California Civil Code CHAPTER 3 - Loan of Money

• Section 1912.
  A loan of money is a contract by which one delivers a sum of money to another, and the latter agrees to return at a...
• Section 1913.
  A borrower of money, unless there is an express contract to the contrary, must pay the amount due in such money as is current at...
• Section [1914.].
  Section Nineteen Hundred and Fourteen.   Whenever a loan of money is made, it is presumed to be made upon interest, unless it is otherwise...
• Section [1915.].
  Section Nineteen Hundred and Fifteen.   Interest is the compensation allowed by law or fixed by the parties for the use, or forbearance, or detention...
• Section 1916.
  When a rate of interest is prescribed by a law or contract, without specifying the period of time by which such rate is to be...
• Section 1916.1.
  The restrictions upon rates of interest contained in Section 1 of Article XV of the California Constitution shall not apply to any loan or forbearance...
• Section 1916.2.
  The restrictions upon rates of interest contained in Section 1 of Article XV of the California Constitution do not apply to any loans made by,...
• Section 1916.5.
  (a) No increase in interest provided for in any provision for a variable interest rate contained in a security document, or evidence of debt issued in...
• Section 1916.6.
  A security document, or evidence of debt issued in connection therewith, executed pursuant to Section 1916.5 may provide that the rate of interest shall not...
• Section 1916.7.
  (a) Sections 1916.5, 1916.6, 1916.8, and 1916.9 of the Civil Code, and any other provision of law restricting or setting forth requirements for changes in the...
• Section 1916.8.
  Any lender may make, purchase or participate in a renegotiable rate mortgage loan under this section if the loan complies with the provisions of this...
• Section 1916.9.
  (a) Every lender who offers a renegotiable rate mortgage loan pursuant to Section 1916.8 to a borrower who occupies or intends to occupy the property which...
• Section 1916.11.
  Notwithstanding any other remedy a borrower may have based on an alleged failure to comply with Sections 1916.5 through 1916.9, the lien of the mortgage...
• Section 1916.12.
  (a) The Legislature finds that the economic environment of financial institutions has become increasingly volatile as a result of regulatory revisions enacted by the United States...

Last modified: October 22, 2018