Code of Alabama - Title 32: Motor Vehicles and Traffic - Chapter 7A - Mandatory Automobile Liability Insurance

• Section 32-7A-1 Short title
  This chapter may be cited as the Mandatory Liability Insurance Act.
• Section 32-7A-2 Definitions
  (a) For the purposes of this chapter, the following terms shall have the following meanings respectively ascribed to them in this section, except in those...
• Section 32-7A-3 Powers and duties of department
  (a) The department shall administer and enforce the provisions of this chapter and shall make such reasonable rules and regulations concerning any matter administered in...
• Section 32-7A-4 Liability insurance required
  (a) No person shall operate, register, or maintain registration of, and no owner shall permit another person to operate, register, or maintain registration of, a...
• Section 32-7A-5 Exceptions
  This chapter shall not apply to any of the following vehicles or operators: (1) Trailers as defined in Section 40-12-240, including, but not limited to,...
• Section 32-7A-6 Evidence of insurance; insurance card
  (a) Every operator of a motor vehicle subject to the provisions of Section 32-7A-4 shall carry within the vehicle evidence of insurance. The evidence shall...
• Section 32-7A-7 Random verification of insurance
  (a) The department may review registrations of motor vehicles subject to Section 32-7A-4, or owners thereof, for the purpose of verifying whether or not the...
• Section 32-7A-8 Suspension of registration - Notice
  When the department determines that an owner has registered or maintained the registration of a motor vehicle without a liability insurance policy or a commercial...
• Section 32-7A-9 Online insurance verification system - Insurer to allow access
  An insurer shall allow access through an online insurance verification system to verify insurance status in accordance with Section 32-7A-7.
• Section 32-7A-10 Online insurance verification system - Failure to allow access
  (a) If any insurance company shall fail to consistently allow access through an online insurance verification system to verify coverage of motor vehicle liability insurance...
• Section 32-7A-11 Online insurance verification system - Notification upon inability to verify existing insurance; proof of coverage; penalties
  (a)(1) When the department is unable to verify that liability insurance coverage exists for a motor vehicle registered or required to be registered in this...
• Section 32-7A-12 Suspension of registration
  (a) The department shall suspend the vehicle registration of any motor vehicle determined to be in violation of Section 32-7A-4, including any motor vehicle operated...
• Section 32-7A-13 Liability under chapter
  All officials authorized by law to register motor vehicles, issue motor vehicle license plates, and to perform other duties in connection with the issuance of...
• Section 32-7A-14 Complicity in violations
  A person who, whether present or absent, aids, abets, induces, procures, or causes the commission of an act which, if done directly by him or...
• Section 32-7A-15 Alteration, etc., of insurance card
  A person is guilty of a Class C felony who, with fraudulent intent: (1) Alters, forges, or counterfeits an insurance card to make it appear...
• Section 32-7A-16 Additional violations
  (a) A person is guilty of a Class C misdemeanor who: (1) Operates a motor vehicle without a liability insurance policy, a commercial automobile liability...
• Section 32-7A-17 Reinstatement of suspended registration; verification by license plate issuing officials
  (a) License plate issuing officials shall not register or re-register a motor vehicle or transfer the license plates if the registration is suspended pursuant to...
• Section 32-7A-18 Penalties
  No verification procedure established under this chapter shall include individual inspections of vehicles on the public streets or highways solely for the purpose of verifying...
• Section 32-7A-19 Display of invalid evidence of insurance
  No state or local governmental unit and no government official or employee acting in the course of his or her official duties in the administration...
• Section 32-7A-20 Evidence of coverage at time of citation
  Whenever a court convicts a person of a violation of Section 32-7A-15 or Section 32-7A-16, the clerk of the court, within 10 calendar days, shall...
• Section 32-7A-21 Confidentiality of records
  The following penalties are applicable to violations of this chapter: (1) FELONIES. A person convicted of a felony for the violation of a provision of...
• Section 32-7A-22 Construction
  No person shall present evidence of insurance to a law enforcement officer, court, officer of the court, the Department of Revenue, or office of the...
• Section 32-7A-23 Evidence of coverage at time of citation
  No person charged with violating the requirements of this chapter to maintain or present, or both, evidence of insurance shall be convicted of a Class...
• Section 32-7A-24 Confidentiality of records
  Information regarding the motor vehicle registration suspension or reinstatement status of any person is confidential and shall be released only to the person who is...
• Section 32-7A-25 Construction
  This chapter is supplemental to other laws relative to motor vehicles and a liability insurance policy, commercial automobile liability insurance policy, liability insurance bond, or...
• Section 32-7A-26 Notices sent in electronic format
  The department may establish rules pursuant to the Administrative Procedure Act regarding procedures to send notices, prescribed in this chapter, in an electronic format. Notices...
• Section 32-7A-27 Disposal of unused and surrendered license plates
  The department shall provide the licensing plate issuing official the ability to dispose of unused and surrendered license plates in a uniform manner as prescribed...

Last modified: May 3, 2021