Appeal No. 2002-0098
Application No. 09/064,290
BACKGROUND
The invention is directed to a system and method for auditing and accounting
electronic value payment. Claim 1 is reproduced below.
1. A system for monitoring the flow of value through a population of users to
detect fraud, comprising
means for assigning blocks of electronic value to users, the blocks each
having a predetermined identity tag and being divisible into sub-blocks, each
sub-block having the same predetermined identity tag; and
means for monitoring identity tags used in transactions and for detecting
fraudulent transactions by associating said identity tags used in transactions with
said predetermined identity tags.
Claims 1-23 stand rejected under 35 U.S.C. § 112, first paragraph, as the
disclosure is held to not enable one skilled in the art to make and/or use the invention.
We refer to the Final Rejection (Paper No. 10) and the Examiner’s Answer
(Paper No. 18) for a statement of the examiner's position and to the Brief1 (Paper No.
17) for appellants’ position with respect to the claims which stand rejected.
OPINION
Before turning to the merits of the instant rejection of claims 1-23 under 35
U.S.C. § 112, first paragraph, we briefly review the requirements of the statute with
respect to providing an enabling disclosure.
1 Appellants filed an earlier brief (Paper No. 15) that the examiner held to lack compliance with 37
CFR § 1.192(c)(7).
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