- California Insurance Code Section 777.3
As used in this article "insurer" includes any person or organization to which Article 4 (commencing with Section 730), Chapter 1, Part 2, Division 1...
- California Insurance Code Section 778
As used in this article, "premium financing" means engaging in the business of advancing money, directly or indirectly, to an insurer or producer at the...
- California Insurance Code Section 778.1
As used in this article, "premium finance agreement" means a loan contract, note, agreement, or obligation by which an insured agrees to pay to a...
- California Insurance Code Section 778.2
(a) Any person engaged in business as an insurance agent or broker and who participates in the arrangement of a premium financing agreement shall, if...
- California Insurance Code Section 778.3
The amount of the periodic finance charges, if any, imposed for the premium financing purchased and the annual percentage rate associated with those charges shall...
- California Insurance Code Section 778.4
(a) Every property broker-agent and every casualty broker-agent shall, prior to arranging premium financing for any new or renewal policy of insurance specified in Section...
- California Insurance Code Section 779.1
The purpose of this article is to promote the public welfare by regulating credit life insurance and credit disability insurance. Nothing in this article is...
- California Insurance Code Section 779.2
All life insurance and all disability insurance sold in connection with loans or other credit transactions shall be subject to the provisions of this article,...
- California Insurance Code Section 779.3
Credit life insurance and credit disability insurance shall be issued only in the following forms: (a) Individual policies of life insurance issued to debtors on...
- California Insurance Code Section 779.4
(a) The amount of credit life insurance and credit disability insurance shall not exceed, but, except as provided in subdivision (b), may be less than,...
- California Insurance Code Section 779.5
The term of any credit life insurance or credit disability insurance shall, subject to acceptance by the insurer, commence on the date when the debtor...
- California Insurance Code Section 779.6
Notwithstanding the provisions of Section 10203.5, all credit life insurance and credit disability insurance subject to this article shall be evidenced by an individual policy,...
- California Insurance Code Section 779.7
If a creditor requires a debtor to make any payment for credit life insurance or credit disability insurance, and an individual policy or group certificate...
- California Insurance Code Section 779.8
All policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements and riders delivered or issued for delivery in this state and the...
- California Insurance Code Section 779.9
The commissioner shall within 30 days after the filing of any such policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements and...
- California Insurance Code Section 779.10
The provisions of Sections 10290 and 10291 relating to the filing, approval and disapproval of disability policy forms shall be applicable to forms, whether of...
- California Insurance Code Section 779.11
The provisions of subdivisions (f) and (g) of Section 10291.5 shall be applicable to the withdrawal of the approval of forms, whether of life or...
- California Insurance Code Section 779.12
Any order or final determination of the commissioner under the provisions of Sections 779.8 to 779.11, both inclusive, shall be subject to judicial review.
- California Insurance Code Section 779.12a
If a group policy of credit life insurance or credit disability insurance (1) has been delivered in this State before September 18, 1959, or (2)...
- California Insurance Code Section 779.13
Any insurer may revise its schedules of premium rates from time to time, and shall file such revised schedules with the commissioner. No insurer shall...
- California Insurance Code Section 779.14
(a) Each individual policy, group certificate, or notice of proposed insurance shall provide that in the event of termination of the insurance prior to the...
- California Insurance Code Section 779.15
If a creditor requires a debtor to make any payment for credit life insurance or credit disability insurance and an individual policy or group certificate...
- California Insurance Code Section 779.16
The amount charged to a debtor for any credit life or credit disability insurance shall not exceed the premium rates filed with the commissioner for...
- California Insurance Code Section 779.17
Nothing in this act shall be construed to authorize any charge now prohibited under any statute or rule governing credit transactions, irrespective of whether the...
- California Insurance Code Section 779.18
All policies of credit life insurance and credit disability insurance shall be delivered or issued for delivery in this State only by an admitted insurer,...
- California Insurance Code Section 779.19
All claims shall be promptly reported to the insurer or its designated claim representative, and the insurer shall maintain adequate claim files. All claims shall...
- California Insurance Code Section 779.20
When credit life insurance or credit disability insurance is required as additional security for any indebtedness, the debtor shall, upon request to the creditor, have...
- California Insurance Code Section 779.21
The commissioner may adopt, pursuant to Chapter 3.5 (commencing with Section 11340) of Part 1 of Division 3 of Title 2 of the Government Code,...
- California Insurance Code Section 779.22
The commissioner, in his discretion, may revoke or suspend the license or certificate of authority of any person guilty of a violation of any provisions...
- California Insurance Code Section 779.23
Whenever the commissioner finds that there has been a violation by an insurer of this article or any rules or regulations issued pursuant thereto, he...
- California Insurance Code Section 779.24
Any party affected by an order of the commissioner shall be entitled to judicial review in accordance with the provisions of Section 12940.
- California Insurance Code Section 779.25
If any provision of this article, or the application of such provision to any person or circumstances, shall be held invalid, the remainder of the...
- California Insurance Code Section 779.26
Credit life insurance and credit disability insurance within the scope of this article, where the form of policy including the premium rates pertaining thereto have...
- California Insurance Code Section 779.27
In accordance with this article and the regulations adopted pursuant to Section 779.21, the commissioner shall, after notice and public hearing, promulgate regulations setting forth...
- California Insurance Code Section 779.28
For purposes of establishing the fact of disability in credit disability insurance, chiropractors' certifications of disability when made within the scope of their license shall...
- California Insurance Code Section 779.30
(a) An individual policy or group certificate may exclude from credit disability insurance coverage only those preexisting illnesses, diseases, or physical conditions for which the...
- California Insurance Code Section 779.31
The debtor shall have the right to terminate credit life insurance or credit disability insurance at any time for any reason upon notice to the...
- California Insurance Code Section 779.32
(a) The term "compensation," for the purpose of this article means any valuable consideration including, but not limited to, all paid or credited commissions, contingent...
- California Insurance Code Section 779.33
The use of compensating balances or special deposit accounts in connection, either directly or indirectly, with a credit life insurance program or a credit disability...
- California Insurance Code Section 779.36
(a) The commissioner shall adopt regulations that become effective no later than January 1, 2001, specifying prima facie rates based upon presumptive loss ratios, with...
- California Insurance Code Section 780
An insurer or officer or agent thereof, or an insurance broker or solicitor shall not cause or permit to be issued, circulated or used, any...
- California Insurance Code Section 781
(a) A person shall not make any statement that is known, or should have been known, to be a misrepresentation (1) to any other person...
- California Insurance Code Section 782
Any person who violates the provisions of Section 780 or 781 is punishable by a fine not exceeding twenty-five thousand dollars ($25,000), or in a...
- California Insurance Code Section 783
Whenever any insurance agent, broker, or solicitor knowingly violates any provisions of Sections 780 or 781, the commissioner, after a hearing in accordance with the...
- California Insurance Code Section 783.5
If an insurer knowingly violates any provision of Sections 780 or 781, or knowingly permits any officer, agent, or employee so to do, the commissioner,...
- California Insurance Code Section 784
Any person may be compelled to testify and produce books and writings at the trial or hearing of any person charged with violating any provision...
- California Insurance Code Section 785
(a) All insurers, brokers, agents, and others engaged in the transaction of insurance owe a prospective insured who is 65 years of age or older,...
- California Insurance Code Section 785.1
(a) (1) An insurance broker or agent shall not participate in, be associated with, or employ any party that participates in, or is associated with,...
- California Insurance Code Section 785.4
(a) It shall be unlawful for any insurance agent who is not licensed as an attorney to deliver to a person who is 65 years...
- California Insurance Code Section 785.5
An insurance broker or agent shall not participate in, be associated with, or employ any party that participates in, or is associated with, obtaining veterans...
- California Insurance Code Section 786
All disability insurance and life insurance policies and certificates offered for sale to individuals age 65 or older in California shall provide an examination period...
- California Insurance Code Section 786.5
(a) All brokers, agents, or other entities offering a contract of disability insurance to persons 65 years of age or older in this state shall...
- California Insurance Code Section 787
Any advertisement or other device designed to produce leads based on a response from a potential insured that is directed towards persons 65 years of...
- California Insurance Code Section 787.1
(a) The following definitions apply to this section: (1) "Senior designation" means any degree, title, credential, certificate, certification, accreditation, or approval, that expresses or implies...
- California Insurance Code Section 788
An insurer, agent, broker, or other person engaged in the transaction of insurance shall not knowingly recommend for sale, or sell, disability insurance providing health...
- California Insurance Code Section 788.5
No insurer, broker, agent, or other person shall cause an insured aged 65 years or older to replace a disability insurance policy or certificate unnecessarily....
- California Insurance Code Section 788.7
No insurer, broker, agent, or other person shall knowingly recommend for purchase or sell disability insurance to a person age 65 or older which results...
- California Insurance Code Section 789
(a) The commissioner shall have the administrative authority to assess penalties against insurers, brokers, agents, and other entities engaged in the transaction of insurance or...
- California Insurance Code Section 789.3
(a) Any broker, agent, or other person or other entity engaged in the transactions of insurance, other than an insurer, who violates this article is...
- California Insurance Code Section 789.5
If any provision of this article or the application thereof to any person or circumstances is held invalid, that invalidity shall not affect other provisions...
- California Insurance Code Section 789.6
(a) Insurance policies or certificates of disability insurance sold to persons age 65 or older shall return to policyholders or certificate holders benefits that have...
- California Insurance Code Section 789.7
(a) Sales of disability insurance regulated by this article, as well as Medicare supplement insurance and long-term care insurance sold to persons aged 65 years...
- California Insurance Code Section 789.8
(a) "Elder" for purposes of this section means any person residing in this state who is 65 years of age or older. (b) If a...
- California Insurance Code Section 789.9
(a) In addition to any other reasons that a sale of an individual annuity to a senior may violate any provision of law, an annuity...
- California Insurance Code Section 789.10
(a) This section applies to the sale, offering for sale, or generation of leads for the sale of life insurance, including annuities, to senior insureds...
- California Insurance Code Section 790
The purpose of this article is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in...
- California Insurance Code Section 790.01
This article applies to reciprocal and interinsurance exchanges, Lloyds insurers, fraternal benefit societies, fraternal fire insurers, grants and annuities societies, insurers holding certificates of exemptions,...
- California Insurance Code Section 790.02
No person shall engage in this State in any trade practice which is defined in this article as, or determined pursuant to this article to...
- California Insurance Code Section 790.03
The following are hereby defined as unfair methods of competition and unfair and deceptive acts or practices in the business of insurance. (a) Making, issuing,...
- California Insurance Code Section 790.031
The requirements of subdivision (b) of Section 790.034, and Sections 2071.1 and 10082.3 shall apply only to policies of residential property insurance as defined in...
- California Insurance Code Section 790.034
(a) Regulations adopted by the commissioner pursuant to this article that relate to the settlement of claims shall take into consideration settlement practices by classes...
- California Insurance Code Section 790.035
(a) Any person who engages in any unfair method of competition or any unfair or deceptive act or practice defined in Section 790.03 is liable...
- California Insurance Code Section 790.036
(a) It is an unfair and deceptive act or practice in the business of insurance for an insurer to advertise insurance that it will not...
- California Insurance Code Section 790.037
(a) It is an unfair business practice for a health insurance agent or broker to sell, solicit, or negotiate the purchase of health insurance by...
- California Insurance Code Section 790.04
The commissioner shall have power to examine and investigate into the affairs of every person engaged in the business of insurance in the State in...
- California Insurance Code Section 790.05
Whenever the commissioner shall have reason to believe that a person has been engaged or is engaging in this state in any unfair method of...
- California Insurance Code Section 790.06
(a) Whenever the commissioner shall have reason to believe that any person engaged in the business of insurance is engaging in this state in any...
- California Insurance Code Section 790.07
Whenever the commissioner shall have reason to believe that any person has violated a cease and desist order issued pursuant to Section 790.05 or a...
- California Insurance Code Section 790.08
The powers vested in the commissioner in this article shall be additional to any other powers to enforce any penalties, fines or forfeitures, denials, suspensions...
- California Insurance Code Section 790.09
No order to cease and desist issued under this article directed to any person or subsequent administrative or judicial proceeding to enforce the same shall...
- California Insurance Code Section 790.10
The commissioner shall, from time to time as conditions warrant, after notice and public hearing, promulgate reasonable rules and regulations, and amendments and additions thereto,...
- California Insurance Code Section 790.15
(a) If an insurer or any affiliate of an insurer has failed to pay any valid claim from Holocaust survivors, the certificate of authority of...
- California Insurance Code Section 791
The purpose of this article is to establish standards for the collection, use and disclosure of information gathered in connection with insurance transactions by insurance...
- California Insurance Code Section 791.01
(a) The obligations imposed by this article shall apply to those insurance institutions, agents or insurance-support organizations which, on or after October 1, 1981: (1)...
- California Insurance Code Section 791.02
As used in this act: (a) (1) "Adverse underwriting decision" means any of the following actions with respect to insurance transactions involving insurance coverage that...
- California Insurance Code Section 791.03
No insurance institution, agent or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction;...
- California Insurance Code Section 791.04
(a) An insurance institution or agent shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions as provided...
- California Insurance Code Section 791.05
An insurance institution or agent shall clearly specify those questions designed to obtain information solely for marketing or research purposes from an individual in connection...
- California Insurance Code Section 791.06
Notwithstanding any other provision of law, no insurance institution, agent or insurance-support organization may utilize as its disclosure authorization form in connection with insurance transactions...
- California Insurance Code Section 791.07
(a) No insurance institution, agent or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction...
- California Insurance Code Section 791.08
(a) If any individual, after proper identification, submits a written request to an insurance institution, agent or insurance-support organization for access to recorded personal information...
- California Insurance Code Section 791.09
(a) Within 30 business days from the date of receipt of a written request from an individual to correct, amend or delete any recorded personal...
- California Insurance Code Section 791.10
(a) In the event of an adverse underwriting decision the insurance institution or agent responsible for the decision shall: (1) Either provide the applicant, policyholder,...
- California Insurance Code Section 791.11
No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning: (a) Any previous adverse underwriting decision experienced by...
- California Insurance Code Section 791.12
No insurance institution or agent may base an adverse underwriting decision in whole or in part on the following: (a) On the fact of a...
- California Insurance Code Section 791.13
An insurance institution, agent, or insurance-support organization shall not disclose any personal or privileged information about an individual collected or received in connection with an...
- California Insurance Code Section 791.14
(a) The commissioner shall have power to examine and investigate into the affairs of every insurance institution or agent doing business in this state to...
- California Insurance Code Section 791.15
(a) Whenever the commissioner has reason to believe that an insurance institution, agent or insurance-support organization has been or is engaged in conduct in this...
- California Insurance Code Section 791.16
For the purpose of this article, an insurance-support organization transacting business outside this state that has an effect on a person residing in this state...
- California Insurance Code Section 791.17
(a) If, after a hearing pursuant to Section 791.15, the commissioner determines that the insurance institution, agent or insurance-support organization charged has engaged in conduct...
- California Insurance Code Section 791.18
(a) Any person subject to an order of the commissioner under Section 779.17 or Section 791.20 or any person whose rights under this article were...
- California Insurance Code Section 791.19
Any person who violates a cease and desist order of the commissioner under Section 791.17 may, after notice and hearing and upon order of the...
- California Insurance Code Section 791.20
(a) If any insurance institution, agent or insurance-support organization fails to comply with Section 791.08, 791.09 or 791.10 with respect to the rights granted under...
- California Insurance Code Section 791.21
No cause of action in the nature of defamation, invasion of privacy or negligence shall arise against any person for disclosing personal or privileged information...
- California Insurance Code Section 791.22
Any person who knowingly and willfully obtains information about an individual from an insurance institution, agent or insurance-support organization under false pretenses shall be fined...
- California Insurance Code Section 791.23
The rights granted under Sections 791.08, 791.09 and 791.13 shall take effect on October 1, 1981, regardless of the date of the collection or receipt...
- California Insurance Code Section 791.26
Where an authorization from the individual was granted to a nonprofit hospital service plan prior to October 1, 1981, such authorization shall be deemed to...
- California Insurance Code Section 791.27
A disability insurer that provides coverage for hospital, medical, or surgical expenses shall not release any information to an employer that would directly or indirectly...
- California Insurance Code Section 791.28
(a) An insurer under a personal lines residential property insurance policy, if it reports the claims history or loss experience of insureds under those policies...
- California Insurance Code Section 795
It is the purpose of this article to provide a means of more adequately meeting the needs of persons who are 65 years of age...
- California Insurance Code Section 795.1
Wherever used in this article, the following terms shall have the meanings hereinafter set forth or indicated, unless the context otherwise requires: (a) "Association" means...
- California Insurance Code Section 795.2
Notwithstanding any other provision of this code or any other law which may be inconsistent herewith, any insurer may join with one or more other...
- California Insurance Code Section 795.25
Any association, organized in accordance with this article, may offer, issue and administer a policy, or policies, designed to specifically meet the requirements of any...
- California Insurance Code Section 795.3
Notwithstanding the provisions of Section 755.5 of this code, any person licensed to transact disability insurance as an insurance agent, insurance broker, insurance solicitor or...
- California Insurance Code Section 795.4
Any association formed for the purposes of this article may hold title to property, may enter into contracts, and may limit the liability of its...
- California Insurance Code Section 795.5
The forms of the policies, applications, certificates or other evidence of insurance coverage, commission schedules and applicable premium rates relating thereto shall be filed with...
- California Insurance Code Section 795.6
The articles of association of any association formed in accordance with this article, all amendments and supplements thereto, a designation in writing of a resident...
- California Insurance Code Section 795.7
No act done, action taken or agreement made pursuant to the authority conferred by this article shall constitute a violation of or grounds for prosecution...
- California Insurance Code Section 796.01
Disability insurers and nonprofit hospital service plans shall, upon rejecting a claim from a health care provider or a patient, and upon their demand, disclose...
- California Insurance Code Section 796.02
Compensation of a person retained by a disability insurer to review claims for health care services shall not be based on either of the following:...
- California Insurance Code Section 796.03
This article does not apply to services or benefits provided pursuant to Medi-Cal, including services or benefits provided under Chapters 7 (commencing with Section 14000)...
- California Insurance Code Section 796.04
A health insurer that provides coverage for hospital, medical, or surgical expenses that authorizes a specific type of treatment for services covered under a policyholder's...
- California Insurance Code Section 799
The purposes of this article are to establish standards for the performance by life and disability income insurers of their duty to avoid making or...
- California Insurance Code Section 799.01
As used in this article: (a) "ELISA" test means an enzyme-linked immunosorbent assay serologic test which has been licensed by the federal Food and Drug...
- California Insurance Code Section 799.02
Notwithstanding subdivision (f) of Section 120980 of the Health and Safety Code or any other provisions of law, a life or disability income insurer may...
- California Insurance Code Section 799.03
No insurer shall test for HIV or for the presence of antibodies to HIV for the purpose of determining insurability other than in accordance with...
- California Insurance Code Section 799.04
A life or disability income insurer may not require an applicant to undergo an HIV antibody test unless the cost of the test is borne...
- California Insurance Code Section 799.05
No life or disability income insurer shall consider the marital status or known or suspected homosexuality or bisexuality of an applicant for life insurance or...
- California Insurance Code Section 799.06
All underwriting activities undertaken by insurers pursuant to this article shall be subject to all applicable provisions of Article 6.6 (commencing with Section 791). On...
- California Insurance Code Section 799.07
If an applicant has had a positive ELISA test result or a positive Western Blot Assay or both, a life or disability income insurer shall...
- California Insurance Code Section 799.08
No policy or certificate shall limit benefits otherwise payable if loss is caused or contributed to by AIDS or ARC unless the insurer could have...
- California Insurance Code Section 799.09
No life or disability income insurer shall require an HIV antibody test if the results of the test would be used exclusively or nonexclusively for...
- California Insurance Code Section 799.10
(a) This section shall apply to the disclosure of the results of HIV antibody tests requested by an insurer pursuant to this article and, notwithstanding...
- California Insurance Code Section 800
This article shall not apply to: (a) Insurers made exempt therefrom by other provisions of this code. (b) Insurance upon the interests of common carriers...
- California Insurance Code Section 801
The amendments made in any sections contained in this article by the Statutes of the 1969 Regular Session of the Legislature shall not repeal, rescind...
- California Insurance Code Section 802
Any admitted insurer may, by means of temporary binders, execute contracts of insurance at offices outside this state upon subject matter located in this state...
- California Insurance Code Section 803
(a) No admitted insurer shall assume or reinsure the liabilities of a nonadmitted insurer upon subject matter located in this state for the purpose of...
- California Insurance Code Section 804
Any insurer willfully violating any provision of this article is guilty of a misdemeanor and is punishable by a fine not exceeding one thousand dollars...
- California Insurance Code Section 810
An admitted insurer, without first obtaining the written consent of the commissioner, shall not enter into any agreement or arrangement with any nonadmitted insurer by...
- California Insurance Code Section 815
No insurer shall pay any representative given discretion as to the settlement or adjustment of claims under life or disability policies, whether in direct negotiation...
- California Insurance Code Section 816
No insurer shall pay any person given discretion as to settlement of claims under any policy of insurance, or surety bond, whether in direct negotiation...
- California Insurance Code Section 820
The terms used in this article shall be given the meanings herein set forth, but such meanings shall not, merely by reason of enactment in...
- California Insurance Code Section 821
"Security" means every instrument commonly known by that term, except: (a) Commercial paper when issued, given or acquired in a bona fide way in the...
- California Insurance Code Section 821.5
Without in any manner affecting the scope of the term "security" as set forth in section 821, and with the exceptions therein set forth, the...
- California Insurance Code Section 822
Except as otherwise provided by this article, "sale" or "sell" means every disposition, or attempt or arrangement to dispose, of a security or interest in...
- California Insurance Code Section 823
(a) A privilege pertaining to a security giving the holder the privilege to convert such security into another security of the same insurer is not...
- California Insurance Code Section 824
"Broker" means every person, other than an agent, who in this state engages either wholly or in part in the business of (a) dealing in...
- California Insurance Code Section 825
"Agent" means every person employed or appointed by an insurer or broker who, within this State and for a compensation, sells any security.
- California Insurance Code Section 826
"Insurer" for the purposes of this article includes every organization organized for the purpose of assuming the risk of loss under contracts of insurance or...
- California Insurance Code Section 827
An insurer shall not sell in this state, except upon a sale for delinquent assessment made in accordance with the provisions of Section 423 of...
- California Insurance Code Section 827.3
(a) As used in this section, the term "insurer" means an insurer which is domestic and admitted. (b) The transactions of an insurer set out...
- California Insurance Code Section 827.5
The term "insurer" as used in this section shall not include domestic insurers as defined in Section 26. The following transactions of an insurer described...
- California Insurance Code Section 827.6
Any offer or sale of voting common stock by an insurer incorporated in this state shall be exempt from the provisions of this article if,...
- California Insurance Code Section 827.7
Where required by this article the commissioner is authorized to issue subscription and preorganization permits of and pertaining to insurers or proposed insurers. Applications for...
- California Insurance Code Section 827.8
An offer or sale of voting common stock or preferred stock of and by a foreign or alien insurer to property broker-agents or casualty broker-agents,...
- California Insurance Code Section 828
Except in the case of a broker holding a broker's certificate issued by the commissioner under this code or by the Commissioner of Corporations under...
- California Insurance Code Section 829
A person shall not issue, circulate, or publish any advertisement or writing concerning any security sold by him, unless either his name is subscribed thereto,...
- California Insurance Code Section 830
A person shall not issue, circulate, or publish any such advertisement or writing after receipt of notice in writing from the commissioner that, in his...
- California Insurance Code Section 831
Every security issued by any insurer without a permit of the commissioner authorizing the same in effect at the time of the issue, shall be...
- California Insurance Code Section 831.1
Every security of a home protection company issued or authorized to be issued prior to December 31, 1978, shall be valid even though it has...
- California Insurance Code Section 832
Every insurer that commits any of the following acts is guilty of a public offense and punishable by fine not exceeding ten thousand dollars: (a)...
- California Insurance Code Section 833
Every person who commits any of the acts specified in this section is guilty of a public offense and punishable by a fine not exceeding...
- California Insurance Code Section 834
The application for a permit to issue or sell securities shall be verified as provided in the Code of Civil Procedure for the verification of...
- California Insurance Code Section 835
If the applicant is a partnership, unincorporated association, or joint stock company, it shall file with its application a copy of its articles of partnership...
- California Insurance Code Section 836
If the applicant is a corporation, it shall file with its application a copy of all minutes of any proceedings of its directors, stockholders, or...
- California Insurance Code Section 837
If the applicant is a foreign corporation or association, it shall also file with its application: (a) A certificate of the proper officer of the...
- California Insurance Code Section 838
Upon the filing of such application, the commissioner shall examine it and the other papers and documents filed therewith. He may, if he deems it...
- California Insurance Code Section 838.5
Pursuant to this code, the commissioner has been and is authorized, in the instance of an application for a permit to issue securities in exchange...
- California Insurance Code Section 839
The commissioner shall issue a permit if he finds that: (a) The proposed plan of business of the applicant and the proposed issuance of securities...
- California Insurance Code Section 839.1
(a) In any case where a domestic insurer is directly affected by the total transaction for some part of which the permit applied for is...
- California Insurance Code Section 839.5
The commissioner shall not issue a permit for the sale of any securities of a domestic insurer in any case where he finds that the...
- California Insurance Code Section 840
The commissioner may prescribe in the permit the amounts, considerations, terms, and conditions governing the issue and disposal of the securities and the permit authorizes...
- California Insurance Code Section 841
Every permit shall recite in bold type that the issuance thereof is permissive only and does not constitute a recommendation or endorsement of the securities...
- California Insurance Code Section 842
The commissioner may impose conditions requiring the deposit in escrow of securities and the impoundment of the proceeds from the sale thereof, limiting the expense...
- California Insurance Code Section 843
The commissioner may, from time to time and for cause, amend, alter or revoke any permit issued by him hereunder, or temporarily suspend the rights...
- California Insurance Code Section 844
Every insurer authorized by the commissioner to sell securities shall thereafter, at such times and in such form as he requires, make and file in...
- California Insurance Code Section 845
(a) No person may sell or resell any security of a domestic, foreign, or alien insurer: (1) As an insurer with respect to securities of...
- California Insurance Code Section 845.5
The certificate required by Section 845 to act as an agent of an insurer shall be secured as provided in Section 846 and shall expire...
- California Insurance Code Section 846
To secure such certificate, the applicant shall make and file in the office of the commissioner an application therefor in writing, verified by or in...
- California Insurance Code Section 847
At the time of filing an application for a broker's certificate, the applicant shall file with the commissioner a bond for five thousand dollars, payable...
- California Insurance Code Section 850
If the applicant is a foreign corporation or association, it shall file with its application: (a) A copy of its articles of incorporation or association....
- California Insurance Code Section 851
The commissioner shall examine such application, and shall make such further investigation of the applicant and its affairs as he deems advisable. He shall issue...
- California Insurance Code Section 852
The commissioner may at any time in accordance with the procedure provided in Section 1738 suspend or revoke any broker's or agent's certificate issued by...
- California Insurance Code Section 853
Every broker shall, at such times as the commissioner requires, make and file in the office of the commissioner a true and correct statement concerning...
- California Insurance Code Section 854
After receipt of notice in writing from the commissioner, stating that the sale of a security would, in the commissioner's opinion, be unfair, unjust, or...
- California Insurance Code Section 855
All writings filed with the commissioner under this article shall be open to public inspection except where, in his judgment, the public welfare or the...
- California Insurance Code Section 856
(a) The commissioner may at any time give or make public any information concerning any insurer, if in the commissioner's judgment, the giving or publishing...
- California Insurance Code Section 857
The commissioner shall charge and collect the following fees: (a) For filing an original or supplemental application, or any amendments thereto, for a permit to...
- California Insurance Code Section 859
The commissioner shall also collect the following fees: (a) For filing any application for a broker's certificate, one hundred eighteen dollars ($118) for the first...
- California Insurance Code Section 860
No fees shall be charged or collected for copies of papers, records, or official documents furnished to public officers for use in their official capacity...
- California Insurance Code Section 880
Except as provided in this article, every insurer shall conduct its business in this State in its own name.
- California Insurance Code Section 881
The commissioner shall require the name or any changed name of every insurer (including reciprocal or interinsurance exchanges), every attorney in fact, every motor club,...
- California Insurance Code Section 881.1
Notwithstanding the provisions of Section 881 or any other provision of law, neither the commissioner or the Secretary of State shall reject a name proposed...
- California Insurance Code Section 881.2
Notwithstanding Section 5652 of the Financial Code, use of the term "savings bank" in a name or title may be approved for use by the...
- California Insurance Code Section 881.3
Upon approval of an applicant's name by the commissioner, and the issuance of a certificate approving the same, the applicant may apply to the Secretary...
- California Insurance Code Section 881.5
If through inadvertance or otherwise a corporation does not comply with Section 881 of the Insurance Code, or with Sections 201.5, 202, 2105, 2106, 2106.5,...
- California Insurance Code Section 882
When two or more insurers propose to issue an underwriter's policy, each insurer shall first file an application with the commissioner for approval and registration...
- California Insurance Code Section 882.5
(a) A home protection company proposing to issue a contract bearing the name of itself as well as another name which is the name of...
- California Insurance Code Section 883
An underwriter's policy may be issued under a name thus registered and shall clearly show: (a) The names of the insurers guaranteeing it. (b) The...
- California Insurance Code Section 884
Unless renewed, the approval and registration of all underwriters' names shall expire at 12:01 a.m. July 1st of each even-numbered year. Renewal may be secured...
- California Insurance Code Section 885
The commissioner may at any time institute proceedings for the revocation of approval and registration of an underwriter's name upon any of the grounds set...
- California Insurance Code Section 886
Termination of approval and registration of an underwriter's name, whether through denial of a renewal application or revocation, shall have no effect on the validity...
- California Insurance Code Section 900
(a) On or before the first day of March of each year every insurer doing business in this state shall make and file with the...
- California Insurance Code Section 900.2
(a) All insurers doing business in this state shall have an annual audit by an independent certified public accountant. The audit, including required auditor and...
- California Insurance Code Section 900.5
The commissioner shall charge and collect one hundred eighteen dollars ($118) in advance as a fee for the first filing each year of a statement...
- California Insurance Code Section 900.8
The commissioner may decline to grant or renew or may suspend or revoke a certificate of authority of an insurer that knowingly files with the...
- California Insurance Code Section 900.9
Any officer, director, employee or agent of any insurer, who wilfully signs or files a false or untrue report or statement of the business, affairs,...
- California Insurance Code Section 902
Insurers engaged in the business of compensation insurance shall, at such intervals as may be prescribed by the commissioner, file statements supplemental to such annual...
- California Insurance Code Section 903
The commissioner shall require statements and reports to be verified as follows: (a) If made by a domestic corporation, by the oaths of any two...
- California Insurance Code Section 903.5
In any case where an insurer is required by law to file with the commissioner statements or reports respecting its financial condition, income or disbursements,...
- California Insurance Code Section 904
In addition to the annual statement required to be filed pursuant to Section 900, each admitted insurer shall file an authorization for disclosure to the...
- California Insurance Code Section 922
The guarantee by the Small Business Administrator that a surety shall not suffer loss as set forth in the Small Business Investment Act of 1958,...
- California Insurance Code Section 922.1
The Legislature declares its intent that: (a) In some instances, it is appropriate for the protection of insureds, insurers, and the public generally, that assuming...
- California Insurance Code Section 922.2
(a) Credit for reinsurance shall be allowed a domestic ceding insurer as either an asset or a deduction from liability in accordance with Sections 922.4...
- California Insurance Code Section 922.3
Notwithstanding any other provision of law, credit for reinsurance, as either an asset or a deduction, shall not be allowed in any accounting or financial...
- California Insurance Code Section 922.31
(a) A ceding insurer shall take steps to manage its reinsurance recoverables proportionate to its own book of business. A domestic ceding insurer shall notify...
- California Insurance Code Section 922.4
Credit for reinsurance shall be allowed a domestic ceding insurer as either an asset or a deduction from liability on account of reinsurance ceded only...
- California Insurance Code Section 922.41
(a) Credit shall be allowed a domestic insurer when the reinsurance is ceded to an assuming insurer that has been certified by the commissioner as...
- California Insurance Code Section 922.42
(a) If an accredited or certified reinsurer ceases to meet the requirements for accreditation or certification, the commissioner may suspend or revoke the reinsurer's accreditation...
- California Insurance Code Section 922.43
The actual costs and expenses incurred by the department in reviewing requests for accreditation or certification, trusts, and subsequent amendments established or maintained pursuant to...
- California Insurance Code Section 922.5
(a) An asset or a deduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer not meeting the requirements of Section...
- California Insurance Code Section 922.6
Credit for reinsurance shall not be denied a foreign ceding insurer to the extent that credit is recognized by the ceding insurer' s domestic state...
- California Insurance Code Section 922.7
(a) For purposes of subdivision (b) of Section 922.5, a "qualified United States financial institution" means an institution that complies with all of the following:...
- California Insurance Code Section 922.8
(a) The commissioner, after notice, comment period, and a hearing if requested by more than 10 affected insurers, may issue a bulletin setting forth reasonable...
- California Insurance Code Section 922.85
The commissioner may adopt regulations in accordance with the procedures provided in Chapter 3.5 (commencing with Section 11340) of Part 1 of Division 3 of...
- California Insurance Code Section 922.9
Sections 922.4 and 922.5 shall apply to all cessions on and after January 1, 1997, under reinsurance contracts that have had an inception, anniversary, or...
- California Insurance Code Section 923
The commissioner shall require every insurer which is required to file an annual or quarterly statement to use the statement blanks and instructions thereto for...
- California Insurance Code Section 923.5
Each insurer transacting business in this state shall at all times maintain reserves in an amount estimated in the aggregate to provide for the payment...
- California Insurance Code Section 923.6
(a) Every admitted property and casualty insurer, unless otherwise exempted by the domiciliary commissioner, shall annually submit the opinion of an Appointed Actuary entitled "Statement...
- California Insurance Code Section 924
The commissioner shall collect a late filing fee of three hundred thirty-six dollars ($336) from any admitted insurer that fails to make and file in...
- California Insurance Code Section 925
Upon request of the commissioner, and at intervals as prescribed by him or her, any insurer that appears to the commissioner to require immediate regulatory...
- California Insurance Code Section 925.1
(a) All supplemental information, work papers and other relevant documents of the independent certified public accountant, or independent actuary, or other independent professional financial person...
- California Insurance Code Section 925.2
The commissioner may prescribe the subject matter and form of reporting supplemental information and the subject matter of opinions.
- California Insurance Code Section 925.3
All supplemental information provided or made available to the commissioner pursuant to Sections 925 to 925.2, inclusive, including work papers and other relevant documents of...
- California Insurance Code Section 925.4
Nothing contained herein shall be deemed in any manner to limit, restrict or abridge the powers of the commissioner to examine insurers, to inquire into...
- California Insurance Code Section 926.1
As used in this article, the following terms shall have the following meanings: (a) "Area median income" (AMI) means either of the following: (1) The...
- California Insurance Code Section 926.2
(a) (1) Each insurer admitted in California shall provide information, by January 1, 2014, to the commissioner on all of its community development investments and...
- California Insurance Code Section 926.3
(a) It is the policy of the State of California that (1) insurers should, where practicable, be supportive of community development investments and community development...
- California Insurance Code Section 927
The Legislature finds and declares all of the following: (a) It is in the state's interest to encourage competitive business opportunities for all of its...
- California Insurance Code Section 927.1
For the purposes of this article, the following definitions apply: (a) "Control" means to exercise the power to make policy decisions. (b) "Disabled veteran business...
- California Insurance Code Section 927.2
(a) (1) By July 1, 2013, each admitted insurer, with California premiums written of one hundred million dollars ($100,000,000) or more, shall submit a report...
- California Insurance Code Section 927.3
This article shall remain in effect only until January 1, 2019, and as of that date is repealed, unless a later enacted statute, that is...
- California Insurance Code Section 928
(a) An admitted insurer shall not undertake any single risk or accept reinsurance on any single risk when its liability thereon in excess of the...
- California Insurance Code Section 930
The provisions of this article shall apply to all domestic, foreign, and alien insurers doing business in this state.
- California Insurance Code Section 931
(a) Each domestic, foreign, and alien insurer doing business in this state shall annually, on or before the first day of March of each year,...
- California Insurance Code Section 932
In the absence of actual malice, members of the National Association of Insurance Commissioners, their duly authorized committees, subcommittees, and task forces, their delegates, National...
- California Insurance Code Section 933
All financial analysis ratios and examination synopses concerning insurers that are submitted to the department by the National Association of Insurance Commissioners' Insurance Regulatory Information...
- California Insurance Code Section 934
The commissioner may suspend, revoke, or refuse to renew the certificate of authority of any insurer failing to file its annual or quarterly statement with...
- California Insurance Code Section 939
Except as otherwise expressly provided, all deposits of securities with the commissioner shall be subject to the provisions of this article.
- California Insurance Code Section 940
The commissioner shall accept and hold securities in trust for the policyholders or policyholders and creditors of an insurer and for their benefit, whenever (a)...
- California Insurance Code Section 940.1
The commissioner shall require the payment of fifty-eight dollars ($58) in lawful money of the United States in advance for receiving and processing securities or...
- California Insurance Code Section 941
Such deposited securities shall not be estimated above their par value nor above their market value, except that preferred stock shall be estimated only at...
- California Insurance Code Section 942
The commissioner shall permit a deposit of those securities in the State Treasury, subject to the provisions of Section 11691, if applicable. The securities deposited...
- California Insurance Code Section 943
So long as the insurer continues solvent the commissioner shall permit it to collect the interest or dividends on the securities so deposited, and from...
- California Insurance Code Section 944
Securities deposited under the provisions of this article shall not be withdrawn from the State treasury except upon the written order of the insurer making...
- California Insurance Code Section 945
If the deposit is of mortgages, it shall be accompanied either by full abstracts of title with the fees for examination of title, or by...
- California Insurance Code Section 946
If the deposit is of stocks or bonds, it shall be accompanied by the fees necessary for the appraisal thereof, except as otherwise provided by...
- California Insurance Code Section 948
Whenever an insurer has deposited with the commissioner the requisite security, in conformity with the requirements of this article, the commissioner shall issue to such...
- California Insurance Code Section 949
The commissioner shall require the payment of twenty-nine dollars ($29) in lawful money of the United States, in advance, as a fee for each certificate...
- California Insurance Code Section 950
Whenever such a depositing insurer has paid, canceled, or reinsured all its unexpired policies outstanding in this State, and all its liabilities under such policies...
- California Insurance Code Section 951
Pending such examination the securities requested to be withdrawn may continue subject to withdrawal and substitution as provided by section 943.
- California Insurance Code Section 952
Whenever the laws of any other state or country, by reason of which Section 940 is brought into force, are repealed and abrogated, then any...
- California Insurance Code Section 953
Whenever a domestic insurer deposits securities with an officer of this State, in order to enable it to do business in another State pursuant to...
- California Insurance Code Section 954
The commissioner shall make an annual examination of the securities received by him from each insurer. If it appears at any time that the securities...
- California Insurance Code Section 955
All appraisal fees collected by the commissioner under the provisions of this article shall be paid into the State treasury in trust and withdrawn as...
- California Insurance Code Section 956
An account or accounts in one or more banks or savings and loan associations the accounts of which are insured by an agency or instrumentality...
- California Insurance Code Section 980
As used in this article, "liability" includes liability for losses reported, expenses, taxes, and all other indebtedness not included in those categories.
- California Insurance Code Section 984
Any mortgage insurer or any mortgage guaranty insurer is insolvent whenever provision for its liabilities and for unearned income would, after exhausting its required insurance...
- California Insurance Code Section 985
(a) On or after January 1, 1970, as used in this article and in paragraph (9) of subdivision (a) of Section 1011, "insolvency" means either...
- California Insurance Code Section 985.5
In the case of the insolvency of an admitted insurer, the commissioner shall prepare a report, which shall be a public record, with respect to...
- California Insurance Code Section 985.6
The costs incurred in investigating and preparing the report required by Section 985.5 shall be an expense of administration within the meaning of paragraph (1)...
- California Insurance Code Section 986
A life insurer issuing policies on a reserve basis is insolvent whenever its assets are exceeded by the total of the following: (1) the amount...
- California Insurance Code Section 987
A title insurer is insolvent whenever provision for its liabilities would, after exhausting its required surplus, so far impair its capital paid in as to...
- California Insurance Code Section 988
(a) As used in this section: (1) "Impaired" means a financial situation in which the assets of an insurer are less than the sum of...
- California Insurance Code Section 989
Any person who does any of the following is guilty of a misdemeanor punishable by not more than one year in county jail: (a) Conceals...
- California Insurance Code Section 995
(a) As used in this article, "contingent compensation arrangement" means an arrangement having as its purpose the payment of a variable commission by the insurer,...
- California Insurance Code Section 995.1
An agent, broker, surplus line broker, general agent or other person operating under a contingent or retrospective compensation arrangement with any insurer shall promptly notify...
- California Insurance Code Section 995.2
An insurer shall not claim as an asset by reason of any provision of a contingent or retrospective compensation arrangement, any account due from the...
- California Insurance Code Section 995.3
Every person operating under a retrospective or contingent compensation arrangement with any insurer shall report to the insurer within a reasonable time, and policy by...
- California Insurance Code Section 995.4
An insurer, notwithstanding the provisions of any contingent or retrospective compensation arrangement with any person, shall maintain as a liability, as part of its unearned...
- California Insurance Code Section 995.5
An insurer, notwithstanding the provisions of any contingent or retrospective compensation arrangement with any person, shall report and pay the premium tax liability set forth...
- California Insurance Code Section 995.6
The provisions of Sections 995.1, 995.2, and 995.3 permitting the commissioner, in certain situations, to examine a person operating under a contingent or retrospective commission...
- California Insurance Code Section 995.7
The purposes of Section 816 and the provisions of this article are to promote the solvency of insurers and the producers dealing with them under...
- California Insurance Code Section 997
(a) For statement purposes as defined in Article 10 (commencing with Section 900), for insolvency calculations as defined in Article 13 (commencing with Section 980),...
- California Insurance Code Section 1010
(a) The provisions of this article shall apply to all persons, except the State Compensation Insurance Fund, subject to examination by the commissioner, or purporting...
- California Insurance Code Section 1011
(a) The superior court of the county in which the principal office of a person described in Section 1010 is located, upon the filing by...
- California Insurance Code Section 1011.1
If a verified application is filed pursuant to Section 1011 that shows that the conditions set forth in subdivision (b) of Section 1011 exist and...
- California Insurance Code Section 1011.5
The consent described in Section 1011(c) shall be obtained by filing an application with the commissioner in a form to be prescribed by him accompanied...
- California Insurance Code Section 1012
Except in the case of an order issued based on a verified application showing the conditions in subdivision (b) of Section 1011 to exist, the...
- California Insurance Code Section 1013
Whenever it appears to the commissioner that any of the conditions set forth in section 1011 exist or that irreparable loss and injury to the...
- California Insurance Code Section 1014
Whenever the commissioner makes any seizure as provided in section 1013, it shall, on the demand of the commissioner, be the duty of the sheriff...
- California Insurance Code Section 1015
Immediately after such seizure, the commissioner shall institute a proceeding as provided for in section 1011 and thereafter shall proceed in accordance with the provisions...
- California Insurance Code Section 1016
(a) If at any time after the issuance of an order under Section 1011, or if at the time of instituting any proceeding under this...
- California Insurance Code Section 1017
(a) In the commissioner's application for an order for the liquidation of a domestic corporation, or at any time thereafter, the commissioner may apply for,...
- California Insurance Code Section 1018
The recording in the office of a county recorder of any county in the State of an order entered pursuant to section 1011, 1016 or...
- California Insurance Code Section 1019
Upon the issuance of an order of liquidation under section 1016, the rights and liabilities of any such person and of creditors, policyholders, shareholders and...
- California Insurance Code Section 1020
Upon the issuance of an order either under Section 1011 or 1016, or at any time thereafter, the court shall issue such other injunctions or...
- California Insurance Code Section 1021
(a) Upon the making of an order to liquidate the business of such person, the commissioner shall publish notice to its policyholders, creditors, shareholders, and...
- California Insurance Code Section 1022
The notice shall be published in newspapers of general circulation in geographic areas pertinent to the liquidation. The notice shall reference a source, either the...
- California Insurance Code Section 1023
A claim must set forth, under oath, on the form prescribed by the commissioner: (a) The particulars thereof, and the consideration therefor. (b) Whether said...
- California Insurance Code Section 1024
Unless such claim is filed in the manner and within the time provided in section 1021, it shall not be entitled to filing or allowance,...
- California Insurance Code Section 1025
Claims founded upon unliquidated or undetermined demands must be filed within the time limit provided in this article for the filing of claims, but claims...
- California Insurance Code Section 1025.5
Notwithstanding the provisions of Sections 1021 to 1025, inclusive, the commissioner may, in lieu of requiring claimants to file separate claims: (a) File a claim...
- California Insurance Code Section 1026
Whenever any person has a cause of action against an insured and such cause is covered by a liability policy, such person, if the insurer...
- California Insurance Code Section 1026.1
Where a claim arising out of a policy of insurance has been filed by a third party and approved by the liquidator and such claim...
- California Insurance Code Section 1027
A claim by a third party founded upon an insurance policy may be allowed by the liquidator without requiring such claim to be reduced to...
- California Insurance Code Section 1028
A judgment taken by default, or by collusion, against an insured shall not be considered as evidence, in the liquidation proceeding, either of the liability...
- California Insurance Code Section 1029
A claim of a secured claimant shall not be allowed in a sum greater than the excess over the value of the security of the...
- California Insurance Code Section 1030
The value of the security to be credited upon such claim shall be determined by an appraiser appointed by the liquidator and approved by the...
- California Insurance Code Section 1030.5
(a) The liquidator may require, as a condition of payment of the final liquidation dividend to a lender, or his assignee, who has filed a...
- California Insurance Code Section 1030.6
In any proceeding under this article, no agent shall be liable to the liquidator or conservator for unearned premiums uncollected by the agent, or unearned...
- California Insurance Code Section 1031
Mutual debts or mutual credits, whether arising out of one or more contracts between the person in liquidation under Section 1016 and any other person,...
- California Insurance Code Section 1032
When a claim is rejected by the commissioner, written notice of rejection shall be given by mail, addressed to the claimant at the address set...
- California Insurance Code Section 1033
(a) Claims allowed in a proceeding under this article shall be given preference in the following order: (1) Expense of administration. (2) All claims of...
- California Insurance Code Section 1033.5
(a) The purpose of this section is to clarify the rights and obligations of policyholders, claimants, guaranty funds, including the California Insurance Guarantee Association, and...
- California Insurance Code Section 1034
(a) A preference is a transfer of any of the property of the person proceeded against to or for the benefit of a creditor, for...
- California Insurance Code Section 1034.1
(a) Every transfer made or suffered and every obligation incurred by a person proceeded against within one year prior to the filing of a successful...
- California Insurance Code Section 1035
(a) In any proceeding under this article, the commissioner may appoint and employ under his or her hand and official seal, special deputy commissioners, as...
- California Insurance Code Section 1035.2
(a) The officers and employees of the Conservation and Liquidation Office are subject to all conflict-of-interest provisions and financial disclosure requirements that would apply if...
- California Insurance Code Section 1035.5
Notwithstanding the provisions of Article 14 (commencing with Section 1010), with regard only to those insurers subject to this article: (a) Within 120 days of...
- California Insurance Code Section 1036
Notwithstanding any other provision of law, the provisions of Article 4 (commencing with Section 11040) of Chapter 1 of Part 1 of Division 3 of...
- California Insurance Code Section 1037
Upon taking possession of the property and business of any person in any proceeding under this article, the commissioner, exclusively and except as otherwise expressly...
- California Insurance Code Section 1038
Any application under section 1011 or 1016 shall be served upon the person named in such application in the manner prescribed by law for personal...
- California Insurance Code Section 1039
In lieu of the service required by section 1038, service may, upon application to said court, be made in such manner as the court directs...
- California Insurance Code Section 1040
At any time after an order is made under section 1011 or 1016, the commissioner may remove the principal office of the person proceeded against...
- California Insurance Code Section 1041
The commissioner shall be the custodian of all moneys collected by him or her or coming into his or her possession in the course of...
- California Insurance Code Section 1042
The commissioner and a special deputy commissioner appointed pursuant to section 1035 shall have the power to subpoena witnesses and examine them under oath upon...
- California Insurance Code Section 1043
In any proceeding under this article, the commissioner, as conservator or as liquidator, may, subject to the approval of said court, and subject to such...
- California Insurance Code Section 1044
In connection with a rehabilitation agreement under section 1043, which affects a life insurer, and in an agreement made for the reinsurance of the business...
- California Insurance Code Section 1045
If at any time after the issuance of an order under section 1011 affecting a life insurer issuing nonassessable policies on a reserve basis and...
- California Insurance Code Section 1046
Said mutualization plan shall include provisions for: (a) The acquisition by such insurer of all outstanding shares of its capital stock at a price and...
- California Insurance Code Section 1047
Said mutualization plan may include provisions: (a) Imposing a moratorium against the provisions of the life insurance policies issued by such insurer and then in...
- California Insurance Code Section 1048
Upon formulation of said mutualization plan the commissioner shall submit the same to said court with his application for an order of said court directing...
- California Insurance Code Section 1049
Each policyholder of such insurer shall be entitled to one vote, regardless of the amount for which, or the number of policies under which, he...
- California Insurance Code Section 1050
In the event that said plan of mutualization is approved by said policyholders, the commissioner shall certify to the said court the fact of such...
- California Insurance Code Section 1051
After the expiration of the time fixed in the order provided for in section 1050, and upon the filing of such petition, said court shall...
- California Insurance Code Section 1052
Thereupon the commissioner shall: (a) Pay to each of such shareholders or his assignee or nominee, upon surrender of the shares held by such shareholder,...
- California Insurance Code Section 1053
Immediately upon the appointment of the directors as provided in subdivision (b) of section 1052, the directors theretofore holding office shall cease to hold office,...
- California Insurance Code Section 1054
Such insurer, after mutualization, shall be a continuation of the original insurer, and such mutualization shall not affect existing suits, rights or contracts except as...
- California Insurance Code Section 1055
The commissioner shall exercise the powers and discharge the duties, concerning any insurer so mutualized, that are applicable to domestic insurers issuing policies of the...
- California Insurance Code Section 1056
All costs and expenses connected with proceedings for the mutualization of such insurer shall be paid by the commissioner out of the funds of such...
- California Insurance Code Section 1056.5
Whenever money or other property is payable to any claimant out of the assets of any person under the provisions of Sections 1021 to 1033,...
- California Insurance Code Section 1057
In all proceedings under this article, the commissioner shall be deemed to be a trustee for the benefit of all creditors and other persons interested...
- California Insurance Code Section 1058
In any proceeding pending under the provisions of this article, the court in which such proceeding is pending shall have jurisdiction to hear and determine,...
- California Insurance Code Section 1059
The commissioner, in the performance of any of his duties under this article, shall be deemed to be a public officer acting in his official...
- California Insurance Code Section 1060
The commissioner shall transmit all of the following to the Governor, the Legislature, and to the committees of the Senate and Assembly having jurisdiction over...
- California Insurance Code Section 1061
In verification of the matters set forth in Section 1060 of this code, the Department of Finance shall, at least every two years or more...
- California Insurance Code Section 1062
In the event of the entry of an order under Section 1011 or 1016 of this article affecting any person having members, subscribers or policyholders,...
- California Insurance Code Section 1063
(a) Within 60 days after the original effective date of this article, all insurers, including reciprocal insurers, admitted to transact insurance in this state of...
- California Insurance Code Section 1063.1
As used in this article: (a) "Member insurer" means an insurer required to be a member of the association in accordance with subdivision (a) of...
- California Insurance Code Section 1063.2
(a) The association shall pay and discharge covered claims and in connection therewith pay for or furnish loss adjustment services and defenses of claimants when...
- California Insurance Code Section 1063.3
To aid in the detection and prevention of member insurer insolvencies: (a) The board may, upon majority vote, make recommendations to the commissioner on matters...
- California Insurance Code Section 1063.4
(a) Insureds entitled to the protection of this article shall cooperate with the association in accordance with their policies in the same manner as they...
- California Insurance Code Section 1063.5
Each time an insurer becomes insolvent then, to the extent necessary to secure funds for the association for payment of covered claims of that insolvent...
- California Insurance Code Section 1063.6
All proceedings in which the insolvent insurer is a party or is obligated to defend a party in any court in the state shall, subject...
- California Insurance Code Section 1063.7
When a liquidator, domiciliary or ancillary, is appointed in this state for any member insurer, the liquidator shall promptly give notice of his or her...
- California Insurance Code Section 1063.8
Notwithstanding any other provision of law, the association shall be exempt from all license fees, income, franchise, privilege, property, or occupation taxes levied or assessed...
- California Insurance Code Section 1063.9
(a) The operation of the association shall at all times be subject to the regulation of the commissioner. The commissioner, or any deputy or examiner,...
- California Insurance Code Section 1063.10
All orders or decisions of the commissioner made pursuant to Chapter 1347, Statutes of 1969 (of which this article is a part) and the provisions...
- California Insurance Code Section 1063.11
The commissioner may, upon notice and opportunity for all interested parties to be heard, issue such rules, regulations and orders as may be necessary to...
- California Insurance Code Section 1063.12
(a) The association, its member insurers, and its officers, directors, agents or employees of the association, or its member insurers, shall under no circumstances be...
- California Insurance Code Section 1063.13
No member insurer of the association shall engage in the unlawful trade practice defined and condemned in subdivision (g) of Section 790.03.
- California Insurance Code Section 1063.14
(a) The plan of operation adopted pursuant to subdivision (c) of Section 1063 shall contain provisions whereby each member insurer is required to recoup over...
- California Insurance Code Section 1063.145
The statement of the amount of surcharge required to be provided under subdivision (b) of Section 1063.14 shall include a description of, and purpose for,...
- California Insurance Code Section 1063.15
In any workers' compensation matter the association shall have the same period of time within which to act or to exercise a right as is...
- California Insurance Code Section 1063.16
The association, to the extent it determines necessary or desirable, may request the department to issue bonds pursuant to Article 14.25 (commencing with Section 1063.50)...
- California Insurance Code Section 1063.17
(a) All meetings of the board of governors of the association and its investment and audit committees shall be open and public, and all persons...
- California Insurance Code Section 1063.50
The California Insurance Guarantee Association is authorized to pay and discharge certain claims of insolvent insurers as defined in Section 1063.1 through the collection of...
- California Insurance Code Section 1063.51
(a) The terms "member insurer," "insolvent insurer," and "covered claims" have the meanings assigned those terms in Section 1063.1. (b) "CIGA" means the California Insurance...
- California Insurance Code Section 1063.52
The Insurance Assessment Bond Fund is hereby created in the State Treasury. Proceeds from the sale of bonds issued pursuant to this article and insurance...
- California Insurance Code Section 1063.53
(a) In the event a natural disaster such as an earthquake or fire results in covered claim obligations currently payable and owed by the association...
- California Insurance Code Section 1063.54
Notwithstanding any other provision of law, the department, in accordance with this article and at the request of the board pursuant to Section 1063.53 may...
- California Insurance Code Section 1063.55
The bonds shall be authorized by order of the commissioner, shall be in the form, shall bear the date or dates, and shall mature at...
- California Insurance Code Section 1063.56
Upon receipt of an order of the commissioner authorizing the issuance of bonds, the Treasurer shall provide for their preparation in accordance with the order....
- California Insurance Code Section 1063.57
The department may provide for the issuance of refunding bonds for the purpose of refunding any bonds then outstanding which have been issued under the...
- California Insurance Code Section 1063.58
Refunding bonds issued as provided in Section 1063.57 may be sold, or exchanged for outstanding bonds issued under this article and, if sold, the proceeds...
- California Insurance Code Section 1063.59
The Treasurer or any other person executing the notes or bonds shall not be subject to any personal liability or accountability by reason of the...
- California Insurance Code Section 1063.60
The department may issue negotiable bond anticipation notes and may refund those notes from time to time. Bond anticipation notes may be paid from the...
- California Insurance Code Section 1063.61
The state does hereby pledge to and agree with the holders of any bonds issued under this article that the state will not limit or...
- California Insurance Code Section 1063.62
Bonds issued under this article shall be legal investments in which all public officers and public bodies of this state, its political subdivisions, all municipalities...
- California Insurance Code Section 1063.63
All or any part of the revenues from the insurance assessments or from loan repayments by CIGA may be pledged by the department to secure...
- California Insurance Code Section 1063.64
The department and CIGA are each authorized to enter into those contracts or agreements with those banks, insurers, or other financial institutions that it determines...
- California Insurance Code Section 1063.65
The bonds shall not be, and shall state on their face that they are not, general obligations of the department or of the state or...
- California Insurance Code Section 1063.66
Bonds issued by the department pursuant to this article, their transfer and the income therefrom, shall be free from taxation of every kind by the...
- California Insurance Code Section 1063.67
The department is authorized and empowered to employ financial consultants, advisers, legal counsel, and accountants as may be necessary in its judgment in connection with...
- California Insurance Code Section 1063.68
The provisions of Section 10295 and Sections 10335 to 10382, inclusive, of the Public Contract Code shall not apply to agreements entered into by the...
- California Insurance Code Section 1063.70
The California Insurance Guarantee Association is authorized to pay and discharge certain claims of insolvent insurers as defined in Section 1063.1 through the collection of...
- California Insurance Code Section 1063.71
(a) The terms "member insurer," "insolvent insurer," and "covered claims" have the meanings assigned those terms in Section 1063.1. (b) The terms "CIGA," "commissioner," "board,"...
- California Insurance Code Section 1063.72
The Workers' Comp Bond Fund is hereby created. Proceeds from the sale of bonds shall be deposited in a separate account in the Workers' Comp...
- California Insurance Code Section 1063.73
In the event CIGA determines that the insolvency of one or more member insurers providing workers' compensation insurance will result in covered claim obligations for...
- California Insurance Code Section 1063.74
(a) Notwithstanding any other limits on assessments, CIGA shall have the authority to levy upon member insurers special bond assessments in the amount necessary to...
- California Insurance Code Section 1063.75
Any bonds issued to provide funds for covered claim obligations for workers' compensation claims shall be issued prior to January 1, 2023, in an aggregate...
- California Insurance Code Section 1063.76
(a) The collateral shall be used solely for the purpose of paying the principal and redemption price of, and interest on, the bonds and any...
- California Insurance Code Section 1063.77
CIGA is authorized to enter into those contracts or agreements with those banks, insurers, or other financial institutions or parties that it determines are necessary...
- California Insurance Code Section 1064.1
For the purposes of this act: (a) "Insurer" means any person subject to the insurance supervisory authority of, or to liquidation, rehabilitation, reorganization, or conservation...
- California Insurance Code Section 1064.2
(a) Whenever under the laws of this state a receiver is to be appointed in delinquency proceedings for an insurer domiciled in this state, the...
- California Insurance Code Section 1064.3
(a) Whenever under the laws of this state an ancillary receiver is to be appointed in delinquency proceedings for an insurer not domiciled in this...
- California Insurance Code Section 1064.4
(a) In a delinquency proceeding begun in this state against an insurer domiciled in this state, claimants residing in reciprocal states may file claims either...
- California Insurance Code Section 1064.5
(a) In a delinquency proceeding in a reciprocal state against an insurer domiciled in that state, claimants against such insurer who reside within this state...
- California Insurance Code Section 1064.6
(a) In a delinquency proceeding against an insurer domiciled in this state, claims owing to residents of ancillary states shall be preferred claims if like...
- California Insurance Code Section 1064.7
The owners of special deposit claims against an insurer for which a receiver is appointed in this or any other state shall be given priority...
- California Insurance Code Section 1064.8
The owner of a secured claim against an insurer for which a receiver has been appointed in this or any other state may surrender his...
- California Insurance Code Section 1064.9
During the pendency of delinquency proceedings in this or any reciprocal state, no action or proceeding in the nature of an attachment, garnishment, or execution...
- California Insurance Code Section 1064.10
The domiciliary receiver of an insurer domiciled in a reciprocal state may sue in this state to recover any assets of that insurer to which...
- California Insurance Code Section 1064.11
If any provision of this article or the application thereof to any person or circumstances is held invalid, that invalidity shall not affect other provisions...
- California Insurance Code Section 1064.12
(a) This article may be referred to as the "Uniform Insurers Rehabilitation Act." (b) The Uniform Insurers Rehabilitation Act shall be so interpreted and construed...
- California Insurance Code Section 1064.13
(a) Upon receipt of a notice of liquidation the commissioner shall cease imposing, billing or collecting fees and assessments against the subject company pursuant to...
- California Insurance Code Section 1065.1
Whenever the commissioner has reasonable cause to believe, and determines, after a public hearing, that any person specified in Section 1010 is conducting its business...
- California Insurance Code Section 1065.2
(a) Whenever it appears to the commissioner that any conduct, condition or ground set forth in Section 1065.1 exists, and that irreparable loss and injury...
- California Insurance Code Section 1065.3
If, after hearing as provided by Section 1065.1 or subdivision (b) of Section 1065.2, any of the statements as to conduct, conditions, or grounds in...
- California Insurance Code Section 1065.4
Any person subject to an order or proceeding pursuant to this article shall be entitled to judicial review of the order or proceeding by means...
- California Insurance Code Section 1065.5
If any person violates or fails to comply with any order of the commissioner or any part thereof which as to such person has become...
- California Insurance Code Section 1065.6
The powers vested in the commissioner by this article shall be additional to any and all other powers and remedies vested in the commissioner by...
- California Insurance Code Section 1065.7
Any order or notice of the commissioner hereunder may be served on any person, in the same manner and with the same effect as provided...
- California Insurance Code Section 1067
This article shall be known and may be cited as the California Life and Health Insurance Guarantee Association Act.
- California Insurance Code Section 1067.01
(a) The purpose of this article is to protect, subject to certain limitations, the persons specified in Section 1067.02 against failure in the performance of...
- California Insurance Code Section 1067.02
(a) This article shall provide coverage for the policies and contracts specified in subdivision (b) to all of the following: (1) To persons who, regardless...
- California Insurance Code Section 1067.03
This article shall be liberally construed to effect the purpose under Section 1067.01.
- California Insurance Code Section 1067.04
As used in this article: (a) "Account" means either of the two accounts created under Section 1067.05. (b) "Association" means the California Life and Health...
- California Insurance Code Section 1067.05
(a) A nonprofit legal entity to be known as the California Life and Health Insurance Guarantee Association shall exist as a result of the merger...
- California Insurance Code Section 1067.055
In order to provide for the merger of the Seastrand Health Insurance Guaranty Association with and into the California Life Insurance Guaranty Association, the following...
- California Insurance Code Section 1067.06
(a) The board of directors of the association shall consist of not less than nine nor more than 13 member insurers serving terms as established...
- California Insurance Code Section 1067.07
(a) If a member insurer is an impaired insurer, the association may, in its discretion, and subject to any conditions imposed by the association that...
- California Insurance Code Section 1067.08
(a) For the purpose of providing the funds necessary to carry out the powers and duties of the association, the board of directors shall assess...
- California Insurance Code Section 1067.09
(a) (1) The association shall submit to the commissioner a plan of operation and any amendments thereto necessary or suitable to ensure the fair, reasonable,...
- California Insurance Code Section 1067.10
In addition to the duties and powers enumerated elsewhere in this article: (a) The commissioner shall do all of the following: (1) Upon request of...
- California Insurance Code Section 1067.11
To aid in the detection and prevention of insurer insolvencies or impairments: (a) It shall be the duty of the commissioner to do the following:...
- California Insurance Code Section 1067.12
(a) This article shall not be construed to reduce the liability for unpaid assessments of the insureds of an impaired or insolvent insurer operating under...
- California Insurance Code Section 1067.13
The association shall be subject to examination and regulation by the commissioner. The board of directors shall submit to the commissioner, the Governor, and the...
- California Insurance Code Section 1067.14
The association shall be exempt from payment of all fees and all taxes levied by this state or any of its subdivisions, except taxes levied...
- California Insurance Code Section 1067.15
There shall be no liability on the part of and no cause of action of any nature shall arise against any member insurer or its...
- California Insurance Code Section 1067.16
All proceedings in which the insolvent insurer is a party in any court in this state shall be stayed not less than 180 days from...
- California Insurance Code Section 1067.17
(a) No person, including an insurer, agent, or affiliate of an insurer shall make, publish, disseminate, circulate, or place before the public, or cause directly...
- California Insurance Code Section 1067.18
This article shall not apply to any insurer that was declared to be insolvent or impaired, or as to which delinquency proceedings had been commenced,...
- California Insurance Code Section 1067.19
The amendments made to this article by Chapter 334 of the Statutes of 2010 during the 2009-10 Regular Session of the Legislature shall not apply...
- California Insurance Code Section 1068
(a) As used in this section, the following definitions shall apply: (1) "Health care service plan" means any plan as defined in Section 1345 of...
- California Insurance Code Section 1068.1
(a) As used in this section: (1) "Carrier" means a specialized health care service plan, and any of the following entities which offer coverage comparable...
- California Insurance Code Section 1068.2
(a) The commissioner shall have the administrative authority to assess penalties against any person, including a natural person or other entity, for violations of this...
- California Insurance Code Section 1070
Any insurer, upon payment of the fees and costs therefor and surrender to the commissioner of its certificate of authority, may apply to withdraw from...
- California Insurance Code Section 1070.5
Whenever an admitted insurer fails to take any step necessary to maintain continuance of its certificate of authority, or whenever the certificate of authority admitting...
- California Insurance Code Section 1070.6
The withdrawal procedure and fees prescribed by this article shall not be required of a nonsurviving admitted constituent to a merger or consolidation into another...
- California Insurance Code Section 1071
The commissioner shall publish such application for withdrawal, daily, for one week, in each of two daily newspapers of general circulation, one published in the...
