Appeal No. 2003-1606 Page 4
Application No. 09/289,901
consumer to choose one of those methods of communications, Kolling does not
disclose a Send Request object containing both a Recipient Preferences element and a
Sender Requirements element. Likewise, while Kolling does have a paper option field4
which indicates whether a biller still desires to send paper statements through the mail
to various of its customers, Kolling does not disclose that this paper option field
overrides the Recipient Preferences element instructions contained within the Send
Request object.
For the reasons set forth above, the claims 1 to 6, 13 and 14 are not anticipated
by Kolling. Accordingly, the decision of the examiner to reject claims 1 to 6, 13 and 14
under 35 U.S.C. § 102(e) is reversed.
4 A "no" value in this field indicates that the biller does not wish to continue sending paper
statements to its customers, and desires to send electronic statements. A "yes" value in this field
indicates that the biller still sends paper statements to various of its customers.
Page: Previous 1 2 3 4 5 6 Next
Last modified: November 3, 2007