California Insurance Code CHAPTER 2 - Group Life Policies

• Section 10200.
  Any life insurer may issue life, disability, term, and endowment insurance on the group plan, with or without annuities, and with premium rates less than...
• Section 10200.2.
  An insurer may, in the discretion of the contracting parties, enter into a contract with a group policyholder or other contracting entity under any group,...
• Section 10200.5.
  The term “franchise” or “wholesale” insurance shall mean a life insurance plan under which a number of individual life insurance policies are issued at special...
• Section 10201.
  The only forms of group life insurance are those set forth in this chapter.(Enacted by Stats. 1935, Ch. 145.)
• Section 10202.
  Life insurance conforming to all the following conditions is one form of group life insurance:(a) Written under a policy covering when issued not less than two...
• Section 10202.5.
  (a) The term “employees” as used in Section 10202 may include the officers, managers and employees of subsidiary or affiliated corporations, and the individual proprietors, partners...
• Section 10202.8.
  A group life policy conforming to all the following conditions may be issued to the trustees of a fund established by employer members of a...
• Section 10202.81.
  The State and any political subdivisions thereof and any municipality, may provide for the type of insurance set forth in Section 10202.8 of this code...
• Section 10202.82.
  The term “employees” as used in subdivision (a) of Section 10202.8 includes individual proprietors and partners of an employer which is an individual proprietor or...
• Section 10202.85.
  A policy conforming to Section 10202.8 issued to a county may include as persons eligible, employees of a district located, wholly or partly, within such...
• Section 10203.
  Life insurance conforming to all of the following conditions is another form of group life insurance:(a) Written under a policy covering, when issued, not less than...
• Section 10203.1.
  Life insurance conforming to all the following conditions is another form of group life insurance:(a) Written under a policy covering, when issued, not less than 25...
• Section 10203.2.
  Life insurance conforming to all the following conditions is another form of group life insurance:(a) Written under a policy covering, when issued, not less than 25...
• Section 10203.4.
  (a) Insurance under a group life insurance policy issued pursuant to Sections 10202, 10202.8, 10203, 10203.1, and 10203.7 may be extended to insure the dependents, or...
• Section 10203.5.
  (a) Life insurance conforming to all the following conditions is another form of group life insurance:(1) Covering one of the following groups:(A) All members are or become borrowers...
• Section 10203.55.
  An agricultural or horticultural loan commitment as used in Section 10203.5 and in Article 5.9 (commencing with Section 779.1), Chapter 1, Part 2, Division 1...
• Section 10203.7.
  Life insurance conforming to all the following conditions is another form of group life insurance:(a) Written under a policy covering when issued, not less than 10...
• Section 10203.8.
  Life insurance conforming to all of the following conditions is another form of group life insurance:(a) Covering the lives of every eligible member of a group...
• Section 10203.9.
  In addition to the other specific circumstances under which a group life policy may be issued under this chapter a group life policy may be...
• Section 10203.10.a.
  (a) Life insurance conforming to all of the following conditions is another form of group life insurance:(1) Written under a policy issued and delivered in connection with...
• Section 10204.
  For the purpose of this chapter, the term “employer” includes the association or union designated by Section 10203, and the institution, vendor, credit union, or...
• Section 10204.5.
  (a) In addition to the issuance of group life insurance to groups in this state as permitted elsewhere in this chapter, the commissioner may approve the...
• Section 10205.
  A policy of group life insurance shall not be issued or delivered in this State nor, except as otherwise provided in Section 10205.5, shall an...
• Section 10205.5.
  An insurer is permitted to provide group life coverage prior to the approval of the form of the policy if all of the conditions of...
• Section 10205.6.
  The commissioner may suspend or revoke the permission granted any insurer in Section 10205.5 if, after notice and hearing in accordance with Chapter 5 of...
• Section 10206.
  (a) The policy shall provide that the validity of the policy shall not be contested, except for nonpayment of premiums, after it has been in force...
• Section 10206.5.
  The policy may provide that the insurer is not liable, or is liable only in a reduced amount, for losses arising from conditions:(a) Relating to war...
• Section 10207.
  The policy shall contain a provision that:(a) The policy, the application of the employer and the individual applications, if any, of the employees constitute the entire...
• Section 10208.
  The policy shall contain a provision for the equitable adjustment of the premium or the amount of insurance payable in the event of a misstatement...
• Section 10209.
  (a) Except as provided by Sections 10203.5 and 10203.8, the policy shall contain a provision that the insurer will issue to the employer for delivery to...
• Section 10209.1.
  An individual certificate shall be individualized, except that in the case of an individual certificate issued under a group policy which requires no regular contribution...
• Section 10209.3.
  (a) Subject to the terms of the policy, or pursuant to an agreement between the insured, the group policyholder, and the insurer, any person insured under...
• Section 10210.
  The policy shall contain a provision that to the groups or classes originally insured there will be added from time to time all new employees...
• Section 10210.5.
  Whenever any provision of this chapter requires the payment of a premium by any person, such requirement relates to the responsibility for the payment of...
• Section 10211.
  Policies of group life insurance may conform to the following conditions, any other provisions of this chapter notwithstanding:(a) When issued in this State by any foreign...
• Section 10212.
  Except as provided in this chapter, in every group policy issued by a domestic life insurer, the employer is the policyholder for all purposes within...
• Section 10214.
  If hereafter any dividend is paid or any premium refunded under any policy of group life insurance heretofore or hereafter issued, the excess, if any,...

Last modified: October 22, 2018