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• California Insurance Code Section 1
  This act shall be known as the Insurance Code.
• California Insurance Code Section 2
  The provisions of this code in so far as they are substantially the same as existing statutory provisions relating to the same subject matter shall...
• California Insurance Code Section 3
  All persons who, at the time this code goes into effect, hold office under any of the acts repealed by this code, which offices are...
• California Insurance Code Section 4
  No action or proceeding commenced before this code takes effect, and no right accrued, is affected by the provisions of this code, but all procedure...
• California Insurance Code Section 5
  Unless the context otherwise requires, the general provisions hereinafter set forth shall govern the construction of this code.
• California Insurance Code Section 6
  Division, part, chapter, article, and section headings contained herein shall not be deemed to govern, limit, modify or in any manner affect the scope, meaning,...
• California Insurance Code Section 7
  Whenever, by the provisions of this code, a power is granted to a public officer or a duty imposed upon such an officer, the power...
• California Insurance Code Section 8
  Writing includes any form of recorded message capable of comprehension by ordinary visual means. Whenever any notice, report, statement or record is required or authorized...
• California Insurance Code Section 9
  Whenever any reference is made to any portion of this code or of any other law of this State, such reference shall apply to all...
• California Insurance Code Section 10
  "Section" means a section of this code unless some other statute is specifically mentioned and "subdivision" or "subsection" means a subdivision or subsection of the...
• California Insurance Code Section 11
  The present tense includes the past and future tenses; and the future, the present.
• California Insurance Code Section 12
  The masculine gender includes the feminine and neuter.
• California Insurance Code Section 13
  The singular number includes the plural, and the plural the singular.
• California Insurance Code Section 14
  "County" includes "city and county."
• California Insurance Code Section 15
  "City" includes "city and county."
• California Insurance Code Section 16
  As used in this code the word "shall" is mandatory and the word "may" is permissive, unless otherwise apparent from the context.
• California Insurance Code Section 17
  "Oath" includes affirmation.
• California Insurance Code Section 18
  "Signature" or "subscription" includes mark when the signer or subscriber can not write, such signer's or subscriber's name being written near the mark by a...
• California Insurance Code Section 19
  "Person" means any person, association, organization, partnership, business trust, limited liability company, or corporation.
• California Insurance Code Section 20
  "Commissioner" means the Insurance Commissioner of this State.
• California Insurance Code Section 20.5
  Whenever in this code the terms "State Industrial Accident Commission" or "Industrial Accident Commission" or "commission," relating to the said "State Industrial Accident Commission" or...
• California Insurance Code Section 21
  "Division," and "department," in reference to the government of this state, mean the Department of Insurance of this state.
• California Insurance Code Section 21.5
  (a) "Administrative law bureau" or "administrative hearing bureau" means the unit within the Department of Insurance that provides administrative hearings. (b) An administrative law judge...
• California Insurance Code Section 22
  Insurance is a contract whereby one undertakes to indemnify another against loss, damage, or liability arising from a contingent or unknown event.
• California Insurance Code Section 23
  The person who undertakes to indemnify another by insurance is the insurer, and the person indemnified is the insured.
• California Insurance Code Section 24
  "Admitted," in relation to a person, means entitled to transact insurance business in this state, having complied with the laws imposing conditions precedent to transaction...
• California Insurance Code Section 25
  "Nonadmitted," in relation to a person, means not entitled to transact insurance business in this State, whether by reason of failure to comply with conditions...
• California Insurance Code Section 26
  "Domestic" means organized under the laws of this State, whether or not admitted.
• California Insurance Code Section 27
  "Foreign" means not organized under the laws of this State, whether or not admitted.
• California Insurance Code Section 28
  "State" means the State of California, unless applied to the different parts of the United States. In the latter case, it includes the District of...
• California Insurance Code Section 29
  "Mortgage" includes a trust deed, "mortgagor" includes a trustor under such trust deed, "mortgagee" includes a beneficiary under such trust deed, or a trustee exercising...
• California Insurance Code Section 30
  "Resident" means residing in this State, "nonresident" means not residing in this State.
• California Insurance Code Section 31
  "Insurance agent" means a person authorized, by and on behalf of an insurer, to transact all classes of insurance other than life insurance. An insurance...
• California Insurance Code Section 32
  (a) A life licensee is a person authorized to act as a life agent on behalf of a life insurer or a disability insurer to...
• California Insurance Code Section 32.5
  "Life and disability insurance analyst" means a person who, for a fee or compensation of any kind, paid by or derived from any person or...
• California Insurance Code Section 33
  "Insurance broker" means a person who, for compensation and on behalf of another person, transacts insurance other than life with, but not on behalf of,...
• California Insurance Code Section 33.5
  "Fire and casualty broker-agent" means a person licensed pursuant to Section 1625.
• California Insurance Code Section 34
  "Insurance solicitor" means a natural person employed to aid a fire and casualty broker-agent acting as an insurance agent or insurance broker in transacting insurance...
• California Insurance Code Section 35
  "Transact" as applied to insurance includes any of the following: (a) Solicitation. (b) Negotiations preliminary to execution. (c) Execution of a contract of insurance. (d)...
• California Insurance Code Section 36
  "Paid-in capital" or "capital paid-in" means: (a) In the case of a foreign mutual insurer not issuing or having outstanding capital stock, the value of...
• California Insurance Code Section 37
  Provisions of this code relating to a particular class of insurance or a particular type of insurer prevail over provisions relating to insurance in general...
• California Insurance Code Section 38
  Unless expressly otherwise provided, any notice required to be given to any person by any provision of this code may be given by mailing notice,...
• California Insurance Code Section 39
  If any provision of this code, or the application thereof to any person or circumstance, is held invalid, the remainder of the code, or the...
• California Insurance Code Section 40
  The existence of insurers formed prior to the date this code takes effect shall not be affected by the enactment of this code nor by...
• California Insurance Code Section 41
  All insurance in this State is governed by the provisions of this code.
• California Insurance Code Section 42
  The designation of insurance coverage as "group" in any code or law of this State other than this code does not authorize its representation as...
• California Insurance Code Section 44
  Any person who willfully and knowingly makes, circulates, or transmits to another any false written or printed statement for the purpose of damaging the financial...
• California Insurance Code Section 45
  (a) "Electronic funds transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, that is initiated through...
• California Insurance Code Section 46
  The Legislature hereby declares its intent that the term "workmen's compensation" shall hereafter also be known as "workers' compensation." In furtherance of this policy it...
• California Insurance Code Section 47
  "Surplus line broker" means a person licensed under Section 1765 and authorized to do business under Chapter 6 (commencing with Section 1760) of Part 2...
• California Insurance Code Section 48
  A "surplus line broker certificate" means a certificate issued by a surplus line broker to an insurance purchaser as evidence of the placement of insurance...
• California Insurance Code Section 100
  Insurance in this state is divided into the following classes: (1) Life (2) Fire (3) Marine (4) Title (5) Surety (6) Disability (7) Plate glass...
• California Insurance Code Section 101
  Life insurance includes insurance upon the lives of persons or appertaining thereto, and the granting, purchasing, or disposing of annuities.
• California Insurance Code Section 102
  Fire insurance includes: (a) Insurance against loss by fire, lightning, windstorm, tornado, or earthquake. (b) Insurance against loss of, or destruction of, or damage to,...
• California Insurance Code Section 103
  Marine insurance includes insurance against any and all kinds of loss of or damage to: (a) Vessels, craft, aircraft, cars, automobiles and vehicles of every...
• California Insurance Code Section 104
  Title insurance means insuring, guaranteeing or indemnifying owners of real or personal property or the holders of liens or encumbrances thereon or others interested therein...
• California Insurance Code Section 105
  Surety insurance includes: (a) The guaranteeing of behavior of persons and the guaranteeing of performance of contracts (including executing or guaranteeing bonds and undertakings required...
• California Insurance Code Section 106
  (a) Disability insurance includes insurance appertaining to injury, disablement or death resulting to the insured from accidents, and appertaining to disablements resulting to the insured...
• California Insurance Code Section 107
  Plate glass insurance includes insurance against breakage of glass.
• California Insurance Code Section 108
  Liability insurance includes: (a) Insurance against loss resulting from liability for injury, fatal or nonfatal, suffered by any natural person, or resulting from liability for...
• California Insurance Code Section 108.1
  Insurers admitted to transact liability insurance are also deemed to be admitted to transact workers' compensation insurance for the purpose of covering those persons defined...
• California Insurance Code Section 109
  Workmen's compensation insurance includes insurance against loss from liability imposed by law upon employers to compensate employees and their dependents for injury sustained by the...
• California Insurance Code Section 110
  Common carrier liability insurance includes insurance against loss resulting from liability of a common carrier for accident or injury, fatal or nonfatal, to any person...
• California Insurance Code Section 111
  Boiler and machinery insurance includes insurance against loss of property and liability for damage to persons or property from explosion of, or accident to, boilers,...
• California Insurance Code Section 112
  Burglary insurance includes: (a) Insurance against loss by burglary or theft or both. (b) Insurance against loss of, or destruction of, or damage to, any...
• California Insurance Code Section 113
  Credit insurance includes insurance of persons engaged in business against loss by reason of extending credit to those dealing with them, and insurance against loss...
• California Insurance Code Section 114
  Sprinkler insurance includes insurance against loss through damage by water to goods or premises arising from the breakage or leakage of sprinklers, pumps, or other...
• California Insurance Code Section 115
  Team and vehicle insurance includes insurance against loss through damage or legal liability for damage, to property caused by the use of teams or vehicles...
• California Insurance Code Section 116
  (a) Automobile insurance includes insurance of automobile owners, users, dealers, or others having insurable interests therein, against hazards incident to ownership, maintenance, operation, and use...
• California Insurance Code Section 116.5
  An express warranty warranting a motor vehicle lubricant, treatment, fluid, or additive that covers incidental or consequential damage resulting from a failure of the lubricant,...
• California Insurance Code Section 116.6
  (a) Notwithstanding Section 116, a warranty issued by the warrantor of a vehicle protection product shall constitute an express warranty, as defined in Section 1791.2...
• California Insurance Code Section 117
  Mortgage insurance includes the guaranteeing of the payment of the principal, interest and other sums agreed to be paid under the terms of any note...
• California Insurance Code Section 118
  Aircraft insurance includes insurance of aircraft owners, users, dealers or others having insurable interests therein, against loss through hazards incident to ownership, maintenance, operation and...
• California Insurance Code Section 119
  Mortgage guaranty insurance includes insurance against financial loss by reason of the nonpayment of principal, interest and other sums agreed to be paid under the...
• California Insurance Code Section 119.5
  Insolvency insurance includes insurance against loss arising from the failure of an insolvent insurer to discharge its obligations under its insurance policies.
• California Insurance Code Section 119.6
  Legal insurance includes the assumption of a contractual obligation to reimburse the insured against all or a portion of his fees, costs, and expenses related...
• California Insurance Code Section 120
  Miscellaneous insurance includes insurance against loss from damage done, directly or indirectly by lightning, windstorm, tornado, earthquake or insurance under an open policy indemnifying the...
• California Insurance Code Section 121
  Except as otherwise stated, the enumeration in this chapter of the kinds of insurance in a particular class does not limit any such kind to...
• California Insurance Code Section 122
  (a) An insurer admitted for all the classes of insurance defined in Sections 102, 107, 108, 112 and 120 is authorized, in addition to the...
• California Insurance Code Section 123
  An insurer admitted to transact liability insurance may extend such insurance on noncommercial or farm risks to include insurance of the legal liability of the...
• California Insurance Code Section 124
  "Financial guaranty insurance" means that insurance as defined by Section 12100.
• California Insurance Code Section 124.5
  "Homeowners' insurance" means insurance covering the risks described in subdivision (a) of Section 675.
• California Insurance Code Section 125
  This chapter shall be known and may be cited as the California Risk Retention Act of 1991.
• California Insurance Code Section 126
  The Legislature finds and declares that the provisions of this chapter are for the purpose of providing a means for a bona fide for-profit or...
• California Insurance Code Section 127
  Unless the context otherwise requires, the general provisions hereinafter set forth shall govern the application of this chapter and supersede any other provisions of law...
• California Insurance Code Section 128
  The purposes of this chapter are as follows: (a) To regulate the formation and operation of risk retention groups and purchasing groups in this state...
• California Insurance Code Section 130
  The following definitions govern this chapter: (a) "Commissioner" means the Insurance Commissioner of this state or the commissioner, director, or superintendent of insurance of any...
• California Insurance Code Section 131
  (a) An entity seeking to be licensed in this state as a risk retention group shall be organized under the laws of this state and...
• California Insurance Code Section 132
  Risk retention groups chartered, incorporated, or licensed in states other than this state and seeking to do business as a risk retention group in this...
• California Insurance Code Section 133
  (a) No risk retention group shall be required or permitted to join or contribute financially to any insurance insolvency guaranty fund, or similar mechanism, in...
• California Insurance Code Section 134
  (a) A purchasing group that intends to do business in this state shall, prior to doing business, furnish to the commissioner notice, which shall do...
• California Insurance Code Section 135
  (a) No purchasing group may offer insurance policy coverage prohibited by Section 533.5 or declared invalid by the Supreme Court of California. (b) A purchasing...
• California Insurance Code Section 136
  The powers authorized by this chapter shall only be exercised to the extent these powers are not preempted by the Product Liability Risk Retention Act...
• California Insurance Code Section 137
  (a) No person, firm, association, or corporation shall act or aid in any manner in soliciting, negotiating, or procuring liability insurance in this state from...
• California Insurance Code Section 138
  There shall be no civil liability on the part of any agent or broker who places liability insurance coverage on behalf of any risk retention...
• California Insurance Code Section 140
  The commissioner may order a purchasing group or risk retention group to cease and desist from the solicitation or sale of insurance by, or the...
• California Insurance Code Section 150
  Any person capable of making a contract may be an insurer, subject to the restrictions imposed by this code.
• California Insurance Code Section 151
  Any person except a public enemy may be insured.
• California Insurance Code Section 170
  Unless the policy otherwise provides, if a mortgagor of property effects insurance in his own name providing that the loss shall be payable to the...
• California Insurance Code Section 171
  In case of such a provision or assignment, any act of the mortgagor, prior to the loss and which would otherwise avoid the insurance, will...
• California Insurance Code Section 172
  If an insurer assents to the transfer of insurance from a mortgagor to a mortgagee, and, at the time of the assent, imposes further obligations...
• California Insurance Code Section 250
  Except as provided in this article, any contingent or unknown event, whether past or future, which may damnify a person having an insurable interest, or...
• California Insurance Code Section 251
  A lottery or its outcome shall not be insured against.
• California Insurance Code Section 252
  A policy executed by way of gaming or wagering, is void.
• California Insurance Code Section 253
  On and after January 1, 1986, no insurer shall issue or amend contracts of insurance in this state to provide coverage for the payment of...
• California Insurance Code Section 280
  If the insured has no insurable interest, the contract is void.
• California Insurance Code Section 281
  Every interest in property, or any relation thereto, or liability in respect thereof, of such a nature that a contemplated peril might directly damnify the...
• California Insurance Code Section 282
  An insurable interest in property may consist in: 1. An existing interest; 2. An inchoate interest founded on an existing interest; or, 3. An expectancy,...
• California Insurance Code Section 283
  A mere contingent or expectant interest in anything, not founded on an actual right to the thing, nor upon any valid contract for it, is...
• California Insurance Code Section 284
  Except in the case of a property held by the insured as a carrier or depositary, the measure of an insurable interest in property is...
• California Insurance Code Section 285
  A carrier or depositary of any kind has an insurable interest in a thing held by him as such, to the extent of its value.
• California Insurance Code Section 286
  An interest in property insured must exist when the insurance takes effect, and when the loss occurs, but need not exist in the meantime; and...
• California Insurance Code Section 287
  Every stipulation in a policy of insurance for the payment of loss whether the person insured has or has not any interest in the property...
• California Insurance Code Section 300
  Except in the cases specified in the next four sections, and in the cases of life and disability insurance, a change of interest in any...
• California Insurance Code Section 301
  A change of interest in a subject insured, after the occurrence of an injury which results in a loss, does not affect the right of...
• California Insurance Code Section 302
  A change of interest in one or more of several distinct subjects, separately insured by one policy, does not avoid the insurance as to the
• California Insurance Code Section 303
  A change of interest by will or succession, on the death of the insured, does not avoid insurance; and his interest in the insurance passes...
• California Insurance Code Section 304
  In the case of partners, joint owners, or owners in common, who are jointly insured, a transfer of interest by one to another thereof does...
• California Insurance Code Section 305
  The mere transfer of subject matter insured does not transfer the insurance, but suspends it until the same person becomes the owner of both the...
• California Insurance Code Section 330
  Neglect to communicate that which a party knows, and ought to communicate, is concealment.
• California Insurance Code Section 331
  Concealment, whether intentional or unintentional, entitles the injured party to rescind insurance.
• California Insurance Code Section 332
  Each party to a contract of insurance shall communicate to the other, in good faith, all facts within his knowledge which are or which he...
• California Insurance Code Section 333
  Neither party to a contract of insurance is bound to communicate information of the matters following, except in answer to the inquiries of the other:...
• California Insurance Code Section 334
  Materiality is to be determined not by the event, but solely by the probable and reasonable influence of the facts upon the party to whom...
• California Insurance Code Section 335
  Each party to a contract of insurance is bound to know: (a) All the general causes which are open to his inquiry equally with that...
• California Insurance Code Section 336
  The right to information of material facts may be waived, either (a) by the terms of insurance or (b) by neglect to make inquiries as...
• California Insurance Code Section 337
  Information of the nature or amount of the interest of one insured need not be communicated unless in answer to an inquiry, except as prescribed...
• California Insurance Code Section 338
  An intentional and fraudulent omission, on the part of one insured, to communicate information of matters proving or tending to prove the falsity of a...
• California Insurance Code Section 339
  Neither party to a contract of insurance is bound to communicate, even upon inquiry, information of his own judgment upon the matters in question.
• California Insurance Code Section 350
  A representation may be oral or written.
• California Insurance Code Section 351
  A representation may be made at the time of, or before, issuance of the policy.
• California Insurance Code Section 352
  The language of a representation is to be interpreted by the same rules as contracts in general.
• California Insurance Code Section 353
  A representation as to the future is a promise, unless it is merely a statement of a belief or an expectation.
• California Insurance Code Section 354
  A representation cannot qualify an express provision in a contract of insurance; but it may qualify an implied warranty.
• California Insurance Code Section 355
  A representation may be altered or withdrawn before the insurance is effected, but not afterwards.
• California Insurance Code Section 356
  The completion of the contract of insurance is the time to which a representation must be presumed to refer.
• California Insurance Code Section 357
  When an insured has no personal knowledge of a fact, he may nevertheless repeat information which he has upon the subject, and which he believes...
• California Insurance Code Section 358
  A representation is false when the facts fail to correspond with its assertions or stipulations.
• California Insurance Code Section 359
  If a representation is false in a material point, whether affirmative or promissory, the injured party is entitled to rescind the contract from the time...
• California Insurance Code Section 360
  The materiality of a representation is determined by the same rule as the materiality of a concealment.
• California Insurance Code Section 361
  The provisions of this chapter apply as well to a modification of a contract of insurance as to its original formation.
• California Insurance Code Section 380
  The written instrument, in which a contract of insurance is set forth, is the policy.
• California Insurance Code Section 381
  A policy shall specify: (a) The parties between whom the contract is made. (b) The property or life insured. (c) The interest of the insured...
• California Insurance Code Section 381.1
  (a) The information described in subdivision (b) shall be provided to the policyholder at the time of application for, or issuance of, a policy of...
• California Insurance Code Section 381.2
  When a policy includes coverage for loss or damage to a specific item of personal property of the insured, which item is separately listed and...
• California Insurance Code Section 381.5
  (a) Every policy issued, amended, delivered, or renewed in this state shall provide coverage for the registered domestic partner of an insured or policyholder that...
• California Insurance Code Section 382
  Covering notes may be issued to bind insurance temporarily pending the issuance of the policy. Within 90 days after issue of a covering note a...
• California Insurance Code Section 382.5
  A binder which is issued in accordance with this section shall be deemed an insurance policy for the purpose of proving that the insured has...
• California Insurance Code Section 383
  It is a misdemeanor: (a) For any insurer, or any agent of any insurer, to issue a policy in violation of the requirements of subdivision...
• California Insurance Code Section 383.5
  "Document," as used in this section, means a policy or a certificate evidencing insurance under a master policy. The policy or certificate shall conform to...
• California Insurance Code Section 383.6
  The phrase "motor vehicle" or "motor vehicles" as used in Section 383.5 includes, but is not limited to: (a) Trailers, house trailers, mobilehomes, campers and...
• California Insurance Code Section 384
  (a) A certificate of insurance or verification of insurance provided as evidence of insurance in lieu of an actual copy of the insurance policy shall...
• California Insurance Code Section 386
  All policies issued by incorporated insurers shall be subscribed by the president or vice president, or chairman, or chief executive officer, or, in case of...
• California Insurance Code Section 387
  When the name of the person intended to be insured is specified in a policy, it can be applied only to his own interest.
• California Insurance Code Section 388
  When an insurance contract is executed with an agent or trustee as the insured, the fact that his principal or beneficiary is the real party...
• California Insurance Code Section 389
  To render an insurance effected by one partner or part-owner applicable to the interest of his copartners, or of other part-owners, it is necessary that...
• California Insurance Code Section 390
  When the description of the insured in a policy is so general that it may comprehend any person or any class of persons, only he...
• California Insurance Code Section 391
  A policy may be so framed that it will inure to the benefit of whomsoever, during the continuance of the risk, becomes the owner of...
• California Insurance Code Section 392
  Any exception from the risk generally covered by a policy of insurance which insures property for the period of time when such property is under...
• California Insurance Code Section 394
  (a) The commissioner may approve insurance policies and associated materials in languages other than English if the following conditions are met: (1) The policyholder is...
• California Insurance Code Section 395
  After a covered loss, an insurer shall provide, free of charge, a complete copy of the insured's current insurance policy or certificate within 30 calendar...
• California Insurance Code Section 410
  A policy is either open or valued.
• California Insurance Code Section 411
  An open policy is one in which the value of the subject matter is not agreed upon, but is left to be ascertained in case...
• California Insurance Code Section 412
  A valued policy is one which expresses on its face an agreement that the thing insured shall be valued at a specified sum.
• California Insurance Code Section 413
  A running policy is one which contemplates successive insurances, and which provides that the object of the policy may be from time to time defined,...
• California Insurance Code Section 430
  The policies issued by every insurer shall be entitled by its own name or a name approved by the commissioner under Section 881 or 882,...
• California Insurance Code Section 440
  A warranty is either express or implied.
• California Insurance Code Section 441
  A statement in a policy of a matter relating to the person or thing insured, or to the risk, as a fact, is an express...
• California Insurance Code Section 442
  A particular form of words is not necessary to create a warranty.
• California Insurance Code Section 443
  Every express warranty made at or before the execution of a policy shall be contained in the policy itself, or in another instrument signed by...
• California Insurance Code Section 444
  A warranty may relate to the past, the present, the future, or to any or all of these.
• California Insurance Code Section 445
  A statement in a policy, which imports that there is an intention to do or not to do a thing which materially affects the risk,...
• California Insurance Code Section 446
  When, before the time arrives for the performance of a warranty relating to the future, a loss insured against happens, or performance becomes unlawful at...
• California Insurance Code Section 447
  The violation of a material warranty or other material provision of a policy, on the part of either party thereto, entitles the other to rescind.
• California Insurance Code Section 448
  Unless the policy declares that a violation of specified provisions thereof shall avoid it, the breach of an immaterial provision does not avoid the policy.
• California Insurance Code Section 449
  A breach of warranty without fraud merely exonerates an insurer from the time that it occurs, or where the warranty is broken in its inception,...
• California Insurance Code Section 460
  On and after January 1, 1972, every printed form of an insurance contract, including every policy, endorsement, rider, or any amendment thereof issued in this...
• California Insurance Code Section 480
  An insurer is entitled to payment of the premium as soon as the subject matter insured is exposed to the peril insured against.
• California Insurance Code Section 481
  (a) Unless the insurance contract otherwise provides, a person insured is entitled to a return of premium if the policy is canceled, rejected, surrendered, or...
• California Insurance Code Section 481.1
  (a) In the event any conditional receipt, binder, or other evidence of temporary or implied insurance, except ocean marine insurance as defined in Section 481...
• California Insurance Code Section 481.5
  (a) Whenever a policy of personal lines insurance terminates for any reason, or there is a reduction in coverage, the insurer shall tender the gross...
• California Insurance Code Section 482
  Except as provided by section 481, or by the insurance contract, if a peril insured against has existed, and the insurer has been liable for...
• California Insurance Code Section 483
  A person insured is entitled to a return of the premium: (a) When the contract is voidable, on account of the fraud or misrepresentation of...
• California Insurance Code Section 484
  An acknowledgment in a policy of the receipt of premium is conclusive evidence of its payment, so far as to make the policy binding. Notwithstanding...
• California Insurance Code Section 485
  In case of an overinsurance by several insurers, the insured is entitled to a ratable return of the premium, proportioned to the amount by which...
• California Insurance Code Section 486
  When an overinsurance is effected by simultaneous policies, the insurers contribute to the premium to be returned in proportion to the amount insured by their...
• California Insurance Code Section 487
  When an overinsurance is effected by successive policies, those only contribute to a return of the premium who are exonerated by prior insurance from the...
• California Insurance Code Section 488
  No insurer shall, in issuing or renewing a private passenger automobile insurance policy, increase the premium on that policy for the reason that the insured...
• California Insurance Code Section 488.5
  (a) No insurer shall, in issuing or renewing a private automobile insurance policy to a peace officer, member of the California Highway Patrol, or firefighter,...
• California Insurance Code Section 489
  (a) Upon issuance of a policy of insurance described in Section 660, the insurer or its agent shall deliver to the named insured a notice...
• California Insurance Code Section 491
  The rating plan of a motor vehicle liability insurer shall not provide for an increase in the premium if based upon an accident in which...
• California Insurance Code Section 500
  Whenever any insurer has, as a regular course of conduct, sent renewal premium notices to an insured, and intends to discontinue that practice, it shall...
• California Insurance Code Section 510
  Whenever a policy of insurance specified in Section 660 or 675, a policy of life insurance as defined in Section 101, a policy of disability...
• California Insurance Code Section 515
  Notwithstanding any other provision of law, any insurer issuing policies of automobile liability insurance or motor vehicle liability insurance shall, upon request of either the...
• California Insurance Code Section 520
  An agreement not to transfer the claim of the insured against the insurer after a loss has happened, is void if made before the loss...
• California Insurance Code Section 530
  An insurer is liable for a loss of which a peril insured against was the proximate cause, although a peril not contemplated by the contract...
• California Insurance Code Section 531
  An insurer is liable: (a) Where the thing insured is rescued from a peril insured against, and which would otherwise have caused a loss, if,...
• California Insurance Code Section 532
  If a peril is specially excepted in a contract of insurance and there is a loss which would not have occurred but for such peril,...
• California Insurance Code Section 533
  An insurer is not liable for a loss caused by the wilful act of the insured; but he is not exonerated by the negligence of...
• California Insurance Code Section 533.5
  (a) No policy of insurance shall provide, or be construed to provide, any coverage or indemnity for the payment of any fine, penalty, or restitution...
• California Insurance Code Section 533.7
  Notwithstanding any other law, an insurer may defend a duly licensed physician or surgeon against any cause of action involving the performance of any act...
• California Insurance Code Section 550
  In case of loss upon an insurance against fire, an insurer is exonerated if notice thereof is not given to him without unnecessary delay by...
• California Insurance Code Section 551
  Except in the case of life, marine, or fire insurance, notice of an accident, injury, or death may be given at any time within twenty...
• California Insurance Code Section 552
  When preliminary proof of loss is required by a policy, the insured is not bound to give such proof as would be necessary in a...
• California Insurance Code Section 553
  All defects in a notice of loss, or in preliminary proof thereof, which the insured might remedy, and which the insurer omits to specify to...
• California Insurance Code Section 554
  Delay in the presentation to an insurer of notice or proof of loss is waived, if caused by an act of his, or if he...
• California Insurance Code Section 555
  If a policy requires, by way of preliminary proof of loss, the certificate or testimony of a person other than the insured or beneficiary, there...
• California Insurance Code Section 557
  It is a misdemeanor for any person alone or in concert to prepare or make any bid or other writing which falsely purports to be...
• California Insurance Code Section 557.5
  No peace officer, member of the Department of the California Highway Patrol, or firefighter shall be required to report any accident in which he or...
• California Insurance Code Section 560
  Every insurer issuing an automobile collision policy, as defined in subdivision (d) of Section 660, or a policy for comprehensive coverage for a motor vehicle,...
• California Insurance Code Section 570
  Except in the event that the insurer has previously obtained a release on a loss, each insurer which issues, amends, or renews, on or after...
• California Insurance Code Section 571
  Where the insurer has authorized the work and its liability is not in dispute, the direct payment provided for by Section 570 shall be made...
• California Insurance Code Section 572
  As used in this article, the term "loss payee" shall include, but not be limited to, any mortgagee of the insured real property.
• California Insurance Code Section 590
  A double insurance exists where the same person is insured by several insurers separately in respect to the same subject and interest.
• California Insurance Code Section 591
  In case of double insurance, the several insurers are liable to pay losses thereon as follows: (a) In fire insurance, each insurer shall contribute ratably,...
• California Insurance Code Section 620
  A contract of reinsurance is one by which an insurer procures a third person to insure him against loss or liability by reason of such...
• California Insurance Code Section 621
  A reinsurance is presumed to be a contract of indemnity against liability, and not merely against damage.
• California Insurance Code Section 622
  Where an insurer obtains reinsurance, he must communicate all the representations of the original insured, and also all the knowledge and information he possesses, whether...
• California Insurance Code Section 623
  The original insured has no interest in a contract of reinsurance.
• California Insurance Code Section 650
  Whenever a right to rescind a contract of insurance is given to the insurer by any provision of this part such right may be exercised...
• California Insurance Code Section 651
  Whenever an insurer gives notice of rescission of an automobile liability policy, upon request of the driver, the insurer, within 15 days of receipt of...
• California Insurance Code Section 655
  Every insurer issuing policies of motor vehicle liability insurance within the meaning of Section 16450 of the Vehicle Code, automobile liability insurance within the meaning...
• California Insurance Code Section 657
  (a) Where any admitted insurer, licensed to issue motor vehicle liability policies as defined in Section 16450 of the Vehicle Code, or any licensed insurance...
• California Insurance Code Section 658
  Where any admitted insurer, licensed to issue motor vehicle liability policies as defined in Section 16450 of the Vehicle Code, refuses to accept an applicant...
• California Insurance Code Section 660
  As used in this chapter: (a) "Policy" means an automobile liability, automobile physical damage, or automobile collision policy, or any combination thereof, delivered or issued...
• California Insurance Code Section 661
  (a) A notice of cancellation of a policy shall be effective only if it is based on one or more of the following reasons: (1)...
• California Insurance Code Section 662
  No notice of cancellation of a policy to which Section 661 applies shall be effective unless mailed or delivered by the insurer to the named...
• California Insurance Code Section 662.1
  Proof of mailing or delivery of a notice of cancellation to a lienholder or an additional interest on a policy to which this chapter applies...
• California Insurance Code Section 663
  (a) Before policy expiration, an insurer shall deliver to or mail to the named insured, at the address shown on the policy, one of the...
• California Insurance Code Section 663.5
  (a) No insurer shall fail to renew a policy solely on the basis of the age of the insured. (b) On and after January 1,...
• California Insurance Code Section 664
  Proof of mailing of notice of cancellation, or of intention not to renew or of reasons for cancellation, to the named insured at the address...
• California Insurance Code Section 664.5
  Any insurer who requires periodic physical examinations of an insured as a condition of renewal of a policy shall pay the cost of such physical...
• California Insurance Code Section 665
  When a policy of automobile liability insurance is canceled, other than for nonpayment of premium, or in the event of failure to renew a policy...
• California Insurance Code Section 666
  Where the reason for cancellation does not accompany or is not included in the notice of cancellation, the insurer shall upon written request of the...
• California Insurance Code Section 667
  There shall be no liability on the part of, and no cause of action of any nature shall arise against, the Insurance Commissioner or against...
• California Insurance Code Section 667.5
  Unless a policy specifically provides otherwise, the cancellation of a policy, or any change in the policy, executed by an insurer, at the request of...
• California Insurance Code Section 668
  Section 663 shall not apply to policies of liability insurance issued pursuant to assigned risk plans.
• California Insurance Code Section 668.5
  No cancellation of a policy or coverage of insurance subject to this chapter but not subject to Section 661 or 662 (because it has been...
• California Insurance Code Section 669
  Any insurer willfully violating any provisions of Section 663 is guilty of a misdemeanor and is punishable by a fine of not exceeding one thousand...
• California Insurance Code Section 669.5
  No insurer shall fail to renew any private automobile insurance policy of a peace officer, member of the California Highway Patrol, or firefighter, with respect...
• California Insurance Code Section 669.7
  Notwithstanding Section 660, an insurer may deliver or issue an automobile liability, automobile physical damage, or automobile collision policy in this state insuring a single...
• California Insurance Code Section 670
  (a) No admitted insurer licensed to issue motor vehicle liability policies, as defined in Section 16450 of the Vehicle Code, shall cancel, or refuse to...
• California Insurance Code Section 671
  No insurer issuing an automobile collision policy, as defined in Section 660, or a policy for comprehensive coverage for an automobile, as defined in Section...
• California Insurance Code Section 672
  (a) Every admitted insurer or insurer group licensed to sell automobile insurance shall provide consumers of personal automobile insurance, as described in Section 660, with...
• California Insurance Code Section 673
  (a) As used in this section, "exercise the right to cancel" means the act of formally electing to use the right of the insured to...
• California Insurance Code Section 674
  A policy of liability insurance issued to a local public entity or state agency as a named insured shall not be canceled or renewal of...
• California Insurance Code Section 674.5
  (a) No insurer shall cease to offer any particular class of commercial liability insurance without prior notification to the commissioner. (b) The department shall adopt...
• California Insurance Code Section 674.6
  (a) No insurer issuing policies of insurance subject to Section 674.5 or 675 shall cease to offer any particular line of coverage without prior notification...
• California Insurance Code Section 674.9
  (a) Notwithstanding subdivision (b) of Section 674.6, an insurer issuing policies of liability insurance to long-term health care facilities, residential care facilities for the elderly,...
• California Insurance Code Section 675
  (a) Except as provided in Sections 676.8 and 679.6, this chapter shall apply to policies of insurance, other than automobile insurance and workers' compensation insurance,...
• California Insurance Code Section 675.1
  In the case of a total loss to the primary insured structure under a residential policy subject to Section 675, the following provisions apply: (a)...
• California Insurance Code Section 675.5
  (a) In addition to any policy of insurance specified in Section 675, this chapter shall apply to policies of commercial insurance issued or issued for...
• California Insurance Code Section 676
  After a policy specified in Section 675 has been in effect for 60 days, or, if the policy is a renewal, effective immediately, no notice...
• California Insurance Code Section 676.1
  (a) The arbitrary cancellation of a policy of homeowners' insurance solely on the basis that the policyholder has a license to operate a family day...
• California Insurance Code Section 676.2
  (a) This section applies only to policies of commercial insurance that are subject to Section 675.5. (b) After a policy has been in effect for...
• California Insurance Code Section 676.3
  Nothing in Section 676.2 shall preclude the imposition of remedial underwriting action upon coverage insuring dentists or physicians and surgeons against legal liability arising from...
• California Insurance Code Section 676.4
  Nothing in Section 676.2 shall preclude, while the policies are in force, changes in the rate upon which the premium is based or the conditions...
• California Insurance Code Section 676.5
  (a) This section applies only to policies of commercial insurance which are subject to Section 675.5. (b) Except as provided in subdivision (c), for purposes...
• California Insurance Code Section 676.6
  (a) This section applies to commercial umbrella liability insurance policies, commercial excess liability insurance policies, and commercial excess property insurance policies. (b) As used in...
• California Insurance Code Section 676.7
  (a) No admitted insurer, licensed to issue and issuing homeowner's or tenant's policies, as described in Section 122, shall (1) fail or refuse to accept...
• California Insurance Code Section 676.8
  (a) This section applies only to policies of workers' compensation insurance. (b) After a policy is in effect, no notice of cancellation shall be effective...
• California Insurance Code Section 676.9
  (a) This section applies to policies covered by Sections 675 and 675.5. (b) No insurer issuing policies subject to this section shall deny or refuse...
• California Insurance Code Section 676.10
  (a) This section applies to policies covered by Section 675, 675.5, or 676.5 if the insured is a religious organization described in clause (i) of...
• California Insurance Code Section 677
  (a) All notices of cancellation shall be in writing, mailed to the named insured at the address shown in the policy, or to his or...
• California Insurance Code Section 677.2
  (a) This section applies only to policies covered by Section 675.5. (b) A notice of cancellation shall be in writing and shall be delivered or...
• California Insurance Code Section 677.4
  A notice of cancellation with respect to a policy covered under Section 675 shall be delivered at least 20 calendar days prior to the effective...
• California Insurance Code Section 678
  (a) At least 45 days prior to policy expiration, an insurer shall deliver to the named insured or mail to the named insured at the...
• California Insurance Code Section 678.1
  (a) This section applies only to policies of insurance of commercial insurance that are subject to Sections 675.5 and 676.6. (b) A notice of nonrenewal...
