Code of Alabama - Title 27: Insurance - Chapter 1 - General Provisions

• Section 27-1-1 Short title
  This title constitutes the Alabama Insurance Code.
• Section 27-1-2 Definitions
  For the purposes of this title, the following terms shall have the meanings respectively ascribed to them by this section. (1) INSURANCE. A contract whereby...
• Section 27-1-3 Applicability of title - Generally
  No provision of this title shall apply with respect to: (1) Domestic mutual aid associations, as identified in Chapter 30, except as stated in Chapter...
• Section 27-1-4 Applicability of title - Exemptions
  This title shall not apply as to: (1) Any fraternal or other organization or activity which is exempted from the provisions of Chapter 34 under...
• Section 27-1-5 Compliance requirement
  No person shall transact a business of insurance in Alabama, or relative to a subject resident, located or to be performed in Alabama, without complying...
• Section 27-1-6 Prevalence of particular over general provisions
  Provisions of this title relative to a particular kind of insurance, a particular type of insurer, or a particular matter shall prevail over provisions in...
• Section 27-1-7 Effect of captions or headings
  The scope and meaning of any provision shall not be limited or otherwise affected by the caption or heading of any chapter, section, or provision.
• Section 27-1-8 Life insurance companies may invest in notes secured by mortgages or deeds of trust
  Repealed by Act 2015-70 effective April 21, 2015.
• Section 27-1-9 Life insurance companies may invest in loans guaranteed under Service Men's Readjustment Act
  Repealed by Act 2015-70 effective April 21, 2015.
• Section 27-1-10 Payment for health services of chiropractor; insured to have exclusive right to select practitioner of healing arts
  Any contract or policy of insurance or any plan or agreement for health services providing for reimbursement or payment for health services performed by a...
• Section 27-1-10.1 Insurance coverage for drugs to treat life-threatening illnesses
  (a) The Legislature finds and declares the following: (1) The citizens of this state rely upon health insurance to cover the cost of obtaining health...
• Section 27-1-11 Dentists and dental hygienists as "physicians" under health or accident insurance policies
  Whenever the terms "physician" and/or "doctor" are used in any policy of health or accident insurance issued in this state or in any contract for...
• Section 27-1-11.1 Appropriations to certain universities not to be considered in patient care reimbursement
  Any appropriations made by the Legislature of Alabama to the University of Alabama in Birmingham and to the University of South Alabama shall be for...
• Section 27-1-12 Penalty for violation of title
  Each willful violation of this title for which a greater penalty is not provided by another provision of this title or by other applicable laws...
• Section 27-1-13 Existing forms and filings
  Every form of insurance document and every rate or other filing lawfully in use immediately prior to January 1, 1972, may continue to be so...
• Section 27-1-14 Preservation of prior rights, obligations, etc
  This title shall not impair or affect any act done, offense committed or right accruing, accrued, or acquired or liability, penalty, forfeiture, or punishment incurred...
• Section 27-1-15 Payment for services of podiatrist
  Notwithstanding any other provision of law, when any contract of health insurance or any plan or agreement for health services provides for the reimbursement or...
• Section 27-1-16
  (a)(1) The Commissioner of the Department of Insurance shall prescribe a standard health insurance claim form to be used by all hospitals. The forms shall...
• Section 27-1-17 Limitation periods for payment of claims; overdue claims; retroactive denials, adjustments, etc.; penalties
  (a) Each insurer, health service corporation, and health benefit plan that issues or renews any policy of accident or health insurance providing benefits for medical...
• Section 27-1-17.1 Payment of providers through electronic funds transfer methods
  (a) As used in this section, the following words shall have the following meanings: (1) ACH ELECTRONIC FUNDS TRANSFER. An electronic funds transfer through the...
• Section 27-1-18 Contract providing for mental health services to entitle insured to reimbursement for outpatient and inpatient services by qualified psychiatrist or psychologist
  (a) Whenever any group, or blanket hospital or medical expense insurance policy or hospital or medical service contract issued for delivery in this state provides...
• Section 27-1-19 Reimbursement of health care providers
  (a) The insured, or health or dental plan beneficiary may assign reimbursement for health or dental care services directly to the provider of services. Health...
• Section 27-1-20 Patient Right to Know Act
  (a) This section shall be known and may be cited as the "Patient Right to Know Act." (b) As used in this section, unless the...
• Section 27-1-21 Uniformity of limits applied to fulfillment of certain drug prescriptions
  (a) For the purposes of this section, the following words shall have the following meanings: (1) ENROLLEE. A person enrolled in a health benefit plan....
• Section 27-1-22 Uniform prescription drug information card or technology
  (a) Every health benefit plan that provides coverage for prescription drugs or devices, or administers a plan, including, but not limited to, third party administrators...
• Section 27-1-23 Motor vehicle accidents by certain public safety officers
  (a) A personal auto insurance carrier of a full-time law enforcement officer or firefighter of a municipality or a county or the State of Alabama...
• Section 27-1-24 Alabama Insurance Underwriting Association
  (a) Every insurer authorized to write and engaged in writing, on a direct basis, fire and extended coverage insurance in Alabama shall be and remain...
• Section 27-1-24.1 Incentives for homeowners insurance policies with wind coverage in certain areas
  (a) Insurance carriers providing full property and casualty coverage, to specifically include wind and hail coverage, to property owners within the areas defined in Section...
• Section 27-1-25 Rate filings and related actuarial information for homeowners insurance coverage to be public information
  (a) Except as limited in subsection (c), all rate filings and related actuarial information for homeowners insurance coverage in Alabama filed after September 1, 2011,...

Last modified: May 3, 2021