General Laws of Massachusetts - Chapter 175I Insurance Information and Privacy Protection
- Massachusetts General Laws - Application of chapter - Chapter 175I, Section 1
(a) The obligations imposed by this chapter shall apply to an insurance institution, insurance representative or insurance-support organization which in the case of life, health...
- Massachusetts General Laws - Definitions - Chapter 175I, Section 2
As used in this chapter the following words shall, unless the context otherwise requires have the following meanings: “Adverse underwriting decision”, (1) any of the...
- Massachusetts General Laws - Pretext interviews; use - Chapter 175I, Section 3
No insurance institution, insurance representative, or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance...
- Massachusetts General Laws - Notice of information practices; time; contents; abbreviated notice - Chapter 175I, Section 4
(a) An insurance institution or insurance representative shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions as...
- Massachusetts General Laws - Questions to obtain marketing or research information; disclosure - Chapter 175I, Section 5
An insurance institution or insurance representative shall clearly specify questions designed to obtain information solely for marketing or research purposes from an individual in connection...
- Massachusetts General Laws - Disclosure authorization form; contents - Chapter 175I, Section 6
Notwithstanding any general or special law to the contrary, no insurance institution, insurance representative or insurance-support organization may utilize as its disclosure authorization form in...
- Massachusetts General Laws - Investigative consumer report; personal interview; prohibited information - Chapter 175I, Section 7
(a) No insurance institution, insurance representative or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance...
- Massachusetts General Laws - Recorded personal information; medical record information; disclosure; fees - Chapter 175I, Section 8
(a) An insurance institution, insurance representative or insurance-support organization shall make any personal information collected or maintained in connection with an insurance transaction in its...
- Massachusetts General Laws - Correction, amendment or deletion of personal information - Chapter 175I, Section 9
(a) An individual to whom personal information refers has a right to have any factual error corrected and any misrepresentation or misleading entry amended or...
- Massachusetts General Laws - Adverse underwriting decision; notice; reasons; disclosure of medical or mental health record information; summary of rights - Chapter 175I, Section 10
(a) In the event of an adverse underwriting decision, the insurance institution or insurance representative responsible for the decision shall: (1) either provide the applicant,...
- Massachusetts General Laws - Prior adverse underwriting decisions; requests for information by insurance organizations - Chapter 175I, Section 11
No insurance institution, insurance representative or insurance-support organization may seek information in connection with an insurance transaction concerning any previous adverse underwriting decision experienced by...
- Massachusetts General Laws - Adverse underwriting decision; basis - Chapter 175I, Section 12
No insurance institution or insurance representative may base an adverse underwriting decision in whole or in part: (1) on the fact of a previous adverse...
- Massachusetts General Laws - Personal or privileged information from insurance transactions; disclosure - Chapter 175I, Section 13
An insurance institution, insurance representative or insurance-support organization shall not disclose any personal or privileged information about an individual collected or received in connection with...
- Massachusetts General Laws - Investigations - Chapter 175I, Section 14
(a) The commissioner shall have power to examine and investigate into the affairs of every insurance institution or insurance representative doing business in the commonwealth...
- Massachusetts General Laws - Violations; notice; hearings; service of process - Chapter 175I, Section 15
(a) Whenever the commissioner has reason to believe that an insurance institution, insurance representative or insurance-support organization has been or is engaged in conduct in...
- Massachusetts General Laws - Agent for service of process - Chapter 175I, Section 16
For the purpose of this chapter, an insurance-support organization transacting business outside the commonwealth which has an effect on a person residing in the commonwealth...
- Massachusetts General Laws - Findings; orders to cease and desist; reports - Chapter 175I, Section 17
(a) If, after a hearing pursuant to section fifteen, the commissioner finds that the insurance institution, insurance representative or insurance-support organization charged has engaged in...
- Massachusetts General Laws - Penalties; violations of cease and desist orders - Chapter 175I, Section 18
(a) In any case where a hearing pursuant to section fifteen results in the findings of a knowing violation of this chapter, the commissioner may,...
- Massachusetts General Laws - Judicial review; filing deadline; jurisdiction; orders - Chapter 175I, Section 19
(a) Any person subject to an order of the commissioner under section seventeen or section eighteen or any person whose rights under this chapter were...
- Massachusetts General Laws - Equitable relief; damages; costs and attorney’s fees; limitation of actions - Chapter 175I, Section 20
(a) If any insurance institution, insurance representative or insurance-support organization fails to comply with sections eight, nine or ten with respect to the rights granted...
- Massachusetts General Laws - Disclosure of information; immunity - Chapter 175I, Section 21
No cause of action in the nature of defamation, invasion of privacy or negligence shall arise against any person for disclosing personal or privileged information...
- Massachusetts General Laws - Information obtained by false pretenses; penalties - Chapter 175I, Section 22
Any person who knowingly and willfully obtains information about an individual from an insurance institution, insurance representative or insurance-support organization under false pretenses shall be...
Last modified: September 11, 2015