California Financial Code ARTICLE 4 - Charges On Scheduled Balances

• Section 22400.
  This article applies only to loan contracts payable in substantially equal and consecutive monthly installments of principal and charges combined, the first of which is...
• Section 22401.
  With respect to precomputed loans, licensees shall be subject only to, comply only with, and derive authority only from Sections 22400 and 22402, notwithstanding any...
• Section 22402.
  When charges on a loan of an original bona fide principal amount of five thousand ($5,000) or more have been precomputed in a manner similar...

Last modified: October 22, 2018