California Civil Code TITLE 1.85 - CONSUMER CREDIT CONTRACTS

• Section 1799.90.
  As used in this title:(a) “Consumer credit contract” means any of the following obligations to pay money on a deferred payment basis, where the money, property,...
• Section 1799.91.
  (a) Unless the persons are married to each other, each creditor who obtains the signature of more than one person on a consumer credit contract shall...
• Section 1799.92.
  (a) If the notice required by Section 1799.91 is included with the text of the consumer credit contract or with any other document establishing the liability...
• Section 1799.93.
  (a) The creditor shall not obtain the signature of any person entitled to notice under Section 1799.91 if the consumer credit contract contains blank spaces to...
• Section 1799.94.
  The text of the statement required by Section 1799.91 of this title shall not be construed to alter or affect the rights and obligations of...
• Section 1799.95.
  No action shall be brought, nor shall any security interest be enforced, by any creditor or any assignee of a creditor on any consumer credit...
• Section 1799.96.
  If federal law or regulations require or permit the use of a notice substantially similar to that required by Section 1799.91, the use of such...
• Section 1799.97.
  (a) No consumer credit contract shall provide for a security interest in any religious books, religious artifacts, or religious materials, valued at less than five hundred...
• Section 1799.98.
  (a) Nothing in this title shall be construed to make applicable or affect or operate as a waiver of any of the provisions of any of...
• Section 1799.99.
  (a) This section applies to transactions, other than consumer credit contracts as defined in Section 1799.90, which are subject to 16 C.F.R. 444.3, 12 C.F.R. 227.14,...
• Section 1799.100.
  (a) It is unlawful for any person to take a security interest in any household goods, as defined in subdivision (g), in connection with a consumer...
• Section 1799.101.
  (a) For the purposes of this section, the following terms are defined as follows:(1) “Adverse information” means information directly or indirectly indicating that a delinquency has occurred,...
• Section 1799.102.
  (a) A cosigner who suffers a loss as a result of a violation of Section 1799.101 may bring an action to recover actual damages or two...
• Section 1799.103.
  No consumer credit contract or guarantee of a consumer credit contract shall provide for a security interest in any investment property, as defined in paragraph...
• Section 1799.104.
  Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.(Added by Stats. 2002, Ch. 815, Sec. 19....

Last modified: October 22, 2018