• California Insurance Code Section 678.2
  The provisions of subdivisions (c) and (e) of Section 678.1 which prohibit notice of nonrenewal earlier than 120 days in advance of the end of...
• California Insurance Code Section 678.3
  (a) There shall be no liability on the part of, and no cause of action of any nature shall arise against, any insurer which issues...
• California Insurance Code Section 678.5
  No policy specified in Section 675 that is issued, amended, or renewed on or after January 1, 1990, may be canceled, and an insurer may...
• California Insurance Code Section 679
  There shall be no liability on the part of, and no cause of action of any nature shall arise against, any insurer or its authorized...
• California Insurance Code Section 679.5
  Proof of mailing of a notice of cancellation and the reasons therefor or of intention not to renew to the named insured at the address...
• California Insurance Code Section 679.6
  The commissioner may, after hearing, exempt from the provisions of this chapter insurance in respect to any risk or class of risk that is eligible...
• California Insurance Code Section 679.7
  (a) Upon receiving a written request from an insured or the agent or broker of record where authorized by the insured, an insurer shall provide...
• California Insurance Code Section 679.9
  If an insurer changes the annual premium under a policy specified in Section 675, it shall, within 15 business days of a request by the...
• California Insurance Code Section 679.70
  This chapter shall apply to policies of insurance, other than automobile insurance and workmen's compensation insurance, on risks located or resident in this state which...
• California Insurance Code Section 679.71
  No admitted insurer that is licensed to issue any policy of insurance covered by this chapter shall fail or refuse to accept an application for,...
• California Insurance Code Section 679.72
  No application for insurance specified in this chapter or insurance investigation report furnished by an insurer to its agents or employees for use in determining...
• California Insurance Code Section 679.73
  Nothing in this chapter shall prohibit use in an application for insurance specified in this chapter of a question asking for the birthplace of an...
• California Insurance Code Section 680
  An insurer shall not transact any class of insurance which is not authorized by its charter.
• California Insurance Code Section 685
  (a) When by or pursuant to the laws of any other state or foreign country any taxes, licenses and other fees, in the aggregate, and...
• California Insurance Code Section 685.1
  This article shall not apply as to personal income taxes, nor as to ad valorem taxes on real or personal property nor as to special...
• California Insurance Code Section 685.2
  For the purposes of this article the domicile of an alien insurer, other than insurers formed under the laws of Canada, shall be that state...
• California Insurance Code Section 685.3
  To the extent permitted by the California Constitution there is hereby imposed upon the commissioner the duty to enforce Section 685. It shall be the...
• California Insurance Code Section 685.4
  The provisions of this article shall also be applicable to reciprocals or interinsurance exchanges and fraternal benefit societies.
• California Insurance Code Section 688
  The Legislature declares that it is desirable for the general welfare and in particular for the welfare of insurance beneficiaries, policyholders, injured claimants and others...
• California Insurance Code Section 688.1
  The board of directors of any domestic insurer may at any time adopt emergency bylaws, subject to repeal or change by action of those having...
• California Insurance Code Section 688.2
  In the event that the board of directors of a domestic insurer has not adopted emergency bylaws, the following provisions shall become effective upon the...
• California Insurance Code Section 688.3
  At any time the board of directors of a domestic insurer may, by resolution, provide that in the event of such a national emergency and...
• California Insurance Code Section 688.4
  At any time the board of directors of a domestic insurer may, by resolution, provide that in the event of such a national emergency the...
• California Insurance Code Section 688.5
  "Insurer" as used in this article includes insurance corporations and insurer organizations of every type and reciprocal or interinsurance exchanges and the incorporated attorney in...
• California Insurance Code Section 690
  If any paid in capital of an insurer is, or is to be, represented by shares of stock, such insurer shall not be organized in...
• California Insurance Code Section 699
  Except as specifically permitted by this code, a certificate of authority shall not be issued to an unincorporated insurer. This section shall not be applicable...
• California Insurance Code Section 699.1
  The Public Employees' Retirement System is exempt from the provisions of this code with respect to the group life insurance program established pursuant to Article...
• California Insurance Code Section 699.5
  (a) The ownership or financial control, in part, direct or indirect, of any domestic, foreign, or alien insurer, by any state of the United States...
• California Insurance Code Section 700
  (a) A person shall not transact any class of insurance business in this state without first being admitted for that class. Except for the State...
• California Insurance Code Section 700.01
  In addition to any or all of the classes of insurance which it is permitted to transact by all other applicable provisions of this code,...
• California Insurance Code Section 700.02
  No insurer shall be issued a certificate of authority other than a renewal certificate of authority for any of the classes set forth in Section...
• California Insurance Code Section 700.025
  An insurer, including a reciprocal or interinsurance exchange, admitted on January 1, 1970, to transact automobile liability insurance under class 8 and automobile insurance under...
• California Insurance Code Section 700.03
  Notwithstanding the requirements of Sections 700.01 and 10511 until June 30, 1955, the minimum paid-in capital required for renewal, for the same classes of insurance,...
• California Insurance Code Section 700.04
  Paid-in capital for life insurers is governed by Section 10510 of this code; for title insurers by Section 12359; for mortgage insurers by Section 12440;...
• California Insurance Code Section 700.05
  (a) In determining the minimum amount of paid-in capital and surplus required by the applicable provisions of this code for admission of an insurer, there...
• California Insurance Code Section 701
  Subject to the annual fee provisions of Section 705, every certificate of authority shall be for an indefinite term and shall expire with the expiration...
• California Insurance Code Section 702
  (a) An insurer that maintains a certificate of authority to transact insurance in this state, advertises insurance on the Internet, and transacts insurance in this...
• California Insurance Code Section 703
  Except when performed by a surplus line broker, the following acts are misdemeanors when done in this state: (a) Acting as agent for a nonadmitted...
• California Insurance Code Section 703.1
  (a) Any nonadmitted insurer that is on the list of eligible surplus line insurers issued by the commissioner pursuant to subdivision (f) of Section 1765.1...
• California Insurance Code Section 703.5
  Any person, including, but not limited to, persons licensed or certificated under this code or exempted from regulation under this code, who as a part...
• California Insurance Code Section 704
  The commissioner may suspend the certificate of authority of an insurer for not exceeding one year whenever he finds, after proper hearing following notice, that...
• California Insurance Code Section 704.5
  The commissioner may decline to grant or may suspend or revoke a certificate of authority of any holder of such certificate authorized to be certificated...
• California Insurance Code Section 704.7
  The commissioner, in any proceeding under Section 704 for any of the violations specified in that section, may, by an alternative order, permit the holder...
• California Insurance Code Section 705
  The commissioner shall require the payment of fifty-eight dollars ($58) in lawful money of the United States, in advance as a fee for filing an...
• California Insurance Code Section 705.1
  The commissioner shall require the payment of one thousand seven hundred seventy dollars ($1,770) in lawful money of the United States in advance as a...
• California Insurance Code Section 706
  Prior to admission each insurer shall file with the commissioner a certified copy of its last annual statement or a verified financial statement exhibiting its...
• California Insurance Code Section 706.5
  The commissioner, in addition to any other proper ground for denying a certificate of authority to a nonadmitted insurer, may deny such certificate whenever, in...
• California Insurance Code Section 706.7
  As used in this section, the term "reciprocal State" means a State the laws of which prohibit an insurer domiciled therein from insuring the lives...
• California Insurance Code Section 707
  A domestic insurer shall, prior to admission, file with the commissioner a copy of its articles of incorporation and certificate of any increase or diminution...
• California Insurance Code Section 708
  A foreign insurer shall, prior to admission, file with the commissioner the following: (a) If organized in a jurisdiction which requires articles to be filed,...
• California Insurance Code Section 709
  If the insurer is organized in any other State, it shall, prior to admission, file with the commissioner a certificate setting forth: (a) The nature...
• California Insurance Code Section 709.5
  (a) Any insurer that is organized under the laws of any other state and is admitted to do business in this state for the purpose...
• California Insurance Code Section 710
  If there are any written articles of agreement or association, a copy thereof shall accompany such certificates.
• California Insurance Code Section 711
  An insurer organized out of the United States shall also file such certificate and articles, but the certificate need not contain the names of any...
• California Insurance Code Section 713
  A copy of the instrument or record of the action making any change in any of the documents filed with the commissioner pursuant to this...
• California Insurance Code Section 714
  The commissioner shall require the payment of twenty-nine dollars ($29) in lawful money of the United States, in advance, as a fee for filing papers...
• California Insurance Code Section 715
  The commissioner shall have no authority to issue a certificate of authority, other than a renewal certificate of authority, to any domestic insurer, whether organized...
• California Insurance Code Section 716
  No certificate of authority shall be granted to a foreign or alien applicant that has not actively transacted for three years the classes of insurance...
• California Insurance Code Section 717
  Before granting a certificate of authority or amended certificate of authority to any applicant, the commissioner shall consider the qualifications of said applicant in respect...
• California Insurance Code Section 717.1
  Where the applicant is a wholly owned domestic subsidiary of an admitted domestic insurer the commissioner shall issue a certificate of authority to such applicant...
• California Insurance Code Section 717.2
  (a) On and after January 1, 2007, for purposes of Section 717, the commissioner shall consider, with respect to any application for a certificate of...
• California Insurance Code Section 718
  If upon due investigation the commissioner shall find that any applicant for a certificate of authority, or amended certificate of authority, will not conduct its...
• California Insurance Code Section 720
  The commissioner may after notice and hearing promulgate such reasonable rules and regulations, and amendments and additions thereto, as are necessary or convenient to carry...
• California Insurance Code Section 721
  As used in Sections 704.5, 716, 717 and 718, the term "applicant" includes the attorney-in-fact of a reciprocal or interinsurance exchange. Wherever reference therein is...
• California Insurance Code Section 725
  Any person otherwise qualified may be a director of two or more insurers, but no such interlocking directorate shall be used as a means of...
• California Insurance Code Section 726
  The commissioner shall notify the Secretary of State of any refusal to issue a certificate of authority to transact insurance to an applicant therefor.
• California Insurance Code Section 728
  (a) For the purposes of this section, the following definitions are applicable: (1) "Subject person" means any director, officer, or employee or other natural person...
• California Insurance Code Section 729
  As used in this article, the following terms have the following meanings: (a) "Company" means any person engaging in, or proposing or attempting to engage...
• California Insurance Code Section 730
  (a) The commissioner, whenever he or she deems necessary or whenever he or she is requested by verified petition, signed by 25 persons interested as...
• California Insurance Code Section 731
  Whenever any foreign insurer applies for admission the commissioner may make, or cause to be made by the insurance authority of the State where the...
• California Insurance Code Section 732
  An insurer organized or existing under the laws of any country outside of the United States shall be deemed to be organized, within the meaning...
• California Insurance Code Section 733
  In making such examination the commissioner: (a) Shall have free access to all the books and papers of the company. (b) Shall thoroughly inspect and...
• California Insurance Code Section 734
  Every company or person from whom information is sought, and its officers, directors, employees, and agents, shall provide to the examiners appointed pursuant to this...
• California Insurance Code Section 734.1
  (a) No later than 60 days following completion of the examination, the examiner in charge shall file with the department a verified written report of...
• California Insurance Code Section 735
  The hereinafter designated officer of each domestic insurer shall inform the members present at the next meeting of its governing body of the receipt from...
• California Insurance Code Section 735.5
  (a) Nothing contained in this article shall be construed to limit the commissioner's authority to use and, if appropriate, to make public, any final or...
• California Insurance Code Section 736
  All examinations shall be at the expense of the insurer, organization or person examined, except that special examinations which are in addition to regular examinations...
• California Insurance Code Section 736.5
  The provisions of Section 736 notwithstanding, the revenue raised from the examination of insurers and other persons under this article in the 1996-97 fiscal year...
• California Insurance Code Section 737
  (a) No cause of action shall arise nor shall any liability be imposed against the commissioner, the commissioner's authorized representatives, or any examiner appointed by...
• California Insurance Code Section 738
  The commissioner shall have the same powers and authority to examine the State Compensation Insurance Fund as are conferred upon him by law relative to...
• California Insurance Code Section 739
  As used in this article, these terms shall have the following meanings: (a) "Adjusted RBC Report" means a Risk-Based Capital (RBC) report that has been...
• California Insurance Code Section 739.2
  (a) Every domestic insurer shall, on or prior to each March 15 (the "filing date"), prepare and submit to the commissioner a report of its...
• California Insurance Code Section 739.3
  (a) "Company Action Level Event" means any of the following events: (1) The filing of an RBC Report by an insurer that indicates any of...
• California Insurance Code Section 739.4
  (a) "Regulatory Action Level Event" means, with respect to any insurer, any of the following events: (1) The filing of an RBC Report by the...
• California Insurance Code Section 739.5
  (a) "Authorized Control Level Event" means any of the following events: (1) The filing of an RBC Report by the insurer that indicates that the...
• California Insurance Code Section 739.6
  (a) "Mandatory Control Level Event" means any of the following events: (1) The filing of an RBC Report that indicates that the insurer's Total Adjusted...
• California Insurance Code Section 739.7
  Upon any of the events described in subdivision (a), (b), (c), or (d), the insurer shall have the right to a departmental hearing, on the...
• California Insurance Code Section 739.8
  (a) All RBC Reports, to the extent the information within those reports is not required to be set forth in a publicly available annual statement...
• California Insurance Code Section 739.9
  (a) The provisions of this article are supplemental to any other provisions of the laws of this state, and shall not preclude or limit any...
• California Insurance Code Section 739.10
  (a) Any foreign insurer shall, upon the written request of the commissioner, submit to the commissioner an RBC Report as of the end of the...
• California Insurance Code Section 739.11
  If any provision of this article, or the application thereof to any person or circumstance, is held invalid, such determination shall not affect the provisions...
• California Insurance Code Section 739.12
  (a) All notices by the commissioner to an insurer that may result in regulatory action hereunder shall be effective upon dispatch if transmitted by registered...
• California Insurance Code Section 740
  (a) Notwithstanding any other provision of law, and except as provided herein, any person or other entity that provides coverage in this state for medical,...
• California Insurance Code Section 742
  (a) Any person or other entity that provides coverage in this state for medical, surgical, chiropractic, physical therapy, speech pathology, audiology, professional mental health, dental,...
• California Insurance Code Section 742.1
  (a) Any person or other entity or arrangement in this state that is organized for the purpose of offering or providing coverage in this state,...
• California Insurance Code Section 742.20
  The Legislature finds and declares the following: (a) An alternative to insurance programs, health care maintenance organizations, and panel provider organizations was established by Congress...
• California Insurance Code Section 742.21
  "Multiple employer welfare arrangement" as used in this article has the same meaning as that contained in Section 1002(40)(A) of Title 29 of the United...
• California Insurance Code Section 742.215
  As used in this article, "self-funded" means a multiple employer welfare arrangement that undertook at all times and for a continuous period of five years...
• California Insurance Code Section 742.22
  It is the intent of the Legislature in enacting this article to allow a self-funded or partially self-funded multiple employer welfare arrangement to meet the...
• California Insurance Code Section 742.23
  (a) After December 31, 1995, a self-funded or partially self-funded multiple employer welfare arrangement shall not provide any benefits for any resident of this state...
• California Insurance Code Section 742.24
  To be eligible for a certificate of compliance, a self-funded or partially self-funded multiple employer welfare arrangement shall meet all of the following requirements: (a)...
• California Insurance Code Section 742.245
  (a) A self-funded or partially self-funded multiple employer welfare arrangement shall maintain at least 25 percent of the surplus required by subdivision (n) of Section...
• California Insurance Code Section 742.25
  In determining the qualification of a multiple employer welfare arrangement, the commissioner will consider, among other things: (a) The history of the multiple employer welfare...
• California Insurance Code Section 742.26
  The multiple employer welfare arrangement shall issue to each covered employee a certificate evidencing coverage and a summary plan description of benefits and coverages provided....
• California Insurance Code Section 742.27
  The department shall have the authority to revoke a certificate of compliance to any self-funded or partially self-funded multiple employer welfare arrangement if the department...
• California Insurance Code Section 742.28
  A self-funded or partially self-funded multiple employer welfare arrangement authorized by this article shall be limited to providing the following benefits: (a) Medical, dental, optical,...
• California Insurance Code Section 742.29
  An association seeking to establish an employee welfare benefit plan by the use of a self-funded or partially self-funded multiple employer welfare arrangement shall apply...
• California Insurance Code Section 742.30
  The commissioner shall not issue a certificate of compliance to a self-funded or partially self-funded multiple employer welfare arrangement unless the employers participating in the...
• California Insurance Code Section 742.31
  Each self-funded or partially self-funded multiple employer welfare arrangement transacting business in the state shall file all of the following with the commissioner: (a) No...
• California Insurance Code Section 742.32
  The commissioner or any persons designated by the commissioner shall have the power to examine the affairs of any self-funded or partially self-funded multiple employer...
• California Insurance Code Section 742.33
  Books, records, and documents pertaining to the business of the multiple employer welfare arrangement shall be maintained by the administrator for a period of five...
• California Insurance Code Section 742.34
  (a) The following notice shall be provided to employers and employees who obtain coverage from a multiple employer welfare arrangement: NOTICE (A) THE MULTIPLE EMPLOYER...
• California Insurance Code Section 742.35
  The department may conduct an examination of the financial condition of a self-funded or partially self-funded multiple employer welfare arrangement, and if it determines that...
• California Insurance Code Section 742.36
  Subject to the annual fee provisions of Section 742.39, every certificate of compliance shall be for an indefinite term and shall expire with the expiration...
• California Insurance Code Section 742.37
  (a) The commissioner may suspend the certificate of compliance of a holder thereof for not exceeding one year whenever he or she finds, after proper...
• California Insurance Code Section 742.38
  The commissioner, in any proceeding under Section 742.37 for any of the violations specified in that section, may by alternative order permit the holder of...
• California Insurance Code Section 742.39
  The commissioner shall require the payment of three thousand five hundred dollars ($3,500) in advance as a fee for filing an application for each certificate...
• California Insurance Code Section 742.40
  (a) A multiple employer welfare arrangement shall offer health care coverage benefits to any new eligible person and his or her dependents under terms and...
• California Insurance Code Section 742.405
  (a) No multiple employer welfare arrangement shall refuse to enroll any person or accept any person as a subscriber or renew any person as a...
• California Insurance Code Section 742.407
  (a) This section shall apply to the disclosure of genetic test results contained in an applicant or enrollee's medical records by a multiple employer welfare...
• California Insurance Code Section 742.41
  All employer groups who have health care coverage benefits provided by a multiple employer welfare arrangement for their employees and their dependents, regardless of individual...
• California Insurance Code Section 742.42
  The provisions of this code governing domestic incorporated insurers, their business, and their contracts shall, so far as applicable and not inconsistent, govern multiple employer...
• California Insurance Code Section 742.425
  The provisions of this article shall not apply to multiple employer welfare arrangements as defined in Section 1144(b)(6)(D) of Title 29 of the United States
• California Insurance Code Section 742.43
  The commissioner may adopt reasonable rules and regulations for the implementation and administration of this article.
• California Insurance Code Section 750
  (a) Except as provided in Section 750.5, any person acting individually or through his or her employees or agents, who engages in the practice of...
• California Insurance Code Section 750.4
  Section 750 of the Insurance Code, Sections 3215 and 3219 of the Labor Code, and Section 549 of the Penal Code shall not apply to...
• California Insurance Code Section 750.5
  Nothing in Section 750 of the Insurance Code, Section 549 of the Penal Code, or Section 3215 of the Labor Code shall be construed to...
• California Insurance Code Section 753
  (a) It is unlawful for any insurance agent or broker, or any insurance solicitor employed thereby, to receive any financial benefit from an automobile repair...
• California Insurance Code Section 754
  (a) It is unlawful for any person to solicit, receive, offer, or pay any referral fee for the referral of an individual for the furnishing...
• California Insurance Code Section 755
  If at the time of the solicitation and issuance of a policy of life or disability insurance, or of a surety bond which by its...
• California Insurance Code Section 756
  When the premium on a policy insuring an employer is based upon the amount or segregation of the employer's payroll, and the employer, personally or...
• California Insurance Code Section 757
  When a statement of the amount or segregation of a payroll is materially false, and an insurer, through a person employed by it in a...
• California Insurance Code Section 758
  (a) It is unlawful for an insurer to require an auto body repair shop registered pursuant to Sections 9884 and 9889.52 of the Business and...
• California Insurance Code Section 758.5
  (a) No insurer shall require that an automobile be repaired at a specific automotive repair dealer, as defined in Section 9880.1 of the Business and...
• California Insurance Code Section 758.6
  Insurers shall not engage in capping. For the purposes of this section, "capping" means offering or paying an amount that is unrelated to a methodology...
• California Insurance Code Section 758.7
  An insurer, upon receiving notice from an insured, shall reimburse any fees and extra premium charged to an insured due to a late premium payment...
• California Insurance Code Section 759
  This article establishes consumer protections in connection with retail sales practices, solicitations, advertising, or offers of any insurance product or annuity to a consumer by...
• California Insurance Code Section 760
  As used in this article, the following terms have the following meanings: (a) "Affiliate" has the same meaning as defined in Section 1215. (b) "Depository...
• California Insurance Code Section 761
  (a) A covered person shall not engage in any practice that would lead a consumer to believe that an extension of credit, in violation of...
• California Insurance Code Section 762
  (a) In connection with the initial purchase of an insurance product or annuity by a consumer from a covered person, a covered person shall disclose...
• California Insurance Code Section 763
  (a) A depository institution shall, to the extent practicable, keep the area where the depository institution conducts transactions involving insurance products or annuities physically segregated...
• California Insurance Code Section 764
  A depository institution may not permit any person to sell or offer for sale any insurance product or annuity in any part of its office...
• California Insurance Code Section 765
  The commissioner may adopt reasonable regulations necessary to administer this article.
• California Insurance Code Section 769
  (a) After a written agency or written brokerage contract, where the broker-agent represents the insurer, has been in effect for at least one year, it...
• California Insurance Code Section 769.2
  (a) In determining the amount of an insurer's rollback obligation pursuant to Section 1861.01 or any regulations promulgated to implement this section, each insurer shall...
• California Insurance Code Section 769.55
  Notwithstanding any other provision of this code, for the purposes of Chapter 6 (commencing with Section 520) through Chapter 11 (commencing with Section 675), inclusive...
• California Insurance Code Section 769.80
  This act shall be known and may be cited as the Managing General Agents Act.
• California Insurance Code Section 769.81
  As used in this article: (a) "Actuary" means a person who is a member in good standing of the American Academy of Actuaries, the Casualty...
• California Insurance Code Section 769.82
  (a) No producer shall act in the capacity of an MGA with respect to risks located in this state for an insurer which holds a...
• California Insurance Code Section 769.83
  No producer acting in the capacity of an MGA shall place business with an insurer unless there is in force a written contract between the...
• California Insurance Code Section 769.84
  (a) The insurer shall have on file an independent financial examination, in a form acceptable to the commissioner, of each MGA with which it has...
• California Insurance Code Section 769.85
  The acts of the MGA are considered to be the acts of the insurer on whose behalf it is acting. An MGA may be examined...
• California Insurance Code Section 769.86
  (a) If the commissioner finds after hearing that any person has violated any provision of this article he or she may order any of the...
• California Insurance Code Section 769.87
  The commissioner may adopt reasonable rules and regulations for the implementation and administration of this article.
• California Insurance Code Section 770
  No person engaged in the business of financing the purchase of real or personal property or of lending money on the security of real or...
• California Insurance Code Section 770.1
  No person making a loan of money on the security of real property shall use or make available to any person information contained in a...
• California Insurance Code Section 770.3
  No state department or agency shall negotiate any life or disability insurance or require the placing of that insurance through particular agents, brokers, or companies,...
• California Insurance Code Section 771
  Sections 770 and 770.1 shall not prevent: (a) The exercise by any person engaged in such business of his right to approve or disapprove, for...
• California Insurance Code Section 771.01
  No person making a loan of money on the security of residential real property shall reject or refuse to accept a policy of fire and...
• California Insurance Code Section 771.02
  When a lender or purchaser of a mortgage on real property has required and obtained a copy of the insurance policy covering that real property,...
• California Insurance Code Section 771.1
  Nothing in this article shall prevent any person licensed pursuant to Part 1 (commencing with Section 10000) of Division 4 of the Business and Professions...
• California Insurance Code Section 772
  In any trial, hearing or proceeding to determine a violation of this article a written statement signed by the person for whom any purchase is...
• California Insurance Code Section 773
  The commissioner may suspend or revoke any license held by any person who violates Section 770, pursuant to Article 13 of Chapter 5 of this
• California Insurance Code Section 774
  The commissioner, after hearing upon notice, may issue a cease and desist order to any person if he finds that such person has, in more...
• California Insurance Code Section 775
  The commissioner may investigate any person, whether licensed or not, for the purpose of determining if there has been any violation of this article, however,...
• California Insurance Code Section 776
  No person who sells real property shall require, as a condition precedent to the sale of such real property, that the person buying the real...
• California Insurance Code Section 777.1
  No insurer shall participate in any plan to offer or effect any kind or kinds of insurance or annuities in this state as an inducement...
• California Insurance Code Section 777.2
  If any insurer, agent, broker or solicitor wilfully violates the provisions of this article, the Insurance Commissioner may suspend or revoke his certificate or license...
• California Insurance Code Section 777.3
  As used in this article "insurer" includes any person or organization to which Article 4 (commencing with Section 730), Chapter 1, Part 2, Division 1...
• California Insurance Code Section 778
  As used in this article, "premium financing" means engaging in the business of advancing money, directly or indirectly, to an insurer or producer at the...
• California Insurance Code Section 778.1
  As used in this article, "premium finance agreement" means a loan contract, note, agreement, or obligation by which an insured agrees to pay to a...
• California Insurance Code Section 778.2
  (a) Any person engaged in business as an insurance agent or broker and who participates in the arrangement of a premium financing agreement shall, if...
• California Insurance Code Section 778.3
  The amount of the periodic finance charges, if any, imposed for the premium financing purchased and the annual percentage rate associated with those charges shall...
• California Insurance Code Section 778.4
  (a) Every fire and casualty broker-agent shall, prior to arranging premium financing for any new or renewal policy of insurance specified in Section 660, do...
• California Insurance Code Section 779.1
  The purpose of this article is to promote the public welfare by regulating credit life insurance and credit disability insurance. Nothing in this article is...
• California Insurance Code Section 779.2
  All life insurance and all disability insurance sold in connection with loans or other credit transactions shall be subject to the provisions of this article,...
• California Insurance Code Section 779.3
  Credit life insurance and credit disability insurance shall be issued only in the following forms: (a) Individual policies of life insurance issued to debtors on...
• California Insurance Code Section 779.4
  (a) The amount of credit life insurance and credit disability insurance shall not exceed, but, except as provided in subdivision (b), may be less than,...
• California Insurance Code Section 779.5
  The term of any credit life insurance or credit disability insurance shall, subject to acceptance by the insurer, commence on the date when the debtor...
• California Insurance Code Section 779.6
  Notwithstanding the provisions of Section 10203.5, all credit life insurance and credit disability insurance subject to this article shall be evidenced by an individual policy,...
• California Insurance Code Section 779.7
  If a creditor requires a debtor to make any payment for credit life insurance or credit disability insurance, and an individual policy or group certificate...
• California Insurance Code Section 779.8
  All policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements and riders delivered or issued for delivery in this state and the...
• California Insurance Code Section 779.9
  The commissioner shall within 30 days after the filing of any such policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements and...
• California Insurance Code Section 779.10
  The provisions of Sections 10290 and 10291 relating to the filing, approval and disapproval of disability policy forms shall be applicable to forms, whether of...
• California Insurance Code Section 779.11
  The provisions of subdivisions (d) and (e) of Section 10291.5 shall be applicable to the withdrawal of the approval of forms, whether of life or...
• California Insurance Code Section 779.12
  Any order or final determination of the commissioner under the provisions of Sections 779.8 to 779.11, both inclusive, shall be subject to judicial review.
• California Insurance Code Section 779.12a
  If a group policy of credit life insurance or credit disability insurance (1) has been delivered in this State before September 18, 1959, or (2)...
• California Insurance Code Section 779.13
  Any insurer may revise its schedules of premium rates from time to time, and shall file such revised schedules with the commissioner. No insurer shall...
• California Insurance Code Section 779.14
  (a) Each individual policy, group certificate, or notice of proposed insurance shall provide that in the event of termination of the insurance prior to the...
• California Insurance Code Section 779.15
  If a creditor requires a debtor to make any payment for credit life insurance or credit disability insurance and an individual policy or group certificate...
• California Insurance Code Section 779.16
  The amount charged to a debtor for any credit life or credit disability insurance shall not exceed the premium rates filed with the commissioner for...
• California Insurance Code Section 779.17
  Nothing in this act shall be construed to authorize any charge now prohibited under any statute or rule governing credit transactions, irrespective of whether the...
• California Insurance Code Section 779.18
  All policies of credit life insurance and credit disability insurance shall be delivered or issued for delivery in this State only by an admitted insurer,...
• California Insurance Code Section 779.19
  All claims shall be promptly reported to the insurer or its designated claim representative, and the insurer shall maintain adequate claim files. All claims shall...
• California Insurance Code Section 779.20
  When credit life insurance or credit disability insurance is required as additional security for any indebtedness, the debtor shall, upon request to the creditor, have...
• California Insurance Code Section 779.21
  The commissioner may adopt, pursuant to Chapter 3.5 (commencing with Section 11340) of Part 1 of Division 3 of Title 2 of the Government Code,...
• California Insurance Code Section 779.22
  The commissioner, in his discretion, may revoke or suspend the license or certificate of authority of any person guilty of a violation of any provisions...
• California Insurance Code Section 779.23
  Whenever the commissioner finds that there has been a violation by an insurer of this article or any rules or regulations issued pursuant thereto, he...
• California Insurance Code Section 779.24
  Any party affected by an order of the commissioner shall be entitled to judicial review in accordance with the provisions of Section 12940.
• California Insurance Code Section 779.25
  If any provision of this article, or the application of such provision to any person or circumstances, shall be held invalid, the remainder of the...
• California Insurance Code Section 779.26
  Credit life insurance and credit disability insurance within the scope of this article, where the form of policy including the premium rates pertaining thereto have...
• California Insurance Code Section 779.27
  In accordance with this article and the regulations adopted pursuant to Section 779.21, the commissioner shall, after notice and public hearing, promulgate regulations setting forth...
• California Insurance Code Section 779.28
  For purposes of establishing the fact of disability in credit disability insurance, chiropractors' certifications of disability when made within the scope of their license shall...
• California Insurance Code Section 779.30
  (a) An individual policy or group certificate may exclude from credit disability insurance coverage only those preexisting illnesses, diseases, or physical conditions for which the...
• California Insurance Code Section 779.31
  The debtor shall have the right to terminate credit life insurance or credit disability insurance at any time for any reason upon notice to the...
• California Insurance Code Section 779.32
  (a) The term "compensation," for the purpose of this article means any valuable consideration including, but not limited to, all paid or credited commissions, contingent...
• California Insurance Code Section 779.33
  The use of compensating balances or special deposit accounts in connection, either directly or indirectly, with a credit life insurance program or a credit disability...
• California Insurance Code Section 779.36
  (a) The commissioner shall adopt regulations that become effective no later than January 1, 2001, specifying prima facie rates based upon presumptive loss ratios, with...
• California Insurance Code Section 780
  An insurer or officer or agent thereof, or an insurance broker or solicitor shall not cause or permit to be issued, circulated or used, any...
• California Insurance Code Section 781
  (a) A person shall not make any statement that is known, or should have been known, to be a misrepresentation (1) to any other person...
• California Insurance Code Section 782
  Any person who violates the provisions of Section 780 or 781 is punishable by a fine not exceeding twenty-five thousand dollars ($25,000), or in a...
• California Insurance Code Section 783
  Whenever any insurance agent, broker, or solicitor knowingly violates any provisions of Sections 780 or 781, the commissioner, after a hearing in accordance with the...
• California Insurance Code Section 783.5
  If an insurer knowingly violates any provision of Sections 780 or 781, or knowingly permits any officer, agent, or employee so to do, the commissioner,...
• California Insurance Code Section 784
  Any person may be compelled to testify and produce books and writings at the trial or hearing of any person charged with violating any provision...
• California Insurance Code Section 785
  (a) All insurers, brokers, agents, and others engaged in the transaction of insurance owe a prospective insured who is 65 years of age or older,...
• California Insurance Code Section 786
  All disability insurance and life insurance policies and certificates offered for sale to individuals age 65 or older in California shall provide an examination period...
• California Insurance Code Section 786.5
  (a) All brokers, agents, or other entities offering a contract of disability insurance to persons 65 years of age or older in this state shall...
• California Insurance Code Section 787
  Any advertisement or other device designed to produce leads based on a response from a potential insured which is directed towards persons age 65 or...
• California Insurance Code Section 787.1
  (a) The following definitions apply to this section: (1) "Senior designation" means any degree, title, credential, certificate, certification, accreditation, or approval, that expresses or implies...
• California Insurance Code Section 788
  An insurer, agent, broker, or other person engaged in the transaction of insurance shall not knowingly recommend for sale, or sell, disability insurance providing health...
• California Insurance Code Section 788.5
  No insurer, broker, agent, or other person shall cause an insured aged 65 years or older to replace a disability insurance policy or certificate unnecessarily....
• California Insurance Code Section 788.7
  No insurer, broker, agent, or other person shall knowingly recommend for purchase or sell disability insurance to a person age 65 or older which results...
• California Insurance Code Section 789
  (a) The commissioner shall have the administrative authority to assess penalties against insurers, brokers, agents, and other entities engaged in the transaction of insurance or...
• California Insurance Code Section 789.3
  (a) Any broker, agent, or other person or other entity engaged in the transactions of insurance, other than an insurer, who violates this article is...
• California Insurance Code Section 789.5
  If any provision of this article or the application thereof to any person or circumstances is held invalid, that invalidity shall not affect other provisions...
• California Insurance Code Section 789.6
  (a) Insurance policies or certificates of disability insurance sold to persons age 65 or older shall return to policyholders or certificate holders benefits that have...
• California Insurance Code Section 789.7
  (a) Sales of disability insurance regulated by this article, as well as Medicare supplement insurance and long-term care insurance sold to persons aged 65 years...
• California Insurance Code Section 789.8
  (a) "Elder" for purposes of this section means any person residing in this state who is 65 years of age or older. (b) If a...
• California Insurance Code Section 789.9
  (a) In addition to any other reasons that a sale of an individual annuity to a senior may violate any provision of law, an annuity...
• California Insurance Code Section 789.10
  (a) This section applies to the sale, offering for sale, or generation of leads for the sale of life insurance, including annuities, to senior insureds...
• California Insurance Code Section 790
  The purpose of this article is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in...
• California Insurance Code Section 790.01
  This article applies to reciprocal and interinsurance exchanges, Lloyds insurers, fraternal benefit societies, fraternal fire insurers, grants and annuities societies, insurers holding certificates of exemptions,...
• California Insurance Code Section 790.02
  No person shall engage in this State in any trade practice which is defined in this article as, or determined pursuant to this article to...
• California Insurance Code Section 790.03
  The following are hereby defined as unfair methods of competition and unfair and deceptive acts or practices in the business of insurance. (a) Making, issuing,...
• California Insurance Code Section 790.031
  The requirements of subdivision (b) of Section 790.034, and Sections 2071.1 and 10082.3 shall apply only to policies of residential property insurance as defined in...
• California Insurance Code Section 790.034
  (a) Regulations adopted by the commissioner pursuant to this article that relate to the settlement of claims shall take into consideration settlement practices by classes...
• California Insurance Code Section 790.035
  (a) Any person who engages in any unfair method of competition or any unfair or deceptive act or practice defined in Section 790.03 is liable...
• California Insurance Code Section 790.036
  (a) It is an unfair and deceptive act or practice in the business of insurance for an insurer to advertise insurance that it will not...
• California Insurance Code Section 790.037
  It is an unfair business practice for a health insurance agent or broker to sell, solicit, or negotiate the purchase of health insurance by any...
• California Insurance Code Section 790.04
  The commissioner shall have power to examine and investigate into the affairs of every person engaged in the business of insurance in the State in...
• California Insurance Code Section 790.05
  Whenever the commissioner shall have reason to believe that a person has been engaged or is engaging in this state in any unfair method of...
• California Insurance Code Section 790.06
  (a) Whenever the commissioner shall have reason to believe that any person engaged in the business of insurance is engaging in this state in any...
• California Insurance Code Section 790.07
  Whenever the commissioner shall have reason to believe that any person has violated a cease and desist order issued pursuant to Section 790.05 or a...
• California Insurance Code Section 790.08
  The powers vested in the commissioner in this article shall be additional to any other powers to enforce any penalties, fines or forfeitures, denials, suspensions...
• California Insurance Code Section 790.09
  No order to cease and desist issued under this article directed to any person or subsequent administrative or judicial proceeding to enforce the same shall...
• California Insurance Code Section 790.10
  The commissioner shall, from time to time as conditions warrant, after notice and public hearing, promulgate reasonable rules and regulations, and amendments and additions thereto,...
• California Insurance Code Section 790.15
  (a) If an insurer or any affiliate of an insurer has failed to pay any valid claim from Holocaust survivors, the certificate of authority of...
• California Insurance Code Section 791
  The purpose of this article is to establish standards for the collection, use and disclosure of information gathered in connection with insurance transactions by insurance...