- California Insurance Code Section 1071.5
Every insurer which withdraws as an insurer, or is required to withdraw as an insurer, from this State shall, prior to such withdrawal, discharge its...
- California Insurance Code Section 1072
The commissioner shall make, or cause to be made by the insurance authority of the State where the insurer is organized, an examination of the...
- California Insurance Code Section 1073
Whenever any insurer withdraws from business in this State, and whenever for any reason the commissioner revokes or cancels the certificate of authority admitting any...
- California Insurance Code Section 1074
Upon the failure of such insurer to pay the expense of such advertising within thirty days after the presentation of the bill therefor, the commissioner...
- California Insurance Code Section 1076
The withdrawing insurer shall pay to the commissioner a fee of five hundred ninety dollars ($590) for all services and expenses in connection with the
- California Insurance Code Section 1077
As used in this article: (a) "Insurer" means and includes every person engaged as indemnitor, surety, or contractor in the business of entering into contracts...
- California Insurance Code Section 1077.1
The provisions of the article shall apply to all of the following: (a) All domestic life or disability insurers, except the State Compensation Insurance Fund....
- California Insurance Code Section 1077.2
(a) An insurer may be subject to administrative supervision by the commissioner if, upon examination or at any other time it appears in the commissioner's...
- California Insurance Code Section 1077.3
(a) Notwithstanding any other provision of law, and except as set forth in this section, proceedings, hearings, notices, correspondence, reports, records, and other information in...
- California Insurance Code Section 1077.4
During the period of supervision, the commissioner or his or her designated appointee shall serve as the administrative supervisor. The commissioner may provide that the...
- California Insurance Code Section 1077.5
During the period of supervision the insurer may contest an action taken or proposed to be taken by the supervisor specifying the manner wherein the...
- California Insurance Code Section 1077.6
Nothing contained in this article shall preclude the commissioner from initiating judicial proceedings to place an insurer in conservation, rehabilitation, or liquidation proceedings or other...
- California Insurance Code Section 1077.7
The commissioner may adopt reasonable rules necessary for the implementation of this article.
- California Insurance Code Section 1077.8
Notwithstanding any other provision of law, the commissioner may meet with a supervisor appointed under this article and with the attorney or other representative of...
- California Insurance Code Section 1077.9
There shall be no liability on the part of, and no cause of action of any nature shall arise against, the commissioner or the department...
- California Insurance Code Section 1077.95
The authority granted pursuant to this article is in addition to, and not in lieu of, any other provision of this code.
- California Insurance Code Section 1080
Any domestic incorporated mutual life insurer or disability insurer or life and disability insurer issuing nonassessable policies on a reserve basis may merge, consolidate or...
- California Insurance Code Section 1090
An insurer which is insolvent, retiring from business in this state other than by merger or consolidation into an admitted insurer with the commissioner's prior...
- California Insurance Code Section 1091
The retiring insurer shall pay to the commissioner a fee of seven hundred fifty dollars ($750) for filing the documents initiating approval proceedings under this...
- California Insurance Code Section 1100
In this state, all investments and deposits of the assets of an insurer, all purchases on behalf of an insurer, and all sales made of...
- California Insurance Code Section 1100.1
Every admitted incorporated insurer may under a certificate of authority issued pursuant to the provisions of Article 3 (commencing with Section 699), engage in this...
- California Insurance Code Section 1101
(a) An admitted insurer's officers, directors, trustees and any persons who have authority in the management of the insurer's funds, shall not, unless otherwise provided...
- California Insurance Code Section 1101.1
An officer, excluding a director who holds no other office, or employee of an admitted insurer shall not receive any money or valuable thing directly...
- California Insurance Code Section 1102
The financial obligation of any officer, director, trustee, or other person having authority in the management of an insurer's funds shall not be guaranteed by...
- California Insurance Code Section 1103
Whenever an insurer is injured or made to suffer loss by reason of any violation of the provisions of sections 1101, 1102 or 1104, such...
- California Insurance Code Section 1104
An admitted insurer shall not make any loan, other than a policy loan, to any officer, director, trustee or other person having authority in the...
- California Insurance Code Section 1104.1
The commissioner may from time to time require any domestic admitted insurer to report to him, in such detail as he may prescribe, the moneys...
- California Insurance Code Section 1104.2
Every person who is directly or indirectly the beneficial owner of more than 10 percent of any class of stock of a domestic insurer or...
- California Insurance Code Section 1104.3
For the purpose of preventing the unfair use of information which may have been obtained by any beneficial owner of an insurer, or director or...
- California Insurance Code Section 1104.4
It shall be unlawful for any beneficial owner of an insurer, or director or officer thereof, described in Section 1104.2, to, directly or indirectly, sell...
- California Insurance Code Section 1104.5
The provisions of Section 1104.3 shall not apply to any purchase and sale, or sale and purchase, and the provisions of Section 1104.4 shall not...
- California Insurance Code Section 1104.6
The provisions of Sections 1104.2, 1104.3, and 1104.4 shall not apply to foreign or domestic arbitrage transactions unless made in contravention of such rules and...
- California Insurance Code Section 1104.7
The term "stock" as it is used in Sections 1104.2, 1104.3, 1104.4, 1104.5 and 1104.8 means any stock or similar security, or any security, convertible,...
- California Insurance Code Section 1104.8
The provisions of Sections 1104.2, 1104.3, and 1104.4 shall not apply to a domestic insurer if: (a) Its stock shall be registered, or shall be...
- California Insurance Code Section 1104.9
(a) (1) As used in this section, "qualified custodian" means: (A) commercial banks (as defined in Section 105 of the Financial Code), savings and loan...
- California Insurance Code Section 1105
This article shall not prevent: (a) The purchase by any person of any asset which the commissioner requires to be sold, at a price approved...
- California Insurance Code Section 1106
Any person violating, or wilfully aiding another in the violation of, Sections 1101, 1101.1, 1102, 1103, 1104 or the commissioner's order issued pursuant to Section...
- California Insurance Code Section 1107
In accordance with either subdivision (e) of Section 1001 or Section 1101.1 of the Corporations Code, an insurer may apply for the insurance commissioner's approval...
- California Insurance Code Section 1107.1
The commissioner shall require the payment of two hundred fifty dollars ($250) in lawful money of the United States as fee for the determination referred...
- California Insurance Code Section 1110
This article does not apply to combination automobile insurance policies in which one insurer issues a policy covering certain classes of insurance on a risk,...
- California Insurance Code Section 1111
Insurers desiring to issue policies to which this article is applicable, and to pay commissions to persons who are licensed as insurance agents, but not...
- California Insurance Code Section 1112
Within 10 days after the withdrawal of an insurer from the plan or from the time additional insurers participate in the plan, notice of the...
- California Insurance Code Section 1113
For filing application for a permit issued pursuant to this article, the commissioner shall charge and collect the sum of forty-four dollars ($44).
- California Insurance Code Section 1140
Except as otherwise provided in this code, incorporated insurers are subject to the provisions of the general corporation law in like manner with other corporations.
- California Insurance Code Section 1140.1
(a) A domestic incorporated life insurer may be organized under the Nonprofit Mutual Benefit Corporation Law. With the prior consent of the commissioner, an existing...
- California Insurance Code Section 1140.5
(a) Notwithstanding any other provision of law, a copy of every form of proxy or written consent or authorization for use at any meeting or...
- California Insurance Code Section 1141
No director, trustee, officer or agent of any insurer shall be subject to personal liability by reason of any payment or any determination not to...
- California Insurance Code Section 1142
In situations of hardship, financial embarrassment or where other good cause is shown the commissioner may, in his discretion, by written order, permit an insurer...
- California Insurance Code Section 1152
(a) Domestic incorporated stock insurers, except those governed by Sections 10530, 12373, and 12640.06, shall be governed by the provisions of this section and, if...
- California Insurance Code Section 1153
An insurer shall not be admitted within three years from and after the time when it commences business as an insurer, nor within three years...
- California Insurance Code Section 1153.5
An admitted insurer which has been in business as an insurer less than three years from and after the time when it commenced business as...
- California Insurance Code Section 1154
After the period specified in Sections 1153 and 1153.5, the requirements of those sections shall no longer be applicable to any insurer specified therein and...
- California Insurance Code Section 1155
An insurer, within such limits as may be set by the board of directors, may contribute to community funds or to charitable, philanthropic, or benevolent...
- California Insurance Code Section 1170
Domestic incorporated insurers may invest their assets in the purchase of any of the securities specified in this article, or in loans upon such securities,...
- California Insurance Code Section 1171
Such insurers may invest in obligations of the United States or obligations for which the faith and credit of the United States are pledged for...
- California Insurance Code Section 1171.5
Such insurers may invest in obligations of the United States Postal Service.
- California Insurance Code Section 1172
Such insurers may invest in obligations of the Dominion of Canada, or the Commonwealth of Puerto Rico, or of any province of the Dominion of...
- California Insurance Code Section 1173
Such insurers may invest in obligations issued under authority of law by any county, municipality, or school district in this State or in any other...
- California Insurance Code Section 1174
Such insurers may invest in obligations of this State or those for which the faith and credit of this State are pledged for the payment...
- California Insurance Code Section 1175
Such insurers may invest in bonds of any permanent road division in this state, or any district organized under the laws of this state, when...
- California Insurance Code Section 1175.5
Such insurers may invest in bonds of any county water district operating under Division 12 of the Water Code.
- California Insurance Code Section 1176.5
Such insurers may make, invest in or purchase loans which are guaranteed by the United States or any agency thereof pursuant to the provisions of...
- California Insurance Code Section 1176.6
None of the provisions of the Insurance Code limiting or restricting loans by insurers or prescribing the security therefor shall apply to any loans which...
- California Insurance Code Section 1177
Such insurers may invest in notes or bonds secured by mortgage guaranteed as to payment by a policy of mortgage insurance, and mortgage participation certificates...
- California Insurance Code Section 1178
Such insurers may invest in collateral trust bonds or notes, secured by any of the following: (a) A deposit of obligations authorized for investment by...
- California Insurance Code Section 1179
Such insurers may invest in farm loan bonds, consolidated farm loan bonds, collateral trust debentures, consolidated debentures, or other obligations issued under the Federal Farm...
- California Insurance Code Section 1180
Such insurers may invest in bonds issued under the "Home Owners' Loan Act of 1933"; bonds, debentures and notes issued by any federal home loan...
- California Insurance Code Section 1181
Such insurers may also invest in registered warrants of this State, issued pursuant to law.
- California Insurance Code Section 1182
Domestic incorporated insurers may invest in an account or accounts in one or more banks, savings and loan associations, or credit unions to the extent...
- California Insurance Code Section 1185
(a) Every domestic incorporated insurer shall file a report with the commissioner disclosing material acquisitions and dispositions of assets or material nonrenewals, cancellations, or revisions...
- California Insurance Code Section 1186
(a) No acquisitions or dispositions of assets shall be reported pursuant to Section 1185 if the acquisitions or dispositions are not material. For purposes of...
- California Insurance Code Section 1187
(a) No nonrenewals, cancellations, or revisions of ceded reinsurance agreements shall be reported pursuant to Section 1185 if the nonrenewals, cancellations, or revisions are not...
- California Insurance Code Section 1190
Any domestic incorporated insurer, which maintains in cash on hand or on deposit in a national or state bank, or in securities specified in Article...
- California Insurance Code Section 1191
Excess funds investments may be made in the stock of any corporation organized and carrying on business under the laws of this or any other...
- California Insurance Code Section 1191.1
Excess fund investments may be made in the purchase and sale of exchange traded call options on common stock pursuant to this section. An insurer...
- California Insurance Code Section 1191.5
(a) Excess fund investments may be made by a domestic life insurer having admitted assets aggregating in value not less than one hundred million dollars...
- California Insurance Code Section 1192
Excess funds investments may be made in: (a) Interest-bearing obligations issued by a nonaffiliate institution, as defined in paragraph (5) of subdivision (f) of Section...
- California Insurance Code Section 1192.1
Excess funds investments may be made in bonds, notes or other obligations issued, assumed or guaranteed by the International Bank for Reconstruction and Development, or...
- California Insurance Code Section 1192.2
An insurer may lend on the security of a first lien on an unencumbered leasehold on real property if: (a) The real property subject to...
- California Insurance Code Section 1192.3
Excess fund investments may be made by a life insurer having admitted assets aggregating in value not less than two hundred million dollars ($200,000,000) in...
- California Insurance Code Section 1192.4
No domestic insurer shall have more than 10 percent of its capital and surplus invested in stock of corporations organized under the laws of the...
- California Insurance Code Section 1192.5
Excess funds investments may be made in all deposits and debt obligations of banks or savings and loan associations whose accounts are insured by an...
- California Insurance Code Section 1192.6
(a) An insurer, except an insurer authorized to transact mortgage guaranty insurance as defined in Section 119, may invest in a mortgage, mortgage-backed bond, or...
- California Insurance Code Section 1192.7
(a) A domestic insurer having admitted assets aggregating in value not less than one hundred million dollars ($100,000,000) may make excess funds investments in participation...
- California Insurance Code Section 1192.8
(a) A domestic life insurer having admitted assets aggregating in value not less than one hundred million dollars ($100,000,000) may make excess fund investments pursuant...
- California Insurance Code Section 1192.9
Notwithstanding Section 1100, a domestic insurer may make excess funds investments in shares of an investment company, as defined in the Federal Investment Company Act...
- California Insurance Code Section 1192.95
(a) Notwithstanding Section 1100, an insurer may make excess funds investments in investment pools and cash management pools established pursuant to this section. The pools...
- California Insurance Code Section 1192.10
(a) Excess funds investments may be made in securities evidencing an undivided interest in, the right to receive payments from, or payable primarily from distributions...
- California Insurance Code Section 1193
Excess funds investments may be made in bonds of any permanent road division, or any district of any state when such bonds are legal investments...
- California Insurance Code Section 1194
Excess funds investments may be made in bonds issued by any county, municipality, or school district in this State to represent assessments for local improvements...
- California Insurance Code Section 1194.1
Excess funds investments may be made in bonds issued pursuant to the Improvement Bond Act of 1915.
- California Insurance Code Section 1194.5
Excess funds investments may be made in any debt obligation issued by the United States, a federal agency or entity authorized to issue debt obligations...
- California Insurance Code Section 1194.6
(a) Excess funds investments may be made by an insurer in bonds, notes, or other evidences of indebtedness payable in United States dollars, and issued...
- California Insurance Code Section 1194.7
Excess funds investments may be made in the stock of a Federal home loan bank. Any domestic incorporated insurer investing in the stock of a...
- California Insurance Code Section 1194.8
(a) Excess fund investments may be made by a domestic insurer in real estate and leases thereof and in making improvements thereon for business or...
- California Insurance Code Section 1194.81
Domestic incorporated insurers may invest in notes or bonds secured by a mortgage or other first lien upon unencumbered real property meeting the criteria of...
- California Insurance Code Section 1194.82
(a) An insurer may invest in notes or bonds secured by second mortgages or other second liens, including all inclusive or wraparound mortgages or liens,...
- California Insurance Code Section 1194.85
In any case in which a domestic insurer has requested the approval of the commissioner to make the investments specified in subdivision (a) or (c)...
- California Insurance Code Section 1194.86
Every admitted incorporated insurer may purchase, hold, or convey real estate only for the following purposes and in the following manner: (a) The building in...
- California Insurance Code Section 1194.87
If, after a hearing, the commissioner is satisfied that an insurer is carrying upon its books any parcel or parcels of real estate at values...
- California Insurance Code Section 1194.88
Every admitted incorporated insurer may, for the protection or enhancement of the value of real property acquired under the provisions of Section 1194.86, use its...
- California Insurance Code Section 1194.9
If the commissioner shall decide, after due notice and hearing that the interest of any company having real estate acquired pursuant to the provisions of...
- California Insurance Code Section 1194.95
Excess funds investments may be made in an electronic computer or data processing machine or system to be used in connection with the business of...
- California Insurance Code Section 1195
This article does not authorize investments in any obligation unless the obligation is interest or income-bearing or dividend-paying. An obligation is interest or income-bearing within...
- California Insurance Code Section 1196
Excess funds investments shall not be made in any stock or obligation unless: (a) The stock or obligation qualifies as a sound investment. (b) In...
- California Insurance Code Section 1196.1
(a) No domestic insurer shall acquire, directly or indirectly, any medium grade or lower grade obligation of any institution if, after giving effect to any...
- California Insurance Code Section 1197
Excess funds investments shall not be made in a loan or any other obligation to any one borrower or obligor, including all affiliates which shall...
- California Insurance Code Section 1198
Excess funds investments shall not be made in purchases of or loans upon shares of the capital stock of any one corporation in an amount...
- California Insurance Code Section 1199
No domestic incorporated fire, life or marine insurer shall make excess funds investments in purchases of, or loans upon, more than 30 percent of the...
- California Insurance Code Section 1200
An excess funds investment shall not be made unless authorized or approved by the directors of the investor or by a committee thereof charged with...
- California Insurance Code Section 1201
The entry of approval shall show: (a) The fact of making such investment. (b) The amount thereof. (c) The name of each director voting to...
- California Insurance Code Section 1202
The commissioner may, in his discretion and after hearing, by written order require the disposal of any investments made in violation of the provisions of...
- California Insurance Code Section 1210
(a) Any domestic incorporated insurer, after investing an amount equal to its required minimum paid-in capital in securities specified in Article 3 (commencing with Section...
- California Insurance Code Section 1211
(a) For the purposes of this section the following definitions shall apply: (1) "Aggregate counterparty exposure" means the sum of the aggregate statement value options,...
- California Insurance Code Section 1212
(a) Any domestic incorporated insurer having aggregate capital and surplus as of the preceding December 31 of at least twenty-five million dollars ($25,000,000), after investing...
- California Insurance Code Section 1215
As used in this article, the following terms shall have the respective meanings hereafter set forth, unless the context shall otherwise require: (a) An "affiliate"...
- California Insurance Code Section 1215.1
(a) Any domestic insurer, either by itself or in cooperation with one or more persons, may organize or acquire one or more subsidiaries subject to...
- California Insurance Code Section 1215.2
(a) No person shall make a tender offer for, or a request or invitation for tenders of, or enter into an agreement to exchange securities...
- California Insurance Code Section 1215.3
The following shall be violations of this article: (a) The failure to file the statement required under subdivision (a) of Section 1215.2. (b) Effectuation or...
- California Insurance Code Section 1215.4
(a) Every insurer that is authorized to do business in this state and that is a member of an insurance holding company system shall register...
- California Insurance Code Section 1215.5
(a) Transactions by registered insurers with their affiliates are subject to the following standards: (1) The terms shall be fair and reasonable. (2) Charges or...
- California Insurance Code Section 1215.6
(a) Subject to the limitation contained in this section, and in addition to the powers which the commissioner has under Article 4 (commencing with Section...
- California Insurance Code Section 1215.7
(a) With respect to any insurer registered under Section 1215.4, and in accordance with subdivision (c), the commissioner shall also have the power to participate...
- California Insurance Code Section 1215.8
(a) All information, documents, and copies thereof obtained by or disclosed to the commissioner or any other person in the course of an examination or...
- California Insurance Code Section 1215.9
The commissioner may, upon notice and opportunity for all interested persons to be heard, issue such rules, regulations, and orders as shall be necessary to...
- California Insurance Code Section 1215.10
(a) Whenever it appears to the commissioner that any insurer or any director, officer, employee, or agent thereof has committed or is about to commit...
- California Insurance Code Section 1215.11
(a) Any insurer that fails to file a statement, report, or request for approval required by this article in a timely manner shall be subject...
- California Insurance Code Section 1215.12
Whenever it appears to the commissioner that any person has committed a violation of this article which so impairs the financial condition of a domestic...
- California Insurance Code Section 1215.13
Whenever it appears to the commissioner that any person has committed a violation of this article which makes the continued operation of an insurer contrary...
- California Insurance Code Section 1215.14
(a) For the purposes of this article only, every foreign insurer, except an insurer described in Article 2 (commencing with Section 12350) of Chapter 1...
- California Insurance Code Section 1215.15
(a) The provisions of this article shall not apply to any party or entity participating in any investment by a home protection company in its...
- California Insurance Code Section 1215.16
All laws and parts of laws of this state inconsistent with this article are hereby superseded with respect to matters covered by this article.
- California Insurance Code Section 1215.17
If any provision of this article or the application thereof to any person or circumstance is held invalid, the invalidity shall not affect other provisions...
- California Insurance Code Section 1215.18
(a) If an order for liquidation or rehabilitation of a domestic insurer has been entered, the receiver appointed under that order shall have a right...
- California Insurance Code Section 1216
This article may be cited as the Business Transacted with Producer Controlled Insurer Act.
- California Insurance Code Section 1216.1
As used in this article, the following terms have the following meanings: (a) "Accredited state" means a state in which the insurance department or regulatory...
- California Insurance Code Section 1216.2
This article shall apply to insurers as defined in subdivision (e) of Section 1216.1, either domiciled in this state or domiciled in a state that...
- California Insurance Code Section 1216.3
(a) (1) The provisions of this section shall apply if, in any calendar year, the aggregate amount of gross written premium of business placed with...
- California Insurance Code Section 1216.4
The controlling producer shall, prior to the effective date of the policy, deliver written notice to the prospective insured disclosing the relationship between the producer...
- California Insurance Code Section 1216.5
(a) (1) If the commissioner believes that the controlling producer or any other person has not materially complied with this article, or any regulation or...
- California Insurance Code Section 1216.6
Controlled insurers and controlling producers who are not in compliance with Section 1216.3 of this act on its effective date shall have 60 days to...
- California Insurance Code Section 1220
Domestic incorporated life insurers may also invest any funds in loans upon any of their own policies in an amount not exceeding the reserve against...
- California Insurance Code Section 1221
The amount thus loaned by an insurer upon its own policies shall be credited to the insurer in determining the amount of deposit required to...
- California Insurance Code Section 1230
The Legislature declares that the purpose of this article is to establish guidelines for life insurers to use in life insurance policies which contain a...
- California Insurance Code Section 1231
For the purposes of this article the "published monthly average" means: (a) Moody's Corporate Bond Yield Average-Monthly Average Corporates as published by Moody's Investors Service,...
- California Insurance Code Section 1232
(a) Policies issued on or after the effective date of this article shall provide for policy loan interest rates at either of the following rates:...
- California Insurance Code Section 1233
If the maximum rate of interest is determined pursuant to paragraph (2) of subdivision (a) of Section 1232, the policy shall contain a provision setting...
- California Insurance Code Section 1234
The maximum rate for each policy shall be determined at regular intervals at least once every 12 months, but not more frequently than once in...
- California Insurance Code Section 1235
The life insurer shall do all of the following: (1) Notify the policyholder at the time a cash loan is made of the initial rate...
- California Insurance Code Section 1236
The loan value of the policy shall be equivalent to the cash surrender value of the policy, the minimum requirements of which are specified in...
- California Insurance Code Section 1237
The substance of the pertinent provisions of Section 1232 and 1233 shall be set forth in the policies to which the provisions apply.
- California Insurance Code Section 1238
For the purposes of this section: (1) The rate of interest on policy loans permitted under this section includes the interest rate charged on reinstatement...
- California Insurance Code Section 1239
No other provision of law shall apply to policy loan interest rates unless made specifically applicable to these rates.
- California Insurance Code Section 1239.5
The provisions of this article shall not apply to any insurance contract issued before the effective date of this article unless the policyholder agrees in...
- California Insurance Code Section 1240
The following definitions shall apply in this article: (a) "Foreign currency" means a currency other than that of the United States. (b) "Foreign investment" means...
- California Insurance Code Section 1241
(a) Subject to the limitation in Section 1242, and except for those foreign investments permitted under Section 1192.95, a domestic insurer may acquire foreign investments...
- California Insurance Code Section 1241.1
(a) No domestic insurer shall acquire any investment respecting a foreign jurisdiction, or any investment denominated in the currency of that foreign jurisdiction, if that...
- California Insurance Code Section 1241.2
(a) The Legislature finds and declares all of the following: (1) The federal Securities and Exchange Commission has determined that business activities in foreign states...
- California Insurance Code Section 1242
(a) (1) Except as otherwise specified in Section 1241, a domestic insurer shall not acquire directly or indirectly through an investment subsidiary, an investment under...
- California Insurance Code Section 1250
When any domestic incorporated insurer has, pursuant to the laws of this State, invested any of its funds in purchases of, or loans upon, the...
- California Insurance Code Section 1251
A stock, bond or other evidence of debt if in default as to principal or interest, or if not amply secured, shall not be valued...
- California Insurance Code Section 1252
All bonds or other evidences of debt held by an admitted incorporated insurer if amply secured and if not in default as to principal or...
- California Insurance Code Section 1253
Any such insurer may report such bonds or other evidence of debt at market value or book value, but in no event at an aggregate...
- California Insurance Code Section 1254
Any asset of an insurer which is found by the commissioner to be insolvent or threatened with insolvency shall be reduced in value, if necessary,...
- California Insurance Code Section 1260
Incorporated insurers or reciprocal insurers who are members of what is commonly known as a "group" or "fleet" may enter into reinsurance transactions between members...
- California Insurance Code Section 1280
This chapter shall not in any way affect the rights, duties, or obligations of members of or subscribers at any reciprocal or interinsurance exchange which...
- California Insurance Code Section 1280.5
This chapter and the other provisions of this code shall not apply to nor affect unincorporated interindemnity or reciprocal or interinsurance contracts between members of,...
- California Insurance Code Section 1280.7
This chapter and the other provisions of this code, except as set forth in this paragraph, shall not apply to or affect unincorporated interindemnity or...
- California Insurance Code Section 1281
Reciprocal or interinsurance contracts, the exchange thereof, the subscribers, attorneys in fact, agents, and representatives, and all matters incident to or concerned with such contracts...
- California Insurance Code Section 1282
(a) The following provisions of this code shall not be applicable to reciprocal or interinsurance exchanges and their contracts, subscribers, attorneys in fact, agents, and...
- California Insurance Code Section 1283
The provisions of Part 7, Division 2 of the Revenue and Taxation Code shall be applicable to reciprocal or interinsurance exchanges.
- California Insurance Code Section 1284
Notwithstanding any other provision of this chapter or of this code, any reciprocal or interinsurance exchange which meets all of the conditions of this section...
- California Insurance Code Section 1300
Any persons may exchange reciprocal or interinsurance contracts with one another providing insurance, other than life, title, mortgage, mortgage guaranty, or insolvency insurance, among themselves...
- California Insurance Code Section 1301
Such persons are termed subscribers.
- California Insurance Code Section 1302
Any domestic corporation, in addition to the rights, powers and franchises specified in its articles of incorporation, has full power and authority to enter into...
- California Insurance Code Section 1303
The organization under which such subscribers so exchange contracts is termed a reciprocal or interinsurance exchange, and shall be deemed the insurer while each subscriber...
- California Insurance Code Section 1305
Such contracts may be executed by an attorney-in-fact, agent or other representative duly authorized and acting for such subscribers under powers of attorney. Such authorized...
- California Insurance Code Section 1306
The principal office of the attorney shall be maintained at a place designated by the subscribers in the power of attorney.
- California Insurance Code Section 1307
The power of attorney and contracts made thereunder may: (a) Provide for the right of substitution of attorney and revocation of the contract or power....
- California Insurance Code Section 1308
The body exercising the subscribers' rights shall be selected under such rules as the subscribers adopt. It shall supervise the finances of the exchange and...
- California Insurance Code Section 1309
Such body shall have authority to procure the audit of the accounts and records of the exchange and of the attorney-in-fact, at the expense of...
- California Insurance Code Section 1310
Such body shall be composed of subscribers or agents of subscribers. Not more than one-third of the members serving on such body shall be agents,...
- California Insurance Code Section 1310.1
The board of a reciprocal or interinsurance exchange operating pursuant to Section 1284 shall be composed of members of the governing board of the hospital,...
- California Insurance Code Section 1311
A reciprocal or interinsurance exchange may engage in the surety insurance business in this state only provided its surplus is at least twice the amount...
- California Insurance Code Section 1312
(a) Any reciprocal or interinsurance exchange, domestic or foreign, which has obtained a certificate of capability to reinsure or a favorable order under Section 1401.5...
- California Insurance Code Section 1313
Nothing in Chapter 504 of the Statutes of 1965 shall limit or affect the right of an admitted foreign reciprocal or interinsurance exchange to accept
- California Insurance Code Section 1314
Any reciprocal or interinsurance exchange, domestic or foreign, which has obtained a certificate of surplus under Section 1401, and whose subscribers by such order have...
- California Insurance Code Section 1315
A reciprocal exchange or interinsurance exchange may borrow money to defray the expenses of its organization, provide it with surplus funds, or for any purpose...
- California Insurance Code Section 1320
The attorney of every admitted reciprocal or interinsurance exchange shall verify and cause to be filed with the commissioner copies of the following forms used...
- California Insurance Code Section 1321
If the name of the exchange does not contain either the words "interinsurance," "reciprocal" or "exchange," then such forms shall have printed under such name...
- California Insurance Code Section 1322
The attorney prior to admission shall file with the commissioner a declaration verified by his oath or, where such attorney is a corporation, by the...
- California Insurance Code Section 1323
Concurrently with the filing of the declaration provided for by the terms of section 1322 the attorney shall file with the commissioner an instrument in...
- California Insurance Code Section 1324
Except as provided in Section 1330, the attorney, concurrently with the filing of the declaration provided for in Section 1322, also shall file with the...
- California Insurance Code Section 1325
Such bond shall be executed by the attorney with an admitted surety insurer as surety.
- California Insurance Code Section 1325.5
Such attorney may deposit with the commissioner, in lieu of the bond executed by him, securities of a value equal to the required amount of...
- California Insurance Code Section 1326
The attorney's bond shall be in the penal sum of fifty thousand dollars ($50,000), conditioned that the attorney will faithfully account for all moneys and...
- California Insurance Code Section 1327
The attorney's bond may be sued upon in one and the same action either by any subscriber or any number of subscribers suffering loss through...
- California Insurance Code Section 1328
Any amount recovered on the attorney's bond shall be deposited in and become a part of the funds of the exchange.
- California Insurance Code Section 1329
Where provision is made, by the power of attorney executed by the subscribers or the rules adopted by the exchange, for the bonding of the...
- California Insurance Code Section 1330
Where the home office of an exchange is located outside of this State and the attorney files such a bond in the home State, there...
- California Insurance Code Section 1350
The commissioner shall issue a certificate of authority to the attorney upon compliance with the requirements of this chapter, and the payment of the application...
- California Insurance Code Section 1350.5
In the event of substitution of attorney or a change in any of the matters specified in the certificate of authority pursuant to Section 1350,...
- California Insurance Code Section 1370
Every exchange shall maintain its required assets in any one, or more, or all of the following forms: (a) In cash or deposits in solvent...
- California Insurance Code Section 1370.2
Except as in this article (commencing with Section 1370) otherwise provides, every exchange subject to this chapter (commencing with Section 1280) shall on and after...
- California Insurance Code Section 1370.4
An exchange admitted prior to October 1, 1961, shall be exempt from the provisions of Section 1370.2 until it replaces its attorney in fact, except...
- California Insurance Code Section 1370.8
Any exchange exempted at any time from the provisions of Section 1370. 2 shall irrespective of such exemption be subject to the provisions of this...
- California Insurance Code Section 1371
If an exchange does either liability or workmen's compensation insurance, it shall at all times maintain assets in a sum sufficient to discharge all liabilities...
- California Insurance Code Section 1372
Every other exchange shall maintain at all times assets in a sum sufficient to discharge all liabilities and to provide a surplus over all liabilities...
- California Insurance Code Section 1373.1
No certificate of authority, other than a renewal certificate of authority, shall be issued to the attorney within three years from and after the time...
- California Insurance Code Section 1373.2
(a) Except as provided in subsection (b) hereof, an exchange, the attorney for which holds a certificate of authority, which has been in business as...
- California Insurance Code Section 1374
In estimating the financial condition of any exchange the commissioner shall observe the following rules: (a) He or she shall charge as liabilities the same...
- California Insurance Code Section 1374.1
(a) "Surplus deposits of subscribers," as used in this chapter, means amounts, over and above any premium charges, which are contributed by subscribers and which...
- California Insurance Code Section 1375
Where the subscribers are grouped by industries or otherwise under any ruling or agreement which exempts the funds of one group from liability in whole...
- California Insurance Code Section 1390
The provisions of this article shall apply only to exchanges writing liability, common carrier liability or workmen's compensation insurance, except that any exchange may apply...
- California Insurance Code Section 1391
Whenever an exchange subject to this article, is not possessed of admitted assets sufficient to discharge all liabilities and to maintain the required surplus, the...
- California Insurance Code Section 1392
Except as provided by Sections 1397, 1398, 1400 and 1401, every subscriber of an exchange subject to this article shall be liable to pay, and...
- California Insurance Code Section 1393
Each such subscriber's share of the deficiency for which an assessment is made pursuant to this article, shall be determined by applying to the premium...
- California Insurance Code Section 1394
Subscribers liable to assessment under this article shall pay the same without offsetting any claim for unearned premiums or losses payable to or for the...
- California Insurance Code Section 1395
Assessments under this article shall be made upon the members liable to assessment therefor, in proportion to their several liabilities.
- California Insurance Code Section 1396
Notice of all such proposed assessments shall be filed with the commissioner and the assessments shall not take effect until approved by him after such...
- California Insurance Code Section 1397
Assessments under this article, whether levied by the attorney, or the commissioner in the liquidation of such an exchange or otherwise, shall be of no...
- California Insurance Code Section 1398
The power of attorney of an exchange subject to this article may limit the contingent liability of the subscriber for assessment, but such contingent liability...
- California Insurance Code Section 1399
Each subscriber to an exchange subject to this article may maintain with the exchange, in addition to the premium deposit provided in the policy, a...
- California Insurance Code Section 1400
Each such subscriber maintaining a surplus deposit equal to, and in addition to, the amount of the total current annual premium deposit provided in his...
- California Insurance Code Section 1401
If an exchange has a surplus of admitted assets over all liabilities in a sum equal to 1 1/2 times the minimum paid-in capital required...
- California Insurance Code Section 1401.5
(a) When the commissioner finds after a public hearing that a reciprocal or interinsurance exchange has at all times during any consecutive five-year period terminating...
- California Insurance Code Section 1402
All funds of such exchange and the proceeds of the contingent liability of its subscribers shall be available for the payment of any liability of...
- California Insurance Code Section 1420
Savings or credits may be returned to the subscribers irrespective of the source from which such savings or credits accrue whenever such returns do not...
- California Insurance Code Section 1430
The attorney shall make a report, under oath, to the commissioner covering each calendar year. Such report shall be made annually during the time limited...
- California Insurance Code Section 1431
The assets, business affairs and records of every exchange and its attorney shall be subject to examination by the commissioner at any reasonable time. The...
- California Insurance Code Section 1432
The commissioner has: (a) The right of examination of and supervision over reciprocal or interinsurance exchanges, their attorneys, agents and brokers. (b) The right to...
- California Insurance Code Section 1433
The commissioner's right of examination shall include the right to examine the records containing the names and addresses of the subscribers. Any information obtained from...
- California Insurance Code Section 1434
Where the principal office of the attorney is located in another State, the commissioner, in lieu of examination may accept a certified copy of the...
- California Insurance Code Section 1450
The exchange may sue or be sued in its own name as in the case of an individual. Any judgment rendered against the exchange shall...
- California Insurance Code Section 1451
No action shall lie against any subscriber, upon any obligation made or incurred in the name of the exchange, until a final judgment has been...
- California Insurance Code Section 1452
Process may be served upon the commissioner as provided in Article 1 (commencing with Section 12919) of Chapter 2 of Division 3.
- California Insurance Code Section 1453
A judgment rendered in any case where service of process has been made on the commissioner shall be binding against the subscribers as their interests
- California Insurance Code Section 1470
In any form of policy prescribed by this code, the attorney may insert provisions or conditions required by the plan of reciprocal or interinsurance if...
- California Insurance Code Section 1500
The provisions of this code regarding the appointment, licensing, qualification and regulation of insurance agents, brokers and solicitors, apply neither to the attorney-in-fact of a...
- California Insurance Code Section 1510
Any attorney-in-fact or representative of such an attorney who exchanges, or solicits or negotiates the exchange of, any contracts of insurance of the kind and...
- California Insurance Code Section 1511
For the purpose of organization, and upon issuance of permit by the commissioner, powers of attorney and applications for such policies may be solicited without...
- California Insurance Code Section 1512
In addition to the foregoing penalties and where not otherwise provided, the penalty for failure or refusal to comply with any or all of the...
- California Insurance Code Section 1530
In lieu of all other taxes, licenses or fees whatever, state or local, each exchange and its corporate attorney in fact considered as a single...
- California Insurance Code Section 1531
(a) On and after January 1, 1994, and before January 1, 1995, every exchange and its corporate attorney in fact that is considered a single...
- California Insurance Code Section 1540
Any two or more domestic reciprocal insurers, upon affirmative vote of not less than two-thirds of the subscribers of each such insurer who vote on...
- California Insurance Code Section 1550
This article shall apply only to domestic reciprocal insurers organized after 1974 to provide medical malpractice insurance.
- California Insurance Code Section 1551
By following the procedure specified in this article, any domestic reciprocal insurer described in this article may merge, consolidate, or otherwise unite with or become...
- California Insurance Code Section 1552
The plan and agreement by which the transaction is to be effected shall be submitted to the commissioner, who shall examine it and require those...
- California Insurance Code Section 1553
When the plan and agreement has been approved by the commissioner, with any changes required by him or her, it shall require the approval of...
- California Insurance Code Section 1554
If one of the insurers that is a party to the transaction is a domestic incorporated insurer, Section 1109 of the Corporations Code shall apply...
- California Insurance Code Section 1555
(a) If the vote is in the affirmative, a certified copy of all proceedings relating to the proposed transaction shall be filed with the commissioner....
- California Insurance Code Section 1556
(a) If the surviving entity is a domestic incorporated insurer in a merger in which a domestic reciprocal insurer is a constituent party, after approval...
- California Insurance Code Section 1557
(a) Any plan of merger, consolidation, or other unification under this article shall provide that all rights and properties of the parties to the plan...
- California Insurance Code Section 1558
In the event a domestic reciprocal insurer is merged, is consolidated, or is part of a reorganization pursuant to the procedures specified in this article...
- California Insurance Code Section 1559
(a) For all purposes for a merger in which the surviving entity is a domestic reciprocal insurer and a domestic incorporated insurer is not a...
- California Insurance Code Section 1560
This article shall apply only to domestic reciprocal insurers organized after 1974 to provide medical malpractice insurance.
- California Insurance Code Section 1560.01
By following the procedure specified in this article, any domestic reciprocal insurer described in Section 1560 may be converted into an incorporated stock insurer. To...
- California Insurance Code Section 1560.02
The definitions in this section apply to the following terms when used in this article: (a) "Adoption date" means the date the governing body adopts...
- California Insurance Code Section 1560.03
A plan of conversion adopted by a domestic reciprocal insurer for the establishment of a reciprocal holding company shall provide that the domestic reciprocal insurer...
- California Insurance Code Section 1560.05
(a) The commissioner shall examine the plan submitted pursuant to Section 1560.03. As a part of the examination the commissioner shall order a public hearing...
- California Insurance Code Section 1560.06
The meeting of subscribers prescribed by subdivision (c) of Section 1560.03 shall be called by the governing board, the chairperson of the board, or the...
- California Insurance Code Section 1560.07
Nothing in this article shall be deemed to prohibit the inclusion in the plan of conversion of provisions under which the insurer's officers, directors, employees,...
- California Insurance Code Section 1560.08
No director, officer, agent, or employee of the domestic reciprocal insurer shall receive any fee, commission, or other valuable consideration whatsoever, other than regular salary...
- California Insurance Code Section 1560.09
At any time before that plan of conversion becomes effective, the domestic reciprocal company may, by resolution of at least two-thirds of the governing board,...
- California Insurance Code Section 1560.10
Upon consent by the commissioner to the plan of conversion of a domestic reciprocal insurer and filing of the plan of conversion in accordance with...
- California Insurance Code Section 1560.11
(a) Upon the effective date of a plan of conversion in accordance with Section 1560.10, the domestic reciprocal insurer immediately becomes a stock corporation, the...
- California Insurance Code Section 1560.12
Prior to, and for a period of five years following, the effective date of the plan of conversion, no person or group of persons acting...
- California Insurance Code Section 1560.13
Unless otherwise provided in the plan of conversion, the governing body and officers of the domestic reciprocal insurer shall serve as directors and officers of...
- California Insurance Code Section 1560.14
(a) Notwithstanding any other provision of law and except as otherwise provided in subdivision (b), actions concerning any plan of conversion, proposed plan of conversion,...
- California Insurance Code Section 1560.15
The offer or sale of securities issued pursuant to the plan of conversion developed and approved in accordance with the provisions of this article, shall...
- California Insurance Code Section 1560.16
The commissioner shall have the authority from time to time, to make, amend, and rescind any rules and regulations necessary to carry out the provisions...
- California Insurance Code Section 1560.17
Upon completion of the act of conversion and issuance of the certificate of authority under Section 1560.10, the Secretary of State shall accept for filing...
- California Insurance Code Section 1560.18
(a) The articles of incorporation of a converted insurer that have been adopted pursuant to a plan of conversion and filed with the Secretary of...
- California Insurance Code Section 1560.19
If the name of a domestic reciprocal insurer converting to a stock insurer pursuant to this article includes the word "reciprocal," the new stock insurer...
- California Insurance Code Section 1561
Any law or ruling of any state of the United States or any foreign country which shall attempt to assume jurisdiction over, or to authorize...
- California Insurance Code Section 1580
As used in this article, the term "alien insurer" means a foreign insurer organized under the laws of any jurisdiction other than a State of...
- California Insurance Code Section 1581
Except as otherwise expressly provided for particular insurers, an alien insurer shall not transact any insurance in this State without first making the deposit required...
- California Insurance Code Section 1582
The amount of such deposit shall be equal to the minimum amount of the paid-in capital required for admission of incorporated insurers issuing policies on...
- California Insurance Code Section 1583
The deposit required by Section 1581 (a) Shall be continuously maintained so long as any obligation arising out of any insurance transacted by such alien...
- California Insurance Code Section 1585
If such deposit is not so maintained in this State, it shall be deemed to be in existence as required by this article only when...
- California Insurance Code Section 1586
Such deposit, if maintained in this State, shall be for the benefit and security of all the policyholders and creditors of such alien insurer in...
- California Insurance Code Section 1587
Securities deposited with the commissioner pursuant to this article shall be specially deposited by him in the State Treasury, in packages marked with the name...
- California Insurance Code Section 1588
As long as the depositing insurer is solvent and the deposited securities are sufficient under this article, it may collect the income on the deposited...
- California Insurance Code Section 1589
Whenever such a deposit is made with the commissioner, he shall issue to the depositing insurer a certificate under his official seal stating the items...
- California Insurance Code Section 1590
The commissioner shall require the payment of twenty-nine dollars ($29) in lawful money of the United States, in advance, as a fee for filing a...
- California Insurance Code Section 1591
In addition to complying with all other applicable requirements of this code, every admitted alien insurer shall on or before the first day of March...
- California Insurance Code Section 1592
The statement required by Section 1591 shall be verified in the manner prescribed in Sections 903 and 903.5 and there shall be filed therewith the...
- California Insurance Code Section 1593
The excess of the sum of those items in such statement, which are described in subdivision (a), (b), (c) and (d) of Section 1591, over...
- California Insurance Code Section 1594
Whenever it appears to the commissioner that the trusteed surplus in the United States of an alien insurer is less than an amount equal to...
- California Insurance Code Section 1595
Whenever an admitted alien insurer is required or permitted to deposit assets with a trustee for the benefit and security of its policyholders, or of...
- California Insurance Code Section 1596
To satisfy the purposes of this article, any alien insurer admitted or seeking to be admitted is hereby authorized to make and execute a deed...
- California Insurance Code Section 1596.5
Trusteed assets may be held by a trustee in the name of a nominee of the trustee, when permitted by and in accordance with the...
- California Insurance Code Section 1597
In respect of the appointment or substitution of a trustee in another state in which an admitted alien insurer is authorized to transact insurance, in...
- California Insurance Code Section 1598
The commissioner may from time to time examine the trusteed assets of any alien admitted insurer pursuant to Section 736, and may from time to...
- California Insurance Code Section 1599
The commissioner shall require the payment of twelve dollars ($12) in lawful money of the United States, in advance, as a fee for filing each...
- California Insurance Code Section 1600
The commissioner shall require every foreign insurer, as a condition precedent to receiving and holding a certificate of authority, to file and maintain in the...
- California Insurance Code Section 1600.5
An agent designated by a foreign insurer as provided in this article may file with the insurance commissioner a written statement of resignation as such...
- California Insurance Code Section 1601
No fee shall be charged, except as included in the application for certificate of authority fee provided by Article 3 (commencing with Section 699) of...
- California Insurance Code Section 1602
Any notice provided by law or by a policy, and any proof of loss, summons or other process may be served on such agent in...
- California Insurance Code Section 1603
The person appointed and designated pursuant to Section 1600 shall be deemed in law a general agent, and shall for service of process be the...
- California Insurance Code Section 1604
Every foreign insurer, as a further condition precedent to admission and in consideration thereof, shall file with the commissioner an agreement or stipulation, executed by...
- California Insurance Code Section 1605
Service may be made upon the commissioner under the circumstances described in the agreement or stipulation provided for by this article and in the manner...
- California Insurance Code Section 1610
Any of the acts described in Section 1611, when effected in this State, by mail or otherwise, by a foreign or alien insurer which is...
- California Insurance Code Section 1611
The acts referred to in Section 1610 are: (1) The issuance or delivery to residents of, or to corporations authorized to do business in, this...
- California Insurance Code Section 1612
Such service of process may be made as provided in Article 1 (commencing with Section 12919) of Chapter 2 of Division 3.
- California Insurance Code Section 1616
Before any nonadmitted foreign or alien insurer shall file or cause to be filed any pleading in any action, suit or proceeding instituted against it,...
- California Insurance Code Section 1617
The court in any action, suit, or proceeding, in which service of process is effected in the manner provided in Section 1612 may, in its...
- California Insurance Code Section 1618
Nothing in Section 1616 is to be construed to prevent a nonadmitted foreign or alien insurer from filing a motion to quash a writ or...
- California Insurance Code Section 1619
In any action against a nonadmitted foreign or alien insurer upon a contract of insurance issued or delivered in this State to a resident thereof...
- California Insurance Code Section 1620
(a) The provisions of the preceding sections of this article shall not apply to any action, suit, or proceeding against any unauthorized foreign or alien...
- California Insurance Code Section 1620.1
(a) The purpose of this article is to subject to the jurisdiction of the commissioner and to the jurisdiction of the courts of this State,...
- California Insurance Code Section 1620.2
As used in this article (commencing with Section 1620.1): (a) "Unfair Trade Practices Act" means Article 6.5 (commencing with Section 790) of Chapter 1 of...
- California Insurance Code Section 1620.3
No unauthorized foreign or alien insurer shall make, issue, circulate or cause to be made, issued or circulated to residents of this State any estimate,...
- California Insurance Code Section 1620.4
If after 30 days following the giving of the notice mentioned in Section 1620.3 the insurer has failed to cease making, issuing, or circulating such...
- California Insurance Code Section 1620.5
(a) Any of the following acts in this State, effected by mail or otherwise, by any unauthorized foreign or alien insurer: (1) the issuance or...
- California Insurance Code Section 1620.6
If any provision of this article (commencing with Section 1620.1) or the application thereof to any person or circumstance is held invalid, such invalidity shall...
- California Insurance Code Section 1620.7
This article (commencing with Section 1620.1) may be cited as the Unauthorized Insurers False Advertising Process Act.
- California Insurance Code Section 1621
An insurance agent is a person who transacts insurance, other than life, disability, or health insurance, on behalf of an admitted insurance company. The term...
- California Insurance Code Section 1622
(a) A life licensee is a person authorized to act on behalf of a life insurer or a disability insurer to transact any of the...
- California Insurance Code Section 1623
(a) An insurance broker is a person who, for compensation and on behalf of another person, transacts insurance other than life, disability, or health insurance...
- California Insurance Code Section 1624
An insurance solicitor is a natural person employed to aid an insurance agent or insurance broker in transacting insurance other than life.
- California Insurance Code Section 1625
(a) A property licensee or a casualty licensee is a person authorized to act as an insurance agent, broker, or solicitor, and a property broker-agent...
- California Insurance Code Section 1625.5
(a) A personal lines licensee is a person authorized to transact automobile insurance, as defined in Section 660, including insurance for recreational vehicles used for...
- California Insurance Code Section 1625.55
(a) A limited lines automobile insurance agent is a person authorized to transact automobile insurance, as defined in Section 660. A limited lines automobile insurance...
- California Insurance Code Section 1625.56
"License year" for a limited lines automobile insurance agent shall be determined as follows: (a) Upon initial licensing, the license year starts on the date...
- California Insurance Code Section 1625.57
"License term" for a limited lines automobile insurance agent means all of that two-year period beginning as described in subdivision (a) or (b) of Section...
- California Insurance Code Section 1626
(a) A life licensee is a person authorized to act as a life agent. Licenses to act as a life agent under this chapter shall...
- California Insurance Code Section 1627
A license is a permit to act in the capacity specified therein. A person licensed is the holder of the license. In case of a...
- California Insurance Code Section 1628
As used in this chapter, an "organization" means any legal entity other than a natural person. Where reference is made to a natural person named...
- California Insurance Code Section 1629
"License year" as used in this chapter shall be determined for each entity as follows: (a) Upon initial licensing, the license year starts on the...
- California Insurance Code Section 1630
"License term" as used in this chapter means all of that two-year period beginning as described in subdivision (a) or (b) of Section 1629, as...
- California Insurance Code Section 1631
Unless exempt by the provisions of this article, a person shall not solicit, negotiate, or effect contracts of insurance, or act in any of the...
- California Insurance Code Section 1631.5
Nothing in this article shall be deemed to affect the current operations of the Healthy Families Program (Part 6.2 (commencing with Section 12693) of Division...
- California Insurance Code Section 1632
Unless prohibited in this article, a person otherwise eligible for a license may be authorized to act in one or more of the capacities specified...
- California Insurance Code Section 1633
Any person who transacts insurance without a valid license so to act is guilty of a misdemeanor punishable by a fine not exceeding fifty thousand...
- California Insurance Code Section 1633.5
It is hereby declared to be the intent of the Legislature in enacting this chapter that the regulations prescribed herein be the exclusive regulations relating...
- California Insurance Code Section 1634
No license is required under this chapter for a person to act in any of the following capacities: (a) As a full-time salaried employee of...
- California Insurance Code Section 1635
No license is required under the provisions of this chapter for a person to act in the following capacities or to engage in the following...
- California Insurance Code Section 1637
An organization may hold any license or licenses necessary to act in the following capacities under this chapter and no others: (a) A license to...
- California Insurance Code Section 1638
(a) A nonresident license is a license issued to a person not a resident of this state. A person is a resident of this state...
- California Insurance Code Section 1638.5
Unless denied licensure pursuant to Article 6 (commencing with Section 1666), a nonresident person shall receive a production agency license if he or she meets...
- California Insurance Code Section 1639
The following types of licenses under this chapter may be issued to nonresidents: (a) A property broker-agent or a casualty broker-agent if the nonresident is...
- California Insurance Code Section 1639.1
(a) The class or classes of insurance which a nonresident person is licensed to transact under his or her resident license shall be determined according...
- California Insurance Code Section 1640
A person authorized to act as an insurance solicitor is not eligible at the same time to act as an insurance agent or broker, and...
- California Insurance Code Section 1642
An insurer or reciprocal or interinsurance exchange is not eligible for any license under this chapter; but a corporation rendering sales services in connection with...
- California Insurance Code Section 1644
A person under 18 years of age is not eligible to apply for a license pursuant to this chapter, Chapter 5A (commencing with Section 1759),...
- California Insurance Code Section 1646
An organization is not eligible for a license under this chapter if its articles of incorporation or association or agreement of copartnership forbid it to...
- California Insurance Code Section 1647.5
(a) Each limited liability company, at the time of licensing pursuant to this chapter and, with respect to surplus line brokers, Chapter 6 (commencing with...
- California Insurance Code Section 1649.5
Notwithstanding Section 1642, an insurer may own or control, whether directly or indirectly, a separate entity licensed under this chapter as a property broker-agent, casualty...
- California Insurance Code Section 1650
Every license issued under this chapter shall state thereon all the following: (a) The name of the licensee. (b) The capacity of the license. (c)...
- California Insurance Code Section 1651
The commissioner shall at all times retain full property rights in any document evidencing any license issued pursuant to Chapters 5, 6, 7, and 8...
- California Insurance Code Section 1652
(a) A license under this chapter, Chapter 5A (commencing with Section 1759), Chapter 6 (commencing with Section 1760), Chapter 7 (commencing with Section 1800), and...
- California Insurance Code Section 1655
No application for a license shall be deemed filed unless the document has been submitted by a means of electronic service approved by the commissioner,...
- California Insurance Code Section 1656
Every applicant for an organizational license shall provide the names of all licensed persons who may exercise the power and perform the duties under the...
- California Insurance Code Section 1656.1
(a) Every application for a license filed by a corporation shall contain the names and addresses of all stockholders owning 10 percent or more of...
- California Insurance Code Section 1656.2
(a) Every application for a license filed by a limited liability company shall contain the names and addresses of all members owning 10 percent or...
- California Insurance Code Section 1658
Each application filed by a natural person for a license shall contain the residence address, the principal business address, and the mailing address of the...
- California Insurance Code Section 1661
Whenever an organization licensed as a life agent, property broker-agent, casualty broker-agent, personal lines broker-agent, or limited lines automobile insurance agent desires to change, remove,...
- California Insurance Code Section 1662
A property broker-agent and a casualty broker-agent shall, prior to acting in the capacity of an insurance broker, file and continuously maintain in force the...
- California Insurance Code Section 1663
Such bond shall be duly executed by an admitted surety insurer, shall be continuous in form, and shall be in favor of the people of...
- California Insurance Code Section 1665
The bond of a property broker-agent and a casualty broker-agent shall be in the amount of ten thousand dollars ($10,000). Individuals and organizations licensed for...
- California Insurance Code Section 1666
Upon the filing of an application for a license in accordance with Article 4 of this chapter, the commissioner may make such investigation and require...
- California Insurance Code Section 1666.5
(a) Notwithstanding any other provision of law, the commissioner shall at the time of issuance or renewal of any license under this chapter or Chapter...
- California Insurance Code Section 1667
Except as provided in Section 1669, a license shall not be denied without an opportunity to the applicant to be heard in support of his...
- California Insurance Code Section 1668
The commissioner may deny an application for any license issued pursuant to this chapter if: (a) The applicant is not properly qualified to perform the...
- California Insurance Code Section 1668.1
In addition to the grounds set forth in Section 1668, the following acts shall constitute cause to suspend or revoke any permanent license issued pursuant...
- California Insurance Code Section 1668.5
(a) The commissioner may deny an application for any license issued pursuant to this chapter, and may suspend or revoke the permanent license of any...
- California Insurance Code Section 1669
The commissioner may, without hearing, deny an application if the applicant has: (a) Committed a felony as shown by a plea of guilty or nolo...
- California Insurance Code Section 1670
If an applicant for any license under this chapter, within one year from the date of the receipt by the commissioner of the application, whether...
- California Insurance Code Section 1672
The commissioner may deny an application filed by an organization, unless both the organization and all natural persons named thereon meet the qualifications for the...
- California Insurance Code Section 1675
Except as provided in Section 1680, the following applicants who have theretofore been licensed under this code are exempt from the requirements of this article:...
- California Insurance Code Section 1676
(a) Except as set forth in Sections 1675 and 1679, the commissioner shall not issue a permanent license pursuant to this chapter to an applicant...
- California Insurance Code Section 1677
Every qualifying examination for a license under this chapter shall be in writing and shall be of sufficient scope to satisfy the commissioner that the...
- California Insurance Code Section 1678
The commissioner shall, at least once each month, give in each of the cities in which he has an office qualifying examinations under this chapter....
- California Insurance Code Section 1679
(a) A nonresident applicant for a license shall be subject to the same qualifying examination as is required of a resident applicant. The examination may...
- California Insurance Code Section 1681
If an applicant fails the qualifying examination, he may, subject to the provisions of this article and such rules and regulations as may be promulgated...
- California Insurance Code Section 1681.5
(a) No person shall cheat on, subvert, or attempt to subvert, any licensing examination given by the department, including, but not limited to, engaging in,...
- California Insurance Code Section 1682
The commissioner may, in accordance with the procedure set forth in Chapter 4 of Part I of Division 3 of Title 2 of the Government...
- California Insurance Code Section 1683
An applicant shall schedule or reschedule his or her qualifying examination using an electronic service approved by the commissioner. If an applicant fails to appear...
- California Insurance Code Section 1684
Except as otherwise provided in this article, whenever reference is made in this article to an applicant for a license, such reference includes each natural...
- California Insurance Code Section 1685
The commissioner may issue to an eligible person a certificate of convenience to act as any of the following: (a) Any type of a licensee...
- California Insurance Code Section 1686
To be eligible for an estate certificate of convenience, a person shall be one of the following: (a) The executor or administrator of the estate...
- California Insurance Code Section 1687
Except as provided in Section 1637, to be eligible for a military service certificate of convenience, a person is required to be nominated therefor by...
- California Insurance Code Section 1693
An estate certificate of convenience expires upon the happening of any of the following events, whichever occurs first: (a) Upon the filing with the commissioner...
- California Insurance Code Section 1694
A military service certificate of convenience shall terminate upon the relicensing of the nominating licensee, but in no event shall it remain in force beyond...
- California Insurance Code Section 1697
A military service certificate of convenience may be issued to an organization only under the following circumstances: (a) Such organization is the holder of a...
- California Insurance Code Section 1698
The military service certificate of convenience referred to in Section 1697 expires at one of the following times, whichever occurs first: (a) Upon the qualification...
- California Insurance Code Section 1702
All licenses issued pursuant to this chapter shall be issued to the holder thereof.
- California Insurance Code Section 1703
Every applicant for an original license under this chapter, Chapter 5A (commencing with Section 1759), Chapter 6 (commencing with Section 1760), or Chapter 7 (commencing...
- California Insurance Code Section 1704
(a) Any person acting as a licensee under this chapter shall not act as an agent of an insurer unless the insurer has filed with...
- California Insurance Code Section 1704.5
(a) Except as provided in subdivision (b), a licensed life agent may present a proposal for insurance to a prospective policyholder on behalf of a...
- California Insurance Code Section 1705
An insurer, or employing property broker-agent or casualty broker-agent, by filing a notice of appointment on behalf of an applicant for an original license pursuant...
- California Insurance Code Section 1707
Except as otherwise provided in Section 1704.5, each notice of appointment or notice of termination of appointment filed pursuant to this article shall be filed...
- California Insurance Code Section 1707.5
The commissioner in lieu of retaining in his or her files a copy of the notices of appointment or notices of termination described in Section...
- California Insurance Code Section 1707.51
(a) Notwithstanding any other provision of law, qualified applicants who applied in proper form and requested an examination date for a property, casualty, or life...
- California Insurance Code Section 1707.7
As part of the report required under Section 12922, the commissioner shall provide the following information for the previous calendar year ending December 31 for...
- California Insurance Code Section 1708
A licensee may at any time surrender for cancellation any license under which he is permitted to act in any of the capacities specified in...
- California Insurance Code Section 1710
All licenses issued to natural persons terminate upon the death of such person.
- California Insurance Code Section 1711
For the purposes of this chapter and except as provided in this article, an organization ceases to exist as an entity eligible to hold a...
- California Insurance Code Section 1712
The termination of the existence of the license entity as provided in Section 1711, automatically terminates the right of that entity to transact insurance thereunder;...
- California Insurance Code Section 1712.5
(a) The license of an organization licensed as a property broker-agent, casualty broker-agent, or life agent shall become inoperative upon the removal or termination of...
- California Insurance Code Section 1716
The provisions of this article shall not apply to any certificate of convenience other than a military service certificate of convenience issued to a natural
- California Insurance Code Section 1717
All licenses issued under this chapter shall be for the license term specified in Section 1630. Such licenses may be issued for all of such...
- California Insurance Code Section 1717.5
Notwithstanding any other provision of this article, the commissioner shall institute year-round licensing of production agency licensees commencing with those license renewals taking place in
- California Insurance Code Section 1718
(a) Not less than 60 days before a permanent license will expire, the commissioner may use an electronic delivery method, including e-mail or other similar...
- California Insurance Code Section 1719
The commissioner shall not issue any permanent license within 30 days prior to the expiration date on record for a previously licensed entity unless the...
- California Insurance Code Section 1720
(a) A licensee who has applied to renew a license under this chapter shall be entitled to continue operating under the existing license for 60...
- California Insurance Code Section 1722
If a natural person while licensed pursuant to the provisions of this chapter or Chapters 6 (commencing with Section 1760), 7 (commencing with Section 1800),...
- California Insurance Code Section 1723
(a) At the time any original or renewal license application that is submitted to the commissioner shows a conviction of the applicant of a felony...
- California Insurance Code Section 1724
An agent, broker, or solicitor who is not an active member of the State Bar of California may not share a commission or other compensation...
- California Insurance Code Section 1724.5
Every individual and organization licensee and every applicant for such a license shall file with the commissioner in writing the true name of the individual...
- California Insurance Code Section 1725
Every license to act as a property broker-agent and every license to act as a casualty broker-agent shall be prominently displayed by the holder thereof...
- California Insurance Code Section 1725.5
(a) For purposes of Sections 32.5, 1625, 1626, 1724.5, 1758.1, 1765, 1800, 14020, 14021, and 15006, every licensee shall prominently affix, type, or cause to...
- California Insurance Code Section 1726
(a) A person who is licensed in this state as an insurance agent or broker, advertises insurance on the Internet, and transacts insurance in this...
- California Insurance Code Section 1727
(a) The commissioner shall, after notice and hearing, promulgate reasonable rules and regulations specifying the manner and type of records to be maintained by those...
- California Insurance Code Section 1728
Every resident insurance property broker-agent and every resident insurance casualty broker-agent shall maintain a principal office in this state for the transaction of business. The...
- California Insurance Code Section 1729
Every licensee and every applicant for a license shall immediately notify the commissioner using an electronic service approved by the commissioner of any change in...
- California Insurance Code Section 1729.2
(a) An applicant or licensee shall notify the commissioner when any of the background information set forth in this section changes after the application has...
- California Insurance Code Section 1729.5
A property broker-agent, casualty broker-agent, or life agent who has a service contract with a corporation licensed under this code or who is a stockholder...
- California Insurance Code Section 1730
A licensee shall not misrepresent the type of license under which he is transacting insurance, nor shall he engage in transactions not authorized by the...
- California Insurance Code Section 1730.5
A life agent, a property broker-agent, and a casualty broker-agent shall provide to all insureds or applicants at the time of application or receipt of...
- California Insurance Code Section 1730.6
(a) Every property broker-agent and every casualty broker-agent shall, prior to arranging premium financing or transacting any agreement for the periodic payment of premium for...
- California Insurance Code Section 1731
A person licensed as a broker-agent shall be deemed to be acting as an insurance agent in the transaction of insurance placed with those insurers...
- California Insurance Code Section 1732
A person acting as an insurance broker may, on behalf of an insurance company, collect and transmit premium or return premium and deliver policies and...
- California Insurance Code Section 1733
All funds received by any person acting as a licensee under this chapter, Chapter 5A (commencing with Section 1759), Chapter 6 (commencing with Section 1760),...
- California Insurance Code Section 1734
This section applies to any person licensed, whether under a permanent license, restricted license, temporary license, or certificate of convenience, to act in any of...
- California Insurance Code Section 1734.5
(a) (1) If fiduciary funds, as defined in Section 1733, are received by any person licensed, whether under a permanent license, restricted license, temporary license,...
- California Insurance Code Section 1735
(a) As used in this section, a managing general agent is a licensed property broker-agent and casualty broker-agent, or a life agent to whom all...
- California Insurance Code Section 1735.5
A property broker-agent, casualty broker-agent, or surplus line broker may offset funds due an insured for return premiums on any policy against amounts due him...
- California Insurance Code Section 1736
If any acts are forbidden or conduct prescribed by any provisions of this code, such acts shall not be performed and such conduct shall be...
- California Insurance Code Section 1736.5
(a) Every licensee and applicant shall promptly reply in writing to an inquiry from the commissioner relative to an application for, or the retention or...
- California Insurance Code Section 1737
The purpose of this chapter is to protect the public by requiring and maintaining professional standards of conduct on the part of all persons licensed
- California Insurance Code Section 1738
The commissioner may suspend or revoke any permanent license issued pursuant to this chapter on any of the grounds set forth in Article 6 hereof...
- California Insurance Code Section 1738.5
A proceeding held pursuant to Section 1668, 1668.5, 1738, 1739, or 12921.8 that involves allegations of misconduct perpetrated against a person age 65 or over...
- California Insurance Code Section 1739
Where a permanent license is held by an organization both the organization itself and any natural persons named thereon shall, for the purposes of this...
- California Insurance Code Section 1740
The certificate of the commissioner certifying any facts found after a hearing held under this chapter shall be prima facie evidence of the facts set...
- California Insurance Code Section 1741
If the commissioner finds, after a hearing, that there be grounds for the denial of an application for a license to act in any capacity...
- California Insurance Code Section 1742
Where a person who is or has been licensed under this chapter has been found by the commissioner to have violated any provision of this...
- California Insurance Code Section 1742.2
The department shall promulgate regulations necessary to comply with the requirements of Section 1033 of Title 18 of the United States Code no later than...
- California Insurance Code Section 1742.3
(a) The commissioner may, without hearing, issue an order denying an application by a business entity for an unrestricted license and granting instead a restricted...
