Ex parte FLAVIO M. MANDULEY et al. - Page 4




          Appeal No. 95-3433                                                          
          Application No. 07/812,982                                                  


               The system includes an input device which is located at                
               the shipper’s (or other buyer’s) premises and a central                
               data processing facility.  The input device receives                   
               information defining a shipment sufficiently so that                   
               the cost of that shipment may be determined in                         
               accordance with the rates of a carrier (or other                       
               seller), and uploads the information to the central                    
               data processing facility.  Preferably, the input device                
               includes rate information and software for determining                 
               shipment costs locally.  The central data processing                   
               facility maintains accounts for a shippers and                         
               carriers, appropriately debits and credits costs for                   
               each shipment and periodically issues statements of                    
               their accounts to all shippers and carriers.  In a                     
               preferred embodiment [Figure 3], shippers may maintain                 
               a payment account with a trustee bank and the system                   
               may from time to time issue instruction to the trustee                 
               bank to make appropriate payments to each carrier.                     
          Any rate changes are automatically communicated by the data                 
          processing system to all shippers (column 8, lines 58 through               
          65).  When the new rates are received by a shipper, an                      
          acknowledgment signal is sent by the shipper to the system                  
          (column 11, lines 50 through 63).  Sharpe is completely silent              
          concerning a shipper sending a coded request to the system for              
          access to another rate.                                                     
               We agree with the examiner (Answer, pages 3 and 4) that                
          Haines “fails to specify the type of information stored within              
          the memory means,” that Sharpe “teaches another system for the              
          centralized processing of shipment accounts that stores rate                
          information in the data base . . . of a data processing center,”            
          and that Sharpe “teaches storing several files to accommodate               
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