Arkansas Code Title 23, Subtitle 3, Chapter 89, Subchapter 2 - Automobile Liability Insurance Generally

• § 23-89-201 - Broader-Than-Minimum Benefits Not Prohibited.
  Nothing contained in this subchapter shall be construed to prevent an insurer from providing broader benefits than the minimum benefits enumerated in § 23-89-202.
• § 23-89-202 - Required First Party Coverage.
  Every automobile liability insurance policy covering any private passenger motor vehicle issued or delivered in this state shall provide minimum medical and hospital benefits,...
• § 23-89-203 - Rejection of Coverage.
  (a) The named insured shall have the right to reject in writing all or any one (1) or more of the coverages enumerated in...
• § 23-89-204 - Coverage for Passengers and Persons Struck by Insured Vehicle.
  (a) The coverages provided in § 23-89-202 shall apply only to occupants of the insured vehicle and to persons struck by the insured vehicle,...
• § 23-89-205 - Exclusion of Benefits.
  An insurer may exclude benefits to any insured, or to his or her personal representative, under a policy required by § 23-89-202, when the...
• § 23-89-206 - Retention of Tort Liability.
  Tort liability arising from the ownership, maintenance, or use of a motor vehicle within this state is retained.
• § 23-89-207 - Insurer's Right of Reimbursement.
  (a) Whenever a recipient of benefits under § 23-89-202(1) and (2) recovers in tort for injury, either by settlement or judgment, the insurer paying...
• § 23-89-208 - Payments.
  (a) Payment under the coverages enumerated in § 23-89-202(1) and (2) shall be made on a monthly basis as benefits accrue.(b) Benefits for any...
• § 23-89-209 - Underinsured Motorist Coverage.
  (a) (1) No private passenger automobile liability insurance covering liability arising out of the ownership, maintenance, or use of any motor vehicles in this...
• § 23-89-210 - Premium Reduction for College Graduates.
  (a) Any schedule of rates or rating plan for automobile liability and physical damage insurance submitted to or filed with the Insurance Commissioner shall...
• § 23-89-211 - Total Loss Settlements.
  (a) If an insurer settles a claim for damages to an automobile as a total loss to its own insured or a person having...
• § 23-89-212 - Motor Vehicle Liability Insurance -- Extraterritorial Provision.
  (a) (1) Motor vehicle liability insurance applies to the amounts which the owner is legally obligated to pay as damages because of accidental bodily...
• § 23-89-213 - Proof of Insurance.
  (a) All insurance companies authorized to do business in this state and issuing automobile liability insurance policies in this state shall furnish to the...
• § 23-89-214 - Motor Vehicle Liability Insurance -- Prohibition Regarding Step-Downs.
  No motor vehicle liability insurance policy issued or delivered in this state shall contain a provision that converts the limits for bodily injury or...
• § 23-89-215 - Priority of Primary Motor Vehicle Liability Insurance Coverage.
  The liability insurance policy covering a motor vehicle is primary when the motor vehicle is driven by: (1) An insured; or (2) Any other...
• § 23-89-216 - Notice Concerning Use of Insurance Proceeds.
  (a) When making payment to a third party on a claim under a motor vehicle insurance policy for damage to a motor vehicle, a...

Last modified: November 15, 2016