• California Insurance Code Section 791.01
  (a) The obligations imposed by this article shall apply to those insurance institutions, agents or insurance-support organizations which, on or after October 1, 1981: (1)...
• California Insurance Code Section 791.02
  As used in this act: (a) (1) "Adverse underwriting decision" means any of the following actions with respect to insurance transactions involving insurance coverage that...
• California Insurance Code Section 791.03
  No insurance institution, agent or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction;...
• California Insurance Code Section 791.04
  (a) An insurance institution or agent shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions as provided...
• California Insurance Code Section 791.05
  An insurance institution or agent shall clearly specify those questions designed to obtain information solely for marketing or research purposes from an individual in connection...
• California Insurance Code Section 791.06
  Notwithstanding any other provision of law, no insurance institution, agent or insurance-support organization may utilize as its disclosure authorization form in connection with insurance transactions...
• California Insurance Code Section 791.07
  (a) No insurance institution, agent or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction...
• California Insurance Code Section 791.08
  (a) If any individual, after proper identification, submits a written request to an insurance institution, agent or insurance-support organization for access to recorded personal information...
• California Insurance Code Section 791.09
  (a) Within 30 business days from the date of receipt of a written request from an individual to correct, amend or delete any recorded personal...
• California Insurance Code Section 791.10
  (a) In the event of an adverse underwriting decision the insurance institution or agent responsible for the decision shall: (1) Either provide the applicant, policyholder,...
• California Insurance Code Section 791.11
  No insurance institution, agent or insurance-support organization may seek information in connection with an insurance transaction concerning: (a) Any previous adverse underwriting decision experienced by...
• California Insurance Code Section 791.12
  No insurance institution or agent may base an adverse underwriting decision in whole or in part on the following: (a) On the fact of a...
• California Insurance Code Section 791.13
  An insurance institution, agent, or insurance-support organization shall not disclose any personal or privileged information about an individual collected or received in connection with an...
• California Insurance Code Section 791.14
  (a) The commissioner shall have power to examine and investigate into the affairs of every insurance institution or agent doing business in this state to...
• California Insurance Code Section 791.15
  (a) Whenever the commissioner has reason to believe that an insurance institution, agent or insurance-support organization has been or is engaged in conduct in this...
• California Insurance Code Section 791.16
  For the purpose of this article, an insurance-support organization transacting business outside this state that has an effect on a person residing in this state...
• California Insurance Code Section 791.17
  (a) If, after a hearing pursuant to Section 791.15, the commissioner determines that the insurance institution, agent or insurance-support organization charged has engaged in conduct...
• California Insurance Code Section 791.18
  (a) Any person subject to an order of the commissioner under Section 779.17 or Section 791.20 or any person whose rights under this article were...
• California Insurance Code Section 791.19
  Any person who violates a cease and desist order of the commissioner under Section 791.17 may, after notice and hearing and upon order of the...
• California Insurance Code Section 791.20
  (a) If any insurance institution, agent or insurance-support organization fails to comply with Section 791.08, 791.09 or 791.10 with respect to the rights granted under...
• California Insurance Code Section 791.21
  No cause of action in the nature of defamation, invasion of privacy or negligence shall arise against any person for disclosing personal or privileged information...
• California Insurance Code Section 791.22
  Any person who knowingly and willfully obtains information about an individual from an insurance institution, agent or insurance-support organization under false pretenses shall be fined...
• California Insurance Code Section 791.23
  The rights granted under Sections 791.08, 791.09 and 791.13 shall take effect on October 1, 1981, regardless of the date of the collection or receipt...
• California Insurance Code Section 791.26
  Where an authorization from the individual was granted to a nonprofit hospital service plan prior to October 1, 1981, such authorization shall be deemed to...
• California Insurance Code Section 791.27
  A disability insurer that provides coverage for hospital, medical, or surgical expenses shall not release any information to an employer that would directly or indirectly...
• California Insurance Code Section 791.28
  (a) An insurer under a personal lines residential property insurance policy, if it reports the claims history or loss experience of insureds under those policies...
• California Insurance Code Section 795
  It is the purpose of this article to provide a means of more adequately meeting the needs of persons who are 65 years of age...
• California Insurance Code Section 795.1
  Wherever used in this article, the following terms shall have the meanings hereinafter set forth or indicated, unless the context otherwise requires: (a) "Association" means...
• California Insurance Code Section 795.2
  Notwithstanding any other provision of this code or any other law which may be inconsistent herewith, any insurer may join with one or more other...
• California Insurance Code Section 795.25
  Any association, organized in accordance with this article, may offer, issue and administer a policy, or policies, designed to specifically meet the requirements of any...
• California Insurance Code Section 795.3
  Notwithstanding the provisions of Section 755.5 of this code, any person licensed to transact disability insurance as an insurance agent, insurance broker, insurance solicitor or...
• California Insurance Code Section 795.4
  Any association formed for the purposes of this article may hold title to property, may enter into contracts, and may limit the liability of its...
• California Insurance Code Section 795.5
  The forms of the policies, applications, certificates or other evidence of insurance coverage, commission schedules and applicable premium rates relating thereto shall be filed with...
• California Insurance Code Section 795.6
  The articles of association of any association formed in accordance with this article, all amendments and supplements thereto, a designation in writing of a resident...
• California Insurance Code Section 795.7
  No act done, action taken or agreement made pursuant to the authority conferred by this article shall constitute a violation of or grounds for prosecution...
• California Insurance Code Section 796.01
  Disability insurers and nonprofit hospital service plans shall, upon rejecting a claim from a health care provider or a patient, and upon their demand, disclose...
• California Insurance Code Section 796.02
  Compensation of a person retained by a disability insurer to review claims for health care services shall not be based on either of the following:...
• California Insurance Code Section 796.03
  This article does not apply to services or benefits provided pursuant to Medi-Cal, including services or benefits provided under Chapters 7 (commencing with Section 14000)...
• California Insurance Code Section 796.04
  A health insurer that provides coverage for hospital, medical, or surgical expenses that authorizes a specific type of treatment for services covered under a policyholder's...
• California Insurance Code Section 799
  The purposes of this article are to establish standards for the performance by life and disability income insurers of their duty to avoid making or...
• California Insurance Code Section 799.01
  As used in this article: (a) "ELISA" test means an enzyme-linked immunosorbent assay serologic test which has been licensed by the federal Food and Drug...
• California Insurance Code Section 799.02
  Notwithstanding subdivision (f) of Section 120980 of the Health and Safety Code or any other provisions of law, a life or disability income insurer may...
• California Insurance Code Section 799.03
  No insurer shall test for HIV or for the presence of antibodies to HIV for the purpose of determining insurability other than in accordance with...
• California Insurance Code Section 799.04
  A life or disability income insurer may not require an applicant to undergo an HIV antibody test unless the cost of the test is borne...
• California Insurance Code Section 799.05
  No life or disability income insurer shall consider the marital status or known or suspected homosexuality or bisexuality of an applicant for life insurance or...
• California Insurance Code Section 799.06
  All underwriting activities undertaken by insurers pursuant to this article shall be subject to all applicable provisions of Article 6.6 (commencing with Section 791). On...
• California Insurance Code Section 799.07
  If an applicant has had a positive ELISA test result or a positive Western Blot Assay or both, a life or disability income insurer shall...
• California Insurance Code Section 799.08
  No policy or certificate shall limit benefits otherwise payable if loss is caused or contributed to by AIDS or ARC unless the insurer could have...
• California Insurance Code Section 799.09
  No life or disability income insurer shall require an HIV antibody test if the results of the test would be used exclusively or nonexclusively for...
• California Insurance Code Section 799.10
  (a) This section shall apply to the disclosure of the results of HIV antibody tests requested by an insurer pursuant to this article and, notwithstanding...
• California Insurance Code Section 800
  This article shall not apply to: (a) Insurers made exempt therefrom by other provisions of this code. (b) Insurance upon the interests of common carriers...
• California Insurance Code Section 801
  The amendments made in any sections contained in this article by the Statutes of the 1969 Regular Session of the Legislature shall not repeal, rescind...
• California Insurance Code Section 802
  Any admitted insurer may, by means of temporary binders, execute contracts of insurance at offices outside this state upon subject matter located in this state...
• California Insurance Code Section 803
  (a) No admitted insurer shall assume or reinsure the liabilities of a nonadmitted insurer upon subject matter located in this state for the purpose of...
• California Insurance Code Section 804
  Any insurer willfully violating any provision of this article is guilty of a misdemeanor and is punishable by a fine not exceeding one thousand dollars...
• California Insurance Code Section 810
  An admitted insurer, without first obtaining the written consent of the commissioner, shall not enter into any agreement or arrangement with any nonadmitted insurer by...
• California Insurance Code Section 815
  No insurer shall pay any representative given discretion as to the settlement or adjustment of claims under life or disability policies, whether in direct negotiation...
• California Insurance Code Section 816
  No insurer shall pay any person given discretion as to settlement of claims under any policy of insurance, or surety bond, whether in direct negotiation...
• California Insurance Code Section 820
  The terms used in this article shall be given the meanings herein set forth, but such meanings shall not, merely by reason of enactment in...
• California Insurance Code Section 821
  "Security" means every instrument commonly known by that term, except: (a) Commercial paper when issued, given or acquired in a bona fide way in the...
• California Insurance Code Section 821.5
  Without in any manner affecting the scope of the term "security" as set forth in section 821, and with the exceptions therein set forth, the...
• California Insurance Code Section 822
  Except as otherwise provided by this article, "sale" or "sell" means every disposition, or attempt or arrangement to dispose, of a security or interest in...
• California Insurance Code Section 823
  (a) A privilege pertaining to a security giving the holder the privilege to convert such security into another security of the same insurer is not...
• California Insurance Code Section 824
  "Broker" means every person, other than an agent, who in this state engages either wholly or in part in the business of (a) dealing in...
• California Insurance Code Section 825
  "Agent" means every person employed or appointed by an insurer or broker who, within this State and for a compensation, sells any security.
• California Insurance Code Section 826
  "Insurer" for the purposes of this article includes every organization organized for the purpose of assuming the risk of loss under contracts of insurance or...
• California Insurance Code Section 827
  An insurer shall not sell in this state, except upon a sale for delinquent assessment made in accordance with the provisions of Section 423 of...
• California Insurance Code Section 827.3
  (a) As used in this section, the term "insurer" means an insurer which is domestic and admitted. (b) The transactions of an insurer set out...
• California Insurance Code Section 827.5
  The term "insurer" as used in this section shall not include domestic insurers as defined in Section 26. The following transactions of an insurer described...
• California Insurance Code Section 827.6
  Any offer or sale of voting common stock by an insurer incorporated in this state shall be exempt from the provisions of this article if,...
• California Insurance Code Section 827.7
  Where required by this article the commissioner is authorized to issue subscription and preorganization permits of and pertaining to insurers or proposed insurers. Applications for...
• California Insurance Code Section 827.8
  An offer or sale of voting common stock or preferred stock of and by a foreign or alien insurer to fire and casualty broker-agents, as...
• California Insurance Code Section 828
  Except in the case of a broker holding a broker's certificate issued by the commissioner under this code or by the Commissioner of Corporations under...
• California Insurance Code Section 829
  A person shall not issue, circulate, or publish any advertisement or writing concerning any security sold by him, unless either his name is subscribed thereto,...
• California Insurance Code Section 830
  A person shall not issue, circulate, or publish any such advertisement or writing after receipt of notice in writing from the commissioner that, in his...
• California Insurance Code Section 831
  Every security issued by any insurer without a permit of the commissioner authorizing the same in effect at the time of the issue, shall be...
• California Insurance Code Section 831.1
  Every security of a home protection company issued or authorized to be issued prior to December 31, 1978, shall be valid even though it has...
• California Insurance Code Section 832
  Every insurer that commits any of the following acts is guilty of a public offense and punishable by fine not exceeding ten thousand dollars: (a)...
• California Insurance Code Section 833
  Every person who commits any of the acts specified in this section is guilty of a public offense and punishable by a fine not exceeding...
• California Insurance Code Section 834
  The application for a permit to issue or sell securities shall be verified as provided in the Code of Civil Procedure for the verification of...
• California Insurance Code Section 835
  If the applicant is a partnership, unincorporated association, or joint stock company, it shall file with its application a copy of its articles of partnership...
• California Insurance Code Section 836
  If the applicant is a corporation, it shall file with its application a copy of all minutes of any proceedings of its directors, stockholders, or...
• California Insurance Code Section 837
  If the applicant is a foreign corporation or association, it shall also file with its application: (a) A certificate of the proper officer of the...
• California Insurance Code Section 838
  Upon the filing of such application, the commissioner shall examine it and the other papers and documents filed therewith. He may, if he deems it...
• California Insurance Code Section 838.5
  Pursuant to this code, the commissioner has been and is authorized, in the instance of an application for a permit to issue securities in exchange...
• California Insurance Code Section 839
  The commissioner shall issue a permit if he finds that: (a) The proposed plan of business of the applicant and the proposed issuance of securities...
• California Insurance Code Section 839.1
  (a) In any case where a domestic insurer is directly affected by the total transaction for some part of which the permit applied for is...
• California Insurance Code Section 839.5
  The commissioner shall not issue a permit for the sale of any securities of a domestic insurer in any case where he finds that the...
• California Insurance Code Section 840
  The commissioner may prescribe in the permit the amounts, considerations, terms, and conditions governing the issue and disposal of the securities and the permit authorizes...
• California Insurance Code Section 841
  Every permit shall recite in bold type that the issuance thereof is permissive only and does not constitute a recommendation or endorsement of the securities...
• California Insurance Code Section 842
  The commissioner may impose conditions requiring the deposit in escrow of securities and the impoundment of the proceeds from the sale thereof, limiting the expense...
• California Insurance Code Section 843
  The commissioner may, from time to time and for cause, amend, alter or revoke any permit issued by him hereunder, or temporarily suspend the rights...
• California Insurance Code Section 844
  Every insurer authorized by the commissioner to sell securities shall thereafter, at such times and in such form as he requires, make and file in...
• California Insurance Code Section 845
  (a) No person may sell or resell any security of a domestic, foreign, or alien insurer: (1) As an insurer with respect to securities of...
• California Insurance Code Section 845.5
  The certificate required by Section 845 to act as an agent of an insurer shall be secured as provided in Section 846 and shall expire...
• California Insurance Code Section 846
  To secure such certificate, the applicant shall make and file in the office of the commissioner an application therefor in writing, verified by or in...
• California Insurance Code Section 847
  At the time of filing an application for a broker's certificate, the applicant shall file with the commissioner a bond for five thousand dollars, payable...
• California Insurance Code Section 850
  If the applicant is a foreign corporation or association, it shall file with its application: (a) A copy of its articles of incorporation or association....
• California Insurance Code Section 851
  The commissioner shall examine such application, and shall make such further investigation of the applicant and its affairs as he deems advisable. He shall issue...
• California Insurance Code Section 852
  The commissioner may at any time in accordance with the procedure provided in Section 1738 suspend or revoke any broker's or agent's certificate issued by...
• California Insurance Code Section 853
  Every broker shall, at such times as the commissioner requires, make and file in the office of the commissioner a true and correct statement concerning...
• California Insurance Code Section 854
  After receipt of notice in writing from the commissioner, stating that the sale of a security would, in the commissioner's opinion, be unfair, unjust, or...
• California Insurance Code Section 855
  All writings filed with the commissioner under this article shall be open to public inspection except where, in his judgment, the public welfare or the...
• California Insurance Code Section 856
  (a) The commissioner may at any time give or make public any information concerning any insurer, if in the commissioner's judgment, the giving or publishing...
• California Insurance Code Section 857
  The commissioner shall charge and collect the following fees: (a) For filing an original or supplemental application, or any amendments thereto, for a permit to...
• California Insurance Code Section 859
  The commissioner shall also collect the following fees: (a) For filing any application for a broker's certificate, one hundred eighteen dollars ($118) for the first...
• California Insurance Code Section 860
  No fees shall be charged or collected for copies of papers, records, or official documents furnished to public officers for use in their official capacity...
• California Insurance Code Section 880
  Except as provided in this article, every insurer shall conduct its business in this State in its own name.
• California Insurance Code Section 881
  The commissioner shall require the name or any changed name of every insurer (including reciprocal or interinsurance exchanges), every attorney in fact, every motor club,...
• California Insurance Code Section 881.1
  Notwithstanding the provisions of Section 881 or any other provision of law, neither the commissioner or the Secretary of State shall reject a name proposed...
• California Insurance Code Section 881.2
  Notwithstanding Section 5652 of the Financial Code, use of the term "savings bank" in a name or title may be approved for use by the...
• California Insurance Code Section 881.3
  Upon approval of an applicant's name by the commissioner, and the issuance of a certificate approving the same, the applicant may apply to the Secretary...
• California Insurance Code Section 881.5
  If through inadvertance or otherwise a corporation does not comply with Section 881 of the Insurance Code, or with Sections 201.5, 202, 2105, 2106, 2106.5,...
• California Insurance Code Section 882
  When two or more insurers propose to issue an underwriter's policy, each insurer shall first file an application with the commissioner for approval and registration...
• California Insurance Code Section 882.5
  (a) A home protection company proposing to issue a contract bearing the name of itself as well as another name which is the name of...
• California Insurance Code Section 883
  An underwriter's policy may be issued under a name thus registered and shall clearly show: (a) The names of the insurers guaranteeing it. (b) The...
• California Insurance Code Section 884
  Unless renewed, the approval and registration of all underwriters' names shall expire at 12:01 a.m. July 1st of each even-numbered year. Renewal may be secured...
• California Insurance Code Section 885
  The commissioner may at any time institute proceedings for the revocation of approval and registration of an underwriter's name upon any of the grounds set...
• California Insurance Code Section 886
  Termination of approval and registration of an underwriter's name, whether through denial of a renewal application or revocation, shall have no effect on the validity...
• California Insurance Code Section 900
  (a) On or before the first day of March of each year every insurer doing business in this state shall make and file with the...
• California Insurance Code Section 900.2
  (a) All insurers doing business in this state shall have an annual audit by an independent certified public accountant. The audit shall be conducted and...
• California Insurance Code Section 900.5
  The commissioner shall charge and collect one hundred eighteen dollars ($118) in advance as a fee for the first filing each year of a statement...
• California Insurance Code Section 900.8
  The commissioner may decline to grant or renew or may suspend or revoke a certificate of authority of an insurer that knowingly files with the...
• California Insurance Code Section 900.9
  Any officer, director, employee or agent of any insurer, who wilfully signs or files a false or untrue report or statement of the business, affairs,...
• California Insurance Code Section 902
  Insurers engaged in the business of compensation insurance shall, at such intervals as may be prescribed by the commissioner, file statements supplemental to such annual...
• California Insurance Code Section 903
  The commissioner shall require statements and reports to be verified as follows: (a) If made by a domestic corporation, by the oaths of any two...
• California Insurance Code Section 903.5
  In any case where an insurer is required by law to file with the commissioner statements or reports respecting its financial condition, income or disbursements,...
• California Insurance Code Section 904
  In addition to the annual statement required to be filed pursuant to Section 900, each admitted insurer shall file an authorization for disclosure to the...
• California Insurance Code Section 922
  The guarantee by the Small Business Administrator that a surety shall not suffer loss as set forth in the Small Business Investment Act of 1958,...
• California Insurance Code Section 922.1
  The Legislature declares its intent that: (a) In some instances, it is appropriate for the protection of insureds, insurers, and the public generally, that assuming...
• California Insurance Code Section 922.2
  (a) Credit for reinsurance shall be allowed a domestic ceding insurer as either an asset or a deduction from liability in accordance with Sections 922.4...
• California Insurance Code Section 922.3
  Notwithstanding any other provision of law, credit for reinsurance, as either an asset or a deduction, shall not be allowed in any accounting or financial...
• California Insurance Code Section 922.4
  Credit for reinsurance shall be allowed a domestic ceding insurer as either an asset or a deduction from liability on account of reinsurance ceded only...
• California Insurance Code Section 922.5
  (a) An asset or a deduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer not meeting the requirements of Section...
• California Insurance Code Section 922.6
  (a) Unless credit for reinsurance or deduction from liability is disallowed pursuant to Section 922.3 or 923, credit for reinsurance or deduction from liability shall...
• California Insurance Code Section 922.7
  (a) For purposes of subdivision (b) of Section 922.5, a "qualified United States financial institution" means an institution that complies with all of the following:...
• California Insurance Code Section 922.8
  (a) The commissioner, after notice, comment period, and a hearing if requested by more than 10 affected insurers, may issue a bulletin setting forth reasonable...
• California Insurance Code Section 922.9
  Sections 922.4 and 922.5 shall apply to all cessions on and after January 1, 1997, under reinsurance contracts that have had an inception, anniversary, or...
• California Insurance Code Section 923
  The commissioner shall require every insurer which is required to file an annual or quarterly statement to use the statement blanks and instructions thereto for...
• California Insurance Code Section 923.5
  Each insurer transacting business in this state shall at all times maintain reserves in an amount estimated in the aggregate to provide for the payment...
• California Insurance Code Section 924
  The commissioner shall collect a late filing fee of three hundred thirty-six dollars ($336) from any admitted insurer that fails to make and file in...
• California Insurance Code Section 925
  Upon request of the commissioner, and at intervals as prescribed by him or her, any insurer that appears to the commissioner to require immediate regulatory...
• California Insurance Code Section 925.1
  (a) All supplemental information, work papers and other relevant documents of the independent certified public accountant, or independent actuary, or other independent professional financial person...
• California Insurance Code Section 925.2
  The commissioner may prescribe the subject matter and form of reporting supplemental information and the subject matter of opinions.
• California Insurance Code Section 925.3
  All supplemental information provided or made available to the commissioner pursuant to Sections 925 to 925.2, inclusive, including work papers and other relevant documents of...
• California Insurance Code Section 925.4
  Nothing contained herein shall be deemed in any manner to limit, restrict or abridge the powers of the commissioner to examine insurers, to inquire into...
• California Insurance Code Section 926.1
  As used in this article, the following terms shall have the following meanings: (a) "Area median income" (AMI) means either of the following: (1) The...
• California Insurance Code Section 926.2
  (a) Each insurer admitted in California shall provide information biennially to the commissioner on all its Community Development Investments and Community Development Infrastructure Investments in...
• California Insurance Code Section 928
  (a) An admitted insurer shall not undertake any single risk or accept reinsurance on any single risk when its liability thereon in excess of the...
• California Insurance Code Section 930
  The provisions of this article shall apply to all domestic, foreign, and alien insurers doing business in this state.
• California Insurance Code Section 931
  (a) Each domestic, foreign, and alien insurer doing business in this state shall annually, on or before the first day of March of each year,...
• California Insurance Code Section 932
  In the absence of actual malice, members of the National Association of Insurance Commissioners, their duly authorized committees, subcommittees, and task forces, their delegates, National...
• California Insurance Code Section 933
  All financial analysis ratios and examination synopses concerning insurers that are submitted to the department by the National Association of Insurance Commissioners' Insurance Regulatory Information...
• California Insurance Code Section 934
  The commissioner may suspend, revoke, or refuse to renew the certificate of authority of any insurer failing to file its annual or quarterly statement with...
• California Insurance Code Section 939
  Except as otherwise expressly provided, all deposits of securities with the commissioner shall be subject to the provisions of this article.
• California Insurance Code Section 940
  The commissioner shall accept and hold securities in trust for the policyholders or policyholders and creditors of an insurer and for their benefit, whenever (a)...
• California Insurance Code Section 940.1
  The commissioner shall require the payment of fifty-eight dollars ($58) in lawful money of the United States in advance for receiving and processing securities or...
• California Insurance Code Section 941
  Such deposited securities shall not be estimated above their par value nor above their market value, except that preferred stock shall be estimated only at...
• California Insurance Code Section 942
  The commissioner shall permit a deposit of those securities in the State Treasury, subject to the provisions of Sections 11715 and 11716, if applicable. The...
• California Insurance Code Section 943
  So long as the insurer continues solvent the commissioner shall permit it to collect the interest or dividends on the securities so deposited, and from...
• California Insurance Code Section 944
  Securities deposited under the provisions of this article shall not be withdrawn from the State treasury except upon the written order of the insurer making...
• California Insurance Code Section 945
  If the deposit is of mortgages, it shall be accompanied either by full abstracts of title with the fees for examination of title, or by...
• California Insurance Code Section 946
  If the deposit is of stocks or bonds, it shall be accompanied by the fees necessary for the appraisal thereof, except as otherwise provided by...
• California Insurance Code Section 948
  Whenever an insurer has deposited with the commissioner the requisite security, in conformity with the requirements of this article, the commissioner shall issue to such...
• California Insurance Code Section 949
  The commissioner shall require the payment of twenty-nine dollars ($29) in lawful money of the United States, in advance, as a fee for each certificate...
• California Insurance Code Section 950
  Whenever such a depositing insurer has paid, canceled, or reinsured all its unexpired policies outstanding in this State, and all its liabilities under such policies...
• California Insurance Code Section 951
  Pending such examination the securities requested to be withdrawn may continue subject to withdrawal and substitution as provided by section 943.
• California Insurance Code Section 952
  Whenever the laws of any other state or country, by reason of which Section 940 is brought into force, are repealed and abrogated, then any...
• California Insurance Code Section 953
  Whenever a domestic insurer deposits securities with an officer of this State, in order to enable it to do business in another State pursuant to...
• California Insurance Code Section 954
  The commissioner shall make an annual examination of the securities received by him from each insurer. If it appears at any time that the securities...
• California Insurance Code Section 955
  All appraisal fees collected by the commissioner under the provisions of this article shall be paid into the State treasury in trust and withdrawn as...
• California Insurance Code Section 956
  An account or accounts in one or more banks or savings and loan associations the accounts of which are insured by an agency or instrumentality...
• California Insurance Code Section 980
  As used in this article, "liability" includes liability for losses reported, expenses, taxes, and all other indebtedness not included in those categories.
• California Insurance Code Section 984
  Any mortgage insurer or any mortgage guaranty insurer is insolvent whenever provision for its liabilities and for unearned income would, after exhausting its required insurance...
• California Insurance Code Section 985
  (a) On or after January 1, 1970, as used in this article and in subdivision (i) of Section 1011, "insolvency" means either of the following:...
• California Insurance Code Section 985.5
  In the case of the insolvency of an admitted insurer, the commissioner shall prepare a report, which shall be a public record, with respect to...
• California Insurance Code Section 985.6
  The costs incurred in investigating and preparing the report required by Section 985.5 shall be an expense of administration within the meaning of paragraph (1)...
• California Insurance Code Section 986
  A life insurer issuing policies on a reserve basis is insolvent whenever its assets are exceeded by the total of the following: (1) the amount...
• California Insurance Code Section 987
  A title insurer is insolvent whenever provision for its liabilities would, after exhausting its required surplus, so far impair its capital paid in as to...
• California Insurance Code Section 988
  (a) As used in this section: (1) "Impaired" means a financial situation in which the assets of an insurer are less than the sum of...
• California Insurance Code Section 989
  Any person who does any of the following is guilty of a misdemeanor punishable by not more than one year in county jail: (a) Conceals...
• California Insurance Code Section 995
  (a) As used in this article, "contingent compensation arrangement" means an arrangement having as its purpose the payment of a variable commission by the insurer,...
• California Insurance Code Section 995.1
  An agent, broker, surplus line broker, general agent or other person operating under a contingent or retrospective compensation arrangement with any insurer shall promptly notify...
• California Insurance Code Section 995.2
  An insurer shall not claim as an asset by reason of any provision of a contingent or retrospective compensation arrangement, any account due from the...
• California Insurance Code Section 995.3
  Every person operating under a retrospective or contingent compensation arrangement with any insurer shall report to the insurer within a reasonable time, and policy by...
• California Insurance Code Section 995.4
  An insurer, notwithstanding the provisions of any contingent or retrospective compensation arrangement with any person, shall maintain as a liability, as part of its unearned...
• California Insurance Code Section 995.5
  An insurer, notwithstanding the provisions of any contingent or retrospective compensation arrangement with any person, shall report and pay the premium tax liability set forth...
• California Insurance Code Section 995.6
  The provisions of Sections 995.1, 995.2, and 995.3 permitting the commissioner, in certain situations, to examine a person operating under a contingent or retrospective commission...
• California Insurance Code Section 995.7
  The purposes of Section 816 and the provisions of this article are to promote the solvency of insurers and the producers dealing with them under...
• California Insurance Code Section 997
  (a) For statement purposes as defined in Article 10 (commencing with Section 900), for insolvency calculations as defined in Article 13 (commencing with Section 980),...
• California Insurance Code Section 1010
  (a) The provisions of this article shall apply to all persons, except the State Compensation Insurance Fund, subject to examination by the commissioner, or purporting...
• California Insurance Code Section 1011
  The superior court of the county in which the principal office of a person described in Section 1010 is located shall, upon the filing by...
• California Insurance Code Section 1011.5
  The consent described in Section 1011(c) shall be obtained by filing an application with the commissioner in a form to be prescribed by him accompanied...
• California Insurance Code Section 1012
  Said order shall continue in force and effect until, on the application either of the commissioner or of such person, it shall, after a full...
• California Insurance Code Section 1013
  Whenever it appears to the commissioner that any of the conditions set forth in section 1011 exist or that irreparable loss and injury to the...
• California Insurance Code Section 1014
  Whenever the commissioner makes any seizure as provided in section 1013, it shall, on the demand of the commissioner, be the duty of the sheriff...
• California Insurance Code Section 1015
  Immediately after such seizure, the commissioner shall institute a proceeding as provided for in section 1011 and thereafter shall proceed in accordance with the provisions...
• California Insurance Code Section 1016
  If at any time after the issuance of an order under section 1011, or if at the time of instituting any proceeding under this article,...
• California Insurance Code Section 1017
  (a) In the commissioner's application for an order for the liquidation of a domestic corporation, or at any time thereafter, the commissioner may apply for,...
• California Insurance Code Section 1018
  The recording in the office of a county recorder of any county in the State of an order entered pursuant to section 1011, 1016 or...
• California Insurance Code Section 1019
  Upon the issuance of an order of liquidation under section 1016, the rights and liabilities of any such person and of creditors, policyholders, shareholders and...
• California Insurance Code Section 1020
  Upon the issuance of an order either under Section 1011 or 1016, or at any time thereafter, the court shall issue such other injunctions or...
• California Insurance Code Section 1021
  (a) Upon the making of an order to liquidate the business of such person, the commissioner shall publish notice to its policyholders, creditors, shareholders, and...
• California Insurance Code Section 1022
  Such notice shall be published in a newspaper of general circulation, published in the county in which the proceeding is pending, and in the Counties...
• California Insurance Code Section 1023
  A claim must set forth, under oath, on the form prescribed by the commissioner: (a) The particulars thereof, and the consideration therefor. (b) Whether said...
• California Insurance Code Section 1024
  Unless such claim is filed in the manner and within the time provided in section 1021, it shall not be entitled to filing or allowance,...
• California Insurance Code Section 1025
  Claims founded upon unliquidated or undetermined demands must be filed within the time limit provided in this article for the filing of claims, but claims...
• California Insurance Code Section 1025.5
  Notwithstanding the provisions of Sections 1021 to 1025, inclusive, the commissioner may, in lieu of requiring claimants to file separate claims: (a) File a claim...
• California Insurance Code Section 1026
  Whenever any person has a cause of action against an insured and such cause is covered by a liability policy, such person, if the insurer...
• California Insurance Code Section 1026.1
  Where a claim arising out of a policy of insurance has been filed by a third party and approved by the liquidator and such claim...
• California Insurance Code Section 1027
  A claim by a third party founded upon an insurance policy may be allowed by the liquidator without requiring such claim to be reduced to...
• California Insurance Code Section 1028
  A judgment taken by default, or by collusion, against an insured shall not be considered as evidence, in the liquidation proceeding, either of the liability...
• California Insurance Code Section 1029
  A claim of a secured claimant shall not be allowed in a sum greater than the excess over the value of the security of the...
• California Insurance Code Section 1030
  The value of the security to be credited upon such claim shall be determined by an appraiser appointed by the liquidator and approved by the...
• California Insurance Code Section 1030.5
  (a) The liquidator may require, as a condition of payment of the final liquidation dividend to a lender, or his assignee, who has filed a...
• California Insurance Code Section 1030.6
  In any proceeding under this article, no agent shall be liable to the liquidator or conservator for unearned premiums uncollected by the agent, or unearned...
• California Insurance Code Section 1031
  Mutual debts or mutual credits, whether arising out of one or more contracts between the person in liquidation under Section 1016 and any other person,...
• California Insurance Code Section 1032
  When a claim is rejected by the commissioner, written notice of rejection shall be given by mail, addressed to the claimant at the address set...
• California Insurance Code Section 1033
  (a) Claims allowed in a proceeding under this article shall be given preference in the following order: (1) Expense of administration. (2) All claims of...
• California Insurance Code Section 1033.5
  (a) The purpose of this section is to clarify the rights and obligations of policyholders, claimants, guaranty funds, including the California Insurance Guarantee Association, and...
• California Insurance Code Section 1034
  (a) A preference is a transfer of any of the property of the person proceeded against to or for the benefit of a creditor, for...
• California Insurance Code Section 1034.1
  (a) Every transfer made or suffered and every obligation incurred by a person proceeded against within one year prior to the filing of a successful...
• California Insurance Code Section 1035
  (a) In any proceeding under this article, the commissioner may appoint and employ under his or her hand and official seal, special deputy commissioners, as...
• California Insurance Code Section 1035.2
  (a) The officers and employees of the Conservation and Liquidation Office are subject to all conflict-of-interest provisions and financial disclosure requirements that would apply if...
• California Insurance Code Section 1035.5
  Notwithstanding the provisions of Article 14 (commencing with Section 1010), with regard only to those insurers subject to this article: (a) Within 120 days of...
• California Insurance Code Section 1036
  Notwithstanding any other provision of law, the provisions of Article 4 (commencing with Section 11040) of Chapter 1 of Part 1 of Division 3 of...
• California Insurance Code Section 1037
  Upon taking possession of the property and business of any person in any proceeding under this article, the commissioner, exclusively and except as otherwise expressly...
• California Insurance Code Section 1038
  Any application under section 1011 or 1016 shall be served upon the person named in such application in the manner prescribed by law for personal...
• California Insurance Code Section 1039
  In lieu of the service required by section 1038, service may, upon application to said court, be made in such manner as the court directs...
• California Insurance Code Section 1040
  At any time after an order is made under section 1011 or 1016, the commissioner may remove the principal office of the person proceeded against...
• California Insurance Code Section 1041
  The commissioner shall be the custodian of all moneys collected by him or her or coming into his or her possession in the course of...
• California Insurance Code Section 1042
  The commissioner and a special deputy commissioner appointed pursuant to section 1035 shall have the power to subpoena witnesses and examine them under oath upon...
• California Insurance Code Section 1043
  In any proceeding under this article, the commissioner, as conservator or as liquidator, may, subject to the approval of said court, and subject to such...
• California Insurance Code Section 1044
  In connection with a rehabilitation agreement under section 1043, which affects a life insurer, and in an agreement made for the reinsurance of the business...
• California Insurance Code Section 1045
  If at any time after the issuance of an order under section 1011 affecting a life insurer issuing nonassessable policies on a reserve basis and...
• California Insurance Code Section 1046
  Said mutualization plan shall include provisions for: (a) The acquisition by such insurer of all outstanding shares of its capital stock at a price and...
• California Insurance Code Section 1047
  Said mutualization plan may include provisions: (a) Imposing a moratorium against the provisions of the life insurance policies issued by such insurer and then in...
• California Insurance Code Section 1048
  Upon formulation of said mutualization plan the commissioner shall submit the same to said court with his application for an order of said court directing...
• California Insurance Code Section 1049
  Each policyholder of such insurer shall be entitled to one vote, regardless of the amount for which, or the number of policies under which, he...
• California Insurance Code Section 1050
  In the event that said plan of mutualization is approved by said policyholders, the commissioner shall certify to the said court the fact of such...
• California Insurance Code Section 1051
  After the expiration of the time fixed in the order provided for in section 1050, and upon the filing of such petition, said court shall...
• California Insurance Code Section 1052
  Thereupon the commissioner shall: (a) Pay to each of such shareholders or his assignee or nominee, upon surrender of the shares held by such shareholder,...
• California Insurance Code Section 1053
  Immediately upon the appointment of the directors as provided in subdivision (b) of section 1052, the directors theretofore holding office shall cease to hold office,...
• California Insurance Code Section 1054
  Such insurer, after mutualization, shall be a continuation of the original insurer, and such mutualization shall not affect existing suits, rights or contracts except as...
• California Insurance Code Section 1055
  The commissioner shall exercise the powers and discharge the duties, concerning any insurer so mutualized, that are applicable to domestic insurers issuing policies of the...
• California Insurance Code Section 1056
  All costs and expenses connected with proceedings for the mutualization of such insurer shall be paid by the commissioner out of the funds of such...
• California Insurance Code Section 1056.5
  Whenever money or other property is payable to any claimant out of the assets of any person under the provisions of Sections 1021 to 1033,...
• California Insurance Code Section 1057
  In all proceedings under this article, the commissioner shall be deemed to be a trustee for the benefit of all creditors and other persons interested...
• California Insurance Code Section 1058
  In any proceeding pending under the provisions of this article, the court in which such proceeding is pending shall have jurisdiction to hear and determine,...
• California Insurance Code Section 1059
  The commissioner, in the performance of any of his duties under this article, shall be deemed to be a public officer acting in his official...
