Appeal Number: 2006-2286 Application Number: 09/165,352 In addition, we make the following art of record: Rothenberg, Subject:Mortgage Loan, Personal Finance Digest, Vol. 5, No. 33, July 15, 1998 REJECTION Claims 77 through 87 and 93 stand rejected under 35 U.S.C. § 103(a) as obvious over Norris and Mortgage Marketplace. Rather than reiterate the conflicting viewpoints advanced by the examiner and the appellants regarding the above-noted rejection, we make reference to the examiner's answer (mailed February 6, 2006) for the reasoning in support of the rejection, and to appellants’ brief (filed November 21, 2005) and reply brief (filed March 28, 2006) for the arguments thereagainst. OPINION In reaching our decision in this appeal, we have given careful consideration to the appellants’ specification and claims, to the applied prior art references, and to the respective positions articulated by the appellants and the examiner. As a consequence of our review, we make the determinations that follow. 3Page: Previous 1 2 3 4 5 6 7 8 9 10 NextLast modified: November 3, 2007