Appeal No. 2006-0518
Application No. 10/358,615
The disclosed invention pertains to an integrated point of
sale payment terminal for processing multiple payment types
including payment by check.
Representative claim 1 is reproduced as follows:
1. An integrated point of sale payment terminal for
processing multiple payment types including payment by check, the
payment terminal being located at the point of sale during use to
allow a store merchant to accept multiple payment types, the
payment terminal comprising:
a compact housing having a base shaped to sit on a merchant
counter and having a document slot for receiving a check;
a processor disposed in the housing;
a memory in communication with the processor;
a magnetic ink character recognition device, for reading a
string of magnetic ink characters on the check, affixed to the
housing at the document slot and in communication with the
processor; and
an imaging device, for capturing an image of the check,
affixed to the housing at the document slot and in communication
with the processor,
wherein the processor is programmed to process multiple
payment types including processing a checking account transaction
when the check is placed in the document slot.
The examiner relies on the following references:
Harr 3,599,151 Aug. 10, 1971
Higashiyama et al. 5,175,682 Dec. 29, 1992
(Higashiyama)
Templeton et al. (Templeton) 5,679,940 Oct. 21, 1997
Funk 5,832,463 Nov. 03, 1998
Hills et al. (Hills) 6,164,528 Dec. 26, 2000
2
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