Georgia Code, Title 33, Chapter 25 - Life Insurance

• § 33-25-1 - "Contract of Life Insurance" Defined
  A "contract of life insurance" is one whereby the insurer, for a consideration, assumes an obligation to be performed upon the death of the...
• § 33-25-2 - Inclusion of Application for Insurance or Constitution, Bylaws, or Other Rules of Insurer in Policies; Receipt in Evidence
  (a) Except for group life insurance policies, all life insurance policies which contain any reference to the application for insurance or to the constitution,...
• § 33-25-3 - Required Policy Provisions Generally
  (a) Except as provided in subsection (b) of this Code section, no policy of life insurance shall be delivered or issued for delivery in...
• § 33-25-3.1 - Policy Loan Interest Rates on Life Insurance Policies; Definitions; Construction and Applicability
  (a) As used in this Code section, the term: (1) "Policy" means a contract of life insurance, a life benefit certificate issued by a...
• § 33-25-4 - Required Nonforfeiture Provisions
  (a)(1) Except as provided in subsection (f) of this Code section, no policy of life insurance issued on or after January 1, 1966, shall...
• § 33-25-5 - Inclusion of Provisions Excluding or Restricting Liability for Death
  (a) No policy of life insurance, except as stated in subsection (c) of this Code section, shall be delivered or issued for delivery in...
• § 33-25-6 - When Issuance of Participating and Nonparticipating Policies Permissible
  A life insurer may issue both participating and nonparticipating policies only if the right or absence of right to participate is reasonably related to...
• § 33-25-7 - Effect of Incontestable Clause
  A clause in any policy of life insurance which provides that the policy shall be incontestable after a specified period shall preclude only a...
• § 33-25-8 - Right of Person to Whom Policy or Contract Issued to Return Policy or Contract and Receive Premium Refund; Effect of Return; Proof of Return
  (a) Every individual life insurance policy or contract issued for delivery in this state on or after July 1, 1979, except those issued in...
• § 33-25-9 - Issuance or Delivery of Life Insurance Policies As Part of or in Combination With Other Contracts, Agreements, or Plans
  Except as expressly provided in this Code section, no life insurance policy shall be issued or delivered in this state, as a part of...
• § 33-25-10 - Payment of Interest on Proceeds or Payments Under Policies
  (a) Each insurer admitted to transact life insurance in this state shall pay interest on proceeds or payments under any individual policy of life...
• § 33-25-11 - Cash Surrender Value and Proceeds of Life Insurance Policies and Annuity Contracts Not Liable to Attachment, Garnishment, or Legal Process in Favor of Creditors; Proceeds Becoming Part of Insured's Estate
  (a) Whenever any person residing in the state shall die leaving insurance on his or her life, such insurance shall inure exclusively to the...
• § 33-25-12 - Contesting of Policy After Reinstatement
  A reinstated policy of life insurance may be contested on account of fraud or misrepresentation of facts material to the reinstatement only for the...
• § 33-25-13 - Receipt of Benefits From Insurance Policy of Deceased by Person Found Guilty of Committing Murder or Voluntary Manslaughter
  No person who commits murder or voluntary manslaughter or who conspires with another to commit murder shall receive any benefits from any insurance policy...
• § 33-25-14 - Unclaimed Life Insurance Benefits; Purpose; Definitions; Insurer Conduct
  (a) This Code section shall be known and may be cited as the "Unclaimed Life Insurance Benefits Act."(b) This Code section shall require recognition...

Last modified: October 14, 2016