California Financial Code ARTICLE 5 - Charges on Scheduled Balances

• Section 18634.
  This article is applicable only to premium finance agencies.(Added by Stats. 1979, Ch. 270.)
• Section 18635.
  Whenever the interest or charges, or interest and charges deducted in advance exceed the maximum provided by this division, by reason of subsequent repayment of...
• Section 18636.
  (a) As an alternative to the provisions of Section 18635, if a loan is repayable in substantially equal and consecutive monthly installments of principal and charges...
• Section 18637.
  If a loan contract made under Section 18636 is prepaid in full by cash, a new loan, refinancing or otherwise before the final installment date,...
• Section 18638.
  A special rebate of precomputed charges shall be made if three or more, but not all, installments are prepaid in full at any one time...
• Section 18640.
  A deferment charge may be charged and collected on a loan made under Section 18636 if the payment date of all wholly unpaid installments on...
• Section 18642.
  If the maturity of a loan made under Section 18636 is accelerated for any reason, the company shall make the same refund or credit as...
• Section 18643.
  Notwithstanding any other provision of law not within this article, with respect to precomputed loans, premium finance agencies derive authority only from this article.(Added by...

Last modified: October 22, 2018