Ex Parte MEYER et al - Page 14



          Appeal No. 2002-2174                                                        
          Application No. 09/263,166                                Page 14           

          unit with direction from the end user (col. 8, lines 61-63).                
          Johnson further discloses that the interface unit may be an                 
          attachment incorporated into the end user's terminal equipment or           
          may be software defined portion of the terminal equipment (col.             
          9, lines 7-10), and that if the terminal equipment is a PC or               
          microprocessor-containing equipment, the (bid) decision may be              
          software implemented (col. 9, lines 18-21).                                 
               From the disclosure of Johnson, we find that the interface             
          may be a computer that decides on which bid to accept, and is               
          operated by the end user (consumer).  As we found with respect to           
          claim 1, the Moderator meets the claimed incentive information              
          computer, and that the database which the processed bids are                
          entered into by the Moderator (col. 3, lines 41-43) meets the               
          claimed incentive database.  We further find that the interface,            
          which receives the bid data from the Moderator, accesses the                
          incentive information.  Because the value of the incentive is               
          based on factors such as the date and time of the call, and where           
          the caller is calling from, we find that the displayed incentive            
          existence message (received bid which is displayed) indicating              
          the existence of the incentive in the incentive system meets the            
          claimed “wherein the consumer computer is programmed to display             
          an incentive existence message indicating the existence of the              





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