California Civil Code ARTICLE 5 - Finance Charge Limitation

• Section 1805.1.
  The holder of the contract shall not charge, collect, or receive a finance charge which exceeds the dollar amount shown pursuant to subdivision (b) of...
• Section 1805.2.
  Contracts may be payable in successive monthly, semimonthly or weekly installments.(Added by Stats. 1959, Ch. 201.)
• Section 1805.4.
  The finance charge shall be inclusive of all charges incident to investigating and making the contract and for the extension of the credit provided for...
• Section 1805.6.
  (a) Notwithstanding the provisions of any contract to the contrary, except as provided in subdivision (b) or (c), no retail seller shall assess any finance charge...
• Section 1805.7.
  All contracts entered into between a buyer and a seller on or after January 1, 1983, shall provide for the calculation of the finance charge...
• Section 1805.8.
  The maximum rate of finance charge which may be imposed on amounts advanced by the holder subsequent to the execution of the contract for insurance,...
• Section 1805.9.
  No contract shall provide for a finance charge which is determined in part by the precomputed basis and in part by the simple-interest basis, except...

Last modified: October 22, 2018