Ex Parte CRESWELL et al - Page 8




          Appeal No. 2003-1022                                                        
          Application No. 09/152,810                                                  


               Turning now to independent claim 17, we note that this claim           
          makes no mention of a “virtual check” nor does it require the               
          confirmation number to indicate a virtual check or to indicate a            
          cancel code.  In fact, the confirmation number and the cancel               
          code do not appear to be related, nor are they required to be               
          related, in claim 17.  Similarly, in independent claim 21, the              
          confirmation number and the cancel code are unrelated.                      
               Accordingly, we will sustain the examiner’s rejection of               
          claims 17 and 21, and of claims 18, 19, 22 and 26, dependent                
          thereon, under 35 U.S.C. § 103 since, with respect to these                 
          claims, the examiner appears to have established a prima facie              
          case of obviousness and appellants’ only arguments (virtual                 
          check, waiting a predetermined time, and the use of a virtual               
          check as indicated in a confirmation code) are not directed to              
          limitations appearing in claims 17 and 21.                                  
               We have sustained the rejection of claims 17-19, 21, 22 and            
          26 under 35 U.S.C. § 103 but we have not sustained the rejection            
          of claims 1-7, 9 and 23-25 under 35 U.S.C. § 103.                           
               Accordingly, the examiner’s decision is affirmed-in-part.              






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