Code of Alabama - Title 27: Insurance - Chapter 31D - Homeowners Insurance Discount for Windstorm Mitigation

• Section 27-31D-1 Premium discount or insurance rate reduction - Construction and certification
  (a) Commencing on May 14, 2009, insurance companies shall provide a premium discount or insurance rate reduction in an amount and manner as established in...
• Section 27-31D-2 Premium discount or insurance rate reduction - Fortified existing homes
  (a) Commencing on May 14, 2009, insurance companies shall provide a premium discount or insurance rate reduction in an amount and manner as established in...
• Section 27-31D-2.1 Endorsement offer to upgrade home to fortified standard when damage requires roof replacement
  (a) Insurance companies writing homeowners insurance shall offer a fortified bronze roof endorsement to upgrade a nonfortified home, which is otherwise eligible for a fortified...
• Section 27-31D-3 Insurable property
  For the purposes of this chapter, the term insurable property includes single family residential property or commercial property. Insurable property also includes modular homes satisfying...
• Section 27-31D-4 Applicability
  This chapter shall only apply to new insurance policies written or existing policies renewed on or after the first day of the twelfth month following...
• Section 27-31D-5 Rules and regulations
  The Department of Insurance shall promulgate such rules as are necessary to implement and administer this chapter.

Last modified: May 3, 2021