Florida Statutes Part II - Retail Installment Sales (Ss. 520.30-520.42)
- 520.30 - Short Title.
This act may be cited as “The Retail Installment Sales Act.”History.—s. 1, ch. 59-414; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 21, ch....
- 520.31 - Definitions.
Unless otherwise clearly indicated by the context, the following words when used in this act, for the purposes of this act, shall have the meanings...
- 520.32 - Licenses.
(1) A person may not engage in or transact the business of a retail seller engaging in retail installment transactions as defined in this part or...
- 520.34 - Retail Installment Contracts.
(1)(a) A retail installment contract shall be in writing, shall be signed by both the buyer and the seller, and shall be completed as to all...
- 520.345 - Simple-interest Contracts.
A retail installment contract under The Retail Installment Sales Act may provide that the rate of finance charge be calculated on a simple-interest basis subject...
- 520.35 - Revolving Accounts.
(1) Every revolving account shall be in writing and shall be completed prior to the signing thereof by the retail buyer. The printed portion, other than...
- 520.351 - Consolidated Debts.
(1) If debts arising from two or more retail installment sales other than sales pursuant to a revolving account are secured by more than one security...
- 520.36 - Mail Order And Telephone Sales.
Retail installment contracts negotiated and entered into by mail or telephone without personal solicitation by salespersons or other representatives of the seller, when a catalog...
- 520.37 - Delinquency Charges, Attorney’s Fees And Court Costs.
A retail installment contract may provide for payment by the buyer of a delinquency charge on each installment in default for a period not less...
- 520.38 - Transfer Of Contracts.
Any retail seller may assign, pledge, hypothecate, or otherwise transfer a retail installment contract or revolving account to any person, firm or corporation on such...
- 520.39 - Penalties.
(1) Any person who willfully and intentionally violates any provision of s. 520.995 or engages in the business of a retail seller engaging in retail installment...
- 520.40 - Waiver.
Any waiver by the retail buyer of any provisions of this act or of any remedies granted to the buyer by this act shall be...
- 520.41 - Prior Contracts Not Affected.
The provisions of this act shall not make contracts or accounts in effect prior to July 1, 1980, unlawful.History.—s. 13, ch. 59-414; s. 3, ch....
- 520.42 - Construction.
Nothing in this act shall be construed to affect any transaction covered by chapter 516 and part I of this chapter or any transaction by...
Last modified: September 23, 2016