Ex Parte ISSA - Page 10

           Appeal 2007-2370                                                                         
           Application 09/373,141                                                                   

        1      Accordingly, we select claim 1 as representative of the group.                       
        2  37 C.F.R. § 41.37(c)(1)(vii) (2006).                                                     
        3      Before analyzing the rejection, we must construe the claim limitation of a           
        4  discount rate.  The disclosure provides no lexicographic definition of this claim        
        5  limitation (FF 01).  The phrase “discount rate” has an idiomatic meaning with            
        6  respect to commercial paper or bank loans (FF 02), neither of which is pertinent to      
        7  the claimed subject matter.  Therefore we construe the phrase as a rate for a            
        8  discount.                                                                                
        9      The usual and ordinary meaning of a discount is a reduction from the full or         
       10  standard amount of a price (FF 03).  Thus we construe a discount rate to be a rate       
       11  or measure of a reduction from the full or standard amount of a price.                   
       12      The Examiner found that Shkedy described all of the limitations of claim 1,          
       13  except for referring to a transaction as an auction.  To overcome this deficiency,       
       14  the Examiner found that the Appellant’s admitted prior art describes transactions        
       15  such as those in Shkedy as an auction.  The Examiner concluded that it would have        
       16  been obvious to one of ordinary skill to have referred to Shkedy’s transactions as       
       17  auctions (Answer 3:Bottom ¶ - 7:Last full ¶).                                            
       18      The Appellant contends that Shkedy utilizes prices directed to forward               
       19  purchase orders, whereas Appellant's invention utilizes undiscounted monetary            
       20  amounts at minimum discount rates directed to categories of items.  The Appellant        
       21  also argues that the Examiner ignored the benefits of these differences (Br.             
       22  8:Second to bottom ¶).                                                                   
       23      While the Appellant is correct in stating that Shkedy is directed to forward         
       24  purchase orders (FF 09), the Appellant fails to recognize that its arguments are not     


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