California Civil Code CHAPTER 3 - Requirements on Users of Consumer Credit Reports

• Section 1785.20.
  (a) If any person takes any adverse action with respect to any consumer, and the adverse action is based, in whole or in part, on any...
• Section 1785.20.1.
  (a) Except as provided in subdivision (b), any person who uses a consumer credit report in connection with any credit transaction not initiated by the consumer...
• Section 1785.20.2.
  Any person who makes or arranges loans and who uses a consumer credit score as defined in Section 1785.15.1 in connection with an application initiated...
• Section 1785.20.3.
  (a) Any person who uses a consumer credit report in connection with the approval of credit based on an application for an extension of credit, and...
• Section 1785.20.5.
  (a) Prior to requesting a consumer credit report for employment purposes, the user of the report shall provide written notice to the person involved. The notice...
• Section 1785.21.
  (a) A user in its discretion may notify the consumer that upon request the user may contact the consumer reporting agency and request that the consumer...
• Section 1785.22.
  (a) A person may not procure a consumer credit report for the purpose of reselling the report or any information therein unless the person discloses to...

Last modified: October 22, 2018