- California Insurance Code Section 1743
The lapse or suspension of any license by operation of law, by failure to renew or by its voluntary surrender shall not deprive the commissioner...
- California Insurance Code Section 1744
The filing of a statement of issues pursuant to Chapter 5, Part 1, Division 3, Title 2 of the Government Code specifying grounds for denial...
- California Insurance Code Section 1746
(a) For purposes of this section, the following definitions shall apply: (1) "License" includes any type of license issued by the commissioner pursuant to this...
- California Insurance Code Section 1747
Whenever the commissioner may determine or have good cause to believe that any property broker-agent or casualty broker-agent has failed to keep or maintain the...
- California Insurance Code Section 1748
The commissioner, in any proceeding under the provisions of this article, may, by an alternative order, permit a licensee to elect in writing to pay...
- California Insurance Code Section 1748.5
(a) For the purposes of this section, the following definitions are applicable: (1) "Production agency" means any person or organization licensed under Chapter 5 (commencing...
- California Insurance Code Section 1749
The department shall require all new applicants for license as a property broker-agent, casualty broker-agent, limited lines automobile insurance agent, personal lines broker-agent, life-only agent,...
- California Insurance Code Section 1749.01
Sections 1749 and 1749.3 shall not apply to a life agent who is limited by the terms of a written agreement with the insurer, which...
- California Insurance Code Section 1749.02
"Twenty-four hour coverage" is the joint issuance of a workers' compensation policy with a disability insurance policy, health care service plan contract, or other medical...
- California Insurance Code Section 1749.1
(a) The commissioner shall appoint a curriculum board consisting of representatives of insurance agents, brokers, and life agents trade associations, representatives of insurance companies, consumer...
- California Insurance Code Section 1749.2
The purpose of Sections 1749.3 to 1749.6, inclusive, is to establish requirements and standards for continuing education programs for persons licensed as property broker-agents, casualty...
- California Insurance Code Section 1749.3
An individual licensed as a life-only agent or an accident and health agent and also licensed as a property or casualty broker-agent, or an individual...
- California Insurance Code Section 1749.31
(a) An individual licensed as a personal lines broker-agent shall complete required continuing education courses, programs of instruction, or seminars approved by the commissioner. The...
- California Insurance Code Section 1749.32
(a) An individual licensed as a limited lines automobile insurance agent shall complete required continuing education courses, programs of instruction, or seminars approved by the...
- California Insurance Code Section 1749.33
(a) A life-only agent licensee shall satisfactorily complete 24 hours of instruction prior to renewal of the license. These hours of instruction may be completed...
- California Insurance Code Section 1749.4
The courses or programs of instruction successfully completed that shall be deemed to meet the standards for continuing educational requirements, and the number of classroom...
- California Insurance Code Section 1749.5
(a) A person teaching any approved course of instruction or lecturing at any approved seminar shall qualify for the same number of classroom hours as...
- California Insurance Code Section 1749.6
Any person failing to meet the requirements imposed by Section 1749.3 or 1749.31, and who has not been granted an extension of time within which...
- California Insurance Code Section 1749.7
The commissioner may, pursuant to Chapter 3.5 (commencing with Section 11340) of Part 1 of Division 3 of Title 2 of the Government Code, adopt...
- California Insurance Code Section 1749.8
(a) Every life agent who sells annuities shall satisfactorily complete eight hours of training prior to soliciting individual consumers in order to sell annuities. (b)...
- California Insurance Code Section 1749.85
(a) The curriculum committee shall, in 2006, make recommendations to the commissioner to instruct property broker-agents, casualty broker-agents, and personal lines broker-agents and applicants for...
- California Insurance Code Section 1749.9
Nothing in this article shall require any person exempted from licensure by Section 1634 or 1635 to hold a license as required by Section 1631.
- California Insurance Code Section 1750
The commissioner shall require in advance as a fee for filing application for the hereinafter designated licenses, renewals thereof, or changes in outstanding licenses, an...
- California Insurance Code Section 1750.5
(a) The fee for filing an application for a nonresident license described in Section 1639, and renewal thereof or changes in outstanding licenses, shall be...
- California Insurance Code Section 1751
The commissioner shall require, in advance, a fee for filing the following documents: (a) Application for registration of change in membership of a copartnership licensed...
- California Insurance Code Section 1751.1
(a) The commissioner shall require fifty dollars ($50) in advance as a fee for filing an application for certification as a prelicensing or continuing education...
- California Insurance Code Section 1751.3
The commissioner shall require sixteen dollars ($16) in advance as a fee for filing each notice of appointment or each notice of termination pursuant to...
- California Insurance Code Section 1751.5
The fees required by this chapter and by Chapter 6 (commencing with Section 1760), Chapter 7 (commencing with Section 1800), and Chapter 8 (commencing with...
- California Insurance Code Section 1751.6
The commissioner may prepare a list of all currently licensed producers. All those lists shall be at the expense of the insurer, organization, or person...
- California Insurance Code Section 1751.7
The commissioner may periodically publish a newsletter containing summaries of rules, regulations, interpretative opinions, and such other information as he deems important to the proper...
- California Insurance Code Section 1752
The commissioner may issue a limited lines travel insurance agent license to any organization engaged in transacting travel insurance through travel retailers not otherwise meeting...
- California Insurance Code Section 1753
As used in this article, the following terms have the following meanings: (a) "Limited lines travel insurance agent" means an insurer designee that is licensed...
- California Insurance Code Section 1754
Transaction of travel insurance under the license of an organization holding a limited lines travel insurance agent license shall be subject to the following conditions:...
- California Insurance Code Section 1755
(a) An applicant for a limited lines travel insurance agent license under this article shall submit the following documents to the commissioner: (1) A written...
- California Insurance Code Section 1756
The provisions of this chapter relating to the appointment and termination of an insurance agent by an insurer or its authorized representative are applicable to...
- California Insurance Code Section 1757
The commissioner may adopt rules and regulations for the implementation of this article.
- California Insurance Code Section 1757.1
A limited license may be issued to a natural person or to an organization who or which acts as an agent on behalf of cargo...
- California Insurance Code Section 1757.2
A limited license shall be applied for and renewed in the same manner as is provided in this chapter for a licensee to act as...
- California Insurance Code Section 1757.3
The commissioner may make reasonable rules and regulations necessary for the convenient administration of the provisions of this article respecting the licensing and renewal of...
- California Insurance Code Section 1758.1
(a) For the purpose of making provision for the issuance of policies or contracts authorized by Article 5 (commencing with Section 10506) of Chapter 5...
- California Insurance Code Section 1758.2
Any authority granted pursuant to the provisions of this article shall be effective only while a permanent underlying life agent's license and registration in accordance...
- California Insurance Code Section 1758.3
The commissioner shall not grant authority to transact variable contracts unless the life agent or applicant furnishes proof that he or she is registered to...
- California Insurance Code Section 1758.5
The commissioner may, pursuant to Chapter 4.5 (commencing with Section 11371), Part 1, Division 3, Title 2 of the Government Code, adopt reasonable rules and...
- California Insurance Code Section 1758.6
No portable electronics vendor shall offer or sell any form of portable electronics insurance in this state unless that person is licensed as an insurance...
- California Insurance Code Section 1758.61
The commissioner may issue to an applicant that has complied with the requirements of this article a portable electronics insurance agent license that authorizes the...
- California Insurance Code Section 1758.62
(a) An applicant for a portable electronics insurance agent license under this article shall submit all of the following to the commissioner: (1) A written...
- California Insurance Code Section 1758.63
An endorsee of a portable electronics vendor that has been issued a portable electronics insurance agent license pursuant to this article may sell or offer...
- California Insurance Code Section 1758.64
An endorsee may act on behalf of and under the supervision of the portable electronics insurance agent in matters relating to transacting insurance under that...
- California Insurance Code Section 1758.65
(a) If a licensee or endorsee violates any provision of this article or any other provision of this code, the commissioner may do any of...
- California Insurance Code Section 1758.66
A portable electronics insurance agent shall not sell insurance pursuant to this article by unsolicited telephone calls or otherwise unless, at the time of sale,...
- California Insurance Code Section 1758.661
Charges for portable electronics insurance may be billed and collected by a portable electronics insurance agent licensee. A licensee shall not be required to maintain...
- California Insurance Code Section 1758.67
Under the authority of the portable electronics insurance agent license, a portable electronics insurance agent shall not do any of the following: (a) Offer to...
- California Insurance Code Section 1758.68
Any insurer that provides insurance to be sold by an organization licensed as a portable electronics insurance agent shall file a copy of any individual...
- California Insurance Code Section 1758.69
As used in this article, the following definitions have the following meanings: (a) "Endorsee" means an unlicensed employee or authorized representative of a portable electronics...
- California Insurance Code Section 1758.691
Nothing in this article regulating the sale of portable electronics insurance shall be construed to impair or impede the application of any other law regulating...
- California Insurance Code Section 1758.692
(a) Not less than 60 days before a permanent license will expire, the commissioner may use an electronic delivery method, including e-mail or other similar...
- California Insurance Code Section 1758.693
(a) This article shall become operative only upon a determination by the commissioner that the personnel positions needed to carry out the provisions of this...
- California Insurance Code Section 1758.7
(a) No self-service storage facility, or franchisee of a self-service storage facility, shall offer or sell insurance unless it has complied with the requirements of...
- California Insurance Code Section 1758.71
(a) An applicant for a self-service storage agent license shall file the following documents with the commissioner: (1) A written application for licensure signed by...
- California Insurance Code Section 1758.72
(a) Each self-service storage agent shall provide an insurance training program for its employees that shall meet the following minimum standards: (1) Each employee shall...
- California Insurance Code Section 1758.73
Any employee of a licensee who has been trained pursuant to Section 1758.72 may act on behalf and under the supervision of the self-service storage...
- California Insurance Code Section 1758.74
(a) If a licensee violates any provision of this article, the commissioner may do any of the following: (1) After notice and hearing, revoke or...
- California Insurance Code Section 1758.75
A self-service storage facility or its franchisee licensed under this article may act as a self-service storage agent for an authorized insurer only with respect...
- California Insurance Code Section 1758.76
A licensee shall not sell insurance pursuant to this article unless all of the following conditions are satisfied: (a) The self-service storage agent provides brochures...
- California Insurance Code Section 1758.77
A licensee shall not be required to treat moneys collected from renters purchasing insurance pursuant to this article as funds received in a fiduciary capacity...
- California Insurance Code Section 1758.78
A self-service storage agent shall not do any of the following: (a) Offer to sell insurance except in conjunction with, and incidental to, authorized rental...
- California Insurance Code Section 1758.79
Any insurer that provides insurance to be sold by a self-service storage facility or its franchisee under this article shall file a copy of the...
- California Insurance Code Section 1758.791
As used in this article: (a) "Self-service storage facility" means a person or organization engaged in the business of providing leased or rented storage space...
- California Insurance Code Section 1758.792
The commissioner shall adopt rules to implement the provisions of this article which may include fee differentials for smaller, self-service storage facilities. The rules shall...
- California Insurance Code Section 1758.8
(a) No rental car company shall offer or sell insurance unless it is licensed as an insurance agent or broker pursuant to Article 3 (commencing...
- California Insurance Code Section 1758.81
(a) An applicant for a rental car agent license under this article shall file the following documents with the commissioner: (1) A written application for...
- California Insurance Code Section 1758.82
(a) An employee of a rental car company or franchisee of a rental car company that has been issued a rental car agent license pursuant...
- California Insurance Code Section 1758.83
(a) The manager at each location of a rental car company or a franchisee of a rental car company licensed pursuant to this article, or...
- California Insurance Code Section 1758.84
(a) If a licensee or endorsee violates any provision of this article or any other provision of this code, the commissioner may do any of...
- California Insurance Code Section 1758.85
A rental car company or franchisee licensed under this article may act as a rental car agent for an authorized insurer only in connection with...
- California Insurance Code Section 1758.851
The insurance products listed in Section 1758.85 that are sold in conjunction with a vehicle rental are not transferable and do not apply to any...
- California Insurance Code Section 1758.86
A rental car agent shall not sell insurance pursuant to this article unless all of the following conditions are satisfied: (a) The rental period of...
- California Insurance Code Section 1758.861
A licensee shall not be required to treat moneys collected from renters purchasing insurance, pursuant to this article, as funds received in a fiduciary capacity...
- California Insurance Code Section 1758.87
A rental car agent shall not do any of the following: (a) Offer to sell insurance except in conjunction with, and incidental to, authorized rental...
- California Insurance Code Section 1758.88
Any insurer that provides insurance to be sold by a rental car company or franchisee of a rental car company under this article shall file...
- California Insurance Code Section 1758.89
As used in this article, the following definitions have the following meanings: (a) (1) "License period" means all of that two-year period beginning as described...
- California Insurance Code Section 1758.891
Until January 1, 2001, a rental car company or a franchisee of a rental car company shall not be required to obtain a license to...
- California Insurance Code Section 1758.9
No person shall sell or solicit any form of credit insurance in this state, and receive a commission for their efforts, unless that person is...
- California Insurance Code Section 1758.91
The commissioner may issue to an applicant that has complied with the requirements of this article, a credit insurance agent license to offer or sell...
- California Insurance Code Section 1758.92
(a) An applicant for a credit insurance agent license under this article shall submit each of the following to the commissioner: (1) A written application...
- California Insurance Code Section 1758.93
(a) An employee of an organization that has been issued a credit insurance agent license pursuant to this article may be an endorsee on the...
- California Insurance Code Section 1758.94
(a) The manager at each business location of an organization licensed as a credit insurance agent, shall be listed as an endorsee on the organization's...
- California Insurance Code Section 1758.95
(a) If a licensee or endorsee violates any provision of this article or any other provision of this code, the commissioner may do either of...
- California Insurance Code Section 1758.96
A person licensed pursuant to this article may act as a credit insurance agent for an authorized insurer only with respect to the kinds of...
- California Insurance Code Section 1758.97
A credit insurance agent shall not sell or offer to sell insurance pursuant to this article unless all of the following conditions are satisfied: (a)...
- California Insurance Code Section 1758.98
Under the authority of the credit insurance agent license, a credit insurance agent shall not do any of the following: (a) Offer to sell insurance...
- California Insurance Code Section 1758.99
An organization licensed as a credit insurance agent shall prominently display its license number and the department's toll free consumer hot line telephone number on...
- California Insurance Code Section 1758.991
Any insurer that provides insurance to be sold by an organization licensed as a credit insurance agent shall file a copy of any individual policy...
- California Insurance Code Section 1758.992
As used in this article, the following definitions have the following meanings: (a) "Enrollment" means the process of soliciting or accepting enrollments or applications from...
- California Insurance Code Section 1758.993
Nothing in this article regulating the sale of credit insurance shall be construed to impair or impede the application of any other law regulating the...
- California Insurance Code Section 1759
For purposes of this chapter, "administrator" means any person who collects any charge or premium from, or who adjusts or settles claims on, residents of...
- California Insurance Code Section 1759.1
No administrator shall act as such without a written agreement between the administrator and the insurer, and such written agreement shall be retained as part...
- California Insurance Code Section 1759.2
Whenever an insurer utilizes the services of an administrator under the terms of a written contract as required in Section 1759.1, the payment to the...
- California Insurance Code Section 1759.3
(a) Every administrator shall maintain at its principal administrative office for the duration of the written agreement referred to in Section 1759.1 and five years...
- California Insurance Code Section 1759.4
An administrator may use only such advertising pertaining to the business underwritten by an insurer as has been approved by such insurer in advance of...
- California Insurance Code Section 1759.5
The agreement shall make provision with respect to the underwriting or other standards pertaining to the business underwritten by such insurer.
- California Insurance Code Section 1759.6
All insurance charges or premiums collected by an administrator on behalf of or for an insurer or insurers, and return premiums received from such insurer...
- California Insurance Code Section 1759.7
All claims paid by the administrator from funds collected on behalf of the insurer shall be paid only on checks or drafts of, or, with...
- California Insurance Code Section 1759.8
With respect to any policies where an administrator adjusts or settles claims, the compensation to the administrator with regard to such policies shall in no...
- California Insurance Code Section 1759.9
Where the services of an administrator are utilized, the administrator shall provide a written notice approved by the insurer, to insured individuals, advising them of...
- California Insurance Code Section 1759.10
A person shall not act as, or hold himself or herself out to be, an administrator in this state, other than an adjuster licensed in...
- California Insurance Code Section 1760
(a) (1) A home state insured, as defined in subdivision (f) of Section 1760.1, may negotiate and effect insurance to protect himself, herself, or itself...
- California Insurance Code Section 1760.1
For the purposes of this chapter, the following terms have the following definitions: (a) "Certified" means an originally signed or sealed statement, dated not more...
- California Insurance Code Section 1760.2
The surplus line broker shall be responsible for determining whether an applicant for nonadmitted insurance is a California home state insured. A surplus line broker...
- California Insurance Code Section 1760.5
(a) The provisions of this chapter limiting the insurance that may be placed with nonadmitted insurers and requiring any report thereof shall not apply to:...
- California Insurance Code Section 1760.6
For purposes of Section 1760.5, "spacecraft" means missiles, satellites, staffed and unstaffed space vehicles, any objects intended for launch, or objects launched or assembled in...
- California Insurance Code Section 1760.7
In addition to the authority granted by Section 1760.5, the commissioner has the discretion to direct special lines' surplus line brokers to not place further...
- California Insurance Code Section 1761
(a) Except as provided in Sections 1760 and 1760.5, and paragraphs (1) and (2) of subdivision (b), a person within this state shall not transact...
- California Insurance Code Section 1762
For purposes of Sections 1764, 1764.1, and 1764.3, the term "certificate" means a surplus line broker certificate as defined in Section 48.
- California Insurance Code Section 1763
(a) A surplus line broker may solicit and place insurance for a home state insured, other than as excepted in Section 1761, with nonadmitted insurers...
- California Insurance Code Section 1763.1
(a) The commissioner may by order declare permissible for placement for a home state insured with a nonadmitted insurer and exempt from all requirements of...
- California Insurance Code Section 1763.2
(a) A licensed surplus line broker may originate surplus lines business, or may accept that business from any other originating licensee duly licensed for the...
- California Insurance Code Section 1763.5
In addition to the requirements of Section 1763, no surplus line broker shall solicit from, or place with, any nonadmitted insurer, any insurance covering private...
- California Insurance Code Section 1764
(a) A licensed surplus line broker may issue evidence of insurance for a home state insured, including binders, covernotes, and certificates evidencing the placement of...
- California Insurance Code Section 1764.1
(a) (1) Every nonadmitted insurer, in the case of insurance to be purchased by a home state insured pursuant to Section 1760, and surplus line...
- California Insurance Code Section 1764.2
No surplus line broker shall issue any evidence of insurance or cause or purport to cause any risk to be insured by a nonadmitted insurer...
- California Insurance Code Section 1764.3
If the surplus line broker acts in reliance on advice received in accordance with subdivision (b) of Section 1764.2, the broker shall deliver the policy...
- California Insurance Code Section 1764.4
The prior written authority, policy of insurance or copy of evidence that insurance has been bound referred to in Section 1764.2, shall contain authentication by...
- California Insurance Code Section 1764.5
If insurance results from a transaction in which any provision of Sections 1764.2 to 1764.4 is violated, such insurance is subject to cancellation by the...
- California Insurance Code Section 1764.7
Any person who willfully violates Section 1760.5, 1761, 1763, 1764, 1764.1, 1764.2, 1764.3, 1764.4, 1765.1, 1765.2, 1767, or 1780 is guilty of a public offense...
- California Insurance Code Section 1765
(a) A license under this chapter shall be applied for and renewed by the filing with the commissioner of a written application therefor, in accordance...
- California Insurance Code Section 1765.1
No surplus line broker shall place any coverage with a nonadmitted insurer for a home state insured unless the insurer is domiciled in the Republic...
- California Insurance Code Section 1765.2
A surplus line broker may place any coverage with a California-approved nonadmitted insurer if the insurer is domiciled in the Republic of Mexico and the...
- California Insurance Code Section 1765.3
(a) A license under this chapter may be issued to an individual or any legal business entity. If issued to a business entity or individual...
- California Insurance Code Section 1765.4
Any natural person applying for a license to act as a surplus line broker shall prove his or her competency by showing he or she...
- California Insurance Code Section 1765.5
If an applicant for any license under this chapter, within one year from the date of the receipt by the commissioner of the application, whether...
- California Insurance Code Section 1766
A payment of premium to a surplus line broker acting for a person other than himself or herself in negotiating, continuing, or renewing any policy...
- California Insurance Code Section 1767
A resident surplus line broker at all times shall maintain in good faith an office in this state and if he or she maintains more...
- California Insurance Code Section 1768
A resident surplus line broker shall keep in this state complete records of the business transacted by him or her for California home state insureds...
- California Insurance Code Section 1769
Whenever required so to do by the commissioner, such surplus line broker shall furnish to the commissioner a list of the admitted insurers from which...
- California Insurance Code Section 1770
The commissioner, whenever he deems necessary, may examine the books and accounts of any surplus line broker for the purpose of determining whether or not...
- California Insurance Code Section 1771
The costs and expenses of all examinations by the commissioner shall be paid as prescribed in Section 736.
- California Insurance Code Section 1772
(a) A surplus line insurer may be sued upon any cause of action arising in this state under any surplus line insurance contract made by...
- California Insurance Code Section 1773
Surplus line brokers may advertise and solicit using print, electronic media, direct mail, and all other advertising or marketing media. These advertisements and solicitations may...
- California Insurance Code Section 1774
(a) (1) On or before the first day of March of each year the surplus line broker, placing business for a home state insured, shall...
- California Insurance Code Section 1775
All such reports and statements shall be made on blanks furnished to the surplus line broker by the commissioner on application therefor.
- California Insurance Code Section 1775.1
(a) For the calendar year 1995, and each calendar year thereafter, every surplus line broker whose annual tax for the preceding calendar year was five...
- California Insurance Code Section 1775.2
On or before February 1 of each year, the commissioner shall post on the department's Internet Web site the installment payment forms prescribed by the...
- California Insurance Code Section 1775.3
Each surplus line broker required to make monthly installment payments shall remit them on or before the first day of the third calendar month following...
- California Insurance Code Section 1775.4
(a) The amount of the payment shall be 3 percent of the gross premiums charged less return premiums upon business done by the surplus line...
- California Insurance Code Section 1775.5
(a) Every surplus line broker shall annually, on or before the first day of March of each year, pay to the Insurance Commissioner for the...
- California Insurance Code Section 1775.6
All tax moneys received by the commissioner pursuant to this chapter shall be transmitted to the State Treasurer to be deposited in the State Treasury...
- California Insurance Code Section 1775.7
The money in the Insurance Tax Fund received from the commissioner pursuant to Section 1775.6 is hereby appropriated as follows: (a) To pay the refunds...
- California Insurance Code Section 1775.8
(a) On and after January 1, 1994, and before January 1, 1995, every surplus line broker whose annual taxes for business done in calendar year...
- California Insurance Code Section 1775.9
(a) If the commissioner determines that the amount of tax reported by the surplus line broker is less than the tax disclosed by the commissioner's...
- California Insurance Code Section 1776
Any surplus line broker who willfully fails or refuses to report to the commissioner any insurance on subject matter located within this state placed under...
- California Insurance Code Section 1778
When a surplus line broker's license is revoked for any reason other than the insufficiency of his sureties, a new license shall not be issued...
- California Insurance Code Section 1779
Every California home state insured for whom insurance has been effected with nonadmitted insurers shall, upon request in writing by the commissioner, produce for the...
- California Insurance Code Section 1780
A licensee or applicant for a license under this chapter shall notify the commissioner, in writing, of any change in the address from which he...
- California Insurance Code Section 1780.50
(a) The Legislature finds and declares that consumers in the State of California have insurance needs which cannot always be met through the admitted insurance...
- California Insurance Code Section 1780.51
(a) As used in this chapter, "surplus line advisory organization" shall mean the organization authorized to perform the duties delegated by the commissioner under this...
- California Insurance Code Section 1780.52
(a) The surplus line advisory organization shall be deemed a joint arrangement established by statute to assure the availability of insurance on a sound basis...
- California Insurance Code Section 1780.53
The commissioner shall remain fully responsible for supervising the implementation and administration of the surplus line law and for all regulatory decisions and initiatives in...
- California Insurance Code Section 1780.54
To be authorized to perform the duties delegated by the commissioner under this chapter and to exercise the authority incidental thereto, an organization must satisfy...
- California Insurance Code Section 1780.55
(a) Within 120 days after the filing of the documents required by subdivision (b) of Section 1780.54, the commissioner shall notify the organization in writing...
- California Insurance Code Section 1780.56
(a) The commissioner may delegate one or more of the following duties to a qualified surplus line advisory organization under this chapter: (1) To receive,...
- California Insurance Code Section 1780.57
If the commissioner delegates to the surplus line advisory organization one or more of the duties set forth in Section 1780.56, the advisory organization also...
- California Insurance Code Section 1780.58
(a) The surplus line advisory organization shall be subject to the supervision of the commissioner, including, but not limited to, the powers of the commissioner...
- California Insurance Code Section 1780.59
(a) If, as a result of the commissioner's examination of the surplus line advisory organization or otherwise, there is good cause to believe that the...
- California Insurance Code Section 1780.60
(a) If there is good cause to believe that the surplus line advisory organization's noncompliance with any provision of this chapter is willful, or if...
- California Insurance Code Section 1780.61
If, after a hearing pursuant to subdivision (d) of Section 1780.58 or subdivision (a) of Section 1780.60, the commissioner finds: (a) That the advisory organization...
- California Insurance Code Section 1780.62
Except as otherwise provided in this chapter, the proceedings required or authorized by subdivision (d) of Section 1780.58 and by Sections 1780.60 and 1780.61 shall...
- California Insurance Code Section 1780.63
(a) Any finding, determination, rule, ruling, or order made by the commissioner under this chapter shall be subject to review by the courts of this...
- California Insurance Code Section 1780.64
(a) If the surplus line advisory organization, or any of its officers, committee members, agents, or employees, fails to comply with a final order of...
- California Insurance Code Section 1780.65
Any action by the surplus line advisory organization may be reviewed by the commissioner upon petition by any person adversely affected thereby, but only after...
- California Insurance Code Section 1780.66
(a) There shall be no liability on the part of, and no cause of action of any nature shall arise against, the surplus line advisory...
- California Insurance Code Section 1780.67
(a) No person shall serve on the governing body of the surplus line advisory organization if in the past 10 years that person has been...
- California Insurance Code Section 1781.1
This chapter shall be known and may be cited as the Reinsurance Intermediary Act.
- California Insurance Code Section 1781.2
As used in this chapter: (a) "Actuary" means a person who is a member in good standing of the American Academy of Actuaries, the Casualty...
- California Insurance Code Section 1781.3
(a) No person, firm, association, or corporation shall act as a reinsurance intermediary-broker in this state unless licensed as follows: (1) If the reinsurance intermediary-broker...
- California Insurance Code Section 1781.4
Transactions between a reinsurance intermediary-broker and the insurer it represents in that capacity shall only be entered into pursuant to a written authorization specifying the...
- California Insurance Code Section 1781.5
(a) For at least 10 years after expiration of each contract of reinsurance transacted by a reinsurance intermediary-broker, the reinsurance intermediary-broker shall keep a complete...
- California Insurance Code Section 1781.6
(a) An insurer shall not engage the services of any person, firm, association, or corporation to act as a reinsurance intermediary-broker on its behalf unless...
- California Insurance Code Section 1781.7
Transactions between a reinsurance intermediary-manager and the reinsurer it represents in that capacity shall only be entered into pursuant to a written contract specifying the...
- California Insurance Code Section 1781.8
The reinsurance intermediary-manager shall not do any of the following: (a) Directly or indirectly receive any compensation for the placement of retrocessions on behalf of...
- California Insurance Code Section 1781.9
(a) A reinsurer shall not engage the services of any person, firm, association, or corporation to act as a reinsurance intermediary-manager on its behalf, unless...
- California Insurance Code Section 1781.10
(a) A reinsurance intermediary shall be subject to examination by the commissioner. The commissioner shall have access to all books, bank accounts, and records of...
- California Insurance Code Section 1781.11
(a) A reinsurance intermediary, insurer, or reinsurer found by the commissioner to be in violation of this chapter, after a hearing conducted in accordance with...
- California Insurance Code Section 1781.12
The commissioner may adopt reasonable rules and regulations for the implementation and administration of this chapter.
- California Insurance Code Section 1781.13
No insurer or reinsurer may continue to utilize the services of a reinsurance intermediary on and after January 1, 1992, unless utilization is in compliance...
- California Insurance Code Section 1781.14
(a) A reinsurance intermediary shall comply with any order of a court of competent jurisdiction or a duly constituted arbitration panel requiring the production of...
- California Insurance Code Section 1800
(a) An insurer shall not execute an undertaking of bail except by and through a person holding a bail license issued as provided in this...
- California Insurance Code Section 1800.4
As used in this chapter, the term "bail bond" includes any contract not executed by a surety insurer for or method of release of person...
- California Insurance Code Section 1800.5
This chapter shall not affect the negotiation through a licensed broker or agent for, nor the execution or delivery of an undertaking of bail, executed...
- California Insurance Code Section 1800.6
This chapter shall not limit the power of any city or county to enact other and further regulations concerning, and not in conflict with, the...
- California Insurance Code Section 1800.7
Any individual person may execute or furnish a bail bond if no consideration is paid or allowed, directly or indirectly, by any person for the...
- California Insurance Code Section 1800.75
No person shall advertise or hold himself out as engaging in the business of executing, delivering, or furnishing bail bonds or undertakings of bail whether...
- California Insurance Code Section 1800.8
The permits required by this chapter are in addition to any and all other permits or licenses required by law.
- California Insurance Code Section 1801
Bail licenses are: (a) Bail agents' licenses; (b) Bail permittees' licenses; (c) Bail solicitors' licenses.
- California Insurance Code Section 1802
A bail agent's license by its terms permits the licensee to solicit, negotiate, and effect undertakings of bail on behalf of any surety insurer while...
- California Insurance Code Section 1802.1
Every applicant for a license to act as a bail agent shall file with the commissioner a notice of appointment executed by a surety insurer...
- California Insurance Code Section 1802.2
Any bail licensee who has purchased or succeeded to the bona fide business of another bail licensee shall be entitled to use a true or...
- California Insurance Code Section 1802.5
A bail permittee's license, by its terms, permits the licensee to solicit, negotiate, issue, and deliver bail bonds. The license shall not be issued unless...
- California Insurance Code Section 1802.6
The holder of a bail permittee's license may, upon filing of proper documents specified in Section 1802.1, receive a bail agent' s license without procuring...
- California Insurance Code Section 1802.7
Any applicant may deposit with the commissioner, in lieu of a bond required by this chapter, securities of the kind and character set forth in...
- California Insurance Code Section 1802.71
The holder, or former holder of a bail license, who has deposited with the commissioner securities in lieu of a bond as provided by Section...
- California Insurance Code Section 1802.72
The former holder of any bail license, who has surrendered any and all licenses to the commissioner, and who has on deposit with the commissioner...
- California Insurance Code Section 1802.73
The application shall be in writing, verified, and shall state: (a) The nature of all bail licenses held by the applicant and the period during...
- California Insurance Code Section 1802.74
The commissioner shall publish daily for one week in a newspaper of general circulation in each county in which the applicant transacted bail under any...
- California Insurance Code Section 1802.75
The commissioner shall make an examination of the books and records of the applicant. The costs and expenses of the examination shall be paid by...
- California Insurance Code Section 1802.76
Upon failure of the applicant to pay the expense of publication of notice within 30 days after the presentation of the bill therefor, the commissioner...
- California Insurance Code Section 1802.77
If the commissioner is satisfied from the application and the examination of the books and records of the applicant that the applicant has, in fact,...
- California Insurance Code Section 1803
A bail solicitor's license, by its terms, permits the licensee to transact bail on behalf of and as the employee of the holder of the...
- California Insurance Code Section 1804
An applicant for bail license shall file with the commissioner an application in such form and having such supporting documents as the commissioner prescribes, except...
- California Insurance Code Section 1805
The commissioner may decline to issue a bail license until he is satisfied that: (a) The applicant is of good business reputation and of good...
- California Insurance Code Section 1806
The commissioner may suspend, revoke or refuse to issue any license under this chapter whenever it is made to appear to him that the holder...
- California Insurance Code Section 1807
The commissioner may suspend or revoke any bail license for any cause for which he could deny such license.
- California Insurance Code Section 1807.5
Except as provided in Sections 1669 and 1738, the commissioner shall not suspend or revoke any license, issued under this article, without first granting a...
- California Insurance Code Section 1807.7
Commencing on January 1, 2011, all licenses issued pursuant to this article shall be for a license term of two years.
- California Insurance Code Section 1807.8
"License term" as used in this chapter means all of that two-year period beginning as described in subdivision (a) or (b) of Section 1807.9, as...
- California Insurance Code Section 1807.9
"License year" as used in this chapter shall be determined for each individual and entity as follows: (a) Upon initial licensing, the license year starts...
- California Insurance Code Section 1808
(a) Applications for renewal of licenses may be filed on or before the expiration date upon payment of the fees for filing specified in Section...
- California Insurance Code Section 1809
The provisions of law relating to unlawful rebates shall not apply to commissions or other consideration paid or exchanged between licensees under this chapter, except...
- California Insurance Code Section 1810
(a) Natural persons can be licensed under this chapter. (b) A license may be held by a corporation, in which case all of the following...
- California Insurance Code Section 1810.5
The commissioner shall not issue a bail license to any person unless and until the applicant takes and passes an examination given by the commissioner...
- California Insurance Code Section 1810.6
The commissioner shall conduct or arrange for written examination to be given at least twice a year upon questions proposed by the commssioner as to...
- California Insurance Code Section 1810.7
(a) In order to be eligible to take the examination required to be licensed under this chapter, the applicant shall have completed a minimum of...
- California Insurance Code Section 1810.8
The commissioner may issue a temporary license to the executor or administrator of the estate of a deceased holder of a bail agent's license or...
- California Insurance Code Section 1810.9
A renewal license shall be issued by the commissioner to a licensee upon proof of current licensure, payment of a renewal fee, and completion of...
- California Insurance Code Section 1811
For his services in connection with the filing of any application or request for any license under this chapter, the commissioner shall charge and collect...
- California Insurance Code Section 1812
The commissioner may make reasonable rules necessary, advisable, or convenient for the administration and enforcement of the provisions of this chapter.
- California Insurance Code Section 1813
The commissioner, after notice and hearing, in accordance with the procedure provided in Article 13 (commencing with Section 1737) of Chapter 5 may suspend, revoke,...
- California Insurance Code Section 1814
The violation of any foregoing provision of this chapter, or of any rule of the commissioner made pursuant thereto, is a public offense, punishable by...
- California Insurance Code Section 1815
The commissioner shall publish and maintain a list of the names of holders of bail agents' and bail permittees' licenses and their solicitors on the...
- California Insurance Code Section 1819
The certificate of the commissioner certifying any facts found after hearing held under this chapter shall be prima facie evidence of the facts set forth
- California Insurance Code Section 1820
Every bail license shall be prominently displayed in the office of the licensee.
- California Insurance Code Section 1821
A license shall not be refused by the commissioner without proceedings in accordance with Chapter 5 (commencing with Section 11500) of Part 1 of Division...
- California Insurance Code Section 1822
A licensee or applicant for a license under this chapter shall notify the commissioner, in writing, of any change in the address from which he...
- California Insurance Code Section 1823
All surety companies which execute undertakings of bail shall keep any moneys collected from agents licensed pursuant to this code as buildup or reserve funds...
- California Insurance Code Section 1831
The following persons are exempt from this chapter: (a) Active members of the State Bar of California. (b) Any person who has passed all of...
- California Insurance Code Section 1832
An employee or officer of any insurer is not eligible for license as a life and disability insurance analyst. A life insurer shall not pay...
- California Insurance Code Section 1833
A license to act as life insurance analyst shall not be issued to any person not residing in this state, nor to any person who...
- California Insurance Code Section 1834
Such license shall be obtained only on a written application on a form prescribed by the commissioner. The commissioner may decline to act upon an...
- California Insurance Code Section 1835
The applicant shall answer under oath such interrogatories as the commissioner himself or through his deputies propounds on forms prepared by the commissioner.
- California Insurance Code Section 1836
A license shall not be issued until the commissioner has satisfied himself upon evidence presented and recorded as to the integrity of the applicant and...
- California Insurance Code Section 1837
The commissioner may decline to issue a license if an applicant: (a) Has been refused a license or had a license revoked by any public...
- California Insurance Code Section 1838
A license shall not be refused by the commissioner on the basis of Section 1836, excepting subdivision (g), without hearing on notice to the applicant....
- California Insurance Code Section 1839
The commissioner shall conduct or arrange for a written examination, to be given at least twice a year upon questions prepared by the commissioner, as...
- California Insurance Code Section 1840
The examination shall be of sufficient scope to satisfy the commissioner that the applicant has sufficient knowledge of and is thoroughly familiar with the life...
- California Insurance Code Section 1841
Every individual and organization licensee, and every applicant for such a license, under this chapter shall file with the commissioner in writing the true name...
- California Insurance Code Section 1842
(a) The provisions of Chapter 5 (commencing with Section 1621) concerning the license period and the procedure and time for filing applications for renewal of...
- California Insurance Code Section 1842.1
(a) An organization may hold a license to act as a life and disability insurance analyst. An organization is not eligible for license under this...
- California Insurance Code Section 1843
The provisions of Sections 780, 781, 782 and 784, Article 6.5 (commencing with Section 790) of Chapter 2, and Article 13 (commencing with Section 1737)...
- California Insurance Code Section 1844
Any person who acts, offers to act, or assumes to act, as a life and disability insurance analyst when not licensed by the commissioner as...
- California Insurance Code Section 1845
Any person who acts, offers to act or assumes to act as a life and disability insurance analyst in violation of Section 1844 is guilty...
- California Insurance Code Section 1846
A licensee or applicant for a license under this article shall notify the commissioner, in writing, of any changes in the address from which he...
- California Insurance Code Section 1848
A person licensed pursuant to this chapter shall not charge a fee for any service which is customarily associated with the solicitation of insurance sales...
- California Insurance Code Section 1849
The department may, from time to time, publish rules and regulations regarding the initial and continuing qualifications to obtain the life and disability insurance analyst...
- California Insurance Code Section 1850.4
In this chapter "casualty insurance" means all classes of insurance to which the provisions of this chapter are applicable and which are included within Sections...
- California Insurance Code Section 1850.5
In this chapter "wilful" or "wilfully" in relation to an act or omission which constitutes a violation of this chapter means with actual knowledge or...
- California Insurance Code Section 1851
The provisions of this chapter shall apply to all insurance on risks or on operations in this state, except: (a) Reinsurance, other than joint reinsurance...
- California Insurance Code Section 1851.1
Notwithstanding subdivision (f) of Section 1851 or any other provision of law and except as and to the extent otherwise provided in Section 1854.5 and...
- California Insurance Code Section 1853.5
With respect to any matters pertaining to the making of rates or rating systems, the preparation or making of insurance policy or bond forms, underwriting...
- California Insurance Code Section 1853.8
Agreements may be made among admitted insurers with respect to the equitable apportionment among them of casualty insurance which may be afforded applicants who are...
- California Insurance Code Section 1853.9
Upon compliance with the provisions of this chapter applicable thereto any rating organization, advisory organization, and any group, association or other organization of admitted insurers...
- California Insurance Code Section 1853.95
Admitted insurers are hereby expressly authorized to enter into agreements with the Department of Veterans Affairs with respect to the furnishing of insurance covering property...
- California Insurance Code Section 1853.96
The use of such rates and forms by insurers pursuant to such agreements is hereby expressly permitted, and the provisions of Section 1852 are not...
- California Insurance Code Section 1853.97
Automobile liability insurance and automobile physical damage insurance may, at the option of the insurer, be considered a single line for rate filing purposes.
- California Insurance Code Section 1855
No advisory organization shall conduct its operations in this State unless and until it has filed with the commissioner (a) a copy of its constitution,...
- California Insurance Code Section 1855.1
It is the intent of the Legislature in enacting this article to promote competition in the insurance business and provide a means whereby insurance consumers...
- California Insurance Code Section 1855.2
As used in this article, "advisory organization" means every group, association, or other organization of insurers, whether located within or outside of this state, that...
- California Insurance Code Section 1855.3
Two or more insurers may cooperate with and act in concert with others as members of an advisory organization with respect to any matters pertaining...
- California Insurance Code Section 1855.4
Members and subscribers of advisory organizations may use the policy or bond forms, or manuals, of advisory organizations, either consistently or intermittently, but, except for...
- California Insurance Code Section 1855.5
(a) An advisory organization may prepare and distribute insurance policy or bond forms, and manuals, including policy writing rules, rating plans, classification codes and descriptions,...
- California Insurance Code Section 1856
Every group, association or other organization of insurers which engages in joint underwriting or joint reinsurance through such group, association or organization or by standing...
- California Insurance Code Section 1857
(a) Every insurer or advisory organization and every group, association, or other organization of insurers that engages in joint underwriting or joint reinsurance shall maintain...
- California Insurance Code Section 1857.1
The commissioner shall, at least once every five years, and may as often as may be reasonable and necessary, make or cause to be made...
- California Insurance Code Section 1857.2
The commissioner may, at any reasonable time, make or cause to be made an examination of every admitted insurer transacting any class of insurance to...
- California Insurance Code Section 1857.3
The officers, managers, agents and employees of any such organization, group, association or insurer may be examined at any time under oath and shall exhibit...
- California Insurance Code Section 1857.4
The reasonable cost of any examination authorized by this article shall be paid by the organization, group, association or insurer to be examined.
- California Insurance Code Section 1857.7
The application referred to in subdivision (b) of Section 1861.05 shall include, but shall not be limited to, all of the following information: (1) Premiums...
- California Insurance Code Section 1857.9
(a) An insurer doing business in this state, except as provided by subdivision (f), shall report the information specified by the commissioner that is collected...
- California Insurance Code Section 1858
(a) Any person aggrieved by any rate charged, rating plan, rating system, or underwriting rule followed or adopted by an insurer or rating organization, may...
- California Insurance Code Section 1858.01
(a) Whenever a written complaint has been filed with the commissioner, the commissioner shall review and investigate the matter complained of as provided by Section...
- California Insurance Code Section 1858.02
(a) The commissioner may seek resolution of a complaint by informal conciliation at any time and may require the complainant and insurer or rating organization...
- California Insurance Code Section 1858.05
Whenever a written complaint and request for hearing with the commissioner has been filed pursuant to Section 1858, and the complaint concerns medical malpractice insurance,...
- California Insurance Code Section 1858.07
(a) Any person who uses any rate, rating plan, or rating system in violation of this chapter is liable to the state for a civil...
- California Insurance Code Section 1858.1
If after examination of an insurer, rating organization, advisory organization, or group, association, or other organization of insurers which engages in joint underwriting or joint...
- California Insurance Code Section 1858.15
Once commenced, an examination pursuant to Section 1858.1 shall be promptly conducted and concluded within a reasonable time. If the examination is being conducted as...
- California Insurance Code Section 1858.2
(a) If the insurer, organization, group, or association does not make those changes as may be necessary to correct the noncompliance specified in the notice...
- California Insurance Code Section 1858.3
If after a hearing pursuant to Section 1858.2 the commissioner finds: (a) That any rate, rating plan, or rating system violates the provisions of this...
- California Insurance Code Section 1858.35
On or before May 1 of each year, the commissioner shall submit a report to the Legislature and the Governor stating the number and type...
- California Insurance Code Section 1858.4
In addition to other penalties provided in this code, the commissioner shall suspend or revoke, in whole or in part, the license of any rating...
- California Insurance Code Section 1858.5
Except as otherwise provided in this chapter, all proceedings in connection with the denial, suspension or revocation of a license or certificate of authority under...
- California Insurance Code Section 1858.6
Any finding, determination, rule, ruling or order made by the commissioner under this chapter shall be subject to review by the courts of the State...
- California Insurance Code Section 1858.7
Whenever the commissioner determines that a rate is excessive or not excessive, he shall, upon the written request of any complainant, disclose the basis upon...
- California Insurance Code Section 1859
No person, insurer or organization shall wilfully withhold information from, or knowingly give false or misleading information to, the commissioner or to any rating organization,...
- California Insurance Code Section 1859.1
(a) Any person, insurer, organization, group, or association who fails to comply with a final order of the commissioner under this chapter shall be liable...
- California Insurance Code Section 1860
Nothing in this chapter shall be construed to prohibit or regulate the payment of dividends, savings or unabsorbed premium deposits allowed or returned by insurers...
- California Insurance Code Section 1860.1
No act done, action taken or agreement made pursuant to the authority conferred by this chapter shall constitute a violation of or grounds for prosecution...
- California Insurance Code Section 1860.2
The administration and enforcement of this chapter shall be governed solely by the provisions of this chapter. Except as provided in this chapter, no other...
- California Insurance Code Section 1860.3
The provisions of the following sections of this code shall be applicable to the administration, enforcement and interpretation of this chapter: Sections 1 to 41,...
- California Insurance Code Section 1861.01
Insurance Rate Rollback. (a) For any coverage for a policy for automobile and any other form of insurance subject to this chapter issued or renewed...
- California Insurance Code Section 1861.02
(a) Rates and premiums for an automobile insurance policy, as described in subdivision (a) of Section 660, shall be determined by application of the following...
- California Insurance Code Section 1861.025
A person is qualified to purchase a Good Driver Discount policy if he or she meets all of the following criteria: (a) He or she...
- California Insurance Code Section 1861.03
(a) The business of insurance shall be subject to the laws of California applicable to any other business, including, but not limited to, the Unruh...
- California Insurance Code Section 1861.04
Full Disclosure of Insurance Information. (a) Upon request, and for a reasonable fee to cover costs, the commissioner shall provide consumers with a comparison of...
- California Insurance Code Section 1861.05
Approval of Insurance Rates. (a) No rate shall be approved or remain in effect which is excessive, inadequate, unfairly discriminatory or otherwise in violation of...
- California Insurance Code Section 1861.055
(a) The commissioner shall adopt regulations governing hearings required by subdivision (c) of Section 1861.05 on or before 120 days after the enactment of this...
- California Insurance Code Section 1861.06
Public notice required by this article shall be made through distribution to the news media and to any member of the public who requests placement...
- California Insurance Code Section 1861.07
All information provided to the commissioner pursuant to this article shall be available for public inspection, and the provisions of Section 6254(d) of the Government...
- California Insurance Code Section 1861.08
Hearings shall be conducted pursuant to Chapter 5 (commencing with Section 11500) of Part 1 of Division 3 of Title 2 of the Government Code,...
- California Insurance Code Section 1861.09
Judicial reveiw shall be in accordance with Section 1858.6. For purposes of judicial review, a decision to hold a hearing is not a final order...
- California Insurance Code Section 1861.10
Consumer Participation. (a) Any person may initiate or intervene in any proceeding permitted or established pursuant to this chapter, challenge any action of the commissioner...
- California Insurance Code Section 1861.11
Emergency Authority. In the event that the commissioner finds that (a) insurers have substantially withdrawn from any insurance market covered by this article, including insurance...
- California Insurance Code Section 1861.12
Group Insurance Plans. Any insurer may issue any insurance coverage on a group plan, without restriction as to the purpose of the group, occupation or...
- California Insurance Code Section 1861.13
Application. This article shall apply to all insurance on risks or on operations in this state, except those listed in Section 1851.
- California Insurance Code Section 1861.137
(a) Notwithstanding Section 1861.13, credit insurance shall not be subject to Sections 1861.01 and 1861.05. However, any rate for credit insurance shall be filed with...
- California Insurance Code Section 1861.14
Enforcement & Penalties. Violations of this article shall be subject to the penalties set forth in Section 1859.1. In addition to the other penalties provided...
- California Insurance Code Section 1861.15
(a) An insurer issuing policies as described in subdivision (a) of Section 660, shall, as a condition of obtaining and maintaining a certificate of authority...
- California Insurance Code Section 1861.16
(a) An insurer issuing a policy described in subdivision (a) of Section 660 by or through an insurance agent where a commission is paid, directly...
- California Insurance Code Section 1862
It is the intent of the Legislature in enacting this chapter to assure the availability, stability, and affordability of liability insurance for operators of day...
- California Insurance Code Section 1863
Unless the provision or context otherwise requires, the following definitions govern the construction of this chapter: (a) "Commissioner" means the Insurance Commissioner of this state....
- California Insurance Code Section 1864
(a) Each insurer engaged in writing child care liability insurance coverage in this state shall submit to the commissioner a report of its operations regarding...
- California Insurance Code Section 1870
The Legislature finds and declares that for the purpose of creating a risk retention group, directors and officers of corporations, whether for profit or nonprofit,...
- California Insurance Code Section 1871
The Legislature finds and declares as follows: (a) The business of insurance involves many transactions that have the potential for abuse and illegal activities. There...
- California Insurance Code Section 1871.1
Insurers and their agents, while they are investigating suspected fraud claims, shall have access to all relevant public records that are required to be open...
- California Insurance Code Section 1871.2
(a) Any insurer who, in connection with any insurance contract or provision of contract described in Section 108, prints, reproduces, or furnishes a form to...
- California Insurance Code Section 1871.3
(a) In the case of any claim arising from the theft of an insured vehicle, prior to the settlement of the claim, the insurer shall...
- California Insurance Code Section 1871.4
(a) It is unlawful to do any of the following: (1) Make or cause to be made a knowingly false or fraudulent material statement or...
- California Insurance Code Section 1871.5
Any person convicted of workers' compensation fraud pursuant to Section 1871.4 or Section 550 of the Penal Code shall be ineligible to receive or retain...
- California Insurance Code Section 1871.6
The provisions of Section 781 of the Penal Code are applicable to any prosecutions for violations of Section 1871.4. This section is declaratory of existing...
- California Insurance Code Section 1871.7
(a) It is unlawful to knowingly employ runners, cappers, steerers, or other persons to procure clients or patients to perform or obtain services or benefits...
- California Insurance Code Section 1871.8
An insurer or self-insured employer shall provide the following notice, in both English and Spanish, to an injured worker on or with a check for...
- California Insurance Code Section 1871.9
The department shall post all of the following information on its Internet Web site for each person, as defined in Section 19, convicted of a...
- California Insurance Code Section 1872
There is created within the department the Fraud Division to enforce the provisions of Sections 549, and 550 of the Penal Code, and to administer...
- California Insurance Code Section 1872.2
For purposes of this article, "insurer" means any person who undertakes to indemnify another against loss, damage, or liability arising from a contingent or unknown...
- California Insurance Code Section 1872.3
(a) If, by its own inquiries or as a result of complaints, the Fraud Division has reason to believe that a person has engaged in,...
- California Insurance Code Section 1872.4
(a) Any company licensed to write insurance in this state that reasonably believes or knows that a fraudulent claim is being made shall, within 60...
- California Insurance Code Section 1872.45
A district attorney who files a criminal complaint pursuant to Section 549 or 550 of the Penal Code shall promptly do all of the following:...
- California Insurance Code Section 1872.5
No insurer, or the employees or agents of any insurer, shall be subject to civil liability for libel, slander, or any other relevant tort cause...
- California Insurance Code Section 1872.6
Nothing contained in this article shall: (a) Preempt the authority of other law enforcement or licensing agencies to investigate and prosecute suspected violations of law....
- California Insurance Code Section 1872.8
(a) An insurer doing business in this state shall pay an annual special purpose assessment to be determined by the commissioner, but not to exceed...
- California Insurance Code Section 1872.81
(a) In addition to the special purpose assessment imposed pursuant to Section 1872.8, an insurer doing business in this state shall pay to the commissioner...
- California Insurance Code Section 1872.83
(a) The commissioner shall ensure that the Fraud Division aggressively pursues all reported incidents of probable workers' compensation fraud, as defined in Sections 11760 and...
- California Insurance Code Section 1872.84
The commissioner shall ensure that the Fraud Division forwards to the appropriate disciplinary body, in addition to the names and supporting evidence of individuals described...
- California Insurance Code Section 1872.85
(a) Every admitted disability insurer or other entity liable for any loss due to health insurance fraud doing business in this state shall pay an...
- California Insurance Code Section 1872.86
(a) An insurer doing business in this state shall pay an annual special purpose assessment to be determined by the commissioner, not to exceed five...
- California Insurance Code Section 1872.87
(a) Each insurer required to pay special purpose assessments pursuant to Sections 1872.8, 1872.81, 1872.85, 1874.8, or subdivision (a) of Section 1872.86 may, over a...
- California Insurance Code Section 1872.9
The Fraud Division shall annually compile and report, as a part of the commissioner's annual report as required by Section 12922, the following information: (a)...
- California Insurance Code Section 1872.95
(a) Within existing resources, the Medical Board of California, the Board of Chiropractic Examiners, and the State Bar shall each designate employees to investigate and...
- California Insurance Code Section 1872.96
The commissioner shall prepare an annual report, which shall be a public record, with respect to the receipts, expenditures, and activities of the Fraud Division...
- California Insurance Code Section 1873
(a) Upon written request to an insurer by officers designated in subdivisions (a) and (b) of Section 830.1 and subdivision (a) of Section 830.2, and...
- California Insurance Code Section 1873.1
Any information acquired pursuant to this article shall not be a part of any public record. Except as otherwise provided by law, any authorized governmental...
- California Insurance Code Section 1873.2
In the absence of fraud or malice, no insurer, or any employee or agent authorized by an insurer to act on behalf of the insurer,...
- California Insurance Code Section 1873.3
(a) For purposes of this article and Article 2 (commencing with Section 1872), "insurance fraud" does not include motor vehicle theft and motor vehicle insurance...
- California Insurance Code Section 1873.4
Any or all information released or received by an authorized governmental entity pursuant to Section 1873 or 1873.1 shall be provided by that agency to...
- California Insurance Code Section 1874
This article shall be known and may be cited as the Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting Act.
- California Insurance Code Section 1874.1
The following definitions govern the construction of this article, unless the context requires otherwise: (a) "Authorized governmental agency" means the Department of the California Highway...
- California Insurance Code Section 1874.2
(a) Upon written request to an insurer by an authorized governmental agency, an insurer or agent authorized by that insurer to act on behalf of...
- California Insurance Code Section 1874.3
(a) Any information acquired pursuant to this article shall not be a part of any public record. Except as otherwise provided by law, any authorized...
- California Insurance Code Section 1874.4
In the absence of fraud or malice, no insurer, or agent authorized by an insurer to act on behalf of the insurer, and no authorized...
- California Insurance Code Section 1874.6
Every insurer shall report covered private passenger automobiles involved in theft and salvage total losses, including the vehicle identification number and any other information as...
- California Insurance Code Section 1874.8
(a) Each insurer doing business in this state shall pay an annual special assessment to be determined by the commissioner, but not to exceed fifty...
- California Insurance Code Section 1874.85
An insurer that issues automobile liability or collision policies shall inspect vehicles for which it has approved a claim for the cost of auto body...
- California Insurance Code Section 1874.86
Each insurer subject to this article shall report, at the request of the commissioner, but not more than annually, to the department on the following:...
- California Insurance Code Section 1874.87
(a) Each insurer subject to this article shall provide each insured with an Auto Body Repair Consumer Bill of Rights either at the time of...
- California Insurance Code Section 1874.90
The commissioner may declare any region of the state as an auto insurance fraud crisis area upon making a finding that auto insurance fraud is...
- California Insurance Code Section 1875
As used in this chapter: (a) "Authorized agency" means any of the following officers or agencies, or their duly authorized representatives, when investigating or prosecuting...
- California Insurance Code Section 1875.1
An authorized agency may, when there is evidence or suspicion that the crime of arson has been committed, request any insurer to release all information...
- California Insurance Code Section 1875.2
If any insurer has reason to suspect that a fire loss was caused by incendiary means, the insurer shall furnish an authorized agency with all...
- California Insurance Code Section 1875.3
An authorized agency shall notify the insurer, if known, and at the expense of the insurer, whenever it has reason to believe that a fire...
- California Insurance Code Section 1875.4
In the absence of fraud or malice, no insurer or person acting in its behalf who (a) furnishes information whether oral or written, pursuant to...
- California Insurance Code Section 1875.5
In any case in which an insurer willfully fails to comply with this article, the authorized agency may petition the superior court in an appropriate...
- California Insurance Code Section 1875.6
Any authorized agency that receives any information furnished as required by this article shall not make the information public until the time that its release...
- California Insurance Code Section 1875.8
(a) There is hereby created the Arson Information Reporting System to permit insurers, law enforcement agencies, fire investigative agencies, and district attorneys to deposit arson...
- California Insurance Code Section 1875.10
The Legislature finds and declares as follows: (a) That the business of insurance involves many transactions which have potential for abuse and illegal activities. (b)...
- California Insurance Code Section 1875.11
(a) No insurance claims analysis bureau shall conduct any operations in this state without first filing a written application with the commissioner and obtaining a...
- California Insurance Code Section 1875.12
(a) The commissioner may license an organization as an insurance claims analysis bureau if it meets the following qualifications: (1) Is a nonprofit corporation organized...
- California Insurance Code Section 1875.13
The commissioner shall license an insurance claims analysis bureau by class of claims, if an insurance claims analysis bureau makes application and is appropriately qualified,...
- California Insurance Code Section 1875.14
An insurance claims analysis bureau shall perform the following functions: (a) Collect and compile information and data from members or subscribers concerning insurance claims. (b)...
- California Insurance Code Section 1875.15
(a) A licensed insurance claims analysis bureau shall develop rules governing the kind, quality, and frequency of data reporting, which shall be binding on all...
- California Insurance Code Section 1875.16
Unless otherwise provided by law, any authorized entity which receives any information furnished pursuant to this article shall not release that information to public inspection...
- California Insurance Code Section 1875.17
On or before May 1, 1992, and on or before May 1 of each year thereafter, any licensed insurance claims analysis bureau shall file with...
- California Insurance Code Section 1875.18
(a) Every bodily injury, medical payment, or uninsured motorist claim made under a policy of automobile insurance shall be available, upon request, to law enforcement...
- California Insurance Code Section 1875.20
Every insurer admitted to do business in this state, except those otherwise exempted in this code, shall provide for the continuous operation of a unit...
- California Insurance Code Section 1875.21
Insurers may maintain the unit or division required by this article using its employees or by contracting with others for that purpose.
- California Insurance Code Section 1875.22
Insurers shall establish the unit or division required by this article no later than July 1, 1992.
- California Insurance Code Section 1875.23
For purposes of this article, "unit or division" may include the assignment of fraud investigation to employees whose principal responsibilities are the investigation and disposition...
- California Insurance Code Section 1875.24
(a) If after examination, or upon the basis of other information, the commissioner has good cause to believe that an insurer to whom the provisions...
- California Insurance Code Section 1876
Every insurer who receives a bodily injury, medical payment, or uninsured motorist claim made under a policy of automobile liability insurance defined in Section 660...
- California Insurance Code Section 1876.3
Any information acquired pursuant to this article shall not be part of any public record except as follows: Except as otherwise provided by law, any...
- California Insurance Code Section 1876.4
No insurer, or the employees or agents of any insurer, shall be subject to civil liability for libel, slander, or any other tort cause of...
- California Insurance Code Section 1876.5
As used in this article, "authorized governmental agency" and "insurer" have the same meaning as is given by Section 1874.1.
- California Insurance Code Section 1877
This article shall be known and may be cited as the Workers' Compensation Insurance Fraud Reporting Act.
- California Insurance Code Section 1877.1
The following definitions govern the construction of this article, unless the context requires otherwise: (a) "Authorized governmental agency" means the district attorney of any county,...
- California Insurance Code Section 1877.2
For the purposes of this article, "authorized governmental agency" includes, in addition to the entities listed in subdivision (a) of Section 1877.1, any licensing agency...
- California Insurance Code Section 1877.3
(a) Upon written request to an insurer or a licensed rating organization by an authorized governmental agency, an insurer, an agent authorized by that insurer,...
- California Insurance Code Section 1877.35
(a) The Public Employees' Retirement System may request information from an insurer for any specific investigation of eligibility for, and unlawful application or receipt of,...
- California Insurance Code Section 1877.4
(a) Any information acquired pursuant to this article shall not be a part of the public record. Except as otherwise provided by law, any authorized...
- California Insurance Code Section 1877.5
No insurer, agent authorized by an insurer to act on its behalf, or licensed rating organization who furnishes information, written or oral, pursuant to this...
- California Insurance Code Section 1879
The purpose of this article is to confront aggressively the problem of insurance fraud in this state by facilitating the detection of insurance fraud, eliminating...
- California Insurance Code Section 1879.1
The commissioner or his or her designated deputy commissioner may convene meetings with representatives of insurance companies to discuss specific information concerning suspected, anticipated, or...
- California Insurance Code Section 1879.2
(a) Any insurer that prints, reproduces, or furnishes a form to any person upon which that person gives notice to the insurer of a claim...
- California Insurance Code Section 1879.3
The commissioner shall appoint supervisory and investigatory personnel within the bureau. In addition, the commissioner shall assign staff counsel who are employed by the department...
- California Insurance Code Section 1879.4
(a) The Chief of the Fraud Division and those investigators designated by him or her may expend funds to conduct undercover activities, employ civilian operatives,...
- California Insurance Code Section 1879.5
(a) Any person who believes that a violation of this article has been or is being made may notify the department immediately after discovery of...
- California Insurance Code Section 1879.6
The commissioner may adopt administrative regulations as he or she deems necessary for the effective implementation of this article.
- California Insurance Code Section 1879.7
The commissioner shall report annually to the Legislature as to the activities of the department and the cost-effectiveness of the programs established pursuant to this
- California Insurance Code Section 1879.8
Nothing in this article shall be construed to preclude the applicability of any other provision of civil or criminal law that applies to any act...
- California Insurance Code Section 1880
The owner of a ship has in all cases an insurable interest in it, even when it has been chartered by one who agrees to...
- California Insurance Code Section 1881
The insurable interest of the owner of a ship hypothecated by bottomry is only the excess of its value over the amount secured by bottomry.
- California Insurance Code Section 1882
Freightage, in marine insurance, signifies all the benefit derived by the owner, either from the chartering of the ship or its employment for the carriage...
- California Insurance Code Section 1883
The owner of a ship has an insurable interest in expected freightage which he would have certainly earned but for the intervention of a peril...
- California Insurance Code Section 1884
The interest mentioned in the last section exists, in the case of a charter party, when the ship has broken ground on the chartered voyage....
- California Insurance Code Section 1885
In marine insurance, a person who has an interest in the thing from which profits are expected to proceed, has an insurable interest in the
- California Insurance Code Section 1886
The charterer of a ship has an insurable interest in it, to the extent that he is liable to be damaged by its loss.
- California Insurance Code Section 1900
In marine insurance each party is bound to communicate, in addition to what is required in the case of other insurance: (a) All the information...
- California Insurance Code Section 1901
In marine insurance, information of the belief or expectation of a third person in reference to a material fact, is material.
- California Insurance Code Section 1902
A person insured by a contract of marine insurance is presumed to have, at the time of insuring, knowledge of a prior loss, if the...
- California Insurance Code Section 1903
In marine insurance, concealment in respect to any of the following matters does not vitiate the entire contract, but merely exonerates the insurer from a...
- California Insurance Code Section 1904
In marine insurance, if a representation by the insured is intentionally false in any respect, whether material or immaterial, the insurer may rescind the entire
- California Insurance Code Section 1905
The failure of subsequent circumstances to conform to a representation as to expectation does not, in the absence of fraud, avoid marine insurance.
- California Insurance Code Section 1920
In every marine insurance upon a ship or involving transportation by ship, a warranty is implied that the ship is seaworthy.
- California Insurance Code Section 1921
A ship is seaworthy when reasonably fit to perform the services and encounter the ordinary perils of the voyage contemplated by the parties to the
- California Insurance Code Section 1922
An implied warranty of seaworthiness is complied with if the ship is seaworthy at the time of the commencement of the risk, except in the...
- California Insurance Code Section 1923
A warranty of seaworthiness extends not only to the condition of the structure of the ship itself, but also requires that it be properly laden...
- California Insurance Code Section 1924
Where any portion of the voyage contemplated by a policy differs from other portions in respect to the things requisite to make the ship seaworthy...
- California Insurance Code Section 1925
When a ship becomes unseaworthy during the voyage, an unreasonable delay in repairing the defect exonerates the insurer from liability on any loss arising from...
- California Insurance Code Section 1926
A ship may be seaworthy for the purpose of insurance upon itself and, at the same time, unseaworthy for the purpose of insurance upon the...
- California Insurance Code Section 1927
Where the nationality or neutrality of a ship or cargo is expressly warranted, it is implied that: (a) The ship will carry the requisite documents...
- California Insurance Code Section 1940
When the voyage contemplated by marine insurance is described by the places of beginning and ending, the voyage insured is one which conforms to the...
- California Insurance Code Section 1941
If the course of sailing is not fixed by mercantile usage, the voyage insured by marine insurance is that way between the places specified which,...
- California Insurance Code Section 1942
Deviation is: (a) A departure from the course of the voyage insured. (b) An unreasonable delay in pursuing the voyage. (c) The commencement of an...
- California Insurance Code Section 1943
A deviation is proper: (a) When caused by circumstances over which neither the master nor the owner of the ship has any control. (b) When...
- California Insurance Code Section 1944
Every deviation not specified in the last section is improper.
- California Insurance Code Section 1945
An insurer is not liable for any loss happening to the subject matter of marine insurance after an improper deviation.
- California Insurance Code Section 1960
A loss is either total or partial.
- California Insurance Code Section 1961
A total loss is either actual or constructive.
- California Insurance Code Section 1962
An actual total loss is caused by: (a) A total destruction of the subject matter of insurance. (b) The loss of the subject matter by...
- California Insurance Code Section 1963
A constructive total loss is one which gives to a person insured a right to abandon, under section 1971.
- California Insurance Code Section 1964
An actual loss may be presumed from the continued absence of a ship without being heard of. The length of time which is sufficient to...
