Notwithstanding any other provision of law of this state, no insurance institution, agent, or insurance-support organization may utilize as its disclosure authorization form in connection with insurance transactions a form or statement which authorizes the disclosure of personal or privileged information about an individual to the insurance institution, agent, or insurance-support organization unless the form or statement:
(1) Is written in plain language;
(2) Is dated;
(3) Specifies the types of persons authorized to disclose information about the individual;
(4) Specifies the nature of the information authorized to be disclosed;
(5) Names the insurance institution or agent and identifies by generic reference representatives of the insurance institution to whom the individual is authorizing information to be disclosed;
(6) Specifies the purposes for which the information is collected;
(7) Specifies the length of time such authorization shall remain valid, which shall be no longer than:
(A) In the case of authorizations signed for the purpose of collecting information in connection with an application for an insurance policy, a policy reinstatement or a request for change in policy benefits:
(i) Thirty months from the date the authorization is signed if the application or request involves life, health, or disability insurance;
(ii) One year from the date the authorization is signed if the application or request involves property or casualty insurance; or
(B) In the case of authorizations signed for the purpose of collecting information in connection with a claim for benefits under an insurance policy:
(i) The term of coverage of the policy if the claim is for a health insurance benefit;
(ii) The duration of the claim if the claim is not for a health insurance benefit; and
(8) Advises the individual or person authorized to act on behalf of the individual that the individual or the individual's authorized representative is entitled to receive a copy of the authorization form.
Section: Previous 33-39-1 33-39-2 33-39-3 33-39-4 33-39-5 33-39-6 33-39-7 33-39-8 33-39-9 33-39-10 33-39-11 33-39-12 33-39-13 33-39-14 33-39-15 NextLast modified: October 14, 2016