California Insurance Code ARTICLE 1 - Scope of Chapter and Definitions

• Section 10270.
  (a) This chapter shall not apply to workmen’s compensation insurance, any policy of liability insurance with or without supplementary coverage, or any policy or contract of...
• Section 10270.1.
  (a) As used in this section:(1) “Institution” means any school, college or other institution of learning or the principal or head thereof.“Camp” means one or more tents,...
• Section 10270.2.
  (a) Blanket insurance is that form of insurance providing coverage for specified circumstances and insuring by description all or nearly all persons within a class of...
• Section 10270.2.5.
  (a) In addition to the permitted types of blanket insurance issued to entities described in Section 10270.2, the commissioner may, in his or her discretion, add...
• Section 10270.3.
  (a) A blanket disability policy of a type permitted under paragraph (2) or (5) of subdivision (a) of Section 10270.2 may include either a coordination of...
• Section 10270.4.
  Any disability insurer may issue policies of group disability insurance and family expense disability insurance as defined in this article but shall not issue any...
• Section 10270.5.
  Group disability insurance is that form of disability insurance which conforms to all of the following conditions:(a) Written under a master policy, issued to any of...
• Section 10270.505.
  Another permitted form of group disability insurance is that which conforms to all of the following conditions.(1) Covering debtors who are or become obligated to repay...
• Section 10270.507.
  Except as provided in Section 10195 with respect to regulation of group Medicare supplemental insurance, and provisions of law regulating group long-term care insurance, no...
• Section 10270.51.
  The state and any political subdivisions thereof and any municipality, may provide for the type of insurance set forth in Section 10270.5 of this code...
• Section 10270.55.
  (a) With respect to a policy issued to a corporation, copartnership or individual employer eligible for group insurance pursuant to Section 10270.5, the term “employees” may...
• Section 10270.57.
  Another form of group disability insurance is that form of disability insurance conforming to the following conditions:(a) Written under a master policy issued to the trustee...
• Section 10270.6.
  Every group disability master policy shall contain the following provisions:(a) A provision that the policy, the application of the policyholder and the individual applications, if any,...
• Section 10270.63.
  An individual certificate shall be individualized, except that in the case of an individual certificate under a group policy which requires no regular contribution toward...
• Section 10270.65.
  If hereafter any dividend is paid or any premium refunded under any policy of group disability insurance heretofore or hereafter issued, the excess, if any,...
• Section 10270.7.
  Family expense disability insurance is that form of disability insurance insuring more than one person and issued to the head of a family or his...
• Section 10270.8.
  Family expense disability policies shall also contain the following provisions:(a) A provision that the policy and the application, if any, of the head of the family...
• Section 10270.9.
  No group disability policy shall be issued or delivered in this state nor, except as otherwise provided in Sections 10270.91 and 10270.98, shall an insurer...
• Section 10270.91.
  An insurer is permitted to provide group disability coverage prior to the approval of the form of the policy if all of the conditions of...
• Section 10270.92.
  The commissioner may suspend or revoke the permission granted any insurer in Section 10270.91 if, after notice and hearing in accordance with Chapter 5 of...
• Section 10270.93.
  No family expense disability policy shall be issued or delivered in this State unless a copy of the form thereof is filed with the commissioner...
• Section 10270.94.
  The commissioner shall promulgate forms of provisions which incorporate in substance the applicable provisions set forth in Articles 4 (commencing with Section 10329), 4a (commencing...
• Section 10270.95.
  Without affecting the applicability or degree of applicability of other sections of this chapter, it is hereby specified that the provisions of Sections 10321, 10325,...
• Section 10270.97.
  Selected group disability insurance is that form of disability insurance conforming to the following conditions:(a) Written under individual policies(1) Issued to not less than three employees of...
• Section 10270.98.
  Group disability policies may provide, among other things, that the benefits payable thereunder are subject to reduction if the individual insured has any other coverage...
• Section 10270.99.
  The term “individual policies or contracts,” as used in the first paragraph of Section 10270.98, does not include selected group disability policies or contracts, unless...
• Section 10271.
  (a) Except as set forth in this section, this chapter shall not apply to, or in any way affect, provisions in life insurance, endowment, or annuity...
• Section 10271.1.
  (a) (1) Supplemental benefits that operate to safeguard life insurance contracts against lapse are defined as a waiver of premium benefit or a waiver of monthly deduction...
• Section 10272.
  The term “indemnity,” as used in this chapter means benefits promised.(Enacted by Stats. 1935, Ch. 145.)
• Section 10273.
  The term “noncancelable policy” or “noncancelable and guaranteed renewable policy” as used in this chapter means a policy which the insured has the right to...
• Section 10273.3.
  The term “guaranteed renewable policy” as used in this chapter (commencing with Section 10270) means a policy which the insured has the right to continue...
• Section 10273.4.
  All disability insurers writing, issuing, or administering group health benefit plans shall make all of these health benefit plans renewable with respect to the policyholder,...
• Section 10273.5.
  No person shall cause or permit to be issued, circulated or used any representation that a policy defined in Section 10273.3 is “non-can,” noncancelable (not...
• Section 10273.6.
  All individual health benefit plans, except for short-term limited duration insurance, shall be renewable with respect to all eligible individuals or dependents at the option...
• Section 10273.7.
  (a) A policyholder, certificate holder, or other insured who alleges that a policy or coverage has been or will be canceled, rescinded, or not renewed in...
• Section 10274.
  The term “endorsement” as used in this chapter means any amendment, change, limitation, alteration or restriction of the printed text of a policy by a...
• Section 10275.
  The term “policy of accident and sickness insurance” as used in this chapter includes any policy or contract covering the kind or kinds of insurance...
• Section 10276.
  Every individual accident and health policy or contract, except single premium nonrenewable policies or contracts, issued for delivery in this state on or after July...
• Section 10277.
  (a) A group health insurance policy that provides that coverage of a dependent child of an employee or other member of the covered group shall terminate...
• Section 10278.
  (a) An individual health insurance policy that provides that coverage of a dependent child shall terminate upon attainment of the limiting age for dependent children specified...
• Section 10279.
  (a) Every disability insurer that provides group or individual policies of disability, or both, that provides, operates, or contracts for, telephone medical advice services to its...

Last modified: October 22, 2018