Alaska Statutes Title 45, Chapter 45.04, Article 04 - Relationship Between Payor Bank and Its Customer

• Sec. 45.04.401 When Bank May Charge Customer's Account.
  (a) A bank may charge against the account of a customer an item that is properly payable from that account even though the charge...
• Sec. 45.04.402 Bank's Liability to Customer for Wrongful Dishonor; Time of Determining Insufficiency of Account.
  (a) Except as otherwise provided in this chapter, a payor bank wrongfully dishonors an item if it dishonors an item that is properly payable,...
• Sec. 45.04.403 Customer's Right to Stop Payment; Burden of Proof of Loss.
  (a) A customer, or any person authorized to draw on the account if there is more than one person, may stop payment of any...
• Sec. 45.04.404 Bank Not Obligated to Pay Check More Than Six Months Old.
  A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, that is...
• Sec. 45.04.405 Death or Incompetence of a Customer.
  (a) A payor or collecting bank's authority to accept, pay, or collect an item or to account for proceeds of its collection if otherwise...
• Sec. 45.04.406 Customer's Duty to Discover and Report Unauthorized Signature or Alteration.
  (a) A bank that sends or makes available to a customer a statement of account showing payment of items for the account shall either...
• Sec. 45.04.407 Payor Bank's Right to Subrogation on Improper Payment.
  If a payor bank has paid an item over the order of the drawer or maker to stop payment, or after an account has...

Last modified: November 15, 2016