• California Insurance Code Section 1060
  The commissioner shall transmit all of the following to the Governor, the Legislature, and to the committees of the Senate and Assembly having jurisdiction over...
• California Insurance Code Section 1061
  In verification of the matters set forth in Section 1060 of this code, the Department of Finance shall, at least every two years or more...
• California Insurance Code Section 1062
  In the event of the entry of an order under Section 1011 or 1016 of this article affecting any person having members, subscribers or policyholders,...
• California Insurance Code Section 1063
  (a) Within 60 days after the original effective date of this article, all insurers, including reciprocal insurers, admitted to transact insurance in this state of...
• California Insurance Code Section 1063.1
  As used in this article: (a) "Member insurer" means an insurer required to be a member of the association in accordance with subdivision (a) of...
• California Insurance Code Section 1063.2
  (a) The association shall pay and discharge covered claims and in connection therewith pay for or furnish loss adjustment services and defenses of claimants when...
• California Insurance Code Section 1063.3
  To aid in the detection and prevention of member insurer insolvencies: (a) The board may, upon majority vote, make recommendations to the commissioner on matters...
• California Insurance Code Section 1063.4
  (a) Insureds entitled to the protection of this article shall cooperate with the association in accordance with their policies in the same manner as they...
• California Insurance Code Section 1063.5
  Each time an insurer becomes insolvent then, to the extent necessary to secure funds for the association for payment of covered claims of that insolvent...
• California Insurance Code Section 1063.6
  All proceedings in which the insolvent insurer is a party or is obligated to defend a party in any court in the state shall, subject...
• California Insurance Code Section 1063.7
  When a liquidator, domiciliary or ancillary, is appointed in this state for any member insurer, the liquidator shall promptly give notice of his or her...
• California Insurance Code Section 1063.8
  Notwithstanding any other provision of law, the association shall be exempt from all license fees, income, franchise, privilege, property, or occupation taxes levied or assessed...
• California Insurance Code Section 1063.9
  (a) The operation of the association shall at all times be subject to the regulation of the commissioner. The commissioner, or any deputy or examiner,...
• California Insurance Code Section 1063.10
  All orders or decisions of the commissioner made pursuant to Chapter 1347, Statutes of 1969 (of which this article is a part) and the provisions...
• California Insurance Code Section 1063.11
  The commissioner may, upon notice and opportunity for all interested parties to be heard, issue such rules, regulations and orders as may be necessary to...
• California Insurance Code Section 1063.12
  (a) The association, its member insurers, and its officers, directors, agents or employees of the association, or its member insurers, shall under no circumstances be...
• California Insurance Code Section 1063.13
  No member insurer of the association shall engage in the unlawful trade practice defined and condemned in subdivision (g) of Section 790.03.
• California Insurance Code Section 1063.14
  (a) The plan of operation adopted pursuant to subdivision (c) of Section 1063 shall contain provisions whereby each member insurer is required to recoup over...
• California Insurance Code Section 1063.145
  The statement of the amount of surcharge required to be provided under subdivision (b) of Section 1063.14 shall include a description of, and purpose for,...
• California Insurance Code Section 1063.15
  In any workers' compensation matter the association shall have the same period of time within which to act or to exercise a right as is...
• California Insurance Code Section 1063.16
  The association, to the extent it determines necessary or desirable, may request the department to issue bonds pursuant to Article 14.25 (commencing with Section 1063.50)...
• California Insurance Code Section 1063.17
  (a) All meetings of the board of governors of the association and its investment and audit committees shall be open and public, and all persons...
• California Insurance Code Section 1063.50
  The California Insurance Guarantee Association is authorized to pay and discharge certain claims of insolvent insurers as defined in Section 1063.1 through the collection of...
• California Insurance Code Section 1063.51
  (a) The terms "member insurer," "insolvent insurer," and "covered claims" have the meanings assigned those terms in Section 1063.1. (b) "CIGA" means the California Insurance...
• California Insurance Code Section 1063.52
  The Insurance Assessment Bond Fund is hereby created in the State Treasury. Proceeds from the sale of bonds issued pursuant to this article and insurance...
• California Insurance Code Section 1063.53
  (a) In the event a natural disaster such as an earthquake or fire results in covered claim obligations currently payable and owed by the association...
• California Insurance Code Section 1063.54
  Notwithstanding any other provision of law, the department, in accordance with this article and at the request of the board pursuant to Section 1063.53 may...
• California Insurance Code Section 1063.55
  The bonds shall be authorized by order of the commissioner, shall be in the form, shall bear the date or dates, and shall mature at...
• California Insurance Code Section 1063.56
  Upon receipt of an order of the commissioner authorizing the issuance of bonds, the Treasurer shall provide for their preparation in accordance with the order....
• California Insurance Code Section 1063.57
  The department may provide for the issuance of refunding bonds for the purpose of refunding any bonds then outstanding which have been issued under the...
• California Insurance Code Section 1063.58
  Refunding bonds issued as provided in Section 1063.57 may be sold, or exchanged for outstanding bonds issued under this article and, if sold, the proceeds...
• California Insurance Code Section 1063.59
  The Treasurer or any other person executing the notes or bonds shall not be subject to any personal liability or accountability by reason of the...
• California Insurance Code Section 1063.60
  The department may issue negotiable bond anticipation notes and may refund those notes from time to time. Bond anticipation notes may be paid from the...
• California Insurance Code Section 1063.61
  The state does hereby pledge to and agree with the holders of any bonds issued under this article that the state will not limit or...
• California Insurance Code Section 1063.62
  Bonds issued under this article shall be legal investments in which all public officers and public bodies of this state, its political subdivisions, all municipalities...
• California Insurance Code Section 1063.63
  All or any part of the revenues from the insurance assessments or from loan repayments by CIGA may be pledged by the department to secure...
• California Insurance Code Section 1063.64
  The department and CIGA are each authorized to enter into those contracts or agreements with those banks, insurers, or other financial institutions that it determines...
• California Insurance Code Section 1063.65
  The bonds shall not be, and shall state on their face that they are not, general obligations of the department or of the state or...
• California Insurance Code Section 1063.66
  Bonds issued by the department pursuant to this article, their transfer and the income therefrom, shall be free from taxation of every kind by the...
• California Insurance Code Section 1063.67
  The department is authorized and empowered to employ financial consultants, advisers, legal counsel, and accountants as may be necessary in its judgment in connection with...
• California Insurance Code Section 1063.68
  The provisions of Section 10295 and Sections 10335 to 10382, inclusive, of the Public Contract Code shall not apply to agreements entered into by the...
• California Insurance Code Section 1063.70
  The California Insurance Guarantee Association is authorized to pay and discharge certain claims of insolvent insurers as defined in Section 1063.1 through the collection of...
• California Insurance Code Section 1063.71
  (a) The terms "member insurer," "insolvent insurer," and "covered claims" have the meanings assigned those terms in Section 1063.1. (b) The terms "CIGA," "commissioner," "board,"...
• California Insurance Code Section 1063.72
  The Workers' Comp Bond Fund is hereby created. Proceeds from the sale of bonds shall be deposited in a separate account in the Workers' Comp...
• California Insurance Code Section 1063.73
  In the event CIGA determines that the insolvency of one or more member insurers providing workers' compensation insurance will result in covered claim obligations for...
• California Insurance Code Section 1063.74
  (a) Notwithstanding any other limits on assessments, CIGA shall have the authority to levy upon member insurers special bond assessments in the amount necessary to...
• California Insurance Code Section 1063.75
  Any bonds issued to provide funds for covered claim obligations for workers' compensation claims shall be issued prior to January 1, 2011, in an aggregate...
• California Insurance Code Section 1063.76
  (a) The collateral shall be used solely for the purpose of paying the principal and redemption price of, and interest on, the bonds and any...
• California Insurance Code Section 1063.77
  CIGA is authorized to enter into those contracts or agreements with those banks, insurers, or other financial institutions or parties that it determines are necessary...
• California Insurance Code Section 1064.1
  For the purposes of this act: (a) "Insurer" means any person subject to the insurance supervisory authority of, or to liquidation, rehabilitation, reorganization, or conservation...
• California Insurance Code Section 1064.2
  (a) Whenever under the laws of this state a receiver is to be appointed in delinquency proceedings for an insurer domiciled in this state, the...
• California Insurance Code Section 1064.3
  (a) Whenever under the laws of this state an ancillary receiver is to be appointed in delinquency proceedings for an insurer not domiciled in this...
• California Insurance Code Section 1064.4
  (a) In a delinquency proceeding begun in this state against an insurer domiciled in this state, claimants residing in reciprocal states may file claims either...
• California Insurance Code Section 1064.5
  (a) In a delinquency proceeding in a reciprocal state against an insurer domiciled in that state, claimants against such insurer who reside within this state...
• California Insurance Code Section 1064.6
  (a) In a delinquency proceeding against an insurer domiciled in this state, claims owing to residents of ancillary states shall be preferred claims if like...
• California Insurance Code Section 1064.7
  The owners of special deposit claims against an insurer for which a receiver is appointed in this or any other state shall be given priority...
• California Insurance Code Section 1064.8
  The owner of a secured claim against an insurer for which a receiver has been appointed in this or any other state may surrender his...
• California Insurance Code Section 1064.9
  During the pendency of delinquency proceedings in this or any reciprocal state, no action or proceeding in the nature of an attachment, garnishment, or execution...
• California Insurance Code Section 1064.10
  The domiciliary receiver of an insurer domiciled in a reciprocal state may sue in this state to recover any assets of that insurer to which...
• California Insurance Code Section 1064.11
  If any provision of this article or the application thereof to any person or circumstances is held invalid, that invalidity shall not affect other provisions...
• California Insurance Code Section 1064.12
  (a) This article may be referred to as the "Uniform Insurers Rehabilitation Act." (b) The Uniform Insurers Rehabilitation Act shall be so interpreted and construed...
• California Insurance Code Section 1064.13
  (a) Upon receipt of a notice of liquidation the commissioner shall cease imposing, billing or collecting fees and assessments against the subject company pursuant to...
• California Insurance Code Section 1065.1
  Whenever the commissioner has reasonable cause to believe, and determines, after a public hearing, that any person specified in Section 1010 is conducting its business...
• California Insurance Code Section 1065.2
  (a) Whenever it appears to the commissioner that any conduct, condition or ground set forth in Section 1065.1 exists, and that irreparable loss and injury...
• California Insurance Code Section 1065.3
  If, after hearing as provided by Section 1065.1 or subdivision (b) of Section 1065.2, any of the statements as to conduct, conditions, or grounds in...
• California Insurance Code Section 1065.4
  Any person subject to an order or proceeding pursuant to this article shall be entitled to judicial review of the order or proceeding by means...
• California Insurance Code Section 1065.5
  If any person violates or fails to comply with any order of the commissioner or any part thereof which as to such person has become...
• California Insurance Code Section 1065.6
  The powers vested in the commissioner by this article shall be additional to any and all other powers and remedies vested in the commissioner by...
• California Insurance Code Section 1065.7
  Any order or notice of the commissioner hereunder may be served on any person, in the same manner and with the same effect as provided...
• California Insurance Code Section 1067
  This article shall be known and may be cited as the California Life and Health Insurance Guarantee Association Act.
• California Insurance Code Section 1067.01
  (a) The purpose of this article is to protect, subject to certain limitations, the persons specified in Section 1067.02 against failure in the performance of...
• California Insurance Code Section 1067.02
  (a) This article shall provide coverage for the policies and contracts specified in subdivision (b) to all of the following: (1) To persons who, regardless...
• California Insurance Code Section 1067.03
  This article shall be liberally construed to effect the purpose under Section 1067.01 which shall constitute an aid and guide to interpretation.
• California Insurance Code Section 1067.04
  As used in this article: (a) "Account" means any of the three accounts created under Section 1067.05. (b) "Association" means the California Life and Health...
• California Insurance Code Section 1067.05
  (a) A nonprofit legal entity to be known as the California Life and Health Insurance Guarantee Association shall exist as a result of the merger...
• California Insurance Code Section 1067.055
  In order to provide for the merger of the Seastrand Health Insurance Guaranty Association with and into the California Life Insurance Guaranty Association, the following...
• California Insurance Code Section 1067.06
  (a) The board of directors of the association shall consist of not less than nine nor more than 13 member insurers serving terms as established...
• California Insurance Code Section 1067.07
  (a) If a member insurer is an impaired domestic insurer, the association may, in its discretion, and subject to any conditions imposed by the association...
• California Insurance Code Section 1067.08
  (a) For the purpose of providing the funds necessary to carry out the powers and duties of the association, the board of directors shall assess...
• California Insurance Code Section 1067.09
  (a) (1) The association shall submit to the commissioner a plan of operation and any amendments thereto necessary or suitable to assure the fair, reasonable,...
• California Insurance Code Section 1067.10
  In addition to the duties and powers enumerated elsewhere in this article: (a) The commissioner shall do all of the following: (1) Upon request of...
• California Insurance Code Section 1067.11
  To aid in the detection and prevention of insurer insolvencies or impairments: (a) It shall be the duty of the commissioner to do the following:...
• California Insurance Code Section 1067.12
  (a) Nothing in this article shall be construed to reduce the liability for unpaid assessments of the insureds of an impaired or insolvent insurer operating...
• California Insurance Code Section 1067.13
  The association shall be subject to examination and regulation by the commissioner. The board of directors shall submit to the commissioner, the Governor, and the...
• California Insurance Code Section 1067.14
  The association shall be exempt from payment of all fees and all taxes levied by this state or any of its subdivisions, except taxes levied...
• California Insurance Code Section 1067.15
  There shall be no liability on the part of and no cause of action of any nature shall arise against any member insurer or its...
• California Insurance Code Section 1067.16
  All proceedings in which the insolvent insurer is a party in any court in this state shall be stayed not less than 60 days from...
• California Insurance Code Section 1067.17
  (a) No person, including an insurer, agent, or affiliate of an insurer shall make, publish, disseminate, circulate, or place before the public, or cause directly...
• California Insurance Code Section 1067.18
  This article shall not apply to any insurer that was declared to be insolvent or impaired, or as to which delinquency proceedings had been commenced,...
• California Insurance Code Section 1068
  (a) As used in this section, the following definitions shall apply: (1) "Health care service plan" means any plan as defined in Section 1345 of...
• California Insurance Code Section 1068.1
  (a) As used in this section: (1) "Carrier" means a specialized health care service plan, and any of the following entities which offer coverage comparable...
• California Insurance Code Section 1068.2
  (a) The commissioner shall have the administrative authority to assess penalties against any person, including a natural person or other entity, for violations of this...
• California Insurance Code Section 1070
  Any insurer, upon payment of the fees and costs therefor and surrender to the commissioner of its certificate of authority, may apply to withdraw from...
• California Insurance Code Section 1070.5
  Whenever an admitted insurer fails to take any step necessary to maintain continuance of its certificate of authority, or whenever the certificate of authority admitting...
• California Insurance Code Section 1070.6
  The withdrawal procedure and fees prescribed by this article shall not be required of a nonsurviving admitted constituent to a merger or consolidation into another...
• California Insurance Code Section 1071
  The commissioner shall publish such application for withdrawal, daily, for one week, in each of two daily newspapers of general circulation, one published in the...
• California Insurance Code Section 1071.5
  Every insurer which withdraws as an insurer, or is required to withdraw as an insurer, from this State shall, prior to such withdrawal, discharge its...
• California Insurance Code Section 1072
  The commissioner shall make, or cause to be made by the insurance authority of the State where the insurer is organized, an examination of the...
• California Insurance Code Section 1073
  Whenever any insurer withdraws from business in this State, and whenever for any reason the commissioner revokes or cancels the certificate of authority admitting any...
• California Insurance Code Section 1074
  Upon the failure of such insurer to pay the expense of such advertising within thirty days after the presentation of the bill therefor, the commissioner...
• California Insurance Code Section 1076
  The withdrawing insurer shall pay to the commissioner a fee of five hundred ninety dollars ($590) for all services and expenses in connection with the
• California Insurance Code Section 1077
  As used in this article: (a) "Insurer" means and includes every person engaged as indemnitor, surety, or contractor in the business of entering into contracts...
• California Insurance Code Section 1077.1
  The provisions of the article shall apply to all of the following: (a) All domestic life or disability insurers, except the State Compensation Insurance Fund....
• California Insurance Code Section 1077.2
  (a) An insurer may be subject to administrative supervision by the commissioner if, upon examination or at any other time it appears in the commissioner's...
• California Insurance Code Section 1077.3
  (a) Notwithstanding any other provision of law, and except as set forth in this section, proceedings, hearings, notices, correspondence, reports, records, and other information in...
• California Insurance Code Section 1077.4
  During the period of supervision, the commissioner or his or her designated appointee shall serve as the administrative supervisor. The commissioner may provide that the...
• California Insurance Code Section 1077.5
  During the period of supervision the insurer may contest an action taken or proposed to be taken by the supervisor specifying the manner wherein the...
• California Insurance Code Section 1077.6
  Nothing contained in this article shall preclude the commissioner from initiating judicial proceedings to place an insurer in conservation, rehabilitation, or liquidation proceedings or other...
• California Insurance Code Section 1077.7
  The commissioner may adopt reasonable rules necessary for the implementation of this article.
• California Insurance Code Section 1077.8
  Notwithstanding any other provision of law, the commissioner may meet with a supervisor appointed under this article and with the attorney or other representative of...
• California Insurance Code Section 1077.9
  There shall be no liability on the part of, and no cause of action of any nature shall arise against, the commissioner or the department...
• California Insurance Code Section 1077.95
  The authority granted pursuant to this article is in addition to, and not in lieu of, any other provision of this code.
• California Insurance Code Section 1080
  Any domestic incorporated mutual life insurer or disability insurer or life and disability insurer issuing nonassessable policies on a reserve basis may merge, consolidate or...
• California Insurance Code Section 1090
  An insurer which is insolvent, retiring from business in this state other than by merger or consolidation into an admitted insurer with the commissioner's prior...
• California Insurance Code Section 1091
  The retiring insurer shall pay to the commissioner a fee of seven hundred fifty dollars ($750) for filing the documents initiating approval proceedings under this...
• California Insurance Code Section 1100
  In this state, all investments and deposits of the assets of an insurer, all purchases on behalf of an insurer, and all sales made of...
• California Insurance Code Section 1100.1
  Every admitted incorporated insurer may under a certificate of authority issued pursuant to the provisions of Article 3 (commencing with Section 699), engage in this...
• California Insurance Code Section 1101
  (a) An admitted insurer's officers, directors, trustees and any persons who have authority in the management of the insurer's funds, shall not, unless otherwise provided...
• California Insurance Code Section 1101.1
  An officer, excluding a director who holds no other office, or employee of an admitted insurer shall not receive any money or valuable thing directly...
• California Insurance Code Section 1102
  The financial obligation of any officer, director, trustee, or other person having authority in the management of an insurer's funds shall not be guaranteed by...
• California Insurance Code Section 1103
  Whenever an insurer is injured or made to suffer loss by reason of any violation of the provisions of sections 1101, 1102 or 1104, such...
• California Insurance Code Section 1104
  An admitted insurer shall not make any loan, other than a policy loan, to any officer, director, trustee or other person having authority in the...
• California Insurance Code Section 1104.1
  The commissioner may from time to time require any domestic admitted insurer to report to him, in such detail as he may prescribe, the moneys...
• California Insurance Code Section 1104.2
  Every person who is directly or indirectly the beneficial owner of more than 10 percent of any class of stock of a domestic insurer or...
• California Insurance Code Section 1104.3
  For the purpose of preventing the unfair use of information which may have been obtained by any beneficial owner of an insurer, or director or...
• California Insurance Code Section 1104.4
  It shall be unlawful for any beneficial owner of an insurer, or director or officer thereof, described in Section 1104.2, to, directly or indirectly, sell...
• California Insurance Code Section 1104.5
  The provisions of Section 1104.3 shall not apply to any purchase and sale, or sale and purchase, and the provisions of Section 1104.4 shall not...
• California Insurance Code Section 1104.6
  The provisions of Sections 1104.2, 1104.3, and 1104.4 shall not apply to foreign or domestic arbitrage transactions unless made in contravention of such rules and...
• California Insurance Code Section 1104.7
  The term "stock" as it is used in Sections 1104.2, 1104.3, 1104.4, 1104.5 and 1104.8 means any stock or similar security, or any security, convertible,...
• California Insurance Code Section 1104.8
  The provisions of Sections 1104.2, 1104.3, and 1104.4 shall not apply to a domestic insurer if: (a) Its stock shall be registered, or shall be...
• California Insurance Code Section 1104.9
  (a) (1) As used in this section, "qualified custodian" means: (A) commercial banks (as defined in Section 105 of the Financial Code), savings and loan...
• California Insurance Code Section 1105
  This article shall not prevent: (a) The purchase by any person of any asset which the commissioner requires to be sold, at a price approved...
• California Insurance Code Section 1106
  Any person violating, or wilfully aiding another in the violation of, Sections 1101, 1101.1, 1102, 1103, 1104 or the commissioner's order issued pursuant to Section...
• California Insurance Code Section 1107
  In accordance with either subdivision (e) of Section 1001 or Section 1101.1 of the Corporations Code, an insurer may apply for the insurance commissioner's approval...
• California Insurance Code Section 1107.1
  The commissioner shall require the payment of two hundred fifty dollars ($250) in lawful money of the United States as fee for the determination referred...
• California Insurance Code Section 1110
  This article does not apply to combination automobile insurance policies in which one insurer issues a policy covering certain classes of insurance on a risk,...
• California Insurance Code Section 1111
  Insurers desiring to issue policies to which this article is applicable, and to pay commissions to persons who are licensed as insurance agents, but not...
• California Insurance Code Section 1112
  Within 10 days after the withdrawal of an insurer from the plan or from the time additional insurers participate in the plan, notice of the...
• California Insurance Code Section 1113
  For filing application for a permit issued pursuant to this article, the commissioner shall charge and collect the sum of forty-four dollars ($44).
• California Insurance Code Section 1140
  Except as otherwise provided in this code, incorporated insurers are subject to the provisions of the general corporation law in like manner with other corporations.
• California Insurance Code Section 1140.1
  (a) A domestic incorporated life insurer may be organized under the Nonprofit Mutual Benefit Corporation Law. With the prior consent of the commissioner, an existing...
• California Insurance Code Section 1140.5
  (a) Notwithstanding any other provision of law, a copy of every form of proxy or written consent or authorization for use at any meeting or...
• California Insurance Code Section 1141
  No director, trustee, officer or agent of any insurer shall be subject to personal liability by reason of any payment or any determination not to...
• California Insurance Code Section 1142
  In situations of hardship, financial embarrassment or where other good cause is shown the commissioner may, in his discretion, by written order, permit an insurer...
• California Insurance Code Section 1152
  (a) Domestic incorporated stock insurers, except those governed by Sections 10530, 12373, and 12640.06, shall be governed by the provisions of this section and, if...
• California Insurance Code Section 1153
  An insurer shall not be admitted within three years from and after the time when it commences business as an insurer, nor within three years...
• California Insurance Code Section 1153.5
  An admitted insurer which has been in business as an insurer less than three years from and after the time when it commenced business as...
• California Insurance Code Section 1154
  After the period specified in Sections 1153 and 1153.5, the requirements of those sections shall no longer be applicable to any insurer specified therein and...
• California Insurance Code Section 1155
  An insurer, within such limits as may be set by the board of directors, may contribute to community funds or to charitable, philanthropic, or benevolent...
• California Insurance Code Section 1170
  Domestic incorporated insurers may invest their assets in the purchase of any of the securities specified in this article, or in loans upon such securities,...
• California Insurance Code Section 1171
  Such insurers may invest in obligations of the United States or obligations for which the faith and credit of the United States are pledged for...
• California Insurance Code Section 1171.5
  Such insurers may invest in obligations of the United States Postal Service.
• California Insurance Code Section 1172
  Such insurers may invest in obligations of the Dominion of Canada, or the Commonwealth of Puerto Rico, or of any province of the Dominion of...
• California Insurance Code Section 1173
  Such insurers may invest in obligations issued under authority of law by any county, municipality, or school district in this State or in any other...
• California Insurance Code Section 1174
  Such insurers may invest in obligations of this State or those for which the faith and credit of this State are pledged for the payment...
• California Insurance Code Section 1175
  Such insurers may invest in bonds of any permanent road division in this state, or any district organized under the laws of this state, when...
• California Insurance Code Section 1175.5
  Such insurers may invest in bonds of any county water district operating under Division 12 of the Water Code.
• California Insurance Code Section 1176.5
  Such insurers may make, invest in or purchase loans which are guaranteed by the United States or any agency thereof pursuant to the provisions of...
• California Insurance Code Section 1176.6
  None of the provisions of the Insurance Code limiting or restricting loans by insurers or prescribing the security therefor shall apply to any loans which...
• California Insurance Code Section 1177
  Such insurers may invest in notes or bonds secured by mortgage guaranteed as to payment by a policy of mortgage insurance, and mortgage participation certificates...
• California Insurance Code Section 1178
  Such insurers may invest in collateral trust bonds or notes, secured by any of the following: (a) A deposit of obligations authorized for investment by...
• California Insurance Code Section 1179
  Such insurers may invest in farm loan bonds, consolidated farm loan bonds, collateral trust debentures, consolidated debentures, or other obligations issued under the Federal Farm...
• California Insurance Code Section 1180
  Such insurers may invest in bonds issued under the "Home Owners' Loan Act of 1933"; bonds, debentures and notes issued by any federal home loan...
• California Insurance Code Section 1181
  Such insurers may also invest in registered warrants of this State, issued pursuant to law.
• California Insurance Code Section 1182
  Domestic incorporated insurers may invest in an account or accounts in one or more banks or savings and loan associations to the extent the account...
• California Insurance Code Section 1185
  (a) Every domestic incorporated insurer shall file a report with the commissioner disclosing material acquisitions and dispositions of assets or material nonrenewals, cancellations, or revisions...
• California Insurance Code Section 1186
  (a) No acquisitions or dispositions of assets shall be reported pursuant to Section 1185 if the acquisitions or dispositions are not material. For purposes of...
• California Insurance Code Section 1187
  (a) No nonrenewals, cancellations, or revisions of ceded reinsurance agreements shall be reported pursuant to Section 1185 if the nonrenewals, cancellations, or revisions are not...
• California Insurance Code Section 1190
  Any domestic incorporated insurer, which maintains in cash on hand or on deposit in a national or state bank, or in securities specified in Article...
• California Insurance Code Section 1191
  Excess funds investments may be made in the stock of any corporation organized and carrying on business under the laws of this or any other...
• California Insurance Code Section 1191.1
  Excess fund investments may be made in the purchase and sale of exchange traded call options on common stock pursuant to this section. An insurer...
• California Insurance Code Section 1191.5
  (a) Excess fund investments may be made by a domestic life insurer having admitted assets aggregating in value not less than one hundred million dollars...
• California Insurance Code Section 1192
  Excess funds investments may be made in: (a) Interest-bearing obligations issued by a nonaffiliate institution, as defined in paragraph (5) of subdivision (f) of Section...
• California Insurance Code Section 1192.1
  Excess funds investments may be made in bonds, notes or other obligations issued, assumed or guaranteed by the International Bank for Reconstruction and Development, or...
• California Insurance Code Section 1192.2
  An insurer may lend on the security of a first lien on an unencumbered leasehold on real property if: (a) The real property subject to...
• California Insurance Code Section 1192.3
  Excess fund investments may be made by a life insurer having admitted assets aggregating in value not less than two hundred million dollars ($200,000,000) in...
• California Insurance Code Section 1192.4
  No domestic insurer shall have more than 10 percent of its capital and surplus invested in stock of corporations organized under the laws of the...
• California Insurance Code Section 1192.5
  Excess funds investments may be made in all deposits and debt obligations of banks or savings and loan associations whose accounts are insured by an...
• California Insurance Code Section 1192.6
  (a) An insurer, except an insurer authorized to transact mortgage guaranty insurance as defined in Section 119, may invest in a mortgage, mortgage-backed bond, or...
• California Insurance Code Section 1192.7
  (a) A domestic insurer having admitted assets aggregating in value not less than one hundred million dollars ($100,000,000) may make excess funds investments in participation...
• California Insurance Code Section 1192.8
  (a) A domestic life insurer having admitted assets aggregating in value not less than one hundred million dollars ($100,000,000) may make excess fund investments pursuant...
• California Insurance Code Section 1192.9
  Notwithstanding Section 1100, a domestic insurer may make excess funds investments in shares of an investment company, as defined in the Federal Investment Company Act...
• California Insurance Code Section 1192.95
  (a) Notwithstanding Section 1100, an insurer may make excess funds investments in investment pools and cash management pools established pursuant to this section. The pools...
• California Insurance Code Section 1192.10
  (a) Excess funds investments may be made in securities evidencing an undivided interest in, the right to receive payments from, or payable primarily from distributions...
• California Insurance Code Section 1193
  Excess funds investments may be made in bonds of any permanent road division, or any district of any state when such bonds are legal investments...
• California Insurance Code Section 1194
  Excess funds investments may be made in bonds issued by any county, municipality, or school district in this State to represent assessments for local improvements...
• California Insurance Code Section 1194.1
  Excess funds investments may be made in bonds issued pursuant to the Improvement Bond Act of 1915.
• California Insurance Code Section 1194.5
  Excess funds investments may be made in any debt obligation issued by the United States, a federal agency or entity authorized to issue debt obligations...
• California Insurance Code Section 1194.6
  (a) Excess funds investments may be made by an insurer in bonds, notes, or other evidences of indebtedness payable in United States dollars, and issued...
• California Insurance Code Section 1194.7
  Excess funds investments may be made in the stock of a Federal home loan bank. Any domestic incorporated insurer investing in the stock of a...
• California Insurance Code Section 1194.8
  (a) Excess fund investments may be made by a domestic insurer in real estate and leases thereof and in making improvements thereon for business or...
• California Insurance Code Section 1194.81
  Domestic incorporated insurers may invest in notes or bonds secured by a mortgage or other first lien upon unencumbered real property meeting the criteria of...
• California Insurance Code Section 1194.82
  (a) An insurer may invest in notes or bonds secured by second mortgages or other second liens, including all inclusive or wraparound mortgages or liens,...
• California Insurance Code Section 1194.85
  In any case in which a domestic insurer has requested the approval of the commissioner to make the investments specified in subdivision (a) or (c)...
• California Insurance Code Section 1194.86
  Every admitted incorporated insurer may purchase, hold, or convey real estate only for the following purposes and in the following manner: (a) The building in...
• California Insurance Code Section 1194.87
  If, after a hearing, the commissioner is satisfied that an insurer is carrying upon its books any parcel or parcels of real estate at values...
• California Insurance Code Section 1194.88
  Every admitted incorporated insurer may, for the protection or enhancement of the value of real property acquired under the provisions of Section 1194.86, use its...
• California Insurance Code Section 1194.9
  If the commissioner shall decide, after due notice and hearing that the interest of any company having real estate acquired pursuant to the provisions of...
• California Insurance Code Section 1194.95
  Excess funds investments may be made in an electronic computer or data processing machine or system to be used in connection with the business of...
• California Insurance Code Section 1195
  This article does not authorize investments in any obligation unless the obligation is interest or income-bearing or dividend-paying. An obligation is interest or income-bearing within...
• California Insurance Code Section 1196
  Excess funds investments shall not be made in any stock or obligation unless: (a) The stock or obligation qualifies as a sound investment. (b) In...
• California Insurance Code Section 1196.1
  (a) No domestic insurer shall acquire, directly or indirectly, any medium grade or lower grade obligation of any institution if, after giving effect to any...
• California Insurance Code Section 1197
  Excess funds investments shall not be made in a loan to any one borrower, including all affiliates which shall be treated as one borrower, in...
• California Insurance Code Section 1198
  Excess funds investments shall not be made in purchases of or loans upon shares of the capital stock of any one corporation in an amount...
• California Insurance Code Section 1199
  No domestic incorporated fire, life or marine insurer shall make excess funds investments in purchases of, or loans upon, more than 30 percent of the...
• California Insurance Code Section 1200
  An excess funds investment shall not be made unless authorized or approved by the directors of the investor or by a committee thereof charged with...
• California Insurance Code Section 1201
  The entry of approval shall show: (a) The fact of making such investment. (b) The amount thereof. (c) The name of each director voting to...
• California Insurance Code Section 1202
  The commissioner may, in his discretion and after hearing, by written order require the disposal of any investments made in violation of the provisions of...
• California Insurance Code Section 1210
  (a) Any domestic incorporated insurer, after investing an amount equal to its required minimum paid-in capital in securities specified in Article 3 (commencing with Section...
• California Insurance Code Section 1211
  (a) For the purposes of this section the following definitions shall apply: (1) "Aggregate counterparty exposure" means the sum of the aggregate statement value options,...
• California Insurance Code Section 1212
  (a) Any domestic incorporated insurer having aggregate capital and surplus as of the preceding December 31 of at least twenty-five million dollars ($25,000,000), after investing...
• California Insurance Code Section 1215
  As used in this article, the following terms shall have the respective meanings hereinafter set forth, unless the context shall otherwise require: (a) An "affiliate"...
• California Insurance Code Section 1215.1
  (a) Any domestic insurer, either by itself or in cooperation with one or more persons, may organize or acquire one or more subsidiaries subject to...
• California Insurance Code Section 1215.2
  (a) No person shall make a tender offer for, or a request or invitation for tenders of, or enter into an agreement to exchange securities...
• California Insurance Code Section 1215.3
  The following shall be violations of this article: (a) The failure to file the statement required under subdivision (a) of Section 1215.2. (b) Effectuation or...
• California Insurance Code Section 1215.4
  (a) Every insurer that is authorized to do business in this state and that is a member of an insurance holding company system shall register...
• California Insurance Code Section 1215.5
  (a) Transactions by registered insurers with their affiliates are subject to the following standards: (1) The terms shall be fair and reasonable. (2) Charges or...
• California Insurance Code Section 1215.6
  (a) Subject to the limitation contained in this section, and in addition to the powers which the commissioner has under Article 4 (commencing with Section...
• California Insurance Code Section 1215.7
  All information, documents and copies thereof obtained by or disclosed to the commissioner or any other person in the course of an examination or investigation...
• California Insurance Code Section 1215.8
  The commissioner may, upon notice and opportunity for all interested persons to be heard, issue such rules, regulations, and orders as shall be necessary to...
• California Insurance Code Section 1215.9
  (a) Whenever it appears to the commissioner that any insurer or any director, officer, employee, or agent thereof has committed or is about to commit...
• California Insurance Code Section 1215.10
  (a) Any insurer that fails to file a statement, report, or request for approval required by this article in a timely manner shall be subject...
• California Insurance Code Section 1215.11
  Whenever it appears to the commissioner that any person has committed a violation of this article which so impairs the financial condition of a domestic...
• California Insurance Code Section 1215.12
  Whenever it appears to the commissioner that any person has committed a violation of this article which makes the continued operation of an insurer contrary...
• California Insurance Code Section 1215.13
  (a) For the purposes of this article only, every foreign insurer, except an insurer described in Article 2 (commencing with Section 12350) of Chapter 1...
• California Insurance Code Section 1215.14
  All laws and parts of laws of this state inconsistent with this article are hereby superseded with respect to matters covered by this article.
• California Insurance Code Section 1215.15
  If any provision of this article or the application thereof to any person or circumstance is held invalid, the invalidity shall not affect other provisions...
• California Insurance Code Section 1215.16
  (a) If an order for liquidation or rehabilitation of a domestic insurer has been entered, the receiver appointed under that order shall have a right...
• California Insurance Code Section 1216
  This article may be cited as the Business Transacted with Producer Controlled Insurer Act.
• California Insurance Code Section 1216.1
  As used in this article, the following terms have the following meanings: (a) "Accredited state" means a state in which the insurance department or regulatory...
• California Insurance Code Section 1216.2
  This article shall apply to insurers as defined in subdivision (e) of Section 1216.1, either domiciled in this state or domiciled in a state that...
• California Insurance Code Section 1216.3
  (a) (1) The provisions of this section shall apply if, in any calendar year, the aggregate amount of gross written premium of business placed with...
• California Insurance Code Section 1216.4
  The controlling producer shall, prior to the effective date of the policy, deliver written notice to the prospective insured disclosing the relationship between the producer...
• California Insurance Code Section 1216.5
  (a) (1) If the commissioner believes that the controlling producer or any other person has not materially complied with this article, or any regulation or...
• California Insurance Code Section 1216.6
  Controlled insurers and controlling producers who are not in compliance with Section 1216.3 of this act on its effective date shall have 60 days to...
• California Insurance Code Section 1220
  Domestic incorporated life insurers may also invest any funds in loans upon any of their own policies in an amount not exceeding the reserve against...
• California Insurance Code Section 1221
  The amount thus loaned by an insurer upon its own policies shall be credited to the insurer in determining the amount of deposit required to...
• California Insurance Code Section 1230
  The Legislature declares that the purpose of this article is to establish guidelines for life insurers to use in life insurance policies which contain a...
• California Insurance Code Section 1231
  For the purposes of this article the "published monthly average" means: (a) Moody's Corporate Bond Yield Average-Monthly Average Corporates as published by Moody's Investors Service,...
• California Insurance Code Section 1232
  (a) Policies issued on or after the effective date of this article shall provide for policy loan interest rates at either of the following rates:...
• California Insurance Code Section 1233
  If the maximum rate of interest is determined pursuant to paragraph (2) of subdivision (a) of Section 1232, the policy shall contain a provision setting...