- California Insurance Code Section 1965
When a ship is prevented, at an intermediate port and by the perils insured against, from completing the voyage, the master shall make every exertion...
- California Insurance Code Section 1966
In addition to the liability mentioned in Section 1965, a marine insurer is liable, up to the amount insured, for damages, expenses of discharging, storage,...
- California Insurance Code Section 1967
Upon an actual total loss, the insured is entitled to payment without notice of abandonment.
- California Insurance Code Section 1968
Where it has been agreed that an insurance upon a particular subject matter, or class of subject matter, is to be free from particular average,...
- California Insurance Code Section 1969
When insurance is confined in its terms to an actual total loss, it does not cover a constructive total loss, but it does cover any...
- California Insurance Code Section 1970
Abandonment, in marine insurance, is the act of the insured by which, after a constructive total loss, he declares the relinquishment to the insurer of...
- California Insurance Code Section 1971
In marine insurance, after abandonment of the subject matter of insurance or of any particular portion thereof which is separately valued by the policy or...
- California Insurance Code Section 1972
An abandonment can not be either partial or conditional.
- California Insurance Code Section 1973
An abandonment can be made only at a time limited by all of the following: (a) Within a reasonable time after the information of the...
- California Insurance Code Section 1974
Where the information upon which an abandonment has been made proves incorrect, or the subject matter of insurance is so far restored when the abandonment...
- California Insurance Code Section 1975
Abandonment is made by giving oral or written notice thereof to the insurer.
- California Insurance Code Section 1976
A notice of abandonment shall be explicit, and shall specify the particular cause of the abandonment, but need state only enough to show that there...
- California Insurance Code Section 1977
An abandonment can be sustained only upon the cause specified in the notice thereof.
- California Insurance Code Section 1978
An abandonment is equivalent to a transfer to the insurer of the insured's interest, with all the chances of recovery and indemnity.
- California Insurance Code Section 1979
Whenever a marine insurer pays for a loss as if it were an actual total loss, he is entitled to whatever remains of the subject...
- California Insurance Code Section 1980
Upon an abandonment, acts done subsequent to the loss and in good faith by persons who at the time were the insured's agents in respect...
- California Insurance Code Section 1981
An acceptance of an abandonment is not necessary to the rights of the insured, and is not to be presumed from the mere silence of...
- California Insurance Code Section 1982
The acceptance of an abandonment, whether express or implied, is conclusive upon the parties and admits the loss and the sufficiency of the abandonment.
- California Insurance Code Section 1983
An abandonment once made and accepted is irrevocable, unless the ground upon which it was made proves to be unfounded.
- California Insurance Code Section 1984
On an accepted abandonment of a ship, freightage earned previous to the loss belongs to the insurer of the freightage; but freightage subsequently earned belongs...
- California Insurance Code Section 1985
If an insurer refuses to accept a valid abandonment, he is liable as upon an actual total loss, after deducting from the amount of the...
- California Insurance Code Section 1986
If an insured omits to abandon, he may nevertheless recover his actual loss.
- California Insurance Code Section 1987
(a) A valuation fraudulent in fact entitles a marine insurer to rescind the contract. (b) When the subject matter has been hypothecated by bottomry or...
- California Insurance Code Section 1988
In a case of partial loss, a marine insurer is liable only for such proportion of the amount insured by him as the loss bears...
- California Insurance Code Section 1989
Where profits are separately insured in marine insurance, in case of loss the insured is entitled to recover that proportion of such profits which the...
- California Insurance Code Section 1990
In case of a valued policy of marine insurance on freightage or cargo, if only a part of the subject matter is exposed to risk,...
- California Insurance Code Section 1991
When profits are valued and insured by marine insurance, a loss of them is conclusively presumed from a loss of the property out of which...
- California Insurance Code Section 1992
In estimating a loss under an open policy of marine insurance, the following rules are to be observed: (a) The value of a ship is...
- California Insurance Code Section 1993
If cargo insured against partial loss arrives at the port of destination in a damaged condition, the loss of the insured is computed as follows:...
- California Insurance Code Section 1994
A marine insurer is liable for all the expense attendant upon a loss which forces the ship into port to be repaired. Where it is...
- California Insurance Code Section 1995
In marine insurance, when an insured is required to make a contribution in respect to the subject matter of insurance toward a general average loss,...
- California Insurance Code Section 1996
In marine insurance, where an insured has a demand against others for contribution, he may claim the whole loss from the insurer, subrogating the insurer...
- California Insurance Code Section 1997
In the case of a partial loss of a ship or its equipments, the old materials are to be applied towards payment for the new....
- California Insurance Code Section 2010
The provisions of Sections 481, 800, 801, 802, 803, and 804 shall not apply to ocean marine insurance as defined in Section 481.
- California Insurance Code Section 2030
An insurer is entitled to rescind a contract of fire insurance upon an alteration in the use or condition of the subject matter insured from...
- California Insurance Code Section 2031
When a contract of fire insurance does not restrict use or condition of insured subject matter, such contract is not affected by an alteration in...
- California Insurance Code Section 2032
After the execution of a contract of fire insurance, an act of the insured does not affect the contract unless the act violates policy provisions,...
- California Insurance Code Section 2050
The effect of a valuation in a fire policy is the same as in a marine policy.
- California Insurance Code Section 2051
(a) Under an open policy, the measure of indemnity in fire insurance is the expense to the insured of replacing the thing lost or injured...
- California Insurance Code Section 2051.5
(a) Under an open policy that requires payment of the replacement cost for a loss, the measure of indemnity is the amount that it would...
- California Insurance Code Section 2052
Whenever the insured desires to have a valuation named in his policy insuring any building or structure against fire, he may require such building or...
- California Insurance Code Section 2053
A clause shall be inserted in such a valued policy, stating substantially that the value of the insured's interest in the insured building or structure...
- California Insurance Code Section 2054
In the absence of any change increasing the risk without the consent of the insurer or of fraud on the part of the insured, and...
- California Insurance Code Section 2055
Except as provided by section 2056, the insurer shall not be required to pay more than the amount stated in such a valued policy.
- California Insurance Code Section 2056
Stipulations in a valued policy concerning the repairing, rebuilding or replacing of buildings or structures wholly or partially damaged or destroyed shall prevail over the...
- California Insurance Code Section 2057
Under a contract of fire insurance, payment to the insured shall be made within 30 days after the amount of the loss and the liability...
- California Insurance Code Section 2058
Notwithstanding any other provision of law, if a loss arising out of fire is rebuilt or replaced, an insured covered by a valued policy shall...
- California Insurance Code Section 2060
In the event of a loss under a homeowners' insurance policy for which the insured has made a claim for additional living expenses, the insurer...
- California Insurance Code Section 2070
All fire policies on subject matter in California shall be on the standard form, and, except as provided by this article shall not contain additions...
- California Insurance Code Section 2070.1
(a) Any insurer whose insured has made a claim under his or her residential fire or property insurance policy for loss due, in whole or...
- California Insurance Code Section 2071
(a) The following is adopted as the standard form of fire insurance policy for this state: California Standard Form Fire Insurance Policy No. [Space for...
- California Insurance Code Section 2071.1
(a) This section applies to an examination of an insured under oath pursuant to Section 2071 labeled "Requirements in case loss occurs" and other relevant...
- California Insurance Code Section 2072
The policy is not required to be used for reinsurance between insurers.
- California Insurance Code Section 2073
The policy shall be plainly printed. The type shall not be smaller than eight-point and in a style not less legible than Century and subheads...
- California Insurance Code Section 2074
Either the blanks in the standard form or those in an endorsement attached thereto shall be appropriately filled. The first page of the policy or...
- California Insurance Code Section 2074.5
In lieu of showing the term of coverage in the form set forth in Section 2071, the standard form policy may show the term in...
- California Insurance Code Section 2074.6
In lieu of showing the attestation clause and official signatures in the form as set forth in Section 2071, the standard form policy may show,...
- California Insurance Code Section 2074.7
Notwithstanding the provisions of Section 2071 granting the right to both insured and insurer to cancel a policy of insurance, or the provisions of any...
- California Insurance Code Section 2074.8
Notwithstanding any of the other provisions of Sections 2071 and 6010, those paragraphs in Sections 2071 and 6010 captioned "Cancellation of policy" may, in any...
- California Insurance Code Section 2074.9
During such time as countersignatures are not required by law, the provisions of Section 2071 requiring policies to make provision for countersignatures shall not be...
- California Insurance Code Section 2075
By special agreement indorsed on the policy or added thereto, the provisions regarding appraisement or apportionment of loss may be waived and the valuations of...
- California Insurance Code Section 2076
The insurer may add to the standard form any matter relating to its financial condition, directors, officers, shareholders and history, and the address of its...
- California Insurance Code Section 2077
The insurer may add to the standard form, in red ink, any provisions required or permitted in its policies by the State or country of...
- California Insurance Code Section 2078
There may be added to the standard form, clauses providing for and defining the rights, duties and obligations of mortgagees, assignees and other parties having...
- California Insurance Code Section 2079
Clauses may be added to the standard form: (a) Covering subject matter and risks not otherwise covered; provided that clauses covering loss or damage caused...
- California Insurance Code Section 2080
Except as otherwise provided in this article, clauses imposing specified duties and obligations upon the insured and limiting the liability of the insurer may be...
- California Insurance Code Section 2081
Whenever a clause is inserted, or rider attached, affecting the standard form liability of the insurer for loss or damage by fire occasioned either directly...
- California Insurance Code Section 2082
Any insurers, other than corporations, issuing policies on subject matter in California, shall use the standard form, changing only such words as refer to the...
- California Insurance Code Section 2082.5
Where an insurer has no president or secretary in the United States, the facsimile signature on the standard form may be that of its principal...
- California Insurance Code Section 2083
It is a misdemeanor for any insurer or any agent to countersign or issue a fire policy covering in whole or in part property in...
- California Insurance Code Section 2084
(a) After a covered loss under a policy covered by Section 2071, an insurer shall provide to the insured, free of charge, a complete, current...
- California Insurance Code Section 4010
A "mutual" insurer is an insurance corporation without capital stock owned by its policyholders collectively, who have the right to vote in the election of...
- California Insurance Code Section 4011
The provisions of Section 36 shall apply to domestic mutual insurers as well as foreign mutual insurers.
- California Insurance Code Section 4012
Domestic mutual insurers, incorporating or qualifying to transact any or all of the classes of insurance designated in Sections 100 through 123 and 700. 01,...
- California Insurance Code Section 4013
(a) Each policyholder of a domestic mutual insurer, other than the holder of a reinsurance contract, is a member of the insurer during the policy...
- California Insurance Code Section 4014
Any person, government or governmental agency, state or political subdivision thereof, public or private corporation, board, association, estate, trustee or fiduciary may be a policyholder...
- California Insurance Code Section 4015
With respect to the management, records, and affairs of a domestic mutual insurer qualified to transact any or all of the classes of insurance designated...
- California Insurance Code Section 4016
Each member of a domestic mutual insurer is entitled to one vote upon each matter coming to a vote at meetings of members.
- California Insurance Code Section 4016.1
Notice of all meetings of members whether annual or special shall be given in writing to the members entitled to vote by the secretary, or...
- California Insurance Code Section 4016.2
(a) The presence in person or by proxy of 5 percent of the members of a domestic mutual insurer entitled to vote at any meeting...
- California Insurance Code Section 4017
A member shall have the right to vote in person or by his written proxy filed with the corporate secretary not less than five days...
- California Insurance Code Section 4018
No member's vote upon any proposal to divest the insurer of its business or assets, or the major part thereof, shall be registered or taken...
- California Insurance Code Section 4019
This chapter does not apply to a mutual insurer that has converted to a mutual legal reserve insurer pursuant to former Chapter 9 (commencing with...
- California Insurance Code Section 4020
The affairs of every domestic mutual insurer shall be managed by a board of directors consisting of not less than 5 directors nor more than...
- California Insurance Code Section 4021
Directors shall be elected by the members of a domestic mutual insurer at the annual meeting of members. Directors may be elected for terms of...
- California Insurance Code Section 4022
A director of a mutual insurer shall be a policyholder thereof.
- California Insurance Code Section 4023
As to an insurer operating as an authorized insurer only in the State of California, a majority of the members of the insurer's board of...
- California Insurance Code Section 4030
No domestic mutual insurer shall hereafter make any contract whereby any person is granted or is to enjoy in fact the management of the insurer...
- California Insurance Code Section 4031
Any such contract shall provide that any such manager or producer of its business shall within 90 days after expiration of each calendar year furnish...
- California Insurance Code Section 4032
The commissioner shall disapprove any such contract if he finds that it: (a) Subjects the insurer to excessive charges; or (b) Is to extend for...
- California Insurance Code Section 4033
The commissioner may, after a hearing held thereon, withdraw his approval of any such contract theretofore approved by him, if he finds that the bases...
- California Insurance Code Section 4034
The holder of any such contract described in this Article shall be subject to examination by the commissioner pursuant to Article 4 (beginning with Section...
- California Insurance Code Section 4040
A mutual insurer may borrow money to defray the expenses of its organization, provide it with surplus funds, or for any purpose of its business,...
- California Insurance Code Section 4042
The issuance of any document evidencing any such loan shall require the commissioner's securities permit under Article 8 of Chapter 1, Part 2, Division 1...
- California Insurance Code Section 4044
This section shall not apply to loans obtained by the insurer in ordinary course of business from banks and other financial institutions, nor to loans...
- California Insurance Code Section 4050
The directors of a domestic mutual insurer may from time to time apportion and pay or credit to its members dividends only out of that...
- California Insurance Code Section 4051
A dividend otherwise proper may be payable out of such savings, earnings, and gains even though the insurer's total surplus is then less than the...
- California Insurance Code Section 4052
The payment of any such dividends on a workmen's compensation policy shall be subject to the provisions of Section 11738 and for that purpose a...
- California Insurance Code Section 4060
A domestic mutual insurer while maintaining unimpaired surplus funds not less in amount than one and one-half times the minimum paid-in capital stock required of...
- California Insurance Code Section 4061
The commissioner shall not authorize a domestic insurer to extinguish the contingent liability of any of its members or in any of its policies to...
- California Insurance Code Section 4062
A foreign or alien mutual insurer may issue nonassessable policies to its members in this State pursuant to its charter and the laws of its
- California Insurance Code Section 4063
The commissioner shall revoke the certificate of a domestic mutual insurer to issue policies without contingent liability if (a) At any time the insurer's assets...
- California Insurance Code Section 4064
During the absence of such certificate the insurer shall not issue any policy without providing therein for the contingent liability of the policyholder, nor renew...
- California Insurance Code Section 4070
Such an insurer is insolvent if its surplus becomes less than the amount of paid-in capital required of a capital stock company to qualify to...
- California Insurance Code Section 4080
Such an insurer shall be subject to all the provisions of this code and all the applicable rules and regulations of the commissioner. Such code...
- California Insurance Code Section 4081
Any county mutual fire insurer, or two or more such insurers, may merge into a general mutual insurer described in this chapter by following the...
- California Insurance Code Section 4090
By following the procedure specified in this article, any domestic mutual insurer described in this article may merge, consolidate, or otherwise unite with or become...
- California Insurance Code Section 4091
The plan and agreement by which any such transaction is to be effected shall be approved by a resolution of the majority of the board...
- California Insurance Code Section 4092
When any such plan and agreement shall have been approved by the commissioner, with any changes required by him, the same shall be approved in...
- California Insurance Code Section 4093
If the vote is in the affirmative, a certified copy of all proceedings relating to the proposed transaction shall be filed with the commissioner. If...
- California Insurance Code Section 4094
Any plan of merger, consolidation, or other unification under this article shall provide that all rights and properties of the parties to the plan of...
- California Insurance Code Section 4095
In the event a mutual insurer is merged, consolidated, or part of a reorganization under the procedures specified in this article, and the surviving, consolidated,...
- California Insurance Code Section 4096
In the event a domestic mutual insurer is merged, consolidated, or a part of a reorganization under the procedures specified in this article, and the...
- California Insurance Code Section 4097
(a) A domestic incorporated medical malpractice mutual insurer, issuing nonassessable policies on a reserve basis may be converted into an incorporated stock insurer issuing, on...
- California Insurance Code Section 4097.01
The definitions in this section apply to the following terms when used in this article. (a) "Adoption date" means the date the board of directors...
- California Insurance Code Section 4097.02
The plan of conversion shall include appropriate proceedings for amending the mutual company's articles of incorporation to give effect to the conversion from a nonstock...
- California Insurance Code Section 4097.03
For the conversion of a medical malpractice mutual insurer, the plan of conversion shall provide for either a demutualization in compliance with Section 4097.04 or...
- California Insurance Code Section 4097.04
For the demutualization of a mutual insurer into a stock insurer or for the demutualization of a mutual holding company into a stock corporation, the...
- California Insurance Code Section 4097.05
A plan of conversion adopted by a medical malpractice mutual insurer to establish a mutual holding company shall provide that the medical malpractice mutual insurer...
- California Insurance Code Section 4097.06
(a) The commissioner shall examine the plan submitted pursuant to subdivision (b) of Section 4097.02. If the plan provides for the establishment of a mutual...
- California Insurance Code Section 4097.07
The meeting of members prescribed by subdivision (c) of Section 4097.02 shall be called by the board of directors, the chairperson of the board, or...
- California Insurance Code Section 4097.08
Nothing in this article shall be deemed to prohibit the inclusion in the plan of conversion of provisions under which the insurer's officers, directors, employees,...
- California Insurance Code Section 4097.09
No director, officer, agent, or employee of the mutual company shall receive any fee, commission, or other valuable consideration whatsoever, other than regular salary and...
- California Insurance Code Section 4097.10
At any time before that plan of conversion becomes effective as provided in Section 4097.11, the mutual company may, by resolution of at least two-thirds...
- California Insurance Code Section 4097.11
(a) Upon consent by the commissioner to the plan of conversion of a mutual insurer and filing of the plan of conversion in accordance with...
- California Insurance Code Section 4097.12
(a) Upon the effective date of a plan of conversion in accordance with Section 4097.05, the mutual insurer immediately becomes a stock corporation, the membership...
- California Insurance Code Section 4097.13
Prior to, and for a period of five years following, the effective date of the plan of conversion, no person or group of persons acting...
- California Insurance Code Section 4097.14
Unless otherwise provided in the plan of conversion, the directors and officers of the mutual company shall serve as directors and officers of the converted...
- California Insurance Code Section 4097.15
(a) Notwithstanding any other provision of law and except as otherwise provided in subdivision (b), actions concerning any plan of conversion, proposed plan of conversion,...
- California Insurance Code Section 4097.16
The offer or sale of securities, including any debt securities, issued pursuant to the plan of conversion developed and approved in accordance with the provisions...
- California Insurance Code Section 4097.17
The commissioner shall have the authority from time to time, to make, amend, and rescind any rules and regulations as may be necessary to carry...
- California Insurance Code Section 4097.18
Upon completion of the act of conversion and issuance of the certificate of authority under Section 4097.11, the Secretary of State shall accept for filing...
- California Insurance Code Section 4097.19
(a) The amended articles of incorporation of a converted company that have been adopted pursuant to a plan of conversion and filed with the Secretary...
- California Insurance Code Section 4097.20
If the name of a mutual insurer converting to a stock insurer pursuant to this article includes the word "mutual," the new stock insurer may...
- California Insurance Code Section 5050
Two hundred fifty (250) or more persons residing in one county of this State may incorporate for the purpose of forming a mutual fire insurer...
- California Insurance Code Section 5050.1
If such persons have not performed all acts and secured all agreements necessary to complete the incorporation of such insurer within one year from the...
- California Insurance Code Section 5050.5
Any county mutual fire insurer heretofore or hereafter incorporated and doing business under the provisions of this chapter may, if it has issued an insurance...
- California Insurance Code Section 5051
Upon the payment in advance of two thousand nine hundred fifty dollars ($2,950) cash, lawful money of the United States, to the commissioner for all...
- California Insurance Code Section 5052
The commissioner shall examine the proposed articles of incorporation. If they conform to this chapter he shall deliver to such persons a certificate permitting them...
- California Insurance Code Section 5053
The duly executed articles of incorporation and a copy of the certificate of the commissioner shall be filed with the Secretary of State in conformity...
- California Insurance Code Section 5054
The articles of incorporation and certificate obtained by any county mutual fire insurer operating under the provisions of this chapter are subject to control and...
- California Insurance Code Section 5055
The by-laws and all amendments thereto shall be filed with the commissioner within sixty days after their adoption.
- California Insurance Code Section 5056
Such insurer shall have not less than seven, nor more than 11 directors, a majority of whom shall constitute a quorum to do business. The...
- California Insurance Code Section 5057
The annual meeting of the members of the insurer shall be held on the second Monday of February of each year, unless its board of...
- California Insurance Code Section 5058
In the election of the first board of directors each member shall be entitled to one vote. At every subsequent election each member shall be...
- California Insurance Code Section 5059
A member may cast his votes in person or by proxy, distributing them among the directors to be elected, or among a less number of...
- California Insurance Code Section 5060
The directors shall elect, from their own number, a president and a vice president. They shall also elect a treasurer and a secretary, who need...
- California Insurance Code Section 5061
The treasurer and secretary shall give bonds to the insurer for the faithful performance of their duties, in such amounts as are prescribed by the...
- California Insurance Code Section 5062
No incorporators or persons acting in their behalf or other persons participating in the management of such insurer shall advance to or for the subscribers...
- California Insurance Code Section 5063
No such insurer may enter into any general agency or management contract whereby it authorizes or delegates to a person the right to assume virtual...
- California Insurance Code Section 5080
Such insurer and its directors possess the usual powers, and are subject to the usual duties of corporations and directors.
- California Insurance Code Section 5081
Such insurer may accumulate such surplus as its directors deem desirable for meeting contingencies, to cover the catastrophe hazard, and for general corporate purposes.
- California Insurance Code Section 5090
Any person having an insurable interest in property in the county in which any such insurer is formed or any person having such an interest...
- California Insurance Code Section 5090.2
Not more than one person licensed as an insurance agent, broker or solicitor, or who is a member of an association or partnership or a...
- California Insurance Code Section 5091
Any member of such insurer may commence to withdraw therefrom by surrendering his policy for cancellation, and by giving notice in writing to the secretary...
- California Insurance Code Section 5092
The withdrawal may be completed by paying the member's share, if any, under the terms of his policy, of all claims that exist against the...
- California Insurance Code Section 5093
The insurer may cancel any policy by giving the insured 20 days' written notice of cancellation with or without tender of the excess of paid...
- California Insurance Code Section 5094
In case of cancellation by the insurer it shall also notify in the same manner any holder of a mortgage whose name appears, either on...
- California Insurance Code Section 6010
(a) The following is adopted as the standard form of county mutual fire insurer's policy for this state: CALIFORNIA STANDARD FORM OF COUNTY FIRE INSURANCE...
- California Insurance Code Section 6010.5
The policy is not required to be used for reinsurance between insurers.
- California Insurance Code Section 6011
Either the blanks in the standard form or those in an endorsement attached thereto shall be appropriately filled. The first page of the policy or...
- California Insurance Code Section 6011.5
In lieu of showing the term of coverage in the form set forth in Section 6010, the standard form policy may show the term in...
- California Insurance Code Section 6011.6
In lieu of the attestation clause and official signatures in the form as set forth in Section 6010, the standard form policy may show, immediately...
- California Insurance Code Section 6012
By special agreement indorsed on the policy or added thereto, the provisions regarding appraisement or apportionment of loss may be waived and the valuations of...
- California Insurance Code Section 6013
The standard form of policy shall be plainly printed. The type shall not be smaller than eight-point and in a style not less legible than...
- California Insurance Code Section 6014
All county mutual fire insurance policies on subject matter in this State shall be on the county mutual standard form and, except as provided by...
- California Insurance Code Section 6015
The insurer may add to the policy any matter relating to its financial condition, directors, officers, members and history, and the address of its home...
- California Insurance Code Section 6016
Clauses may be added to the policy providing for and defining the rights, duties and obligations of mortgagees, assignees, and other parties having an interest...
- California Insurance Code Section 6017
Insurers authorized to limit or eliminate their assessment liability in accordance with the terms of this chapter may make such changes in the standard form...
- California Insurance Code Section 6017.5
Insurers authorized to eliminate their assessment liability in accordance with the terms of this chapter may use the California standard form insurance policy in lieu...
- California Insurance Code Section 6018
No clause shall be inserted nor rider attached affecting the standard form liability of the insurer for loss or damage by fire occasioned either directly...
- California Insurance Code Section 6019
Clauses may be added to the policy: (a) Covering property and risks not otherwise covered; provided that clauses covering loss or damage caused by nuclear...
- California Insurance Code Section 6020
Except as otherwise provided by this article, clauses may be attached, by separate riders in type larger than pica or in capital letters measuring not...
- California Insurance Code Section 6021
It is a misdemeanor for any insurer or its agent to countersign or issue a county mutual fire insurance policy covering in whole or part...
- California Insurance Code Section 6040
Such insurer may issue policies on dwellings, schoolhouses, churches, fraternal or lodge halls, community, creamery, or farm buildings and property contained in or on such...
- California Insurance Code Section 6040.5
Insurers authorized to eliminate their assessment liability in accordance with the terms of this chapter (commencing with Section 5050) shall not be restricted as to...
- California Insurance Code Section 6041
Insurance permitted by this chapter upon personal property owned by the insured, including automobiles and livestock, shall continue in full force and effect during the...
- California Insurance Code Section 6042
Policies may be executed for any time not exceeding five years and not extending beyond the time limited for the existence of the insurer.
- California Insurance Code Section 6043
All members of such an insurer shall agree in writing to pay their pro rata share to the insurer of the necessary expense and loss...
- California Insurance Code Section 6044
All such insurers shall classify the subject matter insured by them at the time of issuing policies thereon. Such classification shall be under rates corresponding...
- California Insurance Code Section 6045
For the purpose of this chapter: (a) "A city or town block" is an area of not more than one hundred sixty thousand square feet...
- California Insurance Code Section 6047
Except as provided in this section, such insurer shall not issue policies to an amount in excess of six thousand dollars ($6,000) on any one...
- California Insurance Code Section 6048
Except as provided in Section 6041 such insurer shall insure only property within the limits of the county wherein it is organized, or in a...
- California Insurance Code Section 6049
Such an insurer shall not assume any risks on property situated within any one block of a closely built-up district or of territory within the...
- California Insurance Code Section 6050
Where the amount of insurance in policies already written equals the amount limited by the provisions of this article, no additional insurance shall be written...
- California Insurance Code Section 6070
Any such insurer may accept reinsurance under any agreement for reinsurance between two or more county mutual fire insurers or from any authorized insurer the...
- California Insurance Code Section 6071
Any such insurer may cede reinsurance provided the amount retained by the originating insurer shall be not less than 10 percent nor less than five...
- California Insurance Code Section 6072
The restrictions imposed by this chapter upon any insurer as to original insurance shall apply to reinsurance written by it.
- California Insurance Code Section 6090
Every member of such insurer who sustains loss by any hazard covered by his policy shall immediately notify the insurer in accordance with the terms...
- California Insurance Code Section 6091
An action may be brought and maintained against any such insurer by its members to recover for losses insured against by the insurer, if payment...
- California Insurance Code Section 7010
When any loss exceeds in amount the cash funds of the insurer and also exceeds one-eighth of one per cent of the total amount of...
- California Insurance Code Section 7011
Upon being convened for the purpose, the directors shall make an assessment upon all of the property insured in the insurer. Such assessment shall be...
- California Insurance Code Section 7012
When the amount of such loss does not exceed one-eighth of one per cent of the total amount of insurance in force in the insurer,...
- California Insurance Code Section 7013
The term of any such loan shall not be greater than twelve months nor shall the date of maturity be in excess of thirty days...
- California Insurance Code Section 7014
The board of directors may at its annual meeting levy an assessment not to exceed twenty-five cents on the $100 of the first class of...
- California Insurance Code Section 7015
(a) No assessment or assessments may be levied upon any policy in excess of three times the amount of the premium named therein. The liability...
- California Insurance Code Section 7015.5
The commissioner shall charge and collect in advance a fee of seventy-four dollars ($74) for issuing a certificate under this article, or for reissuing and...
- California Insurance Code Section 7016
The secretary, whenever such an assessment is made, shall immediately notify every policyholder in such insurer either personally, by agent, or by letter directed to...
- California Insurance Code Section 7017
The insurer may bring an action against any member who neglects or refuses to pay an assessment made upon him under the provisions of this...
- California Insurance Code Section 7018
A director of any such insurer who wilfully refuses or neglects to perform the duties imposed upon him by law or by the insurer's by-laws...
- California Insurance Code Section 7030
The secretary shall prepare an annual statement, showing the condition of such insurer on December thirty-first preceding the annual meeting. He shall present the statement...
- California Insurance Code Section 7031
The president and secretary shall, on or before the first day of March of each year, prepare, under oath, and transmit to the commissioner a...
- California Insurance Code Section 7040
Notwithstanding the provisions of Section 900 of the Corporations Code, any two or more of such insurers may merge. The plan and agreement by which...
- California Insurance Code Section 7041
When any such plan and agreement shall have been approved by the commissioner, with changes, if any required by him, the same shall be approved...
- California Insurance Code Section 7042
If the vote is in the affirmative a certified copy of all proceedings relating to the proposed merger shall be filed with the commissioner. If...
- California Insurance Code Section 7043
After any merger made under the provisions of this article shall have been completed, the surviving corporation shall be deemed, for the purpose of the...
- California Insurance Code Section 7044
Any plan of merger under this article shall provide that all rights and properties of the parties to the plan of merger shall accrue to...
- California Insurance Code Section 7044.5
Any one or more county mutual fire insurers, by following the procedure of this article, may merge into a general mutual insurer described in Chapter...
- California Insurance Code Section 7045
The board of directors of any county mutual fire insurer that desires to commence proceedings for transformation of such insurer to a general mutual insurer...
- California Insurance Code Section 7046
After the commissioner has granted tentative approval of any such application, a county mutual fire insurer that shall meet the financial requirements applicable to other...
- California Insurance Code Section 7047
The meeting called for the purpose of transformation, shall be preceded by a written or printed notice of the meeting and its purpose addressed to...
- California Insurance Code Section 7048
Such corporation shall be a continuance of the original corporation by the same name or by any other name approved by the commissioner. Such transformation,...
- California Insurance Code Section 7049
After the policyholders have elected such a transformation a county mutual insurer shall submit to the insurance commissioner for final approval of the transformation a...
- California Insurance Code Section 7050
Any such insurer may be proceeded against and dissolved in the same manner and upon the same conditions as in the case of other domestic...
- California Insurance Code Section 7060
The provisions of subdivision (f) of Section 381 and the provisions of Sections 382, 383, 384, 750, 751, 752, 753, 754, 755, 756, 757, 758,...
- California Insurance Code Section 7080
Five or more insurers, operating under Chapter 5 of this part and having insurance liabilities exceeding a total of $150,000 which they wish to reinsure,...
- California Insurance Code Section 7081
Upon payment in advance of two hundred fifty dollars ($250) cash, lawful money of the United States, to the commissioner for all services to be...
- California Insurance Code Section 7082
The declaration shall be signed by the president and secretary of each of the incorporators. It shall be accompanied by a certified copy of a...
- California Insurance Code Section 7083
The articles shall be executed by each incorporator through its president or secretary, each signature being acknowledged as required by the general corporation law.
- California Insurance Code Section 7084
The commissioner shall examine the proposed articles of incorporation, and if they conform to this chapter, he shall deliver to such incorporators a certificate permitting...
- California Insurance Code Section 7085
Upon filing with the Secretary of State of the articles of incorporation and the certificate provided for in Section 7084, the incorporation of the reinsurer...
- California Insurance Code Section 7086
Three delegates shall be elected by each member at its regular annual meeting to represent it at all meetings of the reinsurer.
- California Insurance Code Section 7087
The delegates shall be elected by ballot and shall hold office for one year, or until their successors have been elected and qualified.
- California Insurance Code Section 7088
The annual meeting of the members of the reinsurer shall be held on the third Monday in February of each year.
- California Insurance Code Section 7089
At such meeting one director shall be elected from the delegates of each member so that the number of directors is equal to the number...
- California Insurance Code Section 7090
In the election of the first board of directors each member insurer shall be entitled to one vote. At every subsequent election, each delegate from...
- California Insurance Code Section 7091
The directors of the reinsurer shall elect from their own number a president, a vice president, and an executive committee of three. They shall also...
- California Insurance Code Section 7092
The directors and all of such officers shall hold office for one year from the date of their election, and until their successors are elected...
- California Insurance Code Section 7093
The treasurer and secretary shall give bonds to the reinsurer in such amounts as are prescribed by the board of directors, conditioned upon the faithful...
- California Insurance Code Section 8010
Upon organizing under its articles of incorporation, such reinsurer may carry on a fire reinsurance business as provided by this chapter.
- California Insurance Code Section 8011
Such reinsurer and its directors shall possess such of the usual powers, and be subject to such of the usual duties of corporations and directors...
- California Insurance Code Section 8030
Any county mutual fire insurer in this State may become a member of such a reinsurer and entitled to all the rights and privileges appertaining
- California Insurance Code Section 8031
County mutual fire insurers, upon becoming members of such reinsurer, shall give it their written obligation binding themselves and their successors to pay their pro...
- California Insurance Code Section 8050
Restrictions on risks as to "distances," "city or town block," "closely built up district," "one risk," and "clear space," in chapter 5 of this part...
- California Insurance Code Section 8051
All such reinsurers shall classify the reinsured subject matter at the time of issuing policies thereon, under rates corresponding as nearly as practicable to the...
- California Insurance Code Section 8052
Such reinsurer may write reinsurance on property which is located in this State and which is insured in any member insurer.
- California Insurance Code Section 8053
Such reinsurer shall not at any time write reinsurance, subject to one risk, in excess of five per cent of the total amount of reinsurance...
- California Insurance Code Section 8070
A member of such reinsurer, upon sustaining loss covered by reinsurance, shall immediately notify the president or secretary, stating the amount of loss.
- California Insurance Code Section 8071
The president and secretary shall proceed to ascertain the amount of such loss and make adjustment.
- California Insurance Code Section 8072
If the claim is for more than five thousand dollars ($5,000), the secretary shall forthwith notify each member of the executive committee. At each regular...
- California Insurance Code Section 8073
If in any case there is a failure of the parties to agree upon the amount of such loss they may submit the question of...
- California Insurance Code Section 8074
If the two arbitrators thus appointed fail to agree upon the amount of such loss, they shall select a third disinterested person to act with
- California Insurance Code Section 8075
Such arbitrators so appointed may examine witnesses and do all other things necessary to the proper determination of the amount of loss sustained by the
- California Insurance Code Section 8076
The arbitrators shall make their award in writing to the president of the reinsurer and to the member. Such award shall be final as to...
- California Insurance Code Section 8077
The pay of each arbitrator shall be five dollars per day for each day's services rendered, and five cents for each mile necessarily traveled in...
- California Insurance Code Section 8078
The president and secretary of the reinsurer may secure the services of an adjuster to represent it on any loss, subject to confirmation by its...
- California Insurance Code Section 8090
When the amount of any ascertained loss exceeds the cash funds of the reinsurer and also exceeds one-eighth of one per cent of the total...
- California Insurance Code Section 8091
When the amount of such loss does not exceed one-eighth of one per cent of the total amount of insurance in force in the reinsurer,...
- California Insurance Code Section 8092
The term of such loan shall not be longer than twelve months, and the date of maturity shall not be more than thirty days beyond...
- California Insurance Code Section 8093
The board of directors may at their annual meeting levy an assessment not exceeding twenty-five cents on the $100 of reinsurance. The sum so raised...
- California Insurance Code Section 8094
Whenever an assessment is made, the secretary shall immediately notify every member by registered letter addressed to the secretary of the member at its usual...
- California Insurance Code Section 8095
An action may be brought against any member of such reinsurer that neglects or refuses to pay the liabilities due such reinsurer.
- California Insurance Code Section 8096
The directors of any such reinsurer who wilfully refuse or neglect to perform the duties imposed upon them by law or by the by-laws of...
- California Insurance Code Section 8097
An action may also be brought and maintained against any such reinsurer by members thereof to recover sums owing them for losses sustained when payment...
- California Insurance Code Section 9010
Any member of such reinsurer may cancel any policy of reinsurance at any time while the reinsurer continues its reinsurance business.
- California Insurance Code Section 9011
The cancellation may be accomplished only by complying with all of the following requirements: (a) Surrender of policy for cancellation. (b) Giving ten days' notice...
- California Insurance Code Section 9012
The reinsurer may cancel or terminate any policy by giving the member ten days' written notice and returning to it any excess of premium paid...
- California Insurance Code Section 9030
The secretary shall prepare an annual statement, showing the condition of such reinsurer on December thirty-first and a supplemental report of the business of the...
- California Insurance Code Section 9031
The president and secretary shall, on or before the first day of March of each year, prepare under oath, and transmit to the commissioner, a...
- California Insurance Code Section 9050
Any such reinsurer may be proceeded against and dissolved in the same manner and upon the same conditions as in the case of other domestic
- California Insurance Code Section 9060
The provisions of Sections 980, 981, 982, 983, 984, 985, 986, 987, 988, 989, 990, 991, 992, and 993 shall not apply to county mutual...
- California Insurance Code Section 9080
Except as provided by this chapter, an association organized and operating on or before January 1, 1947, under this chapter is not governed by the...
- California Insurance Code Section 9080.1
On and after January 1, 1954, no association shall transact insurance under this chapter unless it has theretofore received and continues to hold a certificate...
- California Insurance Code Section 9080.3
Any religious organization engaged in the business of writing fire insurance solely for its members and its churches on the effective date of this section,...
- California Insurance Code Section 9081
Secret fraternal societies, having lodges, councils or granges in this State, conducting their business and securing their membership on the lodge, council or grange system...
- California Insurance Code Section 9082
Such association shall be formed by filing a certificate in the office of the Secretary of State and a like certificate in the office of...
- California Insurance Code Section 9083
The officers of the association shall be members of the association, having property insured therein.
- California Insurance Code Section 9084
Such an association may insure the property of its members against loss or damage by fire for an amount not exceeding ten thousand dollars ($10,000)...
- California Insurance Code Section 9084.5
Such association shall not write insurance in excess of ten thousand dollars ($10,000) on any one risk nor in excess of sixty thousand dollars ($60,000)...
- California Insurance Code Section 9085
A risk shall not be written by such association except for members in good standing on the books of the society forming the association. A...
- California Insurance Code Section 9086
All such associations shall classify the property insured by them at the time of issuing policies on such property. The classification shall be under different...
- California Insurance Code Section 9087
No property within the corporate limits of any city or town shall be insured except dwellings and the contents thereof, grange halls and the contents...
- California Insurance Code Section 9087.5
Section 9087 is not applicable to insurance covering an insurable interest of a member in property which was insured by the association prior to the...
- California Insurance Code Section 9088
Such association shall provide in its by-laws for the ascertainment of loss or damage by fire, and for the payment thereof.
- California Insurance Code Section 9089
Such association by and in its own name may: (a) Sue and be sued. (b) Loan such funds as it has on hand in such...
- California Insurance Code Section 9090
Such association creates a mutual agreement of its members to participate in each other's loss by fire.
- California Insurance Code Section 9091
Every insured shall give to the association a written instrument binding him to pay his share, proportioned to his insurance in the association, of the...
- California Insurance Code Section 9092
Persons insuring property with the association shall, at the time of effecting the insurance, pay such a percentage in cash, and such other charges, as...
- California Insurance Code Section 9093
Policies of the association may be canceled by either party thereto. In such case settlement or adjustment shall be made in accordance with the terms...
- California Insurance Code Section 9094
The secretary of each such association shall prepare an annual statement showing the financial condition of the association, including a statement of all assets and...
- California Insurance Code Section 9095
An association may, if it has issued an insurance policy against fire, endorse that policy to extend the coverage thereof to include loss or damage...
- California Insurance Code Section 9096
An association certificated under this chapter is hereby declared to be a charitable and benevolent institution, and all of its funds shall be exempt from...
- California Insurance Code Section 9097
An association or organization certified under this chapter may reinsure all of its policies with, and, upon the assumption of all of its liabilities, may...
- California Insurance Code Section 9098
The plan and agreement by which any such transaction permitted by Section 9097 is to be effected shall be approved by the board of directors...
- California Insurance Code Section 9099
The commissioner shall examine such plan and agreement and may require such provisions to be inserted in the agreement and such actions to be taken...
- California Insurance Code Section 9100
When any such plan and agreement shall have been approved by the commissioner with such changes, if any, required by him, the same shall be...
- California Insurance Code Section 9101
The meeting of members at which the transaction is voted upon shall be preceded by a written or printed notice of the meeting and of...
- California Insurance Code Section 9102
If the members vote to approve the plan of reinsurance, transfer and assumption, a certified copy of all proceedings relating thereto shall be filed with...
- California Insurance Code Section 9103
The board of directors or other governing body of such organization or association shall file with the Secretary of State a duplicate original of the...
- California Insurance Code Section 10020
As used in this chapter, an underwriters' corps means a corps of men with proper officers and equipment, maintained to discover and prevent fires and...
- California Insurance Code Section 10021
This chapter shall not impair or interfere with the powers or duties of the regular fire department of any municipality.
- California Insurance Code Section 10022
Any act of an underwriters' corps shall not justify any owner of any property in abandoning such property.
- California Insurance Code Section 10040
Any domestic corporation of insurance underwriters, organized to discover and prevent fires and save life and property from fire and doing business within any municipal...
- California Insurance Code Section 10050
For the effective discharge of such duties, an underwriter's corps may enter any burning building or any building in which property is burning, or any...
- California Insurance Code Section 10051
Such corporation, with its officers and corps, when going to a fire with its equipment, has the same right of way as the regular fire...
- California Insurance Code Section 10052
All ordinances passed by the municipal authorities of any city or town wherein such a corporation carries on business, and all laws of this State...
- California Insurance Code Section 10070
In July of every year, there shall be held a meeting of every corporation created for the purpose specified in this chapter.
- California Insurance Code Section 10071
Ten days' notice of the meeting shall be inserted in at least one daily newspaper published in the municipality in which the corporation is established.
- California Insurance Code Section 10072
At such meeting each insurer or insurance agent, doing a fire insurance business in the municipality, whether a member of the corporation or not, has...
- California Insurance Code Section 10073
A majority of the whole number so represented may decide the question of sustaining the fire patrol organized by the corporation and may fix the...
- California Insurance Code Section 10074
The amount of expense so fixed shall not exceed two per cent of the aggregate premiums returned as received, as provided in section 10076. The...
- California Insurance Code Section 10075
Such assessment is collectible by and in the name of the corporation, in any court of competent jurisdiction, in such manner and at such time...
- California Insurance Code Section 10076
In order to pay persons employed by the corporation, and to maintain apparatus for saving life and property and suitable quarters the corporation may require...
- California Insurance Code Section 10077
Each statement shall be under oath and shall be handed to the secretary of the corporation within ten days after each first day of July...
- California Insurance Code Section 10078
The secretary of such corporation shall, within the prescribed ten days, by written demand signed by him, require the statement from every person assessable under...
- California Insurance Code Section 10079
The demand may be delivered personally at the office of every person required to furnish the statement. Every such person, or officer thereof, who, for...
- California Insurance Code Section 10080
The corporation may bring action to recover such penalty, with costs, in any court of competent jurisdiction.
- California Insurance Code Section 10081
No policy of residential property insurance may be issued or delivered or, with respect to policies in effect on the effective date of this chapter,...
- California Insurance Code Section 10082
(a) The offer required by Section 10081 shall include coverage against risk of loss or damage from the peril of earthquake, in accordance with the...
- California Insurance Code Section 10082.3
Notwithstanding any other provision of law, the following provisions regarding loss requirements, appraisals, and adjusters shall apply to the following types of policies originated or...
- California Insurance Code Section 10082.5
(a) If an insurer subject to this chapter charges an additional earthquake insurance premium or deductible because a dwelling fails to comply with paragraph (1),...
- California Insurance Code Section 10083
(a) The offer of coverage required by Section 10081 may be made prior to, concurrent with, or within 60 days following the issuance or renewal...
- California Insurance Code Section 10084
An insurer which issues or delivers a policy of residential property insurance in this state may comply with the provisions of Section 10081 in any...
- California Insurance Code Section 10085
If the insurer establishes proof of mailing or delivery of the required offer and the offer of earthquake coverage is not accepted by the named...
- California Insurance Code Section 10086
(a) If an offer of earthquake coverage is accepted, the coverage shall be continued at the applicable rates and conditions for the policy term, provided...
- California Insurance Code Section 10086.1
Where the offer of earthquake coverage has not been accepted, the insurer shall notify the named insured that the policy does not provide that coverage....
- California Insurance Code Section 10086.5
(a) The Legislature hereby finds and declares that the continued regulation of the business practices of insurers and their products is in the interest of...
- California Insurance Code Section 10087
(a) As used in this chapter "policy of residential property insurance" shall mean a policy insuring individually owned residential structures of not more than four...
- California Insurance Code Section 10087.5
(a) Every policy of residential property insurance which provides coverage for loss or damage to a structure from the peril of earthquake, but that provides...
- California Insurance Code Section 10088
Notwithstanding the provisions of Section 530, 532, or any other provision of law, and in the absence of an endorsement or an additional policy provision...
- California Insurance Code Section 10088.5
Notwithstanding Section 2081, nothing in Section 10088 exempts an insurer from its obligation under a fire insurance policy to cover the losses of a fire...
- California Insurance Code Section 10089
(a) At a minimum, an offer of coverage of loss or damage caused by the peril of earthquake pursuant to Section 10081 shall include the...
- California Insurance Code Section 10089.1
To the extent that the coverage is not already provided in the minimum offer of coverage, every insurer shall offer the following optional coverage as...
- California Insurance Code Section 10089.2
(a) (1) Subject to the approval of the commissioner, every insurer subject to this chapter shall, at the time of offering to issue or offer...
- California Insurance Code Section 10089.3
(a) The department shall adopt regulations setting forth standards governing the training of insurance adjusters in evaluating damage caused by earthquakes. For purposes of this...
- California Insurance Code Section 10089.4
(a) No person may use a geographically based earthquake assessment system or program for the purpose of requiring earthquake insurance, or imposing a fee or...
- California Insurance Code Section 10089.5
As used in this chapter: (a) "Authority" means the California Earthquake Authority. (b) "Available capital" means the sum of all moneys and invested assets actually...
- California Insurance Code Section 10089.6
(a) There is hereby created the California Earthquake Authority, which shall be administered under the authority of the commissioner and have the powers conferred by...
- California Insurance Code Section 10089.7
(a) The authority shall be governed by a three-member governing board consisting of the Governor, the Treasurer, and the Insurance Commissioner, each of whom may...
- California Insurance Code Section 10089.8
(a) The authority shall operate pursuant to a written plan of operations. The panel shall submit a plan to the board for approval. If it...
- California Insurance Code Section 10089.9
(a) Upon commencement of participation in the authority, each participating insurer shall be required to execute a contract with the commissioner and the authority that...
- California Insurance Code Section 10089.10
To expand the capacity of the authority and achieve maximum capacity for writing earthquake coverage, the authority shall do both of the following acts, on...
- California Insurance Code Section 10089.11
(a) The commissioner shall adopt regulations to implement the provisions of this chapter within 60 days of its effective date. The regulations shall be adopted...
- California Insurance Code Section 10089.12
The commissioner shall have full power and authority to examine the books and records of the authority at any time, and in connection with the...
- California Insurance Code Section 10089.13
(a) One year following its commencement of operations, and annually thereafter by each August 1, the authority shall report to the Legislature and the commissioner...
- California Insurance Code Section 10089.14
(a) The authority shall not issue any earthquake policy and no insurer shall transfer any earthquake risk to the authority until all of the following...
- California Insurance Code Section 10089.15
(a) Initial operating capital shall be contributed by insurance companies admitted to write residential property insurance in the state. Each insurer that elects to participate...
- California Insurance Code Section 10089.16
(a) On application to the board, payment of any assessments and fees calculated by the board, and fulfillment of any additional requirements imposed by the...
- California Insurance Code Section 10089.17
Notwithstanding subdivision (h) of Section 10089.7, the authority shall be subject to the provisions of the Political Reform Act of 1974 (Title 9 (commencing with...
- California Insurance Code Section 10089.19
(a) Participating insurers that want to withdraw from the authority may do so on 12 months' written notice to the authority. Insurers that withdraw shall...
- California Insurance Code Section 10089.20
The authority shall renew any policy of basic residential earthquake insurance, provided the authority receives payment of the applicable renewal premium on or before the...
- California Insurance Code Section 10089.21
The authority is a public instrumentality of the State of California and the exercise of its powers is an essential state governmental function. No provision...
- California Insurance Code Section 10089.22
(a) The authority shall be continued in existence for so long as its bonds are outstanding. Unless and until the authority is terminated pursuant to...
- California Insurance Code Section 10089.23
(a) (1) If at any time following the payment of earthquake claims and claim expenses the authority's available capital is reduced to less than three...
- California Insurance Code Section 10089.24
(a) Notwithstanding any other provision of this chapter, the maximum permissible assessment pursuant to Section 10089.23 of a participating insurer that began renewing business into...
- California Insurance Code Section 10089.25
Beginning December 31, 1997, and annually thereafter on the 30th of April, the board shall notify each participating insurer of the maximum earthquake loss funding...
- California Insurance Code Section 10089.26
(a) The authority shall issue policies of basic residential earthquake insurance, including earthquake loss assessment policies for individual condominium unit properties, to any owner of...
- California Insurance Code Section 10089.27
(a) Every participating insurer that has in-force residential earthquake insurance policies in the state as of the date of commencement of authority operations shall renew...
- California Insurance Code Section 10089.28
(a) All policies of residential earthquake insurance provided by the authority shall be written by the authority. Authority policies shall be marketed and policyholders serviced...
- California Insurance Code Section 10089.29
(a) If benefits paid by the authority following an earthquake event exhaust the total of (1) the authority's available capital, (2) the maximum amount of...
- California Insurance Code Section 10089.30
If claims and claim expenses paid by the authority due to earthquake events exhaust the total of (a) the authority's available capital, (b) the maximum...
- California Insurance Code Section 10089.31
If claims and claim expenses paid by the authority due to earthquake events that commence on or after December 1, 2008, exhaust the total of...
- California Insurance Code Section 10089.32
The authority shall endeavor at all times to make specific authority earthquake policyholder assessments, and the Treasurer shall endeavor at all times to secure debt...
- California Insurance Code Section 10089.33
(a) If the average daily balance of the authority's available capital exceeds six billion dollars ($6,000,000,000) for the last 180 days of any calendar year,...
- California Insurance Code Section 10089.34
(a) (1) The policies issued by the authority shall not be subject to assessment for, nor shall any authority policyholder be eligible for benefits from,...
- California Insurance Code Section 10089.35
(a) If at any time the board determines that all the authority's available capital may be exhausted and no source of additional funds such as...
- California Insurance Code Section 10089.36
In the event a natural disaster program is enacted by Congress, the panel shall convene and prepare a plan to dissolve the authority or conform...
- California Insurance Code Section 10089.37
The board shall set aside in each calendar year an amount equal to 5 percent of investment income accruing on the authority's invested funds, or...
- California Insurance Code Section 10089.38
Upon the development and implementation of an economical system satisfactory to the board and the commissioner to prevent misapplication of mitigation funds, the Earthquake Loss...
- California Insurance Code Section 10089.39
(a) The operational rules of the Earthquake Loss Mitigation Fund shall be part of the authority's plan of operations. (b) On or before July 1,...
- California Insurance Code Section 10089.40
(a) Rates established by the authority shall be actuarially sound so as to not be excessive, inadequate, or unfairly discriminatory. Rates shall be established based...
- California Insurance Code Section 10089.41
(a) The offer of an authority policy by a participating insurer shall constitute a mode of insurer compliance with Chapter 8.5 (commencing with Section 10081)...
- California Insurance Code Section 10089.43
Upon termination of the authority by the Legislature, its remaining funds shall be transferred to the General Fund unless otherwise directed by the Legislature.
- California Insurance Code Section 10089.44
Notwithstanding any other provision of law, premiums collected by the authority shall be exempt from collection of the state's insurance premium tax, and the amount...
- California Insurance Code Section 10089.46
Bonds issued under this chapter shall not be a debt or liability of the state or of any political subdivision of the state, or a...
- California Insurance Code Section 10089.47
Bonds issued by the authority are legal investments for all trust funds, the funds of all insurance companies, banks, trust companies, executors, administrators, trustees, and...
- California Insurance Code Section 10089.48
Interest earned on any bonds issued by the authority shall at all times be free from state personal income tax and corporate income tax.
- California Insurance Code Section 10089.49
The state hereby pledges to and agrees with the holders of bonds that the state will not limit, alter, or restrict the rights hereby vested...
- California Insurance Code Section 10089.50
The Treasurer may from time to time enter into one or more credit facilities permitting the authority to draw an amount up to one billion...
- California Insurance Code Section 10089.51
The authority shall have the power to pledge to the providers of credit facilities and to the owners of bonds the surcharges imposed or to...
- California Insurance Code Section 10089.52
Nothing in Section 10089.50 or 10089.51 is intended to limit the applicability to the authority of any provision of Section 5450 or subdivision (c) of...
- California Insurance Code Section 10089.53
(a) Any insurer that withdraws from the authority under Section 10089.19 while bonds or other debt is outstanding shall impose annually a premium surcharge on...
- California Insurance Code Section 10089.54
(a) Unless authorized by a statute enacted subsequent to the effective date of this section, the authority shall cease writing new earthquake insurance policies 180...
- California Insurance Code Section 10089.70
(a) The department shall establish a program for the mediation of the disputes between insured complainants and insurers arising pursuant to any of the following:...
- California Insurance Code Section 10089.71
Any insured having a dispute with an insurer under a policy that qualifies for this program may file a written complaint with the department. The...
- California Insurance Code Section 10089.72
(a) If, after the department's intervention, the insurer and the insured do not reach agreement, the department may notify the insurer that in order to...
- California Insurance Code Section 10089.73
If the dispute is not resolved within the time period prescribed by Section 10089.72, the insurer shall notify the department of the failure, and may...
- California Insurance Code Section 10089.74
(a) If the insurer notifies the department of the failure to resolve the dispute, the department shall notify the insured of the insured's ability to...
- California Insurance Code Section 10089.75
(a) Any insurer may inform an insured who has filed a complaint with the department concerning a dispute that qualifies for this program of the...
- California Insurance Code Section 10089.76
Upon referral of a complaint to mediation, the department shall immediately transfer all necessary information concerning the claim, including the name and address of the...
- California Insurance Code Section 10089.77
The department shall contract with a diverse pool of mediators for the provision of mediation services. The contractors shall be qualified mediators who meet standards...
- California Insurance Code Section 10089.78
Upon receipt of a complaint, the mediation service, to the extent possible, shall issue a notice to the insured and the insurer setting a date...
- California Insurance Code Section 10089.79
(a) The costs of mediation shall be reasonable, and shall be borne by the insurer, except as provided in Section 10089.81. The commissioner may set...
- California Insurance Code Section 10089.80
(a) The representatives of the insurer shall know the facts of the case and be familiar with the allegations of the complainant. The insurer or...
- California Insurance Code Section 10089.81
All parties to the mediation proceeding shall negotiate in good faith and shall have the authority to immediately settle claims. An insurer that fails to...
- California Insurance Code Section 10089.82
(a) An insured may not be required to use the department' s mediation process. An insurer may not be required to use the department's mediation...
- California Insurance Code Section 10089.83
(a) On or before August 1 of each year in which this program is in effect, the commissioner shall report to the Governor, the Legislature,...
- California Insurance Code Section 10090
The purposes of this chapter are to do all of the following: (a) To assure stability in the property insurance market for property located in...
- California Insurance Code Section 10091
Unless the provision or context otherwise requires, the following definitions shall govern the construction of this chapter: (a) "Association," "industry placement facility," or "facility," means...
- California Insurance Code Section 10092
This chapter shall not apply to county mutual fire insurers nor to fraternal fire insurers.
- California Insurance Code Section 10093
(a) Any person having an insurable interest in real or tangible personal property who, after diligent effort, has been unable to obtain basic property insurance...
- California Insurance Code Section 10094
Within 30 days after the effective date of this chapter, with the approval of the commissioner, all insurers licensed to write and engaged in writing...
- California Insurance Code Section 10094.2
Notwithstanding subdivision (c) of Section 10095, the facility shall, pursuant to regulations adopted by the commissioner, provide for a method whereby insurers who voluntarily write...
- California Insurance Code Section 10095
(a) Within 30 days following the effective date of this chapter, the association shall submit to the commissioner, for his or her review, a proposed...
- California Insurance Code Section 10095.5
(a) The association shall establish and maintain a statewide toll-free "800" number through which persons may receive assistance in applying for insurance through the plan....
- California Insurance Code Section 10096
(1) Any applicant or affected insurer shall have the right of appeal from any act or decision of either the facility or the association to...
- California Insurance Code Section 10097
There shall be no liability on the part of, and no cause of action of any nature shall arise against the insurers, the inspection bureau,...
- California Insurance Code Section 10098
Acceptance of risks assigned under this chapter and performance of any act required by this chapter is a condition of the right to continue to...
- California Insurance Code Section 10099
In addition to any powers conferred upon him by this or any other law, the commissioner is authorized to do all things necessary to enable...
- California Insurance Code Section 10100
The commissioner may require such reports from insurers concerning risks insured under any program approved pursuant to this chapter as he shall deem necessary to...
- California Insurance Code Section 10100.1
The facility, subject to the approval of the Insurance Commissioner, may provide for the equitable distribution of risks provided for in this chapter by means...
- California Insurance Code Section 10100.2
(a) (1) Rates for the FAIR Plan shall not be excessive, inadequate, or unfairly discriminatory, and shall be actuarially sound so that premiums are adequate...
- California Insurance Code Section 10101
On and after July 1, 1993, no policy of residential property insurance may be first issued or, with respect to policies already in effect on...
- California Insurance Code Section 10102
(a) The disclosure required by Section 10101 shall be in no less than 10-point typeface and shall be provided prior to or concurrent with, the...
- California Insurance Code Section 10103
(a) No policy of residential property insurance may be issued or renewed in this state unless it provides the following information on the declarations page...
- California Insurance Code Section 10103.5
(a) Every California Residential Property Insurance Disclosure shall be accompanied by a California Residential Property Insurance Bill of Rights. If the insurer provides the insured...
- California Insurance Code Section 10104
(a) As used in this chapter, "policy of residential property insurance" shall have the same meaning as defined in Section 10087, except that it shall...
- California Insurance Code Section 10105
Nothing in this chapter is intended to expand, contract, modify, or otherwise affect the coverage provided under any policy of residential property insurance issued and...
- California Insurance Code Section 10106
The Insurance Commissioner may modify a disclosure statement as contained in Section 10102, 10103, or 10103.5 only upon request of an insurer. The modification shall...
- California Insurance Code Section 10107
Except as provided in subdivisions (e) and (i) of Section 10102, this chapter shall apply to all policies newly issued on or after July 1,...
- California Insurance Code Section 10108
(a) The commissioner shall develop a pamphlet which provides information to small business owners and others on the key features of, and suggested ways of,...
- California Insurance Code Section 10108.1
(a) As used in this chapter, "policy of commercial property insurance" has the same meaning as defined in Section 675.5. (b) As used in this...
- California Insurance Code Section 10110
Every person has an insurable interest in the life and health of: (a) Himself. (b) Any person on whom he depends wholly or in part...
- California Insurance Code Section 10110.1
(a) An insurable interest, with reference to life and disability insurance, is an interest based upon a reasonable expectation of pecuniary advantage through the continued...
- California Insurance Code Section 10110.2
An insurer shall be entitled to rely upon all statements, declarations, and representations made by an applicant for insurance relative to the insurable interest that...
- California Insurance Code Section 10110.3
(a) An insurer may not issue an individual life insurance policy to an applicant that insures the life of the applicant's spouse unless the applicant's...
- California Insurance Code Section 10110.4
(a) Except as allowed in subdivision (c), an insurer may not issue or deliver a corporate-owned life insurance policy. (b) "Corporate-owned life insurance policy" means...
- California Insurance Code Section 10110.5
(a) A policy or endorsement issued by an admitted life and disability insurer may contain a provision for a waiver of premium payments in the...
- California Insurance Code Section 10110.6
(a) If a policy, contract, certificate, or agreement offered, issued, delivered, or renewed, whether or not in California, that provides or funds life insurance or...
- California Insurance Code Section 10111
In life or disability insurance, the only measure of liability and damage is the sum or sums payable in the manner and at the times...
- California Insurance Code Section 10111.2
(a) Under a policy of disability income insurance, as defined in subdivision (i) of Section 799.01, payment of benefits to the insured shall be made...
- California Insurance Code Section 10111.5
An insurer shall not be liable for payments claimed under an individual or group policy of life insurance if the duty to make those payments...
- California Insurance Code Section 10111.7
(a) An insurer shall not deny or refuse to accept an application for life insurance, or refuse to insure, refuse to renew, cancel, restrict, or...
- California Insurance Code Section 10112
Subject to Section 2459 of the Probate Code, in respect to life or disability insurance, or annuity contracts (except as provided in Sections 2500 to...
- California Insurance Code Section 10112.1
(a) To the extent required by federal law, every health insurer that issues, sells, renews, or offers policies for health care coverage in this state...
- California Insurance Code Section 10112.2
To the extent required under federal law, a group or individual health insurance policy issued, amended, renewed, or delivered on or after September 23, 2010,...
- California Insurance Code Section 10112.25
(a) Every health insurer that issues, sells, renews, or offers health insurance policies for health care coverage in this state, including a grandfathered health plan,...
- California Insurance Code Section 10112.27
(a) An individual or small group health insurance policy issued, amended, or renewed on or after January 1, 2014, shall, at a minimum, include coverage...
- California Insurance Code Section 10112.3
(a) For purposes of this section, the following definitions shall apply: (1) "Exchange" means the California Health Benefit Exchange established in Title 22 (commencing with...
- California Insurance Code Section 10112.4
The commissioner shall, in coordination with the Director of the Department of Managed Health Care, review the Internet portal developed by the United States Secretary...
- California Insurance Code Section 10112.5
(a) (1) Notwithstanding any other provision of law, every policy or certificate of health insurance marketed, issued, or delivered to a resident of this state,...
- California Insurance Code Section 10112.6
(a) Consistent with federal law, a sponsor of a prescription drug plan authorized by the federal Medicare Prescription Drug, Improvement, and Modernization Act of 2003...
- California Insurance Code Section 10113
Every policy of life, disability, or life and disability insurance issued or delivered within this State on or after the first day of January, 1936,...
- California Insurance Code Section 10113.1
The following provisions shall apply to this act: (a) "Advertisement" means any written, electronic, or printed communication or any communication by means of recorded telephone...
- California Insurance Code Section 10113.2
(a) This section applies to any person entering into, brokering, or soliciting life settlements pursuant to this section and Sections 10113.1 and 10113.3. (b) (1)...
- California Insurance Code Section 10113.3
(a) A provider entering into a life settlement contract with any owner of a policy, wherein the insured is terminally ill, shall first obtain the...
- California Insurance Code Section 10113.35
(a) The commissioner may adopt rules and regulations reasonably necessary to implement the provisions of this act. (b) This section shall be prospective only, and...
- California Insurance Code Section 10113.4
If a group life insurance policy contains a provision that makes a certificate holder's coverage contestable on the grounds of suicide for a period following...
- California Insurance Code Section 10113.5
(a) An individual life insurance policy delivered or issued for delivery in this state shall contain a provision that it is incontestable after it has...
- California Insurance Code Section 10113.6
(a) An insurer that is required to deliver a life insurance policy to the owner of the policy in order to start the period running...
- California Insurance Code Section 10113.7
(a) An increase of premium on an individual life insurance policy that provides for premium changes by the insurer is not effective unless written notice...
- California Insurance Code Section 10113.71
(a) Every life insurance policy issued or delivered in this state shall contain a provision for a grace period of not less than 60 days...
- California Insurance Code Section 10113.72
(a) An individual life insurance policy shall not be issued or delivered in this state until the applicant has been given the right to designate...
- California Insurance Code Section 10113.8
(a) Each health insurer that maintains an Internet Web site shall make a downloadable copy of the comparative benefit matrix prepared pursuant to Section 10127.14...
- California Insurance Code Section 10113.9
(a) This section shall not apply to short-term limited duration health insurance, vision-only, dental-only, or CHAMPUS-supplement insurance, or to hospital indemnity, hospital-only, accident-only, or specified...
- California Insurance Code Section 10113.95
(a) A health insurer that issues, renews, or amends individual health insurance policies shall be subject to this section. (b) An insurer subject to this...
- California Insurance Code Section 10114
Before an insurer may pay the proceeds of any contract of life or disability insurance to any undertaker or funeral director, as beneficiary or assignee,...
- California Insurance Code Section 10115
When a payment is made equal to the full first premium at the time an application for life insurance other than group life insurance is...
- California Insurance Code Section 10116
No group life insurance policy or disability insurance policy shall be issued or delivered in this State where the premiums or any part thereof is...
- California Insurance Code Section 10116.5
(a) Every policy of disability insurance that is issued, amended, delivered, or renewed in this state on or after January 1, 1999, that provides hospital,...
- California Insurance Code Section 10117
(a) A policy of disability insurance, self-insured employee welfare benefit plan, or nonprofit hospital service plan may not provide an exception for other coverage where...
- California Insurance Code Section 10117.5
No disability insurer contract that covers hospital, medical, or surgical benefits that is issued, amended, renewed, or delivered on and after January 1, 2002, shall...
- California Insurance Code Section 10117.52
(a) No health insurance contract in existence or issued, amended, or renewed on or after January 1, 2013, between a health insurer and a provider...
- California Insurance Code Section 10118
A policy of disability insurance delivered or issued for delivery in this state more than 120 days after the effective date of this section, that...
