Georgia Code § 53-12-423 - Insurance Policies and Similar Contracts

(a) Except as otherwise provided in subsection (b) of this Code section, a trustee shall allocate to principal the proceeds of a life insurance policy or other contract in which the trust or its trustee is named as beneficiary, including a contract that insures the trust or its trustee against loss for damage to, destruction of, or loss of title to a trust asset. The trustee shall allocate dividends on an insurance policy to income if the premiums on the policy are paid from income and to principal if the premiums are paid from principal.

(b) A trustee shall allocate to income proceeds of a contract that insures the trustee against loss of occupancy or other use by an income beneficiary, loss of income, or, subject to Code Section 53-12-412, loss of profits from a business.

(c) This Code section shall not apply to a contract to which Code Section 53-12-425 applies.

Section: Previous  53-12-420  53-12-421  53-12-422  53-12-423  53-12-424  53-12-425  53-12-426  53-12-427  53-12-428  53-12-429  53-12-430  53-12-431    Next

Last modified: October 14, 2016