California Insurance Code ARTICLE 4 - Qualifications and Exemptions

• Section 10490.
  This article is applicable only to life and disability insurance. Except as otherwise expressly permitted by this code or when transacted pursuant to or expressly...
• Section 10490.1.
  Any nonprofit incorporated or unincorporated mutual benefit association in existence prior to January 1, 1945, which confines its membership to officers and employees of a...
• Section 10490.2.
  If an association described in Section 10490.1 has operated pursuant thereto since January 1, 1945, it may procure a certificate of exemption from the commissioner...
• Section 10491.
  Persons possessing a valid and unrevoked certificate of authority to transact life or disability or life and disability insurance issued by the commissioner are not...
• Section 10492.
  Any incorporated or unincorporated benefit and relief association organized on or after January 15, 1951, of either nonprofit or charitable character may, if it complies...
• Section 10493.
  Any incorporated or unincorporated benefit and relief association organized before January 15, 1951, may procure a certificate of exemption from the commissioner if it complies...
• Section 10494.
  Such a benefit and relief association shall not provide for payment of a death benefit of more than two thousand dollars ($2,000) or for disability...
• Section 10494.2.
  Any incorporated or unincorporated benefit and relief association, the membership and insurance in which are restricted to the ministers, priests, rabbis, rectors, vicars, pastors, or...
• Section 10494.5.
  Any employer maintaining a plan for furnishing disability insurance benefits to his employees for nonindustrial and nonoccupational injuries or sickness, under which plan the employer...
• Section 10494.6.
  Any employer who qualifies for a certificate of exemption under Section 10494.5 by virtue of which certificate he or she maintains a plan for furnishing...
• Section 10494.7.
  With respect to the supplemental plan described in Section 10494.6, the commissioner may, in addition to the regulations permitted by Section 10498.6, promulgate other reasonable...
• Section 10495.
  A certificate of exemption may be procured from the commissioner by filing with him or her certified copies of the articles of incorporation, association, bylaws,...
• Section 10496.
  Any person transacting life or disability insurance without a certificate of authority so to do issued by the commissioner shall not give, allow, or promise...
• Section 10497.
  If the commissioner finds that an applicant for a certificate of exemption meets the applicable requirements of this article and those requirements of this code,...
• Section 10498.
  An applicant for a certificate of exemption must comply with, and the possessor of a certificate of exemption is subject to, the following provisions of...
• Section 10498.5.
  If a holder of a certificate of exemption receives or maintains funds for any purpose other than administering and providing the benefits that make it...
• Section 10498.6.
  The commissioner may from time to time issue regulations which shall govern persons holding certificates of exemption under this article, setting forth financial and other...
• Section 10499.
  The commissioner may at any time notify any person possessing a certificate of exemption that the commissioner has grounds to believe that it is violating...
• Section 10500.
  Every person not expressly exempted by the provisions of this code that transacts life or disability insurance without a valid and unrevoked certificate of authority...
• Section 10501.
  Any person subject to this article who upon January 1, 1943, was paying, allowing, or promising to pay benefits in the event of death or...
• Section 10505.
  (a) A labor union having all of the following characteristics is exempt from the provisions of this code relating to life and disability insurance in respect...
• Section 10505.1.
  (a) (1) Any nonprofit cooperative assessment association, the membership and insurance in which are restricted to members of a labor union, is exempt from the provisions of...

Last modified: October 22, 2018