Illinois Compiled Statutes 815 Business Transactions: Article -

• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 1
  This Act shall be known and may be cited as the "Credit Services Organizations Act". (Source: P.A. 85-1384.)
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 2
  The General Assembly finds and declares that: (a) The ability to obtain and use credit has become of great importance to consumers who have...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 3
  As used in this Act: (a) "Buyer" means an individual who is solicited to purchase or who purchases the services of a credit services...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 4
  In construing this Act consideration shall be given to the interpretations of the Fair Credit Reporting Act (15 U.S.C. Section 1681 et seq.). (Source:...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 5
  No credit services organization, its salespersons, agents or representatives, or any independent contractor who sells or attempts to sell the services of a credit...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 6
  Before the execution of a contract or other form of agreement between a buyer and a credit services organization or before the receipt by...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 7
  (a) Each contract between the buyer and a credit services organization for the purchase of the services of the credit services organization shall be...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 8
  Any contract for services which does not comply with applicable provisions of this article shall be void and unenforceable as contrary to public policy....
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 9
  (a) A credit services organization shall file a registration statement with the Secretary of State before conducting business in this State. The registration statement...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 10
  If a credit services organization is required to obtain a surety bond pursuant to paragraph (1) of Section 5 of this Act, the following...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 11
  Any person injured by a violation of this Act or by the credit services organization's breach of a contract entered into pursuant to Section...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 12
  A. The Attorney General, the State's Attorney of any county, or a buyer may bring an action in a circuit court to enjoin a...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 13
  Any person, as defined under this Act, violating any provision of this Act except breach of contract, upon conviction for the first offense, is...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 14
  In an action under this Act the burden of proving an exemption under paragraph (d) of Section 3 is on the person claiming the...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 15
  The remedies provided by this Act are in addition to other remedies provided by law. A violation of this Act shall also constitute a...
• Illinois Credit Services Organizations Act. - 815 ILCS 605, Section 16
  This Act shall be liberally construed to effect the purposes thereof. (Source: P.A. 85-1384.)

Last modified: February 18, 2015