Ex Parte CHASKO - Page 3




          Appeal No. 2002-0885                                                        
          Application 09/149,917                                                      

               We refer to the final rejection (Paper No. 7) and the                  
          examiner's answer (Paper No. 12) (pages referred to as "EA__")              
          for a statement of the examiner's rejection, and to the brief               
          (Paper No. 11) (pages referred to as "Br__") and reply brief                
          (Paper No. 13) (pages referred to as "RBr__") for a statement of            
          appellant's arguments thereagainst.                                         
                                       OPINION                                        
          Claims 14-16                                                                
               Appellant argues that Davis does not teach the claimed                 
          features of: (1) a computer program that encrypts the three                 
          pieces of data of a retail merchant identification number, a                
          retail customer identification number, and transaction data with            
          a merchant supplied signature key to generate a merchant                    
          signature; (2) then generating a verifiable electronic retail               
          transaction receipt comprising said merchant signature and                  
          detailed transaction data; and (3) customer and merchant media              
          storing the verifiable electronic retail transaction receipt on a           
          customer secure medium and a merchant secure medium (Br7).                  
               In the reply brief, appellant focuses on limitation (1),               
          arguing that "[a]mong its failings, Davis does not teach and does           
          not render obvious using a merchant supplied signature key to               
          encrypt a retail merchant identification number AND a retail                
          customer identification number AND transaction data to form a               
          merchant signature, as claimed . . . [in] claim 14" (RBr2).                 

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