California Insurance Code CHAPTER 1 - Classes of Insurance

• Section 100.
  Insurance in this state is divided into the following classes:(1) Life.(2) Fire.(3) Marine.(4) Title.(5) Surety.(6) Disability.(7) Plate glass.(8) Liability.(9) Workers’ compensation.(10) Common carrier liability.(11) Boiler and machinery.(12) Burglary.(13) Credit.(14) Sprinkler.(15) Team and vehicle.(16) Automobile.(17) [Reserved](18) Aircraft.(19) Mortgage guaranty.(19.5) Insolvency.(19.6) Legal insurance.(20) Miscellaneous.(Amended by Stats. 2012, Ch. 786,...
• Section 101.
  Life insurance includes insurance upon the lives of persons or appertaining thereto, and the granting, purchasing, or disposing of annuities.(Enacted by Stats. 1935, Ch. 145.)
• Section 102.
  Fire insurance includes:(a) Insurance against loss by fire, lightning, windstorm, tornado, or earthquake.(b) Insurance against loss of, or destruction of, or damage to, any of the following...
• Section 103.
  Marine insurance includes insurance against any and all kinds of loss of or damage to:(a) Vessels, craft, aircraft, cars, automobiles and vehicles of every kind (excluding...
• Section 104.
  Title insurance means insuring, guaranteeing or indemnifying owners of real or personal property or the holders of liens or encumbrances thereon or others interested therein...
• Section 105.
  Surety insurance includes:(a) The guaranteeing of behavior of persons and the guaranteeing of performance of contracts (including executing or guaranteeing bonds and undertakings required or permitted...
• Section 106.
  (a) Disability insurance includes insurance appertaining to injury, disablement or death resulting to the insured from accidents, and appertaining to disablements resulting to the insured from...
• Section 107.
  Plate glass insurance includes insurance against breakage of glass.(Enacted by Stats. 1935, Ch. 145.)
• Section 108.
  Liability insurance includes:(a) Insurance against loss resulting from liability for injury, fatal or nonfatal, suffered by any natural person, or resulting from liability for damage to...
• Section 108.1.
  Insurers admitted to transact liability insurance are also deemed to be admitted to transact workers’ compensation insurance for the purpose of covering those persons defined...
• Section 109.
  Workmen’s compensation insurance includes insurance against loss from liability imposed by law upon employers to compensate employees and their dependents for injury sustained by the...
• Section 110.
  Common carrier liability insurance includes insurance against loss resulting from liability of a common carrier for accident or injury, fatal or nonfatal, to any person...
• Section 111.
  Boiler and machinery insurance includes insurance against loss of property and liability for damage to persons or property from explosion of, or accident to, boilers,...
• Section 112.
  Burglary insurance includes:(a) Insurance against loss by burglary or theft or both.(b) Insurance against loss of, or destruction of, or damage to, any of the following property,...
• Section 113.
  Credit insurance includes insurance of persons engaged in business against loss by reason of extending credit to those dealing with them, and insurance against loss...
• Section 114.
  Sprinkler insurance includes insurance against loss through damage by water to goods or premises arising from the breakage or leakage of sprinklers, pumps, or other...
• Section 115.
  Team and vehicle insurance includes insurance against loss through damage or legal liability for damage, to property caused by the use of teams or vehicles...
• Section 116.
  (a) Automobile insurance includes insurance of automobile owners, users, dealers, or others having insurable interests therein, against hazards incident to ownership, maintenance, operation, and use of...
• Section 116.6.
  (a) Notwithstanding Section 116, a warranty issued by the warrantor of a vehicle protection product shall constitute an express warranty, as defined in Section 1791.2 of...
• Section 118.
  Aircraft insurance includes insurance of aircraft owners, users, dealers or others having insurable interests therein, against loss through hazards incident to ownership, maintenance, operation and...
• Section 119.
  Mortgage guaranty insurance includes insurance against financial loss by reason of the nonpayment of principal, interest and other sums agreed to be paid under the...
• Section 119.5.
  Insolvency insurance includes insurance against loss arising from the failure of an insolvent insurer to discharge its obligations under its insurance policies.(Added by Stats. 1969,...
• Section 119.6.
  Legal insurance includes the assumption of a contractual obligation to reimburse the insured against all or a portion of his fees, costs, and expenses related...
• Section 120.
  Miscellaneous insurance includes insurance against loss from damage done, directly or indirectly by lightning, windstorm, tornado, earthquake or insurance under an open policy indemnifying the...
• Section 121.
  Except as otherwise stated, the enumeration in this chapter of the kinds of insurance in a particular class does not limit any such kind to...
• Section 122.
  (a) An insurer admitted for all the classes of insurance defined in Sections 102, 107, 108, 112 and 120 is authorized, in addition to the underwriting...
• Section 123.
  An insurer admitted to transact liability insurance may extend such insurance on noncommercial or farm risks to include insurance of the legal liability of the...
• Section 124.
  “Financial guaranty insurance” means that insurance as defined by Section 12100.(Added by Stats. 1990, Ch. 1032, Sec. 3.)
• Section 124.5.
  “Homeowners’ insurance” means insurance covering the risks described in subdivision (a) of Section 675.(Added by Stats. 2005, Ch. 447, Sec. 1. Effective January 1, 2006.)

Last modified: October 22, 2018