Appeal No. 2005-2643
Reexamination Control No. 90/005,842
the cost of those accounts by holding one or more assets, such as loan accounts,
having a rate of return indexed to inflation. ‘673 Patent at col. 2, ll. 55-59. Each
deposit account and loan account has a principal component and an accrual
component. Id. at col. 2, l. 66 to col. 3, l. 1. In the case of a loan account, either the
loan principal component or the loan accrual component is adjusted in response to
inflation. See claims 5 and 6.
All of the pending claims are unamended, original patent claims. There are four
independent claims (1, 9, 22, and 25), of which claim 1 reads:
1. A method of managing financial accounts comprising:
providing a plurality of deposit accounts with a financial institution;
adjusting the amount in each deposit account as a function of a rate
of inflation;
providing at least one loan account with said financial institution
using
funds deposited with the financial institution;
adjusting the amount in the loan account as a unction [sic5] of a
rate of inflation using an account data processor,
paying the deposit accounts; and
receiving repayment of the loan account by said financial institution
in a manner where the funds in the loan account obtain a
rate of return responsive to a rate of inflation.
5 No certificate of correction of correction has been filed to correct this or any
other error in the original patent.
4
Page: Previous 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Next
Last modified: November 3, 2007