Michigan Compiled Laws § 445.2522 Placement Of Security Freeze On Consumer's Credit Report; Duties Of Consumer Reporting Agency.


445.2522 Placement of security freeze on consumer's credit report; duties of consumer reporting agency.

Sec. 12.

Within 5 business days after placing a security freeze on a consumer's credit report under section 11, the consumer reporting agency shall do all of the following:

(a) Send a written confirmation of the security freeze to the consumer.

(b) Provide the consumer with a unique personal identification number or password to be used by the consumer when authorizing the release of the consumer's credit report to a specific person or for a specific period of time.

(c) Provide the consumer with a written statement of the procedures for requesting the consumer reporting agency to remove or temporarily lift a security freeze.


History: 2013, Act 229, Eff. Jan. 1, 2014


Section: 445.2521  445.2522  445.2523  445.2524  445.2525  445.2526  445.2527    Next

Last modified: October 10, 2016