Precedent to the payment of benefits for any care covered by the terms of the policy, any insurer offering long-term care insurance as described in Section 10231.2 may obtain a written declaration by a physician, independent needs assessment agency, or any other source of independent judgment suitable to the insurer that services are necessary.
(Added by Stats. 1989, Ch. 1273, Sec. 7.)
Last modified: October 25, 2018