• California Insurance Code Section 1234
  The maximum rate for each policy shall be determined at regular intervals at least once every 12 months, but not more frequently than once in...
• California Insurance Code Section 1235
  The life insurer shall do all of the following: (1) Notify the policyholder at the time a cash loan is made of the initial rate...
• California Insurance Code Section 1236
  The loan value of the policy shall be equivalent to the cash surrender value of the policy, the minimum requirements of which are specified in...
• California Insurance Code Section 1237
  The substance of the pertinent provisions of Section 1232 and 1233 shall be set forth in the policies to which the provisions apply.
• California Insurance Code Section 1238
  For the purposes of this section: (1) The rate of interest on policy loans permitted under this section includes the interest rate charged on reinstatement...
• California Insurance Code Section 1239
  No other provision of law shall apply to policy loan interest rates unless made specifically applicable to these rates.
• California Insurance Code Section 1239.5
  The provisions of this article shall not apply to any insurance contract issued before the effective date of this article unless the policyholder agrees in...
• California Insurance Code Section 1240
  The following definitions shall apply in this article: (a) "Foreign currency" means a currency other than that of the United States. (b) "Foreign investment" means...
• California Insurance Code Section 1241
  (a) Subject to the limitation in Section 1242, and except for those foreign investments permitted under Section 1192.95, a domestic insurer may acquire foreign investments...
• California Insurance Code Section 1241.1
  (a) No domestic insurer shall acquire any investment respecting a foreign jurisdiction, or any investment denominated in the currency of that foreign jurisdiction, if that...
• California Insurance Code Section 1242
  (a) (1) Except as otherwise specified in Section 1241, a domestic insurer shall not acquire directly or indirectly through an investment subsidiary, an investment under...
• California Insurance Code Section 1250
  When any domestic incorporated insurer has, pursuant to the laws of this State, invested any of its funds in purchases of, or loans upon, the...
• California Insurance Code Section 1251
  A stock, bond or other evidence of debt if in default as to principal or interest, or if not amply secured, shall not be valued...
• California Insurance Code Section 1252
  All bonds or other evidences of debt held by an admitted incorporated insurer if amply secured and if not in default as to principal or...
• California Insurance Code Section 1253
  Any such insurer may report such bonds or other evidence of debt at market value or book value, but in no event at an aggregate...
• California Insurance Code Section 1254
  Any asset of an insurer which is found by the commissioner to be insolvent or threatened with insolvency shall be reduced in value, if necessary,...
• California Insurance Code Section 1260
  Incorporated insurers or reciprocal insurers who are members of what is commonly known as a "group" or "fleet" may enter into reinsurance transactions between members...
• California Insurance Code Section 1280
  This chapter shall not in any way affect the rights, duties, or obligations of members of or subscribers at any reciprocal or interinsurance exchange which...
• California Insurance Code Section 1280.5
  This chapter and the other provisions of this code shall not apply to nor affect unincorporated interindemnity or reciprocal or interinsurance contracts between members of,...
• California Insurance Code Section 1280.7
  This chapter and the other provisions of this code, except as set forth in this paragraph, shall not apply to or affect unincorporated interindemnity or...
• California Insurance Code Section 1281
  Reciprocal or interinsurance contracts, the exchange thereof, the subscribers, attorneys in fact, agents, and representatives, and all matters incident to or concerned with such contracts...
• California Insurance Code Section 1282
  (a) The following provisions of this code shall not be applicable to reciprocal or interinsurance exchanges and their contracts, subscribers, attorneys in fact, agents, and...
• California Insurance Code Section 1283
  The provisions of Part 7, Division 2 of the Revenue and Taxation Code shall be applicable to reciprocal or interinsurance exchanges.
• California Insurance Code Section 1284
  Notwithstanding any other provision of this chapter or of this code, any reciprocal or interinsurance exchange which meets all of the conditions of this section...
• California Insurance Code Section 1300
  Any persons may exchange reciprocal or interinsurance contracts with one another providing insurance, other than life, title, mortgage, mortgage guaranty, or insolvency insurance, among themselves...
• California Insurance Code Section 1301
  Such persons are termed subscribers.
• California Insurance Code Section 1302
  Any domestic corporation, in addition to the rights, powers and franchises specified in its articles of incorporation, has full power and authority to enter into...
• California Insurance Code Section 1303
  The organization under which such subscribers so exchange contracts is termed a reciprocal or interinsurance exchange, and shall be deemed the insurer while each subscriber...
• California Insurance Code Section 1305
  Such contracts may be executed by an attorney-in-fact, agent or other representative duly authorized and acting for such subscribers under powers of attorney. Such authorized...
• California Insurance Code Section 1306
  The principal office of the attorney shall be maintained at a place designated by the subscribers in the power of attorney.
• California Insurance Code Section 1307
  The power of attorney and contracts made thereunder may: (a) Provide for the right of substitution of attorney and revocation of the contract or power....
• California Insurance Code Section 1308
  The body exercising the subscribers' rights shall be selected under such rules as the subscribers adopt. It shall supervise the finances of the exchange and...
• California Insurance Code Section 1309
  Such body shall have authority to procure the audit of the accounts and records of the exchange and of the attorney-in-fact, at the expense of...
• California Insurance Code Section 1310
  Such body shall be composed of subscribers or agents of subscribers. Not more than one-third of the members serving on such body shall be agents,...
• California Insurance Code Section 1310.1
  The board of a reciprocal or interinsurance exchange operating pursuant to Section 1284 shall be composed of members of the governing board of the hospital,...
• California Insurance Code Section 1311
  A reciprocal or interinsurance exchange may engage in the surety insurance business in this state only provided its surplus is at least twice the amount...
• California Insurance Code Section 1312
  (a) Any reciprocal or interinsurance exchange, domestic or foreign, which has obtained a certificate of capability to reinsure or a favorable order under Section 1401.5...
• California Insurance Code Section 1313
  Nothing in Chapter 504 of the Statutes of 1965 shall limit or affect the right of an admitted foreign reciprocal or interinsurance exchange to accept
• California Insurance Code Section 1314
  Any reciprocal or interinsurance exchange, domestic or foreign, which has obtained a certificate of surplus under Section 1401, and whose subscribers by such order have...
• California Insurance Code Section 1315
  A reciprocal exchange or interinsurance exchange may borrow money to defray the expenses of its organization, provide it with surplus funds, or for any purpose...
• California Insurance Code Section 1320
  The attorney of every admitted reciprocal or interinsurance exchange shall verify and cause to be filed with the commissioner copies of the following forms used...
• California Insurance Code Section 1321
  If the name of the exchange does not contain either the words "interinsurance," "reciprocal" or "exchange," then such forms shall have printed under such name...
• California Insurance Code Section 1322
  The attorney prior to admission shall file with the commissioner a declaration verified by his oath or, where such attorney is a corporation, by the...
• California Insurance Code Section 1323
  Concurrently with the filing of the declaration provided for by the terms of section 1322 the attorney shall file with the commissioner an instrument in...
• California Insurance Code Section 1324
  Except as provided in Section 1330, the attorney, concurrently with the filing of the declaration provided for in Section 1322, also shall file with the...
• California Insurance Code Section 1325
  Such bond shall be executed by the attorney with an admitted surety insurer as surety.
• California Insurance Code Section 1325.5
  Such attorney may deposit with the commissioner, in lieu of the bond executed by him, securities of a value equal to the required amount of...
• California Insurance Code Section 1326
  The attorney's bond shall be in the penal sum of fifty thousand dollars ($50,000), conditioned that the attorney will faithfully account for all moneys and...
• California Insurance Code Section 1327
  The attorney's bond may be sued upon in one and the same action either by any subscriber or any number of subscribers suffering loss through...
• California Insurance Code Section 1328
  Any amount recovered on the attorney's bond shall be deposited in and become a part of the funds of the exchange.
• California Insurance Code Section 1329
  Where provision is made, by the power of attorney executed by the subscribers or the rules adopted by the exchange, for the bonding of the...
• California Insurance Code Section 1330
  Where the home office of an exchange is located outside of this State and the attorney files such a bond in the home State, there...
• California Insurance Code Section 1350
  The commissioner shall issue a certificate of authority to the attorney upon compliance with the requirements of this chapter, and the payment of the application...
• California Insurance Code Section 1350.5
  In the event of substitution of attorney or a change in any of the matters specified in the certificate of authority pursuant to Section 1350,...
• California Insurance Code Section 1370
  Every exchange shall maintain its required assets in any one, or more, or all of the following forms: (a) In cash or deposits in solvent...
• California Insurance Code Section 1370.2
  Except as in this article (commencing with Section 1370) otherwise provides, every exchange subject to this chapter (commencing with Section 1280) shall on and after...
• California Insurance Code Section 1370.4
  An exchange admitted prior to October 1, 1961, shall be exempt from the provisions of Section 1370.2 until it replaces its attorney in fact, except...
• California Insurance Code Section 1370.8
  Any exchange exempted at any time from the provisions of Section 1370. 2 shall irrespective of such exemption be subject to the provisions of this...
• California Insurance Code Section 1371
  If an exchange does either liability or workmen's compensation insurance, it shall at all times maintain assets in a sum sufficient to discharge all liabilities...
• California Insurance Code Section 1372
  Every other exchange shall maintain at all times assets in a sum sufficient to discharge all liabilities and to provide a surplus over all liabilities...
• California Insurance Code Section 1373.1
  No certificate of authority, other than a renewal certificate of authority, shall be issued to the attorney within three years from and after the time...
• California Insurance Code Section 1373.2
  (a) Except as provided in subsection (b) hereof, an exchange, the attorney for which holds a certificate of authority, which has been in business as...
• California Insurance Code Section 1374
  In estimating the financial condition of any exchange the commissioner shall observe the following rules: (a) He or she shall charge as liabilities the same...
• California Insurance Code Section 1374.1
  (a) "Surplus deposits of subscribers," as used in this chapter, means amounts, over and above any premium charges, which are contributed by subscribers and which...
• California Insurance Code Section 1375
  Where the subscribers are grouped by industries or otherwise under any ruling or agreement which exempts the funds of one group from liability in whole...
• California Insurance Code Section 1390
  The provisions of this article shall apply only to exchanges writing liability, common carrier liability or workmen's compensation insurance, except that any exchange may apply...
• California Insurance Code Section 1391
  Whenever an exchange subject to this article, is not possessed of admitted assets sufficient to discharge all liabilities and to maintain the required surplus, the...
• California Insurance Code Section 1392
  Except as provided by Sections 1397, 1398, 1400 and 1401, every subscriber of an exchange subject to this article shall be liable to pay, and...
• California Insurance Code Section 1393
  Each such subscriber's share of the deficiency for which an assessment is made pursuant to this article, shall be determined by applying to the premium...
• California Insurance Code Section 1394
  Subscribers liable to assessment under this article shall pay the same without offsetting any claim for unearned premiums or losses payable to or for the...
• California Insurance Code Section 1395
  Assessments under this article shall be made upon the members liable to assessment therefor, in proportion to their several liabilities.
• California Insurance Code Section 1396
  Notice of all such proposed assessments shall be filed with the commissioner and the assessments shall not take effect until approved by him after such...
• California Insurance Code Section 1397
  Assessments under this article, whether levied by the attorney, or the commissioner in the liquidation of such an exchange or otherwise, shall be of no...
• California Insurance Code Section 1398
  The power of attorney of an exchange subject to this article may limit the contingent liability of the subscriber for assessment, but such contingent liability...
• California Insurance Code Section 1399
  Each subscriber to an exchange subject to this article may maintain with the exchange, in addition to the premium deposit provided in the policy, a...
• California Insurance Code Section 1400
  Each such subscriber maintaining a surplus deposit equal to, and in addition to, the amount of the total current annual premium deposit provided in his...
• California Insurance Code Section 1401
  If an exchange has a surplus of admitted assets over all liabilities in a sum equal to 11/2 times the minimum paid-in capital required of...
• California Insurance Code Section 1401.5
  (a) When the commissioner finds after a public hearing that a reciprocal or interinsurance exchange has at all times during any consecutive five-year period terminating...
• California Insurance Code Section 1402
  All funds of such exchange and the proceeds of the contingent liability of its subscribers shall be available for the payment of any liability of...
• California Insurance Code Section 1420
  Savings or credits may be returned to the subscribers irrespective of the source from which such savings or credits accrue whenever such returns do not...
• California Insurance Code Section 1430
  The attorney shall make a report, under oath, to the commissioner covering each calendar year. Such report shall be made annually during the time limited...
• California Insurance Code Section 1431
  The assets, business affairs and records of every exchange and its attorney shall be subject to examination by the commissioner at any reasonable time. The...
• California Insurance Code Section 1432
  The commissioner has: (a) The right of examination of and supervision over reciprocal or interinsurance exchanges, their attorneys, agents and brokers. (b) The right to...
• California Insurance Code Section 1433
  The commissioner's right of examination shall include the right to examine the records containing the names and addresses of the subscribers. Any information obtained from...
• California Insurance Code Section 1434
  Where the principal office of the attorney is located in another State, the commissioner, in lieu of examination may accept a certified copy of the...
• California Insurance Code Section 1450
  The exchange may sue or be sued in its own name as in the case of an individual. Any judgment rendered against the exchange shall...
• California Insurance Code Section 1451
  No action shall lie against any subscriber, upon any obligation made or incurred in the name of the exchange, until a final judgment has been...
• California Insurance Code Section 1452
  Process may be served upon the commissioner as provided in Article 1 (commencing with Section 12919) of Chapter 2 of Division 3.
• California Insurance Code Section 1453
  A judgment rendered in any case where service of process has been made on the commissioner shall be binding against the subscribers as their interests
• California Insurance Code Section 1470
  In any form of policy prescribed by this code, the attorney may insert provisions or conditions required by the plan of reciprocal or interinsurance if...
• California Insurance Code Section 1500
  The provisions of this code regarding the appointment, licensing, qualification and regulation of insurance agents, brokers and solicitors, apply neither to the attorney-in-fact of a...
• California Insurance Code Section 1510
  Any attorney-in-fact or representative of such an attorney who exchanges, or solicits or negotiates the exchange of, any contracts of insurance of the kind and...
• California Insurance Code Section 1511
  For the purpose of organization, and upon issuance of permit by the commissioner, powers of attorney and applications for such policies may be solicited without...
• California Insurance Code Section 1512
  In addition to the foregoing penalties and where not otherwise provided, the penalty for failure or refusal to comply with any or all of the...
• California Insurance Code Section 1530
  In lieu of all other taxes, licenses or fees whatever, state or local, each exchange and its corporate attorney in fact considered as a single...
• California Insurance Code Section 1531
  (a) On and after January 1, 1994, and before January 1, 1995, every exchange and its corporate attorney in fact that is considered a single...
• California Insurance Code Section 1540
  Any two or more domestic reciprocal insurers, upon affirmative vote of not less than two-thirds of the subscribers of each such insurer who vote on...
• California Insurance Code Section 1550
  This article shall apply only to domestic reciprocal insurers organized after 1974 to provide medical malpractice insurance.
• California Insurance Code Section 1551
  By following the procedure specified in this article, any domestic reciprocal insurer described in this article may merge, consolidate, or otherwise unite with or become...
• California Insurance Code Section 1552
  The plan and agreement by which the transaction is to be effected shall be submitted to the commissioner, who shall examine it and require those...
• California Insurance Code Section 1553
  When the plan and agreement has been approved by the commissioner, with any changes required by him or her, it shall require the approval of...
• California Insurance Code Section 1554
  If one of the insurers that is a party to the transaction is a domestic incorporated insurer, Section 1109 of the Corporations Code shall apply...
• California Insurance Code Section 1555
  (a) If the vote is in the affirmative, a certified copy of all proceedings relating to the proposed transaction shall be filed with the commissioner....
• California Insurance Code Section 1556
  (a) If the surviving entity is a domestic incorporated insurer in a merger in which a domestic reciprocal insurer is a constituent party, after approval...
• California Insurance Code Section 1557
  (a) Any plan of merger, consolidation, or other unification under this article shall provide that all rights and properties of the parties to the plan...
• California Insurance Code Section 1558
  In the event a domestic reciprocal insurer is merged, is consolidated, or is part of a reorganization pursuant to the procedures specified in this article...
• California Insurance Code Section 1559
  (a) For all purposes for a merger in which the surviving entity is a domestic reciprocal insurer and a domestic incorporated insurer is not a...
• California Insurance Code Section 1560
  This article shall apply only to domestic reciprocal insurers organized after 1974 to provide medical malpractice insurance.
• California Insurance Code Section 1560.01
  By following the procedure specified in this article, any domestic reciprocal insurer described in Section 1560 may be converted into an incorporated stock insurer. To...
• California Insurance Code Section 1560.02
  The definitions in this section apply to the following terms when used in this article: (a) "Adoption date" means the date the governing body adopts...
• California Insurance Code Section 1560.03
  A plan of conversion adopted by a domestic reciprocal insurer for the establishment of a reciprocal holding company shall provide that the domestic reciprocal insurer...
• California Insurance Code Section 1560.05
  (a) The commissioner shall examine the plan submitted pursuant to Section 1560.03. As a part of the examination the commissioner shall order a public hearing...
• California Insurance Code Section 1560.06
  The meeting of subscribers prescribed by subdivision (c) of Section 1560.03 shall be called by the governing board, the chairperson of the board, or the...
• California Insurance Code Section 1560.07
  Nothing in this article shall be deemed to prohibit the inclusion in the plan of conversion of provisions under which the insurer's officers, directors, employees,...
• California Insurance Code Section 1560.08
  No director, officer, agent, or employee of the domestic reciprocal insurer shall receive any fee, commission, or other valuable consideration whatsoever, other than regular salary...
• California Insurance Code Section 1560.09
  At any time before that plan of conversion becomes effective, the domestic reciprocal company may, by resolution of at least two-thirds of the governing board,...
• California Insurance Code Section 1560.10
  Upon consent by the commissioner to the plan of conversion of a domestic reciprocal insurer and filing of the plan of conversion in accordance with...
• California Insurance Code Section 1560.11
  (a) Upon the effective date of a plan of conversion in accordance with Section 1560.10, the domestic reciprocal insurer immediately becomes a stock corporation, the...
• California Insurance Code Section 1560.12
  Prior to, and for a period of five years following, the effective date of the plan of conversion, no person or group of persons acting...
• California Insurance Code Section 1560.13
  Unless otherwise provided in the plan of conversion, the governing body and officers of the domestic reciprocal insurer shall serve as directors and officers of...
• California Insurance Code Section 1560.14
  (a) Notwithstanding any other provision of law and except as otherwise provided in subdivision (b), actions concerning any plan of conversion, proposed plan of conversion,...
• California Insurance Code Section 1560.15
  The offer or sale of securities issued pursuant to the plan of conversion developed and approved in accordance with the provisions of this article, shall...
• California Insurance Code Section 1560.16
  The commissioner shall have the authority from time to time, to make, amend, and rescind any rules and regulations necessary to carry out the provisions...
• California Insurance Code Section 1560.17
  Upon completion of the act of conversion and issuance of the certificate of authority under Section 1560.10, the Secretary of State shall accept for filing...
• California Insurance Code Section 1560.18
  (a) The articles of incorporation of a converted insurer that have been adopted pursuant to a plan of conversion and filed with the Secretary of...
• California Insurance Code Section 1560.19
  If the name of a domestic reciprocal insurer converting to a stock insurer pursuant to this article includes the word "reciprocal," the new stock insurer...
• California Insurance Code Section 1561
  Any law or ruling of any state of the United States or any foreign country which shall attempt to assume jurisdiction over, or to authorize...
• California Insurance Code Section 1580
  As used in this article, the term "alien insurer" means a foreign insurer organized under the laws of any jurisdiction other than a State of...
• California Insurance Code Section 1581
  Except as otherwise expressly provided for particular insurers, an alien insurer shall not transact any insurance in this State without first making the deposit required...
• California Insurance Code Section 1582
  The amount of such deposit shall be equal to the minimum amount of the paid-in capital required for admission of incorporated insurers issuing policies on...
• California Insurance Code Section 1583
  The deposit required by Section 1581 (a) Shall be continuously maintained so long as any obligation arising out of any insurance transacted by such alien...
• California Insurance Code Section 1585
  If such deposit is not so maintained in this State, it shall be deemed to be in existence as required by this article only when...
• California Insurance Code Section 1586
  Such deposit, if maintained in this State, shall be for the benefit and security of all the policyholders and creditors of such alien insurer in...
• California Insurance Code Section 1587
  Securities deposited with the commissioner pursuant to this article shall be specially deposited by him in the State Treasury, in packages marked with the name...
• California Insurance Code Section 1588
  As long as the depositing insurer is solvent and the deposited securities are sufficient under this article, it may collect the income on the deposited...
• California Insurance Code Section 1589
  Whenever such a deposit is made with the commissioner, he shall issue to the depositing insurer a certificate under his official seal stating the items...
• California Insurance Code Section 1590
  The commissioner shall require the payment of twenty-nine dollars ($29) in lawful money of the United States, in advance, as a fee for filing a...
• California Insurance Code Section 1591
  In addition to complying with all other applicable requirements of this code, every admitted alien insurer shall on or before the first day of March...
• California Insurance Code Section 1592
  The statement required by Section 1591 shall be verified in the manner prescribed in Sections 903 and 903.5 and there shall be filed therewith the...
• California Insurance Code Section 1593
  The excess of the sum of those items in such statement, which are described in subdivision (a), (b), (c) and (d) of Section 1591, over...
• California Insurance Code Section 1594
  Whenever it appears to the commissioner that the trusteed surplus in the United States of an alien insurer is less than an amount equal to...
• California Insurance Code Section 1595
  Whenever an admitted alien insurer is required or permitted to deposit assets with a trustee for the benefit and security of its policyholders, or of...
• California Insurance Code Section 1596
  To satisfy the purposes of this article, any alien insurer admitted or seeking to be admitted is hereby authorized to make and execute a deed...
• California Insurance Code Section 1596.5
  Trusteed assets may be held by a trustee in the name of a nominee of the trustee, when permitted by and in accordance with the...
• California Insurance Code Section 1597
  In respect of the appointment or substitution of a trustee in another state in which an admitted alien insurer is authorized to transact insurance, in...
• California Insurance Code Section 1598
  The commissioner may from time to time examine the trusteed assets of any alien admitted insurer pursuant to Section 736, and may from time to...
• California Insurance Code Section 1599
  The commissioner shall require the payment of twelve dollars ($12) in lawful money of the United States, in advance, as a fee for filing each...
• California Insurance Code Section 1600
  The commissioner shall require every foreign insurer, as a condition precedent to receiving and holding a certificate of authority, to file and maintain in the...
• California Insurance Code Section 1600.5
  An agent designated by a foreign insurer as provided in this article may file with the insurance commissioner a written statement of resignation as such...
• California Insurance Code Section 1601
  No fee shall be charged, except as included in the application for certificate of authority fee provided by Article 3 (commencing with Section 699) of...
• California Insurance Code Section 1602
  Any notice provided by law or by a policy, and any proof of loss, summons or other process may be served on such agent in...
• California Insurance Code Section 1603
  The person appointed and designated pursuant to Section 1600 shall be deemed in law a general agent, and shall for service of process be the...
• California Insurance Code Section 1604
  Every foreign insurer, as a further condition precedent to admission and in consideration thereof, shall file with the commissioner an agreement or stipulation, executed by...
• California Insurance Code Section 1605
  Service may be made upon the commissioner under the circumstances described in the agreement or stipulation provided for by this article and in the manner...
• California Insurance Code Section 1610
  Any of the acts described in Section 1611, when effected in this State, by mail or otherwise, by a foreign or alien insurer which is...
• California Insurance Code Section 1611
  The acts referred to in Section 1610 are: (1) The issuance or delivery to residents of, or to corporations authorized to do business in, this...
• California Insurance Code Section 1612
  Such service of process may be made as provided in Article 1 (commencing with Section 12919) of Chapter 2 of Division 3.
• California Insurance Code Section 1616
  Before any nonadmitted foreign or alien insurer shall file or cause to be filed any pleading in any action, suit or proceeding instituted against it,...
• California Insurance Code Section 1617
  The court in any action, suit, or proceeding, in which service of process is effected in the manner provided in Section 1612 may, in its...
• California Insurance Code Section 1618
  Nothing in Section 1616 is to be construed to prevent a nonadmitted foreign or alien insurer from filing a motion to quash a writ or...
• California Insurance Code Section 1619
  In any action against a nonadmitted foreign or alien insurer upon a contract of insurance issued or delivered in this State to a resident thereof...
• California Insurance Code Section 1620
  (a) The provisions of the preceding sections of this article shall not apply to any action, suit or proceeding against any unauthorized foreign or alien...
• California Insurance Code Section 1620.1
  (a) The purpose of this article is to subject to the jurisdiction of the commissioner and to the jurisdiction of the courts of this State,...
• California Insurance Code Section 1620.2
  As used in this article (commencing with Section 1620.1): (a) "Unfair Trade Practices Act" means Article 6.5 (commencing with Section 790) of Chapter 1 of...
• California Insurance Code Section 1620.3
  No unauthorized foreign or alien insurer shall make, issue, circulate or cause to be made, issued or circulated to residents of this State any estimate,...
• California Insurance Code Section 1620.4
  If after 30 days following the giving of the notice mentioned in Section 1620.3 the insurer has failed to cease making, issuing, or circulating such...
• California Insurance Code Section 1620.5
  (a) Any of the following acts in this State, effected by mail or otherwise, by any unauthorized foreign or alien insurer: (1) the issuance or...
• California Insurance Code Section 1620.6
  If any provision of this article (commencing with Section 1620.1) or the application thereof to any person or circumstance is held invalid, such invalidity shall...
• California Insurance Code Section 1620.7
  This article (commencing with Section 1620.1) may be cited as the Unauthorized Insurers False Advertising Process Act.
• California Insurance Code Section 1621
  An insurance agent is a person who transacts insurance, including 24-hour care coverage as defined in Section 1749.02, other than life, disability, or health insurance,...
• California Insurance Code Section 1622
  (a) A life licensee is a person authorized to act on behalf of a life insurer or a disability insurer to transact any of the...
• California Insurance Code Section 1623
  (a) An insurance broker is a person who, for compensation and on behalf of another person, transacts insurance other than life insurance with, but not...
• California Insurance Code Section 1624
  An insurance solicitor is a natural person employed to aid an insurance agent or insurance broker in transacting insurance other than life.
• California Insurance Code Section 1625
  A fire and casualty licensee is a person authorized to act as an insurance agent, broker, or solicitor, and a fire and casualty broker-agent license...
• California Insurance Code Section 1625.5
  (a) A personal lines licensee is a person authorized to transact automobile insurance, as defined in Section 660, including insurance for recreational vehicles used for...
• California Insurance Code Section 1625.55
  (a) A limited lines automobile insurance agent is a person authorized to transact automobile insurance, as defined in Section 660. A limited lines automobile insurance...
• California Insurance Code Section 1625.56
  "License year" for a limited lines automobile insurance agent shall be determined as follows: (a) Upon initial licensing, the license year starts on the date...
• California Insurance Code Section 1625.57
  "License term" for a limited lines automobile insurance agent means all of that two-year period beginning as described in subdivision (a) or (b) of Section...
• California Insurance Code Section 1626
  (a) A life licensee is a person authorized to act as a life agent. Licenses to act as a life agent under this chapter shall...
• California Insurance Code Section 1627
  A license is a permit to act in the capacity specified therein. A person licensed is the holder of the license. In case of a...
• California Insurance Code Section 1628
  As used in this chapter, an "organization" means any legal entity other than a natural person. Where reference is made to a natural person named...
• California Insurance Code Section 1629
  "License year" as used in this chapter shall be determined for each entity as follows: (a) Upon initial licensing, the license year starts on the...
• California Insurance Code Section 1630
  "License term" as used in this chapter means all of that two-year period beginning as described in subdivision (a) or (b) of Section 1629, as...
• California Insurance Code Section 1631
  Unless exempt by the provisions of this article, a person shall not solicit, negotiate, or effect contracts of insurance, or act in any of the...
• California Insurance Code Section 1631.5
  Nothing in this article shall be deemed to affect the current operations of the Healthy Families Program (Part 6.2 (commencing with Section 12693) of Division...
• California Insurance Code Section 1632
  Unless prohibited in this article, a person otherwise eligible for a license may be authorized to act in one or more of the capacities specified...
• California Insurance Code Section 1633
  Any person who transacts insurance without a valid license so to act is guilty of a misdemeanor punishable by a fine not exceeding fifty thousand...
• California Insurance Code Section 1633.5
  It is hereby declared to be the intent of the Legislature in enacting this chapter that the regulations prescribed herein be the exclusive regulations relating...
• California Insurance Code Section 1634
  No license is required under this chapter for a person to act in any of the following capacities: (a) As a full-time salaried employee of...
• California Insurance Code Section 1635
  No license is required under the provisions of this chapter for a person to act in the following capacities or to engage in the following...
• California Insurance Code Section 1637
  An organization may hold any license or licenses necessary to act in the following capacities under this chapter and no others: (a) A license to...
• California Insurance Code Section 1638
  (a) A nonresident license is a license issued to a person not a resident of this state. A person is a resident of this state...
• California Insurance Code Section 1638.5
  Unless denied licensure pursuant to Article 6 (commencing with Section 1666), a nonresident person shall receive a production agency license if he or she meets...
• California Insurance Code Section 1639
  The following types of licenses under this chapter may be issued to nonresidents: (a) A fire and casualty broker-agent if the nonresident is duly licensed...
• California Insurance Code Section 1639.1
  (a) The class or classes of insurance which a nonresident person is licensed to transact under his or her resident license shall be determined according...
• California Insurance Code Section 1640
  A person authorized to act as an insurance solicitor is not eligible at the same time to act as an insurance agent or broker, and...
• California Insurance Code Section 1642
  An insurer or reciprocal or interinsurance exchange is not eligible for any license under this chapter; but a corporation rendering sales services in connection with...
• California Insurance Code Section 1644
  A minor is not eligible for a license to act as a fire and casualty broker-agent, or a life agent.
• California Insurance Code Section 1646
  An organization is not eligible for a license under this chapter if its articles of incorporation or association or agreement of copartnership forbid it to...
• California Insurance Code Section 1647.5
  (a) Each limited liability company, at the time of licensing pursuant to this chapter and, with respect to surplus line brokers, Chapter 6 (commencing with...
• California Insurance Code Section 1649.5
  Notwithstanding Section 1642, an insurer may own or control, whether directly or indirectly, a separate entity licensed under this chapter as a fire and casualty...
• California Insurance Code Section 1650
  Every license issued under this chapter shall state thereon all the following: (a) The name of the licensee. (b) The capacity of the license. (c)...
• California Insurance Code Section 1651
  The commissioner shall at all times retain full property rights in any document evidencing any license issued pursuant to Chapters 5, 6, 7, and 8...
• California Insurance Code Section 1652
  (a) A license under this chapter shall be applied for, and renewed by the filing with the commissioner of a written application therefor. The application...
• California Insurance Code Section 1655
  No application for a license shall be deemed filed unless the document itself has been actually delivered to, and the proper filing fee, including any...
• California Insurance Code Section 1656
  Every applicant for an organizational license shall provide the names of all persons who may exercise the power and perform the duties under the license....
• California Insurance Code Section 1656.1
  (a) Every application for a license filed by a corporation shall contain the names and addresses of all stockholders owning 10 percent or more of...
• California Insurance Code Section 1656.2
  (a) Every application for a license filed by a limited liability company shall contain the names and addresses of all members owning 10 percent or...
• California Insurance Code Section 1658
  Each application filed by a natural person for a license shall contain the residence address, the principal business address, and the mailing address of the...
• California Insurance Code Section 1661
  Whenever an organization licensed as a life agent, or a fire and casualty broker-agent desires to change, remove, or add to, the natural person or...
• California Insurance Code Section 1662
  A fire and casualty broker-agent shall, prior to acting in the capacity of an insurance broker, file and continuously maintain in force the bond required...
• California Insurance Code Section 1663
  Such bond shall be duly executed by an admitted surety insurer, shall be continuous in form, and shall be in favor of the people of...
• California Insurance Code Section 1665
  The bond of a fire and casualty broker-agent shall be in the amount of ten thousand dollars ($10,000). The bond shall be contingent on the...
• California Insurance Code Section 1666
  Upon the filing of an application for a license in accordance with Article 4 of this chapter, the commissioner may make such investigation and require...
• California Insurance Code Section 1666.5
  (a) Notwithstanding any other provision of law, the commissioner shall at the time of issuance or renewal of any license under this chapter or Chapter...
• California Insurance Code Section 1667
  Except as provided in Section 1669, a license shall not be denied without an opportunity to the applicant to be heard in support of his...
• California Insurance Code Section 1668
  The commissioner may deny an application for any license issued pursuant to this chapter if: (a) The applicant is not properly qualified to perform the...
• California Insurance Code Section 1668.1
  In addition to the grounds set forth in Section 1668, the following acts shall constitute cause to suspend or revoke any permanent license issued pursuant...
• California Insurance Code Section 1668.5
  (a) The commissioner may deny an application for any license issued pursuant to this chapter, and may suspend or revoke the permanent license of any...
• California Insurance Code Section 1669
  The commissioner may, without hearing, deny an application if the applicant has: (a) Committed a felony as shown by a plea of guilty or nolo...
• California Insurance Code Section 1670
  If an applicant for any license under this chapter, within one year from the date of the receipt by the commissioner of the application, whether...
• California Insurance Code Section 1672
  The commissioner may deny an application filed by an organization, unless both the organization and all natural persons named thereon meet the qualifications for the...
• California Insurance Code Section 1673
  A person licensed as a fire and casualty broker-agent or a life licensee may be authorized to transact disability insurance on behalf of any insurer...
• California Insurance Code Section 1675
  Except as provided in Section 1680, the following applicants who have theretofore been licensed under this code are exempt from the requirements of this article:...
• California Insurance Code Section 1676
  (a) Except as set forth in Sections 1675 and 1679, the commissioner shall not issue a permanent license pursuant to this chapter to an applicant...
• California Insurance Code Section 1677
  Every qualifying examination for a license under this chapter shall be in writing and shall be of sufficient scope to satisfy the commissioner that the...
• California Insurance Code Section 1678
  The commissioner shall, at least once each month, give in each of the cities in which he has an office qualifying examinations under this chapter....
• California Insurance Code Section 1679
  (a) A nonresident applicant for a license shall be subject to the same qualifying examination as is required of a resident applicant. The examination may...
• California Insurance Code Section 1680
  If a nonresident secures a license without examination through the filing of a certificate described in Section 1679 and thereafter seeks a license as a...
• California Insurance Code Section 1681
  If an applicant fails the qualifying examination, he may, subject to the provisions of this article and such rules and regulations as may be promulgated...
• California Insurance Code Section 1681.5
  (a) No person shall cheat on, subvert, or attempt to subvert, any licensing examination given by the department, including, but not limited to, engaging in,...
• California Insurance Code Section 1682
  The commissioner may, in accordance with the procedure set forth in Chapter 4 of Part I of Division 3 of Title 2 of the Government...
• California Insurance Code Section 1683
  At a reasonable time before an applicant is required to appear for a qualifying examination, the commissioner shall send him written notice thereof. Such notice...
• California Insurance Code Section 1684
  Except as otherwise provided in this article, whenever reference is made in this article to an applicant for a license, such reference includes each natural...
• California Insurance Code Section 1685
  The commissioner may issue to a person eligible therefor a certificate of convenience to act as any of the following: (a) Any type of a...
• California Insurance Code Section 1686
  To be eligible for an estate certificate of convenience, a person must be one of the following: (a) The executor or administrator of the estate...
• California Insurance Code Section 1687
  Except as provided in Section 1637, to be eligible for a military service certificate of convenience, a person must be nominated therefor by the holder...
• California Insurance Code Section 1688
  To be eligible for a certificate of convenience to act as an industrial debit collection certificate holder, a person must be an applicant for a...
• California Insurance Code Section 1689
  (a) A person is not eligible for a certificate of convenience pending examination if the person has ever been issued in California a certificate of...
• California Insurance Code Section 1691
  (a) Every insurer shall have an approved training program on file with the commissioner or have filed a blanket authorization to certify to enrollment in...
• California Insurance Code Section 1692.1
  (a) The privilege of an insurer to certify to the enrollment of applicants in any course of study and instruction shall be automatically suspended without...
• California Insurance Code Section 1693
  An estate certificate of convenience expires upon the happening of any of the following events, whichever occurs first: (a) Upon the filing with the commissioner...
• California Insurance Code Section 1694
  A military service certificate of convenience shall terminate upon the relicensing of the nominating licensee, but in no event shall it remain in force beyond...
• California Insurance Code Section 1695
  A certificate of convenience to act as an industrial debit certificate holder or pending examination expires at one of the following times, whichever occurs first:...
• California Insurance Code Section 1697
  A military service certificate of convenience may be issued to an organization only under the following circumstances: (a) Such organization is the holder of a...
• California Insurance Code Section 1698
  The military service certificate of convenience referred to in Section 1697 expires at one of the following times, whichever occurs first: (a) Upon the qualification...
• California Insurance Code Section 1699
  A person holding a certificate of convenience pending examination who passes the qualifying examination and is otherwise eligible for the permanent license applied for is...
• California Insurance Code Section 1700
  If the holder of any certificate of convenience pending examination fails the qualifying examination by reason of his failure to appear for examination, the commissioner...
• California Insurance Code Section 1702
  All licenses issued pursuant to this chapter shall be issued to the holder thereof.
