Georgia Code, Title 10, Chapter 1, Article 2 - Motor Vehicle Sales Financing

• § 10-1-30 - Short Title
  This article shall be known and may be cited as the "Motor Vehicle Sales Finance Act."
• § 10-1-31 - Definitions; Construction
  (a) As used in this article, the term: (1) "Cash sale price" means the price stated in a retail installment contract for which the...
• § 10-1-32 - Requirements for Retail Installment Contracts; Insurance; Delinquency Charges, Attorneys' Fees, and Costs; Receipts
  (a) A retail installment contract shall be in writing, shall be signed by both the buyer and the seller, and shall be completed as...
• § 10-1-33 - Finance Charge Limitations; Assignment of Contract
  (a) Notwithstanding any other law, the finance charge, exclusive of insurance and other benefits and official fees, shall not exceed the following rates: Class...
• § 10-1-33.1 - Advancement of Money for Satisfaction of Lease, Lien, or Security Interest in Motor Vehicle
  A retail installment seller may advance money to a buyer or pay money to a third party on behalf of the buyer to satisfy...
• § 10-1-34 - Right to Prepay Debt; Credit Upon Anticipation of Payments
  Notwithstanding the provisions of any retail installment contract to the contrary, any buyer may pay in full at any time before maturity the debt...
• § 10-1-35 - Refinancing Retail Installment Contract
  The holder of a contract, upon request by the buyer, may extend the scheduled due date of all or any part of any installment...
• § 10-1-36 - Disposition of Motor Vehicle Repossessed After Default; Right to Recover Deficiency
  (a) When any motor vehicle has been repossessed after default in accordance with Part 6 of Article 9 of Title 11, the seller or...
• § 10-1-36.1 - Assertion of Violation on Loan or Contract Secured by Motor Vehicle Only in Individual Action
  (a) A claim of violation on any loan or contract secured by an interest in a motor vehicle may be asserted in an individual...
• § 10-1-37 - Waiver of This Article Void
  Any waiver of this article shall be unenforceable and void.
• § 10-1-38 - Criminal and Civil Penalties
  (a) Any person who shall willfully and intentionally violate this article shall be guilty of a misdemeanor and, upon conviction thereof, shall be punished...
• § 10-1-39 - Additional Definitions
  In addition to the definitions provided for in Code Section 10-1-31, as used in Code Sections 10-1-40 through 10-1-42, the term: (1) "Induce" means...
• § 10-1-40 - Unlawful Inducement of Motor Vehicle Buyer or Lessee Under Contract to Sublease Vehicle; Unlawful Offering of Vehicle for Hire by Sublessee
  (a) It is unlawful for any person to induce the buyer of a motor vehicle under a retail installment contract to sublease the subject...
• § 10-1-41 - Actions Brought by Persons Suffering Damage Against Person Inducing Unlawful Sublease of Motor Vehicle; Remedies
  (a) Any one or more of the following persons may suffer damage as a result of a violation of subsection (a) or (b) of...
• § 10-1-42 - Advancement of Money to Satisfy Lease, Lien, or Security Interest in Motor Vehicle; Inclusion in Gross Capitalized Cost
  A lessor or the entity which sells the motor vehicle to the lessor for lease to a lessee may advance money to a lessee...

Last modified: October 14, 2016