Ex Parte ISSA - Page 4

           Appeal 2007-2370                                                                         
           Application 09/373,141                                                                   

        1                                     ISSUES                                                
        2      The issues pertinent to this appeal are                                              
        3     • Whether the Appellant has sustained its burden of showing that the                  
        4        Examiner erred in rejecting claims 1-62 under 35 U.S.C. § 103(a) as                
        5        unpatentable over Shkedy and the Appellant's admitted prior art.                   
        6     • Whether the Appellant has sustained its burden of showing that the                  
        7        Examiner erred in rejecting claim 63 under 35 U.S.C. § 103(a) as                   
        8        unpatentable over Shkedy, eCommerce, and the Appellant's admitted prior            
        9        art.                                                                               
       10      The pertinent issues turn on whether Shkedy shows or suggests a bid for a            
       11  category of items having a discount rate.                                                
       12                      FACTS PERTINENT TO THE ISSUES                                        
       13      The following enumerated Findings of Fact (FF) are believed to be supported          
       14  by a preponderance of the evidence.                                                      
       15      Claim Construction                                                                   
       16         01. The disclosure provides no lexicographic definition for “discount” or         
       17            “discount rate.”                                                               
       18         02. The phrase “discount rate” has an idiomatic meaning of (1) the                
       19            interest deducted in advance in purchasing, selling, or lending a              
       20            commercial paper; or (2) the interest rate charged by a central bank on        
       21            loans to its member banks.1                                                    

                                                                                                   
           1 American Heritage Dictionary of the English Language (4th ed. 2000).                   
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