Appeal No. 2003-2131
Application 09/309,834
THE PRIOR ART
The references relied on by the examiner to support the
final rejection are:
McCarthy 4,941,090 Jul. 10, 1990
Kanter 5,537,314 Jul. 16, 1996
Molbak 5,620,079 Apr. 15, 1997
THE REJECTIONS
Claims 1 through 8 and 15 through 17 stand rejected under
35 U.S.C. § 103(a) as being unpatentable over McCarthy in view of
Kanter.
Claims 9 through 14 and 18 through 20 stand rejected under
35 U.S.C. § 103(a) as being unpatentable over McCarthy in view of
Kanter and Molbak.
Attention is directed to the main and reply briefs (Paper
Nos. 21 and 23) and to the answer (Paper No. 22) for the
respective positions of the appellant and the examiner regarding
the merits of these rejections.
DISCUSSION
McCarthy, the examiner’s primary reference, discloses a
consumer cash value accumulation system 10 comprising a central
system 12 and a plurality of merchant locations 14. Each
merchant location includes a microprocessor 16, a consumer data
input device 20 (e.g., a keyboard or magnetic card reader for
3
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