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California Civil Code Section 1747.06

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(a) A credit card issuer that mails an offer or
solicitation to receive a credit card and, in response, receives a
completed application for a credit card that lists an address that is
different from the address on the offer or solicitation shall verify
the change of address by contacting the person to whom the
solicitation or offer was mailed.
   (b) Notwithstanding any other provision of law, a person to whom
an offer or solicitation to receive a credit card is made shall not
be liable for the unauthorized use of a credit card issued in
response to that offer or solicitation if the credit card issuer does
not verify the change of address pursuant to subdivision (a) prior
to the issuance of the credit card, unless the credit card issuer
proves that this person actually incurred the charge on the credit
card.
   (c) When a credit card issuer receives a written or oral request
for a change of the cardholder's billing address and then receives a
written or oral request for an additional credit card within 10 days
after the requested address change, the credit card issuer shall not
mail the requested additional credit card to the new address or,
alternatively, activate the requested additional credit card, unless
the credit card issuer has verified the change of address.
   (d) This section shall become operative on July 1, 2000.


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Last modified: July 31, 2008