California Insurance Code ARTICLE 6 - Medicare Supplement Policies

  • Section 10192.1.
    All Medicare supplement policies and certificates shall comply with the provisions of subdivision (b) of Section 10291.5 and Chapter 7 (commencing with Section 10600) of...
  • Section 10192.2.
    The purpose of this article is to provide for the reasonable standardization of coverage and simplification of terms and benefits of Medicare supplement policies, to...
  • Section 10192.3.
    (a) Except as otherwise provided in this section or in Sections 10192.7, 10192.12, 10192.13, 10192.16, and 10192.21, this article shall apply to all Medicare supplement policies...
  • Section 10192.4.
    The following definitions apply for the purposes of this article:(a) “Applicant” means:(1) The person who seeks to contract for insurance benefits, in the case of an individual...
  • Section 10192.5.
    A policy or certificate shall not be advertised, solicited, or issued for delivery as a Medicare supplement policy or certificate unless the policy or certificate...
  • Section 10192.55.
    (a) With regard to Medicare supplement policies, all insurers, brokers, agents, and others engaged in the business of insurance owe a policyholder or a prospective policyholder...
  • Section 10192.6.
    (a) Except for permitted preexisting condition clauses as described in Sections 10192.7, 10192.8, and 10192.81, a policy or certificate shall not be advertised, solicited, or issued...
  • Section 10192.7.
    A policy or certificate shall not be advertised, solicited, or issued for delivery as a Medicare supplement policy or certificate prior to January 1, 2001,...
  • Section 10192.8.
    The following standards are applicable to all Medicare supplement policies or certificates advertised, solicited, or issued for delivery on or after January 1, 2001, and...
  • Section 10192.81.
    The following standards are applicable to all Medicare supplement policies or certificates delivered or issued for delivery in this state with an effective date on...
  • Section 10192.9.
    The following standards are applicable to all Medicare supplement policies or certificates delivered or issued for delivery in this state on or after July 1,...
  • Section 10192.91.
    The following standards are applicable to all Medicare supplement policies or certificates delivered or issued for delivery in this state with an effective date on...
  • Section 10192.10.a.
    (a) (1) This section shall apply to Medicare Select policies and certificates, as defined in this section.(2) A policy or certificate shall not be advertised as a Medicare...
  • Section 10192.11.
    (a) (1) An issuer shall not deny or condition the issuance or effectiveness of any Medicare supplement policy or certificate available for sale in this state, nor...
  • Section 10192.12.
    (a) (1) With respect to the guaranteed issue of a Medicare supplement policy, eligible persons are those individuals described in subdivision (b) who seek to enroll under...
  • Section 10192.13.
    (a) An issuer shall comply with Section 1882(c)(3) of the federal Social Security Act (as enacted by Section 4081(b)(2)(C) of the federal Omnibus Budget Reconciliation Act...
  • Section 10192.14.
    (a) (1) (A) With respect to loss ratio standards, a Medicare supplement policy form or certificate form shall not be advertised, solicited, or issued for delivery unless the...
  • Section 10192.15.
    (a) An issuer shall not advertise, solicit, or issue for delivery a policy or certificate to a resident of this state unless the policy form or...
  • Section 10192.16.
    (a) An issuer or other entity may provide commission or other compensation to an agent or other representative for the sale of a Medicare supplement policy...
  • Section 10192.165.
    (a) (1) As prescribed in this chapter, the commissioner shall have the administrative authority to assess penalties against issuers, brokers, agents, and other entities engaged in the...
  • Section 10192.17.
    (a) Medicare supplement policies and certificates shall include a renewal, continuation, or conversion provision. The language or specifications of the provision shall be consistent with the...
  • Section 10192.18.
    (a) Application forms shall include the following questions designed to elicit information as to whether, as of the date of the application, the applicant currently has...
  • Section 10192.185.
    In addition to any other requirements of law, the following shall apply to a Medicare supplement policy:(a) The issuer shall not require an amount greater than...
  • Section 10192.19.
    (a) An issuer shall provide a copy of any Medicare supplement advertisement intended for use in this state whether through written, radio, or television medium to...
  • Section 10192.195.
    The commissioner may prescribe by regulation a standard form and the contents of an informational brochure for persons eligible for Medicare by reason of age...
  • Section 10192.20.a.
    (a) An issuer, directly or through its producers, shall do each of the following:(1) Establish marketing procedures to ensure that any comparison of policies by its agents...
  • Section 10192.21.
    (a) In recommending the purchase or replacement of any Medicare supplement policy or certificate, an agent shall make reasonable efforts to determine the appropriateness of a...
  • Section 10192.22.
    (a) On or before March 1 of each year, an issuer shall report the following information for every individual resident of this state for which the...
  • Section 10192.23.
    (a) If a Medicare supplement policy or certificate replaces another Medicare supplement policy or certificate, the replacing issuer shall waive any time periods applicable to preexisting...
  • Section 10192.24.
    This section applies to all policies with policy years beginning on or after May 21, 2009.(a) In addition to the requirements set forth under Sections 10140...

Last modified: October 22, 2018