California Insurance Code ARTICLE 2 - State Rate Supervision

• Section 11730.
  The following definitions govern the construction and meaning of the terms used in this article:(a) “Classification system” or “classification” means a plan, system, or arrangement for...
• Section 11731.
  This article applies to workers’ compensation insurance and employers’ liability insurance written in connection therewith.(Repealed and added by Stats. 1993, Ch. 228, Sec. 2. Effective...
• Section 11732.
  Rates shall be adequate to cover an insurer’s losses and expenses. Rates shall not tend to create a monopoly in the market. For the purpose...
• Section 11732.5.
  Rates shall not be unfairly discriminatory. Rates are unfairly discriminatory if, after allowing for practical limitations, price differentials fail to reflect equitably the difference in...
• Section 11733.
  In determining whether rates comply with Section 11732, the following criteria shall apply:(a) Due consideration may be given to past and prospective loss and expenses experience...
• Section 11734.
  (a) Every workers’ compensation insurer shall adhere to a uniform experience rating plan filed with the commissioner by a rating organization designated by the commissioner and...
• Section 11735.
  (a) Every insurer shall file with the commissioner all rates and supplementary rate information that are to be used in this state. The rates and supplementary...
• Section 11736.
  An experience rating plan shall contain reasonable eligibility standards, provide adequate incentives for loss prevention, and shall provide for sufficient premium differentials so as to...
• Section 11736.5.
  (a) The commissioner shall establish, by regulation, those forms of collateral or security that an insurer may designate to secure the deductible amount of any policy...
• Section 11737.
  (a) The commissioner may disapprove a rate if the insurer fails to comply with the filing requirements under Section 11735.(b) The commissioner may disapprove rates if the...
• Section 11738.
  A classification shall take no account of any physical impairment of employees or the extent to which employees may have persons dependent upon them for...
• Section 11739.
  (a) An insurer shall not use any plan for the payment of dividends to policyholders by reason of a participating provision in a workers’ compensation insurance...
• Section 11740.
  Rates and supplementary rate information filed for use in this state pursuant to this article and Article 3 (commencing with Section 11750), as added and...
• Section 11742.
  (a) The Legislature finds and declares that the insolvencies of more than a dozen workers’ compensation insurance carriers have seriously constricted the market and led to...

Last modified: October 22, 2018