• California Insurance Code Section 1703
  Every applicant for an original license under this chapter, Chapter 5A (commencing with Section 1759), Chapter 6 (commencing with Section 1760), or Chapter 7 (commencing...
• California Insurance Code Section 1704
  (a) Any person acting as a licensee under this chapter shall not act as an agent of an insurer unless the insurer has filed with...
• California Insurance Code Section 1704.5
  (a) Except as provided in subdivision (b), a licensed life agent may present a proposal for insurance to a prospective policyholder on behalf of a...
• California Insurance Code Section 1705
  An insurer, or employing fire and casualty broker-agent, by filing a notice of appointment on behalf of an applicant for an original license pursuant to...
• California Insurance Code Section 1707
  Except as otherwise provided in Section 1704.5, each notice of appointment or notice of termination of appointment filed pursuant to this article shall be filed...
• California Insurance Code Section 1707.5
  The commissioner in lieu of retaining in his or her files a copy of the notices of appointment or notices of termination described in Section...
• California Insurance Code Section 1707.51
  (a) Notwithstanding any other provision of law, qualified applicants who applied in proper form and requested an examination date for a fire and casualty or...
• California Insurance Code Section 1707.7
  As part of the report required under Section 12922, the commissioner shall provide the following information for the previous calendar year ending December 31 for...
• California Insurance Code Section 1708
  A licensee may at any time surrender for cancellation any license under which he is permitted to act in any of the capacities specified in...
• California Insurance Code Section 1710
  All licenses issued to natural persons terminate upon the death of such person.
• California Insurance Code Section 1711
  For the purposes of this chapter and except as provided in this article, an organization ceases to exist as an entity eligible to hold a...
• California Insurance Code Section 1712
  The termination of the existence of the license entity as provided in Section 1711, automatically terminates the right of that entity to transact insurance thereunder;...
• California Insurance Code Section 1712.5
  The license of an organization licensed as a fire and casualty broker-agent or life agent shall become inoperative upon the removal or termination of the...
• California Insurance Code Section 1716
  The provisions of this article shall not apply to any certificate of convenience other than a military service certificate of convenience issued to a natural
• California Insurance Code Section 1717
  All licenses issued under this chapter shall be for the license term specified in Section 1630. Such licenses may be issued for all of such...
• California Insurance Code Section 1717.5
  Notwithstanding any other provision of this article, the commissioner shall institute year-round licensing of production agency licensees commencing with those license renewals taking place in
• California Insurance Code Section 1718
  (a) Not less than 60 days before a permanent license will expire, the commissioner may mail, to the latest address appearing on his or her...
• California Insurance Code Section 1719
  The commissioner shall not issue any permanent license within 30 days prior to the expiration date on record for a previously licensed entity unless the...
• California Insurance Code Section 1720
  (a) A licensee who has applied to renew a license under this chapter shall be entitled to continue operating under the existing license for 60...
• California Insurance Code Section 1722
  If a natural person while licensed pursuant to the provisions of this chapter or Chapters 6 (commencing with Section 1760), 7 (commencing with Section 1800),...
• California Insurance Code Section 1723
  (a) At the time any original or renewal license application that is submitted to the commissioner shows a conviction of the applicant of a felony...
• California Insurance Code Section 1724
  An agent, broker, or solicitor who is not an active member of the State Bar of California may not share a commission or other compensation...
• California Insurance Code Section 1724.5
  Every individual and organization licensee and every applicant for such a license shall file with the commissioner in writing the true name of the individual...
• California Insurance Code Section 1725
  Every license to act as a fire and casualty broker-agent shall be prominently displayed by the holder thereof in his or her office in a...
• California Insurance Code Section 1725.5
  (a) For purposes of Sections 32.5, 1625, 1626, 1724.5, 1758.1, 1765, 1800, 14020, 14021, and 15006, every licensee shall prominently affix, type, or cause to...
• California Insurance Code Section 1726
  (a) A person who is licensed in this state as an insurance agent or broker, advertises insurance on the Internet, and transacts insurance in this...
• California Insurance Code Section 1727
  (a) The commissioner shall, after notice and hearing, promulgate reasonable rules and regulations specifying the manner and type of records to be maintained by those...
• California Insurance Code Section 1728
  Every resident insurance fire and casualty broker-agent shall maintain a principal office in this state for the transaction of business. The address of the office...
• California Insurance Code Section 1729
  Every licensee and every applicant for a license shall immediately notify the commissioner in writing of any change in his address as given to the...
• California Insurance Code Section 1729.2
  (a) An applicant or licensee shall notify the commissioner when any of the background information set forth in this section changes after the application has...
• California Insurance Code Section 1729.5
  A fire and casualty broker-agent or life agent who has a service contract with a corporation licensed under this code or who is a stockholder...
• California Insurance Code Section 1730
  A licensee shall not misrepresent the type of license under which he is transacting insurance, nor shall he engage in transactions not authorized by the...
• California Insurance Code Section 1730.5
  A life agent and a fire and casualty broker-agent shall provide to all insureds or applicants at the time of application or receipt of premium...
• California Insurance Code Section 1730.6
  (a) Every fire and casualty broker-agent shall, prior to arranging premium financing or transacting any agreement for the periodic payment of premium for any new...
• California Insurance Code Section 1731
  A person licensed as a broker-agent shall be deemed to be acting as an insurance agent in the transaction of insurance placed with those insurers...
• California Insurance Code Section 1732
  A person acting as an insurance broker may, on behalf of an insurance company, collect and transmit premium or return premium and deliver policies and...
• California Insurance Code Section 1733
  All funds received by any person acting as a licensee under this chapter, Chapter 5A (commencing with Section 1759), Chapter 6 (commencing with Section 1760),...
• California Insurance Code Section 1734
  This section applies to any person licensed, whether under a permanent license, restricted license, temporary license, or certificate of convenience, to act in any of...
• California Insurance Code Section 1734.5
  (a) (1) If fiduciary funds, as defined in Section 1733, are received by any person licensed, whether under a permanent license, restricted license, temporary license,...
• California Insurance Code Section 1735
  (a) As used in this section, a managing general agent is a licensed fire and casualty broker-agent or a life agent to whom all of...
• California Insurance Code Section 1735.5
  A fire and casualty broker-agent or surplus line broker may offset funds due an insured for return premiums on any policy against amounts due him...
• California Insurance Code Section 1736
  If any acts are forbidden or conduct prescribed by any provisions of this code, such acts shall not be performed and such conduct shall be...
• California Insurance Code Section 1736.5
  (a) Every licensee and applicant shall promptly reply in writing to an inquiry from the commissioner relative to an application for, or the retention or...
• California Insurance Code Section 1737
  The purpose of this chapter is to protect the public by requiring and maintaining professional standards of conduct on the part of all persons licensed
• California Insurance Code Section 1738
  The commissioner may suspend or revoke any permanent license issued pursuant to this chapter on any of the grounds set forth in Article 6 hereof...
• California Insurance Code Section 1738.5
  A proceeding held pursuant to Section 1668, 1668.5, 1738, 1739, or 12921.8 that involves allegations of misconduct perpetrated against a person age 65 or over...
• California Insurance Code Section 1739
  Where a permanent license is held by an organization both the organization itself and any natural persons named thereon shall, for the purposes of this...
• California Insurance Code Section 1740
  The certificate of the commissioner certifying any facts found after a hearing held under this chapter shall be prima facie evidence of the facts set...
• California Insurance Code Section 1741
  If the commissioner finds, after a hearing, that there be grounds for the denial of an application for a license to act in any capacity...
• California Insurance Code Section 1742
  Where a person who is or has been licensed under this chapter has been found by the commissioner to have violated any provision of this...
• California Insurance Code Section 1742.2
  The department shall promulgate regulations necessary to comply with the requirements of Section 1033 of Title 18 of the United States Code no later than...
• California Insurance Code Section 1743
  The lapse or suspension of any license by operation of law, by failure to renew or by its voluntary surrender shall not deprive the commissioner...
• California Insurance Code Section 1744
  The filing of a statement of issues pursuant to Chapter 5, Part 1, Division 3, Title 2 of the Government Code specifying grounds for denial...
• California Insurance Code Section 1746
  (a) For purposes of this section, the following definitions shall apply: (1) "License" includes any type of license issued by the commissioner pursuant to this...
• California Insurance Code Section 1747
  Whenever the commissioner may determine or have good cause to believe that any fire and casualty broker-agent has failed to keep or maintain the records...
• California Insurance Code Section 1748
  The commissioner, in any proceeding under the provisions of this article, may, by an alternative order, permit a licensee to elect in writing to pay...
• California Insurance Code Section 1748.5
  (a) For the purposes of this section, the following definitions are applicable: (1) "Production agency" means any person or organization licensed under Chapter 5 (commencing...
• California Insurance Code Section 1749
  The department shall require all new applicants for license as a fire and casualty broker-agent, limited lines automobile insurance agent, personal lines broker-agent, life-only agent,...
• California Insurance Code Section 1749.01
  Sections 1749 and 1749.3 shall not apply to a life agent who is limited by the terms of a written agreement with the insurer, which...
• California Insurance Code Section 1749.02
  "Twenty-four hour coverage" is the joint issuance of a workers' compensation policy with a disability insurance policy, health care service plan contract, or other medical...
• California Insurance Code Section 1749.1
  (a) The commissioner shall appoint a curriculum board consisting of representatives of insurance agents, brokers, and life agents trade associations and representatives of insurance companies...
• California Insurance Code Section 1749.2
  The purpose of Sections 1749.3 to 1749.6, inclusive, is to establish requirements and standards for continuing education programs for persons licensed as fire and casualty...
• California Insurance Code Section 1749.3
  (a) An individual licensed as a life-only agent or an accident and health agent and also licensed as a fire and casualty broker-agent, or an...
• California Insurance Code Section 1749.31
  (a) An individual licensed as a personal lines broker-agent shall complete required continuing education courses, programs of instruction, or seminars approved by the commissioner. The...
• California Insurance Code Section 1749.32
  (a) An individual licensed as a limited lines automobile insurance agent shall complete required continuing education courses, programs of instruction, or seminars approved by the...
• California Insurance Code Section 1749.33
  (a) A life-only agent licensee shall satisfactorily complete 24 hours of instruction prior to renewal of the license. These hours of instruction may be completed...
• California Insurance Code Section 1749.4
  The courses or programs of instruction successfully completed that shall be deemed to meet the standards for continuing educational requirements, and the number of classroom...
• California Insurance Code Section 1749.5
  (a) A person teaching any approved course of instruction or lecturing at any approved seminar shall qualify for the same number of classroom hours as...
• California Insurance Code Section 1749.6
  Any person failing to meet the requirements imposed by Section 1749.3 or 1749.31, and who has not been granted an extension of time within which...
• California Insurance Code Section 1749.7
  The commissioner may, pursuant to Chapter 3.5 (commencing with Section 11340) of Part 1 of Division 3 of Title 2 of the Government Code, adopt...
• California Insurance Code Section 1749.8
  (a) Effective January 1, 2005, every life agent who sells annuities shall satisfactorily complete eight hours of training prior to soliciting individual consumers in order...
• California Insurance Code Section 1749.85
  (a) The curriculum committee shall, in 2006, make recommendations to the commissioner to instruct fire and casualty broker-agents and personal lines broker-agents and applicants for...
• California Insurance Code Section 1749.9
  Nothing in this article shall require any person exempted from licensure by Section 1634 or 1635 to hold a license as required by Section 1631.
• California Insurance Code Section 1750
  The commissioner shall require in advance as a fee for filing application for the hereinafter designated licenses, renewals thereof, or changes in outstanding licenses, an...
• California Insurance Code Section 1750.5
  The fee for filing an application for a nonresident license described in Section 1639, and renewal thereof or changes in outstanding licenses, shall be the...
• California Insurance Code Section 1751
  The commissioner shall require, in advance, a fee for filing the following documents: (a) Application for registration of change in membership of a copartnership licensed...
• California Insurance Code Section 1751.1
  (a) The commissioner shall require fifty dollars ($50) in advance as a fee for filing an application for certification as a prelicensing or continuing education...
• California Insurance Code Section 1751.3
  The commissioner shall require sixteen dollars ($16) in advance as a fee for filing each notice of appointment or each notice of termination pursuant to...
• California Insurance Code Section 1751.5
  The fees required by this chapter and by Chapter 6 (commencing with Section 1760), Chapter 7 (commencing with Section 1800), and Chapter 8 (commencing with...
• California Insurance Code Section 1751.6
  The commissioner may prepare a list of all currently licensed producers. All those lists shall be at the expense of the insurer, organization, or person...
• California Insurance Code Section 1751.7
  The commissioner may periodically publish a newsletter containing summaries of rules, regulations, interpretative opinions, and such other information as he deems important to the proper...
• California Insurance Code Section 1752
  Limited licenses as travel insurance agents may be issued to employees of railroad, steamship, airline, and other organizations engaged in transporting persons as common carriers...
• California Insurance Code Section 1753
  Travel insurance agents are restricted to the sale of insurance to persons entitled by ticket or otherwise to transportation on a common carrier, as follows:...
• California Insurance Code Section 1755
  That license shall be applied for and renewed in the same manner as is provided in this chapter for a licensee to act as a...
• California Insurance Code Section 1756
  The provisions of this chapter relating to the appointment and termination of an insurance agent by an insurer or its authorized representative are applicable to...
• California Insurance Code Section 1757
  The commissioner may make reasonable rules and regulations necessary for the convenient administration of the provisions of this code respecting the licensing and renewal of...
• California Insurance Code Section 1757.1
  A limited license may be issued to a natural person or to an organization who or which acts as an agent on behalf of cargo...
• California Insurance Code Section 1757.2
  A limited license shall be applied for and renewed in the same manner as is provided in this chapter for a licensee to act as...
• California Insurance Code Section 1757.3
  The commissioner may make reasonable rules and regulations necessary for the convenient administration of the provisions of this article respecting the licensing and renewal of...
• California Insurance Code Section 1758.1
  For the purpose of making provision for the issuance of policies or contracts authorized by Article 5 (commencing with Section 10506) of Chapter 5 of...
• California Insurance Code Section 1758.2
  Any authority granted pursuant to the provisions of this article shall be effective only while a permanent underlying life agent's license remains in full force...
• California Insurance Code Section 1758.3
  The commissioner shall not grant authority to transact variable contracts unless the life agent or applicant furnishes proof that he or she is registered to...
• California Insurance Code Section 1758.5
  The commissioner may, pursuant to Chapter 4.5 (commencing with Section 11371), Part 1, Division 3, Title 2 of the Government Code, adopt reasonable rules and...
• California Insurance Code Section 1758.6
  No communications equipment vendor shall offer or sell any form of communications equipment insurance in this state unless that person is licensed as an insurance...
• California Insurance Code Section 1758.61
  The commissioner may issue to an applicant that has complied with the requirements of this article a communications equipment insurance agent license that authorizes the...
• California Insurance Code Section 1758.62
  (a) An applicant for a communications equipment insurance agent license under this article shall submit all of the following to the commissioner: (1) A written...
• California Insurance Code Section 1758.63
  (a) An employee of a communications equipment vendor or franchisee of a communications equipment vendor that has been issued a communications equipment agent license pursuant...
• California Insurance Code Section 1758.64
  (a) The manager at each location of a communications equipment vendor or a franchisee of a communications equipment vendor licensed pursuant to this article, or...
• California Insurance Code Section 1758.65
  (a) If a licensee or endorsee violates any provision of this article or any other provision of this code, the commissioner may do any of...
• California Insurance Code Section 1758.66
  A communications equipment insurance agent shall not sell insurance pursuant to this article by unsolicited telephone calls or otherwise unless, at the time of sale,...
• California Insurance Code Section 1758.661
  A licensee shall not be required to treat moneys collected from consumers purchasing insurance pursuant to this article as funds received in a fiduciary capacity...
• California Insurance Code Section 1758.67
  Under the authority of the communications equipment insurance agent license, a communications equipment insurance agent shall not do any of the following: (a) Offer to...
• California Insurance Code Section 1758.68
  Any insurer that provides insurance to be sold by an organization licensed as a communications equipment insurance agent shall file a copy of any individual...
• California Insurance Code Section 1758.69
  As used in this article, the following definitions have the following meanings: (a) "Enrollment" means the process of soliciting or accepting enrollments or applications from...
• California Insurance Code Section 1758.691
  Nothing in this article regulating the sale of communications equipment insurance shall be construed to impair or impede the application of any other law regulating...
• California Insurance Code Section 1758.692
  (a) Not less than 60 days before a permanent license will expire, the commissioner may mail, to the latest address appearing on his or her...
• California Insurance Code Section 1758.693
  (a) This article shall become operative only upon a determination by the commissioner that the personnel positions needed to carry out the provisions of this...
• California Insurance Code Section 1758.7
  (a) No self-service storage facility, or franchisee of a self-service storage facility, shall offer or sell insurance unless it has complied with the requirements of...
• California Insurance Code Section 1758.71
  (a) An applicant for a self-service storage agent license shall file the following documents with the commissioner: (1) A written application for licensure signed by...
• California Insurance Code Section 1758.72
  (a) Each self-service storage agent shall provide an insurance training program for its employees that shall meet the following minimum standards: (1) Each employee shall...
• California Insurance Code Section 1758.73
  Any employee of a licensee who has been trained pursuant to Section 1758.72 may act on behalf and under the supervision of the self-service storage...
• California Insurance Code Section 1758.74
  (a) If a licensee violates any provision of this article, the commissioner may do any of the following: (1) After notice and hearing, revoke or...
• California Insurance Code Section 1758.75
  A self-service storage facility or its franchisee licensed under this article may act as a self-service storage agent for an authorized insurer only with respect...
• California Insurance Code Section 1758.76
  A licensee shall not sell insurance pursuant to this article unless all of the following conditions are satisfied: (a) The self-service storage agent provides brochures...
• California Insurance Code Section 1758.77
  A licensee shall not be required to treat moneys collected from renters purchasing insurance pursuant to this article as funds received in a fiduciary capacity...
• California Insurance Code Section 1758.78
  A self-service storage agent shall not do any of the following: (a) Offer to sell insurance except in conjunction with, and incidental to, authorized rental...
• California Insurance Code Section 1758.79
  Any insurer that provides insurance to be sold by a self-service storage facility or its franchisee under this article shall file a copy of the...
• California Insurance Code Section 1758.791
  As used in this article: (a) "Self-service storage facility" means a person or organization engaged in the business of providing leased or rented storage space...
• California Insurance Code Section 1758.792
  The commissioner shall adopt rules to implement the provisions of this article which may include fee differentials for smaller, self-service storage facilities. The rules shall...
• California Insurance Code Section 1758.8
  (a) No rental car company shall offer or sell insurance unless it is licensed as an insurance agent or broker pursuant to Article 3 (commencing...
• California Insurance Code Section 1758.81
  (a) An applicant for a rental car agent license under this article shall file the following documents with the commissioner: (1) A written application for...
• California Insurance Code Section 1758.82
  (a) An employee of a rental car company or franchisee of a rental car company that has been issued a rental car agent license pursuant...
• California Insurance Code Section 1758.83
  (a) The manager at each location of a rental car company or a franchisee of a rental car company licensed pursuant to this article, or...
• California Insurance Code Section 1758.84
  (a) If a licensee or endorsee violates any provision of this article or any other provision of this code, the commissioner may do any of...
• California Insurance Code Section 1758.85
  A rental car company or franchisee licensed under this article may act as a rental car agent for an authorized insurer only in connection with...
• California Insurance Code Section 1758.851
  The insurance products listed in Section 1758.85 that are sold in conjunction with a vehicle rental are not transferable and do not apply to any...
• California Insurance Code Section 1758.86
  A rental car agent shall not sell insurance pursuant to this article unless all of the following conditions are satisfied: (a) The rental period of...
• California Insurance Code Section 1758.861
  A licensee shall not be required to treat moneys collected from renters purchasing insurance, pursuant to this article, as funds received in a fiduciary capacity...
• California Insurance Code Section 1758.87
  A rental car agent shall not do any of the following: (a) Offer to sell insurance except in conjunction with, and incidental to, authorized rental...
• California Insurance Code Section 1758.88
  Any insurer that provides insurance to be sold by a rental car company or franchisee of a rental car company under this article shall file...
• California Insurance Code Section 1758.89
  As used in this article, the following definitions have the following meanings: (a) (1) "License period" means all of that two-year period beginning as described...
• California Insurance Code Section 1758.891
  Until January 1, 2001, a rental car company or a franchisee of a rental car company shall not be required to obtain a license to...
• California Insurance Code Section 1758.9
  No person shall sell or solicit any form of credit insurance in this state, and receive a commission for their efforts, unless that person is...
• California Insurance Code Section 1758.91
  The commissioner may issue to an applicant that has complied with the requirements of this article, a credit insurance agent license to offer or sell...
• California Insurance Code Section 1758.92
  (a) An applicant for a credit insurance agent license under this article shall submit each of the following to the commissioner: (1) A written application...
• California Insurance Code Section 1758.93
  (a) An employee of an organization that has been issued a credit insurance agent license pursuant to this article may be an endorsee on the...
• California Insurance Code Section 1758.94
  (a) The manager at each business location of an organization licensed as a credit insurance agent, shall be listed as an endorsee on the organization's...
• California Insurance Code Section 1758.95
  (a) If a licensee or endorsee violates any provision of this article or any other provision of this code, the commissioner may do either of...
• California Insurance Code Section 1758.96
  A person licensed pursuant to this article may act as a credit insurance agent for an authorized insurer only with respect to the kinds of...
• California Insurance Code Section 1758.97
  A credit insurance agent shall not sell or offer to sell insurance pursuant to this article unless all of the following conditions are satisfied: (a)...
• California Insurance Code Section 1758.98
  Under the authority of the credit insurance agent license, a credit insurance agent shall not do any of the following: (a) Offer to sell insurance...
• California Insurance Code Section 1758.99
  An organization licensed as a credit insurance agent shall prominently display its license number and the department's toll free consumer hot line telephone number on...
• California Insurance Code Section 1758.991
  Any insurer that provides insurance to be sold by an organization licensed as a credit insurance agent shall file a copy of any individual policy...
• California Insurance Code Section 1758.992
  As used in this article, the following definitions have the following meanings: (a) "Enrollment" means the process of soliciting or accepting enrollments or applications from...
• California Insurance Code Section 1758.993
  Nothing in this article regulating the sale of credit insurance shall be construed to impair or impede the application of any other law regulating the...
• California Insurance Code Section 1758.994
  The commissioner shall submit a report to the Legislature by June 30, 2004, regarding the effectiveness of this article in protecting consumers involved in credit...
• California Insurance Code Section 1759
  For purposes of this chapter, "administrator" means any person who collects any charge or premium from, or who adjusts or settles claims on, residents of...
• California Insurance Code Section 1759.1
  No administrator shall act as such without a written agreement between the administrator and the insurer, and such written agreement shall be retained as part...
• California Insurance Code Section 1759.2
  Whenever an insurer utilizes the services of an administrator under the terms of a written contract as required in Section 1759.1, the payment to the...
• California Insurance Code Section 1759.3
  (a) Every administrator shall maintain at its principal administrative office for the duration of the written agreement referred to in Section 1759.1 and five years...
• California Insurance Code Section 1759.4
  An administrator may use only such advertising pertaining to the business underwritten by an insurer as has been approved by such insurer in advance of...
• California Insurance Code Section 1759.5
  The agreement shall make provision with respect to the underwriting or other standards pertaining to the business underwritten by such insurer.
• California Insurance Code Section 1759.6
  All insurance charges or premiums collected by an administrator on behalf of or for an insurer or insurers, and return premiums received from such insurer...
• California Insurance Code Section 1759.7
  All claims paid by the administrator from funds collected on behalf of the insurer shall be paid only on checks or drafts of and as...
• California Insurance Code Section 1759.8
  With respect to any policies where an administrator adjusts or settles claims, the compensation to the administrator with regard to such policies shall in no...
• California Insurance Code Section 1759.9
  Where the services of an administrator are utilized, the administrator shall provide a written notice approved by the insurer, to insured individuals, advising them of...
• California Insurance Code Section 1759.10
  No person shall act as, or hold himself out to be, an administrator in this state, other than an adjuster licensed in this state for...
• California Insurance Code Section 1760
  (a) Any person may negotiate and effect insurance to protect himself, herself, or itself against loss, damage, or liability with any nonadmitted insurer. (b) Every...
• California Insurance Code Section 1760.5
  (a) The provisions of this chapter limiting the insurance that may be placed with nonadmitted insurers and requiring any report thereof shall not apply to:...
• California Insurance Code Section 1760.6
  For purposes of Section 1760.5, "spacecraft" means missiles, satellites, staffed and unstaffed space vehicles, any objects intended for launch, or objects launched or assembled in...
• California Insurance Code Section 1760.7
  In addition to the authority granted by Section 1760.5, the commissioner has the discretion to direct special lines' surplus line brokers to not place further...
• California Insurance Code Section 1761
  Except as provided in sections 1760 and 1760.5, a person within this State shall not transact any insurance on property located or operations conducted within,...
• California Insurance Code Section 1762
  For purposes of Sections 1764, 1764.1, and 1764.3, the term "certificate" means a surplus line broker certificate as defined in Section 48.
• California Insurance Code Section 1763
  (a) A surplus line broker may solicit and place insurance, other than as excepted in Section 1761, with nonadmitted insurers only if that insurance can...
• California Insurance Code Section 1763.1
  (a) The commissioner may by order declare eligible for placement with a nonadmitted insurer and exempt from all requirements of Section 1763 except the filing...
• California Insurance Code Section 1763.2
  (a) A licensed surplus line broker may originate surplus lines business, or may accept that business from any other originating licensee duly licensed for the...
• California Insurance Code Section 1763.5
  In addition to the requirements of Section 1763, no surplus line broker shall solicit from, or place with, any nonadmitted insurer, any insurance covering private...
• California Insurance Code Section 1764
  (a) A licensed surplus line broker may issue evidence of insurance, including binders, covernotes, and certificates evidencing the placement of insurance with an eligible nonadmitted...
• California Insurance Code Section 1764.1
  (a) (1) Every nonadmitted insurer, in the case of insurance to be purchased by a resident of this state pursuant to Section 1760, and surplus...
• California Insurance Code Section 1764.2
  No surplus line broker shall issue any evidence of insurance or cause or purport to cause any risk to be insured by a nonadmitted insurer...
• California Insurance Code Section 1764.3
  If the surplus line broker acts in reliance on advice received in accordance with subdivision (b) of Section 1764.2, the broker shall deliver the policy...
• California Insurance Code Section 1764.4
  The prior written authority, policy of insurance or copy of evidence that insurance has been bound referred to in Section 1764.2, shall contain authentication by...
• California Insurance Code Section 1764.5
  If insurance results from a transaction in which any provision of Sections 1764.2 to 1764.4 is violated, such insurance is subject to cancellation by the...
• California Insurance Code Section 1764.7
  Any person who willfully violates Section 1760.5, 1761, 1763, 1764, 1764.1, 1764.2, 1764.3, 1764.4, 1765.1, 1765.2, 1767, or 1780 is guilty of a public offense...
• California Insurance Code Section 1765
  (a) A license under this chapter shall be applied for and renewed by the filing with the commissioner of a written application therefor, in accordance...
• California Insurance Code Section 1765.1
  No surplus line broker shall place any coverage with a nonadmitted insurer unless the insurer is domiciled in the Republic of Mexico and the placement...
• California Insurance Code Section 1765.2
  (a) A license under this chapter may be issued to an individual or any legal business entity. If issued to a business entity or individual...
• California Insurance Code Section 1765.3
  Any natural person applying for a license to act as a surplus line broker shall prove his or her competency by showing he or she...
• California Insurance Code Section 1765.4
  If an applicant for any license under this chapter, within one year from the date of the receipt by the commissioner of the application, whether...
• California Insurance Code Section 1766
  A payment of premium to a surplus line broker acting for a person other than himself or herself in negotiating, continuing, or renewing any policy...
• California Insurance Code Section 1767
  A resident surplus line broker at all times shall maintain in good faith an office in this state and if he or she maintains more...
• California Insurance Code Section 1768
  A resident surplus line broker shall keep in this state complete records of the business transacted by him or her with nonadmitted insurers under his...
• California Insurance Code Section 1769
  Whenever required so to do by the commissioner, such surplus line broker shall furnish to the commissioner a list of the admitted insurers from which...
• California Insurance Code Section 1770
  The commissioner, whenever he deems necessary, may examine the books and accounts of any surplus line broker for the purpose of determining whether or not...
• California Insurance Code Section 1771
  The costs and expenses of all examinations by the commissioner shall be paid as prescribed in Section 736.
• California Insurance Code Section 1772
  (a) A surplus line insurer may be sued upon any cause of action arising in this state under any surplus line insurance contract made by...
• California Insurance Code Section 1773
  Surplus line brokers may advertise and solicit using print, electronic media, direct mail, and all other advertising or marketing media. These advertisements and solicitations may...
• California Insurance Code Section 1774
  (a) On or before the first day of March of each year the surplus line broker shall file with the commissioner a sworn statement of...
• California Insurance Code Section 1775
  All such reports and statements shall be made on blanks furnished to the surplus line broker by the commissioner on application therefor.
• California Insurance Code Section 1775.1
  (a) For the calendar year 1995, and each calendar year thereafter, every surplus line broker whose annual tax for the preceding calendar year was five...
• California Insurance Code Section 1775.2
  On or before February 1 of each year, the commissioner shall post on the department's Internet Web site the installment payment forms prescribed by the...
• California Insurance Code Section 1775.3
  Each surplus line broker required to make monthly installment payments shall remit them on or before the first day of the third calendar month following...
• California Insurance Code Section 1775.4
  (a) The amount of the payment shall be 3 percent of the gross premiums less return premiums upon business done by the surplus line broker...
• California Insurance Code Section 1775.5
  (a) Every surplus line broker shall annually, on or before the first day of March of each year pay to the Insurance Commissioner for the...
• California Insurance Code Section 1775.6
  All tax moneys received by the commissioner pursuant to this chapter shall be transmitted to the State Treasurer to be deposited in the State Treasury...
• California Insurance Code Section 1775.7
  The money in the Insurance Tax Fund received from the commissioner pursuant to Section 1775.6 is hereby appropriated as follows: (a) To pay the refunds...
• California Insurance Code Section 1775.8
  (a) On and after January 1, 1994, and before January 1, 1995, every surplus line broker whose annual taxes for business done in calendar year...
• California Insurance Code Section 1775.9
  (a) If the commissioner determines that the amount of tax reported by the surplus line broker is less than the tax disclosed by the commissioner's...
• California Insurance Code Section 1776
  Any surplus line broker who willfully fails or refuses to report to the commissioner any insurance on subject matter located within this state placed under...
• California Insurance Code Section 1778
  When a surplus line broker's license is revoked for any reason other than the insufficiency of his sureties, a new license shall not be issued...
• California Insurance Code Section 1779
  Every insured for whom insurance has been effected with nonadmitted insurers shall, upon request in writing by the commissioner, produce for the commissioner's examination all...
• California Insurance Code Section 1780
  A licensee or applicant for a license under this chapter shall notify the commissioner, in writing, of any change in the address from which he...
• California Insurance Code Section 1780.50
  (a) The Legislature finds and declares that consumers in the State of California have insurance needs which cannot always be met through the admitted insurance...
• California Insurance Code Section 1780.51
  (a) As used in this chapter, "surplus line advisory organization" shall mean the organization authorized to perform the duties delegated by the commissioner under this...
• California Insurance Code Section 1780.52
  (a) The surplus line advisory organization shall be deemed a joint arrangement established by statute to assure the availability of insurance on a sound basis...
• California Insurance Code Section 1780.53
  The commissioner shall remain fully responsible for supervising the implementation and administration of the surplus line law and for all regulatory decisions and initiatives in...
• California Insurance Code Section 1780.54
  To be authorized to perform the duties delegated by the commissioner under this chapter and to exercise the authority incidental thereto, an organization must satisfy...
• California Insurance Code Section 1780.55
  (a) Within 120 days after the filing of the documents required by subdivision (b) of Section 1780.54, the commissioner shall notify the organization in writing...
• California Insurance Code Section 1780.56
  (a) The commissioner may delegate one or more of the following duties to a qualified surplus line advisory organization under this chapter: (1) To receive,...
• California Insurance Code Section 1780.57
  If the commissioner delegates to the surplus line advisory organization one or more of the duties set forth in Section 1780.56, the advisory organization also...
• California Insurance Code Section 1780.58
  (a) The surplus line advisory organization shall be subject to the supervision of the commissioner, including, but not limited to, the powers of the commissioner...
• California Insurance Code Section 1780.59
  (a) If, as a result of the commissioner's examination of the surplus line advisory organization or otherwise, there is good cause to believe that the...
• California Insurance Code Section 1780.60
  (a) If there is good cause to believe that the surplus line advisory organization's noncompliance with any provision of this chapter is willful, or if...
• California Insurance Code Section 1780.61
  If, after a hearing pursuant to subdivision (d) of Section 1780.58 or subdivision (a) of Section 1780.60, the commissioner finds: (a) That the advisory organization...
• California Insurance Code Section 1780.62
  Except as otherwise provided in this chapter, the proceedings required or authorized by subdivision (d) of Section 1780.58 and by Sections 1780.60 and 1780.61 shall...
• California Insurance Code Section 1780.63
  (a) Any finding, determination, rule, ruling, or order made by the commissioner under this chapter shall be subject to review by the courts of this...
• California Insurance Code Section 1780.64
  (a) If the surplus line advisory organization, or any of its officers, committee members, agents, or employees, fails to comply with a final order of...
• California Insurance Code Section 1780.65
  Any action by the surplus line advisory organization may be reviewed by the commissioner upon petition by any person adversely affected thereby, but only after...
• California Insurance Code Section 1780.66
  (a) There shall be no liability on the part of, and no cause of action of any nature shall arise against, the surplus line advisory...
• California Insurance Code Section 1780.67
  (a) No person shall serve on the governing body of the surplus line advisory organization if in the past 10 years that person has been...
• California Insurance Code Section 1781.1
  This chapter shall be known and may be cited as the Reinsurance Intermediary Act.
• California Insurance Code Section 1781.2
  As used in this chapter: (a) "Actuary" means a person who is a member in good standing of the American Academy of Actuaries, the Casualty...
• California Insurance Code Section 1781.3
  (a) No person, firm, association, or corporation shall act as a reinsurance intermediary-broker in this state unless licensed as follows: (1) If the reinsurance intermediary-broker...
• California Insurance Code Section 1781.4
  Transactions between a reinsurance intermediary-broker and the insurer it represents in that capacity shall only be entered into pursuant to a written authorization specifying the...
• California Insurance Code Section 1781.5
  (a) For at least 10 years after expiration of each contract of reinsurance transacted by a reinsurance intermediary-broker, the reinsurance intermediary-broker shall keep a complete...
• California Insurance Code Section 1781.6
  (a) An insurer shall not engage the services of any person, firm, association, or corporation to act as a reinsurance intermediary-broker on its behalf unless...
• California Insurance Code Section 1781.7
  Transactions between a reinsurance intermediary-manager and the reinsurer it represents in that capacity shall only be entered into pursuant to a written contract specifying the...
• California Insurance Code Section 1781.8
  The reinsurance intermediary-manager shall not do any of the following: (a) Directly or indirectly receive any compensation for the placement of retrocessions on behalf of...
• California Insurance Code Section 1781.9
  (a) A reinsurer shall not engage the services of any person, firm, association, or corporation to act as a reinsurance intermediary-manager on its behalf, unless...
• California Insurance Code Section 1781.10
  (a) A reinsurance intermediary shall be subject to examination by the commissioner. The commissioner shall have access to all books, bank accounts, and records of...
• California Insurance Code Section 1781.11
  (a) A reinsurance intermediary, insurer, or reinsurer found by the commissioner to be in violation of this chapter, after a hearing conducted in accordance with...
• California Insurance Code Section 1781.12
  The commissioner may adopt reasonable rules and regulations for the implementation and administration of this chapter.
• California Insurance Code Section 1781.13
  No insurer or reinsurer may continue to utilize the services of a reinsurance intermediary on and after January 1, 1992, unless utilization is in compliance...
• California Insurance Code Section 1781.14
  (a) A reinsurance intermediary shall comply with any order of a court of competent jurisdiction or a duly constituted arbitration panel requiring the production of...
• California Insurance Code Section 1800
  (a) An insurer shall not execute an undertaking of bail except by and through a person holding a bail license issued as provided in this...
• California Insurance Code Section 1800.4
  As used in this chapter, the term "bail bond" includes any contract not executed by a surety insurer for or method of release of person...
• California Insurance Code Section 1800.5
  This chapter shall not affect the negotiation through a licensed broker or agent for, nor the execution or delivery of an undertaking of bail, executed...
• California Insurance Code Section 1800.6
  This chapter shall not limit the power of any city or county to enact other and further regulations concerning, and not in conflict with, the...
• California Insurance Code Section 1800.7
  Any individual person may execute or furnish a bail bond if no consideration is paid or allowed, directly or indirectly, by any person for the...
• California Insurance Code Section 1800.75
  No person shall advertise or hold himself out as engaging in the business of executing, delivering, or furnishing bail bonds or undertakings of bail whether...
• California Insurance Code Section 1800.8
  The permits required by this chapter are in addition to any and all other permits or licenses required by law.
• California Insurance Code Section 1801
  Bail licenses are: (a) Bail agents' licenses; (b) Bail permittees' licenses; (c) Bail solicitors' licenses.
