Appeal No. 95-3433 Application No. 07/812,982 The system includes an input device which is located at the shipper’s (or other buyer’s) premises and a central data processing facility. The input device receives information defining a shipment sufficiently so that the cost of that shipment may be determined in accordance with the rates of a carrier (or other seller), and uploads the information to the central data processing facility. Preferably, the input device includes rate information and software for determining shipment costs locally. The central data processing facility maintains accounts for a shippers and carriers, appropriately debits and credits costs for each shipment and periodically issues statements of their accounts to all shippers and carriers. In a preferred embodiment [Figure 3], shippers may maintain a payment account with a trustee bank and the system may from time to time issue instruction to the trustee bank to make appropriate payments to each carrier. Any rate changes are automatically communicated by the data processing system to all shippers (column 8, lines 58 through 65). When the new rates are received by a shipper, an acknowledgment signal is sent by the shipper to the system (column 11, lines 50 through 63). Sharpe is completely silent concerning a shipper sending a coded request to the system for access to another rate. We agree with the examiner (Answer, pages 3 and 4) that Haines “fails to specify the type of information stored within the memory means,” that Sharpe “teaches another system for the centralized processing of shipment accounts that stores rate information in the data base . . . of a data processing center,” and that Sharpe “teaches storing several files to accommodate 4Page: Previous 1 2 3 4 5 6 NextLast modified: November 3, 2007