Ex Parte Yanase et al - Page 10



            Appeal 2007-0025                                                     Page 10                     
            Application 09/792,151                                                                           

                   stored and not the advertisement information.                                             
            (Br. 15-16.)                                                                                     
            3.     Freeman discloses “[d]ownloading to the chip card of advertising                          
            information … ” (Freeman, col. 10, ll. 33-34).                                                   
            Settling                                                                                         
            1.     The step in the claim 2 process that is at issue is:                                      
                         settling, based on the stored advertising information, a consumer                   
                   account for a transaction involving a product or service associated with the              
                   advertising viewed, performed by the consumer bringing said external                      
                   medium from a location of the terminal device to a store, and a terminal                  
                   device at the store reading said external medium to retrieve the stored                   
                   advertising information required for the transaction.                                     
            2.     The Examiner found that                                                                   
                         Freeman discloses that the chip card can be brought to a store for                  
                   settling a transaction related to the viewed advertising.                                 
                         Freeman discloses that the chip card can be brought to a store for                  
                   settling a transaction related to the viewed advertising (sic, repetition of the          
                   phrase is in the original) (Fig. 2 and below). And, Freeman discloses that the            
                   rebate can apply to a present transaction at a Point-of-Sale terminal:                    
                                "FIG. 2 is a diagram of a typical retail application with a point-           
                         of-sale                                                                             
                         (POS) terminal (col 15, lines 21-25);                                               
                                Rebates are conveyed to the consumer by communication from                   
                         the advertisement information provider to a customer's chip card via a              
                         multiplicity of possible channels including: a personal computer, a                 
                         portable chip card reader, a point-of-sale (POS) terminal, a handheld               
                         device, a home or business telephone, a vending machine, a cellular                 
                         phone, a pager, a mass transportation payment station, a television                 
                         and/or television set-top box, or an automated teller machine (ATM).                




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