- California Insurance Code Section 10119
On and after the operative date of this section: (a) No policy of disability insurance which, in addition to covering the insured, also covers members...
- California Insurance Code Section 10119.1
(a) This section shall apply to a health insurer that covers hospital, medical, or surgical expenses under an individual health benefit plan, as defined in...
- California Insurance Code Section 10119.2
(a) Every health insurer that offers, issues, or renews health insurance under an individual health benefit plan, as defined in subdivision (a) of Section 10198.6,...
- California Insurance Code Section 10119.3
(a) Notwithstanding any other provision of law, an agent or broker who assists an applicant in submitting an application to a health insurer has the...
- California Insurance Code Section 10119.5
(a) No individual or group policy of health insurance that is issued, amended, renewed, or delivered on or after July 1, 2003, that provides maternity...
- California Insurance Code Section 10119.6
(a) On and after January 1, 1990, every insurer issuing, renewing, or amending a policy of disability insurance which covers hospital, medical, or surgical expenses...
- California Insurance Code Section 10119.7
No group or individual policy of disability insurance which covers hospital, medical, or surgical expenses shall be issued, amended, delivered, or renewed in this state...
- California Insurance Code Section 10119.8
On and after January 1, 1993, every insurer issuing, amending, or renewing a policy of individual or group disability insurance that covers hospital, medical, or...
- California Insurance Code Section 10119.9
(a) A disability insurance policy or certificate covering hospital, surgical, or medical expenses, that meets the definition of "health benefit plan" in subdivision (a) of...
- California Insurance Code Section 10120
If a policy of disability insurance issued, issued for delivery, or renewed in this state after the effective date of this section provides in any...
- California Insurance Code Section 10120.2
(a) This section shall only apply to a disability insurer that issues a dental insurance policy pursuant to this part. (b) For purposes of this...
- California Insurance Code Section 10120.3
(a) With respect to a contract between an insurer covering dental services and a dentist to provide covered dental services to insureds, the contract shall...
- California Insurance Code Section 10120.5
Any act by a disability insurer that covers hospital, medical, or surgical expenses that violates Section 510, Section 2056, or Section 2056.1 of the Business...
- California Insurance Code Section 10121
(a) No self-insured employee welfare benefit plan, issued or renewed on or after November 23, 1970, which contains coverage for sterilization operations or procedures, shall...
- California Insurance Code Section 10121.5
(a) When a husband and wife are both employed as employees, and both have enrolled themselves and their eligible family members under a group policy...
- California Insurance Code Section 10121.6
(a) No policy of group disability insurance or self-insured employee welfare benefit plan which provides hospital, medical, or surgical expense benefits for employees, insureds, or...
- California Insurance Code Section 10121.7
(a) A policy of group health insurance that provides hospital, medical, or surgical expense benefits shall provide equal coverage to employers or guaranteed associations, as...
- California Insurance Code Section 10122
If a policy of group disability insurance issued or issued for delivery or amended in this state after the effective date of this section provides...
- California Insurance Code Section 10122.1
On and after the effective date of this section, every policy of disability insurance which covers hospital, medical, or surgical expenses on a group basis...
- California Insurance Code Section 10122.2
If a policy of group disability insurance issued, delivered, amended, or renewed in this state on or after the effective date of this section provides...
- California Insurance Code Section 10123
(a) No self-insured employee welfare benefit plan, issued or renewed on or after the effective date of this section, which provides coverage for an employee...
- California Insurance Code Section 10123.1
Every self-insured employee welfare benefit plan, as defined in Section 10121, issued, amended as to benefits, or renewed after January 1, 1977, shall comply with...
- California Insurance Code Section 10123.2
On and after the effective date of this section, every self-insured employee welfare benefit plan which provides coverage for hospital, medical, or surgical expenses shall...
- California Insurance Code Section 10123.3
(a) No self-insured employee welfare benefit plan shall refuse to enroll any person or accept any person as a subscriber or renew any person as...
- California Insurance Code Section 10123.31
(a) In addition to any other remedy permitted by law, the commissioner shall have the administrative authority to assess penalties specified in this section against...
- California Insurance Code Section 10123.35
(a) This section shall apply to the disclosure of genetic test results contained in an applicant or enrollee's medical records by a self-insured welfare benefit...
- California Insurance Code Section 10123.36
(a) On or before July 1, 1999, for purposes of public disclosure, every disability insurer that covers hospital, medical, or surgical expenses, and authorizes insureds...
- California Insurance Code Section 10123.4
If a self-insured employee welfare benefit plan issued, amended, or renewed in this state on or after the effective date of this section provides in...
- California Insurance Code Section 10123.5
(a) On or after January 1, 1993, every insurer issuing group disability insurance which covers hospital, medical, or surgical expenses shall provide benefits for the...
- California Insurance Code Section 10123.55
(a) On or after January 1, 1993, every insurer issuing group disability insurance which covers hospital, medical, or surgical expenses shall offer benefits for the...
- California Insurance Code Section 10123.6
On and after January 1, 1990, every insurer issuing group disability insurance which covers hospital, medical, or surgical expenses shall offer coverage for the treatment...
- California Insurance Code Section 10123.67
(a) On or before July 1, 1997, every disability insurer that covers hospital, medical, or surgical expenses, as described in subdivision (b), shall file with...
- California Insurance Code Section 10123.68
(a) When requested by an insured or contracting health professional who is treating an insured, a disability insurer that covers hospital, medical, or surgical expenses...
- California Insurance Code Section 10123.7
(a) On or after January 1, 1986, every insurer issuing group health insurance shall offer coverage for orthotic and prosthetic devices and services under the...
- California Insurance Code Section 10123.8
(a) Every policy of disability insurance that provides coverage for hospital, medical, or surgical expenses, that is issued, amended, delivered, or renewed on or after...
- California Insurance Code Section 10123.81
(a) Every individual or group policy of disability insurance or self-insured employee welfare benefit plan shall be deemed to provide coverage for mammography for screening...
- California Insurance Code Section 10123.82
Every policy of disability insurance which provides for the surgical procedure known as a laryngectomy and which is issued, amended, delivered, or renewed in this...
- California Insurance Code Section 10123.83
(a) On or after January 1, 1995, every policy of disability insurance that covers hospital, medical, or surgical expenses and is issued, amended, delivered, or...
- California Insurance Code Section 10123.835
(a) Every individual or group policy of disability insurance that covers hospital, medical, or surgical benefits that is issued, amended, or renewed on or after...
- California Insurance Code Section 10123.84
(a) The Legislature finds and declares that the unique, private, and personal relationship between women patients and their obstetricians and gynecologists warrants direct access to...
- California Insurance Code Section 10123.85
(a) For purposes of this section, the definitions in subdivision (a) of Section 2290.5 of the Business and Professions Code shall apply. (b) It is...
- California Insurance Code Section 10123.86
(a) Every policy of disability insurance covering hospital, surgical, or medical expenses that is issued, amended, renewed, or delivered on or after January 1, 1999,...
- California Insurance Code Section 10123.865
(a) Commencing no later than July 1, 2012, every individual health insurance policy shall provide coverage for maternity services for all insureds covered under the...
- California Insurance Code Section 10123.866
(a) Commencing no later than July 1, 2012, every group health insurance policy shall provide coverage for maternity services for all insureds covered under the...
- California Insurance Code Section 10123.87
(a) No individual or group policy of disability insurance that provides coverage for hospital, medical, and surgical benefits that is issued, amended, renewed, or delivered...
- California Insurance Code Section 10123.88
(a) Every policy of health insurance covering hospital, medical, or surgical expenses that is issued, amended, renewed, or delivered in this state on or after...
- California Insurance Code Section 10123.89
(a) On and after July 1, 2000, every policy of disability insurance issued, amended, delivered, or renewed in this state that provides coverage for hospital,...
- California Insurance Code Section 10123.9
On and after January 1, 1980, every group policy of disability insurance which covers hospital, medical, or surgical expenses on a group basis, and which...
- California Insurance Code Section 10123.91
(a) On or after January 1, 2009, every insurer that issues, amends, or renews an individual or group policy of health insurance that covers hospital,...
- California Insurance Code Section 10123.10
(a) Every disability insurer transacting business in this state shall, on or after January 1, 1979, make available and offer to include in every group...
- California Insurance Code Section 10123.11
(a) No insurer shall deny a claim under a group disability policy for hospital, medical, surgical, dental, or optometric services for the sole reason that...
- California Insurance Code Section 10123.12
Every health insurer, including those insurers that contract for alternative rates of payment pursuant to Section 10133, and every self-insured employee welfare benefit plan that...
- California Insurance Code Section 10123.13
(a) Every insurer issuing group or individual policies of health insurance that covers hospital, medical, or surgical expenses, including those telehealth services covered by the...
- California Insurance Code Section 10123.131
(a) An insurer shall pay a provider for duplicating all information it requests in connection with a contested claim, and for patient records, as follows:...
- California Insurance Code Section 10123.132
(a) Every disability insurer that covers hospital, medical, or surgical expenses and that reviews and approves the medical necessity or appropriateness of requests by providers...
- California Insurance Code Section 10123.135
(a) Every disability insurer, or an entity with which it contracts for services that include utilization review or utilization management functions, that covers hospital, medical,...
- California Insurance Code Section 10123.137
(a) Each contract between a health insurer and a provider shall contain provisions requiring a fast, fair, and cost-effective dispute resolution mechanism under which providers...
- California Insurance Code Section 10123.14
On and after January 1, 1990, every self-insured employee welfare benefit plan containing hospital, medical, or surgical expense benefits or service benefits may provide coverage...
- California Insurance Code Section 10123.141
(a) Every policy of expense incurred hospital, medical, or surgical insurance issued, amended, or renewed on or after January 1, 1991, on a group basis,...
- California Insurance Code Section 10123.145
(a) Whenever an insurer issuing group or individual policies of disability insurance which covers hospital, medical, or surgical expenses determines that in reimbursing a claim...
- California Insurance Code Section 10123.147
(a) Every insurer issuing group or individual policies of health insurance that covers hospital, medical, or surgical expenses, including those telehealth services covered by the...
- California Insurance Code Section 10123.15
Every group policy of disability insurance which covers hospital, medical, and surgical expenses on a group basis, and which offers coverage for disorders of the...
- California Insurance Code Section 10123.16
Except for a preexisting condition, every disability insurer issuing policies of individual or group disability insurance in this state that offers group or individual coverage...
- California Insurance Code Section 10123.17
Except for a preexisting condition, every self-insured employee welfare benefit plan in this state that offers group coverage for long-term care facility services or home-based...
- California Insurance Code Section 10123.18
(a) Every individual or group policy of health insurance that provides coverage for hospital, medical, or surgical benefits, that is issued, amended, or renewed, on...
- California Insurance Code Section 10123.184
Every group policy of disability insurance that covers hospital, medical, or surgical expenses, and that provides maternity benefits, that is issued, amended, renewed, or delivered...
- California Insurance Code Section 10123.185
(a) Every policy of disability insurance that covers hospital, medical, or surgical expenses and is issued, amended, delivered, or renewed in this state and certificate...
- California Insurance Code Section 10123.19
(a) Any disability insurance policy that includes terms that require binding arbitration to settle disputes and that restrict, or provide for a waiver of, the...
- California Insurance Code Section 10123.191
(a) Notwithstanding any other provision of law, on and after January 1, 2013, a health insurer that provides prescription drug benefits shall utilize and accept...
- California Insurance Code Section 10123.194
(a) Every disability insurer that covers hospital, medical, or surgical expenses, and, as part of that coverage, also covers prescription drug benefits, and that issues...
- California Insurance Code Section 10123.195
(a) No group or individual disability insurance policy issued, delivered, or renewed in this state or certificate of group disability insurance issued, delivered, or renewed...
- California Insurance Code Section 10123.196
(a) Every individual and group policy of disability insurance issued, amended, renewed, or delivered on or after January 1, 2000, that provides coverage for hospital,...
- California Insurance Code Section 10123.198
(a) On and after July 1, 2011, in accordance with the requirements of subdivision (b), every health insurer that provides coverage for professional mental health...
- California Insurance Code Section 10123.199
(a) On or before January 1, 2012, every health insurer that provides coverage for professional mental health services shall establish an Internet Web site. Each...
- California Insurance Code Section 10123.20
(a) Every individual or group disability insurance policy that covers hospital, medical, or surgical expenses that is issued, amended, delivered, or renewed on or after...
- California Insurance Code Section 10123.21
On or after July 1, 1995, every individual or group policy of disability insurance that provides hospital, medical, or surgical coverage entered into, amended, or...
- California Insurance Code Section 10124
(a) A self-insured employee welfare benefit plan delivered or issued for delivery in this state more than 120 days after the effective date of this...
- California Insurance Code Section 10124.7
Each self-insured employee benefit plan issued or renewed on or after the effective date of this section shall provide, where feasible, that benefits for confinement...
- California Insurance Code Section 10125
(a) On and after January 1, 1974, every insurer issuing group disability insurance which covers hospital, medical, or surgical expenses shall offer coverage for expenses...
- California Insurance Code Section 10125.1
(a) Every insurer issuing group disability insurance that covers hospital, medical, or surgical expenses that offers coverage for a service that is within the scope...
- California Insurance Code Section 10126
Every policy of group disability insurance issued, amended, or renewed on or after January 1, 1977, which provides hospital, medical, or surgical expense benefits for...
- California Insurance Code Section 10126.5
If a disability insurance policy between an insurer that covers hospital, medical, or surgical expenses and a provider requires that the provider accept, as payment...
- California Insurance Code Section 10126.6
(a) Every policy of disability insurance that provides hospital, medical, or surgical coverage under a health benefit plan, defined in subdivision (a) of Section 10198.6,...
- California Insurance Code Section 10127
On and after January 1, 1974, every self-insured employee welfare benefit plan which provides coverage for hospital, medical, or surgical expenses shall offer coverage for...
- California Insurance Code Section 10127.1
(a) No policy of disability insurance providing loss of time benefits shall contain any provision for a reduction of such benefits during a benefit period...
- California Insurance Code Section 10127.15
Any provision contained in a policy of disability insurance or a self-insured employee welfare benefit plan for a reduction of loss of time benefits during...
- California Insurance Code Section 10127.2
Each policy of disability insurance issued or renewed on or after the effective date of this section, which policy provides benefits that accrue after a...
- California Insurance Code Section 10127.3
On and after January 1, 1985, every insurer issuing group disability insurance which covers hospital, medical, or surgical expenses shall offer coverage for expenses incurred...
- California Insurance Code Section 10127.4
(a) Except as provided in subdivisions (b) and (c), no contract that is issued, amended, renewed, or delivered on or after January 1, 1999, between...
- California Insurance Code Section 10127.5
Every application for, certificate of, and policy of credit life or credit disability insurance shall set forth a statement in bold capital letters indicating that...
- California Insurance Code Section 10127.7
Every policy of individual life insurance with a face value of less than ten thousand dollars ($10,000) which is delivered or issued for delivery in...
- California Insurance Code Section 10127.8
(a) The purpose of this section is to assure truthful and adequate disclosure of all material and relevant information in the advertising of term life...
- California Insurance Code Section 10127.9
(a) Every policy of individual life insurance which is initially delivered or issued for delivery in this state on and after January 1, 1990, shall...
- California Insurance Code Section 10127.10
(a) Every policy of individual life insurance and every individual annuity contract that is initially delivered or issued for delivery to a senior citizen in...
- California Insurance Code Section 10127.11
Every insurer and life agent offering for sale individual life insurance policies or individual annuity contracts that are initially delivered or issued for delivery to...
- California Insurance Code Section 10127.12
Whenever an insurer provides an annual statement to a senior citizen policyowner of an individual life insurance policy or an individual annuity contract issued after...
- California Insurance Code Section 10127.13
All individual life insurance policies and individual annuity contracts for senior citizens that contain a surrender charge period shall either disclose the surrender period and...
- California Insurance Code Section 10127.14
(a) The department and the Department of Managed Health Care shall compile information required by this section and Section 1363.06 of the Health and Safety...
- California Insurance Code Section 10127.16
(a) After the termination of the pilot program under Section 10127.15, a health insurer shall continue to provide coverage under the same terms and conditions...
- California Insurance Code Section 10127.17
(a) The Life and Annuity Consumer Protection Fund is hereby created as a special account within the Insurance Fund. Each insurer admitted to transact insurance...
- California Insurance Code Section 10127.18
(a) On and after January 1, 2005, a health insurer issuing individual policies of health insurance that ceases to offer individual coverage in this state...
- California Insurance Code Section 10127.19
Commencing March 1, 2013, and at least annually thereafter, every health insurer, not including a health insurer offering specialized health insurance policies, shall provide to...
- California Insurance Code Section 10128
The provisions of this article shall apply to all policies of group life insurance issued in this state pursuant to the provisions of Sections 10202,...
- California Insurance Code Section 10128.1
In this article, unless the context otherwise requires: (a) "Carrier" means the insurance company, nonprofit hospital service corporation, or other entity responsible for the payment...
- California Insurance Code Section 10128.2
Every policy containing a life insurance benefit shall contain a reasonable extension of such benefit upon discontinuance of the policy with respect to employees who...
- California Insurance Code Section 10128.3
(a) Any carrier providing replacement coverage with respect to hospital, medical or surgical benefits on an expense-incurred or service basis within a period of 60...
- California Insurance Code Section 10128.4
This article shall apply to all policies issued, delivered, amended, or renewed in this state after January 1, 1977. A policy subject to the provisions...
- California Insurance Code Section 10128.50
(a) This article shall be known as the California Continuation Benefits Replacement Act, or "Cal-COBRA." (b) It is the intent of the Legislature that continued...
- California Insurance Code Section 10128.51
(a) "Continuation coverage" means extended coverage under the group benefit plan under which an eligible employee or eligible dependent is currently covered, or, in the...
- California Insurance Code Section 10128.52
The continuation coverage requirements of this article do not apply to the following individuals: (a) Individuals who are entitled to Medicare benefits or become entitled...
- California Insurance Code Section 10128.53
(a) Every disability insurer, that provides coverage under a group benefit plan to an employer, including those policies and contracts that provide vision-only and dental-only...
- California Insurance Code Section 10128.54
(a) Every insurer's evidence of coverage for group benefit plans subject to this article, that is issued, amended, or renewed on or after January 1,...
- California Insurance Code Section 10128.55
(a) Every group benefit plan contract between a disability insurer and an employer subject to this article that is issued, amended, or renewed on or...
- California Insurance Code Section 10128.56
A qualified beneficiary electing continuation coverage shall pay to the disability insurer, on or before the due date of each payment but not more frequently...
- California Insurance Code Section 10128.57
(a) The continuation coverage provided pursuant to this article shall terminate at the first to occur of the following: (1) In the case of a...
- California Insurance Code Section 10128.58
A disability insurer subject to this article shall not be obligated to provide continuation coverage to a qualified beneficiary pursuant to this article if an...
- California Insurance Code Section 10128.59
(a) A health insurer that provides coverage under a group benefit plan to an employer shall offer an insured who has exhausted continuation coverage under...
- California Insurance Code Section 10129
Sections 10130 and 10131 do not apply to group life policies, to group disability policies, or to individual disability policies providing a benefit for loss...
- California Insurance Code Section 10129.5
Sections 10130 and 10131 do not apply to annuity contracts which are within the scope of Section 401(g) of the Internal Revenue Code of the...
- California Insurance Code Section 10130
A life or disability policy may pass by transfer, will or succession to any person, whether or not the transferee has an insurable interest. Such...
- California Insurance Code Section 10131
Notice to an insurer of a transfer of a life or disability policy is not necessary to preserve the validity of the policy unless expressly...
- California Insurance Code Section 10132
The beneficiary under a life policy which provides for the payment of its proceeds in periodical installments, may be restrained by its provisions from disposing...
- California Insurance Code Section 10133
(a) Upon written consent of the insured first obtained with respect to a particular claim, any disability insurer shall pay group insurance benefits contingent upon,...
- California Insurance Code Section 10133.1
Insurers shall provide group policyholders with a current roster of institutional and professional providers under contract to provide services at alternative rates under their group...
- California Insurance Code Section 10133.2
When any disability insurer negotiates and enters into a contract with professional or institutional providers to provide services at alternative rates of payment of the...
- California Insurance Code Section 10133.3
When any self-insured governmental plan, as defined in Section 12671, negotiates and enters into a contract with professional or institutional providers to provide services at...
- California Insurance Code Section 10133.5
(a) The commissioner shall, on or before January 1, 2004, promulgate regulations applicable to health insurers which contract with providers for alternative rates pursuant to...
- California Insurance Code Section 10133.55
(a) (1) Except as provided in paragraph (2), every disability insurer covering hospital, medical, and surgical expenses on a group basis that contracts with providers...
- California Insurance Code Section 10133.56
(a) A health insurer that enters into a contract with a professional or institutional provider to provide services at alternative rates of payment pursuant to...
- California Insurance Code Section 10133.6
It is the intent of the Legislature to ensure that the citizens of this state receive high-quality health care coverage in the most efficient and...
- California Insurance Code Section 10133.64
(a) A contract issued, amended, renewed, or delivered on or after January 1, 2012, by or on behalf of a health insurer and a licensed...
- California Insurance Code Section 10133.65
(a) This section shall be known and may be cited as the Health Care Providers' Bill of Rights. (b) No contract issued, amended, or renewed...
- California Insurance Code Section 10133.66
A health insurer shall comply with all the following: (a) Deadlines shall not be imposed for the receipt of a claim from a professional provider...
- California Insurance Code Section 10133.661
On or before July 1, 2006, the commissioner, pursuant to his or her authority under Section 12921.1, shall also complete all of the following duties:...
- California Insurance Code Section 10133.67
Pursuant to Section 12921, the commissioner may also agree to payment to a health care provider who submitted a claim for health care benefits provided...
- California Insurance Code Section 10133.7
(a) On and after January 1, 1994, any disability insurer shall pay group insurance benefits contingent upon, or for expenses incurred on account of, hospitalization...
- California Insurance Code Section 10133.8
(a) The commissioner shall, on or before January 1, 2006, promulgate regulations applicable to all individual and group policies of health insurance establishing standards and...
- California Insurance Code Section 10133.9
Within a year after the health insurer's assessment pursuant to paragraph (2) of subdivision (b) of Section 10133.8, health insurers shall report to the Department...
- California Insurance Code Section 10134
For the purposes of this article, the following terms have the following meanings: (a) "Buyer's first right of refusal" means any provision in the transfer...
- California Insurance Code Section 10135
(a) This article is only applicable to transfers entered into on or after January 1, 2000. (b) Notwithstanding subdivision (a), the changes to this article...
- California Insurance Code Section 10136
(a) No direct or indirect transfer of structured settlement payment rights by a payee to which this article applies shall be effective, and no structured...
- California Insurance Code Section 10137
A transfer of structured settlement payment rights is void unless a court reviews and approves the transfer and finds the following conditions are met: (a)...
- California Insurance Code Section 10138
(a) A transfer agreement, as defined in subdivision (o) of Section 10134, shall not include any provision described in the paragraphs below. Any inclusion of...
- California Insurance Code Section 10139
(a) At the time of filing a petition pursuant to Section 10139.5 for court approval, the transferee shall file with the Attorney General a copy...
- California Insurance Code Section 10139.1
Any subsequent transfer of any additional structured settlement payments between the payee and transferee may be made only after compliance with all of the requirements...
- California Insurance Code Section 10139.2
Any notice required by this article shall be deemed to have been given if addressed to the recipient's last known address and deposited, first class...
- California Insurance Code Section 10139.3
(a) None of the provisions of this article may be waived by the payee. (b) Compliance with the requirements set forth in Sections 10136, 10137,...
- California Insurance Code Section 10139.4
A violation of this article by a transferee shall constitute an unfair business practice pursuant to Chapter 5 (commencing with Section 17200) of Part 2...
- California Insurance Code Section 10139.5
(a) A direct or indirect transfer of structured settlement payment rights is not effective and a structured settlement obligor or annuity issuer is not required...
- California Insurance Code Section 10140
(a) No admitted insurer, licensed to issue life or disability insurance, shall fail or refuse to accept an application for that insurance, to issue that...
- California Insurance Code Section 10140.1
(a) This section shall apply to the disclosure of genetic test results contained in an applicant or enrollee's medical records by an admitted insurer licensed...
- California Insurance Code Section 10140.2
(a) Notwithstanding Section 10140, a health insurance policy issued, amended, or renewed on or after January 1, 2011, shall not be subject to premium, price,...
- California Insurance Code Section 10140.5
(a) In addition to any other remedy permitted by law, the commissioner shall have the administrative authority to assess penalties specified in this section against...
- California Insurance Code Section 10141
No application for insurance or insurance investigation report furnished by such an insurer to its agents or employees for use in determining the insurability of...
- California Insurance Code Section 10142
Nothing in this article shall prohibit use in an application for life or disability insurance of a question asking for the birthplace of an applicant...
- California Insurance Code Section 10143
(a) No insurance company licensed in this state shall refuse to issue or sell or renew any policy of life or disability insurance after appropriate...
- California Insurance Code Section 10144
No insurer issuing, providing, or administering any contract of individual or group insurance providing life, annuity, or disability benefits applied for and issued on or...
- California Insurance Code Section 10144.1
A disability insurer that denies coverage for an experimental medical procedure or plan of treatment for a claimant with a terminal illness, which for the...
- California Insurance Code Section 10144.2
(a) No disability insurer covering hospital, medical, or surgical expenses shall deny, refuse to insure, refuse to renew, cancel, restrict, or otherwise terminate, exclude, or...
- California Insurance Code Section 10144.3
(a) No admitted insurer licensed to issue life insurance shall refuse to accept an application for insurance, refuse to issue or renew a policy, cancel...
- California Insurance Code Section 10144.5
(a) Every policy of disability insurance that covers hospital, medical, or surgical expenses in this state that is issued, amended, or renewed on or after...
- California Insurance Code Section 10144.51
(a) (1) Every health insurance policy shall also provide coverage for behavioral health treatment for pervasive developmental disorder or autism no later than July 1,...
- California Insurance Code Section 10144.52
(a) For purposes of this part, the terms "provider," "professional provider," "network provider," "mental health provider," and "mental health professional" shall include the term "qualified...
- California Insurance Code Section 10144.6
No disability insurer may utilize any information regarding whether a beneficiary's psychiatric inpatient admission was made on a voluntary or involuntary basis for the purpose...
- California Insurance Code Section 10145
No insurer issuing, providing, or administering any contract of individual or group insurance providing life, annuity, or disability benefits applied for and issued on or...
- California Insurance Code Section 10145.2
(a) Every policy of disability insurance that is issued, amended, or renewed on or after July 1, 2002, that covers hospital, medical, or surgery expenses...
- California Insurance Code Section 10145.3
(a) Every disability insurer that covers hospital, medical, or surgical benefits shall provide an external, independent review process to examine the insurer's coverage decisions regarding...
- California Insurance Code Section 10145.4
(a) For an insured diagnosed with cancer and accepted into a phase I, phase II, phase III, or phase IV clinical trial for cancer, every...
- California Insurance Code Section 10146
The purposes of this article are to establish standards regarding unfair discrimination among individuals of the same class in the underwriting of life or disability...
- California Insurance Code Section 10147
As used in this article: (a) "Disability income insurance" means insurance against loss of occupational earning capacity arising from injury, sickness, or disablement, and includes...
- California Insurance Code Section 10148
No insurer shall require a test for the presence of a genetic characteristic for the purpose of determining insurability other than for those policies that...
- California Insurance Code Section 10149
(a) All underwriting activities undertaken by insurers pursuant to this article shall be subject to all applicable provisions of Article 6.6 (commencing with Section 791)...
- California Insurance Code Section 10149.1
(a) This section shall apply to the disclosure of the results of a test for a genetic characteristic requested by an insurer pursuant to this...
- California Insurance Code Section 10150
The provisions of this article shall not apply to annuities, industrial policies or to term contracts issued for periods of twenty years or less.
- California Insurance Code Section 10150.1
This article is not applicable to life policies issued on or after the operative date as to such policies of Article 3a, Chapter 1, Part...
- California Insurance Code Section 10151
Every contract or policy of life insurance (excluding additional benefits specified therein or issued in connection therewith for accidental death or disability) hereinafter made by...
- California Insurance Code Section 10152
In lieu of the application of the provisions for automatic insurance upon nonpayment of premium the policy may be surrendered to the insurer at its...
- California Insurance Code Section 10153
No agreement between the insurer and the policy holder or applicant for insurance contrary to the foregoing shall be held to waive any of the...
- California Insurance Code Section 10154
Any life policy issued upon the life of a resident of this State and delivered within this State, which does not contain an automatic nonforfeiture...
- California Insurance Code Section 10159.1
This article is applicable only to policies and contracts issued on or after the operative date as to such policies or contracts of this article.
- California Insurance Code Section 10159.2
After December 31, 1943, any insurer may file with the commissioner a written notice of its election to comply with the provisions of this article...
- California Insurance Code Section 10160
Except as provided in Section 10165, no policy of life insurance shall be delivered or issued for delivery in this state unless it shall contain...
- California Insurance Code Section 10161
Any cash surrender value available under the policy in the event of default in a premium payment due on any policy anniversary, whether or not...
- California Insurance Code Section 10162
Any paid-up nonforfeiture benefit available under the policy in the event of default in a premium payment due on any policy anniversary shall be such...
- California Insurance Code Section 10163
This section shall not apply to policies issued on or after the operative date of Section 10163.2 as defined therein. Except as provided in the...
- California Insurance Code Section 10163.1
(a) In the case of ordinary policies issued on or after the operative date of this subdivision as defined herein, all adjusted premiums and present...
- California Insurance Code Section 10163.2
(a) This section shall apply to all policies issued on or after the operative date of this section as defined herein. Except as provided in...
- California Insurance Code Section 10163.3
In the case of any plan of life insurance that provides for future premium determination, the amounts of which are to be determined by the...
- California Insurance Code Section 10163.35
(a) Notwithstanding any other provision of law, the form of any policy, contract, or certificate providing life insurance that is subject to this article shall...
- California Insurance Code Section 10164
Any cash surrender value and any paid-up nonforfeiture benefit available under the policy in the event of default in a premium payment due at any...
- California Insurance Code Section 10164.1
This section shall apply to all policies issued on or after January 1, 1986. Any cash surrender value available under the policy in the event...
- California Insurance Code Section 10164.2
(a) For a policy of individual life insurance that is surrendered by the policy owner, the insurer shall return to the owner all moneys due...
- California Insurance Code Section 10165
This article shall not apply to any of the following: (a) Reinsurance. (b) Group insurance. (c) Pure endowment. (d) Annuity or reversionary annuity contract. (e)...
- California Insurance Code Section 10166
No agreement between the insurer and the policyholder or applicant for insurance contrary to this article shall be held to waive any of the provisions...
- California Insurance Code Section 10167
Any policy to which this article is applicable which does not contain a paid-up nonforfeiture benefit shall be construed as granting nonparticipating paid-up term insurance...
- California Insurance Code Section 10167.5
(a) Whenever a nonforfeiture benefit is implemented by a life insurer in connection with a defaulting policyowner, the insurer shall provide a notice to the...
- California Insurance Code Section 10168
This article shall not apply to any reinsurance, group annuity purchased under a retirement plan or plan of deferred compensation established or maintained by an...
- California Insurance Code Section 10168.1
In the case of contracts issued on or after the operative date of this article as defined in Section 10168.10, no contract of annuity, except...
- California Insurance Code Section 10168.2
(a) This section shall apply to contracts issued before January 1, 2004, and may be applied by a company, on a contract-form-by-contract-form basis, to any...
- California Insurance Code Section 10168.25
(a) This section shall apply to contracts issued on and after January 1, 2006, and may be applied by a company, on a contract-form-by-contract-form basis,...
- California Insurance Code Section 10168.3
Any paid-up annuity benefit available under a contract shall be such that its present value on the date annuity payments are to commence is at...
- California Insurance Code Section 10168.4
For contracts which provide cash surrender benefits, such cash surrender benefits available prior to maturity shall not be less than the present value as of...
- California Insurance Code Section 10168.5
For contracts which do not provide cash surrender benefits, the present value of any paid-up annuity benefit available as a nonforfeiture option at any time...
- California Insurance Code Section 10168.6
For the purpose of determining the benefits calculated under Sections 10168.4 and 10168.5, in the case of annuity contracts under which an election may be...
- California Insurance Code Section 10168.7
Any contract which does not provide cash surrender benefits or does not provide death benefits at least equal to the minimum nonforfeiture amount prior to...
- California Insurance Code Section 10168.8
Any paid-up annuity, cash surrender or death benefits available at any time, other than on the contract anniversary under any contract with fixed scheduled considerations,...
- California Insurance Code Section 10168.9
For any contract which provides, within the same contract by rider or supplemental contract provision, both annuity benefits and life insurance benefits that are in...
- California Insurance Code Section 10168.10
After the effective date of this article, any company may file with the commissioner a written notice of its election to comply with the provisions...
- California Insurance Code Section 10168.92
The commissioner may adopt regulations to implement the provisions of this article.
- California Insurance Code Section 10168.93
(a) Notwithstanding any other provision of law, the form of any annuity contract that is subject to this article shall be filed by the obligor...
- California Insurance Code Section 10169
(a) Commencing January 1, 2001, there is hereby established in the department the Independent Medical Review System. (b) For the purposes of this chapter, "disputed...
- California Insurance Code Section 10169.1
(a) If there is an imminent and serious threat to the health of the insured, as specified in subdivision (c) of Section 10169.3, all necessary...
- California Insurance Code Section 10169.2
(a) By January 1, 2001, the department shall contract with one or more independent medical review organizations in the state to conduct reviews for purposes...
- California Insurance Code Section 10169.3
(a) Upon receipt of information and documents related to a case, the medical professional reviewer or reviewers selected to conduct the review by the independent...
- California Insurance Code Section 10169.5
(a) After considering the results of a competitive bidding process and any other relevant information on program costs, the commissioner shall establish a reasonable, per-case...
- California Insurance Code Section 10170
Life insurance may be made payable as follows: (a) On the death of the insured. (b) On his or her surviving a specified period. (c)...
- California Insurance Code Section 10171
Any life policy or other agreement relating to the holding or payment of the proceeds of a life policy may provide that the proceeds thereof...
- California Insurance Code Section 10172
Notwithstanding Sections 751 and 1100 of the Family Code and Section 249.5 of the Probate Code, when the proceeds of, or payments under, a life...
- California Insurance Code Section 10172.5
(a) Notwithstanding any other provision of law, each insurer admitted to transact life insurance, credit life insurance, or accidental death insurance in this state that...
- California Insurance Code Section 10173
When a policy of life insurance is assigned in writing the insurer may deal with the assignee in any manner not inconsistent with the terms...
- California Insurance Code Section 10173.2
When a policy of life insurance is, after the effective date of this section, assigned in writing as security for an indebtedness, the insurer shall,...
- California Insurance Code Section 10174
Policies of disability insurance, as defined in Section 106, that provide for death benefits, shall, as to those death benefits, be subject to Sections 10172,...
- California Insurance Code Section 10175
Nothing contained in Sections 10172, 10173 or 10174 shall affect any claim or right to any policy or the proceeds thereof, or payments thereunder, as...
- California Insurance Code Section 10175.5
(a) No disability insurance contract with a physician and surgeon, physician and surgeon group, or other licensed health care practitioner shall contain any incentive plan...
- California Insurance Code Section 10176
(a) In disability insurance, the policy may provide for payment of medical, surgical, chiropractic, physical therapy, speech pathology, audiology, acupuncture, professional mental health, dental, hospital,...
- California Insurance Code Section 10176.1
As of the effective date of the amendments to this section enacted at the 1969 Regular Session of the Legislature all disability policies shall be...
- California Insurance Code Section 10176.2
As an alternative to the exclusion permitted by Section 10176, a disability insurance policy may provide that services of a licensed physical therapist, licensed pursuant...
- California Insurance Code Section 10176.25
(a) As an alternative to an exclusion permitted by Section 10176, a disability insurance policy may provide that services of a registered dietitian or other...
- California Insurance Code Section 10176.3
The amendments to Section 10176 and the addition of Section 10176.2 enacted at the 1971 Regular Session of the Legislature shall be applicable only to...
- California Insurance Code Section 10176.4
For purposes of establishing the fact of disability in credit disability insurance, disability insurance or life insurance, chiropractors' certifications of disability when made within the...
- California Insurance Code Section 10176.5
Disability insurance which is written or issued for delivery outside California in a state the laws of which require recognition of psychologists licensed in such...
- California Insurance Code Section 10176.6
On and after January 1, 1982, every policy of disability insurance which is issued, amended, delivered, or renewed that covers hospital, medical, or surgical expenses...
- California Insurance Code Section 10176.61
(a) Every insurer issuing, amending, delivering, or renewing a disability insurance policy on or after January 1, 2000, that covers hospital, medical, or surgical expenses...
- California Insurance Code Section 10176.7
(a) Disability insurance where the insurer is licensed to do business in this state and which provides coverage under a contract of insurance which includes...
- California Insurance Code Section 10176.8
A disability insurance policy may provide that services of a respiratory care practitioner certified pursuant to Chapter 8.3 (commencing with Section 3700) of the Division...
- California Insurance Code Section 10176.9
No policy, contract, or agreement coming within the provisions of this article, issued, entered into or renewed on or after July 1, 1984, shall be...
- California Insurance Code Section 10176.10
(a) On or after January 1, 1994, no disability insurer issuing policies covering hospital, surgical, or medical expenses delivered or renewed in this state or...
- California Insurance Code Section 10177
(a) A self-insured employee welfare benefit plan may provide for payment of professional mental health expenses upon a reimbursement basis, or for the exclusion of...
- California Insurance Code Section 10177.5
A self-insured employee welfare benefit plan which is written or issued for delivery outside California in a state the laws of which require recognition of...
- California Insurance Code Section 10177.6
On and after the effective date of this section, a self-insured employee welfare benefit plan shall not prohibit the insured from selecting any person who...
- California Insurance Code Section 10177.7
On and after January 1, 1982, every self-insured employee welfare benefit plan which is issued, amended, delivered, or renewed that covers hospital, medical, or surgical...
- California Insurance Code Section 10177.8
(a) A self-insured employee welfare benefit plan doing business in this state and providing coverage that includes California residents but that may be written or...
- California Insurance Code Section 10177.9
(a) It is the intent of the Legislature that all persons licensed in this state to engage in the practice of dentistry shall be accorded...
- California Insurance Code Section 10178
No admitted insurer, union trust fund which administers health, medical, or surgical insurance, or employer which has an insurance company administering its health services program,...
- California Insurance Code Section 10178.3
(a) In order to prevent the improper selling, leasing, or transferring of a health care provider's contract, it is the intent of the Legislature that...
- California Insurance Code Section 10178.4
(a) When a contracting agent sells, leases, or transfers a health provider's contract to a payor, the rights and obligations of the provider shall be...
- California Insurance Code Section 10178.5
(a) Every self-insured employee welfare benefit plan issued, amended, or renewed on and after January 1, 1987, that offers coverage for medical transportation services, shall...
- California Insurance Code Section 10179
A disability insurer that offers or provides coverage for any services that are legally within the scope of the practice of podiatric medicine, as defined...
- California Insurance Code Section 10180
(a) A disability insurer which negotiates and enters into a contract with professional providers to provide services at alternative rates of payment pursuant to Section...
- California Insurance Code Section 10181
For purposes of this article, the following definitions shall apply: (a) "Large group health insurance policy" means a group health insurance policy other than a...
- California Insurance Code Section 10181.2
This article shall apply to health insurance policies offered in the individual or group market in California. However, this article shall not apply to a...
- California Insurance Code Section 10181.3
(a) (1) All health insurers shall file with the department all required rate information for individual and small group health insurance policies at least 60...
- California Insurance Code Section 10181.4
(a) For large group health insurance policies, all health insurers shall file with the department at least 60 days prior to implementing any rate change...
- California Insurance Code Section 10181.5
Notwithstanding any provision in a contract between a health insurer and a provider, the department may request from a health insurer any information required under...
- California Insurance Code Section 10181.6
(a) A filing submitted under this article shall be actuarially sound. (b) (1) The health insurer shall contract with an independent actuary or actuaries consistent...
- California Insurance Code Section 10181.7
(a) Notwithstanding Chapter 3.5 (commencing with Section 6250) of Division 7 of Title 1 of the Government Code, all information submitted under this article shall...
- California Insurance Code Section 10181.9
(a) On or before July 1, 2012, the commissioner may issue guidance to health insurers regarding compliance with this article. This guidance shall not be...
- California Insurance Code Section 10181.11
(a) Whenever it appears to the department that any person has engaged, or is about to engage, in any act or practice constituting a violation...
- California Insurance Code Section 10181.13
The department shall do all of the following in a manner consistent with applicable federal laws, rules, and regulations: (a) Provide data to the United...
- California Insurance Code Section 10190
The provisions of Sections 800, 801, 802, 803, and 804 shall not apply to life insurance.
- California Insurance Code Section 10191
(a) The commissioner may, from time to time as conditions warrant, after notice and hearing, promulgate such reasonable rules and regulations, and amendments and additions...
- California Insurance Code Section 10192
If a policy of life insurance becomes paid up pursuant to a paid up nonforfeiture benefit, the insurer shall send a notice to the owner...
- California Insurance Code Section 10192.1
All Medicare supplement policies and certificates shall comply with the provisions of subdivision (b) of Section 10291.5 and Chapter 7 (commencing with Section 10600) of...
- California Insurance Code Section 10192.2
The purpose of this article is to provide for the reasonable standardization of coverage and simplification of terms and benefits of Medicare supplement policies, to...
- California Insurance Code Section 10192.3
(a) Except as otherwise provided in this section or in Sections 10192.7, 10192.12, 10192.13, 10192.16, and 10192.21, this article shall apply to all Medicare supplement...
- California Insurance Code Section 10192.4
The following definitions apply for the purposes of this article: (a) "Applicant" means: (1) The person who seeks to contract for insurance benefits, in the...
- California Insurance Code Section 10192.5
A policy or certificate shall not be advertised, solicited, or issued for delivery as a Medicare supplement policy or certificate unless the policy or certificate...
- California Insurance Code Section 10192.55
(a) With regard to Medicare supplement policies, all insurers, brokers, agents, and others engaged in the business of insurance owe a policyholder or a prospective...
- California Insurance Code Section 10192.6
(a) Except for permitted preexisting condition clauses as described in Sections 10192.7, 10192.8, and 10192.81, a policy or certificate shall not be advertised, solicited, or...
- California Insurance Code Section 10192.7
A policy or certificate shall not be advertised, solicited, or issued for delivery as a Medicare supplement policy or certificate prior to January 1, 2001,...
- California Insurance Code Section 10192.8
The following standards are applicable to all Medicare supplement policies or certificates advertised, solicited, or issued for delivery on or after January 1, 2001, and...
- California Insurance Code Section 10192.81
The following standards are applicable to all Medicare supplement policies or certificates delivered or issued for delivery in this state with an effective date on...
- California Insurance Code Section 10192.9
The following standards are applicable to all Medicare supplement policies or certificates delivered or issued for delivery in this state on or after July 1,...
- California Insurance Code Section 10192.91
The following standards are applicable to all Medicare supplement policies or certificates delivered or issued for delivery in this state with an effective date on...
- California Insurance Code Section 10192.10
(a) (1) This section shall apply to Medicare Select policies and certificates, as defined in this section. (2) A policy or certificate shall not be...
- California Insurance Code Section 10192.11
(a) (1) An issuer shall not deny or condition the issuance or effectiveness of any Medicare supplement policy or certificate available for sale in this...
- California Insurance Code Section 10192.12
(a) (1) With respect to the guaranteed issue of a Medicare supplement policy, eligible persons are those individuals described in subdivision (b) who seek to...
- California Insurance Code Section 10192.13
(a) An issuer shall comply with Section 1882(c)(3) of the federal Social Security Act (as enacted by Section 4081(b)(2)(C) of the federal Omnibus Budget Reconciliation...
- California Insurance Code Section 10192.14
(a) (1) (A) With respect to loss ratio standards, a Medicare supplement policy form or certificate form shall not be advertised, solicited, or issued for...
- California Insurance Code Section 10192.15
(a) An issuer shall not advertise, solicit, or issue for delivery a policy or certificate to a resident of this state unless the policy form...
- California Insurance Code Section 10192.16
(a) An issuer or other entity may provide commission or other compensation to an agent or other representative for the sale of a Medicare supplement...
- California Insurance Code Section 10192.165
(a) (1) As prescribed in this chapter, the commissioner shall have the administrative authority to assess penalties against issuers, brokers, agents, and other entities engaged...
- California Insurance Code Section 10192.17
(a) Medicare supplement policies and certificates shall include a renewal, continuation, or conversion provision. The language or specifications of the provision shall be consistent with...
- California Insurance Code Section 10192.18
(a) Application forms shall include the following questions designed to elicit information as to whether, as of the date of the application, the applicant currently...
- California Insurance Code Section 10192.185
In addition to any other requirements of law, the following shall apply to a Medicare supplement policy: (a) The issuer shall not require an amount...
- California Insurance Code Section 10192.19
(a) An issuer shall provide a copy of any Medicare supplement advertisement intended for use in this state whether through written, radio, or television medium...
- California Insurance Code Section 10192.195
The commissioner may prescribe by regulation a standard form and the contents of an informational brochure for persons eligible for Medicare by reason of age...
- California Insurance Code Section 10192.20
(a) An issuer, directly or through its producers, shall do each of the following: (1) Establish marketing procedures to ensure that any comparison of policies...
- California Insurance Code Section 10192.21
(a) In recommending the purchase or replacement of any Medicare supplement policy or certificate, an agent shall make reasonable efforts to determine the appropriateness of...
- California Insurance Code Section 10192.22
(a) On or before March 1 of each year, an issuer shall report the following information for every individual resident of this state for which...
- California Insurance Code Section 10192.23
(a) If a Medicare supplement policy or certificate replaces another Medicare supplement policy or certificate, the replacing issuer shall waive any time periods applicable to...
- California Insurance Code Section 10192.24
This section applies to all policies with policy years beginning on or after May 21, 2009. (a) In addition to the requirements set forth under...
- California Insurance Code Section 10198.6
For purposes of this article: (a) "Health benefit plan" means any group or individual policy or contract that provides medical, hospital, or surgical benefits. The...
- California Insurance Code Section 10198.61
(a) For purposes of this article, "health benefit plan" does not include policies or certificates of specified disease or hospital confinement indemnity provided that the...
- California Insurance Code Section 10198.7
(a) No health benefit plan that covers three or more persons and that is issued, renewed, or written by any insurer, nonprofit hospital service plan,...
- California Insurance Code Section 10198.8
This article applies to all health benefit plans that provide hospital, medical, or surgical benefits to residents of this state regardless of the situs of...
- California Insurance Code Section 10198.9
(a) Except in the case of a late enrollee, or for satisfaction of a preexisting condition clause in the case of initial coverage of an...
- California Insurance Code Section 10198.10
This article shall remain in effect only until January 1, 2014, and as of that date is repealed, unless a later enacted statute, that is...
- California Insurance Code Section 10199
The purpose of the chapter is to promote the public interest, to prevent unfair and unlawful health care business practices, and to promote adequate consumer...
- California Insurance Code Section 10199.1
(a) No insurer or nonprofit hospital service plan or administrator acting on its behalf shall terminate a group master policy or contract providing hospital, medical,...
- California Insurance Code Section 10199.2
(a) The written notice described in subdivisions (a) and (b) of Section 10199.1 shall state in italics and in 12-point type the actual dollar amount...
- California Insurance Code Section 10199.3
There shall be no liability on the part of, and no cause of action of any nature shall arise against, any entity required to provide...
- California Insurance Code Section 10199.4
Proof of mailing a notice and the reason therefor to the appropriate entity or individual at the last known mailing address shall be sufficient proof...
- California Insurance Code Section 10199.44
(a) On or after January 1, 1994, every insurer issuing, amending, or renewing group disability insurance which covers hospital, medical, or surgical expenses shall notify...
- California Insurance Code Section 10199.46
(a) On or after January 1, 1994, every nonprofit hospital service plan issued, amended, or renewed that covers hospital, medical, or surgical expenses on a...
- California Insurance Code Section 10199.48
(a) No health insurer shall, with regard to a group contract, change the premium rates or applicable copayments or coinsurances or deductibles for the length...
- California Insurance Code Section 10199.5
The commissioner may, as conditions warrant, pursuant to Chapter 3.5 (commencing with Section 11340) of Part 1 of Division 3 of Title 2 of the...
- California Insurance Code Section 10199.6
(a) The commissioner shall have the administrative authority to assess penalties against insurers, nonprofit hospital service plans, administrators, and insurance producers, and other entities engaged...
- California Insurance Code Section 10199.7
(a) Any production agent, administrator, or other person or entity engaged in the business of insurance, other than an insurer, who violates this chapter is...
- California Insurance Code Section 10199.8
In addition to any other penalty provided by law or the availability of any administrative procedure, if an insurer, after notice and hearing, is found...
- California Insurance Code Section 10199.9
This chapter applies to all master group policies and master group nonprofit hospital service plan contracts providing hospital, medical, or surgical benefits, regardless of policy...
- California Insurance Code Section 10200
Any life insurer may issue life, disability, term, and endowment insurance on the group plan, with or without annuities, and with premium rates less than...
- California Insurance Code Section 10200.2
An insurer may, in the discretion of the contracting parties, enter into a contract with a group policyholder or other contracting entity under any group,...
- California Insurance Code Section 10200.5
The term "franchise" or "wholesale" insurance shall mean a life insurance plan under which a number of individual life insurance policies are issued at special...
- California Insurance Code Section 10201
The only forms of group life insurance are those set forth in this chapter.
- California Insurance Code Section 10202
Life insurance conforming to all the following conditions is one form of group life insurance: (a) Written under a policy covering when issued not less...
- California Insurance Code Section 10202.5
(a) The term "employees" as used in Section 10202 may include the officers, managers and employees of subsidiary or affiliated corporations, and the individual proprietors,...
- California Insurance Code Section 10202.8
A group life policy conforming to all the following conditions may be issued to the trustees of a fund established by employer members of a...
- California Insurance Code Section 10202.81
The State and any political subdivisions thereof and any municipality, may provide for the type of insurance set forth in Section 10202.8 of this code...
- California Insurance Code Section 10202.82
The term "employees" as used in subdivision (a) of Section 10202.8 includes individual proprietors and partners of an employer which is an individual proprietor or...
- California Insurance Code Section 10202.85
A policy conforming to Section 10202.8 issued to a county may include as persons eligible, employees of a district located, wholly or partly, within such...
- California Insurance Code Section 10203
Life insurance conforming to all of the following conditions is another form of group life insurance: (a) Written under a policy covering, when issued, not...
- California Insurance Code Section 10203.1
Life insurance conforming to all the following conditions is another form of group life insurance: (a) Written under a policy covering, when issued, not less...
- California Insurance Code Section 10203.2
Life insurance conforming to all the following conditions is another form of group life insurance: (a) Written under a policy covering, when issued, not less...
- California Insurance Code Section 10203.4
(a) Insurance under a group life insurance policy issued pursuant to Sections 10202, 10202.8, 10203, 10203.1, and 10203.7 may be extended to insure the dependents,...
- California Insurance Code Section 10203.5
(a) Life insurance conforming to all the following conditions is another form of group life insurance: (1) Covering one of the following groups: (A) All...
- California Insurance Code Section 10203.55
An agricultural or horticultural loan commitment as used in Section 10203.5 and in Article 5.9 (commencing with Section 779.1), Chapter 1, Part 2, Division 1...
- California Insurance Code Section 10203.7
Life insurance conforming to all the following conditions is another form of group life insurance: (a) Written under a policy covering when issued, not less...
- California Insurance Code Section 10203.8
Life insurance conforming to all of the following conditions is another form of group life insurance: (a) Covering the lives of every eligible member of...
- California Insurance Code Section 10203.9
In addition to the other specific circumstances under which a group life policy may be issued under this chapter a group life policy may be...
- California Insurance Code Section 10203.10
(a) Life insurance conforming to all of the following conditions is another form of group life insurance: (1) Written under a policy issued and delivered...
- California Insurance Code Section 10204
For the purpose of this chapter, the term "employer" includes the association or union designated by Section 10203, and the institution, vendor, credit union, or...
- California Insurance Code Section 10204.5
(a) In addition to the issuance of group life insurance to groups in this state as permitted elsewhere in this chapter, the commissioner may approve...
- California Insurance Code Section 10205
A policy of group life insurance shall not be issued or delivered in this State nor, except as otherwise provided in Section 10205.5, shall an...
- California Insurance Code Section 10205.5
An insurer is permitted to provide group life coverage prior to the approval of the form of the policy if all of the conditions of...
- California Insurance Code Section 10205.6
The commissioner may suspend or revoke the permission granted any insurer in Section 10205.5 if, after notice and hearing in accordance with Chapter 5 of...
- California Insurance Code Section 10206
(a) The policy shall provide that the validity of the policy shall not be contested, except for nonpayment of premiums, after it has been in...
- California Insurance Code Section 10206.5
The policy may provide that the insurer is not liable, or is liable only in a reduced amount, for losses arising from conditions: (a) Relating...
- California Insurance Code Section 10207
The policy shall contain a provision that: (a) The policy, the application of the employer and the individual applications, if any, of the employees constitute...
- California Insurance Code Section 10208
The policy shall contain a provision for the equitable adjustment of the premium or the amount of insurance payable in the event of a misstatement...
- California Insurance Code Section 10209
(a) Except as provided by Sections 10203.5 and 10203.8, the policy shall contain a provision that the insurer will issue to the employer for delivery...
- California Insurance Code Section 10209.1
An individual certificate shall be individualized, except that in the case of an individual certificate issued under a group policy which requires no regular contribution...
- California Insurance Code Section 10209.3
(a) Subject to the terms of the policy, or pursuant to an agreement between the insured, the group policyholder, and the insurer, any person insured...
- California Insurance Code Section 10210
The policy shall contain a provision that to the groups or classes originally insured there will be added from time to time all new employees...
- California Insurance Code Section 10210.5
Whenever any provision of this chapter requires the payment of a premium by any person, such requirement relates to the responsibility for the payment of...
- California Insurance Code Section 10211
Policies of group life insurance may conform to the following conditions, any other provisions of this chapter notwithstanding: (a) When issued in this State by...
- California Insurance Code Section 10212
Except as provided in this chapter, in every group policy issued by a domestic life insurer, the employer is the policyholder for all purposes within...
- California Insurance Code Section 10214
If hereafter any dividend is paid or any premium refunded under any policy of group life insurance heretofore or hereafter issued, the excess, if any,...
- California Insurance Code Section 10220
Any life insurer may issue policies of blanket life insurance for a term not exceeding one year with premium rates less than the usual rates...
- California Insurance Code Section 10221
The only forms of blanket life insurance are those set forth in this chapter.
- California Insurance Code Section 10222
Life insurance conforming to all the following conditions is one form of blanket life insurance: (a) Written under a policy issued to a newspaper, farm...
- California Insurance Code Section 10223
A blanket life insurance policy may provide that the insurer is not liable, or is liable only in a reduced amount, for losses arising from...
- California Insurance Code Section 10224
Policies of blanket life insurance may conform to the following conditions, any other provisions of this chapter notwithstanding: (a) When issued in this State by...
- California Insurance Code Section 10225
A policy of blanket insurance shall not be delivered or issued for delivery in this State until a copy of the form of the policy...
- California Insurance Code Section 10231
Unless the context requires otherwise, the definitions in this article shall govern the construction of this chapter.
- California Insurance Code Section 10231.2
"Long-term care insurance" includes any insurance policy, certificate, or rider advertised, marketed, offered, solicited, or designed to provide coverage for diagnostic, preventive, therapeutic, rehabilitative, maintenance,...
- California Insurance Code Section 10231.4
"Applicant" means either of the following: (a) In the case of an individual long-term care insurance policy, the person who seeks to contract for benefits....
- California Insurance Code Section 10231.5
"Certificate" means any certificate issued under a group long-term care insurance policy, which policy has been delivered or issued for delivery in this state.
- California Insurance Code Section 10231.6
"Group long-term care insurance" means a long-term care insurance policy which is delivered or issued for delivery in this state and issued to any of...
- California Insurance Code Section 10231.8
"Policy" means any policy, contract, subscriber agreement, rider or endorsement delivered or issued for delivery in this state by an insurer, fraternal benefit society, nonprofit...
- California Insurance Code Section 10232
(a) No group long-term care insurance coverage may be offered or sold to a resident of this state under a group policy issued in another...
- California Insurance Code Section 10232.1
(a) Every policy that is intended to be a qualified long-term care insurance contract as provided by Public Law 104-191 shall be identified as such...
- California Insurance Code Section 10232.2
(a) Every insurer that offers policies or certificates that are intended to be federally qualified long-term care insurance contracts, including riders to life insurance policies...
- California Insurance Code Section 10232.3
(a) All applications for long-term care insurance except that which is guaranteed issue, shall contain clear, unambiguous, short, simple questions designed to ascertain the health...
- California Insurance Code Section 10232.4
(a) No long-term care insurance policy or certificate other than a group policy or certificate, as described in subdivision (a) of Section 10231.6, shall use...
- California Insurance Code Section 10232.5
On or after January 1, 1990, no long-term care insurance policy may be delivered or issued for delivery in this state which does any of...
- California Insurance Code Section 10232.6
The commissioner may adopt regulations establishing loss ratio standards for long-term care insurance policies provided that a specific reference to long-term care insurance policies is...
- California Insurance Code Section 10232.65
In addition to any other requirements of law, the following shall apply to a long-term care insurance policy: (a) The insurer shall not require an...
- California Insurance Code Section 10232.7
(a) An applicant for a long-term care insurance policy or a certificate, other than an applicant for a certificate issued under a group long-term care...
- California Insurance Code Section 10232.8
(a) In every long-term care policy or certificate that is not intended to be a federally qualified long-term care insurance contract and provides home care...
- California Insurance Code Section 10232.9
(a) Every long-term care policy or certificate that purports to provide benefits of home care or community-based services, shall provide at least the following: (1)...
- California Insurance Code Section 10232.92
Every long-term care policy or certificate covering confinement in a nursing facility shall also include a provision with the following features: (a) Care in a...
- California Insurance Code Section 10232.93
Every long-term care policy or certificate shall define the maximum lifetime benefit as a single dollar amount that may be used interchangeably for any home-...
- California Insurance Code Section 10232.95
Every long-term care policy or certificate that provides reimbursement for care in a nursing facility shall cover and reimburse for per diem expenses, as well...
- California Insurance Code Section 10232.96
When a policy or certificate holder of an insurance contract issued prior to December 31, 1996, requests a material modification to the contract as defined...
- California Insurance Code Section 10232.97
In every long-term care policy or certificate that covers care in a nursing facility, the threshold establishing eligibility for nursing facility care shall be no...
- California Insurance Code Section 10233
Precedent to the payment of benefits for any care covered by the terms of the policy, any insurer offering long-term care insurance as described in...
- California Insurance Code Section 10233.2
Long-term care insurance may not: (a) Be canceled, nonrenewed, or otherwise terminated on the grounds of the age or the deterioration of the mental or...
- California Insurance Code Section 10233.25
No long-term care policy or certificate that is issued, amended, renewed, or delivered on and after January 1, 2002, shall contain a provision that prohibits...
- California Insurance Code Section 10233.3
If a policy or certificate replaces another long-term care policy or certificate, the replacing insurer shall waive any time periods applicable to preexisting conditions and...
- California Insurance Code Section 10233.4
No long-term care insurance benefits may be reduced because of out-of-pocket expenditures by the insured or on behalf of the insured by a family member...
- California Insurance Code Section 10233.5
(a) An outline of coverage shall be delivered to a prospective applicant for long-term care insurance at the time of initial solicitation through means which...
- California Insurance Code Section 10233.6
A certificate issued pursuant to a group long-term care insurance policy, which policy is delivered or issued for delivery in this state, shall include all...
- California Insurance Code Section 10233.7
No policy may be advertised, marketed, or offered as long-term care or nursing home insurance unless it complies with this chapter.
- California Insurance Code Section 10233.9
Any insurer offering long-term care insurance under this chapter shall provide to the Department of Insurance, for the commissioner's conveyance to the Department of Aging,...
- California Insurance Code Section 10234
The commissioner shall, as required by this chapter, or from time to time as conditions warrant, pursuant to Chapter 3.5 (commencing with Section 11340) of...
- California Insurance Code Section 10234.2
(a) In addition to all other powers and remedies vested in the commissioner by law, the commissioner shall have administrative authority to assess the penalties...
- California Insurance Code Section 10234.3
(a) Any broker, agent, or other entity determined by the commissioner to engage in the business of insurance, other than an insurer, who violates this...
- California Insurance Code Section 10234.4
In addition to the assessment of penalties and other applicable remedies, the commissioner may take the following actions upon determination that a violation of this...
- California Insurance Code Section 10234.5
(a) Any broker, agent, insurer, or other entity within the jurisdiction of the department who is charged with a violation of this chapter shall be...
- California Insurance Code Section 10234.6
(a) The commissioner shall, by June 1 of each year, jointly design the format and content of a consumer rate guide for long-term care insurance...
- California Insurance Code Section 10234.7
The commissioner's annual report to the Legislature, as required by Section 10234.6, shall be compiled in consultation with a task force designated by the commissioner...
- California Insurance Code Section 10234.8
(a) With regard to long-term care insurance, all insurers, brokers, agents, and others engaged in the business of insurance owe a policyholder or a prospective...
- California Insurance Code Section 10234.85
No insurer, broker, agent, or other person shall cause a policyholder to replace a long term care insurance policy unnecessarily. Nothing in this section shall...
- California Insurance Code Section 10234.86
(a) Every insurer shall maintain records for each agent of that agent's amount of replacement sales as a percent of the agent' s total annual...
- California Insurance Code Section 10234.87
(a) If an insurer replaces a policy or certificate that it has previously issued, the insurer shall recognize past insured status by granting premium credits...
- California Insurance Code Section 10234.9
(a) Every insurer providing long-term care coverage in California shall provide a copy of any advertisement intended for use in California to the commissioner for...
- California Insurance Code Section 10234.93
(a) Every insurer of long-term care in California shall: (1) Establish marketing procedures to assure that any comparison of policies by its agents or other...
- California Insurance Code Section 10234.95
(a) Every insurer or other entity marketing long-term care insurance shall: (1) Develop and use suitability standards to determine whether the purchase or replacement of...
- California Insurance Code Section 10234.97
(a) Any time long-term care coverage is replaced, the sales commission that is paid by the insurer and that represents the percentage of the sale...
- California Insurance Code Section 10235
Except as provided in Section 10235.95, this article applies to all long-term care insurance policies delivered or issued for delivery in this state on or...
- California Insurance Code Section 10235.2
No long-term care insurance policy delivered or issued for delivery in this state shall use the terms set forth below, unless the terms are defined...
- California Insurance Code Section 10235.8
No policy may be delivered or issued for delivery in this state as long-term care insurance if the policy limits or excludes coverage by type...
- California Insurance Code Section 10235.9
(a) Every insurer shall report annually by June 30 the total number of claims denied by each class of business in the state and the...
- California Insurance Code Section 10235.10
Termination of long-term care insurance shall be without prejudice to any benefits payable for institutionalization if that institutionalization began while the long-term care insurance was...
- California Insurance Code Section 10235.14
(a) Individual long-term care insurance policies shall contain a renewability provision. This provision shall be appropriately captioned, shall appear on the first page of the...
- California Insurance Code Section 10235.16
(a) Long-term care insurance application forms shall include a question designed to elicit information as to whether the proposed insurance is intended to replace any...
- California Insurance Code Section 10235.17
For purposes of this chapter, the commissioner shall define inappropriate replacement of long-term care insurance in consultation with other interested parties.
- California Insurance Code Section 10235.18
(a) Insurers using direct response solicitation methods shall deliver a notice regarding replacement of accident and sickness or long-term care coverage to the applicant upon...
- California Insurance Code Section 10235.20
The commissioner may waive a specific provision or provisions of this article with respect to a specific long-term care insurance policy or certificate upon making...
- California Insurance Code Section 10235.30
(a) No insurer may deliver or issue for delivery a long-term care policy in this state unless the insurer offers at the time of application...
- California Insurance Code Section 10235.35
(a) Notwithstanding any other provision of law, the commissioner may require the administration by an insurer of the contingent benefit upon lapse, as described in...
- California Insurance Code Section 10235.40
(a) No individual long-term care policy or certificate shall be issued until the applicant has been given the right to designate at least one individual,...
- California Insurance Code Section 10235.50
Every policy or certificate shall include a provision that gives the policyholder or certificate holder the following rights to reduce coverage and lower premiums: (a)...
- California Insurance Code Section 10235.51
(a) Every policy or certificate shall include a provision that gives the insured the option to elect, no less frequently than on each anniversary date...
- California Insurance Code Section 10235.52
(a) Every policy shall contain a provision that, in the event the insurer develops new benefits or benefit eligibility or new policies with new benefits...
- California Insurance Code Section 10235.91
In the event a non-medicaid national or state long-term care program is created through public funding that substantially duplicates benefits covered by the policy or...
- California Insurance Code Section 10235.94
Every policy or certificate shall include a provision giving the policyholder or certificate holder the right to appeal decisions regarding benefit eligibility, care plans, services...
- California Insurance Code Section 10235.95
(a) Notwithstanding Section 10235, this section applies to all long-term care policies in force, regardless of their dates of issuance. (b) Interest shall accrue and...
- California Insurance Code Section 10236
Every individual and group long-term care policy and certificate under a group long-term care policy shall be either guaranteed renewable or noncancelable. (a) "Guaranteed renewable"...
- California Insurance Code Section 10236.1
(a) Benefits under individual long-term care insurance policies issued before new premium rate schedules are approved under Section 10236.11 shall be deemed reasonable in relation...
- California Insurance Code Section 10236.2
Except where the provisions of a group contract provide otherwise, the provisions of subdivisions (d) and (e) of Section 10236.1 shall apply to all group...