• California Insurance Code Section 1802
  A bail agent's license by its terms permits the licensee to solicit, negotiate, and effect undertakings of bail on behalf of any surety insurer while...
• California Insurance Code Section 1802.1
  Every applicant for a license to act as bail agent must file with the commissioner a notice of appointment executed by a surety insurer or...
• California Insurance Code Section 1802.2
  Any bail licensee who has purchased or succeeded to the bona fide business of another bail licensee shall be entitled to use a true or...
• California Insurance Code Section 1802.5
  A bail permittee's license, by its terms, permits the licensee to solicit, negotiate, issue, and deliver bail bonds. The license shall not be issued unless...
• California Insurance Code Section 1802.6
  The holder of a bail permittee's license may, upon filing of proper documents specified in Section 1802.1, receive a bail agent' s license without procuring...
• California Insurance Code Section 1802.7
  Any applicant may deposit with the commissioner, in lieu of a bond required by this chapter, securities of the kind and character set forth in...
• California Insurance Code Section 1802.71
  The holder, or former holder of a bail license, who has deposited with the commissioner securities in lieu of a bond as provided by Section...
• California Insurance Code Section 1802.72
  The former holder of any bail license, who has surrendered any and all licenses to the commissioner, and who has on deposit with the commissioner...
• California Insurance Code Section 1802.73
  The application shall be in writing, verified, and shall state: (a) The nature of all bail licenses held by the applicant and the period during...
• California Insurance Code Section 1802.74
  The commissioner shall publish daily for one week in a newspaper of general circulation in each county in which the applicant transacted bail under any...
• California Insurance Code Section 1802.75
  The commissioner shall make an examination of the books and records of the applicant. The costs and expenses of the examination shall be paid by...
• California Insurance Code Section 1802.76
  Upon failure of the applicant to pay the expense of publication of notice within 30 days after the presentation of the bill therefor, the commissioner...
• California Insurance Code Section 1802.77
  If the commissioner is satisfied from the application and the examination of the books and records of the applicant that the applicant has, in fact,...
• California Insurance Code Section 1803
  A bail solicitor's license, by its terms, permits the licensee to transact bail on behalf of and as the employee of the holder of the...
• California Insurance Code Section 1804
  An applicant for bail license shall file with the commissioner an application in such form and having such supporting documents as the commissioner prescribes, except...
• California Insurance Code Section 1805
  The commissioner may decline to issue a bail license until he is satisfied that: (a) The applicant is of good business reputation and of good...
• California Insurance Code Section 1806
  The commissioner may suspend, revoke or refuse to issue any license under this chapter whenever it is made to appear to him that the holder...
• California Insurance Code Section 1807
  The commissioner may suspend or revoke any bail license for any cause for which he could deny such license.
• California Insurance Code Section 1807.5
  The commissioner shall not suspend or revoke any license, issued under this article, without first granting a hearing, upon reasonable notice to the applicant, except...
• California Insurance Code Section 1807.7
  Commencing with July 1, 1946, all licenses issued under this article shall be for license periods the length of which shall be fixed by the...
• California Insurance Code Section 1808
  (a) Annual notices of intention to keep licenses in force or applications for renewal of licenses, as the case may be, may be filed on...
• California Insurance Code Section 1809
  The provisions of law relating to unlawful rebates shall not apply to commissions or other consideration paid or exchanged between licensees under this chapter, except...
• California Insurance Code Section 1810
  (a) Natural persons can be licensed under this chapter. (b) A license may be held by a corporation, in which case all of the following...
• California Insurance Code Section 1810.5
  The commissioner shall not issue a bail license to any person unless and until the applicant takes and passes an examination given by the commissioner...
• California Insurance Code Section 1810.6
  The commissioner shall conduct or arrange for written examination to be given at least twice a year upon questions proposed by the commssioner as to...
• California Insurance Code Section 1810.7
  (a) In order to be eligible to take the examination required to be licensed under this chapter, the applicant shall have completed not less than...
• California Insurance Code Section 1810.8
  The commissioner may issue a temporary license to the executor or administrator of the estate of a deceased holder of a bail agent's license or...
• California Insurance Code Section 1810.9
  A renewal license shall be issued by the commissioner to a licensee upon proof of current licensure, payment of a renewal fee, and completion of...
• California Insurance Code Section 1811
  For his services in connection with the filing of any application or request for any license under this chapter, the commissioner shall charge and collect...
• California Insurance Code Section 1812
  The commissioner may make reasonable rules necessary, advisable, or convenient for the administration and enforcement of the provisions of this chapter.
• California Insurance Code Section 1813
  The commissioner, after notice and hearing, in accordance with the procedure provided in Article 13 (commencing with Section 1737) of Chapter 5 may suspend, revoke,...
• California Insurance Code Section 1814
  The violation of any foregoing provision of this chapter, or of any rule of the commissioner made pursuant thereto, is a public offense, punishable by...
• California Insurance Code Section 1815
  The commissioner shall publish and maintain a list of the names of holders of bail agents' and bail permittees' licenses and their solicitors on the...
• California Insurance Code Section 1819
  The certificate of the commissioner certifying any facts found after hearing held under this chapter shall be prima facie evidence of the facts set forth
• California Insurance Code Section 1820
  Every bail license shall be prominently displayed in the office of the licensee.
• California Insurance Code Section 1821
  A license shall not be refused by the commissioner without proceedings in accordance with Chapter 5 (commencing with Section 11500) of Part 1 of Division...
• California Insurance Code Section 1822
  A licensee or applicant for a license under this chapter shall notify the commissioner, in writing, of any change in the address from which he...
• California Insurance Code Section 1823
  All surety companies which execute undertakings of bail shall keep any moneys collected from agents licensed pursuant to this code as buildup or reserve funds...
• California Insurance Code Section 1831
  The following persons are exempt from this chapter: (a) Active members of the State Bar of California. (b) Any person who has passed all of...
• California Insurance Code Section 1832
  An employee or officer of any insurer is not eligible for license as a life and disability insurance analyst. A life insurer shall not pay...
• California Insurance Code Section 1833
  A license to act as life insurance analyst shall not be issued to any person not residing in this state, nor to any person who...
• California Insurance Code Section 1834
  Such license shall be obtained only on a written application on a form prescribed by the commissioner. The commissioner may decline to act upon an...
• California Insurance Code Section 1835
  The applicant shall answer under oath such interrogatories as the commissioner himself or through his deputies propounds on forms prepared by the commissioner.
• California Insurance Code Section 1836
  A license shall not be issued until the commissioner has satisfied himself upon evidence presented and recorded as to the integrity of the applicant and...
• California Insurance Code Section 1837
  The commissioner may decline to issue a license if an applicant: (a) Has been refused a license or had a license revoked by any public...
• California Insurance Code Section 1838
  A license shall not be refused by the commissioner on the basis of Section 1836, excepting subdivision (g), without hearing on notice to the applicant....
• California Insurance Code Section 1839
  The commissioner shall conduct or arrange for a written examination, to be given at least twice a year upon questions prepared by the commissioner, as...
• California Insurance Code Section 1840
  The examination shall be of sufficient scope to satisfy the commissioner that the applicant has sufficient knowledge of and is thoroughly familiar with the life...
• California Insurance Code Section 1841
  Every individual and organization licensee, and every applicant for such a license, under this chapter shall file with the commissioner in writing the true name...
• California Insurance Code Section 1842
  (a) The provisions of Chapter 5 (commencing with Section 1621) concerning the license period and the procedure and time for filing applications for renewal of...
• California Insurance Code Section 1842.1
  (a) An organization may hold a license to act as a life and disability insurance analyst. An organization is not eligible for license under this...
• California Insurance Code Section 1843
  The provisions of Sections 780, 781, 782 and 784, Article 6.5 (commencing with Section 790) of Chapter 2, and Article 13 (commencing with Section 1737)...
• California Insurance Code Section 1844
  Any person who acts, offers to act, or assumes to act, as a life and disability insurance analyst when not licensed by the commissioner as...
• California Insurance Code Section 1845
  Any person who acts, offers to act or assumes to act as a life and disability insurance analyst in violation of Section 1844 is guilty...
• California Insurance Code Section 1846
  A licensee or applicant for a license under this article shall notify the commissioner, in writing, of any changes in the address from which he...
• California Insurance Code Section 1848
  A person licensed pursuant to this chapter shall not charge a fee for any service which is customarily associated with the solicitation of insurance sales...
• California Insurance Code Section 1849
  The department may, from time to time, publish rules and regulations regarding the initial and continuing qualifications to obtain the life and disability insurance analyst...
• California Insurance Code Section 1850.4
  In this chapter "casualty insurance" means all classes of insurance to which the provisions of this chapter are applicable and which are included within Sections...
• California Insurance Code Section 1850.5
  In this chapter "wilful" or "wilfully" in relation to an act or omission which constitutes a violation of this chapter means with actual knowledge or...
• California Insurance Code Section 1851
  The provisions of this chapter shall apply to all insurance on risks or on operations in this state, except: (a) Reinsurance, other than joint reinsurance...
• California Insurance Code Section 1851.1
  Notwithstanding subdivision (f) of Section 1851 or any other provision of law and except as and to the extent otherwise provided in Section 1854.5 and...
• California Insurance Code Section 1853.5
  With respect to any matters pertaining to the making of rates or rating systems, the preparation or making of insurance policy or bond forms, underwriting...
• California Insurance Code Section 1853.8
  Agreements may be made among admitted insurers with respect to the equitable apportionment among them of casualty insurance which may be afforded applicants who are...
• California Insurance Code Section 1853.9
  Upon compliance with the provisions of this chapter applicable thereto any rating organization, advisory organization, and any group, association or other organization of admitted insurers...
• California Insurance Code Section 1853.95
  Admitted insurers are hereby expressly authorized to enter into agreements with the Department of Veterans Affairs with respect to the furnishing of insurance covering property...
• California Insurance Code Section 1853.96
  The use of such rates and forms by insurers pursuant to such agreements is hereby expressly permitted, and the provisions of Section 1852 are not...
• California Insurance Code Section 1853.97
  Automobile liability insurance and automobile physical damage insurance may, at the option of the insurer, be considered a single line for rate filing purposes.
• California Insurance Code Section 1855
  No advisory organization shall conduct its operations in this State unless and until it has filed with the commissioner (a) a copy of its constitution,...
• California Insurance Code Section 1855.1
  It is the intent of the Legislature in enacting this article to promote competition in the insurance business and provide a means whereby insurance consumers...
• California Insurance Code Section 1855.2
  As used in this article, "advisory organization" means every group, association, or other organization of insurers, whether located within or outside of this state, that...
• California Insurance Code Section 1855.3
  Two or more insurers may cooperate with and act in concert with others as members of an advisory organization with respect to any matters pertaining...
• California Insurance Code Section 1855.4
  Members and subscribers of advisory organizations may use the policy or bond forms, or manuals, of advisory organizations, either consistently or intermittently, but, except for...
• California Insurance Code Section 1855.5
  (a) An advisory organization may prepare and distribute insurance policy or bond forms, and manuals, including policy writing rules, rating plans, classification codes and descriptions,...
• California Insurance Code Section 1856
  Every group, association or other organization of insurers which engages in joint underwriting or joint reinsurance through such group, association or organization or by standing...
• California Insurance Code Section 1857
  (a) Every insurer or advisory organization and every group, association, or other organization of insurers that engages in joint underwriting or joint reinsurance shall maintain...
• California Insurance Code Section 1857.1
  The commissioner shall, at least once every five years, and may as often as may be reasonable and necessary, make or cause to be made...
• California Insurance Code Section 1857.2
  The commissioner may, at any reasonable time, make or cause to be made an examination of every admitted insurer transacting any class of insurance to...
• California Insurance Code Section 1857.3
  The officers, managers, agents and employees of any such organization, group, association or insurer may be examined at any time under oath and shall exhibit...
• California Insurance Code Section 1857.4
  The reasonable cost of any examination authorized by this article shall be paid by the organization, group, association or insurer to be examined.
• California Insurance Code Section 1857.7
  The application referred to in subdivision (b) of Section 1861.05 shall include, but shall not be limited to, all of the following information: (1) Premiums...
• California Insurance Code Section 1857.9
  (a) An insurer doing business in this state, except as provided by subdivision (f), shall report the information specified by the commissioner that is collected...
• California Insurance Code Section 1858
  (a) Any person aggrieved by any rate charged, rating plan, rating system, or underwriting rule followed or adopted by an insurer or rating organization, may...
• California Insurance Code Section 1858.01
  (a) Whenever a written complaint has been filed with the commissioner, the commissioner shall review and investigate the matter complained of as provided by Section...
• California Insurance Code Section 1858.02
  (a) The commissioner may seek resolution of a complaint by informal conciliation at any time and may require the complainant and insurer or rating organization...
• California Insurance Code Section 1858.05
  Whenever a written complaint and request for hearing with the commissioner has been filed pursuant to Section 1858, and the complaint concerns medical malpractice insurance,...
• California Insurance Code Section 1858.07
  (a) Any person who uses any rate, rating plan, or rating system in violation of this chapter is liable to the state for a civil...
• California Insurance Code Section 1858.1
  If after examination of an insurer, rating organization, advisory organization, or group, association, or other organization of insurers which engages in joint underwriting or joint...
• California Insurance Code Section 1858.15
  Once commenced, an examination pursuant to Section 1858.1 shall be promptly conducted and concluded within a reasonable time. If the examination is being conducted as...
• California Insurance Code Section 1858.2
  (a) If the insurer, organization, group, or association does not make those changes as may be necessary to correct the noncompliance specified in the notice...
• California Insurance Code Section 1858.3
  If after a hearing pursuant to Section 1858.2 the commissioner finds: (a) That any rate, rating plan, or rating system violates the provisions of this...
• California Insurance Code Section 1858.35
  On or before May 1 of each year, the commissioner shall submit a report to the Legislature and the Governor stating the number and type...
• California Insurance Code Section 1858.4
  In addition to other penalties provided in this code, the commissioner shall suspend or revoke, in whole or in part, the license of any rating...
• California Insurance Code Section 1858.5
  Except as otherwise provided in this chapter, all proceedings in connection with the denial, suspension or revocation of a license or certificate of authority under...
• California Insurance Code Section 1858.6
  Any finding, determination, rule, ruling or order made by the commissioner under this chapter shall be subject to review by the courts of the State...
• California Insurance Code Section 1858.7
  Whenever the commissioner determines that a rate is excessive or not excessive, he shall, upon the written request of any complainant, disclose the basis upon...
• California Insurance Code Section 1859
  No person, insurer or organization shall wilfully withhold information from, or knowingly give false or misleading information to, the commissioner or to any rating organization,...
• California Insurance Code Section 1859.1
  (a) Any person, insurer, organization, group, or association who fails to comply with a final order of the commissioner under this chapter shall be liable...
• California Insurance Code Section 1860
  Nothing in this chapter shall be construed to prohibit or regulate the payment of dividends, savings or unabsorbed premium deposits allowed or returned by insurers...
• California Insurance Code Section 1860.1
  No act done, action taken or agreement made pursuant to the authority conferred by this chapter shall constitute a violation of or grounds for prosecution...
• California Insurance Code Section 1860.2
  The administration and enforcement of this chapter shall be governed solely by the provisions of this chapter. Except as provided in this chapter, no other...
• California Insurance Code Section 1860.3
  The provisions of the following sections of this code shall be applicable to the administration, enforcement and interpretation of this chapter: Sections 1 to 41,...
• California Insurance Code Section 1861.01
  Insurance Rate Rollback. (a) For any coverage for a policy for automobile and any other form of insurance subject to this chapter issued or renewed...
• California Insurance Code Section 1861.02
  (a) Rates and premiums for an automobile insurance policy, as described in subdivision (a) of Section 660, shall be determined by application of the following...
• California Insurance Code Section 1861.025
  A person is qualified to purchase a Good Driver Discount policy if he or she meets all of the following criteria: (a) He or she...
• California Insurance Code Section 1861.03
  (a) The business of insurance shall be subject to the laws of California applicable to any other business, including, but not limited to, the Unruh...
• California Insurance Code Section 1861.04
  Full Disclosure of Insurance Information. (a) Upon request, and for a reasonable fee to cover costs, the commissioner shall provide consumers with a comparison of...
• California Insurance Code Section 1861.05
  Approval of Insurance Rates. (a) No rate shall be approved or remain in effect which is excessive, inadequate, unfairly discriminatory or otherwise in violation of...
• California Insurance Code Section 1861.055
  (a) The commissioner shall adopt regulations governing hearings required by subdivision (c) of Section 1861.05 on or before 120 days after the enactment of this...
• California Insurance Code Section 1861.06
  Public notice required by this article shall be made through distribution to the news media and to any member of the public who requests placement...
• California Insurance Code Section 1861.07
  All information provided to the commissioner pursuant to this article shall be available for public inspection, and the provisions of Section 6254(d) of the Government...
• California Insurance Code Section 1861.08
  Hearings shall be conducted pursuant to Chapter 5 (commencing with Section 11500) of Part 1 of Division 3 of Title 2 of the Government Code,...
• California Insurance Code Section 1861.09
  Judicial reveiw shall be in accordance with Section 1858.6. For purposes of judicial review, a decision to hold a hearing is not a final order...
• California Insurance Code Section 1861.10
  Consumer Participation. (a) Any person may initiate or intervene in any proceeding permitted or established pursuant to this chapter, challenge any action of the commissioner...
• California Insurance Code Section 1861.11
  Emergency Authority. In the event that the commissioner finds that (a) insurers have substantially withdrawn from any insurance market covered by this article, including insurance...
• California Insurance Code Section 1861.12
  Group Insurance Plans. Any insurer may issue any insurance coverage on a group plan, without restriction as to the purpose of the group, occupation or...
• California Insurance Code Section 1861.13
  Application. This article shall apply to all insurance on risks or on operations in this state, except those listed in Section 1851.
• California Insurance Code Section 1861.137
  (a) Notwithstanding Section 1861.13, credit insurance shall not be subject to Sections 1861.01 and 1861.05. However, any rate for credit insurance shall be filed with...
• California Insurance Code Section 1861.14
  Enforcement & Penalties. Violations of this article shall be subject to the penalties set forth in Section 1859.1. In addition to the other penalties provided...
• California Insurance Code Section 1861.15
  (a) An insurer issuing policies as described in subdivision (a) of Section 660, shall, as a condition of obtaining and maintaining a certificate of authority...
• California Insurance Code Section 1861.16
  (a) An insurer issuing a policy described in subdivision (a) of Section 660 by or through an insurance agent where a commission is paid, directly...
• California Insurance Code Section 1862
  It is the intent of the Legislature in enacting this chapter to assure the availability, stability, and affordability of liability insurance for operators of day...
• California Insurance Code Section 1863
  Unless the provision or context otherwise requires, the following definitions govern the construction of this chapter: (a) "Commissioner" means the Insurance Commissioner of this state....
• California Insurance Code Section 1864
  (a) On or before May 1 of each year, commencing in 1987, each insurer engaged in writing child care liability insurance coverage in this state...
• California Insurance Code Section 1870
  The Legislature finds and declares that for the purpose of creating a risk retention group, directors and officers of corporations, whether for profit or nonprofit,...
• California Insurance Code Section 1871
  The Legislature finds and declares as follows: (a) The business of insurance involves many transactions that have the potential for abuse and illegal activities. There...
• California Insurance Code Section 1871.1
  Insurers and their agents, while they are investigating suspected fraud claims, shall have access to all relevant public records that are required to be open...
• California Insurance Code Section 1871.2
  (a) Any insurer who, in connection with any insurance contract or provision of contract described in Section 108, prints, reproduces, or furnishes a form to...
• California Insurance Code Section 1871.3
  (a) In the case of any claim arising from the theft of an insured vehicle, prior to the settlement of the claim, the insurer shall...
• California Insurance Code Section 1871.4
  (a) It is unlawful to do any of the following: (1) Make or cause to be made a knowingly false or fraudulent material statement or...
• California Insurance Code Section 1871.5
  Any person convicted of workers' compensation fraud pursuant to Section 1871.4 or Section 550 of the Penal Code shall be ineligible to receive or retain...
• California Insurance Code Section 1871.6
  The provisions of Section 781 of the Penal Code are applicable to any prosecutions for violations of Section 1871.4. This section is declaratory of existing...
• California Insurance Code Section 1871.7
  (a) It is unlawful to knowingly employ runners, cappers, steerers, or other persons to procure clients or patients to perform or obtain services or benefits...
• California Insurance Code Section 1871.8
  An insurer or self-insured employer shall provide the following notice, in both English and Spanish, to an injured worker on or with a check for...
• California Insurance Code Section 1871.9
  The department shall post all of the following information on its Internet Web site for each person, as defined in Section 19, convicted of a...
• California Insurance Code Section 1872
  There is created within the department the Fraud Division to enforce the provisions of Sections 549, and 550 of the Penal Code, and to administer...
• California Insurance Code Section 1872.1
  (a) There is created within the Fraud Division an advisory committee on automobile insurance fraud and economic automobile theft prevention, investigation, and prosecution, as provided...
• California Insurance Code Section 1872.2
  For purposes of this article, "insurer" means any person who undertakes to indemnify another against loss, damage, or liability arising from a contingent or unknown...
• California Insurance Code Section 1872.3
  (a) If, by its own inquiries or as a result of complaints, the Fraud Division has reason to believe that a person has engaged in,...
• California Insurance Code Section 1872.4
  (a) Any company licensed to write insurance in this state that reasonably believes or knows that a fraudulent claim is being made shall, within 60...
• California Insurance Code Section 1872.45
  A district attorney who files a criminal complaint pursuant to Section 549 or 550 of the Penal Code shall promptly do all of the following:...
• California Insurance Code Section 1872.5
  No insurer, or the employees or agents of any insurer, shall be subject to civil liability for libel, slander, or any other relevant tort cause...
• California Insurance Code Section 1872.6
  Nothing contained in this article shall: (a) Preempt the authority of other law enforcement or licensing agencies to investigate and prosecute suspected violations of law....
• California Insurance Code Section 1872.8
  (a) An insurer doing business in this state shall pay an annual special purpose assessment to be determined by the commissioner, but not to exceed...
• California Insurance Code Section 1872.81
  In addition to the special purpose assessment imposed pursuant to Section 1872.8, an insurer doing business in this state shall pay to the commissioner an...
• California Insurance Code Section 1872.83
  (a) The commissioner shall ensure that the Fraud Division aggressively pursues all reported incidents of probable workers' compensation fraud, as defined in Sections 11760 and...
• California Insurance Code Section 1872.84
  The commissioner shall ensure that the Fraud Division forwards to the appropriate disciplinary body, in addition to the names and supporting evidence of individuals described...
• California Insurance Code Section 1872.85
  (a) Every admitted disability insurer or other entity liable for any loss due to health insurance fraud doing business in this state shall pay an...
• California Insurance Code Section 1872.86
  (a) An insurer doing business in this state shall pay an annual special purpose assessment to be determined by the commissioner, not to exceed five...
• California Insurance Code Section 1872.87
  (a) Each insurer required to pay special purpose assessments pursuant to Sections 1872.8, 1872.81, 1874.8, or subdivision (a) of Section 1872.86 may, over a reasonable...
• California Insurance Code Section 1872.9
  The Fraud Division shall annually compile and report, as a part of the commissioner's annual report as required by Section 12922, the following information: (a)...
• California Insurance Code Section 1872.95
  (a) Within existing resources, the Medical Board of California, the Board of Chiropractic Examiners, and the State Bar shall each designate employees to investigate and...
• California Insurance Code Section 1872.96
  The commissioner shall prepare an annual report, which shall be a public record, with respect to the receipts, expenditures, and activities of the Fraud Division...
• California Insurance Code Section 1873
  (a) Upon written request to an insurer by officers designated in subdivisions (a) and (b) of Section 830.1 and subdivision (a) of Section 830.2, and...
• California Insurance Code Section 1873.1
  Any information acquired pursuant to this article shall not be a part of any public record. Except as otherwise provided by law, any authorized governmental...
• California Insurance Code Section 1873.2
  In the absence of fraud or malice, no insurer, or any employee or agent authorized by an insurer to act on behalf of the insurer,...
• California Insurance Code Section 1873.3
  (a) For purposes of this article and Article 2 (commencing with Section 1872), "insurance fraud" does not include motor vehicle theft and motor vehicle insurance...
• California Insurance Code Section 1873.4
  Any or all information released or received by an authorized governmental entity pursuant to Section 1873 or 1873.1 shall be provided by that agency to...
• California Insurance Code Section 1874
  This article shall be known and may be cited as the Motor Vehicle Theft and Motor Vehicle Insurance Fraud Reporting Act.
• California Insurance Code Section 1874.1
  The following definitions govern the construction of this article, unless the context requires otherwise: (a) "Authorized governmental agency" means the Department of the California Highway...
• California Insurance Code Section 1874.2
  (a) Upon written request to an insurer by an authorized governmental agency, an insurer or agent authorized by that insurer to act on behalf of...
• California Insurance Code Section 1874.3
  (a) Any information acquired pursuant to this article shall not be a part of any public record. Except as otherwise provided by law, any authorized...
• California Insurance Code Section 1874.4
  In the absence of fraud or malice, no insurer, or agent authorized by an insurer to act on behalf of the insurer, and no authorized...
• California Insurance Code Section 1874.6
  Every insurer shall report covered private passenger automobiles involved in theft and salvage total losses, including the vehicle identification number and any other information as...
• California Insurance Code Section 1874.8
  (a) Each insurer doing business in this state shall pay an annual special assessment to be determined by the commissioner, but not to exceed fifty...
• California Insurance Code Section 1874.85
  An insurer that issues automobile liability or collision policies shall inspect vehicles for which it has approved a claim for the cost of auto body...
• California Insurance Code Section 1874.86
  Each insurer subject to this article shall report annually to the department on the following: (a) The number of vehicles inspected pursuant to Section 1874.85...
• California Insurance Code Section 1874.87
  (a) Each insurer subject to this article shall provide each insured with an Auto Body Repair Consumer Bill of Rights either at the time of...
• California Insurance Code Section 1874.90
  The commissioner may declare any region of the state as an auto insurance fraud crisis area upon making a finding that auto insurance fraud is...
• California Insurance Code Section 1875
  As used in this chapter: (a) "Authorized agency" means any of the following officers or agencies, or their duly authorized representatives, when investigating or prosecuting...
• California Insurance Code Section 1875.1
  An authorized agency may, when there is evidence or suspicion that the crime of arson has been committed, request any insurer to release all information...
• California Insurance Code Section 1875.2
  If any insurer has reason to suspect that a fire loss was caused by incendiary means, the insurer shall furnish an authorized agency with all...
• California Insurance Code Section 1875.3
  An authorized agency shall notify the insurer, if known, and at the expense of the insurer, whenever it has reason to believe that a fire...
• California Insurance Code Section 1875.4
  In the absence of fraud or malice, no insurer or person acting in its behalf who (a) furnishes information whether oral or written, pursuant to...
• California Insurance Code Section 1875.5
  In any case in which an insurer willfully fails to comply with this article, the authorized agency may petition the superior court in an appropriate...
• California Insurance Code Section 1875.6
  Any authorized agency that receives any information furnished as required by this article shall not make the information public until the time that its release...
• California Insurance Code Section 1875.8
  (a) There is hereby created the Arson Information Reporting System to permit insurers, law enforcement agencies, fire investigative agencies, and district attorneys to deposit arson...
• California Insurance Code Section 1875.10
  The Legislature finds and declares as follows: (a) That the business of insurance involves many transactions which have potential for abuse and illegal activities. (b)...
• California Insurance Code Section 1875.11
  (a) No insurance claims analysis bureau shall conduct any operations in this state without first filing a written application with the commissioner and obtaining a...
• California Insurance Code Section 1875.12
  (a) The commissioner may license an organization as an insurance claims analysis bureau if it meets the following qualifications: (1) Is a nonprofit corporation organized...
• California Insurance Code Section 1875.13
  The commissioner shall license an insurance claims analysis bureau by class of claims, if an insurance claims analysis bureau makes application and is appropriately qualified,...
• California Insurance Code Section 1875.14
  An insurance claims analysis bureau shall perform the following functions: (a) Collect and compile information and data from members or subscribers concerning insurance claims. (b)...
• California Insurance Code Section 1875.15
  (a) A licensed insurance claims analysis bureau shall develop rules governing the kind, quality, and frequency of data reporting, which shall be binding on all...
• California Insurance Code Section 1875.16
  Unless otherwise provided by law, any authorized entity which receives any information furnished pursuant to this article shall not release that information to public inspection...
• California Insurance Code Section 1875.17
  On or before May 1, 1992, and on or before May 1 of each year thereafter, any licensed insurance claims analysis bureau shall file with...
• California Insurance Code Section 1875.18
  (a) Every bodily injury, medical payment, or uninsured motorist claim made under a policy of automobile insurance shall be available, upon request, to law enforcement...
• California Insurance Code Section 1875.20
  Every insurer admitted to do business in this state, except those otherwise exempted in this code, shall provide for the continuous operation of a unit...
• California Insurance Code Section 1875.21
  Insurers may maintain the unit or division required by this article using its employees or by contracting with others for that purpose.
• California Insurance Code Section 1875.22
  Insurers shall establish the unit or division required by this article no later than July 1, 1992.
• California Insurance Code Section 1875.23
  For purposes of this article, "unit or division" may include the assignment of fraud investigation to employees whose principal responsibilities are the investigation and disposition...
• California Insurance Code Section 1875.24
  (a) If after examination, or upon the basis of other information, the commissioner has good cause to believe that an insurer to whom the provisions...
• California Insurance Code Section 1876
  Every insurer who receives a bodily injury, medical payment, or uninsured motorist claim made under a policy of automobile liability insurance defined in Section 660...
• California Insurance Code Section 1876.3
  Any information acquired pursuant to this article shall not be part of any public record except as follows: Except as otherwise provided by law, any...
• California Insurance Code Section 1876.4
  No insurer, or the employees or agents of any insurer, shall be subject to civil liability for libel, slander, or any other tort cause of...
• California Insurance Code Section 1876.5
  As used in this article, "authorized governmental agency" and "insurer" have the same meaning as is given by Section 1874.1.
• California Insurance Code Section 1877
  This article shall be known and may be cited as the Workers' Compensation Insurance Fraud Reporting Act.
• California Insurance Code Section 1877.1
  The following definitions govern the construction of this article, unless the context requires otherwise: (a) "Authorized governmental agency" means the district attorney of any county,...
• California Insurance Code Section 1877.2
  For the purposes of this article, "authorized governmental agency" includes, in addition to the entities listed in subdivision (a) of Section 1877.1, any licensing agency...
• California Insurance Code Section 1877.3
  (a) Upon written request to an insurer or a licensed rating organization by an authorized governmental agency, an insurer, an agent authorized by that insurer,...
• California Insurance Code Section 1877.35
  (a) The Public Employees' Retirement System may request information from an insurer for any specific investigation of eligibility for, and unlawful application or receipt of,...
• California Insurance Code Section 1877.4
  (a) Any information acquired pursuant to this article shall not be a part of the public record. Except as otherwise provided by law, any authorized...
• California Insurance Code Section 1877.5
  No insurer, agent authorized by an insurer to act on its behalf, or licensed rating organization who furnishes information, written or oral, pursuant to this...
• California Insurance Code Section 1879
  The purpose of this article is to confront aggressively the problem of insurance fraud in this state by facilitating the detection of insurance fraud, eliminating...
• California Insurance Code Section 1879.2
  (a) Any insurer that prints, reproduces, or furnishes a form to any person upon which that person gives notice to the insurer of a claim...
• California Insurance Code Section 1879.3
  The commissioner shall appoint supervisory and investigatory personnel within the bureau. In addition, the commissioner shall assign staff counsel who are employed by the department...
• California Insurance Code Section 1879.4
  (a) The Chief of the Fraud Division and those investigators designated by him or her may expend funds to conduct undercover activities, employ civilian operatives,...
• California Insurance Code Section 1879.5
  (a) Any person who believes that a violation of this article has been or is being made may notify the department immediately after discovery of...
• California Insurance Code Section 1879.6
  The commissioner may adopt administrative regulations as he or she deems necessary for the effective implementation of this article.
• California Insurance Code Section 1879.7
  The commissioner shall report annually to the Legislature as to the activities of the department and the cost-effectiveness of the programs established pursuant to this
• California Insurance Code Section 1879.8
  Nothing in this article shall be construed to preclude the applicability of any other provision of civil or criminal law that applies to any act...
• California Insurance Code Section 1880
  The owner of a ship has in all cases an insurable interest in it, even when it has been chartered by one who agrees to...
• California Insurance Code Section 1881
  The insurable interest of the owner of a ship hypothecated by bottomry is only the excess of its value over the amount secured by bottomry.
• California Insurance Code Section 1882
  Freightage, in marine insurance, signifies all the benefit derived by the owner, either from the chartering of the ship or its employment for the carriage...
• California Insurance Code Section 1883
  The owner of a ship has an insurable interest in expected freightage which he would have certainly earned but for the intervention of a peril...
• California Insurance Code Section 1884
  The interest mentioned in the last section exists, in the case of a charter party, when the ship has broken ground on the chartered voyage....
• California Insurance Code Section 1885
  In marine insurance, a person who has an interest in the thing from which profits are expected to proceed, has an insurable interest in the
• California Insurance Code Section 1886
  The charterer of a ship has an insurable interest in it, to the extent that he is liable to be damaged by its loss.
• California Insurance Code Section 1900
  In marine insurance each party is bound to communicate, in addition to what is required in the case of other insurance: (a) All the information...
• California Insurance Code Section 1901
  In marine insurance, information of the belief or expectation of a third person in reference to a material fact, is material.
• California Insurance Code Section 1902
  A person insured by a contract of marine insurance is presumed to have, at the time of insuring, knowledge of a prior loss, if the...
• California Insurance Code Section 1903
  In marine insurance, concealment in respect to any of the following matters does not vitiate the entire contract, but merely exonerates the insurer from a...
• California Insurance Code Section 1904
  In marine insurance, if a representation by the insured is intentionally false in any respect, whether material or immaterial, the insurer may rescind the entire
• California Insurance Code Section 1905
  The failure of subsequent circumstances to conform to a representation as to expectation does not, in the absence of fraud, avoid marine insurance.
• California Insurance Code Section 1920
  In every marine insurance upon a ship or involving transportation by ship, a warranty is implied that the ship is seaworthy.
• California Insurance Code Section 1921
  A ship is seaworthy when reasonably fit to perform the services and encounter the ordinary perils of the voyage contemplated by the parties to the
• California Insurance Code Section 1922
  An implied warranty of seaworthiness is complied with if the ship is seaworthy at the time of the commencement of the risk, except in the...
• California Insurance Code Section 1923
  A warranty of seaworthiness extends not only to the condition of the structure of the ship itself, but also requires that it be properly laden...
• California Insurance Code Section 1924
  Where any portion of the voyage contemplated by a policy differs from other portions in respect to the things requisite to make the ship seaworthy...
• California Insurance Code Section 1925
  When a ship becomes unseaworthy during the voyage, an unreasonable delay in repairing the defect exonerates the insurer from liability on any loss arising from...
• California Insurance Code Section 1926
  A ship may be seaworthy for the purpose of insurance upon itself and, at the same time, unseaworthy for the purpose of insurance upon the...
• California Insurance Code Section 1927
  Where the nationality or neutrality of a ship or cargo is expressly warranted, it is implied that: (a) The ship will carry the requisite documents...
• California Insurance Code Section 1940
  When the voyage contemplated by marine insurance is described by the places of beginning and ending, the voyage insured is one which conforms to the...
• California Insurance Code Section 1941
  If the course of sailing is not fixed by mercantile usage, the voyage insured by marine insurance is that way between the places specified which,...
• California Insurance Code Section 1942
  Deviation is: (a) A departure from the course of the voyage insured. (b) An unreasonable delay in pursuing the voyage. (c) The commencement of an...
• California Insurance Code Section 1943
  A deviation is proper: (a) When caused by circumstances over which neither the master nor the owner of the ship has any control. (b) When...
• California Insurance Code Section 1944
  Every deviation not specified in the last section is improper.
• California Insurance Code Section 1945
  An insurer is not liable for any loss happening to the subject matter of marine insurance after an improper deviation.
• California Insurance Code Section 1960
  A loss is either total or partial.
• California Insurance Code Section 1961
  A total loss is either actual or constructive.
• California Insurance Code Section 1962
  An actual total loss is caused by: (a) A total destruction of the subject matter of insurance. (b) The loss of the subject matter by...
• California Insurance Code Section 1963
  A constructive total loss is one which gives to a person insured a right to abandon, under section 1971.
• California Insurance Code Section 1964
  An actual loss may be presumed from the continued absence of a ship without being heard of. The length of time which is sufficient to...
• California Insurance Code Section 1965
  When a ship is prevented, at an intermediate port and by the perils insured against, from completing the voyage, the master shall make every exertion...
• California Insurance Code Section 1966
  In addition to the liability mentioned in Section 1965, a marine insurer is liable, up to the amount insured, for damages, expenses of discharging, storage,...
• California Insurance Code Section 1967
  Upon an actual total loss, the insured is entitled to payment without notice of abandonment.
• California Insurance Code Section 1968
  Where it has been agreed that an insurance upon a particular subject matter, or class of subject matter, is to be free from particular average,...
• California Insurance Code Section 1969
  When insurance is confined in its terms to an actual total loss, it does not cover a constructive total loss, but it does cover any...
• California Insurance Code Section 1970
  Abandonment, in marine insurance, is the act of the insured by which, after a constructive total loss, he declares the relinquishment to the insurer of...
