Alaska Statutes Title 21, Chapter 21.51 - Health Insurance Policies

• Sec. 21.51.010 Applicability.
  Nothing in this chapter applies to or affects(1) a policy of liability or workers' compensation insurance with or without supplementary expense coverage;(2) a group...
• Sec. 21.51.020 Scope, Format of Policy.
  A policy of health insurance may not be delivered or issued for delivery to a person in this state unless it otherwise complies with...
• Sec. 21.51.030 Required Provisions.
  (a) Except as provided in (b) of this section, each policy delivered or issued for delivery to a person in this state must contain...
• Sec. 21.51.040 Entire Contract.
  There shall be a provision as follows:"Entire Contract; Changes: This policy, including the endorsements and the attached papers, if any, constitutes the entire contract...
• Sec. 21.51.050 Time Limit on Certain Defenses.
  There shall be a provision as follows:"Time Limit on Certain Defenses: (1) After three years from the date of issue of this policy no...
• Sec. 21.51.060 Grace Period.
  (a) There shall be a provision as follows:"Grace Period: A grace period of (insert a number not less than "7' for weekly premium policies,...
• Sec. 21.51.070 Reinstatement.
  (a) There shall be a provision as follows:"Reinstatement: If (1) a renewal premium is not paid within the time granted the insured for payment,...
• Sec. 21.51.080 Notice of Claim.
  (a) There shall be a provision as follows:"Notice of Claim: Written notice of claim must be given to the insurer within 20 days after...
• Sec. 21.51.090 Claim Forms.
  There shall be a provision as follows:"Claim Forms: The insurer, within 10 working days after receipt of a notice of claim, will furnish to...
• Sec. 21.51.100 Proofs of Loss.
  There shall be a provision as follows:"Proofs of Loss: Written proof of loss must be furnished to the insurer at its office in case...
• Sec. 21.51.110 Time of Payment of Claims. [Repealed, Sec. 49 Ch 80 Sla 2006].
  Repealed or Renumbered
• Sec. 21.51.120 Payment of Claims.
  (a) A health insurance policy delivered or issued for delivery must contain the following provisions:(1) indemnity for loss of life shall be paid according...
• Sec. 21.51.130 Physical Examination, Autopsy.
  There shall be a provision as follows:"Physical Examinations and Autopsy: The insurer at its own expense shall have the right and opportunity to examine...
• Sec. 21.51.140 Legal Actions.
  There shall be a provision as follows:"Legal Actions: No action at law or in equity shall be brought to recover on this policy before...
• Sec. 21.51.150 Change of Beneficiary.
  There shall be a provision as follows:"Change of Beneficiary: Unless the insured makes an irrevocable designation of beneficiary, the right to change a beneficiary...
• Sec. 21.51.160 Optional Policy Provisions.
  Except as provided in AS 21.51.030 (b), a policy delivered or issued for delivery to a person in this state may not contain provisions...
• Sec. 21.51.170 Change of Occupation.
  There may be a provision as follows:"Change of Occupation: If the insured is injured or contracts sickness after changing occupations to one classified by...
• Sec. 21.51.180 Misstatement of Age.
  There may be a provision as follows:"Misstatement of Age: If the age of the insured has been misstated, all amounts payable under this policy...
• Sec. 21.51.190 Other Insurance in This Insurer.
  (a) There may be a provision as follows:"Other Insurance in this Insurer: If an accident or sickness or accident and sickness policy or policies...
• Sec. 21.51.200 Insurance With Other Insurers Providing Benefits for Loss on a Provision of Service or Expense Incurred Basis.
  (a) There may be a provision as follows:"Insurance With Other Insurers: If there is other valid coverage, not with this insurer, providing benefits for...
• Sec. 21.51.210 Insurance With Other Insurers Providing Benefits for Loss on Other Than an Expense Incurred Basis.
  (a) There may be a provision as follows:"Insurance With Other Insurers: If there is other valid coverage, not with this insurer, providing benefits for...
• Sec. 21.51.220 Relation of Earnings to Insurance.
  (a) There may be a provision as follows:"Relation of Earnings to Insurance: If the total monthly amount of loss of time benefits promised for...
• Sec. 21.51.230 Unpaid Premiums.
  There may be a provision as follows:"Unpaid Premiums: Upon the payment of a claim under this policy, a premium then due and unpaid or...
• Sec. 21.51.240 Conformity With State Statutes.
  There may be a provision as follows:"Conformity with State Statutes: Any provision of this policy which, on its effective date, is in conflict with...
• Sec. 21.51.250 Illegal Occupation.
  There may be a provision as follows:"Illegal Occupation: The insurer shall not be liable for a loss to which a contributing cause was the...
• Sec. 21.51.260 Intoxicants and Narcotics.
  There may be a provision as follows:"Intoxicants and Narcotics: The insurer shall not be liable for a loss sustained or contracted in consequence of...
• Sec. 21.51.270 Renewal At Option of Insurer.
  Health insurance policies, other than accident insurance only policies, in which the insurer reserves the right to refuse renewal on an individual basis, must...
• Sec. 21.51.280 Order of Certain Provisions.
  The provisions that are the subject of AS 21.51.040 - 21.51.260, or any corresponding provisions that are used in lieu thereof in accordance with...
• Sec. 21.51.290 Third-Party Ownership.
  The word "insured," as used in this chapter, may not prevent a person other than the insured with a proper insurable interest from making...
• Sec. 21.51.300 Requirement of Other Jurisdictions.
  (a) A policy of a foreign or alien insurer, when delivered or issued for delivery to a person in this state, may contain any...
• Sec. 21.51.310 Conforming to Statute.
  (a) A policy provision that is not subject to this chapter may not make a policy, or any portion of a policy, less favorable...
• Sec. 21.51.320 Age Limit.
  If the policy contains a provision establishing, as an age limit or otherwise, a date after which the coverage provided by the policy will...
• Sec. 21.51.330 Franchise Health Insurance.
  (a) Health insurance on a franchise plan is that form of health insurance issued to(1) five or more employees of a corporation, copartnership, or...
• Sec. 21.51.340 Violations. [Repealed, Sec. 22 Ch 149 Sla 1984].
  Repealed or Renumbered
• Sec. 21.51.400 Renewability and Certification.
  A health care insurer that offers a health care insurance plan in the individual market shall comply with the guaranteed renewability requirements established under...
• Sec. 21.51.405 Rate Requirements; Filings; Regulations.
  (a) Rates charged for a health insurance policy may not be excessive, inadequate, or unfairly discriminatory.(b) An insurer shall file with the director the...
• Sec. 21.51.500 Definitions.
  In this chapter,(1) "health care insurance plan" has the meaning given in AS 21.54.500;(2) "health care insurer" has the meaning given in AS 21.54.500...

Last modified: November 15, 2016