- California Insurance Code Section 10236.5
(a) Every certificate of group insurance issued or delivered in California shall provide for continuation or conversion coverage for the certificate holder if the group...
- California Insurance Code Section 10236.8
If a group long-term care policy is replaced by another policy to the same master policyholder issued, the replacing insurer shall do all of the...
- California Insurance Code Section 10236.11
The premium rate schedules for all individual and group long-term care insurance policies issued in this state shall be filed with and receive the prior...
- California Insurance Code Section 10236.12
All actuaries used by the commissioner to review rate applications submitted by insurers pursuant to this chapter who are employees of the department shall be...
- California Insurance Code Section 10236.13
No insurer may increase the premium for an individual or group long-term care insurance policy or certificate approved for sale under this chapter unless the...
- California Insurance Code Section 10236.14
Approval of all premium rate schedule increases shall be subject to the following requirements: (a) (1) Premium rate schedule increases shall demonstrate that the sum...
- California Insurance Code Section 10236.15
Premium rate schedule increases that have been approved shall be subject to the following: (a) For each rate increase that is implemented, the insurer shall...
- California Insurance Code Section 10237
This article applies to all long-term care insurance policies delivered or issued for delivery in this state on or after January 1, 1991.
- California Insurance Code Section 10237.1
No insurer may deliver or issue for delivery a long-term care insurance policy or certificate in this state unless the insurer offers to each policyholder...
- California Insurance Code Section 10237.2
If the policy is issued to a group, the required offering in Section 10237.1 shall be made to the group policyholder; except that if the...
- California Insurance Code Section 10237.3
The offer in Section 10237.1 shall not be required of any of the following: (a) Life insurance policies or riders containing accelerated long-term care benefits....
- California Insurance Code Section 10237.4
(a) Inflation protection benefit increases under a policy that contains these benefits shall continue without regard to an insured's age, claim status or claim history,...
- California Insurance Code Section 10237.5
(a) An inflation protection provision that increases benefit levels annually in a manner so that the increases are compounded annually at a rate not less...
- California Insurance Code Section 10237.6
(a) An insurer shall include the following information in or with the outline of coverage: (1) A graphic comparison of the benefit levels of a...
- California Insurance Code Section 10240
A "funeral insurance contract" is a life policy embodying an agreement, for a valuable consideration, to embalm or dispose of, or expressly to procure or...
- California Insurance Code Section 10242
The provisions of this chapter shall apply to all funeral insurance contracts issued or delivered in this State upon the life of any person in...
- California Insurance Code Section 10244
Anything in this code or elsewhere to the contrary notwithstanding, no funeral insurance contract shall be issued or delivered in this State upon the life...
- California Insurance Code Section 10246
All funeral insurance contracts shall be subject in all respects to the provisions of Sections 10150 to 10167 inclusive, and of Sections 10478 to 10489.6...
- California Insurance Code Section 10247
Limited death benefit insurance contracts may be issued and delivered in this state upon the life of any person in this state who makes premium...
- California Insurance Code Section 10248
(a) Except as permitted in Section 10247, no funeral insurance contract issued or delivered in this state upon the life of any person in this...
- California Insurance Code Section 10250
No funeral insurance contract shall be issued or delivered in this State except by an admitted insurer issuing policies on a legal reserve basis.
- California Insurance Code Section 10252
No person shall sell or offer for sale any such funeral insurance contract in this state unless he or she is licensed as a life...
- California Insurance Code Section 10270
(a) This chapter shall not apply to workmen's compensation insurance, any policy of liability insurance with or without supplementary coverage, or any policy or contract...
- California Insurance Code Section 10270.1
(a) As used in this section: (1) "Institution" means any school, college or other institution of learning or the principal or head thereof. "Camp" means...
- California Insurance Code Section 10270.2
(a) Blanket insurance is that form of insurance providing coverage for specified circumstances and insuring by description all or nearly all persons within a class...
- California Insurance Code Section 10270.2.5
(a) In addition to the permitted types of blanket insurance issued to entities described in Section 10270.2, the commissioner may, in his or her discretion,...
- California Insurance Code Section 10270.3
(a) A blanket disability policy of a type permitted under paragraph (2) or (5) of subdivision (a) of Section 10270.2 may include either a coordination...
- California Insurance Code Section 10270.4
Any disability insurer may issue policies of group disability insurance and family expense disability insurance as defined in this article but shall not issue any...
- California Insurance Code Section 10270.5
Group disability insurance is that form of disability insurance which conforms to all of the following conditions: (a) Written under a master policy, issued to...
- California Insurance Code Section 10270.505
Another permitted form of group disability insurance is that which conforms to all of the following conditions. (1) Covering debtors who are or become obligated...
- California Insurance Code Section 10270.507
Except as provided in Section 10195 with respect to regulation of group Medicare supplemental insurance, and provisions of law regulating group long-term care insurance, no...
- California Insurance Code Section 10270.51
The state and any political subdivisions thereof and any municipality, may provide for the type of insurance set forth in Section 10270.5 of this code...
- California Insurance Code Section 10270.55
(a) With respect to a policy issued to a corporation, copartnership or individual employer eligible for group insurance pursuant to Section 10270.5, the term "employees"...
- California Insurance Code Section 10270.57
Another form of group disability insurance is that form of disability insurance conforming to the following conditions: (a) Written under a master policy issued to...
- California Insurance Code Section 10270.6
Every group disability master policy shall contain the following provisions: (a) A provision that the policy, the application of the policyholder and the individual applications,...
- California Insurance Code Section 10270.63
An individual certificate shall be individualized, except that in the case of an individual certificate under a group policy which requires no regular contribution toward...
- California Insurance Code Section 10270.65
If hereafter any dividend is paid or any premium refunded under any policy of group disability insurance heretofore or hereafter issued, the excess, if any,...
- California Insurance Code Section 10270.7
Family expense disability insurance is that form of disability insurance insuring more than one person and issued to the head of a family or his...
- California Insurance Code Section 10270.8
Family expense disability policies shall also contain the following provisions: (a) A provision that the policy and the application, if any, of the head of...
- California Insurance Code Section 10270.9
No group disability policy shall be issued or delivered in this state nor, except as otherwise provided in Sections 10270.91 and 10270.98, shall an insurer...
- California Insurance Code Section 10270.91
An insurer is permitted to provide group disability coverage prior to the approval of the form of the policy if all of the conditions of...
- California Insurance Code Section 10270.92
The commissioner may suspend or revoke the permission granted any insurer in Section 10270.91 if, after notice and hearing in accordance with Chapter 5 of...
- California Insurance Code Section 10270.93
No family expense disability policy shall be issued or delivered in this State unless a copy of the form thereof is filed with the commissioner...
- California Insurance Code Section 10270.94
The commissioner shall promulgate forms of provisions which incorporate in substance the applicable provisions set forth in Articles 4 (commencing with Section 10329), 4a (commencing...
- California Insurance Code Section 10270.95
Without affecting the applicability or degree of applicability of other sections of this chapter, it is hereby specified that the provisions of Sections 10321, 10325,...
- California Insurance Code Section 10270.97
Selected group disability insurance is that form of disability insurance conforming to the following conditions: (a) Written under individual policies (1) Issued to not less...
- California Insurance Code Section 10270.98
Group disability policies may provide, among other things, that the benefits payable thereunder are subject to reduction if the individual insured has any other coverage...
- California Insurance Code Section 10270.99
The term "individual policies or contracts," as used in the first paragraph of Section 10270.98, does not include selected group disability policies or contracts, unless...
- California Insurance Code Section 10271
(a) Except as set forth in this section, this chapter shall not apply to, or in any way affect, provisions in life insurance, endowment, or...
- California Insurance Code Section 10271.1
(a) (1) Provisions or supplemental contracts that operate to safeguard life insurance contracts against lapse are defined as a waiver of premium benefit or a...
- California Insurance Code Section 10272
The term "indemnity," as used in this chapter means benefits promised.
- California Insurance Code Section 10273
The term "noncancelable policy" or "noncancelable and guaranteed renewable policy" as used in this chapter means a policy which the insured has the right to...
- California Insurance Code Section 10273.3
The term "guaranteed renewable policy" as used in this chapter (commencing with Section 10270) means a policy which the insured has the right to continue...
- California Insurance Code Section 10273.4
All disability insurers writing, issuing, or administering group health benefit plans shall make all of these health benefit plans renewable with respect to the policyholder,...
- California Insurance Code Section 10273.5
No person shall cause or permit to be issued, circulated or used any representation that a policy defined in Section 10273.3 is "non-can," noncancelable (not...
- California Insurance Code Section 10273.6
All individual health benefit plans, except for short-term limited duration insurance, shall be renewable with respect to all eligible individuals or dependents at the option...
- California Insurance Code Section 10273.7
(a) A policyholder, certificate holder, or other insured who alleges that a policy or coverage has been or will be canceled, rescinded, or not renewed...
- California Insurance Code Section 10274
The term "endorsement" as used in this chapter means any amendment, change, limitation, alteration or restriction of the printed text of a policy by a...
- California Insurance Code Section 10275
The term "policy of accident and sickness insurance" as used in this chapter includes any policy or contract covering the kind or kinds of insurance...
- California Insurance Code Section 10276
Every individual accident and health policy or contract, except single premium nonrenewable policies or contracts, issued for delivery in this state on or after July...
- California Insurance Code Section 10277
(a) A group health insurance policy that provides that coverage of a dependent child of an employee or other member of the covered group shall...
- California Insurance Code Section 10278
(a) An individual health insurance policy that provides that coverage of a dependent child shall terminate upon attainment of the limiting age for dependent children...
- California Insurance Code Section 10279
(a) Every disability insurer that provides group or individual policies of disability, or both, that provides, operates, or contracts for, telephone medical advice services to...
- California Insurance Code Section 10290
A disability policy shall not be issued or delivered to any person in this State until: (a) A copy of the form thereof and, if...
- California Insurance Code Section 10291
If the commissioner notifies the insurer, in writing, that the filed form does not comply with the requirements of law, specifying the reasons for his...
- California Insurance Code Section 10291.5
(a) The purpose of this section is to achieve both of the following: (1) Prevent, in respect to disability insurance, fraud, unfair trade practices, and...
- California Insurance Code Section 10291.6
Insofar as the reduction of any original benefit on account of age of the insured is concerned, a noncancellable policy may be approved if such...
- California Insurance Code Section 10292
(a) A supplemental contract described in Section 10271 shall not be delivered or issued for delivery to any person in this state until a copy...
- California Insurance Code Section 10293
(a) The commissioner shall, after notice and hearing, withdraw approval of an individual or mass-marketed policy of disability insurance if after consideration of all relevant...
- California Insurance Code Section 10320
No policy of accident and sickness insurance shall be delivered or issued for delivery to any person in this State unless: (a) The entire money...
- California Insurance Code Section 10321
After issuance a disability policy shall not be amended, changed, limited, altered, or restricted by any means other than rider upon a separate piece of
- California Insurance Code Section 10322
If any disability policy is issued by an insurer domiciled in this State for delivery to a person residing in another state, and if the...
- California Insurance Code Section 10323
If any provision set forth in Article 4a or 5a of this chapter is in whole or in part inapplicable to or inconsistent with the...
- California Insurance Code Section 10324
The provisions which are the subject of Article 4a or 5a of this chapter or any corresponding provisions which are used in lieu thereof in...
- California Insurance Code Section 10325
The word "insured," as used in this chapter, shall not be construed as preventing a person other than the insured with a proper insurable interest...
- California Insurance Code Section 10326
Any disability policy of a foreign or alien insurer, when delivered or issued for delivery to any person in this State, may contain any provision...
- California Insurance Code Section 10326.5
Any disability policy of a domestic insurer may, when issued for delivery in any other state or country, contain any provision permitted or required by...
- California Insurance Code Section 10327
The commissioner may make such reasonable rules and regulations concerning the procedure for the filing or submission of policies subject to this chapter as are...
- California Insurance Code Section 10328
No policy provision which is not subject to Article 4a or 5a of this chapter shall make a policy or any portion thereof less favorable...
- California Insurance Code Section 10350
Except as provided in Section 10323, each disability policy delivered or issued for delivery to any person in this State shall contain the provisions specified...
- California Insurance Code Section 10350.1
A disability policy shall contain a provision which shall be in the form set forth herein. Entire Contract; Changes: This policy, including the endorsements and...
- California Insurance Code Section 10350.2
A disability policy shall contain a provision that shall be in one of the two forms set forth in this section. Policies other than noncancellable...
- California Insurance Code Section 10350.3
A disability policy shall contain a provision which shall be in one of the two forms set forth herein. Form A shall be used in...
- California Insurance Code Section 10350.4
A disability policy shall contain a provision which shall be in the form set forth herein. The last sentence of such provision may be omitted...
- California Insurance Code Section 10350.5
A disability policy shall contain a provision which shall be in one of the two forms set forth herein. Form A may be used in...
- California Insurance Code Section 10350.6
A disability policy shall contain a provision which shall be in the form set forth herein. Claim Forms: The insurer, upon receipt of a notice...
- California Insurance Code Section 10350.7
A disability policy shall contain a provision which shall be in the form set forth herein. Proofs of Loss: Written proof of loss must be...
- California Insurance Code Section 10350.8
A disability policy shall contain a provision which shall be in the form set forth herein. In the blank of such provision will be inserted...
- California Insurance Code Section 10350.9
A disability policy shall contain a provision which shall include the following first paragraph and which may, at the option of the insurer, include either...
- California Insurance Code Section 10350.10
A disability policy shall contain a provision which shall be in the form set forth herein. Physical Examinations and Autopsy: The insurer at its own...
- California Insurance Code Section 10350.11
A disability policy shall contain a provision which shall be in the form set forth herein. Legal Actions: No action at law or in equity...
- California Insurance Code Section 10350.12
A disability policy shall contain a provision which shall be in the form set forth herein. At the insurer's option, the clause of such provision...
- California Insurance Code Section 10351
Each policy of disability insurance issued or renewed on or after the effective date of this section, shall provide, where feasible, that benefits for confinement...
- California Insurance Code Section 10352
(a) Every policy of disability insurance issued, amended, or renewed on and after January 1, 1987, that offers coverage for medical transportation services, shall contain...
- California Insurance Code Section 10353
(a) Every policy of disability insurance issued, amended, or renewed on or after January 1, 1992, that offers coverage for perinatal services shall contain a...
- California Insurance Code Section 10354
(a) (1) Every policy of disability insurance issued, amended, or renewed on or after January 1, 1994, that offers coverage for perinatal services shall contain...
- California Insurance Code Section 10369.1
Except as provided in Section 10323, no disability policy delivered or issued for delivery to any person in this State shall contain provisions respecting the...
- California Insurance Code Section 10369.2
A disability policy may contain a provision in the form set forth herein. Change of Occupation: If the insured be injured or contract sickness after...
- California Insurance Code Section 10369.3
A disability policy may contain a provision in the form set forth herein. Misstatement of Age: If the age of the insured has been misstated,...
- California Insurance Code Section 10369.4
A disability policy may contain a provision which shall, at the option of the insurer, be in one of the two forms set forth herein....
- California Insurance Code Section 10369.5
A disability policy may contain a provision in the form set forth in this section. If the provision also contains the provision set forth in...
- California Insurance Code Section 10369.6
A disability policy may contain a provision in the form set forth in this section. If the provision is included in a policy which also...
- California Insurance Code Section 10369.7
A noncancellable disability policy may contain a provision in the form set forth herein. The insurer may, at its option, include in this provision a...
- California Insurance Code Section 10369.8
A disability policy may contain a provision in the form set forth herein. Unpaid Premium: Upon the payment of a claim under this policy, any...
- California Insurance Code Section 10369.9
A disability policy may contain a provision in the form set forth herein. Cancellation: The insurer may cancel this policy at any time by written...
- California Insurance Code Section 10369.10
A disability policy may contain a provision in the form set forth herein. Conformity With State Statutes: Any provision of this policy which, on its...
- California Insurance Code Section 10369.11
A disability policy may contain a provision in the form set forth herein. Illegal Occupation: The insurer shall not be liable for any loss to...
- California Insurance Code Section 10369.12
(a) A disability policy may contain a provision in the form set forth herein. Intoxicants and controlled substances: The insurer shall not be liable for...
- California Insurance Code Section 10380
The falsity of any statement in the application for any policy covered by this chapter shall not bar the right to recovery under the policy...
- California Insurance Code Section 10381
The following shall not operate as a waiver of any of the rights of the insurer in defense of any claim arising under such disability...
- California Insurance Code Section 10381.5
The insured shall not be bound by any statement made in an application for a policy unless a copy of such application is attached to...
- California Insurance Code Section 10382
No alteration of any written application for any disability policy shall be made by any person other than the applicant without his written consent except...
- California Insurance Code Section 10383
If any disability policy contains a provision establishing, as an age limit or otherwise, a date after which the coverage provided by the policy will...
- California Insurance Code Section 10384
No insurer issuing or providing any policy of disability insurance covering hospital, medical, or surgical expenses shall engage in the practice of postclaims underwriting. For...
- California Insurance Code Section 10384.17
(a) A health insurer shall not rescind a health insurance policy, or limit any provisions of a health insurance policy, once an insured is covered...
- California Insurance Code Section 10385
Compensation of a person or entity employed by, or contracted with, a disability insurer shall not be based on, or related in any way to,...
- California Insurance Code Section 10390
A policy delivered or issued for delivery to any person in this State in violation of this chapter shall be held valid but shall be...
- California Insurance Code Section 10395
The provisions of Sections 800, 801, 802, 803, and 804 shall not apply to disability insurance.
- California Insurance Code Section 10400
Any person willfully violating any provision of this chapter or order of the commissioner made in accordance therewith shall forfeit to the people of this...
- California Insurance Code Section 10401
Any incorporated insurer admitted for disability insurance and any agent of such insurer, that makes or permits any discrimination between insureds of the same class...
- California Insurance Code Section 10402
Any person who, without the prior authorization of an insurer or plan solicits a provider to enter into a contract for alternative rates under Section...
- California Insurance Code Section 10402.1
An insurer or plan which accepts or ratifies a contract for alternative rates known by it to have been executed by a provider prior to...
- California Insurance Code Section 10430
An admitted life insurer shall not issue or deliver in this State, any securities or any special or advisory board or other contracts of any...
- California Insurance Code Section 10431
A life insurer which, as an inducement to insurance, issues or permits its agents, officers, or employees to issue any such securities or contracts in...
- California Insurance Code Section 10432
A corporation or stock company, acting as agent of a life insurer and its agents, officers, or employees shall not sell, agree or offer to...
- California Insurance Code Section 10433
Upon proof, after notice and hearing, that any such insurer or agent has violated any of the provisions of sections 10430, 10431, or 10432, the...
- California Insurance Code Section 10434
(a) An admitted life insurer shall not pay or contract to pay, directly or indirectly, to any of the parties specified in subdivision (b) any...
- California Insurance Code Section 10435
Whenever any insurer violates Section 10434, the commissioner may revoke its certificate of authority or refuse to issue a certificate of authority to that insurer.
- California Insurance Code Section 10436
An admitted life insurer may issue a rider to a policy of life insurance for the purpose of providing coverage for long-term care, if the...
- California Insurance Code Section 10440
In any meeting of members of a domestic mutual insurer writing classes of insurance which include life or disability insurance, the presence in person or...
- California Insurance Code Section 10441
The provisions of Section 10440 shall not apply to any of the transactions, meetings, or votes described in Sections 1001, 1103, and 1900 of the...
- California Insurance Code Section 10442
Except as otherwise provided in this article or in the other provisions of this code, the internal affairs of every domestic mutual insurer writing classes...
- California Insurance Code Section 10450
Any insurer transacting life insurance in this State on September 30, 1939, may register its policies with the commissioner in the manner and subject to...
- California Insurance Code Section 10450.5
An insurer which is not registering its policies pursuant to the provisions of this article on September 30, 1939, shall not thereafter be permitted to...
- California Insurance Code Section 10450.6
Any insurer registering its policies pursuant to this article on June 30, 1939, which fails prior to September 1, 1941, to file with the commissioner...
- California Insurance Code Section 10451
When an insurer elects to register any of its policies, it shall register every policy thereafter issued by it until it discontinues registration.
- California Insurance Code Section 10452
Such registration shall in each case show the name and age of the insured, number and date of the policy and the kind and amount...
- California Insurance Code Section 10454
An insurer registering policies shall maintain a special deposit of securities with the commissioner for the benefit of such registered policies. Such securities shall be...
- California Insurance Code Section 10455
The commissioner shall give his receipt for the securities and the State shall be responsible for the custody and safe return of any securities so
- California Insurance Code Section 10456
Such deposit shall be maintained in an amount equal to the full net value of all policies registered up to the time of making the...
- California Insurance Code Section 10457
Upon receipt of such securities, the commissioner shall immediately deposit them in the State Treasury in accordance with the provisions of Sections 940 to 946,...
- California Insurance Code Section 10458
Such insurer may at any time withdraw any excess of such securities above the required amount upon satisfying the commissioner by written proof that such...
- California Insurance Code Section 10459
If such insurer owns the building in which it has its principal office and the land upon which it stands, or if it owns other...
- California Insurance Code Section 10460
Such mortgage may be deposited in the State treasury as part of the securities required by this article. Such mortgage is withdrawable in like manner...
- California Insurance Code Section 10461
The commissioner may release any such mortgage or may foreclose it in case such foreclosure becomes necessary.
- California Insurance Code Section 10462
Should any insurer thus registering policies become insolvent, the commissioner may reinsure all or any part of such registered policies, using the securities thus deposited...
- California Insurance Code Section 10463
The commissioner shall require in advance, in lawful money of the United States, as a fee for registering each policy as provided by this article,...
- California Insurance Code Section 10478
This article is applicable only to policies and contracts issued prior to the operative date as to such policies or contracts of Article 3a, Chapter...
- California Insurance Code Section 10479
The commissioner shall annually value, or cause to be valued, the reserve liabilities (hereinafter called reserves) for all outstanding life insurance policies and annuity and...
- California Insurance Code Section 10479.5
When the commissioner has valued the reserve liabilities of an insurer as provided by this article, he or she may upon request of the insurer...
- California Insurance Code Section 10480
On or before the first day of March of each year every domestic incorporated life insurer shall furnish the commissioner the necessary data for determining...
- California Insurance Code Section 10481
Every admitted foreign life insurer shall, upon the written demand of the commissioner, furnish him or her, at such time as he designates, the requisite...
- California Insurance Code Section 10482
Except as provided in Sections 10484 and 10485, and except as provided in Section 10489.7 for benefits purchased under group annuity and pure endowment contracts...
- California Insurance Code Section 10483
When the laws of any other State require a valuation of the outstanding policies of a domestic life insurer by any standard of valuation different...
- California Insurance Code Section 10484
In the case of insurance issued by a domestic insurer authorized to do business in a foreign country upon the lives of residents of that...
- California Insurance Code Section 10485
Any life insurer issuing policies of group life insurance may value such policies on any accepted table of mortality with interest assumption adopted by the...
- California Insurance Code Section 10486
All policies of group insurance shall be segregated by the insurer into a separate class and the mortality experience kept separate. The number of policies,...
- California Insurance Code Section 10486.9
(a) As prescribed in subdivision (b), an insurer may maintain reserves on a one year preliminary term basis on a life, term or endowment policy...
- California Insurance Code Section 10488
Reserves for all policies and contracts to which this article applies may be calculated, at the option of the insurer, according to any standards which...
- California Insurance Code Section 10489
Any insurer which at any time shall have adopted any standard of valuation producing greater aggregate reserves than those calculated according to the minimum standard...
- California Insurance Code Section 10489.1
This article and Sections 10479, 10480, 10481, 10483, 10484, 10486, and 10489 shall apply to the valuation of policies and contracts issued on or after...
- California Insurance Code Section 10489.15
(a) Every life and disability insurer doing business in this state shall annually submit the opinion of a qualified actuary as to whether the reserves...
- California Insurance Code Section 10489.2
Except as otherwise provided in Sections 10489.3, 10489.4, and 10489.95, the minimum standard for the valuation of all such policies and contracts shall be the...
- California Insurance Code Section 10489.3
Except as provided in Section 10489.4, the minimum standard for the valuation of all individual annuity and pure endowment contracts issued on or after the...
- California Insurance Code Section 10489.4
(a) The interest rates used in determining the minimum standard for the valuation of all life insurance policies issued in a particular calendar year, on...
- California Insurance Code Section 10489.5
Except as otherwise provided in Sections 10489.6, 10489.9, and 10489. 95, reserves according to the commissioners reserve valuation method, for the life insurance and endowment...
- California Insurance Code Section 10489.6
This section shall apply to all annuity and pure endowment contracts other than group annuity and pure endowment contracts purchased under a retirement plan or...
- California Insurance Code Section 10489.7
(a) In no event shall an insurer's aggregate reserves for all life insurance policies, excluding disability and accidental death benefits, be less than the aggregate...
- California Insurance Code Section 10489.8
Reserves for any category of policies, contracts or benefits as established by the commissioner may be calculated, at the option of the insurer, according to...
- California Insurance Code Section 10489.9
If in any contract year the gross premium charged by any life insurer on any policy or contract is less than the valuation net premium...
- California Insurance Code Section 10489.93
In the case of any plan of life insurance that provides for future premium determination, the amounts of which are to be determined by the...
- California Insurance Code Section 10489.94
(a) The Commissioner may issue a bulletin to provide tables of select mortality factors and rules for their use, rules concerning a minimum standard for...
- California Insurance Code Section 10489.95
The commissioner shall adopt a regulation concerning the minimum standards applicable to the valuation of disability insurance.
- California Insurance Code Section 10490
This article is applicable only to life and disability insurance. Except as otherwise expressly permitted by this code or when transacted pursuant to or expressly...
- California Insurance Code Section 10490.1
Any nonprofit incorporated or unincorporated mutual benefit association in existence prior to January 1, 1945, which confines its membership to officers and employees of a...
- California Insurance Code Section 10490.2
If an association described in Section 10490.1 has operated pursuant thereto since January 1, 1945, it may procure a certificate of exemption from the commissioner...
- California Insurance Code Section 10491
Persons possessing a valid and unrevoked certificate of authority to transact life or disability or life and disability insurance issued by the commissioner are not...
- California Insurance Code Section 10492
Any incorporated or unincorporated benefit and relief association organized on or after January 15, 1951, of either nonprofit or charitable character may, if it complies...
- California Insurance Code Section 10493
Any incorporated or unincorporated benefit and relief association organized before January 15, 1951, may procure a certificate of exemption from the commissioner if it complies...
- California Insurance Code Section 10494
Such a benefit and relief association shall not provide for payment of a death benefit of more than two thousand dollars ($2,000) or for disability...
- California Insurance Code Section 10494.2
Any incorporated or unincorporated benefit and relief association, the membership and insurance in which are restricted to the ministers, priests, rabbis, rectors, vicars, pastors, or...
- California Insurance Code Section 10494.5
Any employer maintaining a plan for furnishing disability insurance benefits to his employees for nonindustrial and nonoccupational injuries or sickness, under which plan the employer...
- California Insurance Code Section 10494.6
Any employer who qualifies for a certificate of exemption under Section 10494.5 by virtue of which certificate he or she maintains a plan for furnishing...
- California Insurance Code Section 10494.7
With respect to the supplemental plan described in Section 10494.6, the commissioner may, in addition to the regulations permitted by Section 10498.6, promulgate other reasonable...
- California Insurance Code Section 10495
A certificate of exemption may be procured from the commissioner by filing with him or her certified copies of the articles of incorporation, association, bylaws,...
- California Insurance Code Section 10496
Any person transacting life or disability insurance without a certificate of authority so to do issued by the commissioner shall not give, allow, or promise...
- California Insurance Code Section 10497
If the commissioner finds that an applicant for a certificate of exemption meets the applicable requirements of this article and those requirements of this code,...
- California Insurance Code Section 10498
An applicant for a certificate of exemption must comply with, and the possessor of a certificate of exemption is subject to, the following provisions of...
- California Insurance Code Section 10498.5
If a holder of a certificate of exemption receives or maintains funds for any purpose other than administering and providing the benefits that make it...
- California Insurance Code Section 10498.6
The commissioner may from time to time issue regulations which shall govern persons holding certificates of exemption under this article, setting forth financial and other...
- California Insurance Code Section 10499
The commissioner may at any time notify any person possessing a certificate of exemption that the commissioner has grounds to believe that it is violating...
- California Insurance Code Section 10500
Every person not expressly exempted by the provisions of this code that transacts life or disability insurance without a valid and unrevoked certificate of authority...
- California Insurance Code Section 10501
Any person subject to this article who upon January 1, 1943, was paying, allowing, or promising to pay benefits in the event of death or...
- California Insurance Code Section 10505
(a) A labor union having all of the following characteristics is exempt from the provisions of this code relating to life and disability insurance in...
- California Insurance Code Section 10505.1
(a) Any nonprofit cooperative assessment association, the membership and insurance in which are restricted to members of a labor union, is exempt from the provisions...
- California Insurance Code Section 10506
(a) Any domestic life insurance company may, after adoption of a resolution by its board of directors, allocate to one or more separate accounts, in...
- California Insurance Code Section 10506.1
The commissioner shall require the payment of three hundred fifty-four dollars ($354) in lawful money of the United States as a fee for the determination...
- California Insurance Code Section 10506.2
(a) The commissioner shall require the payment in advance of one thousand one hundred eighty dollars ($1,180) as a fee for the examination and analysis...
- California Insurance Code Section 10506.3
(a) The commissioner shall adopt appropriate administrative regulations governing modified guaranteed annuities. Modified guaranteed annuities shall be subject to Article 3b (commencing with Section 10168)...
- California Insurance Code Section 10506.4
(a) An admitted life insurer that is financially qualified pursuant to subdivision (b) and complies with the provisions of this section and those of Section...
- California Insurance Code Section 10506.5
(a) For the purposes of this section, "guaranteed living benefit" means a benefit in a variable annuity or a variable life insurance contract providing that...
- California Insurance Code Section 10507
(a) Any life insurance company authorized to do business in this state shall be permitted to issue and deliver individual policies in connection with the...
- California Insurance Code Section 10507.1
The commissioner shall require the payment of two hundred fifty dollars ($250) as a fee for the determination of qualification required by Section 10507. Upon...
- California Insurance Code Section 10507.2
An investment return assurance policy evidencing such insurance, shall not be issued or delivered in this state until a copy of the form thereof is...
- California Insurance Code Section 10507.3
No policy of investment return assurance shall be delivered or issued for delivery to any person in this state unless each such policy does all...
- California Insurance Code Section 10507.4
In furtherance of the purpose of this article, the commissioner may make reasonable rules and regulations. The rules and regulations shall be adopted, amended, or...
- California Insurance Code Section 10507.5
(a) An insurer may deliver or issue for delivery one or more policies, contracts, or agreements that establish the insurer's obligations under the policies, contracts,...
- California Insurance Code Section 10508
(a) It is the obligation of every insurer admitted in this state to transact life or disability insurance, or both, to maintain certain records specified...
- California Insurance Code Section 10508.5
It shall be the obligation of each life, life and disability, and disability insurance agent and any other agent and insurer to preserve and maintain...
- California Insurance Code Section 10508.6
(a) The Legislature finds and declares that there is no statutory authority for the commissioner to gather information or data on life insurance, annuity, or...
- California Insurance Code Section 10508.7
A person subject to the requirements of Section 10508.6 who submits any false information in connection with a request for information or data pursuant to...
- California Insurance Code Section 10508.8
The commissioner shall ensure, to the furthest extent possible, that any data call issued by him or her does not conflict with any similar data...
- California Insurance Code Section 10509
The purpose of this article is the following: (a) To regulate the activities of insurers and agents with respect to the replacement of existing life...
- California Insurance Code Section 10509.1
This article is applicable to all individual life insurance and annuity policies.
- California Insurance Code Section 10509.2
(a) "Replacement" means any transaction in which new life insurance or a new annuity is to be purchased, and it is known or should be...
- California Insurance Code Section 10509.3
(a) Unless otherwise specifically included, this article does not apply to the following: (1) Credit life insurance. (2) Group life insurance or group annuities. (3)...
- California Insurance Code Section 10509.4
(a) Each agent who accepts an application shall submit to the insurer with which an application for life insurance or annuity is presented, or as...
- California Insurance Code Section 10509.5
Every life insurer shall do the following: (a) Inform its field representatives or other personnel responsible for compliance with this article of the requirements of...
- California Insurance Code Section 10509.6
Every life insurer that uses an agent in a life insurance or annuity sale shall do the following: (a) Require with or as part of...
- California Insurance Code Section 10509.7
(a) If in the solicitation of a direct response sale, an insurer does not propose the replacement, and a replacement is involved, the insurer shall...
- California Insurance Code Section 10509.8
(a) A violation of this article shall occur if an agent or insurer recommends the replacement or conservation of an existing policy by use of...
- California Insurance Code Section 10509.9
(a) Any agent or other person or entity engaged in the business of insurance, other than an insurer, who violates this article is liable for...
- California Insurance Code Section 10509.910
The purpose of this article is to require insurers to establish a system to supervise recommendations and to set forth standards and procedures for recommendations...
- California Insurance Code Section 10509.911
(a) This article shall apply to any recommendation to purchase, exchange, or replace an annuity made to a consumer that results in the purchase, exchange,...
- California Insurance Code Section 10509.912
Unless otherwise specifically included, this article shall not apply to transactions involving any of the following: (a) Direct response solicitations where there is no recommendation...
- California Insurance Code Section 10509.913
(a) "Annuity" means an annuity that is an insurance product under California law that is individually solicited, whether the product is classified as an individual...
- California Insurance Code Section 10509.914
(a) In recommending to a consumer the purchase of an annuity or the exchange of an annuity that results in another insurance transaction or series...
- California Insurance Code Section 10509.915
(a) An insurance producer shall not solicit the sale of an annuity product unless the insurance producer has adequate knowledge of the product to recommend...
- California Insurance Code Section 10509.916
(a) An insurer is responsible for compliance with this article. If a violation occurs, either because of the action or inaction of the insurer or...
- California Insurance Code Section 10509.917
(a) Insurers and insurance producers shall maintain or be able to make available to the commissioner records of the information collected from the consumer and...
- California Insurance Code Section 10509.918
The commissioner shall, from time to time as conditions warrant, after notice and hearing, adopt reasonable rules and regulations, and amendments and additions thereto, as...
- California Insurance Code Section 10509.930
This act shall be known and may be cited as the Life Insurance Proceeds Disclosure Act of 2011.
- California Insurance Code Section 10509.931
The Legislature finds and declares all of the following: (a) The occasion of the death of a spouse, parent, child, partner, or other loved one...
- California Insurance Code Section 10509.932
The purpose of this act is to establish disclosure standards regarding the payment of life insurance benefits to a beneficiary by means of a retained...
- California Insurance Code Section 10509.933
For the purposes of this article, the following terms have the following definitions: (a) "Insurer" means an insurance company that delivers or issues for delivery...
- California Insurance Code Section 10509.934
The insurer shall provide the beneficiary of life insurance proceeds, at the time a claim is made, written information describing the settlement options available under...
- California Insurance Code Section 10509.935
If the insurer settles life insurance benefits through a retained asset account, the insurer shall provide the beneficiary with a supplemental contract that clearly discloses...
- California Insurance Code Section 10509.936
If the life insurance benefits are placed in a retained asset account, the insurer shall send the beneficiary at least one statement per quarter, and...
- California Insurance Code Section 10509.937
The insurer shall provide the following written disclosures to the beneficiary before the retained asset account is established, unless the insurer has already provided these...
- California Insurance Code Section 10509.938
An insurer that fails to conform to the requirements provided under this article shall be subject to Article 6.5 (commencing with Section 790) of Chapter...
- California Insurance Code Section 10509.950
In order to protect consumers and foster consumer education, this chapter shall govern the regulation of life insurance policy illustrations. It is the intent of...
- California Insurance Code Section 10509.952
This chapter shall apply to all group and individual life insurance policies and certificates except as follows: (a) Variable life insurance. (b) Individual and group...
- California Insurance Code Section 10509.953
As used in this chapter: (a) "Actuarial Standards Board" means the board established by the American Academy of Actuaries to develop and promulgate standards of...
- California Insurance Code Section 10509.954
(a) Each insurer marketing policies to which this chapter is applicable shall notify the commissioner whether a policy form is to be marketed with or...
- California Insurance Code Section 10509.955
(a) An illustration used in the sale of a life insurance policy shall satisfy the applicable requirements of this chapter, be clearly labeled "life insurance...
- California Insurance Code Section 10509.956
(a) A basic illustration shall conform with the following requirements: (1) The illustration shall be labeled with the date on which it was prepared. (2)...
- California Insurance Code Section 10509.957
(a) A supplemental illustration may be provided if it meets all of the following requirements: (1) It is appended to, accompanied by, or preceded by...
- California Insurance Code Section 10509.958
(a) (1) If a basic illustration is used by an insurance producer or other authorized representative of the insurer in the sale of a life...
- California Insurance Code Section 10509.959
(a) In the case of a policy designated as one for which illustrations will be used, the insurer shall provide each policy owner with an...
- California Insurance Code Section 10509.960
(a) The board of directors of each insurer shall appoint one or more illustration actuaries. (b) The illustration actuary shall certify that the disciplined current...
- California Insurance Code Section 10509.961
In addition to any other penalties provided by law, an insurer or producer that violates any provision of this chapter shall be subject to Section
- California Insurance Code Section 10509.962
The provisions of this chapter are severable. If any provision of this chapter or its application is held invalid, that invalidity shall not affect other...
- California Insurance Code Section 10509.963
If the commissioner has reason to believe that any insurer has violated this chapter, the commissioner may request and the insurer shall file both of...
- California Insurance Code Section 10509.964
Review by the commissioner of illustrations, supporting materials, certifications, and any and all other materials prepared pursuant to this chapter shall be subject to Section
- California Insurance Code Section 10509.965
This chapter shall become effective on and after July 1, 1997, and shall apply to policies sold on or after that date.
- California Insurance Code Section 10509.970
It is the purpose of this chapter to assure prospective purchasers of life insurance that, when a presentation is made showing or comparing the cost...
- California Insurance Code Section 10509.971
(a) If, in connection with the selling of life insurance to which this chapter applies, an agent or insurer makes a presentation showing or comparing...
- California Insurance Code Section 10509.972
(a) The Life Insurance Surrender Cost Index for level premium plans of insurance shall be calculated by applying the steps in the following paragraphs: (1)...
- California Insurance Code Section 10509.973
Any comparison must be used with caution and should not be emphasized to the point that actual premiums and policy benefits are overshadowed. Only similar...
- California Insurance Code Section 10509.974
(a) Except as provided in subdivision (b), this chapter shall apply to any solicitation, negotiation, or procurement of life insurance occurring within this state. (b)...
- California Insurance Code Section 10509.975
(a) A life insurer shall provide to all prospective insureds a buyer's guide prior to accepting the applicant's initial premium or premium deposit. However, if...
- California Insurance Code Section 10510
An incorporated life insurer issuing policies on the reserve basis shall not transact life insurance in this state unless it has a paid-in capital of...
- California Insurance Code Section 10511
If authorized by its charter, such an incorporated life insurer may, except as provided in Section 700.03, transact, in addition to life insurance, any of...
- California Insurance Code Section 10512
An insurer holding a certificate of authority for life insurance and any other proper class on December 31, 1989, shall be governed by the provisions...
- California Insurance Code Section 10530
(a) A domestic incorporated life insurer issuing policies on the reserve plan shall not make any dividends, except from earned surplus. (b) No dividends shall...
- California Insurance Code Section 10540
An incorporated life insurer issuing life insurance policies on the reserve basis may collect premiums in advance. Such insurers may also accept moneys for the...
- California Insurance Code Section 10541
(a) Insurers authorized to deliver or issue for delivery life insurance policies in this state may deliver or issue for delivery one or more funding...
- California Insurance Code Section 10600
This part shall be known and may be referred to as the "Health Insurance Disclosure Act of 1974."
- California Insurance Code Section 10601
As used in this chapter: (a) "Benefits and coverage" means the accident, sickness or disability indemnity available under a policy of disability insurance. (b) "Exception"...
- California Insurance Code Section 10602
For the purposes of this chapter, where the definition of the term "hospital" in the policy omits care in any "health facility" defined pursuant to...
- California Insurance Code Section 10602.1
Nothing in this chapter shall prevent an insurer which makes contracts with hospitals from distinguishing between contracting hospitals and noncontracting hospitals.
- California Insurance Code Section 10603
(a) On or before April 1, 1975, the commissioner shall promulgate a standard supplemental disclosure form for all disability insurance policies. Upon the appropriate disclosure...
- California Insurance Code Section 10604
The disclosure form shall include the following information, in concise and specific terms, relative to the disability insurance policy: (a) The applicable category or categories...
- California Insurance Code Section 10604.1
(a) The Legislature finds and declares that the right of every patient to receive basic information necessary to give full and informed consent is a...
- California Insurance Code Section 10604.5
An insurer shall annually disclose to the governing board of a public agency that is the policyholder of a group health insurance policy, the name...
- California Insurance Code Section 10605
(a) Effective July 1, 1976, all insurers, and their employees and agents, shall, when presenting any disability insurance policy for examination or sale to an...
- California Insurance Code Section 10606
Effective July 1, 1976, where the commissioner finds it necessary in the interest of full and fair disclosure, all advertising and other consumer information, including...
- California Insurance Code Section 10607
In addition to the other disclosures required by this chapter, every insurer and their employees or agents shall, when presenting a plan for examination or...
- California Insurance Code Section 10608
The commissioner shall, from time to time as conditions warrant, after notice and public hearing, promulgate such reasonable rules and regulations, and amendments and additions...
- California Insurance Code Section 10609
Beginning on or before January 1, 1976, each insurer shall, to the extent required by the commissioner, file with the commissioner copies of all printed...
- California Insurance Code Section 10700
As used in this chapter: (a) "Agent or broker" means a person or entity licensed under Chapter 5 (commencing with Section 1621) of Part 2...
- California Insurance Code Section 10701
(a) For purposes of this chapter, "health benefit plan" does not include policies or certificates of specified disease or hospital confinement indemnity provided that the...
- California Insurance Code Section 10702
All carriers writing, issuing, or administering health benefit plans that cover employees of small employers shall be subject to this chapter if any one of...
- California Insurance Code Section 10702.1
Any person or entity subject to the requirements of this chapter shall comply with the standards set forth in Chapter 7 (commencing with Section 3750)...
- California Insurance Code Section 10703
The commissioner shall have the authority to determine whether a health benefit plan is covered by this chapter, and to determine whether an employer is...
- California Insurance Code Section 10704
The commissioner may issue regulations that are necessary to carry out the purposes of this chapter. Prior to the public comment period required on the...
- California Insurance Code Section 10705
Upon the effective date of this act: (a) No group or individual policy or contract or certificate of group insurance or statement of group coverage...
- California Insurance Code Section 10705.1
(a) Between July 26, 1993, and October 24, 1993, as well as 60 days prior to the expiration of an existing contract that expires prior...
- California Insurance Code Section 10706
Every carrier shall file with the commissioner the reasonable participation requirements and employer contribution requirements that are to be included in its health benefit plans....
- California Insurance Code Section 10706.5
(a) After a small employer submits a completed application, the carrier shall, within 30 days notify the employer of the employer's actual rates in accordance...
- California Insurance Code Section 10707
Except in the case of a late enrollee, or for satisfaction of a preexisting condition clause in the case of initial coverage of an eligible...
- California Insurance Code Section 10708
(a) (1) Preexisting condition provisions of health benefit plans shall not exclude coverage for a period beyond six months following the individual's effective date of...
- California Insurance Code Section 10709
(a) No health benefit plan may exclude late enrollees from coverage for more than 12 months from the date of the late enrollee's application for...
- California Insurance Code Section 10711
No carrier shall be required by the provisions of this chapter: (a) To offer coverage to, or accept applications from, a small employer as defined...
- California Insurance Code Section 10712
(a) A carrier shall not be required to offer coverage or accept applications for benefit plan designs pursuant to this chapter where the commissioner determines...
- California Insurance Code Section 10713
All health benefit plans written, issued, or administered by carriers on or after the effective date of this chapter, and all health benefit plans in...
- California Insurance Code Section 10714
Premiums for benefit plan designs written, issued, or administered by carriers on or after the effective date of this act, shall be subject to the...
- California Insurance Code Section 10715
Carriers shall apply standard employee risk rates consistently with respect to all small employers.
- California Insurance Code Section 10716
In connection with the offering for sale of any benefit plan design to small employers: Each carrier shall make a reasonable disclosure, as part of...
- California Insurance Code Section 10717
(a) No carrier shall provide or renew coverage subject to this chapter until it has done all of the following: (1) A statement has been...
- California Insurance Code Section 10718
(a) In addition to any other remedy permitted by law, the commissioner shall have the administrative authority to assess penalties against carriers, insurance producers, and...
- California Insurance Code Section 10718.5
(a) (1) In addition to any other remedy permitted by law, whenever the commissioner shall have reason to believe that any carrier, production agent, or...
- California Insurance Code Section 10718.55
(a) Carriers may enter into contractual agreements with qualified associations, as defined in subdivision (b), under which these qualified associations may assume responsibility for performing...
- California Insurance Code Section 10718.7
Notwithstanding any other provision of law, no provision of this chapter shall be construed to limit the applicability of any other provision of the Insurance...
- California Insurance Code Section 10719
The California Small Group Reinsurance Fund is hereby authorized to be created solely to allow carriers to share in financing the cost of covering high...
- California Insurance Code Section 10719.1
Any person or entity subject to the requirements of this chapter shall comply with the standards set forth in Chapter 7 (commencing with Section 3750)...
- California Insurance Code Section 10720
(a) The fund shall be governed by a board of directors, which shall initially be elected by small employer carriers and small employer health care...
- California Insurance Code Section 10720.1
The fund shall have the general powers and authority granted under the laws of California to insurance companies and health care service plans licensed to...
- California Insurance Code Section 10721
The fund shall provide for the financing of its reinsurance and operating costs, including actuarially sound reserves for unpaid losses, by charging members a reinsurance...
- California Insurance Code Section 10722
If assessments exceed actual losses and administrative expenses of the fund, the excess shall be held at interest and used by the fund to offset...
- California Insurance Code Section 10723
Any unsatisfied net liability or outstanding assessment owed by an insolvent member participating in the fund shall be assumed by and apportioned among the remaining...
- California Insurance Code Section 10724
Carriers choosing to participate shall comply with all requirements for participation established by the fund.
- California Insurance Code Section 10725
The fund's board of directors shall establish the rules, conditions, and procedures pertaining to the reinsurance of members' risks by the fund.
- California Insurance Code Section 10726
Nothing in this article relieves members of participating in the fund from complying with the underwriting and rating provisions included in Article 1 (commencing with...
- California Insurance Code Section 10727
The fund shall be exempt from any and all taxes.
- California Insurance Code Section 10728
For purposes of agreements entered into pursuant to this article, the fund, and its officers, directors, agents, and employees shall have no liability for any...
- California Insurance Code Section 10729
The fund shall establish rules, conditions, and procedures relating to the indemnification of any person or member of the fund made a party to any...
- California Insurance Code Section 10730
(a) The Voluntary Alliance Uniting Employers Purchasing Program is hereby created and shall be administered by the Major Risk Medical Insurance Board. (b) No member...
- California Insurance Code Section 10731
The board may do any of the following: (a) Enter into contracts with carriers to provide health benefits coverage to eligible employees and their dependents....
- California Insurance Code Section 10731.2
Any person or entity subject to the requirements of this chapter shall comply with the standards set forth in Chapter 7 (commencing with Section 3750)...
- California Insurance Code Section 10732
The board shall establish geographic areas within which participating carriers may offer health coverage to eligible employees and dependents.
- California Insurance Code Section 10733
On or after the effective date of this chapter, the board shall enter into contracts with carriers for the purpose of providing health benefits coverage...
- California Insurance Code Section 10733.5
Notwithstanding any other provision of law, an employer purchasing coverage through the program shall not be determined to be no longer eligible to participate in...
- California Insurance Code Section 10734
(a) Notwithstanding any other provision of law, the board shall not be subject to licensure or regulation by the Department of Insurance or the Department...
- California Insurance Code Section 10735
The board shall contract with a broad range of carriers in an area, if available, to ensure that enrollees have a choice from among a...
- California Insurance Code Section 10737
The board shall use appropriate and efficient means to notify small employers of the availability of sponsored health coverage from the program.
- California Insurance Code Section 10738
The board shall make available to small employers marketing materials that accurately summarize the benefits plans and rates that are offered by the carrier through...
- California Insurance Code Section 10739
Unless authorized by the board, no participating carrier shall, in an area served by the program, directly, or through an employee, agent, or contractor, provide...
- California Insurance Code Section 10740
Participating carriers may contract with agents or brokers to provide marketing and servicing of health benefits coverage offered through the program. Any commissions set and...
- California Insurance Code Section 10741
The board shall enforce conditions of participation in the program for small employers and enrollees which shall conform with the requirements of this chapter.
- California Insurance Code Section 10742
The board shall establish a mechanism to collect premiums from small employers, including remittance of the share of the premium paid by the enrollee.
- California Insurance Code Section 10743
The board may prohibit employers or employees who drop coverage after enrolling in the pool from reenrolling in the program for up to 12 months.
- California Insurance Code Section 10744
The board shall arrange to pay contractors as specified in program contracts.
- California Insurance Code Section 10745
The board shall pay participating carriers their contracted rates.
- California Insurance Code Section 10746
Participating carriers shall offer rates to small employers or enrollees in the program that, at a minimum, are consistent with the program regulations and existing...
- California Insurance Code Section 10747
The board may adjust payments made to a carrier if the board finds that the carrier has a significantly disproportionate share of high- or low-risk...
- California Insurance Code Section 10748
If a small employer, employee, or dependent of a small employer is dissatisfied with any action or failure to act which has occurred in connection...
- California Insurance Code Section 10748.5
No later than three years from the effective date of this article, the board shall issue a request for proposals that solicits nonprofit entities to...
- California Insurance Code Section 10748.6
The board shall accept and review proposals submitted from nonprofit entities for assumption of administrative and financial responsibility of the program at any time prior...
- California Insurance Code Section 10748.7
There is in the program a five-member small employer advisory panel to be appointed by the board to provide consultation to the board on program...
- California Insurance Code Section 10749
There is created a Voluntary Alliance Uniting Employers Fund which shall consist of moneys collected pursuant to this article and any funds loaned by the...
- California Insurance Code Section 10750
This chapter shall not apply to a health benefit plan that is subject to Chapter 8.01 (commencing with Section 10753) or Chapter 8.02 (commencing with...
- California Insurance Code Section 10753
(a) "Agent or broker" means a person or entity licensed under Chapter 5 (commencing with Section 1621) of Part 2 of Division 1. (b) "Benefit...
- California Insurance Code Section 10753.01
(a) For purposes of this chapter, "health benefit plan" does not include policies or certificates of specified disease or hospital confinement indemnity provided that the...
- California Insurance Code Section 10753.02
(a) This chapter shall apply only to nongrandfathered health benefit plans and only with respect to plan years commencing on or after January 1, 2014....
- California Insurance Code Section 10753.02.1
Any person or entity subject to the requirements of this chapter shall comply with the standards set forth in Chapter 7 (commencing with Section 3750)...
- California Insurance Code Section 10753.03
The commissioner shall have the authority to determine whether a health benefit plan is covered by this chapter, and to determine whether an employer is...
- California Insurance Code Section 10753.04
The commissioner may issue regulations that are necessary to carry out the purposes of this chapter.
- California Insurance Code Section 10753.05
(a) No group or individual policy or contract or certificate of group insurance or statement of group coverage providing benefits to employees of small employers...
- California Insurance Code Section 10753.05.2
(a) For contracts expiring after July 1, 1994, 60 days prior to July 1, 1994, an association that meets the definition of guaranteed association, as...
- California Insurance Code Section 10753.06
Every carrier shall file with the commissioner the reasonable participation requirements and employer contribution requirements that are to be included in its health benefit plans....
- California Insurance Code Section 10753.06.5
(a) With respect to health benefit plans offered outside the Exchange, after a small employer submits a completed application, the carrier shall, within 30 days,...
- California Insurance Code Section 10753.08
(a) A health benefit plan shall not impose a preexisting condition provision upon any individual. (b) A health benefit plan may apply a waiting period...
- California Insurance Code Section 10753.09
Nothing in this chapter shall be construed as prohibiting a carrier from restricting enrollment of late enrollees to open enrollment periods provided under Section 10753.05...
- California Insurance Code Section 10753.11
To the extent permitted by PPACA, no carrier shall be required by the provisions of this chapter: (a) To offer coverage to, or accept applications...
- California Insurance Code Section 10753.12
(a) A carrier shall not be required to offer coverage or accept applications for benefit plan designs pursuant to this chapter where the commissioner determines...
- California Insurance Code Section 10753.13
All health benefit plans subject to this chapter shall be renewable with respect to all eligible employees or dependents at the option of the policyholder,...
- California Insurance Code Section 10753.14
(a) The premium rate for a health benefit plan issued, amended, or renewed on or after January 1, 2014, shall vary with respect to the...
- California Insurance Code Section 10753.16
In connection with the offering for sale of a health benefit plan subject to this chapter to small employers: Each carrier shall make a reasonable...
- California Insurance Code Section 10753.17
(a) No carrier shall provide or renew coverage subject to this chapter until a statement has been filed with the commissioner listing all of the...
- California Insurance Code Section 10753.18
(a) In addition to any other remedy permitted by law, the commissioner shall have the administrative authority to assess penalties against carriers, insurance producers, and...
- California Insurance Code Section 10753.18.5
(a) (1) In addition to any other remedy permitted by law, whenever the commissioner shall have reason to believe that any carrier, production agent, or...
- California Insurance Code Section 10753.18.55
(a) Carriers may enter into contractual agreements with qualified associations, as defined in subdivision (b), under which these qualified associations may assume responsibility for performing...
- California Insurance Code Section 10753.18.7
Notwithstanding any other provision of law, no provision of this chapter shall be construed to limit the applicability of any other provision of the Insurance...
- California Insurance Code Section 10755
As used in this chapter, the following definitions shall apply: (a) "Agent or broker" means a person or entity licensed under Chapter 5 (commencing with...
- California Insurance Code Section 10755.01
(a) For purposes of this chapter, "health benefit plan" does not include policies or certificates of specified disease or hospital confinement indemnity provided that the...
- California Insurance Code Section 10755.02
(a) This chapter shall apply only to grandfathered health benefit plans and only with respect to plan years commencing on or after January 1, 2014....
- California Insurance Code Section 10755.02.1
Any person or entity subject to the requirements of this chapter shall comply with the standards set forth in Chapter 7 (commencing with Section 3750)...
- California Insurance Code Section 10755.03
The commissioner shall have the authority to determine whether a health benefit plan is covered by this chapter, and to determine whether an employer is...
- California Insurance Code Section 10755.04
(a) The department may adopt emergency regulations implementing this chapter no later than August 31, 2013. The department may readopt any emergency regulation authorized by...
- California Insurance Code Section 10755.05
(a) (1) Each carrier, except a self-funded employer, shall fairly and affirmatively renew all of the carrier's health benefit plans that are sold to small...
- California Insurance Code Section 10755.05.1
(a) For contracts expiring after July 1, 1994, 60 days prior to July 1, 1994, an association that meets the definition of guaranteed association, as...
- California Insurance Code Section 10755.06
Every carrier shall file with the commissioner the reasonable participation requirements that will be required in renewing its health benefit plans. Participation requirements of a...
- California Insurance Code Section 10755.08
(a) A health benefit plan shall not impose a preexisting condition provision upon any individual. (b) A health benefit plan may apply a waiting period...
- California Insurance Code Section 10755.09
Nothing in this chapter shall be construed as prohibiting a carrier from restricting enrollment of late enrollees to open enrollment periods consistent with federal law.
- California Insurance Code Section 10755.11
No carrier shall be required by the provisions of this chapter: (a) To include in a health benefit plan an otherwise eligible employee or dependent,...
- California Insurance Code Section 10755.13
All grandfathered health benefit plans shall be renewable with respect to all eligible employees or dependents at the option of the policyholder, contractholder, or small...
- California Insurance Code Section 10755.14
Premiums for grandfathered health benefit plans written or administered by carriers on or after the January 1, 2014, shall be subject to the following requirements:...
- California Insurance Code Section 10755.15
Carriers shall apply standard employee risk rates consistently with respect to all small employers.
- California Insurance Code Section 10755.16
In connection with the renewal of any grandfathered health benefit plan to small employers: Each carrier shall make a reasonable disclosure, as part of its...
- California Insurance Code Section 10755.17
(a) No carrier shall renew coverage subject to this chapter until it has done all of the following: (1) A statement has been filed with...
- California Insurance Code Section 10755.18
(a) In addition to any other remedy permitted by law, the commissioner shall have the administrative authority to assess penalties against carriers, insurance producers, and...
- California Insurance Code Section 10755.18.5
(a) (1) In addition to any other remedy permitted by law, whenever the commissioner shall have reason to believe that any carrier, production agent, or...
- California Insurance Code Section 10755.18.6
(a) Carriers may enter into contractual agreements with qualified associations, as defined in subdivision (b), under which these qualified associations may assume responsibility for performing...
- California Insurance Code Section 10755.18.7
Notwithstanding any other provision of law, no provision of this chapter shall be construed to limit the applicability of any other provision of the Insurance...
- California Insurance Code Section 10785
(a) A disability insurer that covers hospital, medical, or surgical expenses under an individual health benefit plan as defined in subdivision (a) of Section 10198.6...
- California Insurance Code Section 10786
(a) On and after January 1, 2014, a health insurer providing health insurance coverage shall provide to policyholders in individual policies or certificate holders in...
- California Insurance Code Section 10800
This chapter shall be known as the Private Health Care Voluntary Purchasing Alliance Act.
- California Insurance Code Section 10801
The purpose of this chapter is to improve the competition in the pricing and delivering of health care coverage for employers and small employers. It...
- California Insurance Code Section 10802
This chapter is also intended to provide a meaningful choice of high quality, fairly priced health care providers, and health care coverage for participating employers...
- California Insurance Code Section 10803
It is envisioned that a purchasing alliance will contract with qualified group carriers to provide a meaningful choice of carriers providing health benefit plans or...
- California Insurance Code Section 10810
As used in this chapter: (a) "Ancillary benefit plan" means a policy or contract written or administered by a participating carrier that covers dental or...
- California Insurance Code Section 10820
(a) The commissioner shall regulate the establishment and conduct of purchasing alliances as set forth in this chapter. (b) No person or entity may market,...
- California Insurance Code Section 10821
(a) An entity seeking to obtain a certificate of registration to act as a purchasing alliance shall complete and file with the commissioner an application...
- California Insurance Code Section 10821.5
(a) The purchasing alliance shall furnish an annual financial audit to the commissioner on the forms provided by the commissioner. The annual financial audit may...
- California Insurance Code Section 10822
After the issuance or reissuance of a certificate of registration to act as a purchasing alliance, the holder shall continue to comply with the requirements...
- California Insurance Code Section 10823
In addition to any other grounds specified in this chapter, the following constitute grounds for denial, nonrenewal, suspension, or revocation of an application or existing...
- California Insurance Code Section 10824
(a) The commissioner may take disciplinary action against a purchasing alliance if the commissioner determines that the purchasing alliance has committed any of the acts...
- California Insurance Code Section 10825
(a) A purchasing alliance whose certificate has been revoked or suspended for more than one year may petition the commissioner to reinstate the certificate as...
- California Insurance Code Section 10826
(a) Any person who violates any provision of this chapter, or who violates any rule or order adopted or issued pursuant to this chapter, shall...
- California Insurance Code Section 10830
No owner, officer, partner, or board members or members of their household nor any management personnel of the alliance may be employed by, be a...
- California Insurance Code Section 10840
A purchasing alliance shall do all of the following: (a) Set reasonable fees, which may vary by employer or small employer size, in the purchasing...
- California Insurance Code Section 10841
(a) A purchasing alliance shall comply with all requirements pertaining to the underwriting, rating and renewal practices for small employers, pursuant to subdivisions (a) and...
- California Insurance Code Section 10842
A purchasing alliance may do any of the following: (a) Contract with qualified independent third parties for any services necessary to carry out the powers...
- California Insurance Code Section 10843
A purchasing alliance shall not do any of the following: (a) Purchase health care services, assume risk for the cost or provision of health services,...
- California Insurance Code Section 10844
A purchasing alliance may offer coverage pursuant to Chapter 9.5 (commencing with Section 10900).
- California Insurance Code Section 10845
(a) The commissioner shall require every purchasing alliance, as a condition precedent to receiving and holding a certificate of registration, to file and maintain in...
- California Insurance Code Section 10850
(a) In order to be eligible to be a participating carrier, a carrier shall demonstrate the following operating characteristics satisfactory to the board: (1) Be...
- California Insurance Code Section 10851
Every participating carrier shall: (a) Meet the standards established by the board pursuant to this chapter. (b) Provide any data required by the board. (c)...
- California Insurance Code Section 10853
In contracts with participating carriers, the purchasing alliance may establish performance standards for specific contractual elements and penalties for failure to fulfill specific contractual obligations.
- California Insurance Code Section 10854
Nothing in this chapter shall prohibit a participating carrier from contracting with particular health care providers or types, classes, or categories of health care providers...
- California Insurance Code Section 10855
In the event the participating carrier elects to terminate its participating agreement with a purchasing alliance, the participating carrier shall do both of the following:...
- California Insurance Code Section 10856
Nothing in this article shall be construed to limit the existing regulatory authority of the Department of Managed Health Care to regulate health care service...
- California Insurance Code Section 10860
Contracts between the purchasing alliance and participating carriers shall specify how all premiums will be transmitted, and penalties and grace periods for payments.
- California Insurance Code Section 10861
Contracts between purchasing alliances and participating employers shall provide all of the following: (a) For administrative purposes, the purchasing alliance shall be the policyholder or...
- California Insurance Code Section 10870
The board shall establish marketing standards to be used by participating carriers.
- California Insurance Code Section 10871
Any marketing, advertisement, or educational material for health benefit plans or ancillary benefit plans sold through the purchasing alliance shall be approved by the board...
- California Insurance Code Section 10872
This article shall not be construed to prohibit or to compel the purchasing alliance or a participating carrier from using the services of an agent...
- California Insurance Code Section 10873
(a) A participating carrier, agent, broker, contractor, or producer of a participating carrier, or independent insurance agent, broker, contractor, or producer may not engage, directly...
- California Insurance Code Section 10880
In the event a purchasing alliance becomes insolvent, the commissioner shall maintain jurisdiction of the alliance for purposes of protection of the interests of the...
- California Insurance Code Section 10885
Purchasing alliances shall be exempt from requirements of licensure as a health care service plan or solicitor under Chapter 2.2 (commencing with Section 1340) of...
- California Insurance Code Section 10886
For purposes of carrier product disclosure, a purchasing alliance shall be considered an entity that provides administrative services, as is described in paragraph (1) of...
- California Insurance Code Section 10887
Except as provided in subdivision (c) of Section 10820, nothing in this chapter shall apply to a health care service plan licensed under the Knox-Keene...
- California Insurance Code Section 10900
As used in this chapter: (a) "Benefit plan design" means a specific health coverage policy issued by a carrier to individuals, to trustees of associations...
- California Insurance Code Section 10901
Every carrier offering health benefit plans to individuals shall comply with the provisions of this chapter and the rules adopted thereunder.
- California Insurance Code Section 10901.1
Nothing in this chapter shall be construed to preclude the application of this chapter to either of the following: (a) an association, trust, or other...
- California Insurance Code Section 10901.2
(a) Commencing January 1, 2001, a carrier shall fairly and affirmatively offer, market, and sell the health benefit plan designs described in subdivision (d) of...
- California Insurance Code Section 10901.3
(a) (1) After the federally eligible defined individual submits a completed application form for a health benefit plan, the carrier shall, within 30 days, notify...
- California Insurance Code Section 10901.4
A carrier may not exclude any federally eligible defined individual, or his or her dependents, who would otherwise be entitled to health care services, on...
- California Insurance Code Section 10901.7
(a) The commissioner may require a carrier to discontinue the offering of health benefit plans or the acceptance of applications from any individual upon a...
- California Insurance Code Section 10901.8
All health benefit plans offered to a federally eligible defined individual shall be renewable with respect to the individual and dependents at the option of...
- California Insurance Code Section 10901.9
Commencing January 1, 2001, premiums for health benefit plans offered, delivered, amended, or renewed by carriers shall be subject to the following requirements: (a) The...
- California Insurance Code Section 10902
Carriers shall apply premiums consistently with respect to all federally eligible defined individuals who apply for coverage.
- California Insurance Code Section 10902.1
In connection with the offering for sale of any health benefit plan designed to an individual, each carrier shall make a reasonable disclosure, as part...
- California Insurance Code Section 10902.2
Nothing in this chapter shall be construed to require a health benefit plan to offer a contract to an individual if the carrier does not...
- California Insurance Code Section 10902.3
(a) At least 20 business days prior to renewing or amending a health benefit plan contract subject to this chapter, or at least 20 business...
- California Insurance Code Section 10902.4
Carriers and health care service plans that offer contracts to individuals may elect to establish a mechanism or method to share in the financing of...
- California Insurance Code Section 10902.5
The commissioner may issue regulations that are necessary to carry out the purposes of this chapter. Any rules and regulations adopted pursuant to this chapter...
- California Insurance Code Section 10902.6
This chapter shall apply to policies or contracts offered, delivered, amended, or renewed on or after January 1, 2001.
- California Insurance Code Section 10930
For purposes of this chapter, the following definitions shall apply: (a) "Consumer operated and oriented plan" means a nonprofit member organization or nonprofit member corporation...
- California Insurance Code Section 10930.1
(a) The commissioner shall have the authority to issue a certificate of authority as a disability insurer to a CO-OP that has been organized as...
