(a) No credit card shall be issued except:
   (1) In response to an oral or written request or application
therefor.
   (2) As a renewal of, or in substitution for, an accepted credit
card whether that card is issued by the same or a successor card
issuer.
   (b) A credit card issued in substitution for an accepted credit
card may be issued only if the card issuer provides an activation
process whereby the cardholder is required to contact the card issuer
to activate the credit card prior to the first use of the credit
card in a credit transaction.
   (c) This section does not prohibit the completion of an overdraft
protection advance or recurring-charge transaction that a cardholder
has previously authorized on an accepted credit card.

Section: Previous 1747 1747.01 1747.02 1747.03 1747.04 1747.05 1747.06 1747.08 1747.09 1747.10 1747.20 1747.40 1747.50 1747.60 1747.65 Next

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Last modified: July 31, 2008