Hawaii Revised Statutes 489p. Consumer Credit Reporting Agencies

• 489p-1 Purpose.
  The Federal Trade Commission recently determined that between October 1998, and September 2003, more than twenty-seven million three hundred Americans have been victims of identity...
• 489p-2 Definitions.
  When used in this chapter, unless the context otherwise requires: "Consumer credit reporting agency" or "consumer reporting agency" means any person who, for monetary...
• 489p-3 Security Freeze by Consumer Reporting Agency.
  (a) Any consumer who is a resident of this State may place a security freeze on the consumer's credit report. A consumer credit reporting agency...
• 489p-4 Consumer Reporting Agency Duties If Security Freeze in Place.
  If a security freeze is in place, a consumer reporting agency shall not change any of the following official information in a credit report without...
• 489p-5 Persons Not Required to Place Security Freeze.
  The requirement under this chapter to place a security freeze on a credit report shall not apply to: (1) A check services or fraud...
• 489p-6 Violation, Penalties.
  (a) A person who violates any provision of this chapter shall be subject to penalties of not more than $2,500 for each violation. The...

Last modified: October 27, 2016