Appeal No. 2002-1486 Application 08/931,480 According to the examiner, from column 65, line 56 through column 66, line 14, Elliott discloses transmission of real time usage records upon request or providing access to a balance of the user’s account. Further according to the examiner, the same portion of Elliott discloses providing real time usage information and debiting data to a terminal of a user because “user account must contain how much money the user owe (debit) from telephone company” (Answer at 5). In that regard, the cited portion of Elliott is reproduced below (column 65, line 56 through column 66, line 14): The user is able to access account information through the application profile. The application profile provides an intelligent interface between the user and his account information, which resides in the user account directory. The User Account Directory accesses the individual account information of users. Users are able to read and write to the directory, making updates to their accounts. The directory allows search capabilities, enabling customer service representatives to search for a specific account when assisting a customer. When a customer obtains a phone number, the user account directory reflects the enrollment, and the user is able to access and update features through his user account profile. If a customer withdraws, the user directory will reflect the deactivation, and the service will be removed from the user’s application profile. In summary, the user account directory provides account information for each of the user’s services. However, the user account directory is limited to: directline MCI profile, Information Services profile, Global Message Handling, List Management and Personal Home Page profiles. This information determines the feature/functionality of the user’s application and provides the user with the flexibility that is necessary to customize his application, allowing MCI to meet his continuously changing communication needs. 5Page: Previous 1 2 3 4 5 6 7 8 NextLast modified: November 3, 2007