Alaska Statutes Title 45, Chapter 45.10 - Alaska Retail Installment Sales Act

• Sec. 45.10.010 the Contract Document.
  (a) A retail installment contract must be contained in a single document. The document must contain the entire agreement of the parties including promissory...
• Sec. 45.10.020 Buyer's Copy.
  The retail seller shall deliver to the retail buyer, or mail to the buyer at the address shown on the retail installment contract, a...
• Sec. 45.10.030 Contents of Contract.
  (a) The retail installment contract must contain the names of the seller and the buyer, the place of business of the seller, the residence...
• Sec. 45.10.040 Other Documents.
  (a) A retail installment contract may be contained in more than one document, if one is an original document signed by the retail buyer...
• Sec. 45.10.050 Catalog or Printed Solicitation.
  (a) A retail installment contract, or retail charge agreement, negotiated and entered into by mail or telephone without personal solicitation by a salesman or...
• Sec. 45.10.060 Signing of Incomplete Contracts.
  The seller may not obtain the signature of the buyer to a contract if it contains blank spaces of items that are essential provisions...
• Sec. 45.10.070 Prepayment.
  (a) A retail installment contract must contain a statement that the buyer may pay the total unpaid balance on the contract at any time....
• Sec. 45.10.080 Delinquency, Collection, and Other Charges; Other Contract Provisions.
  (a) If authority to do so is contained in the contract or agreement, the holder of a retail installment contract or retail charge agreement...
• Sec. 45.10.090 Receipts and Requests for Statements.
  (a) A buyer shall be given a written receipt for any payment when made in cash.(b) Upon written request of the buyer, the holder...
• Sec. 45.10.100 Consolidation of Contracts.
  (a) If, in a retail installment transaction, a retail buyer makes a purchase of goods or services from a retail seller from whom the...
• Sec. 45.10.110 Notice of Service Charge and Monthly Statement.
  (a) At or before the time a retail charge agreement is made, the seller shall advise the buyer in writing on the application form...
• Sec. 45.10.120 Extent of Service Charge.
  (a) Notwithstanding any other law, the service charge included in a retail installment contract, retail charge agreement, revolving charge agreement, or other retail charge...
• Sec. 45.10.130 Insurance.
  If the cost of insurance is included in the retail installment contract or retail charge agreement and a separate charge is made to the...
• Sec. 45.10.140 Agreement Not to Assert Claim or Defense.
  A provision of a retail installment contract or retail charge agreement by which the buyer agrees not to assert a claim or defense arising...
• Sec. 45.10.150 Nonwaiver of Chapter.
  No act or agreement of the retail buyer before or at the time of the making of a retail installment contract, retail charge agreement,...
• Sec. 45.10.160 Contracts and Agreements Executed Before 1963.
  This chapter does not invalidate or make unlawful a retail installment contract or retail charge agreement executed before January 1, 1963.
• Sec. 45.10.170 Action by Attorney General.
  The attorney general may bring an action in the name of the state against a person to restrain and prevent a violation of this
• Sec. 45.10.180 Assurance of Discontinuance.
  (a) In the enforcement of this chapter, the attorney general may accept an assurance of discontinuance of an act or practice considered in violation...
• Sec. 45.10.190 Barring Recovery for Noncompliance.
  A seller who enters into a contract or agreement that does not comply with the provisions of this chapter or who violates a provision...
• Sec. 45.10.200 Penalty for Violation of Order or Injunction.
  A person who violates an order or injunction issued under this chapter is punishable by a fine of not more than $1,000, or by...
• Sec. 45.10.210 Penalty for Violation of Chapter.
  A person who wilfully and intentionally violates a provision of this chapter is guilty of a misdemeanor and, upon conviction, is punishable by a...
• Sec. 45.10.215 Applicability of Chapter.
  For the purposes of this chapter, a retail installment contract or retail charge agreement is entered into in this state, and is therefore subject...
• Sec. 45.10.220 Definitions.
  In this chapter, unless the context otherwise requires,(1) "cash sale price" means the price for which the seller would have sold or furnished to...
• Sec. 45.10.230 Short Title.
  This chapter may be cited as the Alaska Retail Installment Sales Act.

Last modified: November 15, 2016