Ex Parte Moody - Page 8




               Appeal No. 2004-0361                                                                        Page 8                
               Application No. 09/854,156                                                                                        


               the partial and final hands for step d) (col. 9, ll. 15-23).  Kadlic describes the payout method of               
               steps e) and f) in column 5, lines 34-37.                                                                         
                      Upon return of this application to the jurisdiction of the Examiner, Kadlic should be                      
               examined for its impact on the patentability of the claims, either alone or in combination with                   
               other prior art.                                                                                                  


                                                        CONCLUSION                                                               
                      To summarize, the decision of the Examiner to reject claims 1, 4, 14, 21, and 26 under                     
               35 U.S.C. § 102(e) and claims 2, 3, 5-13, 15-20, and 22-25 under 35 U.S.C. § 103(a) is reversed.                  



























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