Ex Parte BENNETT et al - Page 8




              Appeal No. 2001-0615                                                                                        
              Application No. 08/741,459                                                                                  


              examiner considers this teaching as a description of a first party “selecting” the remote                   
              entity, and the sending/receiving of the document as an inference that a connection is                      
              made.                                                                                                       
                     We have reviewed Davidson and we do not find anything therein that suggests a                        
              plurality of entities that are selectively connectable by the first party (the loan applicant).             
              Davidson describes a loan applicant providing required information and sending the                          
              application to a computer network of the financial institution but we find no indication                    
              therein that the loan applicant has any choice as to which one of the financial                             
              institution’s computers the applicant is connected.  We find nothing in Davidson                            
              regarding the financial institution’s computers being “selectively connectable” by the                      
              loan applicant to the loan applicant’s computer and the examiner, while arguing that                        
              Davidson provides for such a feature, fails to point to any specific portion of Davidson                    
              where the alleged teaching may be found.                                                                    
                     Since the examiner has failed to specifically point to anything in the applied                       
              references suggesting the claimed limitation of a “plurality of remote entities selectively                 
              connectable by said first party to at least one local computer workstation,” a limitation of                
              every independent claim, the examiner has not established a prima facie case of                             
              obviousness, within the meaning of 35 U.S.C. § 103.                                                         





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