Ex Parte KAWAN - Page 13




            Appeal No. 2004-0013                                                                       
            Application No. 09/234,889                                            Page 13              


            the rejection of claims 77 and 78 under 35 U.S.C. § 103(a) is                              
            reversed.                                                                                  
                  We turn next to claims 76 and 79.  Although these claims                             
            have been listed in separate groups by appellant (brief, page 6),                          
            we observe that the claims have similar arguments.  Appellants do                          
            not dispute the combinability of the references, but rather                                
            assert that the combined teachings of the references do not teach                          
            all of the limitations of the claims.  From our review of claims                           
            76 and 79, we find that these claims, unlike all of the other                              
            claims before us on appeal, do not recite the use of a stand-                              
            alone terminal at which the identified transaction information is                          
            added to the loyalty program information.  Appellants sole                                 
            argument with respect to claim 76 (brief, page 12) is that the                             
            combined teachings of the prior art does not describe that:                                
                  transaction information is compared with the stored                                  
                  loyalty program information by an application program                                
                  on the smart card microcomputer internally as a                                      
                  function of the smart card microcomputer independently                               
                  of the merchant terminal, that transaction information                               
                  stored on the purchase log part of the transaction log                               
                  is identified by the application program on the smart                                
                  card microcomputer about at least one transaction with                               
                  the merchant for which an associated transaction number                              
                  is numerically greater than any transaction number for                               
                  a transaction with the merchant stored in the stored                                 
                  loyalty program information, and that the identified                                 
                  transaction information is added to the stored loyalty                               
                  program information by the application program on the                                
                  smart card.                                                                          







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