• California Insurance Code Section 1971
  In marine insurance, after abandonment of the subject matter of insurance or of any particular portion thereof which is separately valued by the policy or...
• California Insurance Code Section 1972
  An abandonment can not be either partial or conditional.
• California Insurance Code Section 1973
  An abandonment can be made only at a time limited by all of the following: (a) Within a reasonable time after the information of the...
• California Insurance Code Section 1974
  Where the information upon which an abandonment has been made proves incorrect, or the subject matter of insurance is so far restored when the abandonment...
• California Insurance Code Section 1975
  Abandonment is made by giving oral or written notice thereof to the insurer.
• California Insurance Code Section 1976
  A notice of abandonment shall be explicit, and shall specify the particular cause of the abandonment, but need state only enough to show that there...
• California Insurance Code Section 1977
  An abandonment can be sustained only upon the cause specified in the notice thereof.
• California Insurance Code Section 1978
  An abandonment is equivalent to a transfer to the insurer of the insured's interest, with all the chances of recovery and indemnity.
• California Insurance Code Section 1979
  Whenever a marine insurer pays for a loss as if it were an actual total loss, he is entitled to whatever remains of the subject...
• California Insurance Code Section 1980
  Upon an abandonment, acts done subsequent to the loss and in good faith by persons who at the time were the insured's agents in respect...
• California Insurance Code Section 1981
  An acceptance of an abandonment is not necessary to the rights of the insured, and is not to be presumed from the mere silence of...
• California Insurance Code Section 1982
  The acceptance of an abandonment, whether express or implied, is conclusive upon the parties and admits the loss and the sufficiency of the abandonment.
• California Insurance Code Section 1983
  An abandonment once made and accepted is irrevocable, unless the ground upon which it was made proves to be unfounded.
• California Insurance Code Section 1984
  On an accepted abandonment of a ship, freightage earned previous to the loss belongs to the insurer of the freightage; but freightage subsequently earned belongs...
• California Insurance Code Section 1985
  If an insurer refuses to accept a valid abandonment, he is liable as upon an actual total loss, after deducting from the amount of the...
• California Insurance Code Section 1986
  If an insured omits to abandon, he may nevertheless recover his actual loss.
• California Insurance Code Section 1987
  (a) A valuation fraudulent in fact entitles a marine insurer to rescind the contract. (b) When the subject matter has been hypothecated by bottomry or...
• California Insurance Code Section 1988
  In a case of partial loss, a marine insurer is liable only for such proportion of the amount insured by him as the loss bears...
• California Insurance Code Section 1989
  Where profits are separately insured in marine insurance, in case of loss the insured is entitled to recover that proportion of such profits which the...
• California Insurance Code Section 1990
  In case of a valued policy of marine insurance on freightage or cargo, if only a part of the subject matter is exposed to risk,...
• California Insurance Code Section 1991
  When profits are valued and insured by marine insurance, a loss of them is conclusively presumed from a loss of the property out of which...
• California Insurance Code Section 1992
  In estimating a loss under an open policy of marine insurance, the following rules are to be observed: (a) The value of a ship is...
• California Insurance Code Section 1993
  If cargo insured against partial loss arrives at the port of destination in a damaged condition, the loss of the insured is computed as follows:...
• California Insurance Code Section 1994
  A marine insurer is liable for all the expense attendant upon a loss which forces the ship into port to be repaired. Where it is...
• California Insurance Code Section 1995
  In marine insurance, when an insured is required to make a contribution in respect to the subject matter of insurance toward a general average loss,...
• California Insurance Code Section 1996
  In marine insurance, where an insured has a demand against others for contribution, he may claim the whole loss from the insurer, subrogating the insurer...
• California Insurance Code Section 1997
  In the case of a partial loss of a ship or its equipments, the old materials are to be applied towards payment for the new....
• California Insurance Code Section 2010
  The provisions of Sections 481, 800, 801, 802, 803, and 804 shall not apply to ocean marine insurance as defined in Section 481.
• California Insurance Code Section 2030
  An insurer is entitled to rescind a contract of fire insurance upon an alteration in the use or condition of the subject matter insured from...
• California Insurance Code Section 2031
  When a contract of fire insurance does not restrict use or condition of insured subject matter, such contract is not affected by an alteration in...
• California Insurance Code Section 2032
  After the execution of a contract of fire insurance, an act of the insured does not affect the contract unless the act violates policy provisions,...
• California Insurance Code Section 2050
  The effect of a valuation in a fire policy is the same as in a marine policy.
• California Insurance Code Section 2051
  (a) Under an open policy, the measure of indemnity in fire insurance is the expense to the insured of replacing the thing lost or injured...
• California Insurance Code Section 2051.5
  (a) Under an open policy that requires payment of the replacement cost for a loss, the measure of indemnity is the amount that it would...
• California Insurance Code Section 2052
  Whenever the insured desires to have a valuation named in his policy insuring any building or structure against fire, he may require such building or...
• California Insurance Code Section 2053
  A clause shall be inserted in such a valued policy, stating substantially that the value of the insured's interest in the insured building or structure...
• California Insurance Code Section 2054
  In the absence of any change increasing the risk without the consent of the insurer or of fraud on the part of the insured, and...
• California Insurance Code Section 2055
  Except as provided by section 2056, the insurer shall not be required to pay more than the amount stated in such a valued policy.
• California Insurance Code Section 2056
  Stipulations in a valued policy concerning the repairing, rebuilding or replacing of buildings or structures wholly or partially damaged or destroyed shall prevail over the...
• California Insurance Code Section 2057
  Under a contract of fire insurance, payment to the insured shall be made within 30 days after the amount of the loss and the liability...
• California Insurance Code Section 2058
  Notwithstanding any other provision of law, if a loss arising out of fire is rebuilt or replaced, an insured covered by a valued policy shall...
• California Insurance Code Section 2060
  In the event of a loss under a homeowners' insurance policy for which the insured has made a claim for additional living expenses, the insurer...
• California Insurance Code Section 2070
  All fire policies on subject matter in California shall be on the standard form, and, except as provided by this article shall not contain additions...
• California Insurance Code Section 2070.1
  (a) Any insurer whose insured has made a claim under his or her residential fire or property insurance policy for loss due, in whole or...
• California Insurance Code Section 2071
  (a) The following is adopted as the standard form of fire insurance policy for this state: California Standard Form Fire Insurance Policy No. Space for...
• California Insurance Code Section 2071.1
  (a) This section applies to an examination of an insured under oath pursuant to Section 2071 labeled "Requirements in case loss occurs" and other relevant...
• California Insurance Code Section 2072
  The policy is not required to be used for reinsurance between insurers.
• California Insurance Code Section 2073
  The policy shall be plainly printed. The type shall not be smaller than eight-point and in a style not less legible than Century and subheads...
• California Insurance Code Section 2074
  Either the blanks in the standard form or those in an endorsement attached thereto shall be appropriately filled. The first page of the policy or...
• California Insurance Code Section 2074.5
  In lieu of showing the term of coverage in the form set forth in Section 2071, the standard form policy may show the term in...
• California Insurance Code Section 2074.6
  In lieu of showing the attestation clause and official signatures in the form as set forth in Section 2071, the standard form policy may show,...
• California Insurance Code Section 2074.7
  Notwithstanding the provisions of Section 2071 granting the right to both insured and insurer to cancel a policy of insurance, or the provisions of any...
• California Insurance Code Section 2074.8
  Notwithstanding any of the other provisions of Sections 2071 and 6010, those paragraphs in Sections 2071 and 6010 captioned "Cancellation of policy" may, in any...
• California Insurance Code Section 2074.9
  During such time as countersignatures are not required by law, the provisions of Section 2071 requiring policies to make provision for countersignatures shall not be...
• California Insurance Code Section 2075
  By special agreement indorsed on the policy or added thereto, the provisions regarding appraisement or apportionment of loss may be waived and the valuations of...
• California Insurance Code Section 2076
  The insurer may add to the standard form any matter relating to its financial condition, directors, officers, shareholders and history, and the address of its...
• California Insurance Code Section 2077
  The insurer may add to the standard form, in red ink, any provisions required or permitted in its policies by the State or country of...
• California Insurance Code Section 2078
  There may be added to the standard form, clauses providing for and defining the rights, duties and obligations of mortgagees, assignees and other parties having...
• California Insurance Code Section 2079
  Clauses may be added to the standard form: (a) Covering subject matter and risks not otherwise covered; provided that clauses covering loss or damage caused...
• California Insurance Code Section 2080
  Except as otherwise provided in this article, clauses imposing specified duties and obligations upon the insured and limiting the liability of the insurer may be...
• California Insurance Code Section 2081
  Whenever a clause is inserted, or rider attached, affecting the standard form liability of the insurer for loss or damage by fire occasioned either directly...
• California Insurance Code Section 2082
  Any insurers, other than corporations, issuing policies on subject matter in California, shall use the standard form, changing only such words as refer to the...
• California Insurance Code Section 2082.5
  Where an insurer has no president or secretary in the United States, the facsimile signature on the standard form may be that of its principal...
• California Insurance Code Section 2083
  It is a misdemeanor for any insurer or any agent to countersign or issue a fire policy covering in whole or in part property in...
• California Insurance Code Section 2084
  (a) After a covered loss under a policy covered by Section 2071, an insurer shall provide to the insured, free of charge, a complete, current...
• California Insurance Code Section 4010
  A "mutual" insurer is an insurance corporation without capital stock owned by its policyholders collectively, who have the right to vote in the election of...
• California Insurance Code Section 4011
  The provisions of Section 36 shall apply to domestic mutual insurers as well as foreign mutual insurers.
• California Insurance Code Section 4012
  Domestic mutual insurers, incorporating or qualifying to transact any or all of the classes of insurance designated in Sections 100 through 123 and 700. 01,...
• California Insurance Code Section 4013
  (a) Each policyholder of a domestic mutual insurer, other than the holder of a reinsurance contract, is a member of the insurer during the policy...
• California Insurance Code Section 4014
  Any person, government or governmental agency, state or political subdivision thereof, public or private corporation, board, association, estate, trustee or fiduciary may be a policyholder...
• California Insurance Code Section 4015
  With respect to the management, records, and affairs of a domestic mutual insurer qualified to transact any or all of the classes of insurance designated...
• California Insurance Code Section 4016
  Each member of a domestic mutual insurer is entitled to one vote upon each matter coming to a vote at meetings of members.
• California Insurance Code Section 4016.1
  Notice of all meetings of members whether annual or special shall be given in writing to the members entitled to vote by the secretary, or...
• California Insurance Code Section 4016.2
  (a) The presence in person or by proxy of 5 percent of the members of a domestic mutual insurer entitled to vote at any meeting...
• California Insurance Code Section 4017
  A member shall have the right to vote in person or by his written proxy filed with the corporate secretary not less than five days...
• California Insurance Code Section 4018
  No member's vote upon any proposal to divest the insurer of its business or assets, or the major part thereof, shall be registered or taken...
• California Insurance Code Section 4019
  This chapter does not apply to a mutual insurer that has converted to a mutual legal reserve insurer pursuant to former Chapter 9 (commencing with...
• California Insurance Code Section 4020
  The affairs of every domestic mutual insurer shall be managed by a board of directors consisting of not less than 5 directors nor more than...
• California Insurance Code Section 4021
  Directors shall be elected by the members of a domestic mutual insurer at the annual meeting of members. Directors may be elected for terms of...
• California Insurance Code Section 4022
  A director of a mutual insurer shall be a policyholder thereof.
• California Insurance Code Section 4023
  As to an insurer operating as an authorized insurer only in the State of California, a majority of the members of the insurer's board of...
• California Insurance Code Section 4030
  No domestic mutual insurer shall hereafter make any contract whereby any person is granted or is to enjoy in fact the management of the insurer...
• California Insurance Code Section 4031
  Any such contract shall provide that any such manager or producer of its business shall within 90 days after expiration of each calendar year furnish...
• California Insurance Code Section 4032
  The commissioner shall disapprove any such contract if he finds that it: (a) Subjects the insurer to excessive charges; or (b) Is to extend for...
• California Insurance Code Section 4033
  The commissioner may, after a hearing held thereon, withdraw his approval of any such contract theretofore approved by him, if he finds that the bases...
• California Insurance Code Section 4034
  The holder of any such contract described in this Article shall be subject to examination by the commissioner pursuant to Article 4 (beginning with Section...
• California Insurance Code Section 4040
  A mutual insurer may borrow money to defray the expenses of its organization, provide it with surplus funds, or for any purpose of its business,...
• California Insurance Code Section 4042
  The issuance of any document evidencing any such loan shall require the commissioner's securities permit under Article 8 of Chapter 1, Part 2, Division 1...
• California Insurance Code Section 4044
  This section shall not apply to loans obtained by the insurer in ordinary course of business from banks and other financial institutions, nor to loans...
• California Insurance Code Section 4050
  The directors of a domestic mutual insurer may from time to time apportion and pay or credit to its members dividends only out of that...
• California Insurance Code Section 4051
  A dividend otherwise proper may be payable out of such savings, earnings, and gains even though the insurer's total surplus is then less than the...
• California Insurance Code Section 4052
  The payment of any such dividends on a workmen's compensation policy shall be subject to the provisions of Section 11738 and for that purpose a...
• California Insurance Code Section 4060
  A domestic mutual insurer while maintaining unimpaired surplus funds not less in amount than one and one-half times the minimum paid-in capital stock required of...
• California Insurance Code Section 4061
  The commissioner shall not authorize a domestic insurer to extinguish the contingent liability of any of its members or in any of its policies to...
• California Insurance Code Section 4062
  A foreign or alien mutual insurer may issue nonassessable policies to its members in this State pursuant to its charter and the laws of its
• California Insurance Code Section 4063
  The commissioner shall revoke the certificate of a domestic mutual insurer to issue policies without contingent liability if (a) At any time the insurer's assets...
• California Insurance Code Section 4064
  During the absence of such certificate the insurer shall not issue any policy without providing therein for the contingent liability of the policyholder, nor renew...
• California Insurance Code Section 4070
  Such an insurer is insolvent if its surplus becomes less than the amount of paid-in capital required of a capital stock company to qualify to...
• California Insurance Code Section 4080
  Such an insurer shall be subject to all the provisions of this code and all the applicable rules and regulations of the commissioner. Such code...
• California Insurance Code Section 4081
  Any county mutual fire insurer, or two or more such insurers, may merge into a general mutual insurer described in this chapter by following the...
• California Insurance Code Section 4090
  By following the procedure specified in this article, any domestic mutual insurer described in this article may merge, consolidate, or otherwise unite with or become...
• California Insurance Code Section 4091
  The plan and agreement by which any such transaction is to be effected shall be approved by a resolution of the majority of the board...
• California Insurance Code Section 4092
  When any such plan and agreement shall have been approved by the commissioner, with any changes required by him, the same shall be approved in...
• California Insurance Code Section 4093
  If the vote is in the affirmative, a certified copy of all proceedings relating to the proposed transaction shall be filed with the commissioner. If...
• California Insurance Code Section 4094
  Any plan of merger, consolidation, or other unification under this article shall provide that all rights and properties of the parties to the plan of...
• California Insurance Code Section 4095
  In the event a mutual insurer is merged, consolidated, or part of a reorganization under the procedures specified in this article, and the surviving, consolidated,...
• California Insurance Code Section 4096
  In the event a domestic mutual insurer is merged, consolidated, or a part of a reorganization under the procedures specified in this article, and the...
• California Insurance Code Section 4097
  (a) A domestic incorporated medical malpractice mutual insurer, issuing nonassessable policies on a reserve basis may be converted into an incorporated stock insurer issuing, on...
• California Insurance Code Section 4097.01
  The definitions in this section apply to the following terms when used in this article. (a) "Adoption date" means the date the board of directors...
• California Insurance Code Section 4097.02
  The plan of conversion shall include appropriate proceedings for amending the mutual company's articles of incorporation to give effect to the conversion from a nonstock...
• California Insurance Code Section 4097.03
  For the conversion of a medical malpractice mutual insurer, the plan of conversion shall provide for either a demutualization in compliance with Section 4097.04 or...
• California Insurance Code Section 4097.04
  For the demutualization of a mutual insurer into a stock insurer or for the demutualization of a mutual holding company into a stock corporation, the...
• California Insurance Code Section 4097.05
  A plan of conversion adopted by a medical malpractice mutual insurer to establish a mutual holding company shall provide that the medical malpractice mutual insurer...
• California Insurance Code Section 4097.06
  (a) The commissioner shall examine the plan submitted pursuant to subdivision (b) of Section 4097.02. If the plan provides for the establishment of a mutual...
• California Insurance Code Section 4097.07
  The meeting of members prescribed by subdivision (c) of Section 4097.02 shall be called by the board of directors, the chairperson of the board, or...
• California Insurance Code Section 4097.08
  Nothing in this article shall be deemed to prohibit the inclusion in the plan of conversion of provisions under which the insurer's officers, directors, employees,...
• California Insurance Code Section 4097.09
  No director, officer, agent, or employee of the mutual company shall receive any fee, commission, or other valuable consideration whatsoever, other than regular salary and...
• California Insurance Code Section 4097.10
  At any time before that plan of conversion becomes effective as provided in Section 4097.11, the mutual company may, by resolution of at least two-thirds...
• California Insurance Code Section 4097.11
  (a) Upon consent by the commissioner to the plan of conversion of a mutual insurer and filing of the plan of conversion in accordance with...
• California Insurance Code Section 4097.12
  (a) Upon the effective date of a plan of conversion in accordance with Section 4097.05, the mutual insurer immediately becomes a stock corporation, the membership...
• California Insurance Code Section 4097.13
  Prior to, and for a period of five years following, the effective date of the plan of conversion, no person or group of persons acting...
• California Insurance Code Section 4097.14
  Unless otherwise provided in the plan of conversion, the directors and officers of the mutual company shall serve as directors and officers of the converted...
• California Insurance Code Section 4097.15
  (a) Notwithstanding any other provision of law and except as otherwise provided in subdivision (b), actions concerning any plan of conversion, proposed plan of conversion,...
• California Insurance Code Section 4097.16
  The offer or sale of securities, including any debt securities, issued pursuant to the plan of conversion developed and approved in accordance with the provisions...
• California Insurance Code Section 4097.17
  The commissioner shall have the authority from time to time, to make, amend, and rescind any rules and regulations as may be necessary to carry...
• California Insurance Code Section 4097.18
  Upon completion of the act of conversion and issuance of the certificate of authority under Section 4097.11, the Secretary of State shall accept for filing...
• California Insurance Code Section 4097.19
  (a) The amended articles of incorporation of a converted company that have been adopted pursuant to a plan of conversion and filed with the Secretary...
• California Insurance Code Section 4097.20
  If the name of a mutual insurer converting to a stock insurer pursuant to this article includes the word "mutual," the new stock insurer may...
• California Insurance Code Section 5050
  Two hundred fifty (250) or more persons residing in one county of this State may incorporate for the purpose of forming a mutual fire insurer...
• California Insurance Code Section 5050.1
  If such persons have not performed all acts and secured all agreements necessary to complete the incorporation of such insurer within one year from the...
• California Insurance Code Section 5050.5
  Any county mutual fire insurer heretofore or hereafter incorporated and doing business under the provisions of this chapter may, if it has issued an insurance...
• California Insurance Code Section 5051
  Upon the payment in advance of two thousand nine hundred fifty dollars ($2,950) cash, lawful money of the United States, to the commissioner for all...
• California Insurance Code Section 5052
  The commissioner shall examine the proposed articles of incorporation. If they conform to this chapter he shall deliver to such persons a certificate permitting them...
• California Insurance Code Section 5053
  The duly executed articles of incorporation and a copy of the certificate of the commissioner shall be filed with the Secretary of State in conformity...
• California Insurance Code Section 5054
  The articles of incorporation and certificate obtained by any county mutual fire insurer operating under the provisions of this chapter are subject to control and...
• California Insurance Code Section 5055
  The by-laws and all amendments thereto shall be filed with the commissioner within sixty days after their adoption.
• California Insurance Code Section 5056
  Such insurer shall have not less than seven, nor more than 11 directors, a majority of whom shall constitute a quorum to do business. The...
• California Insurance Code Section 5057
  The annual meeting of the members of the insurer shall be held on the second Monday of February of each year, unless its board of...
• California Insurance Code Section 5058
  In the election of the first board of directors each member shall be entitled to one vote. At every subsequent election each member shall be...
• California Insurance Code Section 5059
  A member may cast his votes in person or by proxy, distributing them among the directors to be elected, or among a less number of...
• California Insurance Code Section 5060
  The directors shall elect, from their own number, a president and a vice president. They shall also elect a treasurer and a secretary, who need...
• California Insurance Code Section 5061
  The treasurer and secretary shall give bonds to the insurer for the faithful performance of their duties, in such amounts as are prescribed by the...
• California Insurance Code Section 5062
  No incorporators or persons acting in their behalf or other persons participating in the management of such insurer shall advance to or for the subscribers...
• California Insurance Code Section 5063
  No such insurer may enter into any general agency or management contract whereby it authorizes or delegates to a person the right to assume virtual...
• California Insurance Code Section 5080
  Such insurer and its directors possess the usual powers, and are subject to the usual duties of corporations and directors.
• California Insurance Code Section 5081
  Such insurer may accumulate such surplus as its directors deem desirable for meeting contingencies, to cover the catastrophe hazard, and for general corporate purposes.
• California Insurance Code Section 5090
  Any person having an insurable interest in property in the county in which any such insurer is formed or any person having such an interest...
• California Insurance Code Section 5090.2
  Not more than one person licensed as an insurance agent, broker or solicitor, or who is a member of an association or partnership or a...
• California Insurance Code Section 5091
  Any member of such insurer may commence to withdraw therefrom by surrendering his policy for cancellation, and by giving notice in writing to the secretary...
• California Insurance Code Section 5092
  The withdrawal may be completed by paying the member's share, if any, under the terms of his policy, of all claims that exist against the...
• California Insurance Code Section 5093
  The insurer may cancel any policy by giving the insured 20 days' written notice of cancellation with or without tender of the excess of paid...
• California Insurance Code Section 5094
  In case of cancellation by the insurer it shall also notify in the same manner any holder of a mortgage whose name appears, either on...
• California Insurance Code Section 6010
  (a) The following is adopted as the standard form of county mutual fire insurer's policy for this state: CALIFORNIA STANDARD FORM OF COUNTY FIRE INSURANCE...
• California Insurance Code Section 6010.5
  The policy is not required to be used for reinsurance between insurers.
• California Insurance Code Section 6011
  Either the blanks in the standard form or those in an endorsement attached thereto shall be appropriately filled. The first page of the policy or...
• California Insurance Code Section 6011.5
  In lieu of showing the term of coverage in the form set forth in Section 6010, the standard form policy may show the term in...
• California Insurance Code Section 6011.6
  In lieu of the attestation clause and official signatures in the form as set forth in Section 6010, the standard form policy may show, immediately...
• California Insurance Code Section 6012
  By special agreement indorsed on the policy or added thereto, the provisions regarding appraisement or apportionment of loss may be waived and the valuations of...
• California Insurance Code Section 6013
  The standard form of policy shall be plainly printed. The type shall not be smaller than eight-point and in a style not less legible than...
• California Insurance Code Section 6014
  All county mutual fire insurance policies on subject matter in this State shall be on the county mutual standard form and, except as provided by...
• California Insurance Code Section 6015
  The insurer may add to the policy any matter relating to its financial condition, directors, officers, members and history, and the address of its home...
• California Insurance Code Section 6016
  Clauses may be added to the policy providing for and defining the rights, duties and obligations of mortgagees, assignees, and other parties having an interest...
• California Insurance Code Section 6017
  Insurers authorized to limit or eliminate their assessment liability in accordance with the terms of this chapter may make such changes in the standard form...
• California Insurance Code Section 6017.5
  Insurers authorized to eliminate their assessment liability in accordance with the terms of this chapter may use the California standard form insurance policy in lieu...
• California Insurance Code Section 6018
  No clause shall be inserted nor rider attached affecting the standard form liability of the insurer for loss or damage by fire occasioned either directly...
• California Insurance Code Section 6019
  Clauses may be added to the policy: (a) Covering property and risks not otherwise covered; provided that clauses covering loss or damage caused by nuclear...
• California Insurance Code Section 6020
  Except as otherwise provided by this article, clauses may be attached, by separate riders in type larger than pica or in capital letters measuring not...
• California Insurance Code Section 6021
  It is a misdemeanor for any insurer or its agent to countersign or issue a county mutual fire insurance policy covering in whole or part...
• California Insurance Code Section 6040
  Such insurer may issue policies on dwellings, schoolhouses, churches, fraternal or lodge halls, community, creamery, or farm buildings and property contained in or on such...
• California Insurance Code Section 6040.5
  Insurers authorized to eliminate their assessment liability in accordance with the terms of this chapter (commencing with Section 5050) shall not be restricted as to...
• California Insurance Code Section 6041
  Insurance permitted by this chapter upon personal property owned by the insured, including automobiles and livestock, shall continue in full force and effect during the...
• California Insurance Code Section 6042
  Policies may be executed for any time not exceeding five years and not extending beyond the time limited for the existence of the insurer.
• California Insurance Code Section 6043
  All members of such an insurer shall agree in writing to pay their pro rata share to the insurer of the necessary expense and loss...
• California Insurance Code Section 6044
  All such insurers shall classify the subject matter insured by them at the time of issuing policies thereon. Such classification shall be under rates corresponding...
• California Insurance Code Section 6045
  For the purpose of this chapter: (a) "A city or town block" is an area of not more than one hundred sixty thousand square feet...
• California Insurance Code Section 6047
  Except as provided in this section, such insurer shall not issue policies to an amount in excess of six thousand dollars ($6,000) on any one...
• California Insurance Code Section 6048
  Except as provided in Section 6041 such insurer shall insure only property within the limits of the county wherein it is organized, or in a...
• California Insurance Code Section 6049
  Such an insurer shall not assume any risks on property situated within any one block of a closely built-up district or of territory within the...
• California Insurance Code Section 6050
  Where the amount of insurance in policies already written equals the amount limited by the provisions of this article, no additional insurance shall be written...
• California Insurance Code Section 6070
  Any such insurer may accept reinsurance under any agreement for reinsurance between two or more county mutual fire insurers or from any authorized insurer the...
• California Insurance Code Section 6071
  Any such insurer may cede reinsurance provided the amount retained by the originating insurer shall be not less than 10 percent nor less than five...
• California Insurance Code Section 6072
  The restrictions imposed by this chapter upon any insurer as to original insurance shall apply to reinsurance written by it.
• California Insurance Code Section 6090
  Every member of such insurer who sustains loss by any hazard covered by his policy shall immediately notify the insurer in accordance with the terms...
• California Insurance Code Section 6091
  An action may be brought and maintained against any such insurer by its members to recover for losses insured against by the insurer, if payment...
• California Insurance Code Section 7010
  When any loss exceeds in amount the cash funds of the insurer and also exceeds one-eighth of one per cent of the total amount of...
• California Insurance Code Section 7011
  Upon being convened for the purpose, the directors shall make an assessment upon all of the property insured in the insurer. Such assessment shall be...
• California Insurance Code Section 7012
  When the amount of such loss does not exceed one-eighth of one per cent of the total amount of insurance in force in the insurer,...
• California Insurance Code Section 7013
  The term of any such loan shall not be greater than twelve months nor shall the date of maturity be in excess of thirty days...
• California Insurance Code Section 7014
  The board of directors may at its annual meeting levy an assessment not to exceed twenty-five cents on the $100 of the first class of...
• California Insurance Code Section 7015
  (a) No assessment or assessments may be levied upon any policy in excess of three times the amount of the premium named therein. The liability...
• California Insurance Code Section 7015.5
  The commissioner shall charge and collect in advance a fee of seventy-four dollars ($74) for issuing a certificate under this article, or for reissuing and...
• California Insurance Code Section 7016
  The secretary, whenever such an assessment is made, shall immediately notify every policyholder in such insurer either personally, by agent, or by letter directed to...
• California Insurance Code Section 7017
  The insurer may bring an action against any member who neglects or refuses to pay an assessment made upon him under the provisions of this...
• California Insurance Code Section 7018
  A director of any such insurer who wilfully refuses or neglects to perform the duties imposed upon him by law or by the insurer's by-laws...
• California Insurance Code Section 7030
  The secretary shall prepare an annual statement, showing the condition of such insurer on December thirty-first preceding the annual meeting. He shall present the statement...
• California Insurance Code Section 7031
  The president and secretary shall, on or before the first day of March of each year, prepare, under oath, and transmit to the commissioner a...
• California Insurance Code Section 7040
  Notwithstanding the provisions of Section 900 of the Corporations Code, any two or more of such insurers may merge. The plan and agreement by which...
• California Insurance Code Section 7041
  When any such plan and agreement shall have been approved by the commissioner, with changes, if any required by him, the same shall be approved...
• California Insurance Code Section 7042
  If the vote is in the affirmative a certified copy of all proceedings relating to the proposed merger shall be filed with the commissioner. If...
• California Insurance Code Section 7043
  After any merger made under the provisions of this article shall have been completed, the surviving corporation shall be deemed, for the purpose of the...
• California Insurance Code Section 7044
  Any plan of merger under this article shall provide that all rights and properties of the parties to the plan of merger shall accrue to...
• California Insurance Code Section 7044.5
  Any one or more county mutual fire insurers, by following the procedure of this article, may merge into a general mutual insurer described in Chapter...
• California Insurance Code Section 7045
  The board of directors of any county mutual fire insurer that desires to commence proceedings for transformation of such insurer to a general mutual insurer...
• California Insurance Code Section 7046
  After the commissioner has granted tentative approval of any such application, a county mutual fire insurer that shall meet the financial requirements applicable to other...
• California Insurance Code Section 7047
  The meeting called for the purpose of transformation, shall be preceded by a written or printed notice of the meeting and its purpose addressed to...
• California Insurance Code Section 7048
  Such corporation shall be a continuance of the original corporation by the same name or by any other name approved by the commissioner. Such transformation,...
• California Insurance Code Section 7049
  After the policyholders have elected such a transformation a county mutual insurer shall submit to the insurance commissioner for final approval of the transformation a...
• California Insurance Code Section 7050
  Any such insurer may be proceeded against and dissolved in the same manner and upon the same conditions as in the case of other domestic...
• California Insurance Code Section 7060
  The provisions of subdivision (f) of Section 381 and the provisions of Sections 382, 383, 384, 750, 751, 752, 753, 754, 755, 756, 757, 758,...
• California Insurance Code Section 7080
  Five or more insurers, operating under Chapter 5 of this part and having insurance liabilities exceeding a total of $150,000 which they wish to reinsure,...
• California Insurance Code Section 7081
  Upon payment in advance of two hundred fifty dollars ($250) cash, lawful money of the United States, to the commissioner for all services to be...
• California Insurance Code Section 7082
  The declaration shall be signed by the president and secretary of each of the incorporators. It shall be accompanied by a certified copy of a...
• California Insurance Code Section 7083
  The articles shall be executed by each incorporator through its president or secretary, each signature being acknowledged as required by the general corporation law.
• California Insurance Code Section 7084
  The commissioner shall examine the proposed articles of incorporation, and if they conform to this chapter, he shall deliver to such incorporators a certificate permitting...
• California Insurance Code Section 7085
  Upon filing with the Secretary of State of the articles of incorporation and the certificate provided for in Section 7084, the incorporation of the reinsurer...
• California Insurance Code Section 7086
  Three delegates shall be elected by each member at its regular annual meeting to represent it at all meetings of the reinsurer.
• California Insurance Code Section 7087
  The delegates shall be elected by ballot and shall hold office for one year, or until their successors have been elected and qualified.
• California Insurance Code Section 7088
  The annual meeting of the members of the reinsurer shall be held on the third Monday in February of each year.
• California Insurance Code Section 7089
  At such meeting one director shall be elected from the delegates of each member so that the number of directors is equal to the number...
• California Insurance Code Section 7090
  In the election of the first board of directors each member insurer shall be entitled to one vote. At every subsequent election, each delegate from...
• California Insurance Code Section 7091
  The directors of the reinsurer shall elect from their own number a president, a vice president, and an executive committee of three. They shall also...
• California Insurance Code Section 7092
  The directors and all of such officers shall hold office for one year from the date of their election, and until their successors are elected...
• California Insurance Code Section 7093
  The treasurer and secretary shall give bonds to the reinsurer in such amounts as are prescribed by the board of directors, conditioned upon the faithful...
• California Insurance Code Section 8010
  Upon organizing under its articles of incorporation, such reinsurer may carry on a fire reinsurance business as provided by this chapter.
• California Insurance Code Section 8011
  Such reinsurer and its directors shall possess such of the usual powers, and be subject to such of the usual duties of corporations and directors...
• California Insurance Code Section 8030
  Any county mutual fire insurer in this State may become a member of such a reinsurer and entitled to all the rights and privileges appertaining
• California Insurance Code Section 8031
  County mutual fire insurers, upon becoming members of such reinsurer, shall give it their written obligation binding themselves and their successors to pay their pro...
• California Insurance Code Section 8050
  Restrictions on risks as to "distances," "city or town block," "closely built up district," "one risk," and "clear space," in chapter 5 of this part...
• California Insurance Code Section 8051
  All such reinsurers shall classify the reinsured subject matter at the time of issuing policies thereon, under rates corresponding as nearly as practicable to the...
• California Insurance Code Section 8052
  Such reinsurer may write reinsurance on property which is located in this State and which is insured in any member insurer.
• California Insurance Code Section 8053
  Such reinsurer shall not at any time write reinsurance, subject to one risk, in excess of five per cent of the total amount of reinsurance...
• California Insurance Code Section 8070
  A member of such reinsurer, upon sustaining loss covered by reinsurance, shall immediately notify the president or secretary, stating the amount of loss.
• California Insurance Code Section 8071
  The president and secretary shall proceed to ascertain the amount of such loss and make adjustment.
• California Insurance Code Section 8072
  If the claim is for more than five thousand dollars ($5,000), the secretary shall forthwith notify each member of the executive committee. At each regular...
• California Insurance Code Section 8073
  If in any case there is a failure of the parties to agree upon the amount of such loss they may submit the question of...
• California Insurance Code Section 8074
  If the two arbitrators thus appointed fail to agree upon the amount of such loss, they shall select a third disinterested person to act with
• California Insurance Code Section 8075
  Such arbitrators so appointed may examine witnesses and do all other things necessary to the proper determination of the amount of loss sustained by the
• California Insurance Code Section 8076
  The arbitrators shall make their award in writing to the president of the reinsurer and to the member. Such award shall be final as to...
• California Insurance Code Section 8077
  The pay of each arbitrator shall be five dollars per day for each day's services rendered, and five cents for each mile necessarily traveled in...
• California Insurance Code Section 8078
  The president and secretary of the reinsurer may secure the services of an adjuster to represent it on any loss, subject to confirmation by its...
• California Insurance Code Section 8090
  When the amount of any ascertained loss exceeds the cash funds of the reinsurer and also exceeds one-eighth of one per cent of the total...
• California Insurance Code Section 8091
  When the amount of such loss does not exceed one-eighth of one per cent of the total amount of insurance in force in the reinsurer,...
• California Insurance Code Section 8092
  The term of such loan shall not be longer than twelve months, and the date of maturity shall not be more than thirty days beyond...
• California Insurance Code Section 8093
  The board of directors may at their annual meeting levy an assessment not exceeding twenty-five cents on the $100 of reinsurance. The sum so raised...
• California Insurance Code Section 8094
  Whenever an assessment is made, the secretary shall immediately notify every member by registered letter addressed to the secretary of the member at its usual...
• California Insurance Code Section 8095
  An action may be brought against any member of such reinsurer that neglects or refuses to pay the liabilities due such reinsurer.
• California Insurance Code Section 8096
  The directors of any such reinsurer who wilfully refuse or neglect to perform the duties imposed upon them by law or by the by-laws of...
• California Insurance Code Section 8097
  An action may also be brought and maintained against any such reinsurer by members thereof to recover sums owing them for losses sustained when payment...
• California Insurance Code Section 9010
  Any member of such reinsurer may cancel any policy of reinsurance at any time while the reinsurer continues its reinsurance business.
• California Insurance Code Section 9011
  The cancellation may be accomplished only by complying with all of the following requirements: (a) Surrender of policy for cancellation. (b) Giving ten days' notice...
• California Insurance Code Section 9012
  The reinsurer may cancel or terminate any policy by giving the member ten days' written notice and returning to it any excess of premium paid...
• California Insurance Code Section 9030
  The secretary shall prepare an annual statement, showing the condition of such reinsurer on December thirty-first and a supplemental report of the business of the...
• California Insurance Code Section 9031
  The president and secretary shall, on or before the first day of March of each year, prepare under oath, and transmit to the commissioner, a...
• California Insurance Code Section 9050
  Any such reinsurer may be proceeded against and dissolved in the same manner and upon the same conditions as in the case of other domestic
• California Insurance Code Section 9060
  The provisions of Sections 980, 981, 982, 983, 984, 985, 986, 987, 988, 989, 990, 991, 992, and 993 shall not apply to county mutual...
• California Insurance Code Section 9080
  Except as provided by this chapter, an association organized and operating on or before January 1, 1947, under this chapter is not governed by the...
• California Insurance Code Section 9080.1
  On and after January 1, 1954, no association shall transact insurance under this chapter unless it has theretofore received and continues to hold a certificate...
• California Insurance Code Section 9080.3
  Any religious organization engaged in the business of writing fire insurance solely for its members and its churches on the effective date of this section,...