- California Insurance Code Section 10930.2
A domestic or foreign insurer admitted as a CO-OP insurer shall be subject to the same "paid-in capital" or "capital paid-in" requirements as are imposed...
- California Insurance Code Section 10930.3
(a) A domestic or foreign CO-OP admitted as a CO-OP insurer shall be subject to all of the provisions of this code that are applicable...
- California Insurance Code Section 10930.4
(a) A solvency loan obtained by a CO-OP shall be treated as a surplus note and shall be subject to the same requirements as are...
- California Insurance Code Section 10930.5
The provisions of Section 699.5 shall apply to any insurer admitted as a CO-OP insurer; however, any loans received by the CO-OP in the form...
- California Insurance Code Section 10930.6
(a) A CO-OP shall be subject at all times to the prohibitions in PPACA against converting or selling to a for-profit or nonconsumer-operated entity at...
- California Insurance Code Section 10930.7
A CO-OP insurer is insolvent if its surplus becomes less than the amount of paid-in capital required of a capital stock company to qualify to...
- California Insurance Code Section 10930.8
In addition to any applicable requirements in this code for maintaining a certificate of authority, a CO-OP is required at all times to be in...
- California Insurance Code Section 10930.9
The department may adopt regulations implementing this chapter pursuant to the Administrative Procedure Act (Chapter 3.5 (commencing with Section 11340) of Part 1 of Division...
- California Insurance Code Section 10950
As used in this chapter: (a) "Child" means any individual under 19 years of age. (b) "Individual grandfathered plan coverage" means health care coverage in...
- California Insurance Code Section 10951
(a) (1) During each open enrollment period, every carrier offering health benefit plans in the individual market, other than individual grandfathered plan coverage, shall offer...
- California Insurance Code Section 10952
This chapter shall not apply to health benefit plans for coverage of Medicare services pursuant to contracts with the United States government, Medicare supplement policies,...
- California Insurance Code Section 10953
(a) Upon the effective date of this chapter, a carrier shall fairly and affirmatively offer, market, and sell all of the carrier' s health benefit...
- California Insurance Code Section 10954
(a) A carrier may use the following characteristics of an eligible child for purposes of establishing the rate of the health benefit plan for that...
- California Insurance Code Section 10957
No carrier shall be required to offer a health benefit plan or accept applications for the contract pursuant to this chapter in the case of...
- California Insurance Code Section 10958
The commissioner may require a carrier to discontinue the offering of contracts or acceptance of applications from any individual or child or responsible party for...
- California Insurance Code Section 10959
(a) All health benefit plans offered to a child or on behalf of a child to a responsible party for a child shall conform to...
- California Insurance Code Section 10960
On or before July 1, 2011, the commissioner may issue guidance to health plans regarding compliance with this chapter and such guidance shall not be...
- California Insurance Code Section 10970
Fraternal benefit societies shall be governed by this chapter and shall be exempt from all other provisions of this code, except: (a) Those provisions prior...
- California Insurance Code Section 10971
This chapter shall not, except as provided by Sections 10972 and 10974, affect: (a) A lodge operating under the lodge system, which provides in its...
- California Insurance Code Section 10972
(1) A lodge operating under the lodge system, as this term is used in Section 10971, shall have all of the following characteristics: (a) It...
- California Insurance Code Section 10973
The commissioner may require from any society such information as will enable him to determine whether or not such society is exempt from the provisions...
- California Insurance Code Section 10974
A lodge, subordinate branch thereof or association formed by the members thereof which is exempted from the requirements of this chapter by Section 10971 shall...
- California Insurance Code Section 10975
Any fraternal benefit society organized and operating within the definition set forth in Sections 10990 to 10992 on July 29, 1911, providing benefits in case...
- California Insurance Code Section 10976
Any incorporated fraternal benefit society engaged on July 29, 1911, in transacting business in this State may exercise all of the rights conferred by this...
- California Insurance Code Section 10990
Any incorporated society, order or supreme lodge, without capital stock, conducted solely for the benefit of its members and their beneficiaries and not for profit,...
- California Insurance Code Section 10991
A society having a supreme legislative or governing body and subordinate lodges or branches by whatever name known, into which members are elected, initiated, or...
- California Insurance Code Section 10992
A society shall be deemed to have a representative form of government when: (a) It provides in its constitution or laws for a supreme legislative...
- California Insurance Code Section 10993
Every fraternal benefit society organized or admitted under this chapter is hereby declared to be a charitable and benevolent institution, and all of its funds...
- California Insurance Code Section 11010
Seven or more United States citizens, a majority of whom are citizens of this state, who desire to form a fraternal benefit society, may make,...
- California Insurance Code Section 11011
The articles of incorporation, duly certified copies of the constitution, laws and rules, copies of all proposed forms of certificates, applications therefor, and circulars to...
- California Insurance Code Section 11012
No such preliminary certificate shall be valid after one year from its date, or after such further period, not exceeding one year, as may be...
- California Insurance Code Section 11013
Upon receipt of a preliminary certificate from the commissioner, the society may solicit members for the purpose of completing its organization, shall collect from each...
- California Insurance Code Section 11014
The commissioner may make such examination and require such further information as he deems advisable. Upon presentation of satisfactory evidence that the society has complied...
- California Insurance Code Section 11015
Every such society shall have the power to make a constitution and by-laws for the government of the society, the admission of its members, the...
- California Insurance Code Section 11016
A society shall operate for the benefit of its members and their beneficiaries by: (a) Providing benefits under Section 11041, and (b) Operating for one...
- California Insurance Code Section 11017
After September 21, 1952, no unincorporated or voluntary association shall be permitted to transact business in this State as a fraternal benefit society under this...
- California Insurance Code Section 11018
Any domestic society may provide that the meetings of its legislative or governing body may be held in any state, district, province or territory wherein...
- California Insurance Code Section 11019
No domestic society shall consolidate or merge with any other society unless it files with the commissioner the papers and evidence specified in this section...
- California Insurance Code Section 11020
If the commissioner finds that such contract is in conformity with the provisions of this chapter, that the financial statements are correct, that under it...
- California Insurance Code Section 11021
Upon the consolidation or merger becoming effective, all the rights, franchises and interests of the consolidated or merged societies in and to every species of...
- California Insurance Code Section 11022
The affidavit of any officer of the society or of any one authorized by it to mail any notice or document, stating facts which show...
- California Insurance Code Section 11023
A society may admit to benefit membership any person not less than 15 years of age at nearest birthday who has been examined by a...
- California Insurance Code Section 11024
Any person admitted to benefit membership in such society prior to attaining the full age of 21 years shall be bound by the terms of...
- California Insurance Code Section 11025
A society may accept general or social members who shall have no voice or vote in the management of its insurance affairs.
- California Insurance Code Section 11026
A domestic society may amend its articles of incorporation, constitution, or laws, in accordance with the provisions thereof, by action of its supreme legislative or...
- California Insurance Code Section 11027
No amendment to the articles of incorporation, constitution or laws of any domestic society shall take effect unless approved by the commissioner who shall approve...
- California Insurance Code Section 11028
Within 90 days from the approval thereof by the commissioner, all such amendments, or a synopsis thereof, shall be furnished to all members of the...
- California Insurance Code Section 11029
Every foreign society transacting business under this chapter shall file with the commissioner a duly certified copy of all amendments of, or additions to, its...
- California Insurance Code Section 11030
Printed copies of the constitution or laws of any domestic or foreign society as amended, certified by the secretary or corresponding officer of the society...
- California Insurance Code Section 11031
A society may create, maintain and operate hospitals, asylums, homes, sanitariums or other charitable or benevolent institutions for the benefit of its sick, disabled, aged...
- California Insurance Code Section 11032
Maintenance, treatment and proper attendance in any such institution may be furnished free or a reasonable charge may be made therefor, but no such institution...
- California Insurance Code Section 11033
A society maintaining special funds of the nature set forth in Section 11122 may make payments from such funds to its members compatible with the...
- California Insurance Code Section 11040
All benefits provided for in the laws and agreements of a society shall be payable only out of its funds in accordance with its laws....
- California Insurance Code Section 11041
An admitted society may, by the issuance of certificates, provide for payment to its members of insurance benefits contained within the following classes: (a) All...
- California Insurance Code Section 11042
A society may provide for benefits on the lives of children under 21 years of age and under the minimum age for adult membership under...
- California Insurance Code Section 11043
A society may grant nonforfeiture benefits, cash surrender values, certificate loans, and other options as its laws may permit. In the case of certificates issued...
- California Insurance Code Section 11044
No beneficiary shall have or obtain any vested interest in the proceeds of any certificate until the certificate has become due and payable in conformity...
- California Insurance Code Section 11060
Every society authorized to do business in this State shall issue to each benefit member a certificate specifying the amount of benefits provided thereby. The...
- California Insurance Code Section 11061
All statements purporting to be made by the member shall, in the absence of fraud, be representations and not warranties. Any waiver of this provision...
- California Insurance Code Section 11062
Any changes, additions or amendments to the charter or articles of incorporation, constitution or laws duly made or enacted subsequent to the issuance of the...
- California Insurance Code Section 11063
Copies of any of the documents mentioned in Sections 11060 and 11062, certified by the secretary or corresponding officer of the society, shall be received...
- California Insurance Code Section 11064
A society shall provide specifically in its certificates that if its reserves become impaired, its board of directors or corresponding body may require that the...
- California Insurance Code Section 11065
Every society authorized to do business in this State shall provide in its constitution or laws that additional payments or contributions shall be required of...
- California Insurance Code Section 11066
After the effective date of the amendments to this section made during the 1995-96 Regular Session of the Legislature, no life insurance benefit certificate may...
- California Insurance Code Section 11067
After September 21, 1952, no life insurance benefit certificate shall be delivered or issued for delivery in this State containing in substance any of the...
- California Insurance Code Section 11068
After September 21, 1954, no life insurance benefit certificate shall be delivered or issued for delivery in this State containing in substance any provision limiting...
- California Insurance Code Section 11069
No domestic, foreign or alien society authorized to do business in this State shall issue or deliver in this State any certificate or other evidence...
- California Insurance Code Section 11070
After September 21, 1954, no action at law or in equity shall be had or maintained on any certificate or contract issued by a society...
- California Insurance Code Section 11071
The constitution and laws of the society may provide that no subordinate body, nor any of its subordinate officers or members shall have the power...
- California Insurance Code Section 11072
A domestic society may, by a reinsurance agreement, cede any individual risk or risks in whole or in part to an insurer having the power...
- California Insurance Code Section 11073
If the contract of a society entered into, amended, or renewed in this state on or after the effective date of this section provides in...
- California Insurance Code Section 11090
Subject to the annual fee provisions as provided herein, every certificate of authority issued to a fraternal benefit society shall be for an indefinite term...
- California Insurance Code Section 11091
No foreign or alien society shall transact business in this State without a certificate of authority issued by the commissioner. Any such society may receive...
- California Insurance Code Section 11092
The commissioner shall act as prescribed in Section 11093 when upon investigation he finds that a domestic society: (a) Has exceeded its power; (b) Has...
- California Insurance Code Section 11093
(a) If the commissioner finds that any of the conditions set forth in Section 11092 exist in respect to a domestic society, he or she...
- California Insurance Code Section 11094
If the court orders the society enjoined, the commissioner shall suspend its certificate of authority. Thereafter such society shall have no authority to do business...
- California Insurance Code Section 11095
If the court orders the society liquidated, it shall be enjoined from carrying on any further business, whereupon the receiver of the society shall proceed...
- California Insurance Code Section 11096
The provisions of Sections 11093 to 11095 relating to hearing by the commissioner, action by the Attorney General at the request of the commissioner, hearing...
- California Insurance Code Section 11097
The commissioner shall act as prescribed in Section 11098 when upon investigation he finds that a foreign or alien society transacting or applying to transact...
- California Insurance Code Section 11098
If the commissioner finds that any of the conditions set forth in Section 11097 exist in respect to a foreign or alien society, he shall,...
- California Insurance Code Section 11099
Article 14 (commencing with Section 1010) of Chapter 1 of Part 2 of Division 1 applies to any society, except as otherwise provided in this
- California Insurance Code Section 11100
Every society operating under the provisions of this chapter and issuing a policy or certificate of insurance may appoint agents to represent it.
- California Insurance Code Section 11101
Except as otherwise provided in Sections 11102 and 11103, such agents and such societies are subject to Chapter 5 (commencing with Section 1621) of Part...
- California Insurance Code Section 11102
Chapter 5 (commencing with Section 1621) of Part 2 of Division 1 does not apply to any of the following, nor shall any of the...
- California Insurance Code Section 11103
Insofar as his or her license to represent a fraternal benefit society is concerned, the examination requirements of Article 7 (commencing with Section 1675) of...
- California Insurance Code Section 11104
Every society authorized to do business in this State shall appoint in writing the commissioner and each successor in office to be its true and...
- California Insurance Code Section 11105
Service may be made as provided in Article 1 (commencing with Section 12919) of Chapter 2 of Division 3.
- California Insurance Code Section 11106
An application for injunction against, proceedings for the dissolution of, or the appointment of a receiver for, any domestic society or branch thereof shall not...
- California Insurance Code Section 11107
A fraternal benefit society, its members, employees, agents, delegates, directors, and officers by whatever name known are subject to Section 12924.
- California Insurance Code Section 11108
Any domestic society may be converted into and receive a certificate of authority as a mutual life insurance company by compliance with all of the...
- California Insurance Code Section 11109
On such conversion: (a) Except as provided in (b) hereof all funds, assets and liabilities of any nature which theretofore were the funds, assets or...
- California Insurance Code Section 11110
In addition to any other ground for disapproving such conversion, the commissioner may refuse to give such approval unless evidence satisfactory to him is submitted...
- California Insurance Code Section 11111
Any society may comply with subsection (a) of Section 11110 by deducting from its surplus an amount which, when added to the reserves on certificates...
- California Insurance Code Section 11112
All decisions and findings of the commissioner made under the provisions of this chapter shall be subject to review by proper proceedings in any court...
- California Insurance Code Section 11120
When a society, or a class or section thereof, has assets equal to the reserves and credits on its policies, it may collect periodical or...
- California Insurance Code Section 11121
Unless it operates under Section 11120, a society, or class or section thereof, shall collect from its members both stated contributions expressly segregated for the...
- California Insurance Code Section 11122
Any society may create, maintain, invest, disburse and apply any special fund or funds necessary to carry out any purpose permitted by the laws of...
- California Insurance Code Section 11122.1
A society may, if authorized by a resolution of its supreme legislative or governing body, establish and operate one or more separate accounts and issue...
- California Insurance Code Section 11123
Any such society may own real estate and buildings within or without the state of its incorporation, for any purposes for which it may use...
- California Insurance Code Section 11124
Unless otherwise provided in the contracts of the members, such funds shall be held, invested, and disbursed for the use and benefit of the society,...
- California Insurance Code Section 11125
Every domestic society shall invest its funds only in securities permitted by the laws of this State for the investment of the assets of life...
- California Insurance Code Section 11126
An admitted foreign society shall invest its funds either under the same restrictions as domestic societies or in accordance with the laws of the state...
- California Insurance Code Section 11127
An admitted foreign society organized under the laws of any jurisdiction other than a state of the United States shall at all times maintain with...
- California Insurance Code Section 11128
The value of the trusteed assets referred to in Section 11127 shall be equal to the sum of all of the following: (a) All of...
- California Insurance Code Section 11129
The provisions of Sections 1596 to 1598, inclusive, shall apply to such society specified in Section 11127 and to the matters set forth in Sections...
- California Insurance Code Section 11130
The commissioner may require any society specified in Section 11127 to file with him annually and at such other times as he may determine, and...
- California Insurance Code Section 11131
Every society transacting business in this state shall annually, on or before the first day of March, unless for cause shown such time has been...
- California Insurance Code Section 11132
A synopsis of its annual statement and valuation report providing an explanation of the facts concerning the condition of the society thereby disclosed shall be...
- California Insurance Code Section 11133
In addition to the annual report required by Section 11131, each society shall annually, on or before the first day of March, file with the...
- California Insurance Code Section 11134
Except as otherwise provided in Section 10489.6, reserves according to the commissioners' reserve valuation method, for the life insurance and endowment benefits of certificates providing...
- California Insurance Code Section 11135
The present value of deferred payments due under incurred claims or matured certificates shall be deemed a liability of the society and shall be computed...
- California Insurance Code Section 11136
Except as otherwise provided in Section 10489.4, such valuation shall be certified by a competent actuary or, at the expense of the society, verified by...
- California Insurance Code Section 11137
Whenever the commissioner finds from any financial statement or valuation report made to him or her by any society authorized to do business in this...
- California Insurance Code Section 11138
The commissioner, or any person he may appoint, shall have the power of visitation and examination into the affairs of any domestic society. He may...
- California Insurance Code Section 11139
No report of examination shall be adopted by the commissioner or filed by him as an official document except after a notice is given and...
- California Insurance Code Section 11140
The commissioner, or any person whom he may appoint, may examine any foreign society, transacting or applying for admission to transact business in this State....
- California Insurance Code Section 11141
Pending, during or after an examination or investigation of a society, either domestic or foreign, the commissioner shall make public no financial statement, report or...
- California Insurance Code Section 11142
No person shall cause or permit to be made, issued or circulated in any form: (a) Any misrepresentation or false or misleading statement concerning the...
- California Insurance Code Section 11143
A comparison of insurance contracts is incomplete if it does not compare in detail: (a) The gross rates, and the gross rates less any dividend...
- California Insurance Code Section 11144
A comparison of insurance contracts is incomplete if it omits from consideration: (a) Any benefit or value provided in the contract, (b) Any differences as...
- California Insurance Code Section 11145
In any determination of the incompleteness or misleading character of any comparison or statement, it shall be presumed that the insured had no knowledge of...
- California Insurance Code Section 11146
Any person who violates any provision of Sections 11142 to 11145 or knowingly receives any compensation or commission by or in consequence of such violation,...
- California Insurance Code Section 11160
Compensation shall not be paid to any employee or officer by whatever name known of either of the parties to any contract of merger, consolidation...
- California Insurance Code Section 11161
Any person violating Section 11160 is guilty of a felony and punishable by a fine not exceeding ten thousand dollars ($10,000) or imprisonment pursuant to...
- California Insurance Code Section 11162
It is a felony, punishable by imprisonment pursuant to subdivision (h) of Section 1170 of the Penal Code, for any officer, director, agent or employee...
- California Insurance Code Section 11163
It is a felony, punishable by imprisonment pursuant to subdivision (h) of Section 1170 of the Penal Code, for any officer, trustee, agent or employee...
- California Insurance Code Section 11164
Any person not authorized pursuant to Section 11013 who solicits membership for, or in any manner assists in procuring membership in, any nonadmitted fraternal benefit...
- California Insurance Code Section 11165
Any person who knowingly or willfully makes any false or fraudulent statement or representation in or with reference to any application for membership, or for...
- California Insurance Code Section 11400
Firemen's, policemen's or peace officers' benefit and relief associations now existing, or which may be formed hereafter for the purpose of aiding their members or...
- California Insurance Code Section 11401
Such an association shall not operate or do business in this state without a certificate of authority. The commissioner shall issue a certificate of authority...
- California Insurance Code Section 11402
Such association may be incorporated or unincorporated, but if incorporated it shall neither issue nor be authorized to issue shares of stock.
- California Insurance Code Section 11403
The membership of such association shall consist solely of the following or any combination thereof: (a) Members of police departments of municipal or public corporations...
- California Insurance Code Section 11404
Such association shall not pay, promise or agree to pay, either directly or indirectly, any consideration of any nature for the solicitation or procuring of...
- California Insurance Code Section 11405
The trustees, directors or governing body of such association, by whatever name their office is known or designated, shall be elected by the membership of...
- California Insurance Code Section 11406
Moneys or property directly or indirectly contributed to such association by its members shall not be paid out as benefits to any persons other than...
- California Insurance Code Section 11407
Such association shall be supported mainly by contributions from its members, whether in the form of fees, dues, assessments, or otherwise, and by donations made...
- California Insurance Code Section 11420
Any domestic insurer providing life insurance upon the assessment plan may transform itself into an incorporated life insurer issuing policies on a reserve basis with...
- California Insurance Code Section 11421
After completing such transformation and procuring from the commissioner a certificate of authority to transact business in this State as an incorporated insurer issuing policies...
- California Insurance Code Section 11422
The transformed insurer is a continuation of the original insurer. Its officers elected before or during the transformation serve through their respective terms as provided...
- California Insurance Code Section 11440
Any insurer so reorganized shall have assets representing a paid-in capital represented by shares of stock apart from any assets described in Section 11441. At...
- California Insurance Code Section 11441
All assets belonging before transformation to any such insurer or arising or accruing from policies issued upon the assessment plan, shall be used only for...
- California Insurance Code Section 11442
If, at or after the time of the transformation, it appears, either from the last preceding annual report by such insurer to the commissioner, or...
- California Insurance Code Section 11443
The fund required by Section 11442 shall be used for the payment of matured liabilities arising under the assessment plan when other assets applicable thereto...
- California Insurance Code Section 11460
Members of the insurer who are in good standing prior to the transformation may thereafter transfer their insurance, without change of amount and without medical...
- California Insurance Code Section 11470
The insurer, after such transformation, shall exercise all the rights and powers and perform all the duties conferred or imposed by law upon insurers writing...
- California Insurance Code Section 11471
Such insurer shall exercise all the rights and powers and perform all the duties necessary to protect rights and contracts existing prior to reorganization.
- California Insurance Code Section 11472
The commissioner shall exercise the powers and discharge the duties, concerning any such insurer, that are applicable to domestic insurers issuing policies of the same...
- California Insurance Code Section 11490
Any life insurer which has transformed its business pursuant to this chapter shall value its assessment policies according to the standard of valuation which would...
- California Insurance Code Section 11520
The following organizations and persons may receive transfers of property, conditioned upon their agreement to pay an annuity to the transferor or the transferor's nominee,...
- California Insurance Code Section 11520.5
No person shall transact in this state the business described in this chapter without first procuring a certificate of authority from the commissioner for such...
- California Insurance Code Section 11520.6
(a) Before granting a certificate of authority or amended certificate of authority as a grants and annuities society to any applicant, the commissioner shall consider...
- California Insurance Code Section 11521
Upon granting to such organization or person a certificate of authority to receive such transfers, the commissioner shall require it to establish and maintain a...
- California Insurance Code Section 11521.1
(a) The funds and other property, together with interest and dividends thereon and proceeds therefrom, conditioned upon issuance of the certificate holder's contracts to pay...
- California Insurance Code Section 11521.2
(a) The reserve required by the table of commensurate values for each annuity contract issued must be invested in investments specified in Sections 1170 through...
- California Insurance Code Section 11521.3
(a) Prior to admission each applicant shall file with the commissioner an accurate and complete financial statement consisting of a balance sheet and income and...
- California Insurance Code Section 11521.4
The commissioner may, in his discretion and after hearing, require the disposal of any investment made in violation of the provisions of this chapter; pending...
- California Insurance Code Section 11521.5
The commissioner may adopt reasonable rules and regulations as may be necessary to carry out the provisions of this chapter pursuant to the provisions of...
- California Insurance Code Section 11521.6
Nothing contained in Section 11521, 11521.1, 11521.2, 11521.4, 11523.6, or paragraph (6) of subdivision (a) of Section 11523 shall apply to any grants and annuities...
- California Insurance Code Section 11522
Every organization or person holding a certificate of authority to receive transfers under this chapter shall make and file with the commissioner information regarding each...
- California Insurance Code Section 11523
(a) The annuity agreement shall show each of the following: (1) The value of the property transferred. (2) The amount of annuity agreed to be...
- California Insurance Code Section 11523.5
Any person holding a certificate of authority under this chapter may reinsure its total liability under an annuity agreement (as defined in Section 11523) with...
- California Insurance Code Section 11523.6
No grants and annuities society applying for admission to this state, or transacting in this state, the business described in this chapter shall transact or...
- California Insurance Code Section 11524
Except as prescribed in this chapter, such organization or person shall be otherwise exempt from the provisions of this code and other insurance laws of...
- California Insurance Code Section 11525
A solvent domestic incorporated insurer having a paid-in capital represented by outstanding shares of capital stock and issuing, on a reserve basis, nonassessable policies of...
- California Insurance Code Section 11526
Such plan shall include appropriate proceedings for amending the insurer's articles of incorporation to give effect to the acquisition, by said insurer, for the benefit...
- California Insurance Code Section 11527
The commissioner shall examine the plan submitted under subdivision (c) of Section 11526. The commissioner shall not approve the plan unless in the commissioner's opinion...
- California Insurance Code Section 11528
The election prescribed by subdivision (d) of Section 11526, shall be called by the board of directors or the president and every policyholder of the...
- California Insurance Code Section 11529
In carrying out any such plan, the insurer may acquire any shares of its own stock by gift, bequest or purchase. Any shares so acquired...
- California Insurance Code Section 11529.5
Any such plan of mutualization may provide for the creation of a voting trust under a trust agreement for the holding and voting by three...
- California Insurance Code Section 11530
Every payment for the acquisition of any shares of the capital stock of such insurer, the purchase price of which is not fixed by such...
- California Insurance Code Section 11531
The trustees referred to in section 11529 shall file with such insurer and with the commissioner a verified acceptance of their appointments and verified declarations...
- California Insurance Code Section 11532
Such insurer, after mutualization, shall be a continuation of the original insurer, and such mutualization shall not affect such insurer's certificate of authority nor existing...
- California Insurance Code Section 11532.1
An annual meeting of members shall be held at 10 o'clock in the morning of the fourth Tuesday of March of each year at the...
- California Insurance Code Section 11532.2
Special meetings of the members, for any purpose or purposes whatsoever, may be called at any time by the president, or by the board of...
- California Insurance Code Section 11532.3
Notice of all meetings of members whether annual or special shall be given in writing to the members entitled to vote by the secretary, or...
- California Insurance Code Section 11532.4
The presence in person or by proxy of 5 per cent of the members entitled to vote at any meeting shall constitute a quorum for...
- California Insurance Code Section 11532.5
Each such member shall have one vote at any meeting of members regardless of the number of policies or the amount of insurance that such...
- California Insurance Code Section 11532.6
The directors of the insurer in office at the time the insurer is mutualized as provided in this chapter shall continue in office until the...
- California Insurance Code Section 11532.7
The articles of incorporation or the bylaws may provide that the directors may be divided into two or more classes whose terms of office shall...
- California Insurance Code Section 11532.8
All insurers mutualized under the provisions of this chapter shall be subject to all other applicable provisions of this code and to the provisions of...
- California Insurance Code Section 11533
The provisions of Article 8 of Chapter 1 of Part 2 of Division 1 of this code shall not apply to any of the following:...
- California Insurance Code Section 11535
(a) A domestic incorporated mutual life insurer, or life and disability insurer, issuing nonassessable policies on a reserve basis may be converted into an incorporated...
- California Insurance Code Section 11535.1
The definitions in this section apply to the following terms when used in this chapter. (a) "Adoption date" means the date the board of directors...
- California Insurance Code Section 11536
The plan of conversion shall include appropriate proceedings for amending the mutual company's articles of incorporation to give effect to the conversion from a nonstock...
- California Insurance Code Section 11537
For the conversion of a mutual property-casualty insurer, the plan for conversion shall include the following: (a) A fair and reasonable formula, approved by the...
- California Insurance Code Section 11537.1
For the conversion of a mutual life insurer, the plan of conversion shall provide for either a mutual holding company in compliance with Section 11537.2...
- California Insurance Code Section 11537.2
A plan of conversion adopted by a mutual life insurer for the establishment of a mutual holding company shall provide that the mutual life insurer...
- California Insurance Code Section 11537.3
A plan of conversion adopted by a converting mutual life company shall include the following: (a) (1) The plan provides that each member's membership interests...
- California Insurance Code Section 11538
(a) The commissioner shall examine the plan submitted pursuant to subdivision (b) of Section 11536. As a part of the examination the commissioner may order...
- California Insurance Code Section 11539
The meeting of members prescribed by subdivision (c) of Section 11536 shall be called by the board of directors, the chairperson of the board, or...
- California Insurance Code Section 11540
(a) Nothing in this chapter shall be deemed to prohibit the inclusion in the plan of conversion of provisions under which the insurer's officers, directors,...
- California Insurance Code Section 11541
No director, officer, agent, or employee of the mutual company shall receive any fee, commission, or other valuable consideration whatsoever, other than regular salary and...
- California Insurance Code Section 11541.1
At any time before that plan of conversion becomes effective as provided in Section 11542, the mutual company may, by resolution of a majority of...
- California Insurance Code Section 11542
(a) Upon consent by the commissioner to the plan of conversion of a mutual insurer and filing of the plan of conversion in accordance with...
- California Insurance Code Section 11542.1
(a) Upon the effective date of a plan of conversion in accordance with Section 11537.2, the mutual life insurer immediately becomes a stock corporation, the...
- California Insurance Code Section 11542.2
Prior to, and for a period of five years following, the effective date of the plan of conversion, no person or group of persons acting...
- California Insurance Code Section 11543
Unless otherwise provided in the plan of conversion, the directors and officers of the mutual company shall serve as directors and officers of the converted...
- California Insurance Code Section 11543.1
(a) Notwithstanding any other provision of law and except as otherwise provided in subdivision (b), actions concerning any plan of conversion, proposed plan of conversion,...
- California Insurance Code Section 11544
The offer or sale of securities issued pursuant to the plan of conversion developed and approved in accordance with the provisions of this chapter, shall...
- California Insurance Code Section 11545
The commissioner shall have the authority from time to time, to make, amend and rescind such rules and regulations as may be necessary to carry...
- California Insurance Code Section 11546
Upon completion of the act of conversion and issuance of the certificate of authority under Section 11542, the Secretary of State shall accept for filing...
- California Insurance Code Section 11547
(a) The amended articles of incorporation of a converted company that have been adopted pursuant to a plan of conversion and filed with the Secretary...
- California Insurance Code Section 11548
If the name of a mutual life insurer converting to a stock insurer pursuant to this chapter includes the word mutual, the new stock insurer...
- California Insurance Code Section 11549
(a) Pursuant to this section, a mutual holding company may merge into a foreign mutual holding company that is domiciled in a state to which...
- California Insurance Code Section 11550
As used in this article, the term "liability" means liability and common carrier liability insurance.
- California Insurance Code Section 11551
As used in this article, the term "compensation" means workers' compensation insurance.
- California Insurance Code Section 11552
As used in this article, the term "earned premium," means the amount remaining of the gross premiums charged on all policies written, including all determined...
- California Insurance Code Section 11553
As used in this article, the terms "loss payments," and "loss expense payments," mean all payments to claimants or on account of claims. Such payments...
- California Insurance Code Section 11554
In estimating the condition of any insurer admitted to transact such liability or compensation insurance, the commissioner shall charge as liabilities, among any other items,...
- California Insurance Code Section 11555
An insurer transacting such compensation or liability insurance shall include the following schedules in its annual statement required by law: (a) A schedule showing distribution...
- California Insurance Code Section 11555.2
Each insurer transacting insurance covering liability for malpractice of any person licensed under the Dental Practice Act (Chapter 4 (commencing with Section 1600) of Division...
- California Insurance Code Section 11556
The reserve for outstanding losses and loss expenses under such liability or compensation insurance shall be determined in accordance with the regulations of the commissioner...
- California Insurance Code Section 11557
Whenever the reserves for outstanding liability or compensation losses and loss expenses of any insurer, computed pursuant to this article, seem inadequate to the commissioner,...
- California Insurance Code Section 11580
A policy insuring against losses set forth in subdivision (a) shall not be issued or delivered to any person in this state unless it contains...
- California Insurance Code Section 11580.01
(a) A policy insuring against legal liability arising from the rendering of professional services by an insured licensed pursuant to the provisions of Division 2...
- California Insurance Code Section 11580.02
A liability insurer may review bills submitted for the defense of its insured, but shall not compensate a reviewer based on any of the following:...
- California Insurance Code Section 11580.04
Any additional insured endorsement issued by an admitted or nonadmitted insurer for the benefit of a public agency in connection with, collateral to, or affecting...
- California Insurance Code Section 11580.05
The Legislature declares that the public policy of this state in regard to provisions authorized or required to be included in policies affording automobile liability...
- California Insurance Code Section 11580.06
Except as may be otherwise provided in this article: (a) The term "motor vehicle" means any vehicle designed for use principally upon streets and highways...
- California Insurance Code Section 11580.07
Except when required by a conditional sales vendor, no person or entity who is licensed pursuant to Chapter 5 (commencing with Section 1621) of Part...
- California Insurance Code Section 11580.08
With respect to disclosure of the fact of an arrest for any violation of the Vehicle Code or of a city or county ordinance or...
- California Insurance Code Section 11580.09
(a) Any policy of automobile liability insurance shall contain a notice stating limits of future coverage. The notice shall be prominently displayed on the first...
- California Insurance Code Section 11580.010
(a) Any automobile liability insurer that is responsible for coverage for ordinary, reasonable, and necessary medical transportation services provided to an insured, or on behalf...
- California Insurance Code Section 11580.011
(a) As used in this section, "child passenger restraint system" means a system as described in Section 27360 of the Vehicle Code. (b) Every policy...
- California Insurance Code Section 11580.1
(a) No policy of automobile liability insurance described in Section 16054 of the Vehicle Code covering liability arising out of the ownership, maintenance, or use...
- California Insurance Code Section 11580.15
Subject to the approval of the Insurance Commissioner, every admitted insurer issuing or renewing motor vehicle liability policies as defined in Section 16054 or 16450...
- California Insurance Code Section 11580.17
The department shall not prohibit an insurer from electing to inspect physically a motor vehicle for purposes of issuing a policy for collision or comprehensive...
- California Insurance Code Section 11580.2
(a) (1) No policy of bodily injury liability insurance covering liability arising out of the ownership, maintenance, or use of any motor vehicle, except for...
- California Insurance Code Section 11580.23
(a) If a suit for bodily injury has been filed against an uninsured motorist in a court of competent jurisdiction, notice in writing of the...
- California Insurance Code Section 11580.24
(a) No private passenger motor vehicle insured by its owner pursuant to a policy of insurance subject to Section 11580.1 or 11580.2 shall be classified...
- California Insurance Code Section 11580.25
No motor vehicle insured pursuant to a policy of insurance issued under Section 11580.1 or 11580.2 shall be classified as a common carrier, livery, or...
- California Insurance Code Section 11580.26
(a) Except where a named insured has agreed pursuant to Section 11580.2 to delete the coverages provided by that section, no policy of bodily injury...
- California Insurance Code Section 11580.3
When an insured entitled to recovery under uninsured motorists' coverage is a minor, an arbitration award upon the minor's claim is deemed to be a...
- California Insurance Code Section 11580.4
In any action or arbitration proceeding to determine whether an insured shall be entitled to recovery of damages under uninsured motorist coverage, the certificate of...
- California Insurance Code Section 11580.5
No award made in an arbitration proceeding instituted pursuant to Section 11580.2 shall be deemed to be res judicata or collateral estoppel in any court...
- California Insurance Code Section 11580.6
Where a policy of liability insurance covering the ownership, maintenance, or use of a motor vehicle or aircraft contains a provision indicating that coverage is...
- California Insurance Code Section 11580.8
The Legislature declares it to be the public policy of this state to avoid so far as possible conflicts and litigation, with resulting court congestion,...
- California Insurance Code Section 11580.9
(a) Where two or more policies affording valid and collectible automobile liability insurance apply to the same motor vehicle in an occurrence out of which...
- California Insurance Code Section 11580.10
Any liability insurer issuing or renewing an automobile liability policy or a motor vehicle liability policy within the meaning of subdivision (a) of Section 16054...
- California Insurance Code Section 11581
Upon any proceeding supplementary to execution, such judgment debtor may be required to exhibit any policy carried by him, insuring him against the liability for...
- California Insurance Code Section 11582
No settlement made under a motor vehicle liability insurance policy of a claim against any insured thereunder arising from any accident or other event insured...
- California Insurance Code Section 11583
No advance payment or partial payment of damages made by any person, or made by his insurer under liability insurance as defined in subdivision (a)...
- California Insurance Code Section 11584
No policy of insurance issued or delivered in this state covering any loss, expense or liability arising out of the ownership, maintenance, or use of...
- California Insurance Code Section 11585
(a) No policy of insurance for residential property located within California shall be issued or delivered, and no existing policy of insurance for residential property...
- California Insurance Code Section 11586
(a) On and after the effective date of this section, each insurer licensed to issue automobile liability insurance or common carrier liability insurance, and selling...
- California Insurance Code Section 11588
No insurer authorized to do business in this state and to provide professional liability insurance to persons lawfully engaged in the practice of medicine or...
- California Insurance Code Section 11589
No insurer who provides professional liability insurance for physicians and surgeons or dentists shall increase the premium for such insurance, impose a surcharge with respect...
- California Insurance Code Section 11589.5
No insurer who provides professional liability insurance for persons licensed under the provisions of Part 1 (commencing with Section 10000) of Division 4 of the...
- California Insurance Code Section 11590
Except as provided in Section 11591, no policy providing comprehensive personal liability insurance may be issued or renewed in this state on or after January...
- California Insurance Code Section 11591
The requirements of Section 11590 shall be inapplicable to any such policy of insurance or endorsement where the services of such employee are in connection...
- California Insurance Code Section 11592
Notwithstanding the provisions of subdivision (f) of Section 1851, the rates, classifications, and rating systems for the workers' compensation insurance covering those persons defined as...
- California Insurance Code Section 11593
The premium charge for the coverage required by Section 11590 shall not be separately stated from that charged for other coverage under the policy in...
- California Insurance Code Section 11600
An incorporated insurer issuing policies of liability, workers' compensation, or common carrier liability insurance, shall be governed by the paid-in capital and surplus requirements of...
- California Insurance Code Section 11601
Except as restricted by its charter, such an incorporated insurer, having such a paid-in capital, may transact all three of such insurances.
- California Insurance Code Section 11602
Any such insurer which on July 26, 1919, was authorized by its charter to transact liability insurance may transact workers' compensation and common carrier liability...
- California Insurance Code Section 11620
(a) The commissioner, after a public hearing, shall approve or issue a reasonable plan for the equitable apportionment, among insurers admitted to transact liability insurance,...
- California Insurance Code Section 11621.1
ln the event an insurer discontinues writing automobile liability insurance in this state but retains its license to write that business, it shall continue to...
- California Insurance Code Section 11621.2
(a) An insurer that is no longer licensed to write automobile liability insurance in this state shall have its plan business treated in the same...
- California Insurance Code Section 11621.3
Insurer groups under the same ownership may elect to be treated as one insurer for purposes of participating in the plan and receiving its assignments...
- California Insurance Code Section 11621.4
(a) New plan assignments to a participating insurer may be suspended or a participating insurer may be relieved of its obligation to renew existing assigned...
- California Insurance Code Section 11621.5
(a) In the event proceedings have been initiated by the commissioner to have an insurer declared insolvent, and a receiver or liquidator has been appointed,...
- California Insurance Code Section 11622
Such plan shall require the issuance of a policy affording coverage in the amount of fifteen thousand dollars ($15,000) for bodily injury to or death...
- California Insurance Code Section 11622.5
The plan shall provide for effective dates for coverage consistent with all of the following: (a) Except as provided in this section, in no event...
- California Insurance Code Section 11623
(a) (1) To assist the commissioner in carrying out the purposes of this article, an advisory committee composed of 15 members is created. The commissioner...
- California Insurance Code Section 11623.5
(a) Groups of insurers not under common ownership or management may form a limited assignment distribution arrangement. Each arrangement shall have one servicing carrier that...
- California Insurance Code Section 11624
The plan shall contain: (a) Standards for determining eligibility of applicants for insurance, including a requirement of a certificate of eligibility as provided in Section...
- California Insurance Code Section 11624.08
The plan shall require a certificate of eligibility to accompany the application for coverage. The certificate shall indicate whether or not the applicant meets the...
- California Insurance Code Section 11624.09
Upon a determination by the plan that a certificate of eligibility is defective due to an omission or mistake which is immaterial to determining the...
- California Insurance Code Section 11624.1
(a) An insurer shall mail a policy within 30 days of the receipt of an assignment. (b) Upon the determination of an insurer to whom...
- California Insurance Code Section 11624.2
(a) An insurer shall acknowledge in writing within 15 days the receipt of a request for the endorsement of an assigned risk policy. The mailing...
- California Insurance Code Section 11624.3
Any return premium checks due to an insured or to a lender subject to the provisions of subdivision (g) of Section 673 on account of...
- California Insurance Code Section 11624.4
Every insurer to whom an assignment is made shall do all of the following: (a) Provide policyholders with information on how to report claims. (b)...
- California Insurance Code Section 11624.5
No insurance agent, broker or solicitor shall make any charge to the applicant, directly or indirectly, for furnishing any person the necessary application forms, technical...
- California Insurance Code Section 11624.6
Every insurer, agent, or broker assigned an application by the plan may conclusively rely on the acceptance, rejection, or waiver of coverages stated in the...
- California Insurance Code Section 11624.7
Within 60 days after the effective date of any policy issued or renewed under this article, the insurer shall obtain from the Department of Motor...
- California Insurance Code Section 11625
If an insurer admitted to transact liability insurance fails to subscribe to the plan or to any amendments thereto, the commissioner shall give 10 days'...
- California Insurance Code Section 11626
If the commissioner, after hearing upon not less than ten (10) days' notice, finds that any insurer has failed to perform any of the duties...
- California Insurance Code Section 11626.1
(a) No insurer shall downgrade the rating, or otherwise adversely affect the insurability, of a person insured under Section 11622.1 solely because of that person's...
- California Insurance Code Section 11627
In this article, "insurer" includes reciprocal or interinsurance exchanges.
- California Insurance Code Section 11628
(a) (1) No admitted insurer that is licensed to issue and issuing motor vehicle liability policies, as defined in Section 16450 of the Vehicle Code,...
- California Insurance Code Section 11628.3
(a) Based on the actuarial and loss experience data available to each insurer, including the driving records of mature driver improvement course graduates, as recorded...
- California Insurance Code Section 11628.5
No admitted insurer, licensed to issue motor vehicle liability policies as defined in Section 16450 of the Vehicle Code, shall fail or refuse to accept...
- California Insurance Code Section 11628.7
No admitted insurer, licensed to issue motor vehicle liability policies as defined in Section 16450 of the Vehicle Code, shall fail or refuse to accept...
- California Insurance Code Section 11629
Each separate act of an insurer or its agent in violation of Section 11628 or 11628.5 shall render the insurer liable in damages in the...
- California Insurance Code Section 11629.5
Any insurer which has refused to issue to an applicant a policy of insurance in violation of Section 11628 or 11628.5 and which has been...
- California Insurance Code Section 11629.7
(a) There is established, within the California Automobile Assigned Risk Plan established under Section 11620, a low-cost automobile insurance program for all counties in California....
- California Insurance Code Section 11629.71
A low-cost automobile insurance policy for purposes of the program established under this article shall have all of the following attributes: (a) The policy shall...
- California Insurance Code Section 11629.72
(a) Effective March 1, 2003, the annual rate offered under the program for the low-cost automobile policy, unless and until the time that the rate...
- California Insurance Code Section 11629.73
A low-cost automobile insurance policy under the program shall only be available for purchase by persons who satisfy the following eligibility requirements: (a) The person...
- California Insurance Code Section 11629.731
A person who meets the requirements of subdivision (a) of Section 11629.73, and who claims that he or she meets the requirements of subdivisions (b)...
- California Insurance Code Section 11629.74
(a) Application may be made through any producer certified by the plan. The applicant, in order to demonstrate financial eligibility to purchase a low-cost automobile...
- California Insurance Code Section 11629.745
(a) An agent or broker (hereafter referred to as a producer) who conducts business in a county in which a low-cost automobile insurance policy is...
- California Insurance Code Section 11629.75
(a) A certified producer shall provide to an applicant for a low-cost automobile insurance policy under this article a notice relating to coverage under the...
- California Insurance Code Section 11629.76
(a) For a low-cost automobile insurance policy issued pursuant to the program, certified producers shall be entitled to the same commission rate as is paid...
- California Insurance Code Section 11629.77
(a) A low-cost automobile insurance policy issued pursuant to the program shall be canceled only for the following reasons: (1) Nonpayment of premium. (2) Fraud...
- California Insurance Code Section 11629.78
(a) An insured under the program shall not purchase automobile liability insurance coverage that is in addition to the liability coverage provided by the low-cost...
- California Insurance Code Section 11629.79
(a) The program for the County of Los Angeles and the City and County of San Francisco is authorized to commence operations on January 1,...
- California Insurance Code Section 11629.8
Notwithstanding the coverage amounts required by Section 16056 of the Vehicle Code, a low-cost automobile policy issued under the program shall satisfy the financial responsibility...
- California Insurance Code Section 11629.81
The California Automobile Assigned Risk Plan shall report to the Legislature on an annual basis, and at those additional times as it deems prudent, on...
- California Insurance Code Section 11629.82
Nothing in this article is intended to amend or otherwise affect or interpret any provision of Proposition 103, approved by the electors on November 8,...
- California Insurance Code Section 11629.83
An action challenging the constitutionality of the establishment of the pilot program by this article shall be commenced in a court of competent jurisdiction no...
- California Insurance Code Section 11629.84
This article shall remain in effect only until January 1, 2016, and as of that date is repealed, unless a later enacted statute, that is...
- California Insurance Code Section 11629.85
(a) On or before March 1 of each year, the commissioner shall prepare and propose a plan to the Senate Committee on Banking, Finance, and...
- California Insurance Code Section 11629.86
(a) A California Automobile Assigned Risk Plan certified producer may accept and process an application to purchase a low-cost automobile insurance policy under this program...
- California Insurance Code Section 11629.87
(a) Subject to the approval of the commissioner, the California Automobile Assigned Risk Plan shall establish and maintain, or contract with an entity to establish...
- California Insurance Code Section 11629.88
An applicant shall not be required to provide a copy of the applicant's or other household member's driver's license, if the Department of Insurance finds...
- California Insurance Code Section 11630
As used in this chapter, the term "compensation" means the benefits insured by workers' compensation insurance.
- California Insurance Code Section 11631
As used in this chapter, the term "insurer" includes the State Compensation Insurance Fund.
- California Insurance Code Section 11650
Every contract insuring against liability for compensation and every compensation policy is conclusively presumed to contain all of the provisions required by this article.
- California Insurance Code Section 11651
Every such contract or policy shall contain a clause to the effect that the insurer will be directly and primarily liable to any proper claimant...
- California Insurance Code Section 11652
Every such contract or policy shall contain a clause to the effect that, as between the employee and the insurer, notice to or knowledge of...
- California Insurance Code Section 11653
Every such contract or policy shall contain a clause to the effect that jurisdiction of the employer will, for the purpose of the law imposing...
- California Insurance Code Section 11654
Every such contract or policy shall contain a clause to the effect that the insurer will in all things be bound by and subject to...
- California Insurance Code Section 11655
Such policy shall not contain any provisions relieving the insurer from payment when the employer becomes insolvent or obtains a discharge in bankruptcy, or otherwise,...
- California Insurance Code Section 11656
Such policy shall also provide that the employee has a first lien upon any amount which becomes owing to the employer from the insurer on...
- California Insurance Code Section 11656.1
Upon request of the State Department of Social Services, the State Compensation Insurance Fund may issue one workers' compensation insurance policy insuring all recipients of...
- California Insurance Code Section 11656.5
In order to permit employees of small farms to be brought under the provisions of the Workers' Compensation Law, employers of agricultural labor who are...
- California Insurance Code Section 11656.6
An insurer may issue a workers' compensation policy insuring an organization or association of employers as a group if the organization or association complies with...
- California Insurance Code Section 11656.7
Each member of an organization insured under a group policy shall be treated as a single and separate entity as respects rates, classifications and rating...
- California Insurance Code Section 11656.8
Nothing in Section 11656.6 or 11656.7 shall be construed to supersede, modify, or otherwise affect in any way the provisions of Section 11656.5.
- California Insurance Code Section 11656.9
To encourage and facilitate the participation of agencies, entities or institutions, public or private, in economic opportunity programs authorized under Public Law 88-452, insurers may...
- California Insurance Code Section 11657
Subject to the provisions of Sections 11659 and 11660, limited workers' compensation policies may be issued insuring either the whole or any part of the...
- California Insurance Code Section 11658
(a) A workers' compensation insurance policy or endorsement shall not be issued by an insurer to any person in this state unless the insurer files...
- California Insurance Code Section 11658.5
(a) (1) An insurer that intends to use a dispute resolution or arbitration agreement to resolve disputes arising in California out of a workers' compensation...
- California Insurance Code Section 11659
Such approved form of policy, limited pursuant to Section 11657, shall not be otherwise limited except by indorsement thereon in accordance with a form prescribed...
- California Insurance Code Section 11660
Failure to observe the requirements of Sections 11657 and 11659 shall render a policy issued under Section 11657, and not complying therewith, unlimited.
- California Insurance Code Section 11661
An insurer shall not insure against the liability of the employer for the additional compensation recoverable for serious and willful misconduct of the employer or...
- California Insurance Code Section 11661.5
An insurer shall not insure an employer against his liability for additional compensation arising out of injuries to illegally employed persons under 16 years of...
- California Insurance Code Section 11661.6
(a) An insurer shall not insure an employer against his or her obligation to reimburse the insurer for the amount of increase in indemnity payment...
- California Insurance Code Section 11662
Whenever any employer is insured against liability for compensation with any insurer, such insurer is subrogated to the rights of the employer to recover losses...
- California Insurance Code Section 11663
As between insurers of general and special employers, one which insures the liability of the general employer is liable for the entire cost of compensation...
- California Insurance Code Section 11663.5
(a) Upon receiving a written request from an insured or the agent or broker of record where authorized by the insured, an insurer shall provide...
- California Insurance Code Section 11664
(a) This section applies only to policies of workers' compensation insurance. (b) A notice of nonrenewal shall be in writing and shall be delivered or...
- California Insurance Code Section 11665
(a) An insurer who issues a workers' compensation insurance policy to a roofing contractor holding a C-39 license from the Contractors State License Board shall...
- California Insurance Code Section 11690
For purposes of this article: (a) "Compensable workers' compensation claim" means a claim where the claimant is entitled to benefits under the workers' compensation law...
- California Insurance Code Section 11691
(a) (1) In order to provide protection to the workers of this state in the event that the insurers issuing workers' compensation insurance to employers...
- California Insurance Code Section 11691.1
The fees for filing a schedule of securities with the Treasurer, and making a deposit of the same, and for each withdrawal, substitution, or any...
- California Insurance Code Section 11691.2
The deposit required pursuant to Section 11691 shall be security for the payment of the insurer's obligations on worker's compensation insurance transacted in this state....
- California Insurance Code Section 11691.3
The commissioner shall establish a list of all insurers or reinsurers authorized to reinsure the injury, disablement, or death portions of policies of workers' compensation...
- California Insurance Code Section 11692
A certificate of authority to transact workers' compensation insurance in this state shall not be issued nor renewed to any insurer until the deposit required...
- California Insurance Code Section 11692.5
On and after the effective date of this article, the commissioner shall collect a late filing fee from any admitted insurer or reinsurer that fails...
- California Insurance Code Section 11693
The deposit required pursuant to Section 11691 shall be adjusted on or prior to March 31 of each year in an amount as follows: (a)...
- California Insurance Code Section 11694
After the first annual statement to the commissioner covering business of the insurer for a full year in this state, the deposit required pursuant to...
- California Insurance Code Section 11694.5
On or before March 1 and May 15 of each year, the insurers or reinsurers subject to Section 11694 shall file a report in the...
- California Insurance Code Section 11695
Where an admitted insurer has voluntarily ceased to do in this state the business for which a deposit is required pursuant to Section 11691, the...
- California Insurance Code Section 11696
In the event an insurer not in a delinquency proceeding fails to pay any compensable workers' compensation claim against it, or fails to pay, to...
- California Insurance Code Section 11697
The payment of a workers' compensation claim by the commissioner shall constitute a satisfaction of the claim to the extent of the payment made. In...
- California Insurance Code Section 11698
(a) In the event any one of the eventualities described in paragraph (1), (2), (3), or (4), transpires, the commissioner shall immediately take control or...
- California Insurance Code Section 11698.01
When the commissioner is authorized to proceed under Section 11698 he or she may do either of the following: (a) Subject to Sections 11698.2, 11698.21,...
- California Insurance Code Section 11698.02
The proceeds of the deposit required pursuant to Section 11691 shall be used solely to pay compensable workers' compensation claims under the insured or reinsured...
- California Insurance Code Section 11698.1
From time to time and in any event at or prior to the time of the filing of his or her petition for discharge as...
- California Insurance Code Section 11698.2
If the commissioner enters into a reinsurance and assumption agreement as provided in subdivision (a) of Section 11698.01, that agreement shall provide for all of...
- California Insurance Code Section 11698.21
(a) The reimbursement provision referred to in subdivision (c) of Section 11698.2 shall provide for the transfer of the securities in the deposit to the...
- California Insurance Code Section 11698.22
The commissioner shall not enter into an agreement with an insurer if its reinsurance and assumption of liability will impair its solvency or render its...
- California Insurance Code Section 11698.3
(a) If the insurer is a member insurer of the California Insurance Guarantee Association (the association) and has been the subject of an order of...
- California Insurance Code Section 11699
Unless the deposit required pursuant to Section 11691 is withdrawn by the commissioner pursuant to the authority granted him or her by this article, it,...
- California Insurance Code Section 11700
The deposit required pursuant to Section 11691, unless withdrawn by the commissioner, shall be used only for the payment of compensable workers' compensation claims and...
- California Insurance Code Section 11701
The commissioner may revoke the certificate of authority to transact workers' compensation insurance or to reinsure the injury, disablement, or death portions of policies of...
- California Insurance Code Section 11702
The provisions of this article shall not apply to workers' compensation insurance covering those persons defined as employees by subdivision (d) of Section 3351 of...
- California Insurance Code Section 11703
An insurer desiring to write workers' compensation insurance shall maintain or provide occupational safety and health loss control consultation services pursuant to Section 6354.5 of...
- California Insurance Code Section 11730
The following definitions govern the construction and meaning of the terms used in this article: (a) "Classification system" or "classification" means a plan, system, or...
- California Insurance Code Section 11731
This article applies to workers' compensation insurance and employers' liability insurance written in connection therewith.
- California Insurance Code Section 11732
Rates shall be adequate to cover an insurer's losses and expenses. Rates shall not tend to create a monopoly in the market. For the purpose...
- California Insurance Code Section 11732.5
Rates shall not be unfairly discriminatory. Rates are unfairly discriminatory if, after allowing for practical limitations, price differentials fail to reflect equitably the difference in...
- California Insurance Code Section 11733
In determining whether rates comply with Section 11732, the following criteria shall apply: (a) Due consideration may be given to past and prospective loss and...
- California Insurance Code Section 11734
(a) Every workers' compensation insurer shall adhere to a uniform experience rating plan filed with the commissioner by a rating organization designated by the commissioner...
- California Insurance Code Section 11735
(a) Every insurer shall file with the commissioner all rates and supplementary rate information that are to be used in this state. The rates and...
- California Insurance Code Section 11736
An experience rating plan shall contain reasonable eligibility standards, provide adequate incentives for loss prevention, and shall provide for sufficient premium differentials so as to...
- California Insurance Code Section 11736.5
(a) The commissioner shall establish, by regulation, those forms of collateral or security that an insurer may designate to secure the deductible amount of any...
- California Insurance Code Section 11737
(a) The commissioner may disapprove a rate if the insurer fails to comply with the filing requirements under Section 11735. (b) The commissioner may disapprove...
- California Insurance Code Section 11738
A classification shall take no account of any physical impairment of employees or the extent to which employees may have persons dependent upon them for
- California Insurance Code Section 11739
(a) An insurer shall not use any plan for the payment of dividends to policyholders by reason of a participating provision in a workers' compensation...
- California Insurance Code Section 11740
Rates and supplementary rate information filed for use in this state pursuant to this article and Article 3 (commencing with Section 11750), as added and...
- California Insurance Code Section 11742
(a) The Legislature finds and declares that the insolvencies of more than a dozen workers' compensation insurance carriers have seriously constricted the market and led...
- California Insurance Code Section 11750
(a) The purpose of this article is to promote the public welfare by regulating concert of action between insurers in collecting and tabulating rating information...
- California Insurance Code Section 11750.1
As used in this article, unless a different meaning is manifest, the term: (a) "Insurer" means every insurer authorized to transact workers' compensation insurance and...
- California Insurance Code Section 11750.2
The provisions of this article shall apply to all workers' compensation insurance and employer's liability insurance incidental thereto and written in connection therewith in this...
- California Insurance Code Section 11750.3
A rating organization may be organized pursuant to this article and maintained in this state for the following purposes: (a) To provide reliable statistics and...
- California Insurance Code Section 11751
On and after January 1, 1952, no rating organization shall conduct its operations in this state without first having filed with the commissioner a written...
- California Insurance Code Section 11751.1
To obtain and retain a license, a rating organization shall provide satisfactory evidence to the commissioner that it shall do all of the following: (a)...
- California Insurance Code Section 11751.2
The commissioner shall examine each application for license to act as a rating organization and the documents filed therewith and may make any further investigation...
- California Insurance Code Section 11751.25
Notwithstanding the provisions of Section 11751, each rating organization possessing a license of indefinite term pursuant to this article shall owe and pay to the...
- California Insurance Code Section 11751.3
(a) Subject to the approval of the commissioner, a rating organization licensed under this article may adopt any reasonable constitution, articles of incorporation, or agreement...
- California Insurance Code Section 11751.35
(a) Four members of the public, two representing organized labor and two representing insured employers, appointed pursuant to subdivision (b) of Section 11751.3, shall be...
- California Insurance Code Section 11751.4
From and after the taking effect of this act, it shall be the duty of every insurer to be a member of a rating organization....
- California Insurance Code Section 11751.5
The commissioner, after notice and hearing, may promulgate reasonable rules and statistical plans, which may be modified from time to time and which shall be...
- California Insurance Code Section 11751.55
If an insurer, the State Compensation Insurance Fund, a rating organization, or an advisory organization requests an official action by the commissioner under Chapters 2...
- California Insurance Code Section 11751.7
(a) The rating organization designated the statistical agent pursuant to Section 11751.5 shall provide to the Director of Industrial Relations, upon request, any information in...
- California Insurance Code Section 11751.8
An insurer shall report to its rating organization as corrections or revisions of losses, pursuant to the unit statistical plan and uniform experience rating plans...
- California Insurance Code Section 11751.82
(a) An insurer under a wrap-up insurance policy shall report workers' compensation losses and payroll information for each contractor and subcontractor to its rating organization...
- California Insurance Code Section 11751.9
Whenever a claim or claims used in an experience rating are closed and reported pursuant to the unit statistical plan approved by the commissioner and...
- California Insurance Code Section 11752
The commissioner may, as often as reasonable and necessary, make or cause to be made an examination of each rating or advisory organization to ascertain...
- California Insurance Code Section 11752.1
The officers, managers, agents and employees of any such organization may be examined by the commissioner at any time under oath and shall exhibit all...
- California Insurance Code Section 11752.2
The reasonable cost of any examination authorized by this article of any rating or advisory organization shall be paid by the organization examined.
- California Insurance Code Section 11752.5
(a) Subject to subdivision (b), a licensed rating organization shall make available any policy information contained in its records to the following: (1) The Department...
- California Insurance Code Section 11752.6
(a) A licensed rating organization shall make available, in writing, to an employer insured under a workers' compensation policy, all policyholder information contained in its...
- California Insurance Code Section 11752.7
(a) A licensed rating organization may make available experience rating information contained in its records to any insurer admitted to transact workers' compensation insurance in...
- California Insurance Code Section 11752.75
(a) (1) Notwithstanding any other provision of law, a licensed rating organization shall, pursuant to regulations adopted by the commissioner after notice and hearing, establish...
- California Insurance Code Section 11752.8
(a) For all policies of insurance issued, or renewed for the first time on or after January 1, 1995, the insurer shall provide a notice,...
- California Insurance Code Section 11752.9
Notwithstanding subdivision (d) of Section 11750.3, a rating organization shall provide a policyholder with written notification if it imposes a change in the classification assignment...
- California Insurance Code Section 11753
No advisory organization shall conduct its operations in this State unless and until it has filed with the commissioner: a. A copy of its constitution,...
- California Insurance Code Section 11753.1
(a) Any person aggrieved by any decision, action, or omission to act of a rating organization may request that the rating organization reconsider the decision,...
- California Insurance Code Section 11753.2
(a) If a change in a classification assignment on a workers' compensation insurance policy is due to an erroneous classification and results in a decreased...
- California Insurance Code Section 11753.3
Notwithstanding Section 1851.1, a workers' compensation insurance rating organization licensed pursuant to the provisions of this article which does not make rates, rating plans or...
- California Insurance Code Section 11754
If the commissioner has good cause to believe that a rating or advisory organization or an insurer does not comply with the requirements of this...
- California Insurance Code Section 11754.1
If the commissioner has good cause to believe such noncompliance to be wilful, or if within the period prescribed by the commissioner in the notice...
- California Insurance Code Section 11754.2
If, after a hearing pursuant to Section 11754.1, the commissioner finds: a. That any rating or advisory organization or other organization authorized by this article...
- California Insurance Code Section 11754.3
In addition to other penalties provided in this code the commissioner may suspend or revoke the license of any rating organization or insurer which fails...
- California Insurance Code Section 11754.4
Except as otherwise provided in this article, all proceedings in connection with the denial, suspension or revocation of a license of a rating organization or...
- California Insurance Code Section 11754.5
Any finding, determination, rule, ruling, or order made by the commissioner under this article or Article 2 (commencing with Section 11730) shall be subject to...
- California Insurance Code Section 11755
No person, insurer, rating or advisory organization shall willfully withhold information from, or knowingly give false or misleading information to, the commissioner or to any...
- California Insurance Code Section 11756
(a) Any person, insurer, or organization, who fails to comply with a final order of the commissioner under this article shall be liable to the...
- California Insurance Code Section 11757
Nothing in this article shall be construed to prohibit or regulate the payment of dividends, savings or unabsorbed premium deposits allowed or returned by insurers...
- California Insurance Code Section 11758
No act done, action taken or agreement made pursuant to the authority conferred by this article shall constitute a violation of or grounds for prosecution...
- California Insurance Code Section 11758.1
The provisions of this article shall not apply to the workers' compensation insurance covering those persons defined as employees by subdivision (d) of Section 3351...
- California Insurance Code Section 11759
The Legislature hereby finds and declares as follows: The Legislature pursuant to its plenary power over workers' compensation granted by Section 4 of Article XIV...
- California Insurance Code Section 11759.1
A rating organization shall, no later than June 1 of each year, notify the Governor and the Legislature that a report containing an analysis of...
- California Insurance Code Section 11759.2
(a) A licensed rating organization designated as the Insurance Commissioner's statistical agent shall prepare a report to be submitted to the Insurance Commissioner by April...
- California Insurance Code Section 11760
(a) It is unlawful to make or cause to be made any knowingly false or fraudulent statement, whether made orally or in writing, of any...
- California Insurance Code Section 11760.1
(a) If an employer fails to provide for access by the insurer or its authorized representative to its records, to enable the insurer to perform...
- California Insurance Code Section 11761
(a) The commissioner shall adopt regulations setting forth the minimum standards of training, experience, and skill that workers' compensation claims adjusters must possess to perform...
- California Insurance Code Section 11770
(a) The State Compensation Insurance Fund is continued in existence, to be administered by its board of directors for the purpose of transacting workers' compensation...
- California Insurance Code Section 11771
The State shall not be liable beyond the assets of the State Compensation Insurance Fund for any obligations in connection therewith.
- California Insurance Code Section 11771.5
Any advertising of the State Compensation Insurance Fund shall include the following disclaimer: "The State Compensation Insurance Fund is not a branch of the State...
- California Insurance Code Section 11772
There shall not be any liability in a private capacity on the part of the board of directors or any member thereof, or any officer...
- California Insurance Code Section 11773
The fund shall be organized as a public enterprise fund.
- California Insurance Code Section 11774
The assets of the fund shall be applicable to the payment of losses sustained on account of insurance and to the payment of the salaries...
- California Insurance Code Section 11775
The fund shall, after a reasonable time during which it may establish a business, be fairly competitive with other insurers, and it is the intent...
- California Insurance Code Section 11776
The actual loss experience and expense of the fund shall be ascertained on or about the first of January in each year for the year...
- California Insurance Code Section 11777
Such cash dividend or credit is to be in an amount which the board of directors in its discretion considers to be the employer's proportion...
- California Insurance Code Section 11778
The fund may transact workers' compensation insurance required or authorized by law of this state to the same extent as any other insurer. The fund...
- California Insurance Code Section 11779
The fund may insure California employers against their liability for compensation or damages for injury or death under the United States Longshoremen's and Harbor Workers'...
- California Insurance Code Section 11780
The fund may also insure an employer against his or her liability for damages under the laws of the State of California arising out of...
- California Insurance Code Section 11780.5
(a) The fund may also insure a California employer against his or her liability for workers' compensation benefits, under the law of any other state,...
- California Insurance Code Section 11781
The board of directors is hereby vested with full power, authority and jurisdiction over the State Compensation Insurance Fund. The board of directors may perform...
- California Insurance Code Section 11781.5
The State Compensation Insurance Fund may acquire and own real property for a branch office in the City of Los Angeles when so determined by...
- California Insurance Code Section 11782
All business and affairs of the fund shall be conducted in the name of the State Compensation Insurance Fund, and in that name, without any...
- California Insurance Code Section 11783
The State Compensation Insurance Fund may: (a) Sue and be sued in all actions arising out of any act or omission in connection with its...
- California Insurance Code Section 11784
In conducting the business and affairs of the fund, the president of the fund may do any of the following: (a) Enter into contracts of...
- California Insurance Code Section 11785
(a) The board of directors shall appoint a president, a chief financial officer, a chief operating officer, a chief information technology officer, a chief investment...
- California Insurance Code Section 11785.5
(a) Notwithstanding any other provision of law to the contrary, the members of the Board of Directors of the State Compensation Insurance Fund and officers...
- California Insurance Code Section 11786
Before entering on the duties of his or her office, the president shall qualify by giving an official bond approved by the board of directors...
- California Insurance Code Section 11787
The board of directors may delegate to the president of the fund, under those rules and regulations and subject to those conditions as it from...
- California Insurance Code Section 11788
The State Treasurer shall be custodian of all securities belonging to the State Compensation Insurance Fund, except as otherwise provided in this chapter. He or...
- California Insurance Code Section 11790
All securities belonging to the fund shall be delivered to the State Treasurer and held by him or her until otherwise disposed of as provided...
- California Insurance Code Section 11793
Expenditures made by the State Compensation Insurance Fund are exempted from the provisions of Part 3 (commencing with Section 900) of Division 3.6 of Title...
- California Insurance Code Section 11797
(a) The board of directors shall cause all moneys in the State Compensation Insurance Fund that are in excess of current requirements to be invested...
- California Insurance Code Section 11800
All moneys in the State Compensation Insurance Fund, in excess of current requirements and not otherwise invested, may be deposited by the board of directors...
- California Insurance Code Section 11800.1
The board of directors may, with the approval of the State Treasurer, authorize the establishment of an account or fund in the State Treasury in...
- California Insurance Code Section 11800.2
The State Controller shall keep a special ledger account pertaining to the State Compensation Insurance Fund. In the State Controller's general ledger this account may...
- California Insurance Code Section 11801
The assets, premiums, reserves, investment income, and any and all property of whatsoever kind derived or acquired by the fund from its transaction of its...
- California Insurance Code Section 11802
All premiums, reserves, investment income, and all property of whatsoever kind derived or acquired by the fund from its transaction of insurance pursuant to the...
- California Insurance Code Section 11803
All claims, costs of doing business, liabilities, expenses, and obligations arising out of or related to the fund's transaction of insurance pursuant to the United...
- California Insurance Code Section 11804
Joint or shared use of office building space, whether owned, leased or rented, and the joint use of all furniture, automobiles, office equipment, supplies and...
- California Insurance Code Section 11805
The State Compensation Insurance Fund shall report annually to the Legislature as soon after the close of the calendar year as is feasible, with respect...
- California Insurance Code Section 11820
Subject to the provisions of Article 2 (commencing with Section 11730) of Chapter 3, the board of directors shall establish the rates to be charged...
- California Insurance Code Section 11821
Within each class of business insured such rates shall be fixed, so far as practicable, in accordance with the following elements: (a) Bodily risk or...
- California Insurance Code Section 11822
The rates fixed by the board of directors shall be that percentage of the payroll of any employer which, in the long run and on...
- California Insurance Code Section 11840
The insurance contracts or policies of the State Compensation Insurance Fund may be either limited or unlimited. The insurance contracts or policies may be issued...
- California Insurance Code Section 11841
Nothing in this chapter shall prevent: (a) Any applicant for insurance from being covered temporarily until the application is finally acted upon. (b) An insured...
- California Insurance Code Section 11843
The State Compensation Insurance Fund may issue policies including, with their employees, employers who perform labor incidental to their occupations, and including also members of...
- California Insurance Code Section 11844
Such policies covering employers shall insure to such employers and working members of their families the same compensations provided for their employees, and at the...
- California Insurance Code Section 11845
The estimations of the wage values, respectively, of such insured employers and members of their families shall be reasonable and shall be separately stated in...
- California Insurance Code Section 11846
The policies may likewise be sold to self-employing persons and to casual employees. The insureds, for the purpose of the insurance, shall be deemed to...
- California Insurance Code Section 11860
Each quarter the president of the State Compensation Insurance Fund shall make a report to the Governor of the business done by the State Compensation...
- California Insurance Code Section 11870
The state, any agency, department, division, commission, board, bureau, officer or other authority thereof, and each county, city and county, city, school district, irrigation district,...
- California Insurance Code Section 11871
The State Compensation Insurance Fund may enter into a master agreement with the Department of Human Resources to render services in the adjustment and disposition...
- California Insurance Code Section 11872
The fund may annually enter into agreements with state agencies for service to be rendered to the fund. These state agencies include, but shall not...
- California Insurance Code Section 11873
(a) Except as provided by subdivision (b), the fund shall not be subject to the provisions of the Government Code made applicable to state agencies...
- California Insurance Code Section 11874
On the effective date of this act the Controller shall draw his or her warrant in favor of the State Compensation Insurance Fund for the...
- California Insurance Code Section 11880
(a) It is unlawful to make or cause to be made any knowingly false or fraudulent statement, whether made orally or in writing, of any...
- California Insurance Code Section 11881
Whenever in Chapter 4, Part 3, Division 2 of the Insurance Code the term "State Industrial Accident Commission" or "Industrial Accident Commission" or "commission" or...
- California Insurance Code Section 11885
(a) The Director of Finance is hereby authorized to act as agent for the state and, in that capacity, to sell a portion of, or...
- California Insurance Code Section 11885.3
In order to accomplish the purpose of this article, the State Compensation Insurance Fund and its board of directors shall participate fully in good faith...
- California Insurance Code Section 11885.5
Notwithstanding any other law, the approval of neither the Attorney General, nor the Insurance Commissioner, nor the Director of General Services is required for execution...
- California Insurance Code Section 11885.7
(a) The Director of Finance shall deposit all proceeds of any sale of, or any funds achieved through any other disposition of, the State Compensation...
- California Insurance Code Section 11885.9
(a) Notwithstanding any other law, the Director of Finance is authorized to enter into agreements with firms or individuals to act as advisers to the...
- California Insurance Code Section 11886
(a) The Director of Finance, in consultation with the State Treasurer, shall select firms or individuals to provide advisory services based on demonstrated competence and...
- California Insurance Code Section 11886.2
(a) The Director of Finance shall notify the Joint Legislative Budget Committee in writing upon his or her determination that neither the sale nor any...
- California Insurance Code Section 11890
As used in this chapter: (a) "Long-term health care facility" has the same meaning as that term is defined in Section 1418 of the Health...
- California Insurance Code Section 11891
(a) If the commissioner finds after a public hearing that liability insurance for long-term health care facilities, residential care facilities for the elderly, or physicians...
- California Insurance Code Section 11892
(a) The commissioner may order the creation of an unincorporated, not-for-profit, temporary joint underwriting association for liability insurance, constituting a legal entity separate and distinct...
- California Insurance Code Section 12050
An incorporated insurer issuing surety policies on the reserve basis shall be governed by the paid-in capital and surplus requirements of Sections 700. 01 to...
- California Insurance Code Section 12051
During the first three years following its admission, the insurer's assets in an amount equal to its required paid-in capital shall be in cash or...
- California Insurance Code Section 12052
After such three-year period, investments of such insurers are subject only to the provisions of this code regulating generally the investments of other incorporated insurers...
- California Insurance Code Section 12055
An insurer admitted in the State to transact credit insurance may also acquire and dispose of debts so insured and collect any debts owed to...
- California Insurance Code Section 12070
The commissioner shall publish and maintain a complete list of all admitted surety insurers on the department's public Web site. The list shall set forth...
- California Insurance Code Section 12072
(a) Whenever the insurer's certificate of authority is surrendered, revoked, canceled, annulled, or suspended or whenever any such insurer, after such abrogation of its certificate...
- California Insurance Code Section 12090
(a) An admitted surety insurer shall not become surety on any one undertaking, or accept reinsurance on such undertaking, when its liability thereon, in excess...
- California Insurance Code Section 12091
Whenever a surety insurer fails to maintain such a financial condition that assets allowed under subdivision (a) are equal in value to the aggregate of...
- California Insurance Code Section 12092
Whenever such an insurer fails to maintain the financial condition required by section 12091, the commissioner shall require the deficiency to be made up in...
- California Insurance Code Section 12093
Whenever a surety insurer gives notice of cancellation of the coverage of an employee under a blanket fidelity bond, upon the request of the employee,...
- California Insurance Code Section 12095
No insurer admitted in this state to issue surety insurance shall fail or refuse to accept an application for a contractor's license or performance bond,...
- California Insurance Code Section 12096
(a) Any applicant for a contractor's license or performance bond who believes that the admitted surety insurer, regularly issuing such bonds, to whom he has...
- California Insurance Code Section 12097
Whoever denies a contractor's license or performance bond solely on the grounds specified in this article is liable for each and every such offense for...
- California Insurance Code Section 12100
As used in this article: (a) (1) "Financial guaranty insurance" means a surety bond, an insurance policy or, when issued by an insurer, an indemnity...
- California Insurance Code Section 12101
An insurer may be organized and admitted to transact financial guaranty insurance in the manner prescribed for stock property and casualty insurers by the laws...
- California Insurance Code Section 12102
(a) An insurer with a certificate of authority to transact the business of financial guaranty insurance as defined in Section 12100 may also transact the...
- California Insurance Code Section 12103
Prior to the issuance of a certificate of authority to transact financial guaranty insurance, an insurer shall submit for the approval of the commissioner a...
- California Insurance Code Section 12104
An admitted financial guaranty insurance corporation shall be subject to all of the provisions of this code applicable to property and casualty insurers to the...
- California Insurance Code Section 12105
The filing fee for a certificate of authority or amended certificate of authority to transact financial guaranty insurance shall be five thousand dollars ($5,000).
- California Insurance Code Section 12106
(a) An admitted financial guaranty insurance corporation's investments in any one entity insured by that corporation shall not exceed 4 percent of its admitted assets...
- California Insurance Code Section 12107
(a) No insurer shall be issued a license to transact financial guaranty insurance unless it has paid-in capital of at least fifteen million dollars ($15,000,000)...
- California Insurance Code Section 12108
(a) An admitted financial guaranty insurance corporation shall establish and maintain a contingency reserve. (b) With respect to all financial guaranties written prior to and...
- California Insurance Code Section 12109
(a) In addition to the contingency reserve, the case basis method or other method as may be prescribed by the commissioner shall be used to...
- California Insurance Code Section 12110
An unearned premium reserve shall be established and maintained net of reinsurance and collateral with respect to all financial guaranty premiums. Where financial guaranty insurance...
- California Insurance Code Section 12111
An admitted financial guaranty insurance corporation shall adopt procedures reasonably calculated to ensure, to the extent it is commercially feasible for the financial guaranty insurance...
- California Insurance Code Section 12112
(a) Except as provided in Section 12118, financial guaranty insurance may be transacted in this state only by an insurer admitted to transact financial guaranty...
- California Insurance Code Section 12113
An admitted financial guaranty insurance corporation shall keep copies of all relevant materials prepared by the insurer or used in the initial underwriting or ongoing...
- California Insurance Code Section 12114
(a) An insurer may insure obligations enumerated in subparagraphs (A), (B), and (C) of paragraph (1) of subdivision (b) of Section 12112 that are not...
- California Insurance Code Section 12115
A financial guaranty insurance corporation admitted to transact financial guaranty insurance in this state shall limit its exposure to loss, net of collateral and reinsurance,...
- California Insurance Code Section 12115.5
(a) If an admitted financial guaranty insurance corporation fails to maintain a rating in any of the top three generic rating classifications by any securities...
- California Insurance Code Section 12116
(a) If an admitted financial guaranty insurance corporation at any time exceeds any limitation prescribed by subdivision (a) or (b) of Section 12114 or Section...
- California Insurance Code Section 12116.5
(a) The commissioner may, for good cause, implement by regulation, order, or written consent, reasonable conditions or limitations under which any or all admitted financial...
- California Insurance Code Section 12117
A financial guaranty insurance corporation shall not be deemed in violation of any limitation prescribed by Section 12115 with respect to any financial guaranty insurance...
- California Insurance Code Section 12118
An admitted insurer transacting financial guaranty insurance in this state but which is not admitted to transact, financial guaranty insurance in this state shall be...
- California Insurance Code Section 12119
Policy forms and any amendments thereto shall be filed with the commissioner within 30 days after their use in this state by the financial guaranty...
- California Insurance Code Section 12120
An admitted financial guaranty insurance corporation with respect to financial guaranty insurance rates, shall not be subject to Sections 1861.01 and 1861.05, except that financial...
- California Insurance Code Section 12121
(a) For financial guaranty insurance that takes effect on or after January 1, 1991, an insurer authorized to transact financial guaranty insurance shall receive credit...
- California Insurance Code Section 12122
No insurer authorized to transact financial guaranty insurance shall pay any commission to or make any gift of money, property, or other valuable thing to...
- California Insurance Code Section 12124
An incorporated insurer that does not issue fire, marine, life, liability, workers' compensation, common carrier liability, surety, title or mortgage policies but does issue other...
- California Insurance Code Section 12125
(a) Subject to the provisions of this chapter, any insurer admitted to transact any class of insurance in this state, other than title insurance, mortgage...
- California Insurance Code Section 12126
Group legal insurance shall mean that form of legal insurance covering groups of persons as defined in this chapter with or without one or more...
- California Insurance Code Section 12127
Group and individual legal insurance may be offered in this state subject to all the following conditions: (a) Premium rates shall comply with any pertinent...
- California Insurance Code Section 12128
In every group legal insurance plan, the employer, labor union, trustees, or other person to whom a group legal insurance plan policy is issued shall...
- California Insurance Code Section 12129
The provisions of this chapter shall be enforced by the commissioner, and he may, after notice and public hearing, promulgate such reasonable rules and regulations...
- California Insurance Code Section 12140
This part shall not apply to any of the following: (a) A duly authorized attorney at law acting in the usual course of his profession....
- California Insurance Code Section 12141
Except where the context otherwise requires, the terms used in this part shall be given the meanings set forth in this chapter, but such meaning...
- California Insurance Code Section 12142
(a) Except as provided in subdivision (b), a motor club is a person, directly or indirectly engaged, either as principal or agent, in selling or...
- California Insurance Code Section 12142.5
The commissioner shall adopt reasonable rules and regulations specifying the types of miscellaneous service permitted under subdivision (d) of Section 12140 and subdivision (b) of...
- California Insurance Code Section 12143
A club agent is a person other than the motor club itself, who acts or aids in any manner in the solicitation, delivery, or negotiation...
- California Insurance Code Section 12144
Motor club service is the rendering or procuring of, or reimbursement for, any of the services defined in this chapter to any person in connection...
- California Insurance Code Section 12145
Towing service is the drafting or moving by a motor club of a motor vehicle from one place to another under other power than its
- California Insurance Code Section 12146
Emergency road service is the adjustment, repair or replacement by a motor club of the equipment, tires or mechanical parts of a motor vehicle so...
- California Insurance Code Section 12147
Bail bond service is the furnishing or procuring by a motor club of a cash deposit or undertaking required by law in order that a...
- California Insurance Code Section 12148
Discount service is an arrangement by a motor club resulting in giving special discounts, rebates or reductions of price on gasoline, oil, repairs, insurance, parts,...
- California Insurance Code Section 12149
Financial service is an arrangement by a motor club whereby loans or other advances of money are made to holders of service contracts with any...
- California Insurance Code Section 12150
(a) Buying and selling service is an arrangement by a motor club whereby the holder of a service contract with a motor club is aided...
- California Insurance Code Section 12151
Theft service is an act by a motor club for the purpose of locating, identifying or recovering a stolen or missing motor vehicle owned or...
- California Insurance Code Section 12152
Map service is the furnishing by a motor club of road maps without cost to holders of service contracts with any such club.
- California Insurance Code Section 12153
Travel service is the furnishing by a motor club of touring and travel aids and assistance, and may include any or all of the following:...
- California Insurance Code Section 12154
Claim adjustment service is an act by a motor club for the purpose of adjusting claims on behalf of the holder of a service contract...
- California Insurance Code Section 12155
License service is the rendering of assistance by a motor club to any person in obtaining: (a) Registration of a motor vehicle with the State....
- California Insurance Code Section 12156
Insurance service is the selling or giving, with a service contract or as a result of membership in or affiliation with a motor club, of...
- California Insurance Code Section 12157
Any act by a motor club for the purpose of rendering a service defined in this chapter constitutes such service, whether or not the service...
- California Insurance Code Section 12158
A service contract is a written agreement whereby any person promises for a consideration to render, furnish or procure motor club service for any other
- California Insurance Code Section 12159
Miscellaneous service means any other service which may be furnished and which augments or is incidental to any service performed by the club as authorized...
- California Insurance Code Section 12160
(a) A person shall not render or agree to render motor club service in this state without first obtaining from the commissioner a certificate of...
- California Insurance Code Section 12161
Application for a certificate of authority shall be made on a form prescribed by the commissioner, accompanied by a filing fee of two thousand sixty-five...
- California Insurance Code Section 12162
The commissioner shall not issue a certificate of authority to any motor club until: (a) It files with him the following: 1. A formal application...
- California Insurance Code Section 12162.5
All motor clubs applying for a certificate of authority to act as a motor club in this state shall demonstrate to the satisfaction of the...
- California Insurance Code Section 12162.6
(a) A motor club holding a certificate of authority to act as a motor club granted prior to January 1, 1992, may continue to retain...
- California Insurance Code Section 12162.7
For purposes of this article, "liquid assets" means cash, cash equivalents, and marketable securities readily convertible into cash. Liquid assets also include bonds, stocks, certificates...
- California Insurance Code Section 12162.8
If any portion of the audit report required by paragraph (1) of subdivision (b) of Section 12162.6 includes a qualified opinion as to the financial...
- California Insurance Code Section 12163
(a) The security required by subdivision (b) of Section 12162 shall thereafter be continuously maintained by a motor club in one of the forms prescribed....
- California Insurance Code Section 12164
(a) The commissioner may revoke or suspend the certificate of authority of a motor club whenever, after a hearing in accordance with the procedure provided...
- California Insurance Code Section 12165
Subject to the annual fee provisions herein, every certificate of authority issued or held under this part shall be for an indefinite term and, unless...
- California Insurance Code Section 12166
Notwithstanding the preceding provisions for a certificate of authority of indefinite term, each holder of a certificate of authority under this chapter shall owe and...
- California Insurance Code Section 12167
Qualification of a motor club for a certificate of authority under this part does not require prior qualification with the Secretary of State under the...
- California Insurance Code Section 12168
Annually on or before March 1st of each year, copies of any instruments making any changes in articles of incorporation, bylaws, and membership certificate or...
- California Insurance Code Section 12169
(a) Whenever the commissioner has reasonable cause to believe that a motor club is insolvent or is transacting its business in a fraudulent manner, he...
- California Insurance Code Section 12170
Motor clubs certificated on the effective date of this chapter shall not be required to be recertificated, but thereafter shall be subject to the provisions...
- California Insurance Code Section 12250
A service contract shall not be executed, issued or delivered in this State until the form thereof is approved in writing by the commissioner.
- California Insurance Code Section 12251
Every service contract executed, issued or delivered in this State shall be made in duplicate and shall be dated and signed by the motor club...
- California Insurance Code Section 12252
A service contract shall not be executed, issued or delivered in this State unless it contains the following: (a) The exact corporate or other name...
- California Insurance Code Section 12253
A person shall not solicit or aid in the solicitation of another person to purchase a service contract issued by a club not having a...
- California Insurance Code Section 12254
A club or an officer or agent thereof shall not in any manner misrepresent the terms, benefits or privileges of any service contract issued or...
- California Insurance Code Section 12255
Any service contract made, issued or delivered contrary to any provision of this part shall nevertheless be valid and binding on the club.
- California Insurance Code Section 12256
Any motor club may elect not to execute, issue, or deliver service contracts in this state. A club may distribute brochures, prospectuses, or advertisements which...
- California Insurance Code Section 12280
A club agent doing business in this State shall not execute, issue or deliver any service contract to any person owning or operating motor vehicles...
- California Insurance Code Section 12280.2
The fee for filing application for license as motor club agent is the same as that for filing application for license as insurance agent and...
- California Insurance Code Section 12281
Without first obtaining such license, a club agent shall not collect or receive from any person, in advance of the execution, issuance or delivery of...
- California Insurance Code Section 12311
Any person violating any provisions of this part is guilty of a misdemeanor.
- California Insurance Code Section 12340
The definitions set forth in this article shall govern the construction of the terms used in this chapter, but shall not affect any other provisions...
- California Insurance Code Section 12340.1
"Title insurance" means insuring, guaranteeing or indemnifying owners of real or personal property or the holders of liens or encumbrances thereon or others interested therein...
- California Insurance Code Section 12340.2
"Title policy" means any written instrument or contract by means of which title insurance liability is assumed.
- California Insurance Code Section 12340.3
"Business of title insurance" includes: (a) Issuing or proposing to issue any title policy as insurer, guarantor, or indemnitor; (b) Transacting or proposing to transact...
- California Insurance Code Section 12340.4
"Title insurer" means any company issuing title policies as insurer, guarantor or indemnitor. "Domestic title insurer" means any title insurer organized under the laws of...
- California Insurance Code Section 12340.5
"Underwritten title company" means any corporation engaged in the business of preparing title searches, title examinations, title reports, certificates or abstracts of title upon the...
- California Insurance Code Section 12340.6
(a) "Controlled escrow company" means any person, other than a title insurer or underwritten title company, whose principal business is the handling of escrows of...
- California Insurance Code Section 12340.7
Except as provided in Section 12401.8, and excluding miscellaneous charges, "rate" or "rates" means the charge or charges, whether denominated premium or otherwise, made to...
- California Insurance Code Section 12340.8
"Advisory organization" means every person or entity (other than a title insurer, underwritten title company, or controlled escrow company) which recommends or prepares policy forms...
- California Insurance Code Section 12340.9
"Willful" or "willfully" in relation to an act or omission which constitutes a violation of this chapter means with actual knowledge or belief that such...
- California Insurance Code Section 12340.10
"Abstract of title" is a written representation, provided pursuant to a contract, whether written or oral, intended to be relied upon by the person who...
- California Insurance Code Section 12340.11
"Preliminary report", "commitment", or "binder" are reports furnished in connection with an application for title insurance and are offers to issue a title policy subject...
- California Insurance Code Section 12342
For purposes of this chapter, "holders of liens or encumbrances" includes, but is not limited to, the institutional third parties described in Sections 1452 and...
- California Insurance Code Section 12350
Every title insurer, before issuing any policy, shall deposit $100,000 with the Insurance Commissioner or other designated official of its home State as a "guarantee...
- California Insurance Code Section 12351
Any such deposit may be made either in lawful money of the United States or in any of the securities, other than collateral trust bonds...
- California Insurance Code Section 12352
If the deposit is made in this state, it shall first be approved by the commissioner who shall make a special deposit thereof in the...
- California Insurance Code Section 12353
Except as provided in section 12355, assets in such deposits in this State may, with the approval of the commissioner, be withdrawn or exchanged from...
- California Insurance Code Section 12354
As long as the depositing insurer continues solvent, it shall receive the interest and dividends on any assets in the deposit.
- California Insurance Code Section 12355
Except on withdrawal of the insurer from this State, or substitution pursuant to section 12353, assets in the deposit in this State shall be subject...
- California Insurance Code Section 12356
When any part of the assets to be deposited in this State consists of mortgage-secured notes or bonds, or loans upon real property secured by...
- California Insurance Code Section 12357
Unless the mortgage is covered by mortgage insurance, the value of the property covered by each such mortgage constituting all or part of such deposit...
- California Insurance Code Section 12358
The reasonable cost of examining such evidence of title and of making such appraisement, shall be paid by the title insurer making the deposit.
- California Insurance Code Section 12359
A title insurer shall not transact any insurance in this state unless it has paid-in capital represented by shares of stock of at least five...
- California Insurance Code Section 12360
An insurer which anywhere in the United States transacts any class of insurance other than title insurance is not eligible for the issuance of a...
- California Insurance Code Section 12370
Every title insurer shall annually set apart a sum equal to 10 percent of its premiums collected during the year. Such sums shall be allowed...
- California Insurance Code Section 12371
The title insurance surplus fund shall be maintained as a further security to holders and beneficiaries of the title policies issued by the insurer. If...
- California Insurance Code Section 12372
Any such domestic insurer, after having its required capital paid in and depositing its required guarantee fund with the State Treasurer, may invest its funds...
- California Insurance Code Section 12372.5
Notwithstanding the provisions of Section 12372, where a title plant is not being currently maintained, the asset value of such plant shall not exceed its...
- California Insurance Code Section 12373
A title insurer shall not make any dividends except from profits remaining on hand after retaining unimpaired assets aggregating in value an amount equal to...
- California Insurance Code Section 12374
Except as otherwise authorized by subdivision (g) of Section 1105, a title insurer shall not directly or indirectly make a loan from its assets to...
- California Insurance Code Section 12375
Whenever a title insurer, upon withdrawing from insurance business in this State, desires to reinsure its policies with a title insurer whose "title insurance surplus...
- California Insurance Code Section 12376
(a) If an underwritten title company is placed into bankruptcy, receivership, or conservation by the commissioner, each title insurer operating under an underwriting agreement with...
- California Insurance Code Section 12377
(a) All escrow funds received by an underwritten title company that are subject to Section 12413.5 shall not be considered part of the estate of...
- California Insurance Code Section 12380
Unless the provision or context otherwise requires, the following definitions govern the construction of this article: (a) "Total charges for policies of title insurance" means...
- California Insurance Code Section 12381
Every domestic title insurer shall, in addition to other reserves, establish and maintain a reserve to be known as the "unearned premium reserve" for title...
- California Insurance Code Section 12382
The unearned premium reserve of every title insurer shall consist of: (a) Such amount as would have been required to be set aside in said...
- California Insurance Code Section 12382.2
(a) Out of total charges for policies of title insurance, a title insurer shall add to and set aside in its unearned premium reserve commencing...
- California Insurance Code Section 12382.3
The aggregate amount set aside in the unearned premium reserve shall be separately recorded and reserved in respect to such policies and contracts issued in...
- California Insurance Code Section 12382.4
For the purpose of determining the amounts of the unearned premium reserve that may be withdrawn pursuant to Section 12382.5 and the interest of the...
- California Insurance Code Section 12382.5
(a) The aggregate of the amounts set aside in unearned premium reserve in any calendar year pursuant to subdivision (a) of Section 12382.2 shall be...
- California Insurance Code Section 12382.6
If substantially the entire outstanding liability under all policies and contracts of title insurance or reinsurance of any ceding company shall be reinsured, pursuant to...
- California Insurance Code Section 12383
All amounts set aside in the unearned premium reserve of a title insurer shall be held either as cash on hand or shall be deposited...
- California Insurance Code Section 12384
If the aggregate amount set aside by a title insurer in its unearned premium reserve should at any time be less than the amount required...
- California Insurance Code Section 12385
If a title insurer shall at any time become insolvent, be in the process of liquidation or dissolution or be in the possession of the...
- California Insurance Code Section 12386
In the event that reinsurance is not obtained, as authorized by Section 12385, the unearned premium reserve and assets constituting the guarantee fund of the...
- California Insurance Code Section 12387
Where a title insurer organized or incorporated under the laws of any state other than California does business in California, if the laws of the...
- California Insurance Code Section 12388
Every title insurer shall, in addition to other reserves establish and maintain a reserve to be known as the "reserve for unpaid losses and loss...
- California Insurance Code Section 12389
(a) An underwritten title company as defined in Section 12340.5, which shall be a stock corporation, may engage in the business of preparing title searches,...
- California Insurance Code Section 12389.1
Before granting a license or a reissued license to act as an underwritten title company to any applicant, the commissioner shall consider the qualifications of...
- California Insurance Code Section 12389.2
After the issuance or reissuance of a license to act as an underwritten title company, the holder shall continue to comply with the requirements as...
- California Insurance Code Section 12389.3
When there exists a restriction in a stock certificate requiring the consent of the department prior to the transfer of the stock, the request for...
- California Insurance Code Section 12389.4
An underwritten title company shall furnish a quarterly financial statement to the commissioner on forms prescribed by the commissioner on or before 30 days after...
- California Insurance Code Section 12389.5
Every person engaged in the business of preparing title searches, title examinations, title reports, and certificates of abstracts of title, upon which a title insurer...
- California Insurance Code Section 12389.6
(a) Prior to the disbursement by an underwritten title company from any escrow account under Section 12413.1, each underwriting agreement between the underwritten title company...
- California Insurance Code Section 12390
Every domestic title insurer may issue title policies and may also insure: (a) The identity, due execution, and validity of any note or bond secured...
- California Insurance Code Section 12391
Such insurer also may: (a) Act as registrar or transfer agent of this State, or of any political subdivision or district therein, or of any...
- California Insurance Code Section 12394
A title insurer, as to its title insurance department, shall be subject to and shall comply with all the requirements of the insurance laws and...
- California Insurance Code Section 12396
(a) For purposes of this article, "controlled business source" means an affiliate, as defined in subdivision (a) of Section 1215, of any title insurer, controlled...
- California Insurance Code Section 12397
Any applicant for a license shall indicate the applicant's intent to actively compete in the marketplace for title insurance in each county in which the...
- California Insurance Code Section 12397.5
(a) Each licensee shall make submissions as are required by the Department of Insurance to enable the department to determine the nature and extent of...
- California Insurance Code Section 12398
The failure of an applicant or licensee to comply with any of the requirements of this article shall be grounds for the denial of an...
- California Insurance Code Section 12399
Nothing in this article shall limit or preclude the consideration or approval of an application for a license, except as expressly provided in this article.
- California Insurance Code Section 12400
The provisions of subdivision (f) of Section 381, and the provisions of Sections 382, 383, 383.5, 386, 481, 750, 751, 752, 755, 755.5, 756, 757,...
- California Insurance Code Section 12400.1
Article 5.6 (commencing with Section 1875.20) of Chapter 12 of Part 2 of Division 1 does not apply to title insurers.
- California Insurance Code Section 12400.5
A title insurance company or underwritten title company engaged in the business of title insurance, as defined in Section 12340.3, shall not be deemed to...
- California Insurance Code Section 12401
The purpose of this article is to promote the public welfare by regulating rates for the business of title insurance as herein provided to the...
- California Insurance Code Section 12401.1
Every title insurer, underwritten title company, and controlled escrow company shall file with the commissioner its schedules of rates, all regularly issued forms of title...
- California Insurance Code Section 12401.2
Every title insurer, underwritten title company and controlled escrow company shall establish basic classifications of coverages and services to be used as the basis for...
- California Insurance Code Section 12401.3
The following standards shall apply to the making and use of rates pertaining to all the business of title insurance to which the provisions of...
- California Insurance Code Section 12401.4
In order to further uniform administration of rate regulatory laws, the commissioner and every person or entity in the business of title insurance and every...
- California Insurance Code Section 12401.5
As a further aid to uniform administration of rate regulatory laws of this state, the commissioner may prescribe by reasonable rules and regulations: (a) For...
- California Insurance Code Section 12401.6
Nothing in this article shall be construed to prohibit concert of action between entities under the same general management and control.
- California Insurance Code Section 12401.7
No title insurer, underwritten title company or controlled escrow company shall use any rate in the business of title insurance prior to its effective date...
- California Insurance Code Section 12401.71
(a) Notwithstanding Sections 12401.1 and 12401.7, a title insurer, underwritten title company, or controlled escrow company may use a new rate prior to 30 days...
- California Insurance Code Section 12401.8
Charges in excess of those set forth in a rate filing which has become effective may be made when such filing includes a statement that...
- California Insurance Code Section 12401.9
The schedules of rates which are required to be filed with the commissioner under the provisions of Section 12401.1 shall be printed or typed in...
- California Insurance Code Section 12401.10
Nothing in this article shall require the filing of rates by title insurers for reinsurance contracts or agreements or policies of excess coinsurance.
- California Insurance Code Section 12402
No advisory organization shall conduct its operations in this state without first filing with the commissioner: (a) a copy of its constitution, articles of agreement...
- California Insurance Code Section 12402.1
Every advisory organization shall adopt bylaws or rules and regulations which will: (a) Permit any person or entity in the business of title insurance in...
- California Insurance Code Section 12402.2
No bylaw or rule or regulation required by Section 12402.1 shall be effective until filed with the commissioner.
- California Insurance Code Section 12404
(a) It is unlawful for any title insurer, underwritten title company or controlled escrow company to pay, directly or indirectly, any commission, compensation, or other...
- California Insurance Code Section 12404.1
The furnishing of a preliminary report by any title insurer, controlled escrow company or underwritten title company, without charge to any person, shall constitute a...
- California Insurance Code Section 12404.5
As used in this section "personal or controlled insurance" means a policy of title insurance, or insurance as to the identity, due execution and validity...
- California Insurance Code Section 12405
No title insurer, no controlled escrow company, and no underwritten title company shall make any rebate of any portion of the fee or charge shown...
- California Insurance Code Section 12405.7
In addition to other acts prohibited by this article, no controlled escrow company or title insurer or other person engaged in the business of selling...
- California Insurance Code Section 12406
No title insurer shall issue any title policy in any transaction in connection with which it or any person which is a controlled escrow company...
- California Insurance Code Section 12406.5
(a) The commissioner shall develop, publish, and disseminate a brochure for consumers who are required to buy title insurance as part of a residential real...
- California Insurance Code Section 12407
The commissioner, if he has reason to believe that any controlled escrow company or any underwritten title company has violated or is violating any of...
- California Insurance Code Section 12408
Every title insurer shall include in its annual statement furnished the commissioner pursuant to Article 10 (commencing with Section 900), Chapter 1, Part 2, Division...
- California Insurance Code Section 12408.1
Whenever a title insurer terminates its underwriting agreement with any underwritten title company, it shall at the same time give notice of the termination to...
- California Insurance Code Section 12408.5
(a) Notwithstanding any other provision of this article no title insurer, no controlled escrow company, and no underwritten title company shall pay any commission for...
- California Insurance Code Section 12409
(a) Every title insurer, controlled escrow company, and underwritten title company which pays any commission or which makes any unlawful rebate in violation of this...
- California Insurance Code Section 12410
In enforcing any of the provisions of this article, the commissioner shall be entitled to the remedies provided for in Section 12928.6 of this code.
- California Insurance Code Section 12411
The commissioner may after a hearing suspend or revoke the certificate of authority of any title insurer or the license of any underwritten title company...
- California Insurance Code Section 12412
Nothing in this article prohibits the division of fees or charges, for work and services actually performed, between title insurers or between title insurers and...
- California Insurance Code Section 12413.1
No title insurance company, controlled escrow company, or underwritten title company shall disburse funds from an escrow account until the day established by the following:...
- California Insurance Code Section 12413.2
Any item or draft received by a title insurance company, controlled escrow company, or underwritten title company in connection with any escrow shall be deposited...
- California Insurance Code Section 12413.5
All funds received in connection with any escrow conducted by a title insurance company, controlled escrow company, or underwritten title company shall be deposited in...
- California Insurance Code Section 12414.13
Any person aggrieved by any rate charged, rating plan or rating system followed or adopted by a title insurer, underwritten title company, or controlled escrow...
- California Insurance Code Section 12414.14
If after examination of a title insurer, an underwritten title company, or a controlled escrow company, or upon the basis of other information, or upon...
- California Insurance Code Section 12414.15
If the commissioner has good cause to believe such noncompliance to be willful, or if within the period prescribed by the commissioner in the notice...
- California Insurance Code Section 12414.16
If after a hearing pursuant to Section 12414.15 the commissioner finds: (a) That any rate, rating plan or rating system violates the provisions of Article...
- California Insurance Code Section 12414.17
In addition to other penalties provided in this code, the commissioner may suspend or revoke, in whole or in part, the authority of any person...
- California Insurance Code Section 12414.18
Except as otherwise provided in this chapter, all proceedings in connection with the denial, suspension, or revocation of a license or certificate of authority under...
- California Insurance Code Section 12414.19
Any finding, determination, rule, ruling, or order made by the commissioner under Article 5.5 (commencing with Section 12401), Article 5.7 (commencing with Section 12402), Article...
- California Insurance Code Section 12414.20
The commissioner may, as often as may be reasonable and necessary, make or cause to be made an examination of any advisory organization for the...
- California Insurance Code Section 12414.21
The commissioner may, pursuant to reasonable rules and regulations which he shall prescribe, make or cause to be made an examination of every title insurer,...
- California Insurance Code Section 12414.22
The officers, managers, agents, and employees of any advisory organization, title insurer, underwritten title company, or controlled escrow company may be examined at any time...
- California Insurance Code Section 12414.23
The reasonable cost of any examination authorized by this article shall be paid by the advisory organization, title insurer, underwritten title company, or controlled escrow...
- California Insurance Code Section 12414.24
No person, title insurer, underwritten title company, controlled escrow company, or advisory organization shall willfully withhold information from, or knowingly give false or misleading information...
- California Insurance Code Section 12414.25
(a) Any person, title insurer, underwritten title company, or controlled escrow company who fails to comply with a final order of the commissioner under this...
- California Insurance Code Section 12414.26
No act done, action taken, or agreement made pursuant to the authority conferred by Article 5.5 (commencing with Section 12401) or Article 5.7 (commencing with...
- California Insurance Code Section 12414.27
Commencing 120 days following January 1, 1974, no title insurer, underwritten title company or controlled escrow company shall charge for any title policy or service...
- California Insurance Code Section 12414.28
All title policies issued by title insurers shall be subscribed by the president or a vice president and by the secretary or an assistant secretary...
- California Insurance Code Section 12414.29
The administration and enforcement of Article 5.5 (commencing with Section 12401) and Article 5.7 (commencing with Section 12402) of this chapter shall be governed solely...
- California Insurance Code Section 12414.30
(a) When constituting an offer to issue an owner's policy of title insurance, a preliminary report shall incorporate the following statement, in bold print on...
- California Insurance Code Section 12414.31
(a) (1) Whenever the commissioner takes any formal enforcement or disciplinary action directly against an employee of a title insurer, underwritten title company, or controlled...
- California Insurance Code Section 12415
It is the intent of the Legislature that certificated title insurers and licensed underwritten title companies, as defined in Section 12340.5 shall pay to the...
- California Insurance Code Section 12416
Each certificated title insurer possessing a certificate of authority of indefinite term pursuant to Section 701 shall owe and pay an annual renewal fee of...
- California Insurance Code Section 12417
The annual renewal fee provided by this article is not a tax but a charge for services to be rendered.
- California Insurance Code Section 12418
(a) No person shall be employed as a title marketing representative in this state unless the person holds a valid "certificate of registration" as a...
- California Insurance Code Section 12418.1
(a) A certificate of registration as a title marketing representative shall be applied for and renewed by filing with the commissioner a written application. The...
- California Insurance Code Section 12418.2
(a) An applicant or holder of a certificate of registration as a title marketing representative is not required to pass a qualifying examination, and is...
- California Insurance Code Section 12418.3
(a) Each certificate of registration issued under this article shall be for a three-year period beginning on the date the certificate is issued. (b) Not...
- California Insurance Code Section 12418.4
(a) The provisions set forth in Sections 1667, 1668, 1669, 1670, 1738, 1738.5, 1743, and in Article 6 (commencing with Section 12404), shall apply to...
- California Insurance Code Section 12640.01
This chapter may be cited as the Mortgage Guaranty Insurance Act.
- California Insurance Code Section 12640.02
The definitions set forth in this article shall govern the construction of the terms used in this chapter but shall not affect any other provisions...
- California Insurance Code Section 12640.03
An insurer shall not transact the business of mortgage guaranty insurance unless it has paid-in capital of at least one million dollars ($1,000,000) and paid-in...
- California Insurance Code Section 12640.04
(a) In addition to the paid-in capital and surplus provided in Section 12640.03, each mortgage guaranty insurer shall establish a contingency reserve after establishment of...
- California Insurance Code Section 12640.05
(a) A mortgage guaranty insurer shall maintain a policyholders surplus in an amount not less than the amount required by this section. The policyholders surplus...
- California Insurance Code Section 12640.06
A mortgage guaranty insurer shall not declare any dividends except from undivided profits remaining on hand over and above the aggregate of its paid-in capital,...
- California Insurance Code Section 12640.07
(a) Mortgage guaranty insurance may be transacted in this state only by a stock or mutual casualty insurer holding a certificate of authority for the...
- California Insurance Code Section 12640.08
A mortgage guaranty insurer shall not insure loans secured by properties in a single housing tract or a contiguous tract in excess of ten (10)...
- California Insurance Code Section 12640.09
(a) A mortgage guaranty insurer shall limit its coverage for the class of insurance defined in paragraph (3) of subdivision (a) of Section 12640.02 to...
- California Insurance Code Section 12640.091
(a) In order to qualify as a segregated trust under subdivision (d) of Section 12640.09, a trust shall meet all of the following requirements: (1)...
- California Insurance Code Section 12640.095
A mortgage guaranty insurer transacting the class of insurance defined in paragraph (2) of subdivision (a) of Section 12640.02 may reinsure with either the type...
- California Insurance Code Section 12640.10
(a) An insurer which anywhere transacts any class of insurance other than mortgage guaranty insurance defined in paragraphs (1), (3) and (4) of subdivision (a)...
- California Insurance Code Section 12640.11
(a) Nothing in this chapter (commencing with Section 12640.01) shall be construed as limiting the right of any mortgage guaranty insurer to impose reasonable requirements...
- California Insurance Code Section 12640.12
Every mortgage guaranty insurer shall adopt, print and make available a schedule of premium charges for mortgage guaranty insurance policies. The schedule shall show the...
- California Insurance Code Section 12640.13
(a) No mortgage guaranty insurer shall pay to any person who is acting as agent, representative, attorney or employee of the owner, mortgagee of the...
- California Insurance Code Section 12640.14
No mortgage guaranty insurer shall make any rebate of any portion of the premium charge shown by the schedule required by Section 12640.12. No mortgage...
- California Insurance Code Section 12640.145
No mortgage guaranty insurer shall pay any compensation to any person for transacting insurance for or with it based in whole or in part upon...
- California Insurance Code Section 12640.15
The commissioner may after a hearing suspend or revoke the certificate of authority of any mortgage guaranty insurer which, after 10 days written notice from...
- California Insurance Code Section 12640.16
(a) The provisions of Article 10 (commencing with Section 900), Chapter 1, Part 2, Division 1, relating to financial statements, shall apply to mortgage guaranty...
- California Insurance Code Section 12640.17
All the applicable provisions of this code and of other statutes of this state, except as the same may be in conflict herewith, shall apply...
- California Insurance Code Section 12640.18
The commissioner may adopt, pursuant to Chapter 3.5 (commencing with Section 11340 ) of Part 1 of Division 3 of Title 2 of the Government...
- California Insurance Code Section 12640.19
No bank, savings and loan association or insurance company, any of whose authorized real estate securities are insured by mortgage guaranty insurance pursuant to this...
- California Insurance Code Section 12640.20
The commissioner shall collect in advance a fee of four hundred seventy-two dollars ($472) from each mortgage guaranty insurer for the examination and analysis of...
- California Insurance Code Section 12660
Any person who in this state engages in the business of guaranteeing or insuring land values, or who solicits or negotiates in this state for...
- California Insurance Code Section 12661
The commissioner may suspend or revoke or may deny any license or certificate issued under any provision of this code in any case where the...
- California Insurance Code Section 12670
It is the intent of the Legislature to ensure that persons covered by a group policy, who become ineligible for that coverage have access to...
- California Insurance Code Section 12671
As used in this part, the following terms have the following meanings: (a) "Group policy" means a group health insurance policy providing medical, hospital, surgical,...
- California Insurance Code Section 12672
Any group policy issued, amended, or renewed in this state on or after January 1, 1983, which provides insurance for employees or members on an...
- California Insurance Code Section 12673
Conversion coverage shall be required to be made available to an employee or member unless such coverage under the group policy terminates for one or...
- California Insurance Code Section 12674
A converted policy shall be issued effective on the day following the termination of coverage under the group policy if written application and the first...
- California Insurance Code Section 12675
The premium for the conversion coverage shall be determined in accordance with the insurer's rates applicable to the age and class of risk of each...
- California Insurance Code Section 12676
The conversion coverage shall cover the employee or member and his or her dependents who were covered by the group policy on the date of...
- California Insurance Code Section 12677
The insurer shall not be required to issue a converted policy covering any person if such person is entitled to be covered by Medicare.
- California Insurance Code Section 12678
The insurer shall not be required to issue a converted policy covering any person if any of the following exists: (a) The person is covered...
- California Insurance Code Section 12679
A converted policy may provide that the insurer may at any time request information from any person covered thereunder as to whether he or she...
- California Insurance Code Section 12680
If conversion coverage is issued and benefits are also provided to a person under Section 12678, the insurer may limit the conversion benefits provided or...
- California Insurance Code Section 12681
An insurer shall not be required to issue a converted policy providing benefits in excess of those provided under the group policy from which conversion...
- California Insurance Code Section 12682
The converted policy shall not exclude, as a preexisting condition, any condition covered by the group policy. The converted policy may provide for a reduction...
- California Insurance Code Section 12682.1
This section does not apply to a policy that primarily or solely supplements Medicare. The commissioner may adopt rules consistent with federal law to govern...
- California Insurance Code Section 12683
Subject to the provisions and conditions of this part, if the group policy from which conversion is made covers the employee or member for basic...
- California Insurance Code Section 12684
Subject to the provisions and conditions of this part, if the group policy from which conversion is made provides the employee or member with major...
- California Insurance Code Section 12685
The insurer may, at its option, offer alternative plans for group health conversion in addition to those required by this part.
- California Insurance Code Section 12686
(a) In the event coverage would be continued under a group policy on an employee or member following his or her retirement prior to the...
- California Insurance Code Section 12687
Notwithstanding any other provision in this part, whenever an employee or member chooses among two or more conversion policies, such choice shall be made within...
- California Insurance Code Section 12688
Notwithstanding any provision in this part to the contrary, a hospital service corporation or any insurer which customarily offers individual conversion coverage on a service...
- California Insurance Code Section 12689
A notification of the conversion coverage shall be included in each certificate of coverage or other legally required document explaining coverage; provided, however, that it...
- California Insurance Code Section 12690
Nothing in this part shall prohibit insurers from establishing one or more pools from which the converted policies provided for on this part may be
- California Insurance Code Section 12691
A converted policy which is delivered in a jurisdiction other than this state may be in a form which could be delivered in such jurisdiction...
- California Insurance Code Section 12692
On and after January 1, 1985, every insurer and nonprofit hospital service plan issuing group disability insurance which covers hospital, medical, or surgical expenses shall...
- California Insurance Code Section 12692.5
Notwithstanding any other provision of this part, Sections 12672, 12673, 12674, 12675, 12676, 12677, 12678, 12679, 12680, 12681, 12682, 12683, 12684, 12685, 12686, 12687, 12688,...
- California Insurance Code Section 12693
The Legislature declares all of the following: (a) Approximately 1.6 million California children, 17 percent of children ages 17 and under, have no health insurance....
- California Insurance Code Section 12693.01
For purposes of this part, the definitions contained in this chapter shall govern the construction of this part, unless the context requires otherwise.
- California Insurance Code Section 12693.02
(a) "Applicant" means a person over the age of 18 years who is a natural or adoptive parent; a legal guardian; or a caretaker relative,...
- California Insurance Code Section 12693.03
"Board" means the Managed Risk Medical Insurance Board.
- California Insurance Code Section 12693.04
"Child" means a person who is under 19 years of age who is eligible for the program pursuant to Chapter 9 (commencing with Section 12693.70).
- California Insurance Code Section 12693.045
"Community provider plan" means that participating health plan in each geographic area that has been designated by the board as having the highest percentage of...
- California Insurance Code Section 12693.05
"County organized health system" means a health care organization that contracts with the State Department of Health Services to provide comprehensive health care to all...
- California Insurance Code Section 12693.06
"Family contribution" means the cost to an applicant to enable herself or himself or an eligible child or children to enroll in and participate in...
- California Insurance Code Section 12693.065
"Family value package" means the combination of participating health, dental, and vision plans available to subscribers in each geographic area offering the lowest prices to...
- California Insurance Code Section 12693.07
"Fund" means the Healthy Families Fund.
- California Insurance Code Section 12693.08
"Local initiative" means a prepaid health plan that is organized by, or designated by, a county government or county governments, or organized by stakeholders, of...
- California Insurance Code Section 12693.09
"Participating dental plan" means any of the following plans that is lawfully engaged in providing, arranging, paying for, or reimbursing the cost of personal dental...
- California Insurance Code Section 12693.10
"Participating health plan" means any of the following plans that is lawfully engaged in providing, arranging, paying for, or reimbursing the cost of personal health...
- California Insurance Code Section 12693.105
A health care service plan, as defined in subdivision (b) of Section 12693.10, shall include a plan operating as a geographic managed care plan.
- California Insurance Code Section 12693.11
"Participating vision care plan" means any of the following plans that is lawfully engaged in providing, arranging, paying for, or reimbursing the cost of personal...
- California Insurance Code Section 12693.12
"Program" means the Healthy Families Program, which includes a purchasing pool providing health coverage for children in families without access to affordable employer based dependent...
- California Insurance Code Section 12693.13
"Purchasing credit member" means an applicant 18 years of age or a child who is eligible for and participates in the purchasing credit component of...
- California Insurance Code Section 12693.14
"Subscriber" means an applicant 18 years of age or a child who is eligible for and participates in the purchasing pool component of the program.
- California Insurance Code Section 12693.15
"Supplemental coverage" means coverage purchased by the program from (a) a private health insurer holding a valid outstanding certificate of authority from the Insurance Commissioner,...
- California Insurance Code Section 12693.16
"Geographic managed care plan" means an entity that is operating pursuant to a contract entered into under Article 2.91 (commencing with Section 14089) of Chapter...
- California Insurance Code Section 12693.17
"Family contribution sponsor" means a person or entity that pays the family contribution on behalf of an applicant for any period of 12 consecutive months...
- California Insurance Code Section 12693.20
The Healthy Families Program is hereby created and shall be administered by the Managed Risk Medical Insurance Board.
- California Insurance Code Section 12693.21
The board may do all of the following consistent with the standards in this part: (a) Determine eligibility criteria for the program. (b) Determine the...
- California Insurance Code Section 12693.22
During the 2009-10 and 2010-11 fiscal years, the adoption and readoption of regulations to modify health, dental, and vision benefits or otherwise modify program requirements...
- California Insurance Code Section 12693.23
Until July 1, 2012, the adoption and readoption of regulations to implement subdivision (q) of Section 12693.21, subdivision (b) of Section 12693.26, or subdivision (l)...
- California Insurance Code Section 12693.25
The board may use a purchasing pool model, issuance of purchasing credits, supplemental coverage, or other means as appropriate to meet the purposes of this
- California Insurance Code Section 12693.26
(a) The board shall establish a purchasing pool for coverage of program subscribers to enable applicants without access to affordable and comprehensive employer-sponsored dependent coverage...
- California Insurance Code Section 12693.27
(a) The board shall develop a purchasing credit mechanism to enable applicants with access to affordable and comprehensive employer-sponsored dependent coverage to have an eligible...
- California Insurance Code Section 12693.271
(a) The Legislature finds and declares that the state faces a fiscal crisis that requires unprecedented measures to reduce General Fund expenditures. (b) Notwithstanding any...
- California Insurance Code Section 12693.28
The program shall be administered without regard to gender, gender identity, gender expression, race, creed, color, sexual orientation, health status, disability, or occupation.
- California Insurance Code Section 12693.29
(a) The board shall use appropriate and efficient means to notify families of the availability of health coverage from the program. (b) The State Department...
- California Insurance Code Section 12693.30
(a) The board shall assure that written enrollment information issued or provided by the program is available to program subscribers and applicants in each of...
- California Insurance Code Section 12693.31
No participating health, dental, or vision plan shall, in an area served by the program, directly, or through an employee, agent, or contractor, provide an...
- California Insurance Code Section 12693.32
(a) The board may pay designated individuals or organizations an application assistance fee, if the individual or organization assists an applicant to complete the program...
- California Insurance Code Section 12693.325
(a) (1) Notwithstanding any provision of this chapter, a participating health, dental, or vision plan that is licensed and in good standing as required by...
- California Insurance Code Section 12693.326
Notwithstanding any other provision of this part, a new subscriber in the program shall be allowed to switch his or her choice of plans once...
- California Insurance Code Section 12693.33
To the extent feasible and permissible under federal law and with receipt of necessary federal approvals, the State Department of Health Services and the board...
- California Insurance Code Section 12693.34
(a) The board may establish geographic areas within which participating health, dental, and vision plans may offer coverage to subscribers. (b) Nothing in this section...
- California Insurance Code Section 12693.35
Participating health, dental, and vision plans shall have, but need not be limited to, all of the following operating characteristics satisfactory to the board in...
- California Insurance Code Section 12693.36
(a) Notwithstanding any other provision of law, the board shall not be subject to licensure or regulation by the Department of Insurance or the Department...
- California Insurance Code Section 12693.37
(a) The board shall contract with a broad range of health plans in an area, if available, to ensure that subscribers have a choice from...
- California Insurance Code Section 12693.38
(a) The board shall contract with a sufficient number of dental and vision plans to assure that dental and vision benefits are available to all...
- California Insurance Code Section 12693.39
The board shall establish a process for determining which employer-sponsored health plans are eligible to receive a purchasing credit issued by the program. The process...
- California Insurance Code Section 12693.40
The board shall contract with health plans to provide coverage supplemental to that provided by an applicant's or applicant' s spouse's employer-sponsored health plan for...
- California Insurance Code Section 12693.41
(a) The board shall consult and coordinate with the State Department of Health Services in implementing a preenrollment program into the Healthy Families Program or...
- California Insurance Code Section 12693.42
Any purchasing credit issued by the board, or a contractor acting on behalf of the board, pursuant to this part shall have an overall cost...
- California Insurance Code Section 12693.43
(a) Applicants applying to the purchasing pool shall agree to pay family contributions, unless the applicant has a family contribution sponsor. Family contribution amounts consist...
- California Insurance Code Section 12693.44
(a) The board shall establish family contribution amounts for purchasing credit members that are equivalent to the amounts charged to subscribers participating in the purchasing...
- California Insurance Code Section 12693.45
(a) After two consecutive months of nonpayment of family contributions by an applicant, and a reasonable written notice period of no less than 30 days...
- California Insurance Code Section 12693.46
The board may prohibit applicants who drop coverage after enrolling in the pool from reenrollment in the program for up to six months.
- California Insurance Code Section 12693.47
The program may place a lien on compensation or benefits, recovered or recoverable by a subscriber or applicant from any party or parties responsible for...
- California Insurance Code Section 12693.48
The board may adjust payments made to a participating health plan if the board finds that the plan has a significantly disproportionate share of high-...
- California Insurance Code Section 12693.49
(a) When an applicant is dissatisfied with any action or inaction of a participating plan in which a subscriber is enrolled through the purchasing pool,...
- California Insurance Code Section 12693.50
(a) The board shall consult and coordinate with the State Department of Health Services to implement the Medi-Cal to Healthy Families Accelerated Enrollment program pursuant...
- California Insurance Code Section 12693.51
(a) A transfer of enrollment from one participating health plan to another may be made by a subscriber at times and under conditions as may...
- California Insurance Code Section 12693.515
(a) Effective July 1, 2004, any subscriber who affirmatively selects, or is assigned by default to, a federally qualified health center, as defined by Section...
- California Insurance Code Section 12693.52
The board may negotiate or arrange for stop-loss insurance coverage that limits the program's fiscal responsibility for the total costs of health services provided to...
- California Insurance Code Section 12693.53
The board shall develop and utilize appropriate cost containment measures to maximize the coverage offered under the program. Those measures may include limiting the expenditure...
- California Insurance Code Section 12693.54
A contract entered pursuant to this part shall be exempt from any provision of law relating to competitive bidding, and shall be exempt from the...
- California Insurance Code Section 12693.55
(a) A health care provider who is furnished documentation of a person's enrollment in the program shall not seek reimbursement nor attempt to obtain payment...
- California Insurance Code Section 12693.60
(a) Coverage provided to subscribers shall meet the federal coverage requirements in Section 2103 of Title XXI of the Social Security Act. Except as otherwise...
- California Insurance Code Section 12693.61
The following provisions apply for subscribers who have been identified by the participating health plans as potentially seriously emotionally disturbed. (a) Participating plans, to the...
- California Insurance Code Section 12693.615
(a) The board shall establish the required subscriber copayment levels for specific benefits consistent with the limitations of Section 2103 of Title XXI of the...
- California Insurance Code Section 12693.62
Notwithstanding any other provision of law, for a subscriber who is determined by the California Children's Services Program to be eligible for benefits under the...
- California Insurance Code Section 12693.63
(a) The board shall determine the dental benefits to be provided to subscribers by the program. These benefits shall be consistent with those provided to...
- California Insurance Code Section 12693.64
Notwithstanding any other provision of law, for a subscriber who is determined by the California Children's Services Program to be eligible for benefits under the...
- California Insurance Code Section 12693.65
(a) Vision benefits shall be provided to subscribers and shall meet the federal coverage requirements in Section 2103 of Title XXI of the Social Security...
- California Insurance Code Section 12693.66
Notwithstanding any other provision of law, for a subscriber who is determined by the California Children's Services Program to be eligible for benefits under the...
- California Insurance Code Section 12693.68
The board shall encourage all plans, including those receiving purchasing credits, that provide services under the program to have viable protocols for screening and referring...
- California Insurance Code Section 12693.69
A child enrolled in the Healthy Families Program who has a medical condition that is eligible for services pursuant to the California Children's Services Program,...
- California Insurance Code Section 12693.70
To be eligible to participate in the program, an applicant shall meet all of the following requirements: (a) Be an applicant applying on behalf of...
- California Insurance Code Section 12693.71
(a) The board shall monitor applications to determine whether employers and employees have dropped employer-sponsored dependent coverage in order to participate in the program. (b)...
- California Insurance Code Section 12693.72
(a) The board may disapprove an application if it is determined that the children to be covered under the application were covered by an individual...
- California Insurance Code Section 12693.73
Notwithstanding any other provision of law, children excluded from coverage under Title XXI of the Social Security Act are not eligible for coverage under the...
- California Insurance Code Section 12693.74
Subscribers shall continue to be eligible for the program for a period of 12 months from the month eligibility is established.
- California Insurance Code Section 12693.75
(a) The program shall make use of a simple and easy to understand mail-in application process. (b) For children referred pursuant to Section 14005.41 of...
- California Insurance Code Section 12693.755
(a) Subject to subdivision (b), commencing four months after the initial federal approval is obtained pursuant to the waiver described in subdivision (b), the board...
- California Insurance Code Section 12693.76
(a) Notwithstanding any other provision of law, a child who is a qualified alien as defined in Section 1641 of Title 8 of the United...
- California Insurance Code Section 12693.765
(a) Notwithstanding any other provision of law and subject to subdivision (b), a child described in clause (ii) of subparagraph (A) of paragraph (6) of...
- California Insurance Code Section 12693.77
(a) The board shall develop safeguards to assure the fiscal integrity of the program. (b) The program shall ensure that subscribers are not eligible for...
- California Insurance Code Section 12693.80
The board shall use due diligence in the creation of participation standards for the program that minimize the incentive for employers or applicants to drop...
- California Insurance Code Section 12693.81
(a) It shall constitute unfair competition for purposes of Chapter 5 (commencing with Section 17200) of Part 2 of Division 7 of the Business and...
- California Insurance Code Section 12693.82
It shall constitute an unfair labor practice contrary to public policy, and enforceable under Section 95 of the Labor Code, for any employer to refer...
- California Insurance Code Section 12693.83
(a) It shall constitute an unfair labor practice contrary to public policy and enforceable under Section 95 of the Labor Code for any employer to...
- California Insurance Code Section 12693.84
For purposes of Sections 12693.82 and 12693.83, group health coverage includes any group disability insurance policy covering hospital, medical, or surgical expenses, group health care...
- California Insurance Code Section 12693.85
Program decisions described in this section may be appealed to the board. If an applicant believes that a written decision on one of the following...
- California Insurance Code Section 12693.86
(a) An appeal shall be filed in writing with the executive director within 60 calendar days of the date of the notice of the decision...
- California Insurance Code Section 12693.87
(a) Any appellant who files an appeal pursuant to Section 12693.85 shall receive an initial administrative review of the appeal. (b) Administrative reviews of appeals...
- California Insurance Code Section 12693.88
In addition to the appeal process established above, the board shall establish a program review process. If a subscriber or purchasing credit member is not...
- California Insurance Code Section 12693.89
(a) Administrative hearings of appeals shall be conducted according to the appeal procedures, including pre- and post-hearing procedures, set forth in Article 3 (commencing with...
- California Insurance Code Section 12693.90
(a) The board shall appoint a 15-member advisory panel to advise the board, the chair of which may serve as an ex officio, nonvoting member...
- California Insurance Code Section 12693.91
(a) The State Department of Health Services, in conjunction with the Managed Risk Medical Insurance Board, the County Medical Services Program board, and the Rural...
- California Insurance Code Section 12693.915
(a) It is the intent of the Legislature to utilize fiscal resources in the most prudent and cost-efficient manner and to maximize the use of...
- California Insurance Code Section 12693.92
(a) The program shall prepare an annual report in conformance with the requirements of Section 2108 of Title XXI of the Social Security Act (P.L....
- California Insurance Code Section 12693.925
(a) The Managed Risk Medical Insurance Board shall report to the Legislature on or before January 30, 2004, the following information with respect to the...
- California Insurance Code Section 12693.93
The board shall prepare an evaluation of the program and other state efforts to expand coverage to children in conformance with Section 2108 of Title...
- California Insurance Code Section 12693.95
(a) The board in consultation with the Department of Alcohol and Drug Programs shall provide the Legislature by April 15, 1998, a proposal assessing the...
- California Insurance Code Section 12693.96
(a) There is hereby created in the State Treasury the Healthy Families Fund which is, notwithstanding Section 13340 of the Government Code, continuously appropriated to...
- California Insurance Code Section 12693.97
The State Department of Health Services and the board may explore and utilize any options available under federal law to allow the use of charitable...
- California Insurance Code Section 12693.98
(a) (1) The Medi-Cal-to-Healthy Families Bridge Benefits Program is hereby established to provide any child who meets the criteria set forth in subdivision (b) with...
- California Insurance Code Section 12693.98a
(a) (1) The Healthy Families Presumptive Eligibility Program is hereby established to provide any child who meets the criteria set forth in subdivision (b) with...
- California Insurance Code Section 12693.981
(a) (1) The Healthy Families-to-Medi-Cal Bridge Benefits Program is hereby established to provide any person enrolled for coverage under this part who meets the criteria...
- California Insurance Code Section 12693.982
For purposes of this chapter, "Medi-Cal" means the state health care program established pursuant to Chapter 14 (commencing with Section 14000) of Part 3 of...
- California Insurance Code Section 12694
(a) The board and the department, in collaboration with program offices for the California Special Supplemental Food Program for Women, Infants, and Children (WIC or...
- California Insurance Code Section 12694.1
(a) Pursuant to Sections 14005.26 and 14005.27 of the Welfare and Institutions Code, subscribers enrolled in the Healthy Families Program pursuant to this part shall,...
- California Insurance Code Section 12694.2
All civil service employees who are currently employed by the Managed Risk Medical Insurance Board, whose functions are transferred to the State Department of Health...
- California Insurance Code Section 12695
This part shall be known and may be cited as the Access for Infants and Mothers Program.
- California Insurance Code Section 12695.02
For purposes of this part, the definitions contained in this article shall govern the construction of this part, unless the context requires otherwise.
- California Insurance Code Section 12695.03
"AIM-linked infant" means any infant born to a woman whose enrollment in the Access for Infants and Mothers Program begins after June 30, 2004.
- California Insurance Code Section 12695.06
"Applicant" means an individual who applies for coverage through the program.
- California Insurance Code Section 12695.08
"Board" means the Managed Risk Medical Insurance Board created pursuant to Section 12710.
- California Insurance Code Section 12695.10
"Case management" means the management of all physician services, both primary and specialty, and arrangements for hospitalization, post-discharge care, and followup care.
- California Insurance Code Section 12695.12
"Comprehensive primary care services" include, but are not limited to, all of the following: (a) Preventive, screening, diagnostic, and treatment services furnished directly by a...
- California Insurance Code Section 12695.14
"Fund" means the Perinatal Insurance Fund.
- California Insurance Code Section 12695.16
"Health education services relating to tobacco use" means tobacco use prevention and education services, including, when appropriate, tobacco use cessation services, in accordance with protocols...
- California Insurance Code Section 12695.18
"Participating health plan" means any of the following plans that are lawfully engaged in providing, arranging, paying for, or reimbursing the cost of personal health...
- California Insurance Code Section 12695.20
"Program" means the Access for Infants and Mothers Program.
- California Insurance Code Section 12695.22
"Subscriber" means an individual who is eligible for and enrolled in the program.
- California Insurance Code Section 12695.24
"Subscriber contribution" means the cost to the subscriber to participate in the program.
- California Insurance Code Section 12696
The board shall administer the program.
- California Insurance Code Section 12696.05
The board may do all of the following: (a) Determine eligibility criteria for the program. These criteria shall include the requirements set forth in Section...
- California Insurance Code Section 12696.10
The board, in coordination with the Tobacco Control Section of the State Department of Health Services, shall develop protocols relating to health education for tobacco...
- California Insurance Code Section 12696.15
The board shall administer the program in a manner that ensures that program expenditures do not exceed amounts available in the fund.
- California Insurance Code Section 12696.20
The board shall coordinate with other state agencies, as appropriate, to help ensure continuity of health care services.
- California Insurance Code Section 12696.7
(a) The board may contract with a variety of health plans and types of health care service delivery systems in order to offer subscribers a...
- California Insurance Code Section 12697
The board may negotiate or arrange for stop-loss insurance coverage that limits the program's fiscal responsibility for the total costs of health services provided to...
- California Insurance Code Section 12697.10
The board shall include, within contracts negotiated pursuant to this part, terms regarding the cancellation of the contracts, and may cancel any contract negotiated pursuant...
- California Insurance Code Section 12697.15
(a) Each participating health plan contracting with the board pursuant to this part shall provide health education services related to tobacco use to all program...
- California Insurance Code Section 12698
To be eligible to parti |