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California Insurance Code Section 104

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Title insurance means insuring, guaranteeing or indemnifying
owners of real or personal property or the holders of liens or
encumbrances thereon or others interested therein against loss or
damage suffered by reason of:
   (a) Liens or encumbrances on, or defects in the title to said
property;
   (b) Invalidity or unenforceability of any liens or encumbrances
thereon; or
   (c) Incorrectness of searches relating to the title to real or
personal property.
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Last